credit analyst

ICIL

Job Description<ul><li>Conduct thorough quality checks of Business Information Reports (Local and Foreign), Income Estimation Reports, and Corporate Check Reports to ensure accuracy, completeness, and adherence to internal standards.</li><li>Prepare Business Information Reports (Local and Foreign), Income Estimation Reports, and Corporate Check Reports when required.</li><li>Address and resolve queries related to reports and collaborate with various departments to ensure timely and accurate deliverables.</li><li>Ensure all reports are delivered within the defined Turnaround Time (TAT). Assist the manager with day-to-day tasks and departmental operations.</li></ul>Skills<ul><li>Financial analysis</li><li>Risk Assessment</li><li>Finance</li><li>Financial Reporting</li><li>Team Management</li></ul>Job Type: Full-timePay: Rs40,000.00 - Rs50,000.00 per monthEducation:<ul><li>Bachelor's (Preferred)</li></ul>Work Location: In person

Credit Analyst

Magnet

<div>
 
 
 Employer Overview
 
 
 
 A leading governmental financial institution operating within the corporate and business banking sector, providing a comprehensive range of financial solutions to corporate clients. The organization emphasizes strong client relationships, risk management excellence, and continuous professional development.
 
 
 
 
 
 
 Job Summary
 
 
 
 The role supports Relationship Managers in managing corporate client portfolios through credit analysis, account planning, and ongoing client reviews. The position plays a key role in ensuring efficient execution of transactions, accurate financial analysis, and coordinated service delivery across internal stakeholders.
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 Support Relationship Managers in preparing and completing credit memos, including drafting the main body and performing financial analysis.
 </li>
 <li>
 Collect, analyze, and validate financial data, coordinating with relevant departments as required.
 </li>
 <li>
 Assist in the preparation and execution of client account plans in collaboration with product factories.
 </li>
 <li>
 Conduct ad-hoc financial and profitability analysis for portfolio monitoring and management requests.
 </li>
 <li>
 Support the launch and completion of annual client reviews, identifying potential areas for improvement.
 </li>
 <li>
 Coordinate with credit support services, operations, and other internal teams to ensure timely execution of transactions and administrative activities.
 </li>
 <li>
 Manage administrative processes such as account opening and closing, amendments, transfers, KYC documentation, and regular payment coordination.
 </li>
 <li>
 Participate in selected client interactions under the guidance of Relationship Managers.
 </li>
 <li>
 Continuously develop technical knowledge and skills to support career growth within the corporate banking division.
 </li>
 </ul>
 
 
 
 
 
 Minimum Requirements
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Business Administration, Finance, Economics, or a relevant field.
 </li>
 <li>
 0 to 4 years of relevant experience in corporate banking, credit analysis, or a related financial services role.
 </li>
 <li>
 Strong problem-solving and analytical thinking skills.
 </li>
 <li>
 High attention to detail and accuracy.
 </li>
 <li>
 Ability to understand and respond to specific client needs.
 </li>
 <li>
 Effective communication and coordination skills.
 </li>
 <li>
 Strong organizational and time management abilities.
 </li>
 <li>
 Knowledge of business and corporate banking products, including lending, cash management, FX, treasury, and investment banking.
 </li>
 <li>
 Understanding of credit risk policies and facility structuring.
 </li>
 <li>
 Ability to perform financial analysis and interpret financial statements.
 </li>
 <li>
 General understanding of economic, political, and business environments within the region.
 </li>
 <li>
 Proficiency in Microsoft Office applications, particularly Excel and PowerPoint.
 </li>
 <li>
 Ability to work efficiently with internal banking systems and financial analysis tools.
 </li>
 <li>
 Fluent in both written and spoken in English.
 </li>
 <li>
 Ability to work collaboratively across multiple internal departments.
 </li>
 <li>
 Capacity to manage multiple tasks and meet deadlines in a fast-paced environment.
 </li>
 <li>
 Willingness to learn and grow within the corporate banking division.
 </li>
 <li>
 Credit-related certification is preferred.
 </li>
 </ul>
 
 
</div>

Credit Analyst ( Al Qalyubiyah)

Emirates NBD

<div>
 
 
 About the Job
 
 
 
 
 
 
 We are seeking qualified candidates to join our Corporate Banking team as Credit Analysts Assistant Manager.
 
 
 
 
 
 
 Job Purpose
 
 
 
 
 
 
 The position is responsible for credit initiation of new clients as well as periodic credit risk assessment of existing Corporate Banking clients within Corporate &amp; Institutional Banking. Position holder will be responsible for timely drafting of objective credit analysis through Facility Applications in collaboration with Regional/Segment Heads. The role ensures that facilities are rightly sized, optimally structured and remain within the bank&rsquo;s credit lending criteria to maximize bank&rsquo;s return objectives.
 
