credit manager

Marriott International

<div>Additional Information 
Job Number26067194 
Job CategoryFinance &amp; Accounting 
Location8333 King Saud Road, Riyadh, Saudi Arabia, Saudi Arabia, 12622 
ScheduleFull Time 
Located Remotely?N 
Position Type Management 
<div><div>JOB SUMMARY 
Assists in the day-to-day operations of accounts receivables, ensuring that invoices being sent out are correct and dispersed in a timely manner. Follows up on any delinquent accounts. Researches and decides upon credit authorization for incoming customers. 
CANDIDATE PROFILE 
Education and Experience
<ul><li>4-year bachelor's degree in Finance and Accounting or related major; no work experience required.</li></ul> 
CORE WORK ACTIVITIES 
Assisting in Managing Work, Projects, and Policies
<ul><li>Generates and provides accurate and timely results in the form of reports, presentations, etc.</li></ul>
<ul><li>Compiles, codes, categorizes, calculates, tabulates, audits, or verifies information or data.</li></ul>
<ul><li>Completes accounts receivable period end closing functions and procedures; credit and period end reporting.</li></ul>
<ul><li>Upholds the policies and procedures outlined in the credit policy.</li></ul>
<ul><li>Interacts with sales and catering staff for timely credit decisions on incoming customers.</li></ul> 
Demonstrating and Applying Accounting Knowledge to Credit Management Issues
<ul><li>Demonstrates knowledge of job-relevant issues, products, systems, and processes.</li></ul>
<ul><li>Uses computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.</li></ul>
<ul><li>Keeps up-to-date technically and applying new knowledge to your job.</li></ul>
<ul><li>Stays knowledgeable of accounts receivable system.</li></ul> 
Maintaining Finance and Accounting Goals
<ul><li>Submits reports in a timely manner, ensuring delivery deadlines.</li></ul>
<ul><li>Ensures profits and losses are documented accurately.</li></ul>
<ul><li>Achieves and exceeds goals including performance goals, budget goals, team goals, etc.</li></ul>
<ul><li>Develops specific goals and plans to prioritize, organize, and accomplish your work.</li></ul>
<ul><li>Monitors all taxes that apply, ensuring that taxes are current, collected and/or accrued.</li></ul>
<ul><li>Ensures property billings are sent error free and in a timely manner.</li></ul>
<ul><li>Monitors receivables for timely collections and follows up with appropriate collection correspondence.</li></ul> 
Additional Responsibilities
<ul><li>Provides information to supervisors and co-workers by telephone, in written form, e-mail, or in person.</li></ul>
<ul><li>Provide direction and assistance to other organizational units regarding accounting and budgeting policies and procedures, and efficient control and utilization of financial resources.</li></ul>
<ul><li>Analyzes information and evaluating results to choose the best solution and solve problems.</li></ul>
<ul><li>Informs and/or updating the executives, the peers and the subordinates on relevant information in a timely manner.</li></ul>
<ul><li>Maintains positive working relations with SSC, customers and department managers.</li></ul></div><div> 
</div>At Marriott International, we are dedicated to being an equal opportunity employer, welcoming all and providing access to opportunity. We actively foster an environment where the unique backgrounds of our associates are valued and celebrated. Our greatest strength lies in the rich blend of culture, talent, and experiences of our associates. We are committed to non-discrimination on any protected basis, including disability, veteran status, or other basis protected by applicable law.
Marriott Hotels strive to elevate the art of hospitality, innovating at every opportunity while keeping the comfort of the oh-so-familiar all around the globe. As a host with Marriott Hotels, you will help keep the promise of &ldquo;Wonderful Hospitality. Always.&rdquo; by delivering thoughtful, heartfelt, forward-thinking service that upholds and builds upon this living legacy. With the name that&rsquo;s synonymous with hospitality the world over, we are proud to welcome you to explore a career with Marriott Hotels. In joining Marriott Hotels, you join a portfolio of brands with Marriott International. Be where you can do your best work, begin your purpose, belong to an amazing global team, and become the best version of you. 
<div>
</div><div>JW Marriott is part of Marriott International's luxury portfolio and consists of more than 100 beautiful properties in gateway cities and distinctive resort locations around the world. JW believes our associates come first. Because if you&rsquo;re happy, our guests will be happy. JW Marriott associates are confident, innovative, genuine, intuitive, and carry on the legacy of the brand&rsquo;s namesake and company founder, J.Willard Marriott. Our hotels offer a work experience unlike any other, where you&rsquo;ll be part of a community and enjoy true camaraderie with a diverse group of co-workers. JW creates opportunities for training, development, recognition and most importantly, a place where you can pursue your passions in a luxury environment with a focus on holistic well-being. Treating guests exceptionally starts with the way we take care of our associates. That&rsquo;s The JW Treatment&trade;. In joining JW Marriott, you join a portfolio of brands with Marriott International. Be where you can do your best work, begin your purpose, belong to an amazing global team, and become the best version of you.</div></div></div>

