credit card specialist

Gesa Credit Union

<div><h1 class="jobSectionHeader"><div><b>Take a leap and join our team!</b></div></h1><div><div>
At Gesa, we believe in the power of our people. Coming from all walks of life, our team members&rsquo; individual stories and unique experiences are our most valuable asset. But it&rsquo;s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.</div></div><div><div>
Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.</div></div><div><div><b>
Get to know us: </b>About - Gesa Credit Union</div></div><p>
</p><div><div><b>*The Credit Card Product Manager position has the ability to work fully remote within Washington, Oregon or Idaho.*</b></div></div><h1 class="jobSectionHeader"><b>
Role Summary:</b></h1><p>
Credit Card Product Manager builds and directs credit card product strategies. Develop and implement marketing plans to drive business growth to meet business targets. Conducts regular review on market trends and studies competitor activities to identify opportunities. Initiate product ideas and ongoing features/benefits tailored for each target segment. Analyze data to optimize credit card portfolio performance.</p><p>
</p><h1 class="jobSectionHeader"><b>What You Will Be Doing:
</b></h1><ul><li>Serve as the Card&rsquo;s Product Owner and strategic thought leader of the credit union&rsquo;s credit card program. This includes working with all levels of staff to proactively generate new ideas and tactics, drive program changes and ensure that credit union card offerings are best in class.</li><li>
Maintain awareness of card products and services in the market.
</li><li>Support the implementation of new products, service, or enhancements to existing offerings to ensure that Gesa&rsquo;s product and services remain competitive and appealing while growing program profitability.</li><li>
Work with internal and external stakeholders to develop performance models for Gesa&rsquo;s credit card programs.</li><li>
Work with Marketing, Underwriting, IT, Collections to align strategies and launch new products and initiatives.</li><li>
Analyze credit card portfolio risk including changes in credit quality, overall credit risk, and risk of fraud-related loss.</li><li>
Prepare performance reports for senior leadership, highlighting key metrics and strategic progress.</li><li>
Develop and present recommendations to senior leadership regarding tactics and strategies to improve efficiency, growth, and financial performance across the credit card portfolios.</li><li>
Display leadership values such as trust, dignity, respect, and acting in the best interest of the credit union.
</li><li>Lead by example by displaying solid ethics and integrity at all times.
</li><li>Control risk and operate in a safe and sound manner.
</li><li>Attend credit union training sessions, conferences, or seminars as approved by supervisor.
</li><li>Maintain awareness of policies and regulations related to duties and responsibilities.</li><li>
Serve as the central contact for vendor communications. This may include taking a role in service contract negotiations.</li><li>
Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism.</li></ul><p>
</p><h1 class="jobSectionHeader"><b>About You:</b></h1><ul><li>
Strong understanding of Credit Union credit card portfolios.</li><li>
