credit analyst

Glacier Bancorp

<div><b>About The Role</b><div><br>
Join one of the best banks in Arizona. Foothills Bank has been on the list of Top Companies to Work for in Arizona for 4 years in a row! Learn More About Our Recognitions!</div><div></div><div><b><br>
SUMMARY:</b></div><div></div><div><br>
The Credit Analyst 1 will, through a structured training program, learn to analyze financial information to evaluate the degree of risk related to commercial credit requests. The training program is designed to last approximately 1-2 years depending on prior experience and/or pace of proficiency in the concepts and procedures required to perform the Credit Analyst job.</div><div></div><div><b><br>
TRAINING:</b><br>
</div><div>
</div><div>The Credit Analyst 1 will work under the supervision of the Credit Manager/Trainer and will learn to perform tasks such as:</div><ul><li>
Gathering and analyzing financial data from various sources, such as income statements, balance sheets, cash flow statements, credit reports, rent rolls, leases, appraisals, and customer projections.</li><li>
Calculating financial ratios and evaluating financial performance of existing business customers and new business customers.</li><li>
Assessing the risk level and repayment ability of the borrowers based on their financial performance, credit history, industry trends, market conditions, etc.</li><li>
Preparing credit authorizations and recommendations based on the analysis and findings.</li><li>
Preparing annual term loan reviews to evaluate financial performance of existing commercial loan customers.</li><li>
Communicating with the Lending Officers, to obtain additional information or clarify any issues.</li><li>
Following the credit policies and procedures and ensuring compliance with the relevant regulations and standards.</li></ul><div><b>
DUTIES AND </b><b>RESPONSIBILITIES</b><b>:</b></div><ul><li>
Complete assigned training, both online and real-time (in-person or on training calls) to develop knowledge base in commercial lending, financial statement analysis and risk management. Attend internal loan committee meetings to gain credit knowledge, understand the bank&rsquo;s risk appetite, and hear real-time feedback on credit presentations prepared by Credit Analysts and Lending Officers.</li><li>
Spread financial statements and tax returns with accuracy to assist Credit Analysts and Lending Officers in analyzing credits.</li><li>
Review annual term loan reviews and credit authorizations for proper completion of risk rating scorecards and loan details. Review lending policy, loan documents, and financial statements to learn proper loan structuring.</li><li>
Work with analyst and lending teams to complete annual term loan reviews, small dollar amount renewals, and ongoing covenant compliance testing.</li><li>
Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.</li></ul>
<br>
<b>About You</b><div><b><br>
QUALIFICATIONS:</b></div><ul><li>
Bachelor's degree in Business or Finance</li></ul><div>
 <b>KNOWLEDGE, SKILL, ABILITY:</b></div><ul><li>
A significant level of trust and diplomacy is required to be an effective subject matter expert in the position.
</li><li>Proven analytical and problem-solving abilities.</li><li>
Ability to communicate, both orally and in writing, with others in the Bank to perform effective reviews and to report the results.</li><li>
Advanced proficiency with various office software. Proficiency in Word, Excel, PowerPoint, Internet Explorer, Email and Calendaring</li></ul><div><b>
WORK ENVIRONMENT:</b> Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.</div><div></div><div><b><br>
PHYSICAL DEMANDS:</b> The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</div><p></p><div><br>
While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms. The employee may also be required to climb stairs.</div><div></div><div><br>
Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.</div><div></div><div><br>
Specific lifting abilities required by this job include: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body.</div><div>
Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.</div><br>
<br>
<b>What We Offer</b><div><b><br>
COMPENSATION &amp; BENEFITS:</b> Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details</div><div></div><div><b><i><br>
We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.</i></b></div><div></div><div><b><i><br>
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.</i></b></div><div></div><div><b><i><br>
No Recruiters or unsolicited agency referrals please.</i></b></div></div>

