credit assessment analyst

Studio4fold

Studio4Fold is a growing, innovation-driven organization focused on delivering high-quality business solutions and maintaining strong financial discipline across its operations. As we expand in Qatar, we are seeking a detail-oriented Credit Analyst to join our finance team in Al Rayyan.Position Overview The Credit Analyst will be responsible for evaluating creditworthiness, analyzing financial data, and supporting credit decision-making processes. This role is ideal for a finance professional with strong analytical skills who can assess risk, maintain portfolio quality, and support sound financial decisions.Key Responsibilities<ul><li>Assess credit applications and evaluate customer financial profiles</li><li>Analyze financial statements, credit reports, and payment histories</li><li>Determine credit limits and recommend approval or rejection decisions</li><li>Monitor existing accounts for credit risk and payment performance</li><li>Prepare credit analysis reports and risk assessments for management</li><li>Support debt collection strategies and follow-up on overdue accounts</li><li>Maintain accurate credit records and documentation</li><li>Collaborate with sales and finance teams to manage credit exposure</li><li>Assist in developing and improving credit policies and procedures</li><li>Ensure compliance with internal controls and credit guidelines</li></ul>Qualifications<ul><li>Bachelor&rsquo;s degree in Accounting, Finance, Economics, or related field</li><li>2&ndash;5 years of experience in credit analysis or financial risk assessment</li><li>Strong understanding of financial statements and credit evaluation techniques</li><li>Proficiency in Excel and financial analysis tools</li><li>Strong analytical and decision-making skills</li><li>High attention to detail and accuracy</li><li>Ability to manage multiple accounts and deadlines</li><li>Strong communication and interpersonal skills</li></ul>What We Offer<ul><li>Competitive salary package</li><li>Career growth opportunities within a dynamic organization</li><li>Exposure to credit risk management and financial operations</li><li>Supportive and collaborative work environment</li></ul>How to Apply Interested candidates are encouraged to submit their CV and a brief cover letter highlighting relevant credit analysis experience. We look forward to welcoming a dedicated finance professional to our team in Al Rayyan.Job Type: Full-timePay: QAR200,000.00 per yearWork Location: In person

Credit Analyst

Texas Heritage National Bank

<div>Description:

This position supports the credit administration function and assists in gathering and analyzing business and financial records and other information necessary to assess customer credit and risks in connection with primarily commercial loans. The Credit Analyst I assists in making determinations and recommendations on commercial credit decisions, credit risk, and loan requests through evaluation of financial statements, industry ratios, market risk, collateral, sensitivity analyses, and projections. The analyst works closely with loan officers, lending assistants, and other bank employees under the direction of the Director of Credit Administration and Senior Credit Analyst.
Duties/Responsibilities:<ul><li>
Analyzes the financial data of new and existing borrowers and prepares credit requests and reviews of existing credits.</li><li>
Provides general background of clients, transaction summary, projection modeling, loan covenant and condition compliance along with profitability, risk rating, relationship, and industry analyses.</li><li>
Assists in determining best loan structure for requests, helps to foresee future opportunities with clients, and provides credit recommendations.</li><li>
Assists in monitoring covenant and reporting compliance for assigned relationships, supports the preparation of annual reviews and renewals for existing borrowers, and communicates exceptions or deficiencies to the appropriate lending officer or credit administration staff.</li><li>
Works with loan officers, lending assistants, and loan operations staff to support file completeness and timely resolution of documentation requirements.</li><li>
Maintains working knowledge of applicable Bank lending policies, procedures, and regulatory guidelines.</li><li>
Provides strong and clear communication to co-workers, loan officers, and third parties.</li><li>
Adheres to all applicable internal policies and procedures and protects the confidentiality of borrower information.</li><li>
Follows BSA policies and procedures applicable to job functions.</li><li>
Performs additional duties as requested or assigned.</li></ul>
Requirements:

Required Skills/Abilities:<ul><li>
Working knowledge of basic accounting or financial principles; familiarity with credit/lending concepts is a plus.
</li><li>Demonstrates analytical, decision-making, and effective problem-solving skills.</li><li>
Strong attention to detail and accuracy.</li><li>
Demonstrates effective business writing along with excellent communication skills.</li><li>
Ability to work independently with minimal supervision and make sound judgments.</li><li>
Proficiency in Microsoft Office, including Excel and Word.</li></ul>
Education and Experience:<ul><li>
Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field required; candidates currently enrolled in a qualifying program will also be considered.</li><li>
One or more years of experience in banking or a related financial services environment desired; candidates with a relevant degree and limited prior experience, including those with experience in other roles in banking or related industries, will be considered.</li></ul>
Physical Requirements:
Prolonged periods of sitting at a desk and working on a computer.
Must be able to lift up to 15 pounds at times.</div>

