credit analyst

Chinmay Finlease Limited

Job Title: Credit AnalystExperience: 1-3 yrJob Summary:As a Credit Analyst, you will be responsible for evaluating the creditworthiness of individualsapplying for loans. You will assess financial information such as income statements, andcredit reports to determine the risk involved in extending credit to the applicant. You willanalyze the information provided by the borrower to determine if the loan is suitable for theapplicant and if the applicant is suitable for the loan. You will also review loan agreementsto ensure that the terms and conditions of the loan are appropriate.Key Responsibilities:<ul><li>Collect and analyze financial data of applicants to determine their creditworthiness</li><li>Evaluate credit risk, develop credit profiles, and recommend appropriate credit limits</li><li>Analyze financial statements, credit reports, and other relevant information to</li><li>Determine the creditworthiness of potential borrowers</li><li>Verify the accuracy of financial data and ensure that all financial statements comply</li><li>with relevant regulations</li><li>Assess the borrower's ability to pay back the loan by reviewing the borrower's</li><li>Financial history, credit score, and other financial data</li><li>Communicate with borrowers to obtain additional financial information or to discuss their credit status</li><li>Monitor borrowers' creditworthiness and financial performance over time to assess credit risk and identify potential problems</li><li>Work closely with loan officers to ensure timely processing of loan applications</li><li>Keep up-to-date with changes in lending practices, regulations, and credit risk assessment tools</li></ul>Requirements:<ul><li>Bachelor's degree in finance, accounting, or a related field</li><li>Strong analytical skills, including the ability to analyze financial statements and credit</li><li>reports</li><li>Knowledge of lending practices, credit risk assessment tools, and regulatory</li><li>compliance</li><li>Excellent communication skills, including the ability to communicate complex</li><li>Financial information to non-financial stakeholders</li><li>Strong attention to detail and the ability to work independently</li><li>Proficiency in Microsoft Office, including Excel, Word, and PowerPoint.</li><li>Ability to work well under pressure and meet tight deadlines</li></ul>Job Types: Full-time, PermanentPay: ₹30,000.00 - ₹40,000.00 per monthBenefits:<ul><li>Flexible schedule</li><li>Health insurance</li><li>Leave encashment</li><li>Paid sick time</li><li>Paid time off</li><li>Provident Fund</li></ul>Experience:<ul><li>total work: 1 year (Required)</li></ul>Work Location: In person

Credit Analyst

Innotech Creditsea Platforms Private Limited

Company: CreditSeaAbout Us:CreditSea is a fintech platform providing quick, transparent, and reliable loan solutions to individuals in need. We focus on customer-centric lending with strong risk and credit practices.Role Overview:We are hiring a Credit Analyst to assess loan applications, analyze credit risk, and support responsible lending decisions. The role involves working closely with risk and underwriting teams.Key Responsibilities:<ul><li>Evaluate loan applications and credit reports</li><li>Analyze financial data and assess credit risk</li><li>Prepare credit recommendations and reports</li><li>Monitor loan performance and ensure policy compliance</li></ul>Requirements:<ul><li>Bachelor&rsquo;s degree in Finance, Economics, Accounting, or related field</li><li>Strong analytical and decision-making skills</li><li>Prior experience in credit analysis preferred</li></ul>Job Type: Full-timeWork Location: In personJob Types: Full-time, PermanentPay: ₹18,000.00 - ₹22,000.00 per monthBenefits:<ul><li>Cell phone reimbursement</li><li>Leave encashment</li><li>Paid sick time</li></ul>Work Location: In person

Lansing Building Products

Lansing Building Products has supplied professional contractors with high-quality building products since its founding in 1955. Led by third generation President & CEO Hunter Lansing, we remain true to the family values and mission of Respect, Service and Excellence in everything we do. A certified Great Place To Work™, Lansing has nearly 2,000 associates in 112 branches serving customers in 35 states along with Home Office locations in Richmond, VA and Waltham, MA. We exist to make a positive impact in people’s lives and are focused on delivering a best-in-class experience to our associates and our customers.
 
