commercial loan analyst

First Bank and Trust Company

<div></div><div><div><div><div><div><p>The First Bank and Trust Company is seeking an <b>Experienced Commercial Credit Analyst</b> to be located in the Shenandoah Valley region to support the bank&rsquo;s commercial and agricultural lending activities and to contribute to the overall credit quality of the bank. The Commercial Credit Analyst will be responsible for the thorough credit analysis of commercial and agricultural loan requests and of all related financial information and for assessing the credit-worthiness of commercial and agricultural loan requests. The Credit Analyst will also be responsible for providing complete, accurate and objective written reports presenting all financial information and summarizing the strengths and weaknesses of commercial and agricultural loan requests for use in the making of lending decisions.</p><p>
A bachelor&rsquo;s degree in Accounting, Finance and Business and/or Economics (with sufficient credits in accounting) is required. Three to five years of commercial credit analysis and/or financial accounting experience is required. The candidate must possess strong financial analysis and accounting skills, strong critical thinking skills, strong written and verbal communication skills, a strong attention to detail, be well organized, and be able to work in a team environment. The candidate must also have strong computer skills, including Microsoft Word and Excel.</p><div><div><div><div><div><div><div><div><div><div><div><div><div><p><b>
BENEFITS FOR FULL-TIME EMPLOYEES:</b></p><ul><li>
PTO Leave is 20 Days per year earned monthly.</li><li>
First Bank and Trust recognizes 11 paid holidays, when the holidays occurs during the work week.</li><li>
Medical, Dental and Vision Insurance coverage starts the 1st day of the month after hire date.</li><li>
Employees are automatically enrolled in the bank's 401K/ESOP Plan.
</li><li>First Bank and Trust provides basic life insurance coverage equal to two times an employees' base salary.</li><li>
First Bank and Trust provides long-term disability Insurance coverage.</li></ul><p><b>
First Bank and Trust is an Equal Opportunity Employer </b>EOE/AA/M/F/Disabled/Veteran</p></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div><p></p>

Commercial Credit Analyst

Hanini Consulting

<div>
 <p>
  <span>
   We are seeking a highly skilled Financial Analyst with a strong background in financial analysis and loan underwriting to join our team in Cairo. The ideal candidate will support underwriting of complex commercial real estate and small business loans, with a focus on transit-oriented development financing across acquisition, predevelopment, and construction stages. This role will also drive business development initiatives for the organization&rsquo;s small business loan fund by identifying and cultivating potential borrowers.
  </span>
 </p>
 <p>
  <span>
   The Financial Analyst will prepare investment recommendations to support senior management decision-making and ensure compliance with all loan documentation and regulatory requirements. Prior experience in loan underwriting and extensive knowledge of commercial loan documentation are essential for success in this role.
  </span>
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Responsibilities
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   <span>
    Evaluate, underwrite, and recommend decisions on new loans, renewals, and modifications while ensuring credit quality and soundness.
   </span>
  </li>
  <li>
   <span>
    Analyze and interpret financial statements, tax returns, rent rolls, leases, and other borrower documentation in a clear and concise manner.
   </span>
  </li>
  <li>
   <span>
    Present loan requests to the Loan Committee in a formal credit presentation, including property-level and global cash flow analyses, sources and uses of funds, collateral evaluation, loan structuring, pricing, market analysis, and recommended covenants.
   </span>
  </li>
  <li>
   <span>
    Assign appropriate risk ratings based on borrower financial performance.
   </span>
  </li>
  <li>
   <span>
    Manage the loan approval process with Committees to ensure compliance with internal credit policies, applicable Egyptian regulations, and accuracy of documentation.
   </span>
  </li>
  <li>
   <span>
    Collaborate with the Executive Director, CFO, supporting staff, and clients to negotiate and finalize loan structures and terms.
   </span>
  </li>
  <li>
   <span>
    Ensure full compliance with relevant financial and regulatory requirements under Egyptian laws and international lending standards.
   </span>
  </li>
  <li>
   <span>
    Oversee post-loan closing activities, ensuring all conditions precedent to closing are accurate and complete.
   </span>
  </li>
  <li>
   <span>
    Identify potential risks and early warning signs in client portfolios, industries, and market conditions.
   </span>
  </li>
  <li>
   <span>
    Maintain ongoing communication with clients and internal stakeholders throughout the loan life cycle.
   </span>
  </li>
  <li>
   <span>
    Monitor compliance with all loan covenants and ensure proper documentation for credit reviews, audits, and compliance checks.
   </span>
  </li>
  <li>
   <span>
    Safeguard the quality, integrity, and accuracy of financial analysis, underwriting, and credit approval processes.
   </span>
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Skills
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   <span>
    Strong analytical ability with experience in financial data analysis and performance evaluation.
   </span>
  </li>
  <li>
   <span>
    Skilled in preparing financial reports, projections, and investment appraisals.
   </span>
  </li>
  <li>
   <span>
    Ability to evaluate capital expenditures, depreciation, and overall financial feasibility.
   </span>
  </li>
  <li>
   <span>
    Strong knowledge of investment opportunities, market research, and valuation techniques.
   </span>
  </li>
  <li>
   <span>
    Familiarity with waterfall analysis, data mining, and business intelligence tools.
   </span>
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Requirements
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   <span>
    Bachelor&rsquo;s degree in Finance or a related field.
   </span>
  </li>
  <li>
   <span>
    Chartered Financial Analyst (CFA) or equivalent certification is preferred, but not required.
   </span>
  </li>
 </ul>
 <p>
  <br/>
 </p>
</div>