Credit Analyst I

Lake Ridge Bank

<div>Description:

Lake Ridge Bank is in search of a Credit Analyst to join our underwriting team! The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge Bank loan policy. In addition, this role will analyze and underwrite commercial credits and partner with Underwriters and Business Relationship Managers in making credit decisions.
Financial Analysis<ul><li>
Accurately spread &lsquo;raw&rsquo; business and ag financial statements into financial spreading software as collected (includes tax returns, balance sheets, profit &amp; loss statements, aging reports and projections).</li><li>
Verify accuracy and research discrepancies in &lsquo;raw&rsquo; statements.</li><li>
Provide credit analysis and identify trends based on collected financials and spreads on an ongoing basis for existing customers to Business, Commercial &amp; Ag Bankers.</li><li>
Monitor and verify borrowing base certificates and other loan covenants. Report findings to Underwriting Teams.</li><li>
Maintain financial tracking system upon the waiver or change in financial tracking requirements.</li><li>
Monitor and verify ongoing collection efforts.</li><li>
Set up new customers on financial tracking system and set up ticklers for future collection.</li></ul>
Underwriting and Approval Process<ul><li>
Underwrite and facilitate new and renewal credits where the aggregate debt is generally at or below $1MM, and other less complex credits as assigned by the Small Business Underwriting Manager.</li><li>
Collaborate with Underwriting Teams acting as a liaison between Business, Commercial &amp; Ag Banker, Commercial Production staff, Credit Risk Department and other internal staff members as necessary</li><li>
Ensure proper documentation of loan file via a loan proposal and post approval due diligence.</li><li>
Work with third party individuals as needed such as evaluation/appraisal orders and environmental due diligence.</li><li>
Full Knowledge of the Small Business Model (SBM) &amp; Small Ag Model (SAM) systems and how they facilitate loans quickly through the overall loan process.</li></ul>
Adhere to all Bank Security/Compliance Regulations<ul><li>
Complete all annual bank security and compliance training.</li><li>
Adhere to Bank Security/compliance and policy guidelines for commercial production and/or loan area</li><li>
Maintain confidentiality of customer information at all times.</li><li>
Stay current on all compliance regulations</li></ul>
Requirements:
<ul><li>Associates degree in Finance, Accounting, Business and/or similar field of education and/or three (3) years previous work experience in a lending environment</li><li>
Solid understanding of financial statements including but not limited to tax returns, profit &amp; loss statements, income statements, balance sheets, and other business financials</li><li>
Well-developed interpersonal and communication skills (verbal &amp; written) in order to communicate and relate effectively with customers and associates</li><li>
Good accounting/math skills with the ability to work precisely with numbers and financial calculations</li><li>
Strong attention to detail with the ability to work efficiently &amp; accurately</li><li>
Demonstrated ability in exercising independent judgment</li><li>
Strong organizational skills, including the ability to prioritize and remain calm while working in a fast paced/deadline driven environment</li><li>
Good working knowledge of Microsoft Office Suite, proficient typing/keyboarding skills and the ability and willingness to learn new programs and software</li><li>
Ability to maintain confidential customer information</li><li>
Ability to read, write, understand and speak English clearly</li><li>
Ability to represent the organization in a professional, positive manner</li></ul>
PREFERRED QUALIFICATIONS:<ul><li>
Bachelor&rsquo;s degree in Accounting or Finance</li><li>
Previous experience in credit analysis or commercial underwriting within a financial institution</li><li>
Previous work experience in accounting and / or working with business financial statements</li><li>
Previous experience working in a lending environment, preferably in a financial institution setting</li></ul>
This position is a full time position with hours of 8am &ndash; 5pm Monday-Friday with the flexibility.
Lake Ridge Bank values a diverse workforce and is an Affirmative Action/Equal Opportunity Employer.
Consistent with Lake Ridge Bank&rsquo;s commitment to employ and advance qualified individuals with disabilities, Lake Ridge Bank provides reasonable accommodation to apply for or perform a job. Some examples of reasonable accommodation include alternate methods to apply, providing documents in an alternate format, altering work procedures, specialized equipment or use of an interpreter. If an individual needs reasonable accommodations to apply or perform a job here at Lake Ridge Bank, please contact Human Resources at (608) 849-2700 or email us.</div>