Strong leadership, interpersonal, and listening skills.</li><li>
Effectively communicate ideas and information, both verbally and in writing.</li><li>
Ability to work independently and make informed decisions. Must consider multiple factors such as user experience, risk, and financial impact, to determine the best possible outcome in a given scenario.</li><li>
Ability to complete work reliably and with great accuracy to minimize negative member impact and potential risk to credit union.</li><li>
Ability to quickly grasp and adapt to changes in business models and new technologies.</li><li>
Strong knowledge of troubleshooting skills, techniques, and tools.</li><li>
Strong knowledge of IT technologies, processes, and procedures.</li><li>
Ability to be innovative and contribute to process improvement efforts.</li><li>
Strong organizational skills and the ability to adhere to schedules and project deadlines.</li></ul><p>
</p><h1 class="jobSectionHeader"><div><b>What You Will Need:</b></div></h1><ul><li><div>
Bachelor&rsquo;s degree in Business or Finance strongly preferred. Equivalent related work experience may be substituted in lieu of education requirements.</div></li><li><div>
Minimum seven (7) years of experience in the financial industry. Credit card portfolio management experience is preferred.
</div></li><li><div>Minimum of five (5) years product ownership/product management experience.</div></li><li><div>
Experienced in creating and formatting documents in Microsoft Office programs such as Word, Excel, and Power Point.</div></li></ul><p>
</p><h1 class="jobSectionHeader"><div><b>Our Team Member Value Proposition:</b></div></h1><div><div>
In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:</div></div><ul><li><div>
Competitive Pay</div></li><li><div>
Medical, Dental, Vision, and Life Insurance
</div></li><li><div>20 days/year of Paid Time Off &ndash; Plus 10 Paid Holidays!</div></li><li><div>
401(k) Match</div></li><li><div>
Incentive Program</div></li><li><div>
Tuition Assistance and Student Loan Repayment</div></li><li><div>
Commuter Benefits</div></li><li><div>
Paid Time Off to Volunteer in the Community</div></li><li><div>
Product discounts</div></li><li><div>
Engaging Work Environment</div></li><li><div>
Rewards and Recognition Programs</div></li></ul><p>
</p><h1 class="jobSectionHeader"><div><b>Full Salary Range:</b></div></h1><div><div>
Centralia, WA: $80,168.40-$131,498.25</div></div><div><div>
Richland, WA: $83,450.81-$139,084.69</div></div><div><div>
Spokane, WA: $83,450.81-$139,084.69</div></div><div><div>
Renton, WA: $100,899.62-$168,166.03</div></div><div><ul><li><i>While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications. This approach gives room to grow within the role as your career progresses with us!&quot;</i></li></ul></div><p>
</p><div><div>Get wise to what&rsquo;s possible with a career at Gesa. Join us!</div></div><div><div>
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or hrmail@gesa.com to request an accommodation.</div></div><div><div>
Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.</div></div><div><div>
Selected candidate(s) must be able to pass a pre-employment credit/background check.</div></div><div><div>
Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.</div></div><div><div>
Equal Employment Opportunity (gesa.com)</div></div></div>