Credit Analyst

G-NIUS

<div>
 <p>
  We are seeking an experienced Senior Credit Analyst to join a high-performing finance team within a well-established organisation operating across asset-backed financing and industrial investment sectors. This is a full-time, on-site position based in Muscat, Oman, offering a unique opportunity to contribute directly to complex international deals and investment strategies.
 </p>
 <p>
  <br/>
 </p>
 <p>
  As a Senior Credit Analyst, you will work closely with decision-makers throughout the full deal lifecycle-from due diligence and financial modelling to credit committee participation and execution. This role is ideal for a commercially astute finance professional looking to work on high-value cross-border transactions in a dynamic and fast-paced environment.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Key Responsibilities:
 </p>
 <ul>
  <li>
   Conduct in-depth credit analysis, including financial statement review, cash flow forecasting, and sector benchmarking.
  </li>
  <li>
   Develop and maintain detailed financial models to support investment and lending decisions.
  </li>
  <li>
   Prepare high-quality credit memoranda and present recommendations to senior leadership.
  </li>
  <li>
   Participate actively in credit committee meetings and internal deal evaluations.
  </li>
  <li>
   Assist in the structuring of transactions, including drafting term sheets and reviewing facility agreements.
  </li>
  <li>
   Oversee documentation and compliance processes throughout the credit lifecycle.
  </li>
  <li>
   Collaborate with cross-functional teams during deal execution to ensure accuracy and timeliness.
  </li>
  <li>
   Contribute to the strategic analysis of markets and opportunities for growth.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  Requirements:
 </p>
 <ul>
  <li>
   Strong background in credit analysis, corporate finance, or investment banking.
  </li>
  <li>
   Proven experience in financial modelling and valuation techniques.
  </li>
  <li>
   Solid understanding of IFRS and financial reporting standards.
  </li>
  <li>
   Advanced Excel user with strong data handling and presentation skills.
  </li>
  <li>
   Excellent communication and report-writing skills in English.
  </li>
  <li>
   Participation in, or completion of, the CFA program is advantageous.
  </li>
  <li>
   Prior exposure to asset-backed finance (e.g., transportation assets such as vessels or aircraft) is highly desirable.
  </li>
  <li>
   Familiarity with international deal structuring and multi-jurisdictional processes is a plus.
  </li>
 </ul>
</div>


DOHA BANK

<div>
 <p>
  <strong>
   Role Objective
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  The
  <strong>
   Credit Analyst
  </strong>
  will provide operational and analytical support to the
  <strong>
   Trading &amp; Manufacturing
  </strong>
  section in preparing Credit proposals/applications, ensuring effective monitoring of all aspects of business in terms of credit quality, as per the internal policies and procedures, QCB guidelines and other relevant regulatory framework. The job holder will identify, measure, monitor, control and perform periodic reviews of the risk inherent in the allotted portfolios. The incumbent will analyze customer strengths and weaknesses, providing recommendations, and noting any deviations from the policies, and terms, as appropriate, and will prepare and review annual or quarterly reports as appropriate for the portfolios.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Detailed Roles and Responsibilities:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Perform all activities, as assigned by the reporting authority, in compliance with regulatory guidelines, and internal policies and procedures.
  </li>
  <li>
   Prepare credit proposals with appropriate interpretations on the financial aspects and identify the risk factors and suggest credit enhancers, as applicable, in consistent with the Credit policies and regulatory framework and provide recommendations.
  </li>
  <li>
   Ensure Internal Credit Rating and RAROC is carried out for all lending clients and update same on annual basis or as and when a new facility is granted, new information available etc.
  </li>
  <li>
   Review to ensure that all credit documents are complete, by identifying documentation deficiencies, if any and report to the respective employees, for timely resolution.
  </li>
  <li>
   Assess the credit worthiness by accumulating pertinent information (strengths and weaknesses relating to historical functional performance) regarding customers for facilities granted/to be granted.
  </li>
  <li>
   Liaise with the respective employees, for clarifications/ rectifications on account of incompleteness of information provided, and to ensure all the Credit applications are completed within the set turnaround time.
  </li>
  <li>
   Contribute towards continuous development of credit procedures by recommending solutions and/or ascertaining capacities for enhancement.
  </li>
  <li>
   Prepare facility renewals and monitor past dues and effect preventive /corrective measure for regularizing the accounts, as directed by the reporting authority.
  </li>
  <li>
   Review facility release/ amendment forms to ensure respective portfolios carry acceptable risk at pre and post sanction stages, and is compliant to approval terms/ policy, prior to disbursement/ recoveries of the allotted portfolio accounts
  </li>
  <li>
   Review to ensure that all the documentations are in line with the Credit Approvals and credit policies.
  </li>
  <li>
   Review to ensure submission of all required documents in relation to the credit processing, including but not limited to Commercial Registrations, etc.
  </li>
  <li>
   Promptly respond to and/or escalate requests and/or queries raised by the internal and external customers and the Compliance function within prescribed authority as directed by the Section Head
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Educational Qualifications:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   University graduate with a degree in Business or Banking or Finance or any other related discipline.
  </li>
  <li>
   Master&rsquo;s degree in Management any other related discipline will be an added advantage.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Experience:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   05-08 years of total experience in financial services/banking industry, entailing responsibilities pertaining to the specific area of discipline.
  </li>
  <li>
   Experience in credit analysis in Corporate and commercial banking sector, with strong understanding of the local banking industry..
  </li>
 </ul>
 <p>
 </p>
</div>