Huntington Bank

<div><h1 class="jobSectionHeader">Description
</h1>This role will be onsite at our Cleveland office only
Summary:
The Credit Analyst - CIP is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients whose revenues are $50MM+ and will learn the essentials of commercial banking.
Duties and Responsibilities:
<ul><li>Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank&rsquo;s loan Portfolio.
</li><li>Gather and analyze all financial and business information to determine credit worthiness for loans, review and spread borrower financial statements and identify risks or strengths
</li><li>In partnership with the Portfolio Managers, assess the credit worthiness of commercial borrowers by identifying risks posed by the borrower&rsquo;s specialized industry, line of business, financial history and outlook, the economy, and the proposed loan structure, among other factors.
</li><li>Create approval and portfolio review documents, including writing summary analysis.
</li><li>Work in a team environment and provides support as needed, which may include special projects.
</li><li>Assist in the mentoring and training of credit analysts.
</li><li>Performs other duties as assigned.
</li></ul>Basic Qualifications:
<ul><li>Bachelor&rsquo;s degree in Business Administration, Finance, Accounting, Economics, or other related fields.
</li></ul>Preferred Qualifications:
<ul><li>Experience or demonstrated school work in commercial lending and/or financial evaluation of companies
</li><li>Demonstrated confidence, assertiveness, professionalism, and desire to learn
</li><li>Strong customer service aptitude and goal oriented
</li><li>Proficiency with MS Office Suite
</li></ul>This role will be onsite at our Cleveland office only 
 
Exempt Status: (Yes = not eligible for overtime pay) ( No = eligible for overtime pay)
No
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We&rsquo;re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.
Huntington is an Equal Opportunity Employer. 
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.</div>

GM Financial

<div>Why GMF Technology?
Innovation isn&rsquo;t just a talking point at GM Financial, it&rsquo;s how we operate. From generative AI and cloud-native technologies to peer-led learning and hackathons, our tech teams are building real solutions that make a difference. We&rsquo;re committed to AI-powered transformation, using advanced machine learning and automation to help us reimagine customer interactions and modernize operations, positioning GM Financial as a leader in digital innovation within a dynamic industry.
 
Join us and discover a workplace where your ideas matter, your development is prioritized, and you can truly make a global impact. 
This position will be posted until filled.</div>
 <div>About the role
The Data Analyst II supports the Credit Review department by utilizing technical expertise to develop new and enhance existing reporting, prepare monthly reports, and extract and analyze data in support of Credit Review's mission. This team member will serve as a technical expert for the department and will collaborate in designing reporting and ad hoc analysis to meet the needs of the department.
In this role you will
<ul><li>﻿Develop SAS programs to generate datasets, tables, summaries and analysis utilizing multiple data sources, including an Oracle Data Warehouse
</li><li>Collaborate with departmental managers to design, create and implement process and reporting solutions
</li><li>Convert complex data into usable information using appropriate charts, tables and graphs to communicate results to management
</li><li>Respond to ad hoc requests for data and reports
</li><li>Utilize appropriate controls and processes to ensure accuracy and completeness of work
</li><li>Provide direction, training, and guidance to less experienced Data Analysts and lead projects or special assignments as required</li></ul></div>
 <div>What makes You an ideal candidate?﻿
<ul><li>Understanding of the auto finance industry, including funding and/or underwriting of originations
</li><li>Working knowledge of finance
</li><li>Working knowledge of accounting
</li><li>Working knowledge of consumer credit
</li><li>Working knowledge of statistics
</li><li>Competency with Microsoft Office, focusing on Excel
</li><li>Competency with data visualization tools, including Power BI
</li><li>Knowledge of Provenir, Auto IMS, SalesForce, CPW
</li><li>Ability to plan, execute, and improve work processes to ensure achievement of business objectives
</li><li>Ability to understand GM Financial's business, apply knowledge and critical thinking skills in day-to-day problems and solutions
</li><li>Competency using SAS including basic data functions, macros, SQL and DDE
</li><li>Knowledge of company policies and procedures
</li><li>Excellent interpersonal skills
</li><li>Excellent verbal, written, and communication skills
</li><li>Ability to use appropriate analysis, judgment, and logic when solving issues
</li><li>Detail oriented
</li><li>Ability to coach, lead, motivate, and influence others to support departmental goals and objectives
</li><li>Ability to proactively achieve goals and objectives that positively impact GM Financial's overall business results
</li><li>Ability to work discreetly with confidential information and situations
</li><li>Able to supervise multiple tasks with minimal supervision and be self-motivated
</li><li>Strong problem-solving skills
</li>Ability to provide recommendations and make decisions 
<li>
</li></ul>Education &amp; Work Experience
<ul><li>Bachelor&rsquo;s Degree Computer Science, Finance, Mathematics, Statistics, Economics, in related field or equivalent work experience in financial analysis, data mining, or loan portfolio analysis required
</li>2-4 years of relevant experience required 
<li>
</li></ul>What We Offer : Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture &mdash; an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work &mdash; we thrive.
Compensation: Competitive pay and bonus eligibility.
Work Life Balance: Flexible hybrid work environment, 2-days a week in office.
NOTE: We are unable to consider candidates who require visa sponsorship for this position
This position is not open to agency submissions
#GMFJobs #LI-Hybrid #LI-MO1</div>

