credit card specialist

CONNEXUS CREDIT UNION

<div><p><b>Connexus Credit Union - Who We Are:</b></p><p>
Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates on our loans. We are a remote first employer with the majority of our employees residing in the upper Midwest.</p><p></p><p>
As an employer we foster collaboration and high performance to achieve excellence. We holistically care for and develop our employees to thrive personally and professionally. We are proud to share our success with our employees and those we serve.</p><p></p><p><b>
This position is a temporary contract role and is not a permanent employment opportunity.</b></p><p></p><p><b>
About the Role:</b></p><p>
Our Card Fraud Specialist is responsible for a variety of activities such as initiating card disputes, processing reports, and working claims to ensure compliance with Regulation E. This position not only serves as a subject matter expert in card fraud, they will also assist members and employees of Connexus over the phone to provide guidance, support, and investigate claims. If you have a hunger to learn, a desire to help others, and thrive in change, join our team for the opportunity to be your personal and professional best.</p><p><b><br>
Responsibilities:</b></p><ul><li><p>
Receives and analyzes fraud and non-fraud card disputes from members and employees and determines appropriate resolutions.</p></li><li><p>
Complete daily call backs for suspicious debit card activity and processing Reg E Claims with strict adherence to Regulation E and Credit Union policy.</p></li><li><p>
Troubleshoot common debit card issues, order debit cards and perform card maintenance as necessary.</p></li><li><p>
Answer incoming member and department phone calls to resolve and investigate debit card fraud claims.</p></li><li><p>
Review and work daily Velera reports to ensure proper tracking of case status while ensuring applicable follow-ups are completed and notices are sent.</p></li><li><p>
Initiate outbound member calls to review submitted cases and gather additional documentation as needed.</p></li><li><p>
Collaborate with other Connexus departments, other financial institutions, law enforcement authorities or members when researching and resolving suspicious activity, under the direction of the Card Fraud Manager or Card Fraud Analyst.</p></li></ul><p></p><p><b>
Position Requirements:</b></p><ul><li><p>
This position is Remote.</p></li><li><p>
1+ years related experience is Required.</p></li><li><p>
Experience in financial institutions is Required.</p></li><li><p>
Self-motivated individual that is detail oriented and can accurately complete work within required time frames under minimum supervision driven by a sense of urgency.</p></li><li><p>
Possesses proficient skills to open, create, and modify various documents using the Microsoft Suite (e.g. documents, spreadsheets, email, etc.) and enter/retrieve information using various applications/systems.</p></li><li><p>
Excellent verbal and written communication skills to effectively communicate with all levels of bank and external customers.</p></li><li><p>
Must possess the ability to gather and analyze information skillfully and document those findings in a clear and concise report.</p></li></ul><p></p><p><b>
Connexus Credit Union's Employer Recognitions:</b></p><ul><li><p>
2026 Best Place to Work in IT, Computer World</p></li></ul><p></p><p><i>
Equal Opportunity </i><i>Employer/Disabled/Veterans/41</i><i> CFR 60&ndash;1.4, 41 CFR 60-1.35</i></p></div>