Assistant Credit Manager

Malaa

<div><h3 class="jobSectionHeader">Description</h3><div> 
About CreditLine:</div><div>
CreditLine is an innovative micro-lending company dedicated to transforming access to credit by leveraging cutting-edge artificial intelligence (AI) and machine learning (ML). Our mission is to bridge the gap in financial inclusion by serving individuals employed in the private sector and others traditionally underserved by conventional banking institutions. At CreditLine, we believe every borrower is unique. Our AI-driven platform analyzes comprehensive behavioral data beyond traditional financial metrics, enabling us to deliver personalized credit solutions tailored specifically to each customer&rsquo;s financial circumstances and risk profile. This technology-driven approach allows us to assess risk more fairly and accurately, ensuring individuals receive the credit they deserve at terms aligned precisely with their needs. By combining advanced data science with a deep understanding of market gaps, CreditLine empowers people to unlock their financial potential, fostering greater economic opportunity and financial resilience for everyone.</div><div></div><div> 
Job Summary:</div><div>
The Credit Risk Manager owns CreditLine&rsquo;s credit risk process and strategy for consumer financing and serves as the company&rsquo;s subject-matter expert on retail credit risk. The role is responsible for reviewing credit applications from a credit risk perspective including repayment history, creditworthiness, and behavioral indicators leading and supporting the team of credit analysts to ensure consistent, high-quality decision-making, and representing CreditLine on credit risk matters in front of investors, creditors, regulators, and other third parties. The manager also prepares board- and executive-level reports covering portfolio performance, origination quality, and credit risk indicators to support sound decision-making across the organization.</div><div></div><h3 class="jobSectionHeader"> 
Roles and Responsibilities:</h3> 
<ul>
<li>
 Own the end-to-end credit risk process and strategy for CreditLine&rsquo;s consumer financing business, and act as the company&rsquo;s subject-matter expert on retail credit risk.</li>
<li>Design, implement, and continuously enhance credit risk policies, procedures, and limits governing the issuance, monitoring, and recovery of credit across consumer financing products.</li>
<li> Develop and maintain the credit risk appetite framework for the retail portfolio, including portfolio limits, concentration thresholds, exception protocols, and approval authority matrices.</li>
<li>Review credit applications from a credit risk perspective including repayment history, creditworthiness, debt burden, and behavioral indicators providing the final risk decision</li>
<li> Lead, coach, and support the team of credit analysts, setting standards for credit assessments, ensuring consistent application of credit policy, and developing the team&rsquo;s technical capabilities.</li>
<li> Represent CreditLine on credit risk matters in front of investors, creditors, rating agencies, regulators, auditors, and other third parties, providing clear and credible articulation of the company&rsquo;s credit risk posture.</li>
<li> Prepare board-level and executive-level reports covering portfolio performance, origination quality, vintage trends, delinquency and roll rates, concentration shifts, and early-warning indicators of credit deterioration.</li>
<li> Provide the credit risk department&rsquo;s scope, data, and inputs to the CFO to support the Expected Credit Loss (ECL) and IFRS 9 provisioning process owned by Finance.</li>
<li> Drive enhancements to the credit risk engine, scoring methodologies, and decisioning logic to maintain a best-practice consumer financing approach aligned with the retail customer base.</li>
<li>Collaborate with product, operations, technology, and collections teams to ensure credit strategies align with business goals and to streamline the end-to-end consumer credit decisioning process.</li>
<li> Lead initiatives to enhance the efficiency and automation of credit risk evaluation using advanced analytics, AI, and data-driven insights.</li>
<li> Ensure compliance with SAMA&rsquo;s Consumer Finance Regulations, Responsible Lending Principles, and other applicable credit-related guidelines and reporting requirements.</li>
<li> Foster a strong credit risk culture across the organization through training, awareness sessions, and ongoing engagement with business stakeholders.</li>
<li> Support different teams with the existing counter fraud and AML efforts.</li></ul> 
<h3 class="jobSectionHeader">
Skills, Knowledge and Expertise</h3> 
<ul>
<li>
Bachelor's degree in Finance, Economics, Business Administration, or a related field.</li>
<li> 7+ years of experience in credit risk management, consumer lending, fintech, banking, or financial services.</li>
<li> Strong analytical and problem-solving skills with the ability to interpret complex financial and behavioral data.</li></ul> 
<h3 class="jobSectionHeader">
About Malaa</h3><div>
Malaa is the leading wealth management tool in the Kingdom, addressing the gap in the financial products offerings and advancing cutting-edge technology adoption by offering data-driven financial products and services that empower individuals and organizations for better financial decisions. Established in November 2021, Malaa aims to be the go-to for financial decision-making, whether it&rsquo;s for saving, lending, or investing. Malaa is regulated by the Saudi Central Bank (SAMA) for Open Banking activities and the Capital Market Authority for Robo-advisory and asset management activities.</div><div></div><div> 
Malaa is spearheading Open Banking in the Kingdom as the first Open Banking company to officially launch its services for its users and the first company to offer behavioral risk profiling for its lending partners, leveraging Open Banking data with exceptional engineering and data science capabilities.</div><div>
 