Financial Analyst

A H L and Associates

<p>A <b>Loan Syndication Analyst</b> is responsible for supporting the end-to-end process of raising debt for clients by preparing <b>CMA data, financial projections, and detailed ratio analysis</b> in line with lender requirements. The role involves analyzing client financial statements, assessing creditworthiness, and drafting loan proposals for banks and NBFCs. The analyst coordinates with internal teams, auditors, and lenders to collect information, prepare structured funding models, and ensure compliance with credit appraisal standards. They assist in <b>loan structuring, due diligence, and documentation</b>, while also tracking industry benchmarks and presenting key financial insights. This role demands strong analytical skills, attention to detail, and proficiency in financial modeling to enable smooth syndication and timely closure of deals.</p><p>Job Types: Full-time, Permanent</p><p>Pay: ₹480,000.00 - ₹600,000.00 per year</p><p>Work Location: In person</p>

Loan Syndication Analyst

State of Illinois

<p></p><div><div><div><p>We continually strive for a workforce that reflects the growing diversity within the State of Illinois. A variety of employee backgrounds, perspectives, ideas and experiences are crucial to our ability to most effectively serve the public. Bilingual skills welcome</p>
<p><b>Reasonable Accommodation Statement</b></p>
<p>The State of Illinois is committed to working with and providing reasonable accommodations to people with disabilities. Further, federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job, interview for a job, or for any other activity related to the hiring process. Examples of reasonable accommodation include, but are not limited to, making a change to the application process (if possible), providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.</p>
<p>To be provided a Reasonable Accommodation during the hiring process, you will need to provide a certification of disability from a physician, psychiatrist, school official or an Illinois Department of Human Services (DHS) Division of Rehabilitation Services (DRS) Vocational Rehabilitation (VR) Counselor. Supporting documentation should be uploaded under <b>My Documents Additional Documents</b> section for each application.</p>
<p>Any questions on Reasonable Accommodations can be directed to Central Management Services Disability Resource Center at CMS.DisabilityResCen@illinois.gov or call (217) 524-7514 for further information and to request or discuss an accommodation.</p>
<p><b>Sponsorship for Employment</b></p>
<p>The State of Illinois does not provide sponsorship for employment visa status (e.g. H-1B visa status), nor is the State able to provide extensions of optional practical training (OPT) under the STEM-designated degree program for F-1 students. To be considered for permanent employment with the State of Illinois, applicants must be currently authorized to work in the United States on a full-time basis.</p>
<p><b>Disclosure of Salary Information</b></p>
<p>In compliance with the Illinois Equal Pay Act, 820 ILCS 112/1 et seq., the State does not seek, request, or require a job applicant&rsquo;s wage or salary history. Employment decisions are not made based on an applicant&rsquo;s wage or salary history. To that end, please <b>do not include wage or salary information in your resume or other profile or application materials</b>.</p>
</div></div><div></div><div><div><div><div><div><b>Job Requisition ID: </b>52637<br>
<b>Closing Date:</b> 03/09/2026<br>
<b>Agency: </b>Department of Commerce and Economic Opportunity<br>
<b>Class Title:</b> EXECUTIVE II - 13852<br>
<b>Skill Option: </b>None<br>
<b>Bilingual Option: </b>None<br>
<b>Salary:</b> Anticipated Starting Salary $6,589 monthly; Full Range $6,589 - $9,541 monthly<br>
<b>Job Type:</b> Salaried<br>
<b>Category:</b> Full Time<br>
<b>County:</b> Sangamon<br>
<b>Number of Vacancies:</b> 2<br>
<b>Bargaining Unit Code: </b>RC062 Technical Employees, AFSCME<br>
<b>Merit Comp Code:</b></div><br>
<div></div>
<div><b>
