credit analyst

Accord Technologies Inc

Irving, TX, 750386 Months &ndash; ContractJob Description:The Credit Analyst is responsible for conducting credit investigations and analyzing credit information pertaining to loans. In addition, to verifying and updating credit information as requested by clients in support of the mortgage underwriting process, provides operational support to the production team through the course of the credit report supplement process.Must be able to work any of the below shifts 9:30-6, 9-5:30Skills/Experience:<ul><li>Credit Experience</li><li>Call Center Experience</li></ul>Desired Skills: Mortgage Experience preferredDegree Requirements: High school diplomaJob Type: ContractPay: $22.50 per hourExperience:<ul><li>Mortgage servicing: 2 years (Preferred)</li><li>Credit analysis: 3 years (Required)</li></ul>Ability to Commute:<ul><li>Irving, TX 75038 (Required)</li></ul>Work Location: In person

Credit Analyst

LaundryLux

<div>
 
 Join LaundryLux
 
 
 
 Laundrylux is the North American supplier of Electrolux Professional &amp; Wascomat equipment for Laundromats, Coin Laundries &amp; On-Premises Laundries. From financing to repairs, Laundrylux provides a comprehensive set of services to help with all elements of commercial laundry.
 
 
 
 Credit Analyst
 
 
 
 The Credit Analyst is responsible for assessing the risks associated with lending activities. This typically involves analyzing financial statements, credit reports, and other relevant data to determine the likelihood of repayment. The analyst aims to support decision-making processes by providing detailed assessments that help the funding institution make informed choices about extending credit. Additionally, they provide superior service and support to our customers.
 
 
 Before we continue to dive into the requirements for the role let&rsquo;s talk about
 
 Why you should join LaundryLux?
 
 
 
 
 Career Advancement:
 
 We offer a career, not just a job. We invest in the personal and professional growth of every employee because we believe growth leads to both business impact and personal fulfillment.
 
 
 
 Learning and Development:
 
 We foster a culture that encourages and promotes professional growth and development, with continuous learning
 
 
 
 Diversity Initiatives
 
 : We are proud to have launched the Women&rsquo;s Initiative focused on building a better workplace for women, providing support, and recognizing the talented women within our company.
 
 
 
 LaundryLux Benefits
 
 : We offer a comprehensive benefits package including:
 
 
 <ul>
 <li>
 Health benefits package including medical, dental &amp; vision plans
 </li>
 <li>
 Life Insurance
 </li>
 <li>
 401(k) with company matching
 </li>
 <li>
 Paid Time Off
 </li>
 <li>
 Paid Holidays
 </li>
 <li>
 Profit Sharing
 </li>
 <li>
 Employee Referral Program
 </li>
 <li>
 Mentorship Program
 </li>
 <li>
 Company Sponsored Training
 </li>
 <li>
 Tuition Reimbursement
 
 
 </li>
 </ul>
 Back to the role:
 
 
 
 What you will do:
 
 
 
 <ul>
 <li>
 Compile and generate comprehensive reports on finance and credit data.
 </li>
 <ul>
 <li>
 Review, analyze, and interpret financial information to support decision-making.
 </li>
 <li>
 Complete and submit loan applications, including detailed credit analyses and summaries of loan requests, to loan committees for approval.
 </li>
 <li>
 Enhance the quality of credit applications through thorough review and feedback.
 </li>
 <li>
 Research, identify, and recommend process improvement opportunities to management.
 </li>
 <li>
 Reconcile customer statements and billing discrepancies to ensure accuracy.
 </li>
 <li>
 Ensure that collateral is perfected in accordance with approved credit decisions.
 </li>
 <li>
 Review loan packages for accuracy and completeness, including business entity documents, prior to preparing loan documents.
 </li>
 <li>
 Prepare documentation for loan modifications, renewals, and extensions.
 </li>
 <li>
 Read and interpret loan documents to ensure understanding and compliance.
 </li>
 <li>
 Create and prepare ad hoc documents as required by specific projects or needs.
 </li>
 <li>
 Enter loan applications into proprietary software systems accurately.
 </li>
 <li>
 Request and review insurance certificates to verify that collateral coverage is adequate.
 </li>
 <li>
 Responsible for the origination of simple loans.
 </li>
 <li>
 Manage and oversee a smaller territory, ensuring the effective administration and servicing of funded loans within that region.
 
