credit analyst

York State Bank

<div>Description:
<p>
Join our team! We are a growing community bank in southeast Nebraska. We are looking for a Credit Analyst in our York market. This person will use sound business and banking practices to perform credit analysis for ag &amp; commercial business clients, assisting lenders in the underwriting process. While servicing all loans, they will also assist the manager in loan production as needed.</p><p><b>
Key accountabilities for this role:</b></p><ul><li>
Analyze &amp; prepare loan applications for loan committee. Develop and maintain relationships. Provide services, analysis, and consultation on an ongoing basis.</li><li>
Assist in insuring a high level of credit quality. Assist in insuring that the loan portfolio is in compliance with all bank and regulatory policies and regulations.</li><li>
Prepare loan files and assist in insuring that all loan documents are properly prepared, loan files are kept current and relative, and appropriate information is forwarded to the holding company.</li><li>
Maintain or create specialized reports as necessary.</li><li>
Assist in developing strategies that maximize growth, earnings, and efficiencies on a short (1 year) and long term (3-5 years) basis.</li><li>
Perform customer visits, appraisals, inspections for customers as needed.</li><li>
Learn how the rest of the bank works as time permits.</li><li>
Exhibit professional behavior and promote positive working relationships.</li><li>
Required to adhere to all compliance policies and procedures.</li></ul>
Requirements:
<p><b>
Required: </b>Bachelor&rsquo;s Degree in Business or related field; Ability to read, interpret, and understand financial information; Strong credit skills; Understanding of applicable laws/regulations/compliance; Knowledge of computer software, including Microsoft Office Suite and Lending Cloud; Attention to Detail; Ability to give support to multiple people; Ability to relate to customers in a courteous and professional manner; Professional image; Ability to make sound, logical decisions and to organize, prioritize, and manage multiple projects; Ability to produce accurate results, to work independently and be a self-starter.</p><p><b>
Desirable:</b> Growth oriented. Understanding of applicable software.</p><p><i>
All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.</i></p><p><i>
EEO</i></p><p><i>
Member FDIC</i></p></div>

Credit Analyst

XCMG Group

<div>
 <p>
  Role Summary
 </p>
 <p>
  The Credit and Collection Analyst will be responsible for review client credit profiles to assess credit limits, risk levels, and payment terms.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Role Responsibility
 </p>
 <p>
  ➢ Review client credit profiles to assess credit limits, risk levels, and payment terms.
 </p>
 <p>
  ➢ Analyse Arabic credit reports, notarized contracts, and legal documents
 </p>
 <p>
  ➢ Monitor and track overdue accounts across assigned regions; implement collection strategies.
 </p>
 <p>
  ➢ Collaborate with Sales, Legal, and Finance teams to evaluate receivables risk and issue credit recommendations.
 </p>
 <p>
  ➢ Prepare and maintain reports on overdue accounts and high-risk clients.
 </p>
 <p>
  ➢ Support legal recovery efforts through promissory notes, notarization, and litigation when necessary.
 </p>
 <p>
  ➢ Conduct regular reassessments of client creditworthiness to ensure ongoing risk control.
 </p>
 <p>
  ➢ Regular Visit to customer sites to assess customer Credit Worthiness and collections and resolve disputes
 </p>
 <p>
  ➢ Send the required report to all stakeholders as per requirements. Work closely with internal departments, including Marketing, Operations, Parts, Service, HR, Finance, Warehouse, and Logistics, to ensure seamless coordination.
 </p>
 <p>
  ➢ Undertake additional job roll-related tasks as necessary to support the company's mission and operations.
 </p>
 <p>
  ➢ Carry out additional tasks as requested by management.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Key Performance
 </p>
 <p>
  ➢ Excellent negotiation and communication skills.
 </p>
 <p>
  ➢ Strong analytical and problem-solving abilities.
 </p>
 <p>
  ➢ Attention to detail and accuracy in financial reporting.
 </p>
 <p>
  ➢ Ability to work under pressure and manage multiple accounts effectively.
 </p>
 <p>
  ➢ Knowledge of local financial regulations and credit risk management best practices.
 </p>
 <p>
  ➢ Proactive and results-driven approach to debt recovery
 </p>
 <p>
  ➢ Reduction in overdue receivables and bad debt ratio.
 </p>
 <p>
  ➢ Timeliness and accuracy of credit risk assessments.
 </p>
 <p>
  ➢ Efficiency of collection processes and customer dispute resolution.
 </p>
 <p>
  ➢ Compliance with credit policies and financial regulations.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Experience &amp; Background
 </p>
 <p>
  ➢ Bachelor&rsquo;s degree or higher in Finance, Accounting, Risk Management, Law, or a related discipline.
 </p>
 <p>
  ➢ Solid understanding of corporate credit review procedures and financial statement analysis is mandatory.
 </p>
 <p>
  ➢ Familiarity with receivables collection processes, instalment contracts, and legal enforcement mechanisms.
 </p>
 <p>
  ➢ Strong communication and negotiation skills; ability to work under pressure.
 </p>
 <p>
  ➢ Proficiency in English and Arabic language is mandatory.
 </p>
</div>


