credit or loans officer

Bharat Financing Broker EST

URGENTLY HIRING!!<ul><li>Sales Officers</li></ul>Century Financial Broker is actively seeking highly motivated individuals to join our team for the post of Sales Officers &amp; Senior Sales Officer to promote sales of Credit Cards of a leading Bank in UAE.The ideal candidate should possess a minimum of 1 - 3 years of experience in Direct Sales .&middot; Good communication skills, convincing power &amp; a passion for sales.&middot; Ability to work in a dynamic and fast paced environment, in a team as well as independently.&middot; Qualification - University Degree (Bachelors or Masters)- Senior Sales OfficerProactively identify new customers and create new business opportunities by approaching them thereby promoting &amp; selling Credit cards &amp; Loans.&middot; Providing detailed information on features, benefits and terms of the product.&middot; Candidates on dependent visa with sales experience also encouraged to apply.Benefits:&middot; Visa &amp; Medical Insurance will be provided.&middot; Fixed Salary + Monthly Incentives.Job Type: Full-timeSalary Range : AED 3,000.Job Types: Full-time, PermanentPay: From AED3,000.00 per month

Sales Officer - Credit Cards

Abu Dhabi Islamic Bank - Egypt

<div>
 
 
 
 Key Responsibilities
 
 
 
 <ul>
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 Execute consumer credit operations activities for the non-secured facilities.
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 Review all the received documents with the conditions stated in the credit approval.
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 Follow disbursement steps through the bank&rsquo;s system and specifying the right payment method.
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 Register and report all the data related to credit limits, loans and guarantees.
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 Execute of the issuance of buyout drafts to the other banks in addition to the required deals&rsquo; reversal on the system for any revised approval cases.
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 Execute buyouts through:
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 Place hold for buyout incremental amounts to customers&rsquo; accounts as per identified policy.
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 Execute the issuance of buyout drafts to other Banks in addition to the required deals&rsquo; reversal on the system for any revised approval cases.
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 Register the movement of checks, including issuing and archiving and follow up the buyout checks status with the clearing center.
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 Execute activities related to Auto Loans:
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 Prepare daily and monthly drafts for vendors, sales commissions and VAT commissions.
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 Prepare approved auto sales schemes&rsquo; commissions.
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 Update auto portfolio by all related data to insurance and car details.
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 Support legal, audit and collection of consumer risk functions by providing the required documents in order to save the bank&rsquo;s rights.
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 Reply within SLA to the inquiries of branches, sales coordinators and risk and ensure that replies are sent on time.
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 Prepare required reports regarding the following and ensure their submission within the set time frames.;
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 All the data related to credit limits, loans and guarantees.
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 Prepare ID forms to be send to CBE in accordance to identified regulations.
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 Archive all documents after execution such as; booking, maintenance, insurance and customer requests documents as well as the approved files.
 </li>
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 Execute UAT testing and review the results to ensure correct implementation.
 </li>
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 Investigate to solve received complaints in cooperation with Consumer Rights Protection &ndash; Compliance &amp; Governance &ndash; in accordance with the policies and procedures and identified SLA.
 </li>
 </ul>
 
 And any other assigned Tasks.
 
 
 
 
 
 
 
 Minimum Qualifications
 
 
 
 <ul>
 <li>
 Bachelor degree
 </li>
 </ul>
 
 
 
 
 
 
 Minimum Experience:
 
 
 
 <ul>
 <li>
 2+ years of relevant banking experience
 </li>
 </ul>
 
 
 
 
 
 
 Job-Specific Knowledge &amp; Skills:
 
 
 
 <ul>
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 Preferred previous internship experience/ university activities.
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 <li>
 Very good command of MS Word &amp; MS Excel.
 </li>
 </ul>
 
 
 
 
 
 
 Personal Skills
 
 
 
 <ul>
 <li>
 Self-motivation.
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 Communication.
 </li>
 </ul>
</div>

Credit Processing Officer (Centralized Operations Dept.)