This position is a union position; therefore, provisions of the relevant collective bargaining agreement/labor contract apply to the filling of this position.</b><br>
</div><div></div><div><b>All applicants who want to be considered for this position </b><b>MUST</b><b> apply electronically through the </b><b>illinois.jobs2web.com</b><b> website. State of Illinois employees should click the link near the top left to apply through the </b><b>SuccessFactors</b><b> employee career portal.
</b></div><div><b>Applications submitted via email or any paper manner (mail, fax, hand delivery) will not be considered.</b></div><br>
<div></div>
<div><b>
 </b><b>***PLEASE UPLOAD A COPY OF YOUR UNOFFICIAL COLLEGE TRANSCRIPTS FOR VERIFICATION OF COURSEWORK***</b></div>
<div><b>
Why Work for Illinois?</b></div>
<div>
Working with the State of Illinois is a testament to the values of compassion, equity, and dedication that define our state. Whether you&rsquo;re helping to improve schools, protect our natural resources, or support families in need, you&rsquo;re part of something bigger&mdash;something that touches the lives of every person who calls Illinois home.</div>
<div>
No matter what state career you&rsquo;re looking for, we offer jobs that fit your life and your schedule&mdash;flexible jobs that provide the gold standard of benefits. Our employees can take advantage of various avenues to advance their careers and realize their dreams. Our top-tier benefits and great retirement packages can help you build a rewarding career and lasting future with the State of Illinois.</div><div><div><div><div>
Position Overview</div>
</div><div><div>
The Illinois Department of Commerce and Economic Opportunity (DCEO) is seeking to hire a Loan Operations Analyst to support Illinois&rsquo; loan programs including those funded through the State Small Business Credit Initiative (SSBCI) program. The Office of Entrepreneurship, Innovation &amp; Technology (OEIT) supports entrepreneurs through a variety of programs providing access to capital for small businesses. This position will be responsible for supporting the administration and operations of DCEO&rsquo;s Advantage Illinois Participation Loan and Loan Guarantee Programs. The position will focus on supporting the program&rsquo;s funding operations; monitoring and compliance; data management; reporting including state and federal requirements; and micro- and macro-level analysis. This role will help provide low-cost capital loans to eligible businesses in Illinois to support businesses as they establish and grow, create and retain jobs, and spur economic development. We invite qualified applicants to apply for the position of Loan Operations Analyst to help provide equitable and fair access to capital to businesses in Illinois.</div></div></div><div><div><div>
Essential Functions</div>
</div><div><ul><li>Assists in the preparation and administration of loan enrollments and loan payments/ funding following the policy and procedures under the Financial Review Unit.</li>
<li>Assists in the monitoring and obtaining of loan repayment information and ensuring compliance with contract terms from lenders, loan recipients and their owners, managers, and guarantors.</li>
<li>Assists in managing program data and supports the fulfillment of compliance and reporting requirements.</li>
<li>Performs evaluations and analysis of projects, loans, program operations, and the program&rsquo;s loan portfolio.</li>
<li>Evaluates the eligibility of credit proposals submitted to the Department.</li>
<li>Performs other duties as required or assigned which are reasonably within the scope of duties enumerated above.</li>
</ul></div></div><div><div><div>Minimum Qualifications</div>
</div><div><ul><li>Requires knowledge, skill and mental development equivalent to completion of four (4) years of college, preferably within courses in business or public administration.</li>
<li>Requires two (2) years of progressively responsible administrative experience in a public or business organization.</li>
</ul></div></div><div><div><div>Specialized Skills</div>