 </li>
 </ul>
 </ul>
 
 What you should have:
 
 
 
 <ul>
 <li>
 Strong understanding of loan documentation principles and the perfection of security interests.
 </li>
 <li>
 Ability to effectively manage time to meet deadlines and prioritize tasks.
 </li>
 <li>
 Proficient in negotiating terms and conditions to achieve favorable outcomes.
 </li>
 <li>
 Familiarity with leasing software for efficient management of leases.
 </li>
 <li>
 Skilled in analyzing financial statements to assess financial health.
 </li>
 <li>
 Experienced in using Microsoft Word and Excel for documentation and analysis.
 </li>
 <li>
 Competent in reading and interpreting complex legal documents.
 </li>
 <li>
 Highly analytical with strong critical thinking abilities to solve problems.
 </li>
 <li>
 Detail-oriented, ensuring accuracy and thoroughness in all tasks.
 </li>
 <li>
 Exceptional written and oral communication skills for effective interactions.
 </li>
 <li>
 Confident in making and handling phone calls in a professional manner.
 </li>
 <li>
 Brings energy and enthusiasm to the workplace and team environment.
 </li>
 <li>
 Must be able to work on complex loans.
 </li>
 <li>
 Must be able to read loan documents
 
 
 </li>
 </ul>
 
 Education and Experience:
 
 
 
 <ul>
 <li>
 Bachelors in finance or related field is required;
 </li>
 <ul>
 <li>
 1 - 3 years of experience in credit analysis, financial analysis, or a related field is expected.
 
 </li>
 </ul>
 </ul>
 
 Our Values:
 
 
 
 People, Share Responsibility, Integrity, Excellence, Customer Focused, Meaningfulness and Fun
 
 
 If you are looking for your next challenge, then this is your chance to join our team of exceptionally talented, creative and innovative professionals. We want you!
 
 
 We are an equal opportunity employer and we are committed to providing reasonable accommodations to individuals with disabilities in all aspects of the employment process. All qualified applicants will receive consideration for employment without regard to age, ancestry, color, family or medical care leave, gender identity or expression, genetic information, marital status, medical condition, national origin, physical or mental disability, political affiliation, protected veteran status, race, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable laws, regulations and ordinances.
 
 
 Our company participates in E-Verify.
 
 
 LaundryLux is the North American supplier of Electrolux &amp; Wascomat commercial laundry equipment for self-service Laundromats and On-Premises Laundries such as hotels, hospitals, nursing homes, salons, firehouses, vets, and more.
 
 
 
 Let our family&rsquo;s history shape your future success.
 
 
 
 What began with an accident at sea and one man&rsquo;s dream for the future, has transformed into a business reality. LaundryLux wishes to share that success with families and businesses, helping investors and business owners maximize their returns on their laundry system investments.
 
 
 &ldquo;We have dedicated employees who have worked for us for years and years and are still committed to providing the best possible products and services. It&rsquo;s because we all believe in what we do and in the products we sell.&rdquo; &ndash; Neal Milch, Chairman
</div>

RDO Equipment Co.

<div>This individual will be responsible for offering superior service to our customers and field staff. In addition, this individual will be accountable for making credit decisions using good judgment and following prescribed guidelines.

Specific Duties Include:
<ul>
<li>Responsible to process customer applications for parts, service, and rental business requests to establish a credit limit or deny credit.</li>
<li>Gather and analyze credit information from sales staff, customer credit application, financial information, etc.</li>
<li>Obtain credit bureau, business credit and bank references.</li>
<li>Contact customer if additional insight or information is needed.</li>
<li>Summarize all credit information and document. Make recommendation to supervisor if outside credit limit authority.
</li><li>Monitor and review reports within business system to identify and reduce risk for the organization.</li>
<li>Initiate contact with AR staff to ensure customer payments are requested to keep account in good standing.</li>
<li>Communicate with store management on a wide variety of credit request issues and recommendations.</li>
<li>Interact effectively with team members and members of other teams.</li>
<li>Follow all safety rules and regulations while performing work assignments and adhere to all policies and procedures as specified in company manuals and as directed in the employee handbook.</li>
<li>Conduct self in the presence of customers and community so as to present a professional image of RDO Equipment Co.</li>
<li>Foster a great place to work environment within the location/s, encouraging accountability, open communication, teamwork, and a commitment to serving the customer.</li>
<li>Maintain a positive and professional working relationship with peers, management, and support resources, with a constant commitment to teamwork and exemplary customer service.</li>
<li>Proactively seek and participate in available company-sponsored training, in an effort to develop and advance knowledge base and skill set.</li>
<li>Perform all other duties as assigned by management in a professional and efficient manner.</li>
</ul>
Job Requirements:
<ul>
<li>Minimum of 2 years of experience making credit decisions in an analyst role</li>
<li>Bachelor&rsquo;s degree in finance, accounting, business or equivalent work experience.</li>
<li>Excellent verbal and written communication skills</li>
<li>Professional telephone etiquette</li>
<li>Must be detail orientated, self-motivated and have ability to multi-task</li>
<li>Ability to excel in team environment and individually</li>
<li>Proven record of exceeding daily, weekly, and monthly objectives</li>
<li>Proficient with Microsoft Office products including Excel</li>
<li>Limited travel required</li>
<li>Candidates must have valid work authorization and be able to work in the U.S. without company sponsorship</li>
</ul>
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities 
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.</div>