Avery Dennison

<div><b>Company Description</b><p><br>
About Avery Dennison</p><p>
Avery Dennison Corporation (NYSE: AVY) is a global materials science and digital identification solutions company. We are Making Possible&trade; products and solutions that help advance the industries we serve, providing branding and information solutions that optimize labor and supply chain efficiency, reduce waste, advance sustainability, circularity and transparency, and better connect brands and consumers. We design and develop labeling and functional materials, radio-frequency identification (RFID) inlays and tags, software applications that connect the physical and digital, and offerings that enhance branded packaging and carry or display information that improves the customer experience. Serving industries worldwide &mdash; including home and personal care, apparel, general retail, e-commerce, logistics, food and grocery, pharmaceuticals and automotive &mdash; we employ approximately 35,000 employees in more than 50 countries. Our reported sales in 2024 were $8.8 billion. Learn more at www.averydennison.com.</p><p>
Avery Dennison is an equal opportunity employer.</p><p>
Please let us know if we can support you with reasonable accommodations throughout the application process by contacting our team via Requestaccomodation@eu.averydennison.com.</p><p><b><i>
We do not accept unsolicited referrals or resumes from any source other than directly from candidates</i></b>.</p><p><b>
*</b><b><i>We are unable to offer sponsorship or relocation for this role</i></b><b>*</b></p><p><b><i>
*This role is subject to right-to-work checks as per local employment laws*</i></b></p><b><br>
Job Description</b><p><br>
The full-time position of the Credit Analyst is responsible for the investigation and analysis of credit risks, working within guidelines established by the organisation.</p><ul><li>
Review and analyze credit applications and risks.</li><li>
Through research and analysis, report and annotate findings and make decisions as needed.</li><li>
Review and disposition credit decisions inside and outside system recommendations using grid and bureau information.</li><li>
Oversee payment systems, including cheque processing, Direct Debit operations, and customer bank transfers.</li><li>
Follow up of the accounts and take actions for past-due customers</li><li>
Review and release customer orders on credit hold in the order processing system.</li><li>
Review new accounts for creditworthiness.</li><li>
Make recommendations for credit limits on new increases and credit lines on existing accounts.</li><li>
Prepare regular credit related reports for dissemination to applicable Finance or Accounting departments.</li><li>
Report preparation (weekly / monthly / quarterly / yearly).</li></ul><br>
<b>
Qualifications</b><p><br>
The ideal candidate should have the following qualifications:</p><ul><li>
Bachelor&rsquo;s degree in Finance, Accounting or related field required.</li><li>
At least minimum<b> 4-5 years</b> credit or related experience.</li><li><b>
Fluency in English is a MUST</b>. French language knowledge is preferable.</li><li>
Ability to establish and maintain good client relationships, both internally and externally at all levels.</li><li>
Ability to reconcile complex accounts and have excellent attention to detail.</li><li>
Competence in Microsoft Office products <b>(proficiency in xls is a must)</b> and accounting software programs like ORACLE.</li><li>
Knows and applies the fundamental concepts, practices and procedures of credit analysis.</li><li>
Strong math and credit analytical skills.</li></ul><p>
*No military obligation for male candidates.*</p><b><br>
Additional Information</b><p><b><br>
What we can offer:</b></p><ul><li>
Flexible working hours</li><li>
Attractive salary package</li><li>
Workplace &amp; work hours flexibility</li><li>
Structured learning and development / Mentoring program</li><li>
International environment</li><li>
Events like International Women&rsquo;s Day, Earth Day, etc.</li><li>
A growing and welcoming team with a good spirit!</li></ul><p><b>
Who we are! - Our Story:</b></p><p><b>
Every voice. Every day!</b><b> Eight Values</b><b>. One Team!</b></p><p>
Being open to every voice, every day, brings our value of diversity to life and makes Avery Dennison a vibrant and engaging place to be. We understand diversity and equal opportunities as enrichment for our future-oriented work. Across our diverse, global team, every voice makes us stronger. When we listen to and learn from each other, there is no limit to what we can achieve together. Each of us is unique, and we appreciate bringing together different personalities and talents.</p><p>
Avery Dennison is an equal-opportunity employer. In the <b>EMEA region</b>, we have these <b>Employee Resource Groups</b>:</p><ul><li><b>
EmpoWer </b>- focusing on the engagement, mentoring, and promotion of women</li><li><b>
Mental Health </b>- striving to provide a safe space for employees to discuss mental health issues in the workplace</li><li><b>
Unite </b>- supporting the LGBTQI+ and ally community in the EMEA region</li></ul><p>
To find out more about <b>all our employee resources groups globally</b> as well as our <b>Diversity, Equity &amp; Inclusion </b>approach, please go to our Diversity and Inclusion pages in the About Us section of our website: https://www.averydennison.com/en/home/about-us/diversity-and-inclusion.html</p><p>
At Avery Dennison, we do what we love, and we love what we do - Just click here, and get to know us better: <b>Life @ Avery Dennison</b> (linkedin.com/company/avery-dennison/life/emea)</p></div>

