credit or loans officer

First Solution Management Services

Job description:Sales Executive &ndash; Credit Cards | Personal Loans | Auto LoansLocation: Dubai, UAE Salary: AED 4,000 &ndash; AED 6,000 per month (plus performance incentives) Employment Type: Permanent | Full-timeJob Summary:The Sales Officer is responsible for promoting and selling the bank&rsquo;s range of financial products and services to existing and potential customers. The role focuses on achieving sales targets, developing client relationships, and ensuring customer satisfaction while adhering to banking regulations and company policies.Key Responsibilities:1. Sales and Business Development&middot; Promote and sell banking products such as savings and current accounts, fixed deposits, loans (personal, auto, home), credit cards, insurance, and investment products.&middot; Identify and approach potential customers through field visits, referrals, cold calls, and networking.&middot; Meet or exceed assigned monthly and quarterly sales targets.&middot; Conduct market research to identify new sales opportunities and customer needs.2. Customer Relationship Management&middot; Build and maintain long-term relationships with customers to encourage repeat business.&middot; Provide personalized banking advice and solutions based on customer financial needs.&middot; Ensure high levels of customer satisfaction through professional and responsive serviceKey Skills and Competencies:&middot; Strong sales and negotiation skills&middot; Excellent communication and interpersonal abilities&middot; Customer service orientation&middot; Goal-driven and self-motivated&middot; Good understanding of banking products, financial markets, and customer needs&middot; Basic computer literacy (MS Office, CRM tools)Key Performance Indicators (KPIs):&middot; Achievement of monthly and quarterly sales targets&middot; Number of new accounts or loans sourced&middot; Customer satisfaction and retention rate&middot; Quality and compliance of applications submittedQualifications and Experience:&middot; Bachelor&rsquo;s degree in Business Administration, Finance, Marketing, or a related field&middot; 1&ndash;3 years of experience in sales (preferably in banking, insurance, or financial services)&middot; Knowledge of local market trends and customer behaviorJob Type: PermanentPay: AED4,000.00 - AED6,000.00 per month

Sales Executive – Credit Cards | Personal Loans | Auto Loans

Richard Lloyd

Credit Officer - Technology Company Background Our client is a leader in innovative banking technology. They have a diverse business which has import, design, software and logistical elements to it. You will get great exposure across the business units and stakeholders. They have enjoyed over 30 years of success, and the recent pandemic challenges have not slowed them down! The finance team has personable, empathetic managers who will leave you to work autonomously but also be there for advice. The Role This Accounts Officer role reports to a Finance Manager and would be responsible for: <ul> <li>Contract & Process Alignment - Ensure internal systems and procedures match contractual terms; review and reconcile agreements, rebates, and direct debits for accuracy.</li> <li>Collections & Credit Control - Manage the collection and allocation of payments, maintain an accurate credit diary, and follow up consistently on outstanding balances.</li> <li>Account Reconciliation - Regularly review and balance accounts, resolving discrepancies related to payments, deductions, and rebates through close coordination with internal teams.</li> <li>Debtor Reporting - Prepare aged debtor reports, monitor DSO performance, present debt status at monthly reviews, and recommend actions for overdue or doubtful accounts.</li> <li>Customer Service - Act as the primary contact for billing, rebate, and payment enquiries; maintain clear records of interactions and provide timely, professional responses.</li> </ul> Your Background To be considered for this role, the MUST haves are: <ul> <li>2 years' experience minimum as a Credit Officer or AR Clerk (must have).</li> <li>Great English communication skills & a team player who is happy to help out to support their colleagues.</li> <li>Full working rights to work permanently in Australia.</li> </ul> It's desirable that you also have a relevant tertiary qualification. If you are keen to apply for this AR / Credit Officer role, please contact Adele at Richard Lloyd on , quoting reference 9617 or click on 'apply now' below.