United Prairie Bank

<div>Are you looking to join a team that has shaped United Prairie Bank to be a Top Workplace of choice!

United Prairie Bank is hiring a Credit Analyst. This position is full-time, Monday &ndash; Friday. This position will office out of the closest United Prairie branch to the applicant&rsquo;s residence.

Job Overview:

In this position you will be collecting, analyzing, and interpreting financial data and financial information to evaluate and mitigate credit risk, as well as determining the appropriate credit risk rating on new and existing borrowers. You will collaborate and work closely with lenders and credit support to maximize borrower cash flow for United Prairie debt retirement and manage credit facilities extended to United Prairie borrowers.

Annual Compensation: $56,865-$84,137

Qualifications for this Opportunity:
<ul>
<li>High school diploma or GED (Required)</li>
<li>Bachelor&rsquo;s Degree in Accounting, Finance, or Business Management, preferred.</li>
<li>Deliver an exceptional customer service experience.</li>
<li>Problem solving skills to find effective solutions.</li>
<li>Ability to work independently and cooperatively with other team members.</li>
</ul>
Benefits Include:
<ul>
<li>Medical, Dental, Vision insurance</li>
<li>401(k) with Employer Match</li>
<li>Health Savings Account (HSA) with Employer Match</li>
<li>Flexible Spendings Plans</li>
<li>Time Off Benefits &ndash; PTO, Volunteer Time Off, 11 paid holidays.</li>
<li>Company-paid Life Insurance and Short- &amp; Long-Term Disability</li>
<li>Profit Sharing</li>
</ul>
Why United Prairie:

United Prairie Bank is a family-owned community bank serving customers for over 100 years through-out Minnesota. Our vision is to inspire dreams and bring them to life. We recognize that our team members are our most important resource. We strive to create a positive work environment through accountability, communication, trust, and service. We are a team of highly engaged employees and foster a culture of opportunity for you to achieve career growth and success.

United Prairie Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability status, veteran status and all other protected classes.<h4 class="jobSectionHeader">
Education</h4>
Preferred<ul><li>
Bachelors or better in Finance</li><li>
Bachelors or better in Economics</li></ul><h4 class="jobSectionHeader">
Skills</h4>
Preferred<ul><li>
Analytical</li><li>
Strong communication skills</li><li>
Decision Making</li><li>
Detail oriented</li><li>
Microsoft Excel</li><li>
Multi-tasker</li><li>
Professionalism</li><li>
Microsoft Word</li></ul>
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities 
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.</div>

Avery Dennison

<div>
 
 
 Avery Dennison Corporation
 
 (NYSE: AVY) is a global materials science and digital identification solutions company. We are Making Possible&trade; products and solutions that help advance the industries we serve, providing branding and information solutions that optimize labor and supply chain efficiency, reduce waste, advance sustainability, circularity and transparency, and better connect brands and consumers. We design and develop labeling and functional materials, radio-frequency identification (RFID) inlays and tags, software applications that connect the physical and digital, and offerings that enhance branded packaging and carry or display information that improves the customer experience. Serving industries worldwide &mdash; including home and personal care, apparel, general retail, e-commerce, logistics, food and grocery, pharmaceuticals and automotive &mdash; we employ approximately 35,000 employees in more than 50 countries. Our reported sales in 2024 were $8.8 billion. Learn more at www.averydennison.com.
 
 
 
 
 
 Avery Dennison is an equal opportunity employer.
 
 
 
 
 
 Please let us know if we can support you with reasonable accommodations throughout the application process by contacting our team via Requestaccomodation@eu.averydennison.com.
 
