consumer loan manager

Tata Capital Ltd

<div><p>10796
</p><div><div><div><div><p>&middot; To underwrite mortgage business and manage the portfolio in assigned branch/location<br>
 </p></div></div><br>
</div></div><p></p><div><div><div><div><p><b>Core Responsibilities:
</b></p><p>o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
</p><p>o Under write proposals as per the laid down policies &amp; procedure to honour the agreed SLAs and manage city/area business volumes.
</p><p>o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field &amp; collateral visits.
</p><p>o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.
</p><p>o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
</p><p>o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
</p><p>o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
</p><p>o Exceed service quality standards and strive for continuous process improvement
</p><p>o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
</p><p>o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
</p><p>o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team.
</p><p>o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
</p><p>o Facilitate critical review and documentation of the proposals and effectively monitor the client &amp; collateral creditworthiness from the pre sanction to post disbursement phase &amp; undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal &amp; documentation norms &amp; policies
</p><p>o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.
</p><p>o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV.<br>
</p><p></p><div><div><div><div><p><b>Qualification </b>: Graduate, Masters/Post Graduate
</p><p>Certifications <b>: </b>CA/MBA (Preferable)</p></div></div></div></div></div></div></div></div></div>

Manager - Retail Credit - Credit - Housing - DM - Hyderabad - Gachibowli - MM

Early Approve Commercial Broker

<p>We are looking for a skilled and motivated <b>Personal Loan or Sales Officer</b> with solid UAE experience in banking or financial sales. The ideal candidate will be responsible for sourcing, evaluating, and processing personal loan applications while ensuring compliance with bank policies.</p><p><b>Key Responsibilities</b></p><ul><li>Source potential clients through cold calling, referrals, existing networks,and Field visit.</li><li>Promote personal loan products and explain features, benefits, and eligibility criteria to customers.</li><li>Verify customer documents and ensure accurate completion of application forms.</li><li>Meet monthly sales targets and contribute to team performance.</li><li>Maintain strong relationships with customers to ensure repeat business and referrals.</li><li>Coordinate with the backend operations team for application processing.</li><li>Stay updated with bank guidelines, credit policies, and product knowledge.</li><li>Ensure compliance with UAE Central Bank regulations and company standards.</li></ul><p><b>Requirements</b></p><ul><li>Minimum <b>1&ndash;2 years of UAE experience</b> in personal loans, banking sales, or financial services.</li><li>Strong communication and persuasive sales skills.</li><li>Proven track record of achieving sales targets.</li><li>Knowledge of UAE banking/credit guidelines.</li><li>Ability to work independently and in a team.</li><li>Excellent customer service and negotiation skills.</li><li>Immediate joiners preferred.</li></ul><p><b>Benefits</b></p><ul><li><b>Salary:</b> Based on experience.</li><li><b>Attractive incentive structure</b> &ndash; high earnings potential.</li><li>Career growth opportunities within the company.</li><li><b>Only applicants with prior UAE banking experience will be considered</b>.</li></ul><p>Job Types: Full-time, Permanent</p><p>Pay: AED4,000.00 - AED7,000.00 per month</p><p>Work Location: In person</p>

Personal loan-Banking Sales

<div><p>o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.
<br>
o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals
<br>
o Maximize sales through a network and relationships to ensure strong business
<br>
o Develop and maintain strong liaisons with the clients for repeat business or referrals.
<br>
o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.
<br>
o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area
<br>
o Align with the team on ground lead generation activities for Sales.
<br>
o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies
<br>
o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies
<br>
o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.
<br>
o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems.
</p><p>To drive sales and ensure business targets are achieved
</p><p>Graduate in any discipline</p></div>

Sales Manager - Personal Loans - Direct - Kolkata - Srijan Tech Park - JM

<div><p>To drive sales and ensure business targets are achieved
</p><p>o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.
<br>
o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals
<br>
o Maximize sales through a network and relationships to ensure strong business
<br>
o Develop and maintain strong liaisons with the clients for repeat business or referrals.
<br>
o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.
<br>
o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area
<br>
o Align with the team on ground lead generation activities for Sales.
<br>
o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies
<br>
o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies
<br>
o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.
<br>
o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems.
</p><p>Post Graduate/ Graduate in any discipline</p></div>