Credit Analyst
 The Credit Analyst is responsible for processing/decisioning on credit applications and resolving credit-related issues through addressing incoming phone calls and emails from Lansing branch Associates and customers. Account maintenance is performed as needed to include sales change updates, address changes and account merge/close.
 Essential Functions
 Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
 <ul>
<li>Review credit applications for accuracy.</li>
<li>Pull credit reports, request supplier references, and gather needed information from Sales Associates to facilitate credit limit decisioning.</li>
<li>Independently determine the appropriate credit limit for submitted applications and rechecks on existing customer accounts up to $50k approval level.</li>
<li>Handle incoming phone calls and emails from Lansing Associates and Customers to accept payments and resolve credit-related issues. Involves decision-making on managing past due accounts, responding to billing questions, and reconciliation of accounting records with customers.</li>
<li>Perform account set-up in an accurate manner.</li>
<li>Responsible for account maintenance requested from Sales Associates and Customers.</li>
<li>Other duties assigned.</li>
</ul>
Qualifications
 <ul>
<li>Ability to handle high transaction volume.</li>
<li>Ability to manage multiple tasks and meet deadlines.</li>
<li>Ability to work with a strong attention to detail.</li>
<li>Strong problem solving/decision-making skills.</li>
<li>Strong customer focus.</li>
<li>Ability to work effectively in a team environment.</li>
<li>Ability to reconcile accounting records.</li>
<li>Communication Proficiency.</li>
<li>Basic proficiency with Excel and Word.</li>
</ul>
Supervisory Responsibility
 This position has no supervisory responsibilities.
 Work Environment
 This job operates in a professional office environment.
 Physical Demands
 This is largely a sedentary role, requiring use of typical office equipment such as a computer, phone, copier, check scanner, etc.
 Position Type and Expected Hours of Work
 This is a full-time position. Normal days and hours of work are Monday through Friday, 8 a.m. to 5 p.m. in office. As a salaried position overtime may occasionally be necessary.
 Travel
 Very limited travel is expected for this position for potential physical inventory or customer related events.
 Required Education and Experience
 <ul>
<li>High school diploma.</li>
<li>2 years related experience.</li>
<li>Bachelor's degree is a plus, but not required.</li>
</ul>
ALJ123
 #LI-KW1
 
A Career with Lansing Building Products offers: 
<ul>
<li>Coverage to support your overall well-being: Medical, Dental, Vision, HSA with company contributions, Health Advocate and EAP</li>
<li>Investment in your future: Competitive 401k, Employer Match of 50% up to 15% of salary</li>
<li>Culture: Great Place to Work Certified every year since 2019</li>
<li>Work/Life Balance: Paid Vacation & Sick Days</li>
<li>Growth/Development: Tuition Reimbursement & Training Programs</li>
</ul>
Other Added Benefits: 
<ul>
<li>Company Paid Parental Leave</li>
<li>Company Paid Life Insurance</li>
<li>Short Term & Long-Term Disability</li>
<li>Paid Holidays</li>
<li>Health and Wellness program</li>
<li>Volunteer Time</li>
</ul>
Lansing Building Products is proud to be an equal opportunity workplace committed to building a diverse team of qualified individuals.

ADIB - Abu Dhabi Islamic Bank

<div>
 
 
 
 Role: Credit Analyst
 
 
 
 Location: Abu Dhabi/Sharjah
 
 
 
 
 Role purpose:
 
 
 
 Provide full support to branches and DSU&rsquo;s by reviewing and processing proposed finance applications in a timely fashion and within approved polices&nbsp;
 
 &nbsp;&nbsp;&nbsp;&nbsp;
 
 
 Key accountabilities of the role:
 
 &nbsp;&nbsp;
 
 
 
