credit or loans officer

First Solution Management Services

Pay: 4,000.00 (AED) - 6,000.00 (AED) per monthJob description:Job description:Sales Executive &ndash; Credit Cards | Personal Loans.Location: Dubai, UAE Salary: AED 4,000 &ndash; AED 6,000 per month (plus performance incentives) Employment Type: Permanent | Full-timeThe Sales Executive is responsible for generating new business and achieving sales targets for Credit Cards, Personal Loans, and Auto Loans. This role involves prospecting, customer acquisition, relationship management, and providing financial solutions tailored to customer needs. The ideal candidate should have strong communication skills, a results-oriented mindset, and a solid understanding of retail banking products.Key Responsibilities1. Sales &amp; Business Development<ul><li>Identify and approach potential customers through cold calls, referrals, field visits, and networking.</li><li>Promote and sell Credit Cards, Personal Loans, and Auto Loans to customers.</li><li>Meet and exceed monthly sales targets and KPIs.</li><li>Generate leads and maintain a healthy sales pipeline.</li><li>Conduct product presentations and explain key features, benefits, and eligibility criteria.</li></ul>Key Skills &amp; Competencies<ul><li>&middot; Strong sales and negotiation skills</li><li>&middot; Excellent communication &amp; interpersonal abilities</li><li>&middot; Good knowledge of retail banking products (Credit Cards/PL/Auto Loans)</li><li>&middot; Ability to work under pressure and achieve targets</li><li>&middot; Customer-centric approach</li><li>&middot; Basic understanding of credit assessment and documentation processes</li><li>Excellent communication skills in English (other languages are an advantage).</li><li>Target-driven, professional, and customer-focused.</li></ul>Requirements<ul><li>Age: 20 to 35 years.</li><li>Experience: Prior experience in banking or financial product sales (UAE or home country) preferred.</li><li>Education: Bachelor&rsquo;s degree or equivalent.</li><li>Other:</li><li>UAE driving license and own vehicle are an advantage.</li><li>Clear credit history.</li><li>Experience in Auto Loan sales is preferable.</li></ul>Compensation and Benefits<ul><li>Competitive fixed salary with attractive incentive structure.</li><li>Training and development support.</li><li>Career growth opportunities within the UAE banking sector.</li><li>Multicultural and professional work environment.</li></ul>Job Type: PermanentExperience:<ul><li>Sales: 1 year (Preferred)</li></ul>Job Type: PermanentExpected Start Date: ASAPJob Type: PermanentPay: AED4,000.00 - AED6,000.00 per month

Sales Executive – Credit Cards | Personal Loans

Commercial Bank International

<div>
 
 
 Job Purpose:
 
 
 <ol>
 <li>
 To check / comply and obtain / advise the securities/documentation functions for Corporate Banking Group / Remedial Management Department.
 </li>
 <li>
 Liaison with Relationship Officers, Relationship Managers, Senior Relationship Managers, Associate Vice President, Senior Vice President for completion of credit and security documentation and for daily work around activities.
 </li>
 <li>
 Prepare and finalize draft Facility Agreement / Documents to be executed by the customers of Corporate Banking Group / Wholesale Banking / Remedial Department/ Corporate Finance and Financial Institution Group independently.
 </li>
 <li>
 Co-ordinate with the Mortgage Officer of the Bank for perfection of the Mortgage for real estate, plant and machinery, assignment of lease, registration of charge of immovable assets to protect the legal rights of the Bank in the event of default.
 </li>
 <li>
 Liaison with legal department to ensure all the non-standard documents are validated and seek legal opinion on any deviation from standard template of the Bank&rsquo;s documents format.
 </li>
 <li>
 Checking and scrutiny of syndication documents and processing the documentation in liaison with legal to ensure the documents are perfected as advised being CBI Bank being a security agent, facility agent and/ or participant agent Bank in syndication deal.
 </li>
 <li>
 Authorize Release of approved limits (jointly) for implementation in Core Banking System after perfection of documentation / securities, terms and conditions precedent.
 </li>
 <li>
 Monitoring and escalating all exceptions of the documents / deferrals to credit team / business units.
 </li>
 <li>
 Ensure no Breach of Service Level Agreements and Turn Around as per CAD SOP.
 </li>
 <li>
 Ensure all data input and scanning are captured in the Electronic Data Management System with 100% accuracy.
 </li>
 <li>
 Ensure scrutiny of documents are done as per the approval and any deviation or irregularities are reported to Team / Credit.
 </li>
 <li>
 Ensure no deviation from the credit policy of the Bank.
 </li>
 <li>
 To ensure the audit rating for the department is minimum &ldquo;Satisfactory&rdquo;
 </li>
 <li>
 File Management and Archiving old documents/not required documents.
 </li>
 </ol>
 