Card Fraud Specialist

Rogue Credit Union

<div><div><b>Department:</b> Payments Services</div><div><b>
Reports To:</b> Payment Services Assistant Manager</div><div><b>
Classification:</b> Non-Exempt</div><div></div><div><b><br>
About Rogue Credit Union:</b></div><div></div><div><br>
When you join the team at Rogue Credit Union, you become a part of a purpose-driven organization that is focused on partnering with individuals and communities on their journeys to financial well-being. As a team member, you become a part of a growing financial cooperative whose mission is to provide exceptional member experiences that build mutually beneficial relationships to create the most loyal members in the nation. We strive to make an impact in the community by living, giving, and supporting local. Our focus is not our assets, but on providing value for the people and communities we serve.</div><div></div><div><br>
We believe in building a culture of happy team members who feel supported, have the chance to grow their careers, and LOVE where they work! Our team members are critical to making our communities a better place to work and play. Rogue Credit Union is headquartered in the Rogue Valley which is located in beautiful southern Oregon. We&rsquo;re surrounded by gorgeous mountains, trees, rivers, lakes, waterfalls, music, festivals, art, and farm-to-table culinary delights. We&rsquo;re proud to call the Northwest home.</div><div></div><div><br>
Good candidates for Rogue are friendly, helpful, and enthusiastic individuals. They&rsquo;re excited to make an impact in the community and are passionate about serving our members. Applicants are ready to join not just a growing financial cooperative, but a team who will value and support them personally and professionally.</div><div></div><div><br>
Rogue Credit Union is a member-owned, not-for-profit financial cooperative with an asset base of over $3 billion and a loan portfolio of over $1.8 billion. At Rogue, membership is more than an auto loan or a checking account; it&rsquo;s about offering a higher level of service to over 204,000 members. Under the guidance of the Board of Directors, Rogue is committed to helping its members along the way, making local communities better for everyone. Membership with Rogue is open to anyone who lives, works, worships, or attends school in select Oregon, Idaho, and California counties. Please visit us online to become a part of something bigger.</div><div></div><div><b><br>
Role:</b></div><div>
Support and assists all areas of Rogue Credit Union (Rogue) cards processes and services. Actively anticipates and addresses common member concerns related to debit, credit and ATM card billing discrepancies, card requests, transaction denials, disputed charges, fraudulent activities, and limit enhancements within established regulatory and procedural deadlines, utilizing expertise in card program. Identifies and supports ways to enhance member loyalty, expand member relationships, increase operational efficiencies, and balance risk for the credit union. Works in conjunction with the department to support Rogue's Vision, Mission, and Values.</div><div></div><div><b><br>
Essential Functions &amp; Responsibilities:</b></div><div>
65% Strong understanding of duties related to the cards area including but not limited to; all internal and external member inquiries related to the cards area which includes processing new card orders, returned cards, Co-Op Adjustments, investigating and processing card disputes, performing routine maintenance on existing cards, card issuance, card transaction research, troubleshoot reported card-related issues and fraud reporting. Maintains a general knowledge and understanding of key system operations, rules, regulations, and credit union policies and guidelines surrounding card processing to ensure processing limits, liabilities and timelines are adhered to.</div><div></div><div><br>
20% Provides exceptional internal member service experiences through various communication channels in a friendly and professional manner using Rogue&rsquo;s Service Promises to assist, educate, empower, and complete member requests. Provides unsurpassed external member service to resolve and complete member requests promptly and accurately. Reviews payment reports and communicates with management regarding trends and/or areas of concern.</div><div></div><div><br>
10% Actively cross-trains with teammates and sub-teams to expand knowledge and provide backup support as requested. Identifies opportunities for member and interdepartmental education, procedure refinement and process improvement opportunities. Routinely reviews processes and procedures and proactively completes and/or reports updates.</div><div></div><div><br>
5% Proactively performs other related duties as needed assigned.</div><div></div><div><b><br>
Knowledge and Skills:</b></div><div><b>
Experience:</b> One month to two years of similar or related experience or knowledge of credit, debit, ATM products and procedures preferred.</div><div></div><div><b><br>
Education:</b> A high school education or GED.</div><div></div><div><b><br>
Interpersonal Skills:</b> Work involves much personal contact with others inside and/or outside of the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.</div><div></div><div><b><br>
Other Skills:</b> Must be able to operate a 10-key calculator by touch. Must be computer proficient and ready to use PC spreadsheet software. Must have good productivity with the ability to manage the workload and meet deadlines. Must be thorough and have an eye for detail. Ability to work independently and as part of a team. Active listening skills, with deductive reasoning ability. Willingness to adapt to changing business needs and deadlines.</div><div></div><div><b><br>
Physical Requirements: </b>Some adjusting or moving objects up to 30 pounds in all directions. Must be able to remain in a stationary position, often standing or sitting for prolonged periods. Repeating motions that may include the wrists, hands and/or fingers while using computer. Communicating with others to exchange information. Perceiving the nature of sounds at normal speaking levels or without correction. Ability to receive detailed information through oral communication and make fine discernments in sound. Close and continuous visual acuity to perform activities such as: preparing and analyzing data and figures, transcribing, viewing a computer terminal and extensive reading.</div><div></div><div><b><br>
Work Environment:</b> Normal workday with occasional overtime. May include early morning, evening or weekend work. May include evening or early morning travel with overnight stays. Travel to all credit union regions may be required. Exposed to potentially hazardous conditions, i.e., robbery.</div><div></div><div><b><br>
Disclaimer:</b></div><div>
Job descriptions are not intended, and should not be construed to be exhaustive lists of all responsibilities, skills, efforts, or working conditions associated with a job. They are intended to be accurate reflections of those principal job elements essential for making fair pay decisions about jobs.</div><div></div><div><br>
Note: Rogue Credit Union is a drug free workplace and requires a drug screening test within 48 hours of employment offer.</div><div></div><div><br>
Rogue Credit Union is an Equal Opportunity Employer and makes employment decisions without regard to race, color, national origin, religion, sex, age, disability, veteran status, or any other protected class. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process, or are limited in the ability or unable to access or use this online application process and need an alternative method, please call (541) 622-7295.</div><div></div><div><b><br>
This Job Description is not a complete statement of all duties and responsibilities comprising the position.</b></div></div><p></p>