CONN-SELMER INC

<div><p>At Conn Selmer, we're passionate about music and dedicated to producing the highest-quality instruments for musicians of all skill levels. As a member of our organization, we seek candidates who possess the following values: Integrity, Excellence, Teamwork, Inclusivity, and Innovation. Please see our Conn Selmer website (www.connselmer.com) for more information about who we are.</p><p>
The Credit Analyst reports to the Credit Manager and is responsible for effective administration of credit and collection performance. Manages the investigation and review of credit and financial data on existing and potential customers both domestic and foreign. Manages account collections and takes appropriate actions against delinquent accounts. Monitors accounts and provides reporting to ensure compliance with policy and legal statutes.</p><p><b>
Responsibilities:</b></p><ul><li>
Consistent review and analysis of dealer orders identified through hold queues to assess requirements in which to ship said orders.</li><li>
Review new account documentation submitted by Sales Department, including credit application, financial statements, credit reports, credit references and other information pertinent to making decisions on granting terms credit limits</li><li>
Perform financial/credit analysis annually or as deemed necessary utilizing current financial statements, credit documents, trade information and historical data.</li><li>
Ability to interpret financial statements (income statements, balance sheet, cash flow) and tax returns and apply toward credit decisions with the intent to mitigate risk and enhance sales.</li><li>
Enforce collection policy by initiating timely and consistent collection activity via phone, email or fax. Negotiate appropriate payment plans for moderate to severe collection scenarios.</li><li>
Reconcile and resolve account discrepancies and disputes in an accurate and timely manner</li><li>
Review, determine and recommend write-offs and adjustments within specific company and departmental guidelines.</li><li>
Prepare written assessments and recommendations for actions of specific accounts as required for regular departmental meetings or as requested by management.</li><li>
Assist in special projects as needed or requested.</li><li>
Other duties as assigned by supervisor</li></ul><p><b>
Qualifications:</b></p><ul><li>
Minimum associate degree required</li><li>
2-5 years minimum experience in credit and collections preferably in a manufacturing or wholesale credit environment</li><li>
Ability to work effectively and professionally with all levels of management and customers both external and internal</li><li>
Effective communication and strong persuasive skills</li><li>
Strong understanding of credit, collections, banking, and commercial law</li><li>
Self-starter with strong initiative willing to challenge status quo</li><li>
Demonstrated ability to work in complex situations with professionalism and decorum</li><li>
Accurate, organized and the ability to effectively apply business and credit principles, practices, and procedures</li><li>
Competence in using Microsoft applications (Excel, Word, Access)</li><li>
Long periods of sedentary work</li><li>
Requires repetitive upper movement &ndash; keyboarding, telephone, and monitor use</li></ul></div>