Credit Card Product Manager (Remote in WA, OR, ID)

TAWANTECH

<div>Job Summary<p>
The Products Subject Matter Expert (SME) &ndash; Cards is responsible for providing deep functional and domain expertise across card products, including credit, debit, and prepaid cards. The role supports product development, operations, technology, compliance, and business teams by ensuring product accuracy, regulatory compliance, operational readiness, and seamless execution across the card lifecycle.</p>
Key ResponsibilitiesProduct Expertise &amp; Ownership<ul><li>
Act as the subject matter expert for card products (credit, debit, prepaid), covering features, pricing, billing, rewards, disputes, chargebacks, and lifecycle management
</li><li>Provide expert guidance on card product structures, customer journeys, and end-to-end processes
</li><li>Support product managers with product enhancements, launches, and ongoing optimization
</li></ul>Stakeholder Collaboration<ul><li>
Partner with Operations, Technology, Risk, Compliance, Legal, Marketing, and Customer Service teams
</li><li>Translate business requirements into functional specifications and support system implementations
</li><li>Serve as the key point of contact for resolving complex product or process-related issues
</li></ul>Compliance &amp; Risk Management<ul><li>
Ensure card products comply with regulatory requirements, network rules (Visa, Mastercard, RuPay, Amex, etc.), and internal policies
</li><li>Support audits, regulatory reviews, and issue remediation related to card products
</li><li>Monitor product risks, customer complaints, and operational incidents
</li></ul>Product Lifecycle &amp; Change Management<ul><li>
Support end-to-end product lifecycle including onboarding, issuance, usage, billing, disputes, renewals, upgrades, and closures
</li><li>Lead or support change initiatives such as pricing updates, rule changes, system upgrades, and new feature rollouts
</li><li>Conduct impact assessments and readiness reviews for product changes
</li></ul>Data, Insights &amp; Performance<ul><li>
Analyze product performance, customer behavior, and operational metrics
</li><li>Identify opportunities to improve customer experience, profitability, and operational efficiency
</li><li>Support development of dashboards, MIS, and management reporting
</li></ul>Training &amp; Knowledge Enablement<ul><li>
Act as a knowledge resource for internal teams on card product features and processes
</li><li>Support development of training materials, SOPs, FAQs, and job aids
</li><li>Conduct product training sessions for business and support teams
</li></ul>Key Skills &amp; Competencies<ul><li>
Strong domain expertise in card products and payments
</li><li>In-depth understanding of card lifecycle, billing, disputes, chargebacks, and settlements
</li><li>Knowledge of card network rules and regulatory requirements
</li><li>Strong analytical, problem-solving, and decision-making skills
</li><li>Excellent communication and stakeholder management abilities</li></ul><br>
<b>
Requirements</b><br>
<br>
Qualifications<ul><li>
Bachelor&rsquo;s degree in Business, Finance, Technology, or related field
</li><li>5&ndash;8+ years of experience in cards product management, cards operations, or payments domain
</li><li>Hands-on experience with card management systems and payment platforms
</li></ul>Preferred Experience<ul><li>
Experience working with card networks (Visa, Mastercard, RuPay, Amex)
</li><li>Exposure to digital payments, tokenization, contactless, or wallet integrations
</li><li>Experience in banking, fintech, or payment service providers</li></ul></div>

