commercial loan analyst

Johnson & Associates

<div>
 
 
 Location:
 
 New York or New Jersey
 
 
 
 Working Arrangement:
 
 Hybrid (2 days in office, 3 days remote)
 
 
 Salary: $80,000 - $120,000 ( Analyst or AVP dependant )
 
 
 
 
 
 
 The Opportunity
 
 
 
 
 
 
 We are partnering with a leading global bank to recruit a
 
 Loans Agency AVP / Analyst
 
 to join their
 
 Loans Agency Operations team
 
 . This is a unique opportunity for an experienced professional to take ownership of the administration and servicing of a complex loan agency portfolio, ensuring precision, compliance, and operational excellence.
 
 
 In this role, you will act as a key liaison between clients, banks, and internal stakeholders, providing technical expertise and leadership across the full lifecycle of agency and bilateral loan facilities. Your ability to interpret loan documentation, manage risk, and drive process improvements will be critical in delivering a seamless client experience.
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 
 Loan Administration and Maintenance:
 
 </li>
 <li>
 Independently manage the daily loan administration of commitment facilities, including borrowings, rollovers, repayments, and prepayments.
 </li>
 <li>
 Review and approve loan deals, ensuring alignment with credit approvals and facility documentation.
 </li>
 <li>
 Provide technical support and consultative guidance to account officers and loan administration staff.
 </li>
 <li>
 
 Deal Execution and Closing:
 
 </li>
 <li>
 Lead the administrative aspects of new deal closings, including pre-closing coordination, documentation review, and funds flow management.
 </li>
 <li>
 Calculate, invoice, and disburse deal-related fees, ensuring accuracy and compliance.
 </li>
 <li>
 Coordinate with borrowers, agent banks, and internal teams to facilitate smooth transaction execution.
 </li>
 <li>
 
 Stakeholder Engagement:
 
 </li>
 <li>
 Serve as the primary liaison for clients, agent banks, and internal teams, resolving queries and ensuring timely communication.
 </li>
 <li>
 Collaborate with Treasury on rate settings, funding, and reconciliation activities.
 </li>
 <li>
 Support system migration initiatives, including LoanIQ training and process optimisation.
 </li>
 <li>
 
 Process Improvement:
 
 </li>
 <li>
 Identify opportunities for operational efficiency and contribute to ongoing process enhancements.
 </li>
 <li>
 Maintain the integrity and accuracy of all transactional data and records.
 </li>
 </ul>
 
 
 
 
 
 What We Look For
 
 
 <ul>
 <li>
 
 Experience:
 
 Loans agency administration experience
 </li>
 <li>
 
 Technical Skills:
 
 Proficiency in
 
 LoanIQ, ACBS
 
 , or similar loan administration platforms.
 </li>
 <li>
 
 Personal Attributes:
 
 Exceptional organisational skills, attention to detail, and the ability to thrive in a high-pressure environment. Strong communication and stakeholder management skills are essential.
 </li>
 </ul>
 
 
 
 
 
 Why This Role?
 
 
 
 This position offers the opportunity to work within a
 
 high-performing, growing, global team
 
 that values
 
 precision, innovation, and client service
 
 , within a collaborative environment offering a good work life balance. You will have the chance to
 
 shape processes
 
 , influence deal execution, and contribute to a portfolio of
 
 high-value, complex transactions
 
 . With a
 
 competitive salary
 
 ,
 
 hybrid working arrangement
 
 , and genuine autonomy, this role is ideal for professionals seeking
 
 technical depth and career progression
 
 .
 