</div><div><ul><li>Requires two (2) years of progressively responsible experience within the past 10 years working with financial, credit or loan documents such as loan applications, promissory notes, loan closing documents, and/or underwriting documentation.</li>
<li>Requires two (2) years of professional experience within the past 10 years performing credit analysis, lending operations, or financial services activities.</li>
</ul></div></div><div><div><div>Preferred Qualifications</div>
</div><div><ul><li>Prefers two (2) years of progressively responsible experience within the past 10 years working with financial, credit or loan documents such as loan applications, promissory notes, loan closing documents, and/or underwriting documentation.</li>
<li>Prefers two (2) years of professional experience within the past 10 years performing credit analysis, lending operations, or financial services activities.</li>
<li>Prefer two (2) years of experience working with grant, accounting, financial analysis, or loan management systems and software.</li>
<li>Prefer two (2) years of financial or data analysis experience, which may include managing financial data, aggregating information, and providing written and oral reports to management and stakeholders.</li>
<li>Prefer one (1) or more years of experience in monitoring performance standards, implementing compliance controls, and conducting quality reviews including but not limited to financial auditing.</li>
<li>Prefer four (4) years of college with concentration in one or more of the following fields: accounting, finance, business, business administration, statistics, mathematics, econometrics, or economics.</li>
<li>Prefer two (2) years of experience in budgeting, grant or loan administration.</li>
</ul></div></div><div><div><div>Conditions of Employment</div>
</div><div><ul><li>Requires completion of a background check and self-disclosure of criminal history.</li>
<li>Requires appropriate, valid driver&rsquo;s license.</li>
<li>Requires the ability to travel in the performance of duties, with overnight stays as appropriate.</li></ul><br>
<div></div>
<div>
The conditions of employment listed here are incorporated and related to any of the job duties as listed in the job description.</div></div></div></div><div><b>
Work Hours:</b> Monday - Friday, 8:30 AM - 5:00 PM<br>
<b>Headquarter Location:</b> 1020 S Spring St, Springfield, Illinois, 62704<br>
<b>Work County: </b>Sangamon<br>
<b>Agency Contact:</b> <b>CEO.HR@illinois.gov</b><b> (</b><i>FOR INQUIRIES ONLY - </i><i>INTERESTED APPLICANTS MUST APPLY ONLINE</i><b>)</b></div>
<div><b>
Posting Group:</b> Leadership &amp; Management</div><br>
<div></div>
<div>
This position <b>DOES </b>contain &ldquo;Specialized Skills&rdquo; (as that term is used in CBAs).</div><br>
<div></div>
<div><b>
APPLICATION INSTRUCTIONS</b></div><div><br>
</div><div>
If you are not already signed in, you will be prompted to do so.</div>
<div>
State employees should sign in to the career portal for State of Illinois employees &ndash; a link is available at the top left of the Illinois.jobs2web.com homepage in the blue ribbon.</div>
<div>
Non-State employees should log in on the using the &ldquo;View Profile&rdquo; link in the top right of the Illinois.jobs2web.com homepage in the blue ribbon. If you have never before signed in, you will be prompted to create an account.</div>
<div>
If you have questions about how to apply, please see the following resources:</div>
<div>
State employees: Log in to the career portal for State employees and review the Internal Candidate Application Job Aid</div>
<div>
Non-State employees: on Illinois.jobs2web.com &ndash; click &ldquo;Application Procedures&rdquo; in the footer of every page of the website.</div><br>
<div></div>
<div>
The main form of communication will be through email. Please check your &ldquo;junk mail&rdquo;, &ldquo;spam&rdquo;, or &ldquo;other&rdquo; folder for communication(s) regarding any submitted application(s). You may receive emails from the following addresses:</div>
<ul>
<li>donotreply@SIL-P1.ns2cloud.com</li>
<li>systems@SIL-P1.ns2cloud.com</li></ul><br>
</div></div></div></div><p><br>
<b>Nearest Major Market: </b>Springfield</p></div>