Barclays

<div><p>Join us as a &ldquo;Credit Analyst VP&rdquo; at Credit trading team at Barclays is a team that focuses on trading corporate credit. The Asia Special Situations desk focuses on credit trading opportunities in Asia.</p><p></p><p>
To be a successful &ldquo;Credit Analyst VP&quot; - The candidate would mainly cover Asia region supporting the onshore primary credit analyst in analysing companies for new transactions and monitoring the financial performance of the obligors in existing portfolio. The candidate would also be expected to produce analysis and presentations for senior management to track market news and trends.</p><p></p><p>
You may be assessed on the key critical skills relevant for success in role, such candidate is expected to exhibit high standards of understanding of risk, be able to think out of the box, has attention to detail and be sound in his/her decision making.</p><p></p><p><b>
Basic/ Essential Qualifications:</b></p><ul><li>
Conduct in-depth fundamental credit analysis of Asian high-yield borrowers/Issuers, including financial statement review, cash flow modeling, and covenant assessment.</li><li>
Identify key risks, mitigants, and structural considerations during transaction evaluation.</li><li>
Evaluate industry dynamics, competitive positioning, and macroeconomic factors impacting credit risk.</li><li>
Develop and present actionable Lending /investment ideas to portfolio managers, supported by robust analysis and valuation metrics.</li><li>
Provide relative value assessments across sectors and instruments to identify opportunities and risks.</li><li>
Continuously monitor credit quality, rating changes, and market developments for covered issuers.</li><li>
Identify early warning signals for potential downgrades or defaults and recommend mitigation strategies.</li><li>
Assist in sector allocation decisions based on relative value and risk-return trade-offs.</li><li>
Maintain active dialogue with company management, rating agencies, and sell-side analysts to gather insights.</li><li>
Participate in industry conferences and due diligence meetings to stay ahead of market trends.</li><li>
Work closely with portfolio managers, traders, and other analysts to support investment decisions.</li><li>
Provide timely credit updates and market commentary to internal stakeholders.</li></ul><p></p><p><b>
Desirable skillsets/ good to have:</b></p><ul><li>
Bachelor&rsquo;s degree in Finance, Economics, or related field (Master&rsquo;s preferred).</li><li>
Professional certifications: CFA (Chartered Financial Analyst) preferred/ CA/ MBA.</li><li>
Experience in credit research, high-yield/distressed debt analysis, or leveraged finance.</li><li>
Experience in Asian credit markets with exposure to special situations and complex deal structures.</li><li>
Expertise in fundamental credit analysis, including financial statement interpretation, ratio analysis, and cash flow forecasting.</li><li>
Ability to assess complex capital structures, covenant packages, and recovery scenarios for high-yield and distressed credits.</li><li>
Strong proficiency in Excel-based financial modelling, including scenario analysis and sensitivity testing.</li><li>
Familiarity with valuation techniques such as DCF, relative value, and recovery analysis.</li><li>
Awareness of regional regulatory frameworks, credit documentation standards, and internal compliance requirements.</li><li>
Proficiency in Market data System and ability to leverage market data platforms for pricing, spreads, and liquidity analysis.</li><li>
Strong ability to articulate investment theses through clear, concise memos and presentations.</li><li>
Skilled in stakeholder engagement, including discussions with portfolio managers, traders, and external parties.</li><li>
Strong networking skills with issuers, rating agencies, and sell-side analysts.</li><li>
Familiarity with legal documentation (loan agreements, bond indentures).</li></ul><p></p><p>
This role will be based out of NKP in Mumbai.</p><p></p>
<p><b>
Purpose of the role</b></p><p>
To maintain the smooth and efficient operation of our trading desks, providing operational support and expertise to traders, sales professionals, and other key stakeholders, helping them maximize their productivity and minimize disruptions and handling administrative tasks, and providing market information and research.</p><p></p><p><b>