Century Bank Brokers

Job Summary:As a Credit Card and Loan Sales Agent, you will be responsible for promoting and selling credit cards and personal loans to potential customers. Your role involves direct sales, whether through retail outlets, phone calls, or fieldwork, to drive credit card and loans acquisition. You will engage with customers, explain product benefits, and help them choose the best options suited to their needs. Achieving sales targets, maintaining excellent customer service, and building long-term customer relationships are key components of this position.Key Responsibilities:<ul><li>Identify and approach potential customers.</li><li>Explain product features.</li><li>Achieve sales targets.</li><li>Customer acquisition.</li><li>Maintain customer relationships.</li><li>Stay updated on product knowledge.</li><li>Ensure compliance.</li></ul>Requirements:<ul><li>Education: High school diploma or equivalent (Bachelor's degree preferred).</li><li>Experience:</li><li>Prior experience in sales, particularly financial products or retail, is preferred.</li><li>Knowledge of credit card products and services is a plus.</li><li>Skills:</li><li>Strong communication and interpersonal skills.</li><li>Persuasive and confident with an ability to close sales.</li><li>Customer-service oriented with problem-solving capabilities.</li><li>Self-motivated, target-driven, and able to work independently.</li><li>Other Requirements:</li><li>Ability to work flexible hours, including weekends if necessary.</li><li>Knowledge of CRM systems or sales software is an advantage.</li><li>Willingness to travel locally for client meetings (if required).</li></ul>Benefits:<ul><li>Competitive salary plus commission/bonus based on performance.</li><li>Opportunities for career advancement and professional development.</li><li>Health insurance and other company benefits (if applicable).</li><li>Sales training and continuous product education provided.</li></ul>Job Type: Full-timePay: AED3,000.00 - AED5,000.00 per month

Relationship Officer: Credit Card Sales

Job Summary:As a Credit Card Sales Agent, you will be responsible for promoting and selling credit cards to potential customers. Your role involves direct sales, whether through retail outlets, phone calls, or fieldwork, to drive credit card acquisition. You will engage with customers, explain product benefits, and help them choose the best credit card options suited to their needs. Achieving sales targets, maintaining excellent customer service, and building long-term customer relationships are key components of this position.Key Responsibilities:<ul><li>Identify and approach potential customers: Engage with customers in person, via phone, or through digital platforms to promote credit card products.</li><li>Explain product features: Clearly communicate the benefits, features, and terms of credit card products, ensuring customers understand the application process, eligibility, and fees.</li><li>Achieve sales targets: Meet or exceed monthly and quarterly sales quotas as set by the sales manager or organization.</li><li>Customer acquisition: Guide customers through the application process, assist with document collection, and ensure smooth onboarding.</li><li>Maintain customer relationships: Offer post-sale support, answer customer inquiries, and provide solutions to ensure a positive experience.</li><li>Stay updated on product knowledge: Keep up-to-date with the latest credit card products, terms, promotions, and competitors to provide the best service.</li><li>Cross-sell products: Where applicable, recommend other financial products (e.g., loans, savings accounts) based on customer needs.</li><li>Ensure compliance: Adhere to all relevant regulations and policies regarding the sales of credit card products, including privacy and confidentiality.</li></ul>Requirements:<ul><li>Education: High school diploma or equivalent (Bachelor's degree preferred).</li><li>Experience:</li><li>Prior experience in sales, particularly financial products or retail, is preferred.</li><li>Knowledge of credit card products and services is a plus.</li><li>Skills:</li><li>Strong communication and interpersonal skills.</li><li>Persuasive and confident with an ability to close sales.</li><li>Customer-service oriented with problem-solving capabilities.</li><li>Self-motivated, target-driven, and able to work independently.</li><li>Other Requirements:</li><li>Ability to work flexible hours, including weekends if necessary.</li><li>Knowledge of CRM systems or sales software is an advantage.</li><li>Willingness to travel locally for client meetings (if required).</li></ul>Benefits:<ul><li>Competitive salary plus commission/bonus based on performance.</li><li>Opportunities for career advancement and professional development.</li><li>Health insurance and other company benefits (if applicable).</li><li>Sales training and continuous product education provided.</li></ul>Job Type: Full-timePay: AED3,000.00 - AED6,000.00 per month