Products Subject Matter Expert (Cards)

Money Concepts financial brokers

<p><b>&quot;RELATIONSHIP OFFICERS&quot;</b></p><p>&quot;<b>PEOPLE WITH MATCHING EXPERIENCE AND AVAILABLE IN UAE, CAN JOIN IMMEDIATELY, O</b>​<b>NLY TO APPLY&quot;</b></p><p>We are looking for Relationship / Sales Officer (tele callers) for sales of Credit Cards.</p><p>Multiple vacancies are open for this position</p><p><b>WHAT WE OFFER</b> .</p><p>Salary 2,000-5,000 AED /pm + commission based on sales</p><p>24 month contract,Visa and medical insurance provided by company</p><p><b>Requirements</b>: Banking retail sales experience in UAE minimum 6 months or 1+ years in home country. Fluent in English, (Written and Spoken) .</p><p>Product Training will be provided by the Company</p><p>Professional working environment</p><p>Send your Resume on the the given number.</p><p>Only candidate available in <b>UAE. All OTHERS DO NOT APPLY</b></p><p>Mr Iqbal A K . +971562455241</p><p>Call and whatsapp</p><p>Job Type: Full-time</p><p>Pay: AED2,000.00 - AED5,000.00 per month</p><p>Application Question(s):</p><ul><li>Can join immediately</li></ul><p>Experience:</p><ul><li>Credit card and personal loans sales: 1 year (Required)</li></ul><p>Language:</p><ul><li>Fluent English (Required)</li></ul><p>Location:</p><ul><li>Dubai (Required)</li></ul>

Relationship officers for the sales of credit cards

VAM SYSTEMS

<div><b>Job Description</b><p><b><br>
We are</b> currently looking <b>Payment Operations Executive - Card Payment Clearing &amp; Settlement </b>our <b>Qatar</b> operations.</p><p><b>
Experience:</b></p><ul><li><b>
minimum 7 Years of experience.
</b></li><li><b>Should have proven banking experience with Cards Management systems.</b></li></ul><p><b>
Ecommerce payment gateway:-
</b></p><ul><li><b>Card Authorizations</b></li><li><b>
⁠</b><b>Routing knowledge</b></li><li><b>
⁠</b><b>Good knowledge on card schemas (visa,mastercard)</b></li><li><b>
⁠</b><b>Knowledge on clearing, Settlement, reconciliation</b></li><li><b>
⁠</b><b>dispute and chargebacks</b></li></ul><p><b>
Required Skills &amp; Knowledge</b></p><ul><li><b>Strong understanding of Visa and Mastercard card schemas.</b></li><li><b>Knowledge of transaction clearing, settlement, and reconciliation workflows.</b></li><li><b>Familiarity with payment industry standards and compliance requirements.</b></li><li><b>Attention to detail and ability to manage large transaction volumes.</b></li><li><b>Good communication skills for coordination across teams.</b></li><li><b>Analytical mindset to troubleshoot and resolve operational issues.</b></li></ul><p><b>
Key Responsibilities</b></p><ul><li>
Handle daily administrative and support activities related to transaction processing.</li><li>
Receive transaction files from <b>Visa</b> and <b>Mastercard</b> networks.</li><li>
Perform <b>transaction clearing</b>, ensuring accuracy and compliance with card scheme rules.</li><li>
Execute <b>settlement processes</b>, coordinating with internal teams and external partners.</li><li>
Conduct <b>reconciliation</b> of transaction records, identifying and resolving discrepancies.</li><li>
Maintain documentation and reports for audit and compliance purposes.</li><li>
Provide operational support to ensure smooth functioning of payment systems.</li></ul><p></p><p><b><br>
Joining time frame:</b> 2 weeks (maximum 1 month)</p></div><p></p>