LOANS OPERATIONS ANALYST

MUFG

<div>
 <p>
  <strong>
   About Us:
  </strong>
 </p>
 <p>
  MUFG Bank, Ltd. is Japan&rsquo;s premier bank, with a global network spanning more than 50 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide.
 </p>
 <p>
  In Asia, MUFG has a presence across 20 markets &ndash; Australia, Bangladesh, Cambodia, China, Hong Kong, Indonesia, India, South Korea, Laos, Malaysia, Mongolia, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam.
 </p>
 <p>
  It has also formed strategic partnerships with some of the most prominent banks in Southeast Asia, further augmenting its unrivalled network across the region &ndash; VietinBank in Vietnam, Krungsri in Thailand, Security Bank in the Philippines, and Bank Danamon in Indonesia.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   MUFG Global Service Private Limited:
  </strong>
 </p>
 <p>
  Established in 2020, MUFG Global Service Private Limited (MGS India) [Formerly known as MUFG Enterprise Solutions India Private Limited] is 100% subsidiary of MUFG Bank Ltd having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. With a current headcount of above 1000, MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG&rsquo;s global network across Americas, EMEA and Asia Pacific.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   About the Role:
  </strong>
 </p>
 <p>
  Position Title: Analyst
 </p>
 <p>
  Corporate Title: Analyst
 </p>
 <p>
  Reporting to: Vice President
 </p>
 <p>
  Location: Mumbai
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Job Profile
  </strong>
 </p>
 <p>
  <strong>
   Purpose of Role:
  </strong>
 </p>
 <p>
  Responsible for supporting business team in execution of functions related transaction processing, timely response to queries raised, record maintenance, reconciliation, follow internal and regulatory procedures and liaise with other internal stakeholders to ensure smooth processing of transactions.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Main Responsibilities
  </strong>
 </p>
 <p>
  <strong>
   Process:
  </strong>
 </p>
 <ul>
  <li>
   Perform the duties of Maker for the activities assigned diligently.
  </li>
  <li>
   Understand the process/ policies of the Bank and adhere to the needs.
  </li>
  <li>
   Work closely with overseas branch to process/execute the transactions as per accuracy/quality standards/SLAs of the Bank.
  </li>
  <li>
   Learn the system functions and adhere to the controls.
  </li>
  <li>
   Support overseas branch to resolve operational incidents/reporting (if any).
  </li>
  <li>
   Provide suggestion(s) to improve/streamline the operational processes.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Customer:
  </strong>
 </p>
 <ul>
  <li>
   Develop and maintain strong stakeholder management with key stakeholders within MUFG.
  </li>
  <li>
   Support and resolve customer enquiries and provide excellent customer service.
  </li>
  <li>
   Work in partnership with Compliance to understand relevant operational guidelines, MUFG&rsquo;s standard procedures and local regulations and assess the impact on the daily operations workflow.
  </li>
  <li>
   Work in partnership with the wider operations team for information sharing and to ensure that transactions are processed accurately and in a timely manner.
  </li>
  <li>
   To support developmental projects relating to the Department.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   People:
  </strong>
 </p>
 <ul>
  <li>
   Good in teamwork.
  </li>
  <li>
   Liaison with Business team for timely &amp; quality deliverables of assistance / services.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Other/Control:
  </strong>
 </p>
 <ul>
  <li>
   Perform the checking process on operational issues, escalated by the less experienced members of the team.
  </li>
  <li>
   Perform the reconciliation of any daily pending transactions
  </li>
  <li>
   Support the Head of Department in determining the level of support on new MUFG product offerings by carrying out reviews on resourcing issues, internal policies, workarounds, and system capabilities.
  </li>
  <li>
   Support the Head of Department in achieving the department&rsquo;s KPIs, set by the Branch Management.
  </li>
  <li>
   Support in managing the risk profile for the department.
  </li>
  <li>
   Support internal and external audits within the department by preparing documentation as required
  </li>
  <li>
   Maintain good working knowledge of industry trends, products, relevant laws and regulations.
  </li>
  <li>
   Adhere to all company policies as well as guidelines
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Candidate Profile:
  </strong>
 </p>
 <ul>
  <li>
   Minimum 3 to 6 years of relevant experience and sound knowledge of the Loan operation in managing Disbursement, Rollover, Settlement of loans and servicing of monthly interest.
  </li>
  <li>
   Strong PC skills (MS Office)
  </li>
  <li>
   Good interpersonal skills to deal courteously and effectively with others.
  </li>
  <li>
   Good understanding of basic banking products.
  </li>
  <li>
   Understanding of local relevant regulations.
  </li>
  <li>
   Regulatory Certification would be preferred.
  </li>
  <li>
   Good interpersonal skills to deal courteously and effectively with others.
  </li>
  <li>
   Attention to details.
  </li>
  <li>
   Graduate and/or Post Graduate.
  </li>
 </ul>
</div>