Cards Specialist I or II (DOE)

UNICORN MARKETING MANAGEMENT L.L.C - DUBAI

<p><b>Job Description:</b></p><p>We are looking for a target-driven and sales-oriented Credit Card Sales Executive to join our team. The ideal candidate should be confident, proactive, and capable of working in a high-pressure sales environment.</p><p><b>Key Responsibilities:</b></p><ul><li>Promote and sell credit cards to potential customers</li><li>Achieve assigned sales targets on a monthly basis</li><li>Build and maintain strong customer relationships</li><li>Ensure proper documentation and follow bank policies</li></ul><p><b>Requirements:</b></p><ul><li>Ability to achieve and exceed sales targets</li><li>Strong communication and interpersonal skills</li><li>Ability to handle work pressure and meet deadlines</li><li>Self-motivated and result-oriented mindset</li><li>Prior sales experience is an advantage</li><li>Freshers are welcome to apply</li></ul><p><b>Note:</b></p><p><b>This role is strictly for sales-oriented candidates. Applicants who are not comfortable with targets and pressure are advised not to apply.</b></p><p>Job Type: Full-time</p><p>Pay: From AED3,000.00 per month</p><p>Work Location: In person</p>

Credit Card Sales Executive

Information Technology Senior Management Forum

<div><div><p>Posted Date</p>
<p>4/13/2026</p>
</div><div><p>Description</p>
<div>Principal Data Analyst - Card<p>
At Capital One, data is at the center of everything we do. When we launched as a startup we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.</p><p>
As a Data Analyst at Capital One you will leverage analytic and technical skills to innovate, build, and maintain well-managed data solutions and capabilities to tackle business problems.</p><p>
On any given day you will be challenged on three types of work &ndash; Innovation, Business Intelligence and Data Management:</p><p><b>
Innovation</b></p><ul><li>
Use Open Source/Digital technologies to mine complex, voluminous, and different varieties of data sources and platforms</li><li>
Build well-managed data solutions, tools, and capabilities to enable self-service frameworks for data consumers</li><li>
Demonstrate ability to explore and quickly grasp new technologies to progress varied initiatives</li></ul><p><b>
Business Intelligence</b></p><ul><li>
Partner with the business to provide consultancy and translate the business needs to design and develop tools, techniques, metrics, and dashboards for insights and data visualization</li><li>
Drive analysis that provides meaningful insights on business strategies</li></ul><p><b>
Data Management</b></p><ul><li>
Drive an understanding and adherence to the principles of data quality management including metadata, lineage, and business definitions</li><li>
Work collaboratively with appropriate Tech teams to manage security mechanisms and data access governance</li><li>
Build and execute tools to monitor and report on data quality</li></ul><p><b>
Our ideal candidate will have:</b></p><ul><li>
Degree specialized in a Science, Technology, Engineering, Mathematics discipline</li><li>
Scripting experience in (Python, R, Spark, and SQL)</li><li>
Strong desire and experience with data in various forms (data warehouses/SQL, unstructured data, Databricks)</li><li>
Experience utilizing and developing within AWS services</li></ul><p>
Basic Qualifications</p><ul><li>
Currently has, or is in the process of obtaining a Bachelor&rsquo;s Degree in quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science or a related quantitative field) plus at least 5 years of experience performing data analytics, or currently has, or is in the process of obtaining a Master&rsquo;s Degree plus at least 3 years performing data analytics with an expectation that required degree will be obtained on or before the scheduled start date.</li><li>
 At least 3 years of experience working with at least one scripting language</li><li>
 At least 3 years of experience utilizing a business intelligence visualization tool</li><li>
 At least 3 years of experience in querying, analyzing and working with data languages and platforms</li></ul><p>
Preferred Qualifications:</p><ul><li>
Master&rsquo;s Degree in a Science, Technology, Engineering, Mathematics discipline</li><li>
At least 4 years of experience in Python, R, Spark, SQL or Databricks</li><li>
At least 4 years of experience working within process management and improvement methodologies &ndash; Agile, Lean, Six Sigma, etc.</li><li>
At least 2 years of experience utilizing and developing within AWS services</li><li>
At least 2 years of experience delivering Data Governance and Data Quality Management concepts and practices within the financial services industry</li></ul><p>
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.</p><p>
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.</p>
McLean, VA: $131,300 - $149,800 for Principal Data Analyst<br>
<p></p>
Richmond, VA: $119,400 - $136,200 for Principal Data Analyst<p></p><p><br>