Data Analyst II-Credit Review

Terrabank, N.A.

<ul><li>Minimum 3 years of experience performing financial analysis to determine the merits of specific loan requests for C&amp;I, CRE, RRE, Credit Cards, SNC, Trade Finance and Correspondent Banking Credit Facilities.</li><li>Experience performing annual reviews on the different types of credit.</li><li>Experience monitoring collateral values, valuations dates and methodology.</li><li>Experience working with agreements requirements.</li><li>Good knowledge of credit policies, procedures and compliance regulations in banking.</li><li>Good communication, organizational and interpersonal skills.</li><li>Good follow-up and multi- tasking skill set.</li><li>Proficient in Microsoft (Outlook, Word, Excel) and bank systems such as Bankway, Horizon, Accusystem, and Moody&rsquo;s Credit Lens.</li><li>Bachelor&rsquo;s Degree from any accredited University required.</li><li>Bilingual English/Spanish verbal/written.</li></ul>EOE/AAWe offer competitive salaries and an excellent benefit package.Benefits:<ul><li>401(k)</li><li>401(k) matching</li><li>Dental insurance</li><li>Flexible spending account</li><li>Health insurance</li><li>Life insurance</li><li>On-site gym</li><li>Paid time off</li><li>Vision insurance</li></ul>Education:<ul><li>Bachelor's (Required)</li></ul>Experience:<ul><li>financial analysis: 3 years (Required)</li><li>performing annual reviews: 3 years (Required)</li><li>Credit analysis: 3 years (Required)</li></ul>Language:<ul><li>Spanish (Required)</li><li>English (Required)</li></ul>Work Location: Hybrid remote in Coral Gables, FL 33134