 
 
 
 
 
 
 We do not accept unsolicited referrals or resumes from any source other than directly from candidates
 
 
 .
 
 
 
 
 *
 
 
 
 We are unable to offer sponsorship or relocation for this role
 
 
 
 *
 
 
 
 
 
 
 *This role is subject to right-to-work checks as per local employment laws*
 
 
 
 
 
 
 
 
 Job Description
 
 
 
 The full-time position of the
 
 Credit Analyst
 
 is responsible for the investigation and analysis of credit risks, working within guidelines established by the organisation. You will be working from our
 
 office in Samand&inodot;ra, Istanbul
 
 .
 
 <ul>
 <li>
 Review and analyze credit applications and risks.
 </li>
 <li>
 Through research and analysis, report and annotate findings and make decisions as needed.
 </li>
 <li>
 Review and disposition credit decisions inside and outside system recommendations using grid and bureau information.
 </li>
 <li>
 Oversee payment systems, including cheque processing, Direct Debit operations, and customer bank transfers.
 </li>
 <li>
 Follow up of the accounts and take actions for past-due customers
 </li>
 <li>
 Review and release customer orders on credit hold in the order processing system.
 </li>
 <li>
 Review new accounts for creditworthiness.
 </li>
 <li>
 Make recommendations for credit limits on new increases and credit lines on existing accounts.
 </li>
 <li>
 Prepare regular credit related reports for dissemination to applicable Finance or Accounting departments.
 </li>
 <li>
 Report preparation (weekly / monthly / quarterly / yearly).
 </li>
 </ul>
 
 
 
 
 
 Qualifications
 
 
 
 The ideal candidate should have the following qualifications:
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Finance, Accounting or related field required.
 </li>
 <li>
 At least minimum
 
 4-5 years
 
 credit or related experience.
 </li>
 <li>
 
 Fluency in English is a MUST
 
 . French language knowledge is preferable.
 </li>
 <li>
 Ability to establish and maintain good client relationships, both internally and externally at all levels.
 </li>
 <li>
 Ability to reconcile complex accounts and have excellent attention to detail.
 </li>
 <li>
 Competence in Microsoft Office products
 
 (proficiency in xls is a must)
 
 and accounting software programs like ORACLE.
 </li>
 <li>
 Knows and applies the fundamental concepts, practices and procedures of credit analysis.
 </li>
 <li>
 Strong math and credit analytical skills.
 </li>
 </ul>
 
 
 *No military obligation for male candidates.*
 
 
 
 
 
 
 
 What we can offer:
 
 
 <ul>
 <li>
 Flexible working hours
 </li>
 <li>
 Attractive salary package
 </li>
 <li>
 Workplace &amp; work hours flexibility
 </li>
 <li>
 Structured learning and development / Mentoring program
 </li>
 <li>
 International environment
 </li>
 <li>
 Events like International Women&rsquo;s Day, Earth Day, etc.
 </li>
 <li>
 A growing and welcoming team with a good spirit!
 </li>
 </ul>
 
 
 Who we are! - Our Story:
 
 
 
 
 Every voice. Every day!
 
 Eight Values
 
 . One Team!
 
 
 
 Being open to every voice, every day, brings our value of diversity to life and makes Avery Dennison a vibrant and engaging place to be. We understand diversity and equal opportunities as enrichment for our future-oriented work. Across our diverse, global team, every voice makes us stronger. When we listen to and learn from each other, there is no limit to what we can achieve together. Each of us is unique, and we appreciate bringing together different personalities and talents.
 
 
 Avery Dennison is an equal-opportunity employer. In the
 
 EMEA region
 
 , we have these
 
 Employee Resource Groups
 
 :
 
 <ul>
 <li>
 
 EmpoWer
 
 - focusing on the engagement, mentoring, and promotion of women
 </li>
 <li>
 
 Mental Health
 
 - striving to provide a safe space for employees to discuss mental health issues in the workplace
 </li>
 <li>
 
 Unite
 
 - supporting the LGBTQI+ and ally community in the EMEA region
 </li>
 </ul>
 
 To find out more about
 
 all our employee resources groups globally
 
 as well as our
 
 Diversity, Equity &amp; Inclusion
 
 approach, please go to our Diversity and Inclusion pages in the About Us section of our website:
 
 https://www.averydennison.com/en/home/about-us/diversity-and-inclusion.html
 
 
 
 At Avery Dennison, we do what we love, and we love what we do - Just click here, and get to know us better:
 
 Life @ Avery Dennison
 
 (
 
 linkedin.com/company/avery-dennison/life/emea
 
 )
 
</div>

First Horizon Bank

<div>Location: On site at location(s) listed on job posting.