Analyst - Loans Operations [T500-23347]

SitusAMC

SitusAMC is where the best and most passionate people come to transform our client’s businesses and their own careers. Whether you’re a real estate veteran, a passionate technologist, or looking to get your start, join us as we work together to realize opportunities for everyone, we proudly serve.
<br><br>
At SitusAMC, we are looking to match your unique experience with one of our amazing careers, so that we can help you realize your potential and career growth within the Real Estate Industry. If you are someone who can be yourself, advocate for others, stay nimble, dream big, own every outcome, and think global but act local – come join our team! Our client is a leading global investment bank. Their residential whole loan business is looking for an Analyst who can join their team on-site in New York City. The candidate will assist with all facets of transaction management for various whole loan products, including the execution of acquisitions, sales, and securitizations in support of the whole loan trading team strategy.
<br><br>
<b>Key responsibilities include:</b><br>
Coordinate all aspects of mortgage transactions from initiation through settlement. This includes organizing closing documents, tracking collateral files, and organizing all internal functions required to close a trade. Involves working internally with the desk, legal, due diligence team, middle office and others.
<br>Act as the liaison between the sellers, vendors, servicers, external counsel and other third parties.
<br>Review, comment and prepare documentation including purchase agreements, offering memorandums, bid stipulations, securitization documentation and other internal business inquiries.
<br>Provide summarization reporting and tracking for pre and post-settle deal status, diligence and collateral curative activity, and contractual and regulatory milestones.
<br>Perform other duties as required or requested.
<br><br>
<b>Desired Skills & Experience:</b><br>
0-2 years relevant residential mortgage data/collateral experience at mortgage company, asset management firm, rating agency or due diligence firm
<br>Experience in residential loans with knowledge of basic mortgage mechanics and associated data, credit/compliance requirements, and clearing collateral discrepancies.
<br>Expert in Microsoft Office applications, specifically Excel.
<br>Strong organizational, analytical and research skills, attention to detail, ability to work under time constraints and high degree of initiative
<br>Solid communication skills and desire to coordinate among various internal and external parties
<br>Ability to be highly productive in a fast paced, transaction-oriented department and be quick to learn quickly with a strong attention to detail
<br><br>
<b>Note:</b> This job description is not intended to be all inclusive or exclusive. At any time, employees may perform other related duties as required to meet the ongoing needs of the organization and participate in additional trainings. SitusAMC does not accept unsolicited resumes from staffing agencies, search firms or any third parties. Any unsolicited resume submitted to SitusAMC in any manner will be considered SitusAMC property, and SitusAMC will not pay a fee for any placement resulting from the receipt of an unsolicited resume.
<br><br>
The annual full time base salary range for this role is $100,000.00 - $105,000.00
<br><br>
Specific compensation is determined through interviews and a review of relevant education, experience, training, skills, geographic location and alignment with market data. Additionally, certain positions may be eligible to receive a discretionary bonus as determined by bonus program guidelines, position eligibility and SitusAMC Senior Management approval. SitusAMC offers PTO and paid holidays, the terms of which are set forth in the program policies. All full time employees also are eligible to participate in various benefit plans, including medical, dental, vision, life, disability insurance and 401K; in each case in accordance with the terms of the applicable plans.
<br>Pay Transparency Nondiscrimination Provision
<br><br>
SitusAMC is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
<br>Know Your Rights, Workplace Discrimination is Illegal