Credit Officer

Confidential Company

Sales Strategy & Business DevelopmentIntroduce innovative sales models to expand market penetration. Monitor competitor activities and adjust strategies to maintain a competitive edge. Develop and implement monthly, quarterly, and annual sales plans for CC & PL. Set sales targets for the team and monitor progress against KPIs. Identify potential customer segments and explore new business opportunities. Collaborate with marketing to design campaigns that generate qualified leads. Conduct competitor analysis and recommend strategies for market positioning.Team Leadership & Management Manage the existing team and recruit, train, and develop a high-performing sales team (targeted team strength to be 300+ employees) Lead, mentor, and motivate a large sales force including regional/area managers, team leaders, and frontline sales executives. Design and implement training programs to enhance product knowledge, selling skills, and compliance awareness. Build a strong performance-driven culture with clear KPIs and incentive structures. Manage succession planning and reduce sales staff attrition through engagement and career development.Customer Acquisition & Relationship Management Drive lead generation activities including branch walk-ins, digital channels, referrals, and partnerships.Oversee the sales process from prospecting to loan disbursement. Maintain relationships with high-value customers and institutional partners. Ensure prompt resolution of customer queries and complaints.Portfolio & Credit Quality Management Ensure all applications meet company credit policies and regulatory requirements. Review all files for accuracy and completeness before submission to credit teams. Maintain acceptable portfolio quality by implementing proactive risk controls. Track and report product disbursement volumes vs. target achievement.Compliance & GovernanceEnsure 100% compliance with internal policies, audit requirements, and central bank regulations.Train the sales team on KYC, and responsible lending practices. Maintain accurate documentation and timely submission of MIS reports. Implement ethical selling practices with no misrepresentation of loan terms.Reporting & Performance Tracking Prepare and submit daily, weekly, and monthly sales performance reports. Track productivity per sales officer, conversion ratios, and lead-to-loan cycles. Present sales performance and portfolio health updates to senior management. Recommend process improvements and new initiatives for efficiency.<h2></h2><h2>Key Performance Indicators (KPIs)</h2>Achievement of overall sales targets (disbursement volumes & card issuance). Market share growth in personal loans and credit cards. Portfolio quality (delinquency levels, NPA ratios). Sales productivity per employee / per channel. Customer satisfaction and complaint resolution metrics. Compliance audit scores and zero tolerance on mis-selling.Strategic sales planning & execution Leadership & team development Customer & market orientation Risk awareness & compliance discipline Strong communication & influencing skills Data-driven decision making

Head Of Sales- Credit card & Personal Loan

Andrews Meat

Select how often (in days) to receive an alert: Credit Officer Plant/Site: D.R. JohnstonDate Posted: 31 Oct 2025About the Role: Join JBS Australia's D.R. Johnston team as a Credit Officer, where you'll play a key role in managing a high-volume credit control environment. This position is critical to ensuring compliance, mitigating risk, and driving continuous improvement across our credit operations.Key Responsibilities:<ul><li>Administer and enforce Group Credit Control policies across teams and departments.</li><li>Analyse and manage the DRJ credit portfolio to ensure optimal performance.</li><li>Conduct regular reviews of customer account terms, credit limits, and payment securities.</li><li>Initiate legal action, collection processes, and manage doubtful debts.</li><li>Identify and resolve root cause issues impacting credit performance.</li><li>Drive reduction in debtor days through proactive strategies.</li><li>Perform external credit checks using preferred reporting agencies.</li></ul>Preferred Qualifications & Skills:<ul><li>Proven experience in Accounts Receivable and credit assessment.</li><li>Strong collaboration skills, with the ability to support remote teams.</li><li>Excellent written and verbal communication abilities.</li><li>Analytical mindset with sound decision-making and problem-solving skills.</li><li>Exceptional time management and organisational capabilities.</li><li>SAP experience is highly desirable.</li></ul>What's on Offer:<ul><li>Be part of Australia's largest meat manufacturer and producer.</li><li>Enjoy staff discounts on a wide range of meat products.</li><li>Access performance-based bonuses.</li></ul>Ready to Apply? Submit your application via: Location: JBS Australia - D.R. Johnston, Melbourne Contact: Sar Gulati