</div>

Loans Agency AVP / Analyst

World Business Lenders, LLC

<div>About World Business Lenders (www.wbl.com) 
 
World Business Lenders (WBL) is proud to offer short-term, real estate-backed commercial loans to a diverse range of small and medium-sized businesses across the United States, especially those who may find it challenging to secure traditional financing.
Typically, the work schedule is from 9:00am to 6:00pm Eastern Time, Monday through Friday, though there might be times when additional hours are needed to meet business demands.
We&rsquo;re looking for someone with strong communication skills in English, both spoken and written.<ul><li>
Please note that all resumes should be submitted in English.</li></ul>
Key Responsibilities:<ul><li>
Collect and review loan documents;</li><li>
Serve as primary contact for merchants and internal teams, inputting data and updates into the processing system;</li><li>
Maintain, organize, and update status to ensure the pipeline status is current.</li></ul> 

Requirements 
Required Education:
<ul><li>A Bachelor&rsquo;s degree or equivalent experience is required.</li></ul>
Required Experience:<ul><li>
Bring along 1-3 years of valuable experience in banking or finance;</li><li>
Hands-on experience in lending, ideally commercial lending, with a strong understanding of commercial loan documents, corporate documents, and banking statements;</li><li>
Confident ability to read and interpret title commitments with ease.</li></ul>
Preferred Background / Industry Experience:<ul><li>
Background in lending, title, or finance.</li></ul>
Key Soft Skills:<ul><li>
Effective communication abilities;</li><li>
Strong attention to detail;</li><li>
Excellent ability to prioritize tasks and manage workloads efficiently.</li></ul>
Technical Skills:<ul><li>
Proficiency in Microsoft Office is essential.</li></ul> 

Benefits 
<ul><li>
USD base salary.</li><li>
Take advantage of Paid Time Off (PTO) after only 6 months with us.</li><li>
This opportunity is a full-time position.</li><li>
Work comfortably from anywhere with our fully remote setup!</li></ul></div>

Remote - Loan Processing Analyst

Texas Heritage National Bank

<div>Description:

This position supports the credit administration function and assists in gathering and analyzing business and financial records and other information necessary to assess customer credit and risks in connection with primarily commercial loans. The Credit Analyst I assists in making determinations and recommendations on commercial credit decisions, credit risk, and loan requests through evaluation of financial statements, industry ratios, market risk, collateral, sensitivity analyses, and projections. The analyst works closely with loan officers, lending assistants, and other bank employees under the direction of the Director of Credit Administration and Senior Credit Analyst.
Duties/Responsibilities:<ul><li>
Analyzes the financial data of new and existing borrowers and prepares credit requests and reviews of existing credits.</li><li>
Provides general background of clients, transaction summary, projection modeling, loan covenant and condition compliance along with profitability, risk rating, relationship, and industry analyses.</li><li>
Assists in determining best loan structure for requests, helps to foresee future opportunities with clients, and provides credit recommendations.</li><li>
Assists in monitoring covenant and reporting compliance for assigned relationships, supports the preparation of annual reviews and renewals for existing borrowers, and communicates exceptions or deficiencies to the appropriate lending officer or credit administration staff.</li><li>
Works with loan officers, lending assistants, and loan operations staff to support file completeness and timely resolution of documentation requirements.</li><li>
Maintains working knowledge of applicable Bank lending policies, procedures, and regulatory guidelines.</li><li>
Provides strong and clear communication to co-workers, loan officers, and third parties.</li><li>
Adheres to all applicable internal policies and procedures and protects the confidentiality of borrower information.</li><li>
Follows BSA policies and procedures applicable to job functions.</li><li>
Performs additional duties as requested or assigned.</li></ul>
Requirements:

Required Skills/Abilities:<ul><li>
Working knowledge of basic accounting or financial principles; familiarity with credit/lending concepts is a plus.
</li><li>Demonstrates analytical, decision-making, and effective problem-solving skills.</li><li>
Strong attention to detail and accuracy.</li><li>
Demonstrates effective business writing along with excellent communication skills.</li><li>
Ability to work independently with minimal supervision and make sound judgments.</li><li>
Proficiency in Microsoft Office, including Excel and Word.</li></ul>
Education and Experience:<ul><li>
Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field required; candidates currently enrolled in a qualifying program will also be considered.</li><li>
One or more years of experience in banking or a related financial services environment desired; candidates with a relevant degree and limited prior experience, including those with experience in other roles in banking or related industries, will be considered.</li></ul>
Physical Requirements:
Prolonged periods of sitting at a desk and working on a computer.
Must be able to lift up to 15 pounds at times.</div>