 
 
 
 
 
 Key Responsibilities
 
 
 
 
 
 <ul>
 <li>
 Preparation of high-quality credit memos and facility applications
 </li>
 <li>
 Working closely with coverage teams to enhance the bank&rsquo;s credit portfolio
 </li>
 <li>
 Monitoring credit documentation to ensure minimal deferral and document deficiency
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 Managing risk to ensure all risk factors are ascertained/mitigated (pre-facility) and adequately monitored, post-facility drawdowns.
 </li>
 <li>
 Maintaining credit files with updated information to ensure minimal discrepancies and/or exceptions.
 </li>
 </ul>
 
 
 
 
 
 Key Requirements
 
 
 
 
 
 <ul>
 <li>
 Bachelor's degree in business, Finance, Banking or related field(s)
 </li>
 <li>
 Minimum 3-years of Banking experience
 </li>
 <li>
 Passed CFA Level 1 or higher (CFA Charter Holders are highly encouraged to apply)
 </li>
 <li>
 Strong knowledge of credit analysis, financial statements, risk management
 </li>
 <li>
 Superior financial skills
 </li>
 <li>
 Excellent communication, negotiation and presentation skills
 </li>
 <li>
 Strong command of the English language (Arabic is an advantage)
 </li>
 <li>
 Ability to work independently and prioritize tasks.
 </li>
 </ul>
 
 
 
 
 
 
 
 About Emirates NBD:
 
 
 
 
 
 Emirates NBD is a leading banking group in the Middle East, North Africa, and T&uuml;rkiye, committed to delivering innovative financial solutions and building long-term partnerships with our clients.
 
 
 
</div>

Credit Analyst Assistant Manager – Corporate Banking

<div>
 
 
 Employer Overview
 
 
 
 A leading financial institution committed to delivering tailored banking solutions to corporate clients. The organization is known for its strong market presence, innovative products, and dedication to client success across various sectors.
 
 
 
 
 
 
 Job Summary
 
 
 
 The role involves supporting Relationship Managers (RMs) in managing corporate client portfolios by preparing financial analyses, assisting with account plans, coordinating internal processes, and ensuring smooth account operations. This position offers excellent exposure to corporate banking and career development opportunities.
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 Prepare and complete credit memos and financial analyses to support Relationship Managers.
 </li>
 <li>
 Assist in building account plans and coordinate with internal departments.
 </li>
 <li>
 Analyze client profitability and provide on-demand financial reports.
 </li>
 <li>
 Follow up on annual client reviews and propose areas for improvement.
 </li>
 <li>
 Coordinate with relevant teams to manage account openings, closings, updates, transfers, and KYC documentation.
 </li>
 <li>
 Participate in client visits to ensure smooth account operations.
 </li>
 <li>
 Communicate with clients as required under RM supervision.
 </li>
 <li>
 Develop knowledge of corporate banking products and services.
 </li>
 </ul>
 
 
 
 
 
 Minimum Requirements
 
 
 <ul>
 <li>
 
 Education:
 
 Bachelor&rsquo;s degree in Accounting, Business Administration, or a related field.
 </li>
 <li>
 
 Experience:
 
 0&ndash;4 years of relevant banking or financial sector experience.
 </li>
 <li>
 
 Soft Skills:
 
 Strong analytical and problem-solving skills, high attention to detail, client-focused mindset.
 </li>
 <li>
 
 Technical Skills:
 
 Basic understanding of credit risk and financial products; awareness of banking and financial markets.
 </li>
 <li>
 
 Computer Skills:
 
 Proficiency in Microsoft Office (Word, Excel, PowerPoint).
 </li>
 <li>
 
 Language Skills:
 
 Excellent command of English.
 </li>
 <li>
 
 Abilities:
 
 Ability to coordinate across departments, manage multiple tasks, and support client needs.
 </li>
 <li>
 
 Additional:
 
 Credit Certificate is preferred.
 </li>
 <li>
 
 Other:
 
 Residence in
 
 Kafr El Sheikh
 
 is a must.
 </li>
 </ul>
</div>

Credit Analyst (Kafr El-Sheikh)

Abu Dhabi Islamic Bank - Egypt

<div>
 
 1.JOB PURPOSE:
 
 
 Assess the creditworthiness of the potential/ existing borrowing SME &amp; BB names. Analysing financial information and market date and based on this information conduct a recommendation to the senior risk managers. Recommending facility structure the best suits the borrowing names and serve ADIBE rights. Communicating with different stakeholders at ADIBE and gather the non-financial date to predict patterns and trends. Assist the Underwriting team leader/Senior Underwriting team leader in managing and overseas the Sizable SME &amp; BB portfolio.
 