For more information, visit: www.malaa.tech</div></div>

Credit Risk Manager

<div>Work Location:
Coral Gables, Florida, United States of America
Hours:
40
Pay Details:
$148,720 - $223,080 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Personal &amp; Commercial Banking
Job Description:
The Commercial Credit Manager is responsible for ensuring quality underwriting, compliance and credit monitoring within an assigned portfolio, supporting new business development while applying credit risk policy and adhering to TDBG risk appetite. This job manages the credit underwriting and credit administration functions within a Regional Market or Middle Market. The key accountabilities of this role are credit understanding and approval, people management, development and coaching of the credit analysts, and ensuring continued coaching in credit skills and capabilities development and career development for analysts. The Commercial Credit Manager manages a subset of credit analysts within a market, where teams are large enough to warrant the position. The Commercial Credit Manager works closely with the Credit Officer to ensure consistency with the TD Bank Groups Risk Appetite Principles, including establishing the Borrower Risk Ratings and Facility Risk Ratings for new and existing credit relationships.
Depth &amp; Scope:
<ul><li>Manages preliminary research on potential customers to determine alignment with TD Bank products/structure while also assisting in assessments of credit needs and alignment with TD Credit Risk Appetite
</li><li>Attends site visits as needed or as requested
</li><li>Manages Credit Analysts in creation of preliminary spreads, cash flow, BRR, and term sheet used and assets on the decision to move forward with potential clients; Has oversight of Officer Analysis, input BRR, FRR, Covenant &amp; ARD
</li><li>Ensures that all staff are knowledgeable of and operate within the applicable regulatory and compliance guidelines/policies &amp; procedures (including but not limited to: AML, Privacy, Firewalls, Systems &amp; Information Security, FCAC, etc) and ensures that all staff complete required compliance attestations/training within required timelines
</li><li>Manages all credit applications, ensuring they provide a high quality of risk assessment, credit structure analysis, due diligence, and credit presentation
</li><li>Ensures appropriate balance between customer risk and pricing
</li><li>Has joint signature approval on credits within delegated limits and makes recommendations on all others
</li><li>Ensures the overall portfolio is comprehensively monitored and controlled, adhering to and administered within approved guidelines and in line with established operating policies and procedures
</li><li>Interprets and applies TDs risk management strategy (both credit and operational)
</li><li>Implements and operates systems to identify and mitigate operational risk issues, including acting as the Units designated anti-money laundering officer
</li><li>Understands changing market conditions and remains knowledgeable of relevant industry issues
</li><li>Manages aspects of the customer relationship including, but not limited to, reviewing reports and delinquencies, sign off of covenant compliance forms and assists in developing strategy if failures occur, completing monthly monitoring
</li>Leads a team of Analysts in monitoring loan covenants, loan delinquencies, and the annual review and renewal of existing credit relationships 
<li>
</li></ul> 
Education &amp; Experience:
<ul><li>Undergraduate degree in Accounting or Finance
</li><li>MBA preferred
</li><li>10+ years experience in related field
</li><li>Demonstrates credit underwriting and administration skills.
</li><li>Proven ability to identify and mitigate risk.
</li><li>In-depth understanding of value-add credit structuring in a commercial banking environment.
</li><li>Excellent communication skills with proven understanding of business acumen.
</li><li>Demonstrates interpersonal skills.
</li><li>Customer focused.
</li><li>Demonstrated planning and organizational skills.
</li></ul>Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
<ul><li>Domestic Travel &ndash; Occasional
</li><li>International Travel &ndash; Never
</li><li>Performing sedentary work &ndash; Continuous
</li><li>Performing multiple tasks &ndash; Continuous
</li><li>Operating standard office equipment - Continuous
</li><li>Responding quickly to sounds &ndash; Occasional
</li><li>Sitting &ndash; Continuous
</li><li>Standing &ndash; Occasional
</li><li>Walking &ndash; Occasional
</li><li>Moving safely in confined spaces &ndash; Occasional
</li><li>Lifting/Carrying (under 25 lbs.) &ndash; Occasional
</li><li>Lifting/Carrying (over 25 lbs.) &ndash; Never
</li><li>Squatting &ndash; Occasional
</li><li>Bending &ndash; Occasional
</li><li>Kneeling &ndash; Never
</li><li>Crawling &ndash; Never
</li><li>Climbing &ndash; Never
</li><li>Reaching overhead &ndash; Never
</li><li>Reaching forward &ndash; Occasional
</li><li>Pushing &ndash; Never
</li><li>Pulling &ndash; Never
</li><li>Twisting &ndash; Never
</li><li>Concentrating for long periods of time &ndash; Continuous
</li><li>Applying common sense to deal with problems involving standardized situations &ndash; Continuous
</li><li>Reading, writing and comprehending instructions &ndash; Continuous
</li><li>Adding, subtracting, multiplying and dividing &ndash; Continuous
</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package 
 