COMMUNIK MARKETING MANAGMENT EST

Walk-In Interview &ndash; Relationship Officer (Credit Card Sales)Date: 11th November 2025 - 15th November 2025Time: 11:00 AM &ndash; 1:00 PMVenue: Communik Marketing Management Est. &ndash; Main Branch M-13, ACICO Business Park, Shaikh Rashid Road, Port Saeed, Dubai (Nearest Metro: Deira City Centre Metro Station)Location Link: https://lnkd.in/dQSXBFnVPosition: Relationship Officer &ndash; Credit Card SalesRequirements:Excellent communication &amp; sales skillsPrior experience in credit card or banking sales preferredSelf-motivated and target-orientedVisa will be providedSalary: Performance-based (AED 2,500 &ndash; 5,000)Join us and grow with a dynamic sales team!Job Type: Full-timePay: AED2,500.00 - AED3,000.00 per month

Walk-In Interview – Relationship Officer (Credit Card Sales)

Mohammad Mansour Al Rumaih Company for Trading

<div>
 
 
 Job Scope
 
 
 
 The Credit Officer is accountable for managing payments on receivables and following up on outstanding debts and/or deferred payments from clients. S/He maintains continuous communication with clients, negotiate payment methods and attempts to collect timely payments mitigating company losses.
 
 
 
 
 
 
 
 
 
 Main Duties and Responsibilities :
 
 
 <ul>
 <li>
 Research accounts and contact respective clients to agree on suitable payment plans and develop collection schedules and methods;
 </li>
 <li>
 Follow up with clients to collect receivables as per communicated deadlines and ensure payments are processed on time;
 </li>
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 Monitor accounts to identify overdue payments and debts, investigate historical data and institute legal actions, when necessary, in coordination with the direct manager;
 </li>
 <li>
 Maintain and update account status and client&rsquo;s database while keeping track of all activities and payment records;
 </li>
 <li>
 Establish and maintain strong business relationships with clients, respond to queries and cascade complaints as and when necessary;
 </li>
 <li>
 Issue periodic statements and report on collection and accounts receivable status to concerned.
 </li>
 </ul>
</div>

Citi

<div>
 Whether you&rsquo;re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you&rsquo;ll have the opportunity to expand your skills and make a difference at one of the world&rsquo;s most global banks. We&rsquo;re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You&rsquo;ll also have the chance to give back and make a positive impact where we live and work through volunteerism.
 
 
 Underwriting (UW) is an integral part of the Institutional Credit Management (&ldquo;ICM&rdquo;) organization. UW's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Corporate Banking and Risk shared commitment to ensuring the safety and soundness of wholesale lending across Citi.
 
 
 Underwriting Analysist and Associates are responsible for a portfolio of Corporate Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Initial Credit Approvals, Transaction Approvals, Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Portfolio &amp; Industry Reviews and Stress Testing.
 
 
 
 In this role, you&rsquo;re expected to
 
 
 :
 
 
 
 <ul>
 <li>
 Assess the credit and financial strength of Citi&rsquo;s Most Complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
 </li>
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 Complete Credit Analysis write-ups while assigning internal credit risk ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge.
 </li>
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 Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriters, Risk and Banking partners.
 </li>
 <li>
 Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
 
 
 </li>
 </ul>
 
 As a successful candidate, you&rsquo;d ideally have the following skills and exposure:
 
 
 
 <ul>
 <li>
 3-6 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
 </li>
 <li>
 Strong proficiency in English (written and verbal). Knowledge of French / Arabic will be a plus.
 </li>
 <li>
 Strong analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues.
 </li>
 <li>
 Background on both Corporate and Financial Institutions&rsquo; risk analysis will be a plus.
 </li>
 <li>
 Advanced industry research capabilities, including risk and key drivers.
 </li>
 <li>
 Ability to identify potential risk issues that need escalation and escalates them promptly.
 
 
 </li>
 </ul>
 
 Education:
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s/University degree or equivalent experience
 
 
 </li>
 </ul>
 This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
 
 
 ------------------------------------------------------
 
 
 
 Job Family Group:
 
 
 
 Risk Management
 
 
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 Job Family:
 
 
 
 Credit Risk
 
 
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 Time Type:
 
 
 
 Full time
 
 
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 Most Relevant Skills
 
 
 
 Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
 
 
 ------------------------------------------------------
 
 
 
 Other Relevant Skills
 
 
 
 For complementary skills, please see above and/or contact the recruiter.
 
 
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 Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
 
 
 
 
 If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
 
 
 Accessibility at Citi.
 
 
 
 
 View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.
 
</div>

Underwriting Credit Risk Analyst – Officer

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