accountant

data analyst

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commercial finance analyst

Mondelēz International

<div><div>Job Description
Are You Ready to Make It Happen at Mondel&#275;z International?
Join our Mission to Lead the Future of Snacking. Make It Uniquely Yours.
You will perform detailed finance work, transactions and data structuring under the guidance of the Finance Manager. You will collect data, be responsible for maintaining information integrity, monitor reconciliations and conduct basic checks and controls.
How you will contribute
You will:<ul><li>
Execute aspects of finance planning and performance management process and related financial decisions potentially including Annual Contract planning/forecasting, target development, financial performance reporting/analysis, financial modeling and decision support for a focused scope within a region, business unit, country, Supply Chain, Mondel&#275;z International Business Services or Corporate Finance team. You will also execute data collection and data integrity checks</li><li>
Contribute to a strong controls and compliance environment in area of scope and ensure full compliance with our policies</li><li>
Execute ad hoc analyses and projects as requested by the Senior Finance Manager (or Director)</li><li>
Support projects to improve efficiencies and improvements to ways of working and embrace a mindset of continuous improvement</li><li>
Contribute to a high-performing Finance team. You will also invest in personal development and the development of your Finance peers</li></ul>
What you will bring
A desire to drive your future and accelerate your career. You will bring experience and knowledge in:<ul><li>
TECHNICAL EXPERTISE in financial analysis and data collection/structuring</li><li>
BUSINESS ACUMEN and a basic understanding of our business, consumer packaged goods industry, and local snacking market. Relevant experience in a regional (or sizeable local) business</li><li>
LEADERSHIP SKILLS including collaboration and communication skills within a larger Finance team. Team player with can do mentality to deliver results</li><li>
GROWTH/DIGITAL MINDSET and the ability to execute opportunities and leverage technology to improve operational efficiency and effectiveness</li><li>
INTEGRITY and sound judgement in all decisions and interactions aligned with our values and policies and external regulations</li></ul>
More about this role
Education / Certifications: MBA in Accounting &amp; Finance / ACCA /CA
Experience: Minimum 5 Years in FP&amp;A, Pricing or Commercial Finance
Travel requirements: As per business need
Work schedule: Full Time, Monday to Friday (9:00AM - 5:30PM)
No Relocation support available
Business Unit Summary<div>
Mondel&#275;z International in the Middle East, North Africa and Pakistan serves the Middle East and Africa markets as well as Australia, New Zealand, the UK and Canada. Headquartered in Dubai, UAE, we have more than 2600 employees working across seven plants and six commercial offices; we make, bake, sell and deliver our products to customers. We are market leaders in key snacking categories with iconic global and local brands including Cadbury Dairy Milk chocolate, Milka, Oreo and belVita biscuits, Barni Cakes,Tang powdered beverage, Chiclets and Trident gum and Halls candy.</div>
Mondel&#275;z International is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation or preference, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Job Type
Regular
Finance Planning &amp; Performance Management
Finance</div></div> <div id='job-id'>Job Id: IomPubu/jqtf9vKgAqOzEVHlOmo2P8ZkQS3hQQqEHFKHAYbDEgsgqR4/+H2sgoSbtOPflVQ8Bv6NmQ7WCBLzvWQrPkg2d4o9fFluSE7sQyulNdvdH2oNT145LEf+VF9LkTF7CAIBamQPNpcju6wn9OyczvID84AZMrHnIrHi5VMymhYM9aD+jt4=</div>

Commercial Finance Analyst

<div>
 
 Job Description
 
 
 
 
 Are You Ready to Make It Happen at Mondel&emacr;z International?
 
 
 
 
 Join our Mission to Lead the Future of Snacking. Make It Uniquely Yours.
 
 
 
 You will perform detailed finance work, transactions and data structuring under the guidance of the Finance Manager. You will collect data, be responsible for maintaining information integrity, monitor reconciliations and conduct basic checks and controls.
 