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
 
We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
 
 
Colleague Development
If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. 
If you&rsquo;re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training &amp; Onboarding
 
We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
 
 
Interview Process
 
We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.</div>

Commercial Credit Mgr II - Regional Commercial Banking

The Home Depot

Position Purpose: Role Summary Sitting within the collections department, the Dispute Resolution Manager provides strategic leadership and operational oversight for the identification, investigation, and resolution of commercial invoice disputes, short payments, and customer deductions. This role acts as the critical bridge between collections and broader operations, focusing on accelerating cash flow by removing payment bottlenecks, minimizing uncollectible balances, and driving cross-functional root-cause analysis to prevent recurring billing issues. Key Responsibilities Dispute Governance &amp; Workflow: Establish and optimize standard operating procedures, deduction codes, and strict Service Level Agreements (SLAs) for identifying, routing, and resolving customer disputes. Cross-Functional Collaboration: Partner closely with Sales, Customer Service, Billing, Logistics, and Pricing teams to orchestrate rapid investigations into pricing errors, shipping discrepancies, or contract compliance issues. Root-Cause Analytics: Analyze dispute and deduction trends to identify systemic organizational issues. Deliver actionable data and recommendations to operational leaders to eliminate the root causes of recurring billing errors. Team Leadership &amp; Coaching: Manage, mentor, and audit a dedicated team of dispute analysts, ensuring efficient workload distribution and high-quality investigation practices. High-Value Escalations: Act as the ultimate escalation point for complex, high-dollar, or legally sensitive payment disputes, directly negotiating commercial settlements or structuring formal credit/debit adjustments. Performance Metrics &amp; Reporting: Define, track, and present key departmental metrics to executive leadership, including Days Disputes Outstanding (DDO), dispute aging brackets, root-cause distribution, and total dollar volume cleared. Direct Manager/Direct Reports: This Position typically reports to the Sr. Manager or Director, Pro Trade Credit This Position has 6 Direct Reports Travel Requirements: Typically requires overnight travel 5% to 20% of the time. Physical Requirements: Most of the time is spent sitting in a comfortable position and there is frequent opportunity to move about. On rare occasions, there may be a need to move or lift light articles. Working Conditions: Located in a comfortable indoor area. Any unpleasant conditions would be infrequent and not objectionable. Minimum Qualifications: Must be at least 18 years old Must be legally permitted to work in the United States Preferred Qualifications: Working knowledge of Microsoft Office Suite Demonstrated ability to collaborate and work effectively with cross-functional teams Ability to draw accurate conclusions from financial documentation Demonstrated project management skills Ability to negotiate, handle complaints, settle disputes, and resolve grievances with both internal and external customers Excellent written and verbal communication skills 3+ years&rsquo; experience in commercial trade credit management and/or supervisory capacity in credit servicing center and underwriting teams. Knowledge, Skills, Abilities and Competencies: An understanding and knowledge of the principles/disciplines of commercial underwriting and credit program administration. People and team management skills A strong grasp of credit and customer service/call center management skills. Able to manage/coordinate customer servicing levels. Understands how to structure and manage staffing, manage collections and effective receivables management relative to operational structure and servicing needs. Sound understanding of lien based lending and effective receivables management strategies. Ability to leverage data and analysis to craft a well-thought story and business case. Very strong communication skills to deliver business cases and gain support for process development and business strategies. Demonstrated decisiveness and sound decision-making skills. Able to think strategically about business problems and opportunities and to focus efforts on strategies that most closely support key company initiatives. Minimum Education: The knowledge, skills and abilities typically acquired through the completion of a bachelor's degree program or equivalent degree in a field of study related to the job. Preferred Education: The knowledge, skills and abilities typically acquired through the completion of a bachelor's degree program or equivalent degree in a field of study related to the job. Minimum Years of Work Experience: 6 Preferred Years of Work Experience: 6 Minimum Leadership Experience: 3 Preferred Leadership Experience: 3 Certifications: None Competencies: Decision Quality Collaborates Drives Engagement Ensures Accountability Plans and Aligns Communicates Effectively Customer Focus Develops Talent Drives Results Manages Conflict