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate&rsquo;s offer letter.</p>
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.<p>
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.</p>
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City&rsquo;s Fair Chance Act; Philadelphia&rsquo;s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.<p>
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.</p><p>
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com</p><p>
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.</p><p>
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).</p>
Principal Data Analyst - Card<p>
At Capital One, data is at the center of everything we do. When we launched as a startup we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.</p><p>
As a Data Analyst at Capital One you will leverage analytic and technical skills to innovate, build, and maintain well-managed data solutions and capabilities to tackle business problems.</p><p>
On any given day you will be challenged on three types of work &ndash; Innovation, Business Intelligence and Data Management:</p><p><b>
Innovation</b></p><ul><li>
Use Open Source/Digital technologies to mine complex, voluminous, and different varieties of data sources and platforms</li><li>
Build well-managed data solutions, tools, and capabilities to enable self-service frameworks for data consumers</li><li>
Demonstrate ability to explore and quickly grasp new technologies to progress varied initiatives</li></ul><p><b>
Business Intelligence</b></p><ul><li>
Partner with the business to provide consultancy and translate the business needs to design and develop tools, techniques, metrics, and dashboards for insights and data visualization</li><li>
Drive analysis that provides meaningful insights on business strategies</li></ul><p><b>
Data Management</b></p><ul><li>
Drive an understanding and adherence to the principles of data quality management including metadata, lineage, and business definitions</li><li>
Work collaboratively with appropriate Tech teams to manage security mechanisms and data access governance</li><li>
Build and execute tools to monitor and report on data quality</li></ul><p><b>
Our ideal candidate will have:</b></p><ul><li>
Degree specialized in a Science, Technology, Engineering, Mathematics discipline</li><li>
Scripting experience in (Python, R, Spark, and SQL)</li><li>
Strong desire and experience with data in various forms (data warehouses/SQL, unstructured data, Databricks)</li><li>
Experience utilizing and developing within AWS services</li></ul><p>
Basic Qualifications</p><ul><li>
Currently has, or is in the process of obtaining a Bachelor&rsquo;s Degree in quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science or a related quantitative field) plus at least 5 years of experience performing data analytics, or currently has, or is in the process of obtaining a Master&rsquo;s Degree plus at least 3 years performing data analytics with an expectation that required degree will be obtained on or before the scheduled start date.</li><li>
 At least 3 years of experience working with at least one scripting language</li><li>
 At least 3 years of experience utilizing a business intelligence visualization tool</li><li>
 At least 3 years of experience in querying, analyzing and working with data languages and platforms</li></ul><p>
Preferred Qualifications:</p><ul><li>
Master&rsquo;s Degree in a Science, Technology, Engineering, Mathematics discipline</li><li>
At least 4 years of experience in Python, R, Spark, SQL or Databricks</li><li>
At least 4 years of experience working within process management and improvement methodologies &ndash; Agile, Lean, Six Sigma, etc.</li><li>
At least 2 years of experience utilizing and developing within AWS services</li><li>
At least 2 years of experience delivering Data Governance and Data Quality Management concepts and practices within the financial services industry</li></ul><p>
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.</p><p>
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.</p>
McLean, VA: $131,300 - $149,800 for Principal Data Analyst<br>
<p></p>
Richmond, VA: $119,400 - $136,200 for Principal Data Analyst<p></p><p><br>
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate&rsquo;s offer letter.</p>
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.<p>
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.</p>
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City&rsquo;s Fair Chance Act; Philadelphia&rsquo;s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.<p>
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.</p><p>
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com</p><p>
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.</p><p>
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).</p></div>
</div><div><p>Salary</p><p>
131,300.00 - 149,800.00 Annual</p>
</div><div></div><div><div><p>Type</p><div><p>
Full-time</p></div></div></div></div>