Credit Analyst I

Firefighters First Credit Union

<div>Firefighters First Federal Credit Union has proudly been serving the firefighter community since 1935. We have built trusting relationships within the fire family as the nation&rsquo;s largest exclusive firefighter credit union. Our commitment to providing our members with exceptional financial products and services, along with our legendary service, has allowed us to grow our membership nationally. Join a team that values its employees, invests in professional growth, and makes an impact in the firefighter community.<div></div><div><div> 
Currently, we have an immediate opening for a Business Portfolio Credit Analyst to join our team! The Business Portfolio Credit Analyst is responsible for managing and supporting an assigned portfolio of business lending relationships through disciplined credit analysis, underwriting, portfolio monitoring, and consultative member engagement. The role focuses on evaluating credit risk, structuring sound lending solutions, and supporting responsible business loan growth while ensuring compliance with Credit Union policy, regulatory standards, and risk management practices. The Analyst works closely with Business Member Portfolio Representatives, Business Lending leadership, and business members to underwrite and approve business loans, conduct annual portfolio reviews, and produce portfolio reporting and analytics that support informed credit decisions.</div> 
Primary Responsibilities:<div><div><div><ul><li>
Conducting annual financial reviews and risk grading for an assigned portfolio of business lending relationships by analyzing business and personal financial statements, calculating key financial ratios, updating credit conclusions in the loan origination system, and monitoring ongoing credit performance to ensure portfolio health and compliance with Credit Union loan policy and regulatory standards.</li><li>
Underwriting new business loan requests, including Small Business and Commercial Real Estate (CRE) loans, and structuring, negotiating, and packaging credit requests through approval and closing while ensuring alignment with prudent risk management practices and member needs.</li><li>
Approving or declining business credit card and small business loan requests within designated lending authority in accordance with Credit Union policies and procedures while ensuring consistent application of underwriting standards and documentation requirements.</li><li>
Preparing recurring and ad hoc portfolio reports and analyses by leveraging data analytics, including AI-enabled tools where appropriate, to identify trends, concentrations, and emerging risks and support effective portfolio monitoring and credit decisioning.</li><li>
Maintaining a thorough understanding of Business Lending policies, procedures, and applicable laws and regulations while assisting in the development, maintenance, and enhancement of lending procedures and recommending policy or process improvements as appropriate.</li><li>
Participating in special projects and cross-functional initiatives that support Business Lending and Credit Union strategic objectives by providing subject matter expertise and ensuring clear communication of outcomes.</li></ul></div></div></div></div> 
Basic Qualifications:<div><div><ul><li>
Education: Bachelor&rsquo;s degree in Finance, Accounting, Economics or Business preferred; or equivalent professional experience.</li><li>
Minimum 5 years of experience in commercial/business lending or commercial real estate.</li><li>
All candidates must be bondable and maintain bondable status throughout employment in accordance with credit union regulatory requirements.</li></ul></div></div> 
Benefits:
We offer exceptional benefits to our employees, including:<ul><li>
Competitive salary with a pay for performance bonus</li><li>
Fully paid Medical, Dental, and Vision benefits package for employees.</li><li>
Fully paid Life insurance, AD&amp;D, short and long-term disability coverage</li><li>
401k plan with a 3% safe harbor from the credit union and a matching program of up to 4%</li><li>
Education reimbursement of up to $5,250 annually, along with a 0% education loan assistance program</li><li>
Pet Insurance</li><li>
4 weeks of PTO annually including 2 &frac12; days of float time.</li><li>
9 paid holidays plus 2 half days</li></ul> 
Firefighters First Federal Credit Union is an Equal Employment Opportunity employer. We do not discriminate based upon race, color, religion, age, gender, marital status, physical or mental disability, medical condition, pregnancy, sexual orientation, gender identity or expression, national origin, veteran status, genetic information, or any other status protected under federal, state, or local law. Firefighters First Federal Credit Union is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request reasonable accommodation, contact Human Resources at careers@firefirstcu.org.</div>

Business Portfolio Credit Analyst

Lake Ridge Bank

<div>Description:

Lake Ridge Bank is in search of a Credit Analyst to join our underwriting team! The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge Bank loan policy. In addition, this role will analyze and underwrite commercial credits and partner with Underwriters and Business Relationship Managers in making credit decisions.
Financial Analysis<ul><li>
Accurately spread &lsquo;raw&rsquo; business and ag financial statements into financial spreading software as collected (includes tax returns, balance sheets, profit &amp; loss statements, aging reports and projections).</li><li>
Verify accuracy and research discrepancies in &lsquo;raw&rsquo; statements.</li><li>
Provide credit analysis and identify trends based on collected financials and spreads on an ongoing basis for existing customers to Business, Commercial &amp; Ag Bankers.</li><li>
Monitor and verify borrowing base certificates and other loan covenants. Report findings to Underwriting Teams.</li><li>
Maintain financial tracking system upon the waiver or change in financial tracking requirements.</li><li>
Monitor and verify ongoing collection efforts.</li><li>
Set up new customers on financial tracking system and set up ticklers for future collection.</li></ul>
Underwriting and Approval Process<ul><li>
Underwrite and facilitate new and renewal credits where the aggregate debt is generally at or below $1MM, and other less complex credits as assigned by the Small Business Underwriting Manager.</li><li>
Collaborate with Underwriting Teams acting as a liaison between Business, Commercial &amp; Ag Banker, Commercial Production staff, Credit Risk Department and other internal staff members as necessary</li><li>
Ensure proper documentation of loan file via a loan proposal and post approval due diligence.</li><li>
Work with third party individuals as needed such as evaluation/appraisal orders and environmental due diligence.</li><li>
Full Knowledge of the Small Business Model (SBM) &amp; Small Ag Model (SAM) systems and how they facilitate loans quickly through the overall loan process.</li></ul>
Adhere to all Bank Security/Compliance Regulations<ul><li>
Complete all annual bank security and compliance training.</li><li>
Adhere to Bank Security/compliance and policy guidelines for commercial production and/or loan area</li><li>
Maintain confidentiality of customer information at all times.</li><li>
Stay current on all compliance regulations</li></ul>
Requirements:
<ul><li>Associates degree in Finance, Accounting, Business and/or similar field of education and/or three (3) years previous work experience in a lending environment</li><li>
Solid understanding of financial statements including but not limited to tax returns, profit &amp; loss statements, income statements, balance sheets, and other business financials</li><li>
Well-developed interpersonal and communication skills (verbal &amp; written) in order to communicate and relate effectively with customers and associates</li><li>
Good accounting/math skills with the ability to work precisely with numbers and financial calculations</li><li>
Strong attention to detail with the ability to work efficiently &amp; accurately</li><li>
Demonstrated ability in exercising independent judgment</li><li>
Strong organizational skills, including the ability to prioritize and remain calm while working in a fast paced/deadline driven environment</li><li>
Good working knowledge of Microsoft Office Suite, proficient typing/keyboarding skills and the ability and willingness to learn new programs and software</li><li>
Ability to maintain confidential customer information</li><li>
Ability to read, write, understand and speak English clearly</li><li>
Ability to represent the organization in a professional, positive manner</li></ul>
PREFERRED QUALIFICATIONS:<ul><li>
Bachelor&rsquo;s degree in Accounting or Finance</li><li>
Previous experience in credit analysis or commercial underwriting within a financial institution</li><li>
Previous work experience in accounting and / or working with business financial statements</li><li>
Previous experience working in a lending environment, preferably in a financial institution setting</li></ul>
This position is a full time position with hours of 8am &ndash; 5pm Monday-Friday with the flexibility.
Lake Ridge Bank values a diverse workforce and is an Affirmative Action/Equal Opportunity Employer.
Consistent with Lake Ridge Bank&rsquo;s commitment to employ and advance qualified individuals with disabilities, Lake Ridge Bank provides reasonable accommodation to apply for or perform a job. Some examples of reasonable accommodation include alternate methods to apply, providing documents in an alternate format, altering work procedures, specialized equipment or use of an interpreter. If an individual needs reasonable accommodations to apply or perform a job here at Lake Ridge Bank, please contact Human Resources at (608) 849-2700 or email us.</div>