P Investments

<p><b>We are looking for a Credit Analyst for a Rating Agency. Please apply if you are looking for remote opportunity.</b></p><p><b>Role Overview:</b> The Rating Analyst will be responsible for analyzing the creditworthiness of various entities, including corporations and financial institutions. This role involves assessing financial statements, market trends, and economic factors to determine the risk of default and assigning appropriate credit ratings. The Rating Analyst will work closely with senior analysts and rating committees to ensure accurate and timely rating assessments.</p><p><b>Key Responsibilities:</b></p><ul><li><b>Credit Analysis:</b></li><li>Analyze financial statements, including balance sheets, income statements, and cash flow statements, to assess the financial health of entities.</li><li>Evaluate industry trends, economic conditions, and other external factors that could impact credit risk.</li><li>Assess the management quality, business strategies, and market position of entities.</li><li><b>Market Research:</b></li><li>Conduct in-depth research on specific industries, sectors, and economies to support rating assessments.</li><li>Stay updated on regulatory changes, financial market developments, and macroeconomic trends that may impact credit ratings.</li><li><b>Rating Assignment:</b></li><li>Prepare detailed credit rating reports, including justifications for the assigned ratings.</li><li>Present rating findings to rating committees, defend analytical conclusions, and address queries from committee members.</li><li>Monitor and update credit ratings as new information becomes available or as market conditions change.</li><li><b>Compliance and Documentation:</b></li><li>Ensure that all rating activities comply with regulatory requirements and internal policies.</li><li>Maintain accurate records of all analyses, reports, and communications related to credit ratings.</li></ul><p><b>Qualifications &amp; skills</b></p><ul><li>Bachelor&rsquo;s degree <b>in finance/accounting,</b> or a related field. Professional certifications / Master&rsquo;s are a plus.</li><li>Strong analytical skills with the ability to interpret complex financial data.</li><li>Excellent written and verbal communication skills.</li><li>Proficiency in Microsoft Word, Excel, and other analytical tools.</li><li>Attention to detail and ability to work under tight deadlines.</li><li>Candidates with <b>2 to 5 years&rsquo;</b> experience in credit analysis, financial analysis, or related roles will be preferred.</li><li>Proficiency in Microsoft Excel, Word, and analytical tools.</li><li>High attention to detail and the ability to meet tight deadlines.</li></ul><p>Job Type: Full-time</p><p>Pay: AED2,000.00 - AED3,000.00 per month</p>

Credit Analyst - Remote

Bank of Bahrain & Kuwait

<div>
 <p>
  <strong>
   Job Purpose:
  </strong>
  To provide efficient and quality support to managers in determining the financial conditions of existing/ prospect borrowers.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Job Responsibilities:
 </p>
 <p>
  - Spreading financial statements and prepare comprehensive financial analysis including &amp; not limited to SWOT financial analysis identifying strengths, weaknesses, opportunities and threats.
 </p>
 <p>
  - Analyze credit and financial information of current and potential Commercial Banking business customers ranging from simple to very complex in nature.
 </p>
 <p>
  - Quality check financial statement spreads for accuracy to enable informed credit decisions to be made.
 </p>
 <p>
  - Join the manager on selective basis in calling on clients and prepare call report.
 </p>
 <p>
  - Read daily and periodical business related press to be in constant update with latest business development.
 </p>
 <p>
  - Organize accounts review dates in co-ordination with relationship officers and setting up priorities for existing and setting up priorities deals.
 </p>
 <p>
  - Maintain computerized versions in an efficient and retrievable manner.
 </p>
 <p>
  - To be familiar with the bank credit policy and to be aware of amendments to this policy.
 </p>
 <p>
  - Adhere strictly to compliance and operational risk controls in accordance with the bank and regulatory standards, policies and practices; report control weaknesses, compliance breaches and operational loss events.
 </p>
 <p>
  - Attends and participates in both in-house and outside training sessions to maintain awareness of overall bank products and/or technologies to increase the skills level.
 </p>
 <p>
  - Research and assist with the preparation of credit application.
 </p>
 <p>
 </p>
</div>