Manager, Trade Credit Services - Collections

Morgans Originals

<div>Company Description 
Join a hotel that is a member of the Accor network, whose group brings together more than 45 brands, 5,500 hotels, 10,000 restaurants and lifestyle destinations. Here, we believe in you and what you bring to the table. There are many opportunities for development and advancement. Every gesture, every smile, every action, contributes to creating a positive and memorable impact for our customers, our colleagues and also for our planet. Together, we embody the vision of responsible hospitality.
Take the opportunity to become a Heartist&reg;, and let your heart guide you in this world where life beats faster. 
Job Description 
Responsibilities
Credit Assessment and Risk Management:<ul><li>Evaluate the creditworthiness of potential clients, including corporate clients, travel agents, and groups.</li><li>Review and approve credit applications, ensuring they meet the hotel&rsquo;s credit policy.</li><li>Analyze customer financial history and determine appropriate credit limits for each account.</li><li>Regularly monitor and assess accounts to identify and mitigate potential credit risks.</li></ul>
Accounts Receivable Management:<ul><li>Oversee the management of accounts receivable, ensuring that all invoices are sent promptly and payments are collected on time.</li><li>Follow up on outstanding accounts and overdue payments to ensure timely resolution.</li><li>Manage aging reports and work proactively to reduce overdue accounts and minimize bad debt.</li><li>Ensure that all payments are posted correctly and accurately in the hotel&rsquo;s financial systems.</li></ul>
Credit Policy Enforcement:<ul><li>Ensure that all credit policies are adhered to by guests, corporate clients, travel agencies, and other stakeholders.</li><li>Monitor and enforce the hotel&rsquo;s credit terms, ensuring that clients&rsquo; credit limits and payment terms are respected.</li><li>Approve or decline requests for extended credit or credit extensions in line with hotel policy.</li></ul>
Collections and Dispute Resolution:<ul><li>Lead and manage the collections process, working with customers to ensure timely and full payment.</li><li>Address and resolve disputes or issues related to billing, credit terms, and payment discrepancies.</li><li>Negotiate payment arrangements with clients who may be facing financial difficulties.</li><li>Work with the legal department or external collections agencies when necessary to recover overdue payments.</li></ul>
Reporting and Financial Analysis:<ul><li>Prepare and submit regular reports on accounts receivable, aging balances, collections progress, and credit risk to senior management.</li><li>Provide recommendations on improving cash flow, reducing overdue accounts, and optimizing the credit control process.</li></ul><ul><li> 
Assist in preparing financial statements by ensuring all receivables are accounted for and accurately reported.</li></ul>
Team Leadership and Supervision:<ul><li>Supervise and train the accounts receivable and credit team to ensure efficient operations.</li><li>Provide guidance on credit management best practices, improving team performance and reducing errors.</li><li>Foster a collaborative and effective working environment within the credit and finance departments.</li></ul>
Internal and External Coordination:<ul><li>Coordinate with sales, reservations, and front office departments to ensure accurate billing and timely payment processing.</li><li>Work closely with the finance department to ensure proper cash flow management and adherence to budgets.</li><li>Communicate effectively with clients, internal teams, and other stakeholders to address credit-related issues.</li></ul>
Compliance and Documentation:<ul><li>Ensure compliance with all applicable regulations, industry standards, and internal policies concerning credit management.</li><li>Maintain accurate records of all credit agreements, transactions, and payment history.</li><li>Ensure proper filing and documentation of all credit-related documents for auditing purposes.</li></ul>
Additional Responsibilities:<ul><li>Perform any other duties or responsibilities as assigned by management to support the effective operation of the department and the broader goals of the property.</li></ul> 
People &amp; Culture
Employee Relations<ul><li>Foster a positive and structured work environment which encourages the successful operation of the business, calling upon the necessary processes to deal with disciplinary, grievance and workforce change situations.</li><li>Work alongside with the People &amp; Culture leader to investigate, document and administer corrective action immediately and effectively to reach the mutual goals of the business and the Heartist.</li></ul>
Recruitment<ul><li>Hire new Heartists in conjunction with the People &amp; Culture Leader through INES.</li><li>Use the interview guides provided and Talent Meter to gain further information on any potential candidate.</li></ul>