 
 
 How You Will Contribute
 
 
 
 You will:
 
 
 <ul>
 <li>
 Execute aspects of finance planning and performance management process and related financial decisions potentially including Annual Contract planning/forecasting, target development, financial performance reporting/analysis, financial modeling and decision support for a focused scope within a region, business unit, country, Supply Chain, Mondel&emacr;z International Business Services or Corporate Finance team. You will also execute data collection and data integrity checks
 </li>
 <li>
 Contribute to a strong controls and compliance environment in area of scope and ensure full compliance with our policies
 </li>
 <li>
 Execute ad hoc analyses and projects as requested by the Senior Finance Manager (or Director)
 </li>
 <li>
 Support projects to improve efficiencies and improvements to ways of working and embrace a mindset of continuous improvement
 </li>
 <li>
 Contribute to a high-performing Finance team. You will also invest in personal development and the development of your Finance peers
 
 
 
 </li>
 </ul>
 
 What You Will Bring
 
 
 
 A desire to drive your future and accelerate your career. You will bring experience and knowledge in:
 
 
 <ul>
 <li>
 TECHNICAL EXPERTISE in financial analysis and data collection/structuring
 </li>
 <li>
 BUSINESS ACUMEN and a basic understanding of our business, consumer packaged goods industry, and local snacking market. Relevant experience in a regional (or sizeable local) business
 </li>
 <li>
 LEADERSHIP SKILLS including collaboration and communication skills within a larger Finance team. Team player with can do mentality to deliver results
 </li>
 <li>
 GROWTH/DIGITAL MINDSET and the ability to execute opportunities and leverage technology to improve operational efficiency and effectiveness
 </li>
 <li>
 INTEGRITY and sound judgement in all decisions and interactions aligned with our values and policies and external regulations
 
 
 
 </li>
 </ul>
 
 More About This Role
 
 
 
 
 What you need to know about this position:
 
 
 
 <ul>
 <li>
 MBA in Accounting and Finance or ACCA
 </li>
 <li>
 Experience: Minimum 5 years of experience in FP&amp;A/ Category or Commercial Finance
 
 
 
 </li>
 </ul>
 No Relocation support available
 
 
 
 Business Unit Summary
 
 
 
 Mondel&emacr;z International in the Middle East, North Africa and Pakistan serves the Middle East and Africa markets as well as Australia, New Zealand, the UK and Canada. Headquartered in Dubai, UAE, we have more than 2600 employees working across seven plants and six commercial offices; we make, bake, sell and deliver our products to customers. We are market leaders in key snacking categories with iconic global and local brands including Cadbury Dairy Milk chocolate, Milka, Oreo and belVita biscuits, Barni Cakes,Tang powdered beverage, Chiclets and Trident gum and Halls candy.
 
 
 Mondel&emacr;z International is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation or preference, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by law.
 
 
 
 Job Type
 
 
 
 Regular
 
 
 Finance Planning &amp; Performance Management
 
 
 Finance
</div>
 <div id='job-id'>Job Id: /71UZiNudlRPVZasDoxiTU0EmFtGX98nh8siuvrfIcvqHSyp0h3V0YeKLO3iFMlJmhQ/ZQM1jbLEL4YThvAsqPmQ4/z86m+8SrF9u31lbNzAJXDO1xl0O5IgFgCKZKPlUDpHk72jz9gJa0QyYyh1T4Lg184COQN3p3q/70mu4oId9NzH/5oT2TGchro8JnQ/6TCgfOghb3wlABl0LEgZwBkRNF3a6fJMpeCnLzLc4qizSps8qrfTBkeml5Xnc0yFJu3Imu1WjLzLFfp0rVkIs8QgdRCGdKbdUNfqVjdaZXvU2QkIIzG/S5VALhUbofB4ytTIaswySlFCACeYk0dAqpyQ75PBEeppXIXajGZ/IYNGKeTdtie2Bsk=</div>