Parallon

<div>Introduction
This Work from Home position requires that you live and will perform the duties of the position; within 60 miles of an HCA Healthcare Hospital (Our hospitals are located in the following states: FL, GA, ID, KS, KY, MO, NV, NH, NC, SC, TN, TX, UT, VA).
Are you passionate about the patient experience? At HCA Healthcare, we are committed to caring for patients with purpose and integrity. We care like family! Jump-start your career as a(an) Billing Integrity Analyst Credentialed today with Parallon.
Benefits
Parallon offers a total rewards package that supports the health, life, career and retirement of our colleagues. The available plans and programs include:
<ul><li>Comprehensive medical coverage that covers many common services at no cost or for a low copay. Plans include prescription drug and behavioral health coverage as well as free telemedicine services and free AirMed medical transportation.</li><li>
Additional options for dental and vision benefits, life and disability coverage, flexible spending accounts, supplemental health protection plans (accident, critical illness, hospital indemnity), auto and home insurance, identity theft protection, legal counseling, long-term care coverage, moving assistance, pet insurance and more.</li><li>
Free counseling services and resources for emotional, physical and financial wellbeing</li><li>
401(k) Plan with a 100% match on 3% to 9% of pay (based on years of service)</li><li>
Employee Stock Purchase Plan with 10% off HCA Healthcare stock</li><li>
Family support through fertility and family building benefits with Progyny and adoption assistance.</li><li>
Referral services for child, elder and pet care, home and auto repair, event planning and more</li><li>
Consumer discounts through Abenity and Consumer Discounts</li><li>
Retirement readiness, rollover assistance services and preferred banking partnerships</li><li>
Education assistance (tuition, student loan, certification support, dependent scholarships)</li><li>
Colleague recognition program</li><li>
Time Away From Work Program (paid time off, paid family leave, long- and short-term disability coverage and leaves of absence)</li><li>
Employee Health Assistance Fund that offers free employee-only coverage to full-time and part-time colleagues based on income.</li></ul>
Learn more about Employee Benefits
Note: Eligibility for benefits may vary by location.
Come join our team as a Billing Integrity Analyst Credentialed. We care for our community! Just last year, HCA Healthcare and our colleagues donated $13.8 million dollars to charitable organizations. Apply Today!
Job Summary and Qualifications
The Billing Integrity Analyst (credentialed) is responsible for determining the appropriateness of patient charges, and Charge Description Master (CDM) assigned HCPCS/CPTs, by reviewing the medical record, facility protocol, and other applicable documentation. This review includes the verification of billing data for accuracy and completeness, following regulatory requirements, in order to resolve edits or exceptions detected during system processing of the claim in Patient Accounting, Relay Health or the payer. Applies modifiers when appropriate based on this review, and/or makes necessary adjustments to patient account charges and/or balances. Analyzes accounts for specialized billing requirements that require a review of the medical record documentation, regulatory information, and HCA standards. Combines or splits accounts as appropriate. Serves as a liaison between facilities Administration, Shared Services Center, and ancillary department directors regarding charging issues, clinical documentation issues and revenue opportunities. Provides charge review results and develops and coordinates educational in-services for facility staff related to charging/billing issues. Coordinates retrospective, concurrent, patient requested, and external billing audits. Reviews denial trends for documentation and charging opportunities. Serves as a primary contact for charge related SSC and facility inquiries and issues.
In this role you will:
<ul><li>Analyze and resolve specific billing edits that require HCPCS/CPT coding based on the chargemaster expertise and that are delaying claims from processing in the Patient Accounting and/or Relay Health systems. This includes the verification (and/or correction) of billing data for accuracy and completeness, by following regulatory requirements, and reviewing the medical record, facility protocol, and other applicable documentation. This also includes the application of modifiers and condition codes, as appropriate.</li><li>
Identify charging, chargemaster coding, or clinical documentation issues and work with appropriate leadership and ancillary departments to resolve issues that are identified while working on edits.</li><li>
Serve as charge master liaison to facilitate clinical department education on appropriate charging of CPT codes, Revenue Codes, and communicating with Ancillary Departments to resolve issues. Coordinates updates (activate, inactivate, modification) with Ancillary Departments as necessary</li><li>
Review Regulatory and Compliance Communications, applicable CMS transmittals, and Local Coverage Decisions (LCD). Assess impact to Billing Integrity procedures and implement changes as needed.</li><li>
Maintain billing education, attend webcasts and conference calls as required.</li></ul>
Qualifications:
<ul><li>Associate Degree or above; or healthcare license/certification required.</li><li>
Minimum 1 year directly related Healthcare experience or coding experience required.</li><li>
Knowledge of CPT/HCPCS codes or experience in charging or performing charging validation reviews preferred.</li><li>
Healthcare certification/licensure such as RHIT, CCS, CCP,CPC or other recognized AHIMA certified coding credential, LPN, LVN, RT, PT, etc., can be accepted lieu of degree with work experience.</li></ul>
Parallon provides full-service revenue cycle management, or total patient account resolution, for HCA Healthcare. Our services include scheduling, registration, insurance verification, hospital billing, revenue integrity, collections, payment compliance, credentialing, health information management, customer service, payroll and physician billing. We also provide full-service revenue cycle management as well as targeted solutions, such as Medicaid Eligibility, for external clients across the country. Parallon has over 17,000 colleagues, and serves close to 1,000 hospitals and 3,000 physician practices, all making an impact on patients, providers and their communities.
HCA Healthcare has been recognized as one of the World&rsquo;s Most Ethical Companies&reg; by the Ethisphere Institute more than ten times. In recent years, HCA Healthcare spent an estimated $3.7 billion in cost for the delivery of charitable care, uninsured discounts, and other uncompensated expenses. 
 
 
&quot;The great hospitals will always put the patient and the patient's family first, and the really great institutions will provide care with warmth, compassion, and dignity for the individual.&quot;- Dr. Thomas Frist, Sr. 
HCA Healthcare Co-Founder
If you are looking for an opportunity that provides satisfaction and personal growth, we encourage you to apply for our Billing Integrity Analyst Credentialed opening. We promptly review all applications. Highly qualified candidates will be contacted for interviews. Unlock the possibilities and apply today!
We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.</div>

Billing Integrity Analyst Credentialed

Search 9865+ Credit assessment analyst jobs near you this May. New roles added regularly across leading industries. Apply today.

9865 credit assessment analyst jobs Near Me

Credit Analyst

Credit Analyst I

Credit Analyst

Credit Analyst

Data Analyst II-Credit Review

Credit Analyst

Billing Integrity Analyst Credentialed