Accountabilities</b></p><ul><li>
Provision of immediate and efficient technical support to traders and sales professionals on the trading desks, resolving hardware, software, and network-related issues to ensure uninterrupted trading activities.</li><li>
Coordination of trade execution by liaising with traders, clients, and other internal teams to ensure smooth transactions.</li><li>
Maintenance and updating of trade records, transaction logs, and client databases accurately.</li><li>
Reports, presentations, and documentation preparation to support sales and trading activities.</li><li>
Monitoring of market data and assist in the analysis of financial information for trading decisions.</li><li>
Operational tasks such as processing trades, confirming orders, and resolving trade discrepancies.</li></ul><p></p><p><b>
Vice President Expectations</b></p><ul><li>
To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and escalate breaches of policies/procedures..</li><li>
If managing a team, they define jobs and responsibilities, planning for the department&rsquo;s future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements..</li><li>
If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L &ndash; Listen and be authentic, E &ndash; Energise and inspire, A &ndash; Align across the enterprise, D &ndash; Develop others..</li><li>
OR for an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions..</li><li>
Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.</li><li>
Manage and mitigate risks through assessment, in support of the control and governance agenda.</li><li>
Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.</li><li>
Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.</li><li>
Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.</li><li>
Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions.</li><li>
Adopt and include the outcomes of extensive research in problem solving processes.</li><li>
Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.</li></ul><p></p><p>
All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship &ndash; our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset &ndash; to Empower, Challenge and Drive &ndash; the operating manual for how we behave.</p></div>

Credit Analyst - VP

Transguard Workforce Solutions

<div>
 <p>
  <strong>
   Transguard Workforce Solutions
  </strong>
  is the UAE&rsquo;s leading provider of unique and innovative HR solutions. With a decade of experience in the region and a team that possesses extensive knowledge of the market, we provide a fully integrated HR solution.
 </p>
 <p>
  We are currently recruiting a
  <strong>
   Senior Credit Analyst
  </strong>
  for our Banking client based in Dubai, UAE.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Job Purpose:
  </strong>
 </p>
 <p>
  To underwrite and approve retail credit applications including mortgages, personal loans, auto loans, and credit cards within delegated authority and in line with the bank&rsquo;s credit policies. The role involves evaluating high value transactions, reviewing deviations, and supporting restructuring proposals.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   JobResponsibilities:
  </strong>
 </p>
 <ul>
  <li>
   Assess and approve credit applications up to AED 2 million exposure
  </li>
  <li>
   Evaluate borrower profiles, financials, collateral, and valuation reports
  </li>
  <li>
   Review and escalate out of policy and restructuring cases
  </li>
  <li>
   Ensure compliance with internal policies, operational risk guidelines, and audit standards
  </li>
  <li>
   Maintain high productivity and service levels while ensuring quality underwriting
  </li>
  <li>
   Collaborate with internal teams and communicate decisions to front-end teams
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Job Requirements:
  </strong>
 </p>
 <ul>
  <li>
   Should have proven experience in UAE retail credit underwriting, especially mortgages.
  </li>
  <li>
   Minimum 4 years of expereince in Retail Banking Credit underwriting.
  </li>
  <li>
   Strong analytical and decision making skills
  </li>
  <li>
   Familiarity with valuation tools (e.g., Reidin) and credit systems
  </li>
  <li>
   Excellent understanding of regulatory and compliance frameworks
  </li>
  <li>
   Bachelor's or master's degree in relevant field.
  </li>
 </ul>
 <p>
 </p>
</div>