 
 2.KEY ACCOUNTABILITIES:
 
 <ul>
 <li>
 Ensure compliance with credit application SME's credit program, policies, target market risk acceptance criteria, and customer selection criteria.
 </li>
 <li>
 Analysing financial information, such as statements, management accounts, and cash flow statements. &ldquo;Generate financial ratios, using computer programs, to evaluate customers' financial status.&rdquo;
 </li>
 <li>
 Conducting credit applications, including the credit analysis and credit due diligence for all the credit files and credit limits reviews for existing borrowing names.
 </li>
 <li>
 Making recommendation to the Senior Underwriting managers on cases understudy, annual reviews, and daily transactions.
 </li>
 <li>
 Conduct periodic site visits to existing and prospective clients to assess their business activity, financial performance, and creditworthiness.
 </li>
 <li>
 Comparing liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries.
 </li>
 <li>
 Developing models of credit information to predict patterns and trends.
 </li>
 <li>
 Monitoring Credit portfolios to ensure timely repayment and identify potential risks.
 </li>
 <li>
 Staying up-to-date on market and industry trends that could impact credit risk.
 </li>
 <li>
 Collaborating with other risk unit departments, such as EW, Fraud, Credit administration, credit admin to ensure credit healthiness of the borrowing names.
 </li>
 <li>
 Communicating with SMEs/ BB relationship managers to gather and understanding the borrowing clients&rsquo; information.
 </li>
 </ul>
 
 3.QUALIFICATIONS:
 
 
 Minimum Qualifications
 
 <ul>
 <li>
 Education
 </li>
 </ul>
 
 Post-graduate degree, preferably in finance, business administration, management, economics, or a similar field.
 
 
 Credit Course is required.
 
 <ul>
 <li>
 Experience
 </li>
 </ul>
 
 Senior SME Credit Analyst: 3-5 years of relevant banking experience, preferably with Advanced credit course.
 
 
 SME Credit Analyst: 1-3 years of relevant banking experience, preferably in areas such as investment or commercial banking.
 
 <ul>
 <li>
 Additional Knowledge:
 </li>
 </ul>
 
 Strong analytical, finance, financial modelling, credit, and transaction structuring skills is an advantage.
 
 
 Ability to assess the viability of borrowing clients and embedded risks.
 
 
 Good knowledge of credit approval processes &ndash; origination to disbursement.
 
 
 Excellent critical thinking, analytical and presentation skills, and ability to work with or supervise the use of data utilizing standard office software Excel, Word, PowerPoint.
 
 
 Good writing skills.
 
 
 Independent judgement.
 
 
 Ability to contemplate risk &amp; returns.
 
 
 Work under pressure / Problem Solving.
 
 
 Highly trustworthy.
 
 
 Handle multiple tasks simultaneously.
 