IBL UNISYS

Job Title: Financial AnalystDepartment: FinanceJob Type: Full-timeLocation: Karachi (On-site)About IBL-Unisys:IBL-Unisys, part of the IBL Group of Companies, has been a market leader in Pakistan for over a century. Specializing in the distribution, marketing, and manufacturing of global brands, we have expanded our portfolio into cutting-edge technology solutions. As a premier IT services provider, IBL-Unisys partners with globally renowned companies to deliver innovative and reliable technology solutions to our clients.Job Summary:We are seeking a detail-oriented and analytical Financial Analyst to join our Finance team. The ideal candidate will be responsible for evaluating financial data, preparing reports, supporting budgeting and forecasting processes, and providing strategic insights to aid in data-driven decision-making.Key Responsibilities:<ul><li>Support the preparation of financial and operational reports, including inputs for dashboards on a weekly, monthly, and quarterly basis.</li><li>Perform variance analysis and provide actionable insights into business performance.</li><li>Build and maintain financial models to support planning and forecasting activities.</li><li>Identify trends and recommend strategies to optimize revenue and control costs.</li><li>Verify pricing structures and financial proposals in coordination with the Sales team, ensuring alignment with internal policies.</li><li>Review and validate customer quotations and commercial terms.</li><li>Conduct financial analysis to support pricing strategies and margin optimization.</li><li>Collaborate with Sales, Legal, and Finance teams to streamline proposal and approval workflows.</li><li>Conduct Customer Due Diligence (CDD) and Vendor Due Diligence (VDD) in accordance with company policy.</li><li>Ensure compliance with financial regulations, company policies, and internal controls.</li><li>Document and maintain Standard Operating Procedures (SOPs) for key finance and sales support processes.</li><li>Analyze financial performance by comparing actual results to forecasts and budgets.</li><li>Work cross-functionally to gather financial data and support strategic planning.</li><li>Assist with investment analysis and capital budgeting initiatives.</li><li>Ensure data accuracy and consistency across financial reporting systems.</li><li>Stay current on financial regulations, industry trends, and best practices.</li></ul>Qualifications:<ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>1-2 years of experience in a financial analyst or similar finance role.</li><li>Strong proficiency in Microsoft Excel and financial modeling techniques.</li><li>Experience with financial reporting systems such as SAP, Oracle, NetSuite, or similar platforms.</li><li>Excellent analytical, problem-solving, and communication skills.</li><li>Ability to prioritize tasks, manage deadlines, and work independently.</li><li>Professional certifications (e.g., ACCA, CPA, CFA, or MBA) are preferred but not required.</li></ul>Job Type: Full-timeWork Location: In person <div id='job-id'>Job Id: pgHz4Ju+tOJCHq2wirjIVdXz6pPhpN2HybZVTYva7SzUkGUTSJWG5C030kksloZo1Z15VNB6JPx1wrDxCXHh40RPtrMG+FTKmk4orrYvkKnLo6Mvj9UL</div>

Financial Analyst

Tens Sourcing

Job Title: Financial Analyst &ndash; Equity Research &amp; Investment StrategyCompany: Tens SourcingLocation: DHA Phase 8, Karachi, Pakistan (On-site)Job Type: Full-Time (Monday&ndash;Saturday, 10:00 AM &ndash; 7:00 PM)About the CompanyTens Sourcing is a fast-growing e-commerce service provider helping brands maximize their potential. In addition to our core e-commerce operations, we are expanding into equity research and investment strategy, offering a dynamic environment for finance professionals to grow their careers.Job SummaryWe are looking for a CFA Level II/III Financial Analyst with strong analytical skills to support our equity investment strategy. This role involves conducting in-depth research on publicly traded companies, tracking market trends, building financial models, and providing actionable investment recommendations.Key Responsibilities<ul><li>Analyze financial statements, earnings reports, and macroeconomic indicators.</li><li>Build and maintain DCF, comparable company, and other valuation models.</li><li>Conduct equity research on listed companies, including industry analysis and competitor benchmarking.</li><li>Monitor market sectors to identify investment opportunities and assess risks.</li><li>Prepare investment reports, research briefs, and presentations.</li><li>Track market news, earnings calls, and analyst commentary for portfolio companies.</li><li>Assist in portfolio performance reviews and scenario analysis.</li><li>Provide trade recommendations to management.</li></ul>Requirements<ul><li>CFA charter holder or CFA Level II/III candidate.</li><li>Bachelor&rsquo;s degree in Finance, Economics, Accounting, or a related field.</li><li>2&ndash;4 years of experience in equity research, investment banking, or asset management.</li><li>Strong understanding of financial modeling, valuation, and accounting principles.</li><li>Proven ability to conduct independent equity research and present clear insights.</li><li>Excellent analytical, problem-solving, and communication skills.</li><li>Proficiency in Excel, PowerPoint, and financial databases.</li><li>High attention to detail, intellectual curiosity, and strong work ethic.</li></ul>Job Type: Full-timeEducation:<ul><li>Middle School (Required)</li></ul>Experience:<ul><li>Finance: 5 years (Required)</li></ul>Location:<ul><li>Karachi (Required)</li></ul>Work Location: In person <div id='job-id'>Job Id: Y8znqLcBciXsoeVrp48OrhGfpEYsbWj2RZ8tU/9H/aJm4ebUyoT/JXoHIZoomAxcFXyzge2M/X48LUuDDuYuzC+C2E6sAKDUlddbWvEeCNQnEBicI9rH</div>