Senior Credit Analyst

U.S. Bank

<p></p><div><p>At U.S. Bank, we&rsquo;re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at&mdash;all from Day One.</p><p></p><h2 class="jobSectionHeader"><b>
Job Description</b></h2><div><p>
The successful candidate should have prior experience in originating or monitoring a commercial loan portfolio consisting of loan products backed by the Small Business Administration &ndash; including spreading, financial analysis, etc.</p><p><b><br>
</b></p></div><div>Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered.</div><div></div><div>
Basic Qualifications<br>
<ul><li>Bachelor&rsquo;s degree, or equivalent work experience</li><li>Typically five or more years of relevant experience</li></ul></div><div></div><div>
Preferred Skills/Experience<br>
<ul><li>Strong credit analysis and analytical skills</li><li>In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis</li><li>Background in economics, accounting, and/or finance</li><li>Effective technical report writing skills</li><li>Effective verbal and written communication skills</li><li>Proficient computer navigation skills using a variety of software packages</li><li>Master's degree or CPA certification is preferred</li></ul></div><p></p><p>
If there&rsquo;s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
</p><p></p><p><b>Benefits:</b></p><p>
Our approach to benefits and total rewards considers our team members&rsquo; whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):</p><ul><li><p>
Healthcare (medical, dental, vision)</p></li><li><p>
Basic term and optional term life insurance</p></li><li><p>
Short-term and long-term disability</p></li><li><p>
Pregnancy disability and parental leave</p></li><li><p>
401(k) and employer-funded retirement plan</p></li><li><p>
Paid vacation (from two to five weeks depending on salary grade and tenure)</p></li><li><p>
Up to 11 paid holiday opportunities</p></li><li><p>
Adoption assistance</p></li><li><p>
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law</p></li></ul><p></p><p>
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.</p><p></p><p><b>
E-Verify</b></p><p>
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.</p><p></p>
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,345.00 - $115,700.00<p></p><p>
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.</p><p></p><p>
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.</p><p></p><p><b>
Posting may be closed earlier due to high volume of applicants.</b></p></div>