Relationship Officer: Credit Card and Personal Loans

Best Choice Recruitment Consultancy

The Senior Officer, Credit Risk, is responsible for assessing, monitoring, and managing credit risk exposure across the entity's activities. This includes analysing credit risk associated with lending, investments, and counter parties while ensuring adherence to the company's risk management framework. The role involves providing recommendations to mitigate credit risks, enhance portfolio quality, and support the organization&rsquo;s strategic objectives:<ul><li>Analyse and assess credit risk for lending operations, investment portfolios, and counterparties.</li><li>Conduct due diligence on credit proposals and prepare detailed risk evaluation reports.</li><li>Recommend appropriate credit risk mitigation strategies and limits based on thorough analysis.</li><li>Monitor the creditworthiness of borrowers, issuers, and counter parties on an ongoing basis.</li><li>Develop and maintain credit risk monitoring tools and systems to identify potential risks proactively.</li><li>Prepare periodic reports on credit risk exposure, trends, and compliance with established limits for senior management and relevant committees</li><li>Assist in developing and updating credit risk policies, guidelines, and procedures in line with best practices and regulatory requirements.</li><li>Ensure that the credit risk framework aligns with the entity's strategic goals and risk appetite.</li><li>Collaborate with internal departments, including investments, treasury, and legal, to address credit risk concerns and implement risk management strategies.</li><li>Provide expert advice on credit risk matters during the development of new financial products or initiatives.</li><li>Utilize quantitative and qualitative models to assess credit risk and stress-test the portfolio under various scenarios.</li></ul><ul><li>Minimum of 7 years of experience in market risk management, preferably in a financial institution or international organization</li><li>Bachelor&rsquo;s degree in Finance, Economics, Business Administration, or a related field</li></ul>Job Type: Full-timePay: AED20,000.00 - AED25,000.00 per monthEducation:<ul><li>Bachelor's (Preferred)</li></ul>Experience:<ul><li>Senior risk credit officer : 7 years (Preferred)</li><li>python coding : 7 years (Preferred)</li><li>generating policies : 7 years (Preferred)</li><li>financial sector : 7 years (Preferred)</li><li>banking sector : 7 years (Preferred)</li></ul>Language:<ul><li>English (Preferred)</li><li>Arabic (Preferred)</li></ul>

Senior Officer - Credit Risk

Bespoke Smart financial services

Position: Relationship Officer &ndash; Credit Card Sales Location: DubaiWe are seeking a dynamic and self-motivated Relationship Officer to join our growing team in Dubai. This role focuses on promoting and selling credit card products, building strong customer relationships, and delivering exceptional service while consistently achieving sales targets.Key Responsibilities<ul><li>Proactively promote and sell credit card products to prospective customers through direct sales channels.</li><li>Assess customer needs and recommend suitable credit card solutions.</li><li>Consistently achieve or exceed monthly and quarterly sales targets.</li><li>Ensure full compliance with bank policies, procedures, and regulatory guidelines.</li><li>Deliver excellent after-sales service to maximize customer satisfaction and loyalty.</li><li>Coordinate with internal teams to ensure smooth processing of applications and prompt resolution of customer queries.</li></ul>Qualifications &amp; Skills<ul><li>Strong communication, negotiation, and interpersonal skills.</li><li>Target-driven with a passion for sales and customer engagement.</li><li>Ability to work independently and as part of a team in a fast-paced environment.</li><li>Fluency in English; knowledge of additional languages is a plus.</li></ul>Job Types: Full-time, Permanent, FresherPay: From AED3,000.00 per month

Relationship Officer – Credit Card Sales role in Dubai

AL ZAABI GROUP

Job Purpose: Responsible for managing and following up on outstanding customer payments, ensuring timely collections, maintaining healthy accounts receivable, and supporting the finance and sales teams in minimizing overdue balances.Key Responsibilities:<ul><li>Follow up with clients for pending payments as per agreed credit terms.</li><li>Maintain records of customer accounts, invoices, and collections.</li><li>Coordinate with the sales and accounts team regarding overdue accounts.</li><li>Prepare regular collection reports and ageing analysis for management.</li><li>Resolve billing disputes and discrepancies with customers.</li><li>Build and maintain professional relationships with clients while ensuring timely recovery.</li><li>Escalate critical overdue accounts to management for necessary action.</li><li>Visit clients when required to follow up on payments.</li></ul>Requirements:<ul><li>Minimum 2&ndash;4 years of experience as a Collection Officer, preferably in building materials/trading industry. Arabic Speaker </li><li>Strong knowledge of credit control and collection procedures.</li><li>Proficiency in MS Office (Excel, Word) and accounting/ERP systems.</li><li>Good communication, negotiation, and interpersonal skills.</li><li>Ability to work under pressure and meet deadlines.</li><li>UAE driving license preferred.</li></ul>Education:<ul><li>Bachelor&rsquo;s degree in Accounting, Finance, Business Administration, or related field.</li></ul>Job Type: Full-timePay: AED4,000.00 - AED7,000.00 per month

Credit and Collection Officer

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