Employee Engagement and Communications<ul><li>Strive to increase Heartist engagement by promoting a positive work environment where each Heartist is informed and proactive about the overall business goals. Ensure the consistent delivery of business and associate information with transparency so that each Heartist understands how they contribute to the company&rsquo;s success. This will include working on the Employee Engagement Survey (EES) and People &amp; Culture Audit. Ensure the EES Champions for the hotel/departmental action plans in order to increase Heartist engagement and improve EES scores year on year.</li><li>Represent the organization as an exemplary ambassador the Accor All Inclusive - Heartist Service Culture.</li><li>Labour Turnover to be closely monitored and proactive actions taken with regards to trends and suggestions to People &amp; Culture leader as well as Hotel Manager/General Manager.</li></ul> 
Learning &amp; Talent Development &amp; Performance Management<ul><li>Ensure bi-annual Talent Review process is conducted and associated documentation maintained to the required standard.</li><li>Facilitate the performance management cycle from probation reviews, annual performance reviews, development plans as well as on the job training.</li><li>Ensure Departments have adequate Departmental trainers, and these are well utilised.</li><li>For all supervisory positions have a transparent development programme in place in conjunction with the Talent &amp; Culture leader as well as Learning &amp; Development.</li><li>Development of direct reports to give them ongoing feedback and development.</li><li>Contributes to the morale and team spirit of the hotel by maintaining effective relationships with colleagues.</li><li>Performs additional duties as directed by supervisors.</li><li>Makes appropriate suggestions and recommendations to supervisors for the general improvement of the hotel.</li><li>Is fully conversant with all health and safety, fire and emergency procedures.</li><li>Maintains a high standard of personal hygiene, dress, uniform, and body language.</li><li>Is polite and professional in any situation where the image or regulation of the hotel is represented.</li><li>Attends meetings and training as required by supervisors.</li><li>Ensures that all activities are carried out honestly, ethically, and within the parameters of local Law.</li><li>Interacts with guests actively soliciting feedback.</li></ul>
Finance<ul><li>The activities and contribution of the role will impact the performance of the hotel.</li><li>Act on behalf of the business to work through complex situations and reduce risk, interpreting and implementing company policies and employment legislation as appropriate.</li><li>Exercise sound judgment and integrity at all times to ensure confidentiality of protected information.</li><li>Be fiscally competent in budgeting, forecasting including the commentary that goes with the documents/meetings.</li><li>Demonstrate full awareness of departmental budget/P&amp;L and work towards achieving it by minimizing expenses and maximizing room revenue.</li></ul> 
This role demands strategic thinking, strong leadership, and a focus on delivering exceptional guest experiences while maximizing revenue and profitability. 
Qualifications 
Abilities/Key Competencies/Skills
Alongside these key competencies, the incumbent of the role will be required to demonstrate the fundamentals of the company&rsquo;s Heartist service culture to be responsive, respectful and deliver a great experience. 
Leading Myself<ul><li>Positive Orientation</li><li>Operational Decision Making</li><li>Self-Development &amp; Management</li></ul>
Leading Others<ul><li>Developing an Empowered Team</li><li>Leading an Engaged and Diverse Team</li><li>Communication</li></ul> 
Leading the Business<ul><li>Advocating Guest Passion</li><li>Business Planning and Analysis</li><li>Business Improvement and Change</li></ul> 
Experience/Certificates/Education<ul><li>Experience: At least 3-5 years of experience in credit management, preferably within the hospitality industry.</li><li>Education: A degree in Finance, Accounting, Business Administration, or a related field. A certification in credit management or finance (e.g., Certified Credit Executive - CCE) is a plus.</li><li>Skills &amp; Attributes:</li></ul>
o Proficiency in accounting software and property management systems (e.g., Opera, SAP, or similar platforms).
o Strong Microsoft Excel skills for data analysis, reporting, and financial tracking.
o Strong ability to analyze financial data, assess credit risks, and make informed decisions.
o Strong negotiation skills to resolve payment issues, extend credit terms, or settle disputes.
o Ability to manage financial records and ensure accuracy in all credit-related activities.
o Ability to resolve issues related to billing, collections, and disputes effectively.
o Experience in supervising and guiding a team to meet departmental objectives. 
Additional Information 
Your team and working environment: 
In 1-2 sentences, introduce the team, property or office environment in a way that reflects the culture 
Note: Customization may be included for any specific local or legislative requirements, such as work permits 
Our commitment to Diversity &amp; Inclusion: 
We are an inclusive company and our ambition is to attract, recruit and promote diverse talent.</div>