Credit Analyst

Ascend Bank

<div>POSITION DESCRIPTION:
The Loan Servicing Analyst II is an experienced individual contributor responsible for the accurate execution, validation and continuous improvement of loan servicing operations supporting the Bank&rsquo;s Commercial, Residential and Consumer loan portfolios. This role builds upon foundational loan servicing responsibilities and assumes expanded responsibility for investor reporting, remittance processing, reconciliations and operational control execution for loans sold on the secondary market, participated out or purchased.
The Analyst II operates with limited supervision, serves as a knowledge resource and escalation point for Analyst I team members, and is expected to identify, document and recommend opportunities to enhance processes, control and efficiency. The role requires strong attention to detail, sound judgment, a consistent focus on risk mitigation and compliance with Bank policies and procedures and applicable local, state, and federal regulations.
GENERAL DESCRIPTION OF DUTIES:
Loan Servicing Operations &amp; Execution<ul><li>
Perform and support operational servicing activities across commercial, residential, and consumer loan portfolios, including new loan setup, loan maintenance, escrow administration, participation loans, and paid‑loan processing</li><li>
Execute servicing tasks accurately and timely in accordance with Bank policy, servicing standards, and regulatory requirements</li><li>
Serve as an escalation resource for Analyst I staff for routine to semi‑complex servicing issues, research, and resolution</li></ul>
Investor Reporting, Remittance &amp; Secondary Market Support<ul><li>
Prepare and process investor reporting for loans sold, participated, or purchased, ensuring data accuracy and timely submission</li><li>
Execute and validate incoming and outgoing investor remittances, including payment calculations, postings, and confirmations</li><li>
Perform custodial and investor account reconciliations, researching variances, documenting root causes, and coordinating resolution</li><li>
Maintain appropriate documentation and control evidence supporting investor reporting and remittance activities</li><li>
Escalate unresolved exceptions, systemic issues, or out‑of‑tolerance conditions to the Loan Servicing Manager or Senior Analyst</li></ul>
Control Execution, Validation &amp; Operational Risk<ul><li>
Execute key operational and financial controls aligned to loan servicing, investor activity, escrow administration, and system processing</li><li>
Validate outputs, review exception reports, and ensure discrepancies are identified, documented, and resolved timely</li><li>
Support ongoing assessment of servicing processes to ensure alignment with federal and state regulations, Bank policies, and internal control expectations</li><li>
Assist with operational risk identification by documenting control gaps, inefficiencies, or recurring issues and recommending corrective actions</li></ul>
Process Improvement &amp; Efficiency<ul><li>
Identify opportunities to streamline workflows, reduce manual effort, improve data accuracy, and strengthen controls</li><li>
Document process improvement recommendations, including issue description, root cause, risk impact, and proposed solution</li><li>
Support the implementation and testing of approved process changes, automation efforts, and system enhancements</li><li>
Assist as a subject matter participant in User Acceptance Testing (UAT), core parameter review, and system release testing</li></ul>
Compliance, Audit &amp; Reporting Support<ul><li>
Ensure assigned activities comply with applicable regulations, including but not limited to RESPA, escrow requirements, and investor guidelines</li><li>
Assist with audit and examination requests by compiling, reviewing, and submitting accurate documentation and evidence</li><li>
Support periodic quality assurance reviews, end‑of‑year processing, and required servicing certifications as directed</li><li>
Maintain accurate management and operational tracking reports to support monitoring and decision‑making</li></ul>
Collaboration &amp; Team Support<ul><li>
Provide day‑to‑day guidance and knowledge sharing to team members</li><li>
Communicate effectively with internal partners including Finance, Compliance, Lending, and Technology to resolve issues and support operations</li><li>
Maintain professional, responsive communication with internal and external stakeholders to support service quality and customer satisfaction</li></ul>
OTHER REQUIREMENTS:<ul><li>
Attend Compliance/Regulatory webinars for a full understanding of Lending Regulation and Compliance Requirements</li><li>
Critical and Strategic thinker passionate about driving a culture of internal and external customer excellence</li><li>
Strong problem solving, analytical and decision-making skills. Demonstrates ability to work independently on complex issues and projects</li><li>
High regard for important details, with excellence in attention to detail, to assure accuracy in every transaction, report and /or process; detect errors, follow through on corrections and details</li><li>
Represents the interests of the Bank by participating in various community and civic activities</li></ul>
KEY QUALIFICATIONS:<ul><li>
Strong working knowledge of loan servicing operations, including secondary‑market loans, participations, escrow administration, and servicing systems</li><li>
Demonstrated understanding of operational controls, reconciliations, and exception management</li><li>
Ability to analyze servicing issues, identify root causes, and recommend practical solutions</li><li>
Strong written and verbal communication skills; able to document processes and recommendations clearly</li><li>
High degree of accuracy, organization, and accountability</li><li>
Ability to manage multiple priorities in a fast‑paced operational environment</li><li>
Proficiency with Microsoft Office tools (Excel, Word, Outlook); reporting tools such as Cognos a plus</li></ul>
DIGITAL LITERACY:
The ability to use data, information, and communication technologies to find, evaluate, create, and communicate information, requiring both cognitive and technical skills<ul><li>
Information, data, and content</li><li>
Teaching, learning and self-development</li><li>
Communication, collaboration, and participation</li><li>
Digital identity, safety, and security</li><li>
Technical proficiency with all bank products</li><li>
Awareness and interest in new technology</li><li>
Creation, innovation, and research</li></ul>
FUNCTION SUPERVISED: None
LIST OF POSITIONS SUPERVISED: None
EDUCATION REQUIRED: Bachelor&rsquo;s degree or equivalent work experience.
EXPERIENCE REQUIRED: Typically 3-6 years of progressive loan servicing, operations or related banking experience, with demonstrated exposure to investor loans, escrow or reconciliations. Superior client service skills are required, preferably within the Banking industry. Proficiency using Microsoft Office Products, including Word, Excel, Outlook, and One-Note.
MANAGERIAL RESPONSIBILITY: Has no supervisory/managerial responsibilities.<ul><li> 
Compensation: Compensation is based on our market pay structures. However, individual salaries are determined by a variety of factors including, but not limited to business considerations, local market conditions, and internal equity, as well as candidate qualifications, such as skills, education, and experience.</li></ul>
Ascend Bank is an equal opportunity employer and offers equal opportunity to all applicants for all positions without regard to race, color, religion, national origin, age, disability, and veteran status.
Applicants requiring reasonable accommodation in the application process should notify Human Resources.
Ascend Bank participates in E-Verify.
EOE/AA/M/F/D/V</div>