 <li>
 Examining credit Application for completeness and timeliness of information, noting exceptions for correction.
 <ul>
 <li>
 Preparation of error free credit docs
 </li>
 <li>
 Vigilance in applying de-dupes
 </li>
 <li>
 Observing agreed TAT.
 </li>
 <li>
 &nbsp;Compliance policies and satisfactory Risk&nbsp;Rating.
 </li>
 </ul>
 </li>
 <li>
 Analyze Bank Statements so as assess its genuineness, continuity, business turnovers, cheque returns, average balances and to observe if there is any chance of artificial fabrication of such statements.
 </li>
 <li>
 Analyze applicant&rsquo;s financial statements and comment on its findings (where required).
 </li>
 <li>
 &nbsp;Check customer&rsquo;s status through de-dupes/CBRB.
 </li>
 <li>
 Meeting the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by the score card.&nbsp;
 </li>
 <li>
 Escalate cases requiring higher DP with full analysis and recommendations to facilitate their decision making&nbsp;
 </li>
 <li>
 Demonstrate full and up to date knowledge of ADIB&rsquo;s products, policies and procedures.&nbsp;
 </li>
 <li>
 Proactively and continually make and recommend system changes and enhancements, also&nbsp;ensure that all procedures and policies are implemented and being followed in compliance with organization.
 </li>
 <li>
 Demonstrate full team spirit and positive attitude.
 </li>
 <li>
 Perform any other responsibilities entrusted by ADIB Management from time to time and any other task assigned by Management
 </li>
 
 
 
 
 
 Results required:
 
 
 
 <ul>
 <li>
 Support business in achieving monthly budget &amp; targets while maintaining highest quality portfolio
 </li>
 <li>
 Additional support to business in capturing customers within the acceptable parameters without violating CB regulations.&nbsp;
 </li>
 <li>
 Contribute positively to the daily underwriting activities&nbsp;
 </li>
 <li>
 Improve communication branches and DSU&rsquo;s as being internal customers
 </li>
 <li>
 Provide constructive comments and feedback on proposed finance applications&nbsp;
 </li>
 <li>
 Compliance of policies &amp; procedures &ndash; Comply and perform Key operational controls as required in ADIB&rsquo;s polices &amp; procedures in day-to-day operations.
 </li>
 </ul>
 
 
 
 Specialist skills / technical knowledge required for this role:
 
 
 
 <ul>
 <li>
 Good credit and analytical skills and knowledge&nbsp;
 </li>
 <li>
 Minimum 3 years of practical banking experience preferably in the finance &amp; credit field&nbsp;
 </li>
 <li>
 Detailed knowledge of ADIB&rsquo;s Retail Banking credit products &amp; services
 </li>
 <li>
 Broad knowledge of ADIB&rsquo;s Retail Credit &amp; Operational Policies &amp; Procedures
 </li>
 <li>
 Good Knowledge of UAE banking practices, regulations &amp; risks
 </li>
 <li>
 Good communication skills
 </li>
 <li>
 Good Computer Skills
 </li>
 </ul>
</div>