Credit

MGP Ingredients

<div>MGP Ingredients is a leading supplier of premium distilled spirits and food ingredient solutions. Its Distilling Solutions segment provides bourbons, whiskeys, ryes, gins, and vodkas to craft and multinational brands. MGP's own Branded Spirts business is growing following the 2021 acquisition of Luxco, a top spirits producer, bottler, supplier, and importer as well as the 2023 acquisition of Penelope Bourbon, known for its wide range of uniquely blended expressions. Ingredient Solutions delivers nutritional, functional wheat- and pea-based ingredients aligned with consumer trends. The company operates in locations across the Midwestern U.S., and overseas in Northern Ireland and Mexico.
THE OPPORTUNITY:
The Treasury Accounting &amp; Operations Manager is responsible for supporting the company's day-to-day financial operations by managing cash positioning, overseeing customer credit, and maintaining accurate banking and account documentation. This role ensures financial integrity and operational continuity through timely month-end close reporting, cash conversion cycle analysis, and adherence to internal controls and company policy.
WHAT YOU WILL BE DOING:
Daily Cash Management
<ul><li>Manage daily cash operating needs for payments.
</li><li>Oversee funding for accounts payable and accounts receivable collection functions</li>
</ul>
Customer Credit Management
<ul><li>Oversee customer credit application process, review and authorization for establishing payment terms.</li>
<li>Collaborate with BU AR/AP specialists to optimize cash position</li>
</ul>
Month End Close &amp; Reporting
<ul><li>Prepare monthly treasury journal entries related to monthly close
</li><li>Prepare monthly balance sheet &amp; cash flow statements for review</li>
<li>Prepare monthly BU cash conversion cycle &amp; customer aging reports
</li></ul>Internal Controls &amp; Policy Adherence
<ul><li>Lead treasury SOX/internal control process &amp; documentation</li>
<li>Review contracts, vendor applications, and customer set-ups to validate terms are in-line with company policy</li>
</ul>
Banking Operations
<ul><li>Prepare and update bank account documentation, including, but not limited to, signatory records.
</li><li>Ensure compliance with banking requirements and serve as liaison with banks for transaction inquiries and issue resolution.
</li></ul>WHO WE ARE LOOKING FOR:
<ul><li>Bachelor of Science Degree in Accounting or Finance.</li>
<li>CPA required</li>
<li>1-3 years of accounting experience at &lsquo;Big 4&rsquo; or other well-regarded audit / accounting firm</li>
<li>Experience in financial statement preparation and internal controls</li>
<li>Basic understanding of cash management, banking operations, and financial principles.</li>
<li>Excellent problem-solving and analytical skills.</li>
<li>Excellent communication skills &ndash; both written and verbal.</li>
<li>Strong Excel spreadsheet and modeling skills.</li>
<li>Ability to work in fast-paced, high-energy environment.</li>
<li>Strong attention to detail and accuracy.
</li><li>MS Office Suite software products</li>
<li>SAP / EPICORE</li>
</ul>
If the above speaks to you, we&rsquo;re excited to learn more about you! At MGP, we know that our people are our greatest strength. With different perspectives and unique ways of thinking, our employees are as varied as our products. We believe that inclusivity strengthens the organization and champions a company culture that is evolving to reflect all of us. Culture results from our behaviors, our personal commitment, our curiosity, how we collaborate, and the ways we courageously share our perspectives and expect others to do the same. Each of us can make a difference by fostering thinking and actions that empower us to connect, belong and grow together. If you require a reasonable accommodation in the employee selection process, please direct your inquiries to Caitlin Zbikowski, Talent Manager @ c.zbikowski@mgpi.com.
Compensation is competitive and is commensurate with experience. MGP offers exceptional medical, dental, vision, short and long-term disability, life insurance, 401(k) Match and PTO.
All successful candidates for this position will be required to submit to a criminal background check and drug test.</div>

Treasury Accounting & Operations Manager (St. Louis, MO)