Principal Data Analyst - Card

UBL - United Bank Limited

<div>
 <ul>
  <li>
   Develop application and behavioral scorecards using statistical techniques.
  </li>
  <li>
   Perform data analysis, variable engineering, and model building (Python/SAS/SQL).
  </li>
  <li>
   Validate and monitor model performance (KS, Gini, AUC) and recalibrate as needed.
  </li>
  <li>
   Deploy scorecards into production in collaboration with IT and business teams.
  </li>
  <li>
   Support credit policy, cut-off strategies and portfolio optimization.
  </li>
  <li>
   Ensure compliance with regulatory standards.
  </li>
  <li>
   Communicate insights to stakeholders and support audits/reviewsDevelop application and behavioral scorecards using statistical techniques.
  </li>
  <li>
   Perform data analysis, variable engineering, and model building (Python/SAS/SQL).
  </li>
  <li>
   Validate and monitor model performance (KS, Gini, AUC) and recalibrate as needed.
  </li>
  <li>
   Deploy scorecards into production in collaboration with IT and business teams.
  </li>
  <li>
   Support credit policy, cut-off strategies and portfolio optimization.
  </li>
  <li>
   Ensure compliance with regulatory standards.
  </li>
  <li>
   Communicate insights to stakeholders and support audits/reviews
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Requirements:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s/Master&rsquo;s in Actuarial Sciences, Statistics, Mathematics or related field.
  </li>
  <li>
   5+ years of experience in credit risk modeling/scorecard development.
  </li>
  <li>
   Strong analytical and statistical modeling skills.
  </li>
  <li>
   Proficiency in Python, SAS, SQL and SPSS.
  </li>
  <li>
   Knowledge of IFRS9 frameworks is a plus.
  </li>
 </ul>
 <p>
 </p>
</div>