Sales Manager - Loan Against Property - Channel - Bengaluru - Prestige Corniche - JM*

<div><div><div><div><div>To drive sales and ensure business targets are achieved
</div></div><br>
</div></div><div><div><div><div><p>o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.
<br>
o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals
<br>
o Maximize sales through a network and relationships to ensure strong business
<br>
o Develop and maintain strong liaisons with the clients for repeat business or referrals.
<br>
o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.
<br>
o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area
<br>
o Align with the team on ground lead generation activities for Sales.
<br>
o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies
<br>
o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies
<br>
o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.
<br>
o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems.
</p><div><div><div><div>Post Graduate/ Graduate in any discipline</div></div></div></div></div></div></div></div></div>

Sales Manager - Two Wheeler Loans - Purnia - Nayak Campus - J Grades

Sales Manager - Personal Loans - Core Connect - Agra - Rajendra Point - JM

<div><div><div><div><ul><li><b>REQ-10107107</b></li>
<li><b>28/12/2025</b></li>
<li><b>Customer Journey</b></li>
<li><b>Istanbul, Turkije</b></li>
<li><div><b>ING Hubs</b></div></li></ul><p></p><div><br>
</div></div></div></div><p></p><div><div><div><div><div><p><b>About ING Hubs</b></p><p>
Following ING&rsquo;s strategic ambition to deliver a superior eperience to its customers worldwide, the hubs network contributes to fostering efficiency and digitalization across ING. Providing concentrated epertise along with scalable and sustainable solutions, the hubs focus on straight-through processing, delivering automated services like software development, data management and retail operations.</p><p></p><p>
                                ,               ,                 ,   ℎ     ℎ                                        ,                                         ℎ     11,000                                                      ℎ                                             ,                              ,                                 -                           .</p><p></p><p>
ING Hubs Turkiye core capabilities,                                                , have us looking for data eperts, developers and other professionals to get onboard in our Istanbul office located in Technopark, Vadistanbul.</p><p></p><p>
                                         i    </p><p>
ING Hubs Turkiye is looking for talents to join an international network of professionals. Building on an eisting framework and shared mission, our up-and-coming team will bring its unique personality and skills set to provide borderless services with bank-wide capabilities.</p><p></p><p>
We value strong work ethics, knowledge sharing and fleibility in our way of working &ndash; it is both our promise to you and what we look for in new colleagues. Let&rsquo;s meet!</p><p></p><p><b>
ING Analytics</b></p><p>
ING Analytics is a new unit responsible for realizing this vision for ING, differentiating ING as a leader in data-driven organization, within the banking sector and beyond. The team consists of a number of Global Analytics Centre of Ecellences around the bank&rsquo;s key capabilities (such as Customer Intelligence, Risk Management, Pricing, Financial Crime) as well as strong coordination areas around data management, technology, customer journey, U, as well as eternal partnerships.</p><p></p><p><b>
Retail Banking Analytics</b></p><p>
Retail Banking Analytics (RBA) specialises in delivering Analytics and AI products and solutions across the ING retail business. We work together with all retail business units to deliver on the ING retail banking strategy. Projects span across personalisation and customer intelligence, mortgages, consumer lending, and business banking.</p><p></p><p><b>
The opportunity</b></p><p>
RBA in ING Analytics is looking for a Product Manager. As a Product Manager you will originate and build data-driven algorithmic products in consumer lending area such as analytical solutions for credit decision systems, pricing, collection etc. This is an entrepreneurial and global role in an innovative international team.</p><p></p><p><b>
About you</b></p><ul><li>
Bachelor&rsquo;s with analytical background, preferably in a quantitative discipline Mathematics, Engineering, Economics, MIS, Statistics etc. (Master&rsquo;s degree or PhD will be a plus),</li>
Broad e<li>perience leading and delivering analytics use cases and products is a must</li>
Previous e<li>perience and proven knowledge of working in corresponding area is a plus.</li>