Corporate Credit Analyst

DAKOTA WEST CREDIT UNION

<div><h1 class="jobSectionHeader"><b>Careers</b></h1><h2 class="jobSectionHeader"><b>
Interested in a career with Dakota West Credit Union? Join our team and work in a dynamic, fast-paced environment.</b></h2><div>
Dakota West Credit Union exists to serve members, and does not issue stock or pay dividends to outside stockholders. Our members receive the earnings. We take the same pride in how we treat our employees and offer excellent benefits and a great working environment.</div></div><div></div>
<br><div><div><div><h2 class="jobSectionHeader"><b>Credit Analyst</b></h2>
<p>Full-Time
</p><p>Hybrid-Remote</p></div><p></p><div><div><br>
</div></div></div><div><p><b>Job Purpose: </b>Responsible for analyzing credit and financial information to determine risk associated with loaning money or extension of credit. Scrutinizes financial data to establish trends and gain insight into borrowers operation, financial condition, and management capability.</p>
<p><b>
Primary Responsibilities</b>:</p>
<div>
<ul><li>Inputs federal tax returns and borrower financial statements into Web Equity (or other company approved software) in a consistent and proper manner to underwrite the credit quality of all agricultural and commercial loan requests focusing on cash flow analysis and loan repayment capacity along with collateral values and LTV positions.</li></ul>
<ul><li>Documents all risks identified by the underwriting of the credit request.</li></ul>
<ul><li>Compares the results of the underwriting to industry recognized data such as RMA, NDSU, and other such industry reports.</li></ul>
<ul><li>Runs the risk rating model and related stress testing for all agricultural and commercial loan requests.</li></ul>
<ul><li>Compares projections to actual performance and adjust future projections as necessary to insure risk ratings and performance indicators are consistently utilized throughout the credit union.</li></ul>
<ul><li>Works with the individual loan officers to ensure loan requests are thoroughly completed in a professional and timely manner.</li></ul>
<ul><li>Serves as the administrator of the Web Equity software and will be the primary contact person with the vendor.</li></ul>
<ul><li>Prepares and runs the quarterly stress testing reports on Web Equity for the agricultural and commercial loan portfolio.</li></ul>
<ul><li>Annually gathers financial data on all participating lenders and supporting documentation such as resumes and work experience in accordance with NCUA guidance, conducts requisite due diligence and maintains appropriate files on each participant.</li></ul>
<ul><li>The Credit Analyst will work on projects and assignments related to improving the performance of the Web Equity software, risk rating models and overall agricultural/commercial loan process in general.</li></ul>
</div><div><ul><li>Promote the improvement of Dakota West Credit Union through quality member service, promotion of products, professionalism in conduct and diligent work ethic.</li></ul>
</div>
<p><b>Education, Experience and Certification Requirements</b></p>
<p><b>
Basic Qualifications:</b></p>
<div>
<ul><li>Great communication skills and listening skills.</li></ul>
<ul><li>Computer skills including spreadsheets, word documents, and imaging systems.</li></ul>
<ul><li>Ability to manage time and manage multiple projects.</li></ul>
<ul><li>A good attitude and ability to work with others.</li></ul>
</div>
<p><b>Preferred:</b></p>
<div>
<ul><li>Knowledge of State and Federal lending regulations.</li></ul>
<ul><li>Knowledge of DWCU&rsquo;s Loan Policy and Procedures.</li></ul>
<ul><li>Knowledge of general accounting principles and of tax returns and financial statements and ability to track cash flow and analyze repayment capacity.</li></ul>
<ul><li>Knowledge of collateral valuation methods.</li></ul>
</div>
<p><b>Physical and Mental Demands</b></p>
<div>
<ul><li>Constantly required to sit, hear, talk, write, read, keyboard/computer entry, reach, stretch, work under time constraints with needed ability for task management flexibility and to perform routine duties with attention for details.</li></ul>
<ul><li>Constant abilities used/required on the job are mathematics, memory, reasoning, estimating, problem-solving and exercising judgment.</li></ul>
<ul><li>Occasionally drive a car or work extended hours.</li></ul>
<ul><li>Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and the ability to adjust focus.</li></ul>
</div>
<p><b>Work Environment</b></p>
<div>
<ul><li>Constantly works with others, around others and with members and the public. Constantly works indoors, in confined areas and is exposed to the risk of electrical shock.</li></ul>
<ul><li>Frequently works around noise (moderate level). The employee must have the ability to focus on tasks and members while hearing teller machines, conversations of others, coin sorter, music, phones etc., in a confined area.</li></ul>
<ul><li>Infrequently the employee works alone and also works near moving objects. The employee is also infrequently exposed to outdoor weather conditions.</li></ul>
</div>
<p><b>Reports to: Credit Manager</b></p>
<p><b>
Department: Lending</b></p>
<p><b>
Employees Supervised</b>: None</p></div></div>

Search 3640+ Credit analyst jobs near you this September. New roles added regularly across leading industries. Apply today.

3640 credit analyst jobs NEAR_ME

Credit Analyst

Credit Analyst

Credit Analyst

Credit Analyst

Credit Analyst - Remote

Corporate Credit Analyst

Credit Analyst