Payment Operations Executive - Card Payment Clearing & Settlement

Yethi Consulting Private Limited

<div><p>Job Description-</p>
<p>Job Title - Sr Consultant_Payment System Expert - Debit Card Systems</p>
<p>Job Brief</p>
<p>This is a combination of business and technical skills; understanding of the banking and finance domain is an essential requirement for this role. The responsibilities including handling projects, CR and support of test system specifically for Debit card System, ATM, Statement Printer, Kiosk Machine, Instance issuance and other connected systems running in Bank under Payment system domain. Resource working on Postilion switch includes but not limited to carry out end-to-end implementation and configuration of postilion application including all the sub modules, Postilion office, postcard Portal, Instance issuance Kiosk machine, Instant card issuance and other locally deployed modules.</p>
<p>Main Role (Overall Accountability)</p>
<p><b>Key Responsibilities:</b></p><br>
<p><br>
<b>1.Payment Systems Support:</b></p>
<div><ul><li>Handling of Projects, CRs and support production fixes on test system, maintain test system w.r.t payment system compliance changes and etc. for Debit card system.</li></ul>
<ul><li>Undertake technical evaluations of existing and new initiatives pertaining to Debit cards and ATM Acquiring to ensure it addresses the bank&rsquo;s requirements without impacting system performance and put forward comprehensive recommendations</li></ul>
<ul><li>Perform requirement configurations and developments on debit card application on Postilion Switch.</li></ul>
<ul><li>Provide requirement support for regression testing, implementation Support and also perform technical certifications with Visa/MasterCard &amp; CBO wherever applicable.</li></ul>
<ul><li>Act as a Technical lead for Assigned projects.</li></ul>
<ul><li>Participate and contribute to the projects, CRs and provide analysis and recommendations for best possible design and implementation approach.</li></ul>
<ul><li>Support Performance testing, ISO testing and other internal / external testing for the debit card system including ATM acquiring.</li></ul>
<ul><li>Participate in business requirements and design phase of Projects and CRs.</li></ul>
<ul><li>Resource should have hands-on experience on Postilion Application.</li></ul>
<ul><li>Resource should able to perform configurational changes in Postilion application and provide required support for running projects which have direct / indirect impact on Postilion application.</li></ul>
<ul><li>Establish and maintain operational procedures, service level agreements (SLAs), and key performance indicators (KPIs).</li></ul>
<ul><li>Oversee project&rsquo;s incident management, problem resolution, and change management processes.</li></ul>
<ul><li>Coordinate with various stakeholders including development teams, vendors, and business units for system upgrades and maintenance.</li></ul>
</div><p><b>2.Incident and Problem Management:</b></p><p><br>
</p><ul><li>Act as the escalation point for payment system incidents, ensuring root cause analysis and preventive measures are implemented.</li>
<li>Develop and maintain root cause analysis to ensure swift resolution and minimal business impact on projects and CRs.</li>
<li>Collaborate with cross-functional teams to resolve complex technical issues.</li>
<li>Contribute to the identification of opportunities for continuous improvement of IT systems, processes, and practices considering international best practice, improvement of business processes, cost reduction, and productivity improvement.</li>
</ul><p><b>3.Vendor and Stakeholder Management:</b></p><p><br>
</p><ul><li>Manage relationships with third-party vendors, ensuring service level agreements (SLAs) are met.</li>
<li>Collaborate with internal stakeholders, Project managers, IT operations, and business units, to align support activities with organizational goals.</li>
<li>Provide regular updates to senior management on system performance, incidents, and improvement initiatives.</li>
</ul><p><b>4.Audit &amp; Compliance Management</b></p><p><br>
</p><div><ul><li>Oversee the preparation and execution of internal and external audit processes.</li></ul>
<ul><li>Ensure compliance with payment industry standards including PCI-DSS, ISO 27001, and relevant banking regulations.</li></ul>
<ul><li>Maintain documentation of all system controls, procedures, and compliance requirements.</li></ul>
<ul><li>Coordinate responses to audit findings and implement necessary remediation measures.</li></ul>
</div><div><b>Qualification</b><br>
<ul><li>Minimum Bachelor//'s degree in Computer Science, Information Technology, or related field.</li></ul></div>
<div><b>Experience:</b><br>
<ul><li>Minimum of 12+ years of experience in application support, with at least 6 years in a Payment system.</li><li>Proven experience in managing payment systems (e.g., Visa, MasterCard &amp; Payments Card Systems).</li><li>The hands-on experience on Postilion Switch is a must.</li><li>Strong knowledge of payment protocols, APIs, and integration technologies.</li><li>Strong analytical and problem-solving abilities.</li><li>In-depth understanding of payment regulations and compliance requirements.</li><li>Ability to work under pressure and manage multiple priorities.</li></ul></div>
<div><b>Soft Skills</b><br>
<ul><li>Deep understanding of payment processing systems and technologies.</li><li>Proven communication and stakeholder management skills.</li><li>Knowledge of major payment networks (Visa, Mastercard, etc.).</li><li>Familiarity with banking systems and financial protocols.</li><li>Understanding of security protocols and risk management frameworks.</li></ul></div>
<div><b>Key Competencies:</b><br>
<ul><li>Strategic thinking and decision-making.</li><li>Strong technical acumen.</li><li>Ability to drive change and innovation.</li><li>High level of integrity and professionalism.</li></ul></div></div>