Loan Servicing Operations Support Analyst II

DOHA BANK Q.P.S.C.

Doha Bank Q.P.S.C is one of the largest private commercial banks in Qatar. Established in 1979. Offers retail, corporate, international, treasury, and investment banking servicesA Credit Risk Analyst at Doha Bank is responsible for assessing, monitoring, and managing credit risk exposure of corporate, retail, and institutional clients. The role ensures that all lending decisions are financially sound, compliant with Qatar Central Bank (QCB) regulations, and aligned with bank policies.Key Responsibilities:Credit AnalysisLoan &amp; Facility EvaluationRisk MonitoringCompliance &amp; GovernanceStakeholder CoordinationSenior Credit Risk Analyst (Additional Duties)Mentor junior analystsParticipate in credit policy improvement and risk framework developmentSupport strategic decision-making in credit committeesRequirements:Bachelor&rsquo;s degree in Finance, Accounting, Economics, or related fieldCFA / FRM is a strong advantage3&ndash;10+ years banking / credit risk experience (senior roles require more)Strong financial analysis and Excel skillsKnowledge of Basel norms and banking regulationsGood communication and report writing skillsJob Type: Full-timePay: From QAR18,000.00 per monthWork Location: In person

Credit Risk Analyst / Senior Credit Risk Analyst (Doha Bank Q.P.S.C)

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