Navitas Credit Corp

<div>Overview:
<div></div><div>
As a Credit Analyst, you&rsquo;ll assess creditworthiness for end‑user and vendor applications and partner closely with our sales organization. You&rsquo;ll apply Navitas&rsquo; credit guidelines to approve or decline transactions, recommend decisions on items outside your authority, and help optimize processes to improve speed and quality.</div> 
<div></div>
What You&rsquo;ll Do:<div></div><div><div> 
</div></div><ul><li>
Evaluate credit risk by analyzing financial statements, tax returns, personal credit reports, D&amp;B reports, and other third‑party sources.</li><li>
Decide and recommend credit outcomes within delegated authority; provide recommendations for transactions outside authority in line with Navitas guidelines.</li><li>
Partner with sales to answer questions, obtain missing information, and provide clear justification for credit decisions.</li><li>
Improve processes by identifying efficiency opportunities and recommending enhancements.</li><li>
Deliver on deadlines by prioritizing workload and completing assignments on time.</li></ul> 
<div></div>
Requirements For Success:<div></div><div><div> 
</div></div><ul><li>
Education &amp; Experience: Bachelor&rsquo;s degree preferred, or 1&ndash;2 years of related experience/training, or an equivalent combination of education and experience. Prior experience in the equipment leasing or loan industry is strongly preferred.</li><li>
Technical Skills: Proficiency with Excel, Adobe Acrobat, and Microsoft Office. Strong mathematical skills and the ability to synthesize complex or diverse information.</li><li><div>
Analytical Strength: Able to research, interpret, and evaluate financial statements, tax returns, credit reports, and D&amp;B data. Uses intuition and experience to complement data and make sound credit decisions.</div></li><li>
Problem Solving: Demonstrates skillful, timely issue resolution; comfortable gathering and analyzing information to support decisions. Works well in group problem‑solving settings.</li><li>
Time &amp; Task Management: Exceptionally organized, detail‑oriented, and capable of managing multiple priorities under tight deadlines. Able to continually prioritize and re‑prioritize in a fast‑paced environment.</li><li><div>
Judgment &amp; Reasoning: Applies general guidelines to non‑standard circumstances and can reason effectively across varied situations&mdash;similar and non‑similar.</div></li><li>
Communication &amp; Collaboration: Excellent written and verbal communication skills, including the ability to deliver negative information to external customers professionally and constructively. Works effectively with peers, subordinates, managers, and internal/external partners.</li><li>
Resilience: Able to perform effectively under pressure and handle demands from both internal teams and external customers.</li></ul> 
<div></div>
Conditions of Employment:
<div>
Conditions of Employment:</div><ul><li>
Must be able to pass a background &amp; credit check</li><li>
This is a full-time, non-remote position</li></ul><div>
FLSA Status: Exempt</div><div></div><div> 
Ready to take your career to the next level? Apply now and become a vital part of our team!</div><div></div><div> 
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.</div><div></div><div> 
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.</div>
Pay Range: USD $42,061.00 - USD $64,465.00 /Yr.</div>

United Community Bank

Avery Dennison

<div>
 
 
 Avery Dennison Corporation
 
 (NYSE: AVY) is a global materials science and digital identification solutions company. We are Making Possible&trade; products and solutions that help advance the industries we serve, providing branding and information solutions that optimize labor and supply chain efficiency, reduce waste, advance sustainability, circularity and transparency, and better connect brands and consumers. We design and develop labeling and functional materials, radio-frequency identification (RFID) inlays and tags, software applications that connect the physical and digital, and offerings that enhance branded packaging and carry or display information that improves the customer experience. Serving industries worldwide &mdash; including home and personal care, apparel, general retail, e-commerce, logistics, food and grocery, pharmaceuticals and automotive &mdash; we employ approximately 35,000 employees in more than 50 countries. Our reported sales in 2024 were $8.8 billion. Learn more at www.averydennison.com.
 
 
 
 
 
 Avery Dennison is an equal opportunity employer.
 
 
 
 
 
 Please let us know if we can support you with reasonable accommodations throughout the application process by contacting our team via Requestaccomodation@eu.averydennison.com.
 
 
 
 
 
 
 
 We do not accept unsolicited referrals or resumes from any source other than directly from candidates
 
 
 .
 
 
 
 
 *
 
 
 
 We are unable to offer sponsorship or relocation for this role
 
 
 
 *
 
 
 
 
 
 
 *This role is subject to right-to-work checks as per local employment laws*
 
 
 
 
 
 
 
 
 Job Description
 
 
 
 The full-time position of the
 
 Credit Analyst
 
 is responsible for the investigation and analysis of credit risks, working within guidelines established by the organisation. You will be working from our
 
 office in Samand&inodot;ra, Istanbul
 
 .
 