Analyst, Residential Whole Loans

Horizon Bank

<div><b>Job Overview</b><p><br>
The CRA and Fair Lending Analyst serves as a resource to ensure the bank remains compliant with applicable Community Reinvestment Act and fair lending laws and regulations. The Analyst will serve as a fair lending subject matter expert and statistical analyst. Independent analyses will be performed to assess fair lending risk and evaluate the Bank&rsquo;s lending performance throughout its assessment areas. Results of analyses will be documented and provided to the Bank&rsquo;s CRA Committee as well as other management and Board committees as appropriate.</p><b><br>
Principal Accountabilities</b><p><br>
Analyze data to identify fair lending and CRA risks. This will be accomplished, at least in part, by mapping analyses, lending distribution monitoring, and CRA self-assessment. Utilize available compliance websites, tools, and regulatory guidance to determine best practice. Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Accountable for adherence to all applicable regulations, including Bank Secrecy Act (BSA). Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank&rsquo;s commitment to the communities we serve through involvement in local organizations and events.</p><b><br>
Duties</b><br>
<ul>
<li>Maintain up-to-date compliance knowledge relating to CRA, HMDA and fair lending regulations by attending webinars, teleconferences, seminars, conference calls, and reading compliance related periodicals.</li>
<li>Utilize software to create maps reflecting the Bank&rsquo;s lending/deposit activity.</li>
<li>Perform statistical analyses on the Bank&rsquo;s loan and deposit data.</li>
<li>Analyze HMDA data and perform peer analyses.</li>
<li>Assist with preparation for regulatory exams and other compliance-related audits.</li>
<li>Assist with the evaluation of redlining risk related to acquisition activities and branch openings/closings/relocations.</li>
<li>Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks.</li>
<li>Participate in regular compliance calls to keep current with the banking regulatory environment</li>
<li>Communicate newly acquired compliance knowledge to ensure business units remain compliant</li>
<li>Other duties and projects as assigned.</li>
</ul><br>
<b>Qualifications &amp; Skills</b><br>
<ul>
<li>Bachelor&rsquo;s Degree preferred or equivalent work-related experience. At least 3 years of prior compliance, risk analytics, or CRA/fair lending experience preferred.</li>
<li>Knowledge of the CRA and fair lending laws and regulations.</li>
<li>Strong research, analysis, and problem-solving skills with the ability to identify potential compliance risks and issues requiring escalation to management, as necessary.</li>
<li>Exceptional organization, time management and follow-up skills.</li>
<li>Excellent interpersonal skills and ability to communicate effectively with customers, bank employees and outside service providers in person, on the phone and in writing.</li>
<li>Ability to follow detailed instructions and exercise sound judgement.</li>
<li>Advanced knowledge of Excel preferred, with a working knowledge of Word and PowerPoint.</li>
<li>Proficiency in CRA/Fair Lending software is a plus or strong technical skills to learn quickly.</li>
<li>Ability to follow through on assigned tasks after receiving initial direction from supervisor.</li>
</ul><br>
<b>Core Competencies</b><br>
<div>
<div><div><div><ul><li><b>Analytical Thinking</b></li>
</ul>
</div><div><ul><li><b>Overcoming Objections</b></li></ul><br>
</div>
</div><br>
<div><div><ul><li><b>Developmental &amp; Continual Learning</b></li>
</ul>
</div><div><ul><li><b>Written Communication</b></li></ul><br>
</div>
</div><br>
<div><div><ul><li><b>Oral Communication</b></li></ul></div><div><p><b><br>
</b></p></div></div><br>
</div></div><br>
<b>Physical Requirements</b><p><br>
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA)</p><br>
<p></p>
<div>
<div><div><div><p>Physical Demand:</p></div><div><br>
<p>
Percentage of Time:</p></div></div><div><br>
<div>
<p>Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others.</p></div><p></p><div><br>
<p>
90-100%</p></div></div><div><br>
<div>
<p>Able to grasp, move and sort forms and papers.</p></div><div><br>
<p>
90-100%</p></div></div><div><br>
<div>
<p>Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone</p></div><p></p><div><br>
<p>
90-100%</p></div></div><div><br>
<div>
<p>Able to remain stationary at a desk for long periods of time</p></div><div><br>
<p>
75-100%</p></div></div><div><br>
<div>
<p>Regularly move about the office to access file cabinets, storage drawers and various office equipment</p>
<p>
Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility.</p></div><p></p><div><br>
<p>
75-100%</p><br>
<p></p>
<p>
&lt;25%</p></div></div><div><br>
<div>
<p>Occasionally position self to reach heights between floor and 6&rsquo;</p></div><div><br>
<p>
&lt;25%</p></div></div><div><br>
<div>
<p>Attend off site compliance related training once per year. Some overnight travel may be required</p></div><div><br>
<p>
&lt;25%</p>
</div>
</div><br>
</div></div><p><b>Horizon Bank is a proud Equal Opportunity Employer | Disability | Veteran Employer.</b></p><br>
<p></p>
<p><b>
#LI-DNI</b></p><br>
Job Reference: HRN01968</div>

CRA and Fair Lending Analyst

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