Sr Consultant_Payment System Expert – Debit Card Systems_Oman

TD Bank

<div><p><b>Work Location:
</b></p>Jacksonville, Florida, United States of America
<p></p><p><b>Hours:
</b></p>40
<p></p><p><b>Pay Details:
</b></p>$22.00 - $27.75 USD
<p></p><p>TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
</p><p></p><p>As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
</p><p></p><p><b>Line of Business:
</b></p>Personal &amp; Commercial Banking
<p><b>Job Description:
</b></p><p>The Debt Specialist I reduces losses by negotiating and collecting payment on delinquent retail, consumer, residential or auto accounts.
</p><p></p><p><b>Depth &amp; Scope
</b></p><ul><li>Demonstrates sufficiency in a range of processes, procedures and systems to perform assigned tasks
</li><li>Understands how the assigned duties relate to others in the team and how the team integrates with others
</li><li>Handles own workload, coordinates tasks and services with others
</li><li>Recognizes and solves routine problems that can occur in their own work area without supervisory approval
</li><li>Evaluates and selects solutions from established options
</li><li>Follows standardized procedures and practices and recommends opportunities to improve processes in their own work area
</li><li>Uses communication skills to exchange technical or process information with composure and ensures underlying details are clarified
</li><li>Determines reasons for customer delinquencies and uses standard methods and procedures to secure payment; Identify reasons why customers can or cannot pay
</li><li>Identifies type of loan product involved, including residential mortgages, home equities, indirect loans, mobile homes, lines of credit, unsecured loans, recreational vehicles, overdrafts and others and modify approach accordingly
</li><li>Develops familiarity with debt management counseling and information to provide to customers as necessary
</li><li>Suggests changes or modifications to policies and procedures to supervisor based on day-to-day observations and activities
</li>Serves as entry point for the identification, routing and documentation of all pertinent collection support processes (i.e. modifications, bankruptcy, skip-tracing, etc.)<br>
<li>
</li></ul><p><br>
<b>Education &amp; Experience:
</b></p><ul><li>High School Diploma or GED required
</li><li>Ability to develop strong phone skills to effectively work with customers
</li><li>Developing negotiation skills to arrive at best overall solutions within established guidelines
</li><li>Sales ability to make regular phone calls, present Company in positive way to customers and tactfully but firmly collect payments
</li><li>Ability to learn and explain wide variety of consumer loan product details
</li><li>Writing ability to clearly document calls
</li><li>PC skills sufficiency
</li></ul><p></p><p><b>Physical Requirements:
</b></p><p>Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
</p><ul><li>Domestic Travel &ndash; Occasional
</li><li>International Travel &ndash; Never
</li><li>Performing sedentary work &ndash; Continuous
</li><li>Performing multiple tasks &ndash; Continuous
</li><li>Operating standard office equipment - Continuous
</li><li>Responding quickly to sounds &ndash; Occasional
</li><li>Sitting &ndash; Continuous
</li><li>Standing &ndash; Occasional
</li><li>Walking &ndash; Occasional
</li><li>Moving safely in confined spaces &ndash; Occasional
</li><li>Lifting/Carrying (under 25 lbs.) &ndash; Occasional
</li><li>Lifting/Carrying (over 25 lbs.) &ndash; Never
</li><li>Squatting &ndash; Occasional
</li><li>Bending &ndash; Occasional
</li><li>Kneeling &ndash; Never
</li><li>Crawling &ndash; Never
</li><li>Climbing &ndash; Never
</li><li>Reaching overhead &ndash; Never
</li><li>Reaching forward &ndash; Occasional
</li><li>Pushing &ndash; Never
</li><li>Pulling &ndash; Never
</li><li>Twisting &ndash; Never
</li><li>Concentrating for long periods of time &ndash; Continuous
</li><li>Applying common sense to deal with problems involving standardized situations &ndash; Continuous
</li><li>Reading, writing and comprehending instructions &ndash; Continuous
</li><li>Adding, subtracting, multiplying and dividing &ndash; Continuous
</li></ul><p></p><p>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.
</p><p></p><p><b>Who We Are:
</b></p><p>TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
</p><p></p><p><b>Our Total Rewards Package<br>
</b></p><p><br>
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
</p><p></p><p><b>Additional Information:
</b><br>
We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
<br>
<br>
<b>Colleague Development
</b></p><p>If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.<br>
</p><p></p><p>If you&rsquo;re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
</p><p></p><p>We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
</p><p></p><p><b>Training &amp; Onboarding
</b><br>
We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
<br>
<br>
<b>Interview Process
</b><br>
We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
</p><p></p><p><b>Accommodation
</b></p><p>TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
</p><p></p><p>If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.</p></div>

Debt Specialist I (US)