 
 Planning and Control
 
 
 Self-motivation &amp; Team Working
 
 
 Excellent written and oral communication skills in English is required
 
</div>

SME's Credit Risk Analyst /SME Senior Credit Risk Analyst

FlagStar Bank

<div><div>Position Title</div>
Sr. Allowance for Credit Losses Analyst<div></div><div> 
Location</div>
Work From Home TX, TX 73301<div></div><div> 
Job Summary</div>
The Sr. Credit Risk Analyst supports the quarterly production of the company&rsquo;s allowance for credit losses (&ldquo;ACL&rdquo;) for the loan and lease portfolio. Collaborates with various stakeholders and performs analyses to support the development of expected credit losses, following the established methodology and maintaining documentation supporting conclusions.<div></div><div> 
Job Responsibilities:</div><div>
JOB RESPONSIBILITIES</div><div></div><ul><li>
Execute quarterly production of the allowance for credit losses, independently managing assigned workflow, in accordance with established methodology and SOX framework.</li><li>
Analyze key drivers of changes in the ACL, including rate/volume, economic forecast, and credit mix, solutioning unintuitive drivers.</li><li>
Collaborate with Credit function and other key stakeholders to propose, develop and document qualitative adjustments.</li><li>
Develop and/or maintain supporting ACL documentation, including working group materials, quarterly governance materials, ad-hoc documentation and analyses, and financial disclosures and regulatory reports.</li><li>
Support communication of results and other ACL related matters to internal and external stakeholders.</li><li>
Support execution of internal strategic initiatives for effective implementation into ACL Program.</li><li>
Maintains knowledge of relevant accounting standards and regulatory guidance related to Current Expected Credit Losses, as well as credit risk factors impacting the loan and lease portfolio.</li></ul><div></div><div>
ADDITIONAL ACCOUNTABILITIES</div><ul><li>
Performs special projects, and additional duties and responsibilities as required.</li><li>
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.</li></ul><div></div><div>
JOB REQUIREMENTS</div><div></div><div>
Required Qualifications:</div><ul><li>
High School Diploma, GED, or foreign equivalent required.</li><li>
Minimum experience required: 5+ Years in credit risk management, accounting, or related experience.</li><li>
Proficient in Python.</li></ul><div></div><div>
Preferred Qualifications:</div><ul><li>
Education level preferred: Undergraduate Degree (4 years or equivalent).</li><li>
Knowledge of CECL (Current Expected Credit Loss).</li><li>
Experience in mid-size and large financial institutions.</li><li>
Experience with Alteryx platform.</li></ul><div></div><div>
Job Competencies:</div><ul><li>
Basic knowledge of financial analysis and financial forecasting.</li><li>
Knowledge of data querying languages and software.</li><li>
Excellent analytical and quantitative skills.</li><li>
Professional writing skills.</li><li>
Excellent communication and presentation skills.</li><li>
Proven ability to independently manage assigned workflows, collaborate with various individuals, and deliver on commitments.</li><li>
Travel &lt; 15%.</li><li>
Physical demands (ADA): No unusual physical exertion is involved.</li></ul><div>
Flagstar is an Equal Opportunity Employer</div><div></div><div>
Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: <div>Benefits | Flagstar Bank</div></div></div>

Sr. Allowance for Credit Losses Analyst

Burgan Bank

<div>
 
 
 
 Position: Analyst- Credit Analysis
 
 
 
 
 
 
 Group: Private Banking &amp; Wealth Management
 
 
 
 
 
 
 
 
 Primary Job Purpose
 
 
 
 The Analyst is responsible for investigating and analysing credit data and financial statements to determine degree of risk pertaining to the extension of credit.
 
 
 
 
 
 
 Job Roles &amp; Responsibilities:
 
 
 
 
 Operations, Review and Reporting
 
 
 
 
 
 
 Understanding
 
 
 
 
 <ul>
 <li>
 Maintain updated knowledge of rules, regulations and standards in the concerned field and related matters of interest to the department
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Fieldwork
 
 
 
 
 <ul>
 <li>
 Compile data from credit history and financial statements
 </li>
 <li>
 Analyse Balance Sheets, Profit &amp; Loss Statements, and other financial data such as income growth, quality of management, market share
 </li>
 <li>
 Confer with Credit representatives to exchange credit information
 </li>
 <li>
 Evaluates data and recommends payment plan to the credit representatives
 </li>
 <li>
 Perform spreading and credit analysis within a maximum period of 2 working days
 </li>
 <li>
 Assist the Private Banking unit in preparation of DRs and Credit Proposals
 </li>
 <li>
 Assist Relationship Managers during their meetings with clients, when and as required
 </li>
 <li>
 Evaluate, recommend and implement approved changes in methods, processes, and procedures to improve customer service and sustain business objectives
 </li>
 </ul>
 
 
 
 
 Review and Monitoring
 
 
 
 
 <ul>
 <li>
 Monitor credit developments and recommend corrective actions
 </li>
 <li>
 Ensure compliance with banking rules and regulations and promote risk awareness
 </li>
 </ul>
 
 
 
 
 
 
 
 Reporting
 
 
 
 
 <ul>
 <li>
 Generate and escalate periodic and ad hoc reports while ensuring accuracy and timeliness
 </li>
 </ul>
 
 
 
 
 
 Stakeholder Management
 
 
 
 
 Internal Interactions
 
 
 <ul>
 <li>
 Participate in the various cross-functional committees/teams for multiple purposes to achieve optimal cooperation and to assume seamless quality service
 </li>
 </ul>
 
 
 
 
 
 Job Specifications
 
 
 
 
 
 E
 
 ducational Qualification(s)
 
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree or equivalent in a related field
 </li>
 </ul>
 
 
 
 Experience
 
 
 
 <ul>
 <li>
 Minimum 2 years of experience.
 </li>
 </ul>
 
 
 
 Certification(s)
 
 
 
 <ul>
 <li>
 Certificate in Credit Management (CCM) or equivalent
 </li>
 </ul>
 
 
 
 Language(s) known
 
 
 
 <ul>
 <li>
 English (Proficient)
 </li>
 <li>
 Arabic (Proficient)
 </li>
 </ul>
 
 
</div>

Analyst- Credit Analysis

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