4+ years of relavant work e<li>perience</li>
E<li>cellent team member with an ability to clearly communicate at all levels of an organization in a collaborative and non-hierarchical environment</li>
E<li>cellent analytical skills and attention to details</li><li>
Desire to use modern technologies as a disruptive influence,</li><li>
Open-minded for new technologies.</li><li>
Strong verbal and written communication skills in English and Turkish</li></ul><p></p><p><b>
How to Succeed</b></p><ul><li>
Manage the entire analytics product development in prioritised area(s) in RBA &ndash; from outlining the type of solution through implementation, interpretation of results and transferring capabilities to business units, understanding and enthusiasm for technology, advanced analytics and data science methods</li>
Product discovery: identify (data) problems, prioritize idea backlog and design and eecute eperiments to determine what problems need solving, Potential to e<li>tend product area when further grow.</li><li>
Manage data-driven products so that they generate significant value for ING and its customers, create value propositions, vision and product strategy</li><li>
Good understanding of innovation and product management methodologies such as Lean, Agile and Design Thinking, ability to develop structured product concepts from abstract ideas and lead prototyping</li>
Effective Communication: Work with a squad of Data Scientists and Engineers to discover the potential of a product idea, the user problem and validate and prototype Demonstrate thought leadership internally and e<li>ternally</li><li>
Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors</li>
Fle<li>ibility &amp; Adaptability: Knowledge of successful approaches, tools, and techniques for dealing with changes and adapting to a changing environment; ability to adapt as needed</li><li>
Problem Solving: Knowledge of approaches, tools, techniques for recognizing, anticipating, and resolving organizational, operational or process problems; ability to apply this knowledge appropriately to diverse situations</li><li>
Analytical Thinking: Knowledge of techniques and tools that promote effective analysis and the ability to determine the root cause of diverse problems and create alternative solutions that resolve the problems in the best interest of the business</li></ul><p></p><p><b>
What We Offer at ING Hubs Turkiye</b></p><p></p><p>
At ING Hubs Turkiye, we believe that your work should be fulfilling in every way. We pay attention to even the smallest details to ensure that your eperience is rewarding. Here&rsquo;s what you can epect when you join our organization:</p><p></p><p><b>
Be Yourself, Be an ING'er</b></p><p></p><ul><li><b>
Dynamic Environment:</b>Work in an informal, vibrant atmosphere with innovative colleagues supporting your endeavors.</li><li><b>
Innovation Culture:</b>Share your innovative ideas while eploring PACE methodology with us.</li><li><b>
Global Eposure:</b>Participate in global projects and epand your career opportunities.</li><li><b>
Communication &amp; Celebrations:</b>Enjoy various communication activities and celebrations that promote a friendly work environment.</li><li><b>
Health Care:</b>Your health matters; we offer a comprehensive health insurance package for you and your loved ones, including spouse and children.</li><li><b>
Private Pension Plan:</b>Secure your future dreams with our private pension plan.</li></ul><p></p><div>
If you want to do your thing and eplore the life while working don&rsquo;t miss this opportunity!</div></div></div><p></p><div><ul><div><br>
</div><div></div><div>
</div></ul></div></div><div><div><div><div><div>Your place of work</div>
<div><div><b>Eplore the area</b></div><b>
</b></div></div></div><div><p>Questions? Just ask<br>
ING Recruitment team</p><p></p><div><br>
</div></div></div></div></div></div><div><div><div><div>Bij ING willen we het beste uit mensen halen. Daarom hebben we een inclusieve cultuur waarin iedereen de kans krijgt om te groeien en een verschil te maken voor onze klanten en de samenleving. Diversiteit, gelijkheid en inclusie staan bij ons altijd voorop. We behan iedereen eerlijk, ongeacht leeftijd, geslacht, genderidentiteit, culturele achtergrond, ervaring, geloof, ras, etniciteit, beperking, gezinssituatie, seksuele geaardheid, sociale afkomst of wat dan ook. Heb je hulp nodig of kunnen we iets voor je doen tijdens je sollicitatie of gesprek? Neem dan contact op met de recruiter die bij de vacature vermeld staat. We werken graag samen met jou om het proces eerlijk en toegankelijk te maken. Lees hier meer over hoe wij staan voor diversiteit, inclusie en erbij horen.</div></div></div></div></div>

Product Manager (Consumer Lending Analytics)

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