PayTech Group

<div>
 <strong>
  Job Title:
 </strong>
 Cards Product Management Specialist
 <br/>
 <br/>
 <strong>
  Term:
 </strong>
 12 months
 <br/>
 <br/>
 <strong>
  Location:
 </strong>
 Bahrain
 <br/>
 <br/>
 <strong>
  Division:
 </strong>
 Retail Banking/ Cards &amp; Payments
 <br/>
 <br/>
 <strong>
  Reports to:
 </strong>
 Head of Cards
 <br/>
 <br/>
 <strong>
  Relevant experience:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   10 - 15 Years Cards Product/Portfolio Management
  </li>
  <li>
   Card Product Launches
  </li>
  <li>
   Process/Policy Revamp
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Mandatory requirements:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Experience of product launches, CVP development, regulatory knowledge
  </li>
  <li>
   Knowledge of cards (Debit, Credit and Prepaid) profitability and key metrics
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  PURPOSE OF THE PROJECT
  <br/>
  <br/>
 </strong>
 The Cards Product Management Specialist is responsible for driving the strategic development, commercialization, and lifecycle management of card products. This includes overseeing product launches, optimizing portfolio performance, managing vendor relationships, and ensuring compliance with regulatory standards. The role is pivotal in enhancing customer engagement, profitability, and operational efficiency across the card business. The specialist will guide and support in executing strategies aimed at generating revenue through products in alignment with consumer banking strategy, with a focus on the whole of bank value which is not limited to Card Launches and ongoing product management.
 <br/>
 <br/>
 Key Activities
 <br/>
 <br/>
 <strong>
  Core Responsibilities And Accountabilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Lead the design and rollout of innovative card products tailored to market needs.
  </li>
  <li>
   Define product value propositions (CVPs) and pricing strategies.
  </li>
  <li>
   Collaborate with cross-functional teams (marketing, sales, operations, compliance) to ensure successful product launches
  </li>
  <li>
   Guide and support in executing strategies aimed at generating revenue through products in alignment with consumer banking strategy.
  </li>
  <li>
   Supports the commercialization of new products and launch of new products and solutions, by recommending pricing, providing sales tools and training the sales team to ensure knowledge transfer resulting in successful sales in partnership with acquisitions
  </li>
  <li>
   Support the client in profit and growth for cards, including revenue, credit costs, and direct/allocated costs.
  </li>
  <li>
   Manage product management for cards, audit, compliance matters, and complaints support.
  </li>
  <li>
   Provide guidance and support to client-facing professionals and sales teams to solve complex client needs through products.
  </li>
  <li>
   Support sales teams with training, tools, and product knowledge to drive acquisition and usage.
  </li>
  <li>
   Recommend promotional campaigns and tactical plans to boost card performance
  </li>
  <li>
   Supports monitoring of product performance, post roll-out and helps resolve product or sales issues to ensure continuous product improvement.
  </li>
  <li>
   Support in delivery of large programs for clients from initiation to benefit realization
  </li>
  <li>
   Successful execution of projects across different clients / businesses, identifying and mitigating risks, solving issues, developing plans and ensuring they are implemented in line with agreed timescales, budgets and quality criteria, including examples of re-aligning scope and objectives during a program to ensure maximum value extraction
  </li>
  <li>
   Develop strong bonds with clients that endure beyond a particular assignment, serves as a go-to resource for client staff, is sought out for knowledge of industry and firm
  </li>
  <li>
   Identify new business opportunities to support clients with companys solutions
  </li>
  <li>
   Manage integration with card processing systems, switches, and vendors.
  </li>
  <li>
   Provide technical support for card applications and resolve operational issues
  </li>
  <li>
   Ensure seamless delivery of regulatory changes and compliance adherence
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  KPIs
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Sales and Acquisition growth
  </li>
  <li>
   Spend, ENR and Revenue growth from card products
  </li>
  <li>
   Number of successful cards launches and time to market
  </li>
  <li>
   Reduction in credit costs and profitability optimization
  </li>
  <li>
   Successful execution of marketing campaigns
  </li>
  <li>
   Customer satisfaction and superior customer experience
  </li>
  <li>
   Timely and effective product roll-out and commercialization
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Knowledge And Experience
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Bachelors or Masters degree in Business, Finance, Marketing, or related field.
  </li>
  <li>
   Strong understanding of card payments, processing systems, and regulatory environments.
  </li>
  <li>
   10 to 15 years of proven experience in product development, portfolio management, and cross-functional collaboration.
  </li>
  <li>
   Excellent analytical, communication, and stakeholder management skills.
   <br/>
  </li>
 </ul>
</div>


Cards Product Management Specialist

Search 8901+ Credit card specialist jobs near you this March. New roles added regularly across leading industries. Apply today.