Schedule: Monday through Friday, 8:00AM to 5:00PM

Summary

The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned lending relationships. The position also provides mentoring and guidance to other Credit Analysts as it relates to lending guidelines, and underwriting standards. The ideal candidate works well in a team-focused setting and is comfortable balancing competing priorities in a deadline driven environment.

Key Responsibilities Include
<ul>
<li>Interpret financial statements and provide financial analysis support utilized in underwriting complex C&amp;I loans.</li>
<li>Work proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Bank&rsquo;s commercial loan system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank&rsquo;s commercial loan policy.</li>
<li>Participate in transaction structuring and relationship strategy meetings with management and credit partners to justify and explain information in the analysis when warranted.</li>
<li>Analyze and prepare complex credit approval documentation in FHB&rsquo;s commercial loan system. The senior analyst is responsible for accurately reflecting all loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in the commercial loan system.</li>
<li>Partner with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines.</li>
<li>Participate in internal credit conversations with PM&rsquo;s, RM&rsquo;s Credit Risk Managers and senior management and in external meetings with clients and prospects.</li>
<li>Participate in or lead special projects and assignments and performs other duties assigned.</li>
<li>The successful candidate will demonstrate consistently high level of ownership of personal performance metrics and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, extreme level of detail and follow-through, and independence within the framework of the role in assisting in achieving business goals.</li>
<li>Identify and report material changes or trends in the financial statements of borrowers or guarantors observed in the preparation of credit approval presentations</li>
</ul>
Qualifications Include
<ul>
<li>Bachelor&rsquo;s degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience</li>
<li>5 or more years of related experience in Financial Services, Banking, Credit Analysis, Loan Review or similar background preferred</li>
<li>Familiarity with corporate credit products and the processes used to analyze financial data</li>
<li>Good fundamental understanding of general bank operations and the commercial lending process</li>
<li>Strong computer skills required with the following programs: Access, Word, PowerPoint, Outlook and highly proficient skills with Excel</li>
<li>Experience with Salesforce or nCino applications is a plus</li>
<li>Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners</li>
<li>Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals</li>
</ul>
About Us 
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
<div>
Benefit Highlights 
<ul><li>Medical with wellness incentives, dental, and vision</li><li>HSA with company match</li><li>Maternity and parental leave</li><li>Tuition reimbursement</li><li>Mentor program</li><li>401(k) with 6% match</li><li>More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits</li></ul></div>

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities 
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.</div>

Senior Credit Analyst

Umanist Staffing

Job SummaryThe Credit Analyst II is responsible for daily operations, applicable projects, employee training, and reporting of the credit department which includes: new counterparty setups, credit limits on counterparties, contract reviews, customer inquiries, mentoring of teammates and monitoring of credit exposures. This role requires attention to detail and a strong understanding of accounting and finance principals. The ability to thrive in a team environment is a key to success! Your work will challenge you, and with our Core Values to guide you, you&rsquo;ll quickly learn and grow with us.Responsibilities/Expectations:<ul><li>Coordinates review of credit terms within counterparty agreements and provides recommendations</li><li>Issues letters of credit and guarantees according to company guidelines</li><li>Develops positive relationships with internal/external counterparties</li><li>Makes decisions regarding credit limits and resolves sophisticated credit problems within company guidelines</li><li>May mentor others</li><li>Produces reports on credit activities/operations on a daily, weekly, monthly, quarterly and annual basis</li><li>Other duties as assigned</li></ul>Education/Years of Experience:<ul><li>Required: Bachelor&rsquo;s degree business, finance or accounting and minimum of three (3) years working in an accounting/finance environment</li><li>Preferred: A minimum of five (5) years oil and gas experience in an accounting/finance area</li></ul>Other Requirements:<ul><li>Demonstrates excellent organizational/interpersonal skills and safety as the utmost priority</li><li>Proficiency in Microsoft Office Applications and PC skills</li><li>Detailed understanding of finance and accounting principals, financial documents and ratio analysis</li></ul>Job Type: Full-timePay: $55.00 - $60.00 per hourExpected hours: 40 per weekWork Location: On the road

Gas Credit Analyst

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