SBA Credit Analyst

Pinnacle Bank

<div><div><div><div><div><b>GENERAL SUMMARY:</b>
</div><div>Provides leadership to credit analysts. Ensures timely and accurate completion of all credit analysis functions.</div><div>
</div><div>
<b>RESPONSIBILITIES AND DUTIES:</b>
</div><div> <ul><li>Prepares complete and concise financial analyses by obtaining necessary information from the lender. Financial analyses will focus on financial trends and repayment capacity of obligors. These duties include but are not limited to analysis &amp; interpretation of financial statements, evaluation of the financial condition of the borrower relative to the industry, economy, collateral, capacity, trends, and performance of the borrower.</li></ul>
<ul><li> Attends loan committee meetings, as necessary, to assist in the presentation and clarification of credit requests.</li></ul>
<ul><li> Supervises, trains and directs credit analyst(s) including periodic review of analysis.</li></ul>
<ul><li> Serves as a resource for the bank&rsquo;s loan documentation software.</li></ul>
<ul><li> Some analyst positions ensure adequacy of bank&rsquo;s collateral position by monitoring construction draw requests/inspections, borrowing base certificates/inspections, and livestock inspections. Audit of specific collateral reports may be required to ensure accuracy.</li></ul>
<ul><li> May participates in asset reviews as requested, including real estate inspections and any other on-site inspections deemed necessary.</li></ul>
<ul><li> Maintains strict confidentiality of credit information.</li></ul>
<ul><li> Performs other duties as assigned.</li></ul>
<ul><li> Regular and reliable attendance.
</li></ul></div><div><b>KNOWLEDGE, SKILLS, AND ABILITIES:</b>
</div><ul><li>Knowledge of bank operations, policies, and procedures.</li>
<li>Knowledge of loan analysis and accounting.</li>
<li>Knowledge of loan analysis software and Suntell software</li>
<li>Skill in communicating effectively with management, customers, and co-workers.</li>
<li>Skill in managing employees.</li>
<li>Ability to pay close attention to detail and work with a high degree of accuracy.</li>
<li>Ability to create an organized efficient work environment without supervision.</li>
<li>Ability to work under pressure of deadlines.</li>
<li>Ability to function as a team player.</li>
</ul><div>
</div><div><b>EDUCATION AND EXPERIENCE:</b>
</div><ul><li>High School diploma or equivalent experience in banking.</li>
<li>College degree in business, finance, economics or accounting preferred.</li>
</ul><div>
</div><div><b>PHYSICAL REQUIREMENTS:</b>
</div><div>
</div><div><b>Seeing: 75-100%</b>
</div><div>Must be able to read reports, see computer screen, visit customer sites</div><div>
</div><div>
<b>Hearing: 50-74%</b>
</div><div>Must be able to communicate with co-workers</div><div>
</div><div>
<b>Standing/Walking: 25-49%</b>
</div><div>Must be able to run errands for the bank, make large quantities of copies.</div><div>
</div><div>
<b>Climbing/Stooping/Kneeling: 0-24%</b>
</div><div>Must be able to obtain files.</div><div>
</div><div>
<b>Lifting/Pulling/Pushing: 25-49%</b>
</div><div>Must be able to lift files daily.</div><div>
</div><div>
<b>Fingering/Grasping/Feeling: 75-100% </b>Must be able to use computer, write separate reports</div><div><br>
</div><div><b>PHYSICAL DIMENSIONS:</b>
</div><div>Light Work: Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry or otherwise move objects. Job involves sitting most of the time and walking and standing some of the time.</div><div>
</div><div>NOTE: The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of personnel.</div></div></div></div><p></p><div>
</div><p>About Pinnacle Bank/Bank of Colorado
</p><div><div>We take pride in our heritage as a family-owned, community bank. Our commitment to our customers and community is at the forefront of how we do business.<br>
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We are a Nebraska-based banking organization founded in 1938 in Palmer, Nebraska. Today, we have branches in Arizona, Colorado, Kansas, Missouri, Nebraska, New Mexico, Texas and Wyoming.<br>
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As we grow, our commitment to our customers and community remains as strong as ever. We specialize in building lasting banking relationships with the businesses, farms and families we serve. We also prioritize taking an active role in our communities through charitable giving and volunteering.<br>
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At Pinnacle Bank, we are ready to help your company with business checking and savings accounts, commercial loans and lines of credit and treasury management services.<br>
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We also offer personal banking services, including accounts, mortgages, personal loans and technology products.<br>
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We offer fair and competitive compensation as well as bonus based on an employee's years of service and possible discretionary merit bonuses. Employees also have the opportunity to participate in the Bank incentive programs based on charter/branch guidelines. Other benefits include:</div><div><ul>
<li>8 paid holidays*</li>
<li>17 PTO days each year for the first five years of employment.*</li>
<li>After five years, 22 PTO days each year.*</li>
<li>After ten years, 27 PTO days each year.*</li>
<li> Employees must also complete the 90-day introductory period prior to accruing PTO.*</li>
<li>New employees will receive 16 hours of paid sick time upon their hire date.*</li>
<li>Health, dental, prescription drug card, vision, and voluntary life insurance plans</li>
<li>Health Savings Account with employer contributions</li>
<li>Flexible medical and dependent care spending plans</li>
<li>Parental Leave after one year of full-time employment</li>
<li>401K plan after 3 months and start of next quarter with employer contributions and profit sharing</li>
<li>Free checking account and basic printed checks</li>
<li>Free safe deposit box</li>
<li>$50,000 group term life insurance</li>
<li>Long term disability insurance</li>
<li>Employee Assistance Program</li>
<li>Educational Assistance</li>
</ul></div><div><b>*</b>Paid holidays and paid time off benefits are not applicable for employees that are fully commissioned.<br>
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<i>We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at </i><i>personnel@pinnbank.com</i><i> or by phone at 402-697-8666 and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the </i><i>[EEO KNOW YOUR RIGHTS] </i><i>and </i><i>[PAY TRANSPARENCY STATEMENT]</i><i>.</i></div></div></div><p></p>

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