A.A Joyland (Pvt) Ltd

AA Joyland Pvt. Ltd. looking to hire a Research Analyst with a strong understanding of the International stock market, based in KarachiPosition: Research Analyst Experience: 0-6 months (Fresh graduates are encouraged to apply) Salary: Rs. 50,000 - 60,000 + Incentives Location: Remote work (Availability for in-person meetings once or twice a week) Responsibilities:* Conduct in depth research and analysis on International stock markets. * Identify and report on market trends, top gainers, and high-potential sectors. * Prepare regular reports and insights to support investment decisions. Requirements: * Finance background &amp; strong interest in stock market analysis, especially within the UAE market. * Ability to analyze data and present clear, actionable insights.Interested candidate may share their CV at careers@aajoyland.com with mentioning the position title in the subject lineJob Type: Full-timePay: Rs50,000.00 - Rs60,000.00 per month <div id='job-id'>Job Id: yLbZzTnMxVYaWOzHgIenuXZJUul7kB3cFlcQpeWLooImhivrKNs6YQf+PZC8Q76UWl6trxjkP8U8tLQCJfWiCJCp8l7ynOsCdLVR3sDjSmePBwtmK4s=</div>

Research Analyst

Habib Bank AG Zurich

<div>
 
 
 Job Description: IT Business Analyst (Banking Domain)
 
 
 
 
 Position:
 
 Business Analyst
 
 
 
 Experience Required:
 
 Minimum 5 years in the Banking Domain
 
 
 
 Location:
 
 Karachi, Pakistan
 
 
 
 Employment Type:
 
 Full-time
 
 
 
 
 
 
 Role Summary:
 
 
 
 We are seeking a highly motivated and experienced
 
 Business Analyst
 
 with a proven track record in the
 
 banking domain
 
 . The ideal candidate will bridge the gap between business needs and technical solutions, ensuring seamless implementation of projects, system enhancements, and process improvements.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 
 
 
 Requirements regarding Gathering &amp; Analysis:
 
 
 <ul>
 <li>
 Collaborate with stakeholders to gather and document detailed business requirements.
 </li>
 <li>
 Analyzing and interpret business needs to translate them into functional and technical specifications.
 </li>
 </ul>
 
 
 
 
 
 Stakeholder Engagement:
 
 
 <ul>
 <li>
 Act as the primary liaison between business units,
 
 IT teams
 
 , and external vendors.
 </li>
 <li>
 Manage relationships with stakeholders to ensure alignment on project goals and deliverables.
 </li>
 </ul>
 
 
 
 
 
 Domain Expertise:
 
 
 <ul>
 <li>
 Leverage in-depth knowledge of the banking domain, including retail banking, corporate banking, payments, lending, and regulatory compliance.
 </li>
 <li>
 Stay updated with industry trends and regulatory changes impacting banking processes.
 </li>
 </ul>
 
 
 
 
 
 Documentation &amp; Reporting:
 
 
 <ul>
 <li>
 Create and maintain detailed documentation, including business requirement documents
 
 (BRDs
 
 ), functional specifications, and user stories.
 </li>
 <li>
 Provide periodic status updates, reports, and presentations to stakeholders.
 </li>
 </ul>
 
 
 
 
 
 Qualifications and Skills:
 
 
 
 
 
 
 
 Education:
 
 Bachelor&rsquo;s degree in business administration
 
 , Finance, Computer Science
 
 , or related field. A master&rsquo;s degree or certificates
 
 (e.g., CBAP, PMI-PBA) is a plus.
 