Manager Credit Scorecard Development and Implementation

easypaisa digital bank

<div>
 <p>
  <strong>
   About easypaisa digital bank:
  </strong>
 </p>
 <p>
  easypaisa is Pakistan&rsquo;s first digital bank and has advanced Pakistan&rsquo;s digital finance landscape. Backed by our shareholders, Telenor Group-a leading telecom operator in Asia and the Nordics- and Ant Group-the force behind Alipay, the world&rsquo;s leading open internet platform, easypaisa deliver secure, convenient financial solutions to millions of Pakistanis.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Position Summary:
  </strong>
 </p>
 <p>
  As Assistant Director &ndash; Cards and Online Payments will play a pivotal role in shaping the future of card-based and digital payment experiences in Pakistan. Incumbent be responsible for the end-to-end development, management, and optimization of products across Debit Card Issuance, Card Acquiring, OEM based payments and the Online Payments Gateway.
 </p>
 <p>
  This role requires close collaboration with cross-functional teams including engineers, designers, compliance, business, and external partners like Visa, Mastercard, and payment gateways. You will lead product ideation, define roadmaps, oversee delivery, and ensure regulatory alignment with the State Bank of Pakistan and global schemes.
 </p>
 <p>
  Your responsibilities will include driving innovation in card and online payments, identifying market trends and user needs, ensuring high performance and availability of payment products, and delivering seamless and secure payment experiences. A strong grasp of emerging payment technologies, digital wallets, and transaction security is critical.
 </p>
 <p>
  We are looking for a self-starter with a deep understanding of card issuing and acquiring, payment gateway integration, and mobile payment ecosystems, who can thrive in a fast-paced, agile environment and is passionate about creating impactful financial products that scale.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Duties and Responsibilities:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ol>
  <li>
   Lead the development and execution of the product strategy for debit card issuance, card acquiring, and online payment solutions, including OEM Pay integrations (Apple Pay, Google Pay) and easypaisa&rsquo;s Online Payment Gateway.
  </li>
  <li>
   Gain deep insights into customer behavior, merchant needs, and industry trends to identify product gaps and generate innovative payment solutions that enhance user experience, drive adoption, and grow market share.=
  </li>
  <li>
   Drive the design, development, and go-to-market of card-based payment products, ensuring seamless issuance, activation, and usage across digital and physical acceptance points.
  </li>
  <li>
   Manage the end-to-end lifecycle of card and payment gateway products, from ideation, requirements gathering, and technical design, through to development, launch, and continuous enhancement.
  </li>
  <li>
   Collaborate with international schemes (Visa, Mastercard, UPI, Paypak) and OEM partners to integrate and maintain compatibility with global digital wallet standards and ensure tokenization security compliance.
  </li>
  <li>
   Work closely with internal stakeholders including Compliance, Risk, Finance, Legal, Operations, and Engineering to ensure regulatory alignment, risk mitigation, and smooth delivery.
  </li>
  <li>
   Champion the use of agile delivery methodologies, participating in sprint planning, backlog grooming, and reviews to ensure efficient and timely product delivery.
  </li>
  <li>
   Conduct detailed competitor analysis, user research, and data-driven assessments to define success metrics (KPIs), track performance, and optimize the customer journey for card and payment services.
  </li>
  <li>
   Collaborate with acquiring partners and merchants to expand acceptance infrastructure, and scale usage of NFC, and online payment channels.
  </li>
  <li>
   Define and manage product documentation including functional specs, user flows, scenario mapping, and tokenization workflows for OEM Pay use cases.
  </li>
  <li>
   Ensure strong post-launch support, including monitoring performance, addressing issues proactively, and driving improvements based on user feedback and analytics.
  </li>
  <li>
   Contribute to marketing and campaign planning to drive product awareness and adoption, ensuring messaging aligns with overall product vision.
  </li>
  <li>
   Promote a culture of innovation, performance, and accountability within the team while adhering to Easypaisa Digital Bank behaviors and values.
  </li>
  <li>
   Establish and maintain a robust framework for risk, compliance, and data protection, especially in areas of card tokenization, customer onboarding, and online transaction processing.
  </li>
 </ol>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Direct Reports:
  </strong>
 </p>
 <ul>
  <li>
   2 Direct reports
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Role Relationship
  </strong>
 </p>
 <p>
  <strong>
   Internal
  </strong>
 </p>
 <ul>
  <li>
   Finance/Strategy /Risk/Compliance
  </li>
  <li>
   Project Managers Technology/IT
  </li>
  <li>
   Branchless team
  </li>
  <li>
   Operations
  </li>
  <li>
   Business segments
  </li>
 </ul>
 <p>
  <strong>
   External
  </strong>
 </p>
 <ul>
  <li>
   Ant Financial
  </li>
  <li>
   SBP
  </li>
  <li>
   Vendors/solution providers
  </li>
  <li>
   Telcos
  </li>
  <li>
   1 Link
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Knowledge and Experience
  </strong>
 </p>
 <p>
  <strong>
   Education:
  </strong>
  Bachelors / Masters (Computer Science preferred)
 </p>
 <p>
  <strong>
   Experience:
  </strong>
  5+ yrs. of work experience
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Behavioral Skills &amp; Competencies:
  </strong>
 </p>
 <ul>
  <li>
   Solid demonstrable digital payment product management,
  </li>
  <li>
   Project management, and product development experience in Financial Services /banking sector.
  </li>
  <li>
   App based product experience will be added advantage.
  </li>
  <li>
   Excellent Analytical Skills
  </li>
 </ul>
</div>