Ares Management

<div><h3 class="jobSectionHeader">Over the last 20 years, Ares&rsquo; success has been driven by our people and our culture. Today, our team is guided by our core values &ndash; Collaborative, Responsible, Entrepreneurial, Self-Aware, Trustworthy &ndash; and our purpose to be a catalyst for shared prosperity and a better future. Through our recruitment, career development and employee-focused programming, we are committed to fostering a welcoming and inclusive work environment where high-performance talent of diverse backgrounds, experiences, and perspectives can build careers within this exciting and growing industry.</h3>
Job Description
Ares is a leading participant in the global asset-based finance markets with approximately $48.7 billion of assets under management (&ldquo;AUM&rdquo;) invested across multiple, actively managed funds as of March 31, 2025. The Alt Credit Team today comprises over 80 investment professionals located primarily in three Ares offices: New York City, Atlanta, and London.
Ares&rsquo; Alt Credit platform employs strategies that are asset-focused, making investments backed by assets and contractual cash flows such as loans, leases and receivables. Alt Credit fills gaps in the capital markets between credit, private equity and real estate, investing across a spectrum of liquid and illiquid opportunities that include various specialty finance sectors, net leases, structured products, cash flow streams (e.g., royalties, licensing, management fees), and other asset types. Alt Credit has a broad range of sub-strategies designed to be client-focused and solutions-based with three main formats: pure play, customized and flagship funds.
Ares is currently seeking an Associate to add to our Alternative Credit Group in Atlanta or New York. The qualified candidate will have a credit investor&rsquo;s mindset and a successful track record of structuring and negotiating corporate credit and asset-oriented financing solutions.
The Associate will be directly involved in all facets of the investment analysis process including financial modeling, due diligence, industry research, legal documentation, and portfolio monitoring/management. He or she will interact directly with portfolio company management teams. Finance experience with exposure to asset finance, corporate and / or structure credit, and securitization is critical for success in this role.
Primary functions and responsibilities:<ul><li>
Financial Modeling &amp; Analysis: Thoroughly analyze and underwrite potential investments including reviews of historical financials, development of cashflow projection models and investment analyses. Apply various qualitative and quantitative methods, including data analysis and scenario analysis, to assess the relative risk and relative value of potential investments.</li><li>
Due Diligence: Support the deal team throughout the transaction due diligence and closing processes. Collect due diligence materials, utilize information and findings to adjust the underwriting of investments, and coordinate with third party diligence providers to facilitate the review and closing of transactions.</li><li>
Research: Support investment team by performing company-specific and industry research for each investment opportunity.</li><li>
Investment Recommendation: Assist in the development of Investment Committee memos and supporting analysis; ensure the quality, completeness and accuracy of the analysis that precedes investment recommendations as well as manage the overall delivery of associated materials required for decision making.</li><li>
Portfolio Management: Work with the asset management team to provide support to and oversight of certain investments in the portfolio</li><li>
Contribute to various Team projects to further strengthen or enhance our investment process.</li></ul>
Qualifications:<ul><li>
Superior academic achievement at a top tier undergraduate program is required.</li><li>
3+ years of finance experience with direct exposure to asset finance, corporate credit and structured products.</li><li>
Prior buyside experience or financial institutions group (FIG) / securitization / structured credit investment banking experience is strongly preferred.</li><li>
Sophisticated financial modeling and analytical capabilities.</li><li>
Self-motivated and driven; ability to work effectively in a collegial, fast moving, demanding, and dynamic environment.</li><li>
Strong verbal and written communication skills that demonstrate an ability to articulate a clear, concise analysis of investment risk and relative value.</li><li>
Evidence of intellectual curiosity, creative problem-solving skills, and adaptability.</li></ul>
Reporting Relationships
Partner, Credit
Compensation<div><div><div><div><div><div><div><div><div><div><div><div><div><div>
The anticipated base salary range for this position is listed below. Total compensation may also include a discretionary performance-based bonus. Note, the range takes into account a broad spectrum of qualifications, including, but not limited to, years of relevant work experience, education, and other relevant qualifications specific to the role.</div></div></div></div></div></div></div></div></div></div></div></div></div></div>
$130,000.00 - $175,000.00<div><div><div><div><div><div><div>
The firm also offers robust Benefits offerings. Ares U.S. Core Benefits include Comprehensive Medical/Rx, Dental and Vision plans; 401(k) program with company match; Flexible Savings Accounts (FSA); Healthcare Savings Accounts (HSA) with company contribution; Basic and Voluntary Life Insurance; Long-Term Disability (LTD) and Short-Term Disability (STD) insurance; Employee Assistance Program (EAP), and Commuter Benefits plan for parking and transit.
Ares offers a number of additional benefits including access to a world-class medical advisory team, a mental health app that includes coaching, therapy and psychiatry, a mindfulness and wellbeing app, financial wellness benefit that includes access to a financial advisor, new parent leave, reproductive and adoption assistance, emergency backup care, matching gift program, education sponsorship program, and much more.</div></div></div></div></div></div></div>
There is no set deadline to apply for this job opportunity. Applications will be accepted on an ongoing basis until the search is no longer active.</div>

Associate, Alternative Credit

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