 <ul>
 <li>
 Review and analyze credit applications and risks.
 </li>
 <li>
 Through research and analysis, report and annotate findings and make decisions as needed.
 </li>
 <li>
 Review and disposition credit decisions inside and outside system recommendations using grid and bureau information.
 </li>
 <li>
 Oversee payment systems, including cheque processing, Direct Debit operations, and customer bank transfers.
 </li>
 <li>
 Follow up of the accounts and take actions for past-due customers
 </li>
 <li>
 Review and release customer orders on credit hold in the order processing system.
 </li>
 <li>
 Review new accounts for creditworthiness.
 </li>
 <li>
 Make recommendations for credit limits on new increases and credit lines on existing accounts.
 </li>
 <li>
 Prepare regular credit related reports for dissemination to applicable Finance or Accounting departments.
 </li>
 <li>
 Report preparation (weekly / monthly / quarterly / yearly).
 </li>
 </ul>
 
 
 
 
 
 Qualifications
 
 
 
 The ideal candidate should have the following qualifications:
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Finance, Accounting or related field required.
 </li>
 <li>
 At least minimum
 
 4-5 years
 
 credit or related experience.
 </li>
 <li>
 
 Fluency in English is a MUST
 
 . French language knowledge is preferable.
 </li>
 <li>
 Ability to establish and maintain good client relationships, both internally and externally at all levels.
 </li>
 <li>
 Ability to reconcile complex accounts and have excellent attention to detail.
 </li>
 <li>
 Competence in Microsoft Office products
 
 (proficiency in xls is a must)
 
 and accounting software programs like ORACLE.
 </li>
 <li>
 Knows and applies the fundamental concepts, practices and procedures of credit analysis.
 </li>
 <li>
 Strong math and credit analytical skills.
 </li>
 </ul>
 
 
 *No military obligation for male candidates.*
 
 
 
 
 
 
 
 What we can offer:
 
 
 <ul>
 <li>
 Flexible working hours
 </li>
 <li>
 Attractive salary package
 </li>
 <li>
 Workplace &amp; work hours flexibility
 </li>
 <li>
 Structured learning and development / Mentoring program
 </li>
 <li>
 International environment
 </li>
 <li>
 Events like International Women&rsquo;s Day, Earth Day, etc.
 </li>
 <li>
 A growing and welcoming team with a good spirit!
 </li>
 </ul>
 
 
 Who we are! - Our Story:
 
 
 
 
 Every voice. Every day!
 
 Eight Values
 
 . One Team!
 
 
 
 Being open to every voice, every day, brings our value of diversity to life and makes Avery Dennison a vibrant and engaging place to be. We understand diversity and equal opportunities as enrichment for our future-oriented work. Across our diverse, global team, every voice makes us stronger. When we listen to and learn from each other, there is no limit to what we can achieve together. Each of us is unique, and we appreciate bringing together different personalities and talents.
 
 
 Avery Dennison is an equal-opportunity employer. In the
 
 EMEA region
 
 , we have these
 
 Employee Resource Groups
 
 :
 
 <ul>
 <li>
 
 EmpoWer
 
 - focusing on the engagement, mentoring, and promotion of women
 </li>
 <li>
 
 Mental Health
 
 - striving to provide a safe space for employees to discuss mental health issues in the workplace
 </li>
 <li>
 
 Unite
 
 - supporting the LGBTQI+ and ally community in the EMEA region
 </li>
 </ul>
 
 To find out more about
 
 all our employee resources groups globally
 
 as well as our
 
 Diversity, Equity &amp; Inclusion
 
 approach, please go to our Diversity and Inclusion pages in the About Us section of our website:
 
 https://www.averydennison.com/en/home/about-us/diversity-and-inclusion.html
 
 
 
 At Avery Dennison, we do what we love, and we love what we do - Just click here, and get to know us better:
 
 Life @ Avery Dennison
 
 (
 
 linkedin.com/company/avery-dennison/life/emea
 
 )
 
</div>

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