 
 
 
 Experience:
 
 
 Minimum 5 years
 
 of experience as a Business Analyst in the banking domain.
 
 
 
 
 
 
 Technical Skills:
 
 
 <ul>
 <li>
 Proficiency in business analysis tools.
 </li>
 <li>
 Familiarity with
 
 core banking systems, digital banking platforms, and financial technologies.
 
 </li>
 <li>
 Exposure to and in-depth understanding of software engineering methodologies.
 </li>
 </ul>
 
 
 
 
 
 Soft Skills:
 
 
 <ul>
 <li>
 Excellent communication, negotiation, and problem-solving skills.
 </li>
 <li>
 Strong analytical mindset with attention to detail.
 </li>
 <li>
 Ability to work independently and collaboratively in a fast-paced environment.
 </li>
 </ul>
 
 
 
 
 
 Why Join Us?
 
 
 <ul>
 <li>
 Opportunity to work on impactful banking projects.
 </li>
 <li>
 Collaborative and innovative work environment.
 </li>
 <li>
 Competitive compensation and career growth opportunities.
 </li>
 </ul>
 
 
</div>
 <div id='job-id'>Job Id: seJu2hXBB+p+Jgs3vESMiy8+gMTO2ddbQmWFoRVW49U2AYwT/0Gd4RqniNHThfTul4zcG2z0TWXSLuTLkf5AQ0nVmCwFFJwAXA==</div>

Business Analyst

Hcm International

Position: Commercial Business Partner - FinanceLocation: KarachiScope of Role:o The candidate will act as a bridge between Finance and Commercial Departmento Act as a strategic partner to the Sales, Supply Chain and Operations teams by providing financial insights, planning and analysiso Ensure business profitability, cost control and revenue growth through effective budgeting, forecasting and performance tracking.Key Responsibilities:o Financial Planning &amp; Analysis: Prepare annual budgets and forecasts for Distribution Operations. Analyze performance.o Commercial Support: Collaborate with Sales &amp; Supply Chain to assess trade offers, pricing, and discounts. Evaluate customer, channel, and regional profitability,o Sales &amp; Margin Analysis: Analyze sales trends, SKU performance and gross-to-net margins. Evaluate promotional spend effectiveness.o Cost Control &amp; Efficiency: Monitor logistics, warehousing and delivery costs to identify savings. Support improvement in routes, inventory turnover, working capital.o Distributor Financial Health Monitoring: Analyze distributor ROI, credit exposures, overdue collections. Recommend improvements in funding and settlement models.o Pricing and Trade Spend Governance: Ensure trade spend is within budget and support pricing decisions.o Month-End Closure &amp; Reporting: Support month-end processes related to sales, claims and trade spend accruals.Requirements:* Sector Requirement: FMCG, retail, telecom, manufacturing.* Education: MBA in Finance or related field. Professional certifications like ACCA, CIMA, CA, CMA are an added advantage. Familiarity with ERP (SAP/ Oracle).* Years of Experience: 6-8 years in Finance (preferably Commercial Finance), FP&amp;A (Financial Planning &amp; Analysis) or Business Partnering roles.Apply: rabbiya.rasheed@primehr.com.pkJob Type: Full-timePay: Rs200,000.00 - Rs250,000.00 per monthWork Location: In person <div id='job-id'>Job Id: 8a/vu385s5B1hPpHJCh2l2CKL6t0CCgEa0boQ95YFC9eHFqEa74avQYiGl2JBv9EVEohRlFU+knfJeSWIIYMgpqXaX9eV/dhhltrKpeNEN0Ohs/U7ukKun72kYpJkSC2f6J4OOqA9Pee</div>

Commercial Business Partner - Finance

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Commercial Business Partner - Finance