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Foundation Debt Resolution 

<p><b>Debt Validation Sales Representative</b> Foundation Debt Resolution | Remote</p><p><b>About Us</b></p><p>Foundation Debt Resolution helps consumers take control of their financial future through debt validation, credit repair, and housing solutions. We're looking for experienced, driven sales professionals to join our growing remote team.</p><p><b>About the Role</b></p><p>We're hiring a Debt Validation Sales Representative who knows the debt industry inside and out. You'll work directly with clients over the phone, walking them through our debt validation services and closing deals. Compensation is hourly or commission, whichever is greater. You are required to work a designated scheduled shift &mdash; attendance and punctuality are non-negotiable.</p><p><b>What You Need</b></p><ul><li>Ability to read and interpret consumer credit reports, including tradelines, account statuses, balances, derogatory marks, and dispute factors</li><li>Prior experience working in the debt settlement industry &mdash; you must understand the debt lifecycle, negotiation processes, and consumer financial hardship situations</li><li>Strong computer skills with the ability to multitask across multiple applications while on calls</li><li>Fluency in Gmail, Google Sheets, and Google Docs &mdash; we operate entirely within Google Workspace and you'll be provided a full company Google Suite account</li><li>Reliable internet connection and a quiet, professional workspace</li><li>Strong verbal communication and sales closing ability</li></ul><p><b>What We Provide</b></p><ul><li>Full Google Workspace account (Gmail, Sheets, Docs, Drive)</li><li>CRM and dialer system access</li><li>Training materials and onboarding support</li><li>Hourly base pay or commission, whichever is greater</li><li>A results-driven team culture focused on growth</li></ul><p><b>Ideal Candidate</b></p><ul><li>Self-motivated and disciplined in a remote setting</li><li>Detail-oriented with the ability to manage high call volumes</li><li>Coachable, team-oriented, and open to feedback</li><li>Committed to working your assigned shift consistently</li></ul><p>If you've got the experience and the work ethic, we want to hear from you. Apply today with your resume and a brief summary of your debt settlement background.</p><p>Pay: $65,000.00 - $85,000.00 per year</p><p>Benefits:</p><ul><li>401(k)</li><li>Dental insurance</li><li>Health insurance</li><li>Paid time off</li></ul><p>Work Location: Remote</p>

Debt Settlement Specialist

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