 
 
 
 Overall job purpose is to ensure documents and collaterals are obtained as per Approval. Ensure all the conditions precedent including internal condition is compiled prior to release of limits. Manage risk and work in efficient manner to execute and process all the transactions/ release of documents/limits for the corporate/business banking and recovery team with NIL errors and ensure that the Bank does not incur financial/operational loss due to non-perfection of documentation due to incorrect authorization of limits / pricing / collaterals / terms and conditions.
 
 
 
 
 
 
 Reports directly to:
 
 
 
 Assistant Manager &ndash; CAD Documentation
 
 
 
 
 
 
 Duties and Responsibilities:
 
 
 <ol>
 <li>
 Release of credit limits as per the approval received from Credit Risk Management after perfection of documents/collaterals.
 </li>
 <li>
 Ensure all collaterals and terms and conditions are captured in all documents / Facility Agreements as per the credit approval for utilization by the borrowers/customers and internal teams of the Bank
 </li>
 <li>
 Monitoring and Reporting of all exceptions e.g. expired documents, expired collaterals, defected documents and deferral documents for providing the renewed documents.
 </li>
 <li>
 Compliance of turn-around time in delivering services to Corporate/Business Banking/Recovery Team
 </li>
 <li>
 To ensure that the approval is within the delegation of the credit matrix and report any breach in delegation to the credit department.
 </li>
 <li>
 Authorize Release of credit limits, monitoring documents, reporting irregularities under EDMS system for all documents and follow up to resolve exceptions.
 </li>
 <li>
 Registration of EMCR with amendments
 </li>
 <li>
 Ensuring Audit Rating for the CAD is always &ldquo;Satisfactory&rdquo;/ Good or Excellent.
 </li>
 <li>
 Monitoring of Covenants an escalation of breach to credit team
 </li>
 <li>
 To ensure the delivery of services is of best in the Bank and implement the Service Level Agreements between CAD/Business Units.
 </li>
 <li>
 To ensure completion of the task below on daily basis for below activities:
 </li>
 </ol>
 
 -Release and authorization of limits (Working Capital Limits, Syndication, Real Estate, Commercial Loans) after perfection of documents.
 
 
 -Ensure no loss to the Bank due to incorrect pricing / service charges/fees
 
 
 -Daily follow-on documentation exception reports
 
 
 -Maintain the file archiving system
 
 
 -Data Input / Scanning of documents for all authorized releases at CIF level
 
 
 -File management for non-required documents to be sent for achieving
 
 
 -File cleanup for old records / not required records.
 
 
 -Update of the CBRB system for all the new customer and modification of existing customers
 
 
 
 
 
 
 Education Level Required:
 
 
 
 
 
 <ul>
 <li>
 Diploma in Banking / Bachelors in Commerce/Business / Accounting and Financial / Credit Risk Management
 </li>
 </ul>
 
 
 
 
 
 Professional / Technical Qualification / Diplomas:
 
 
 
 
 
 <ul>
 <li>
 Banking Diploma
 </li>
 </ul>
 
 
 
 
 
 Experience:
 
 
 
 
 
 <ul>
 <li>
 Qualified experience in a Commercial Bank with excellent knowledge of credit administration job and execution of process for corporate banking / business banking. Good knowledge about operational procedures, risk management, credit reporting and monitoring.
 </li>
 </ul>
 
 
 
 
 
 Specialist Skills Required for the Job:
 
 
 
 
 
 <ul>
 <li>
 Understanding of Credit process / Manuals
 </li>
 <li>
 Analytical and good product knowledge regarding the working capital limits, corporate loans, real estate loans
 </li>
 <li>
 Knowledge about UAE Central Bank&rsquo;s regulatory requirements
 </li>
 <li>
 Negotiation and convincing skills
 </li>
 <li>
 Adequate oral and written communication skills
 </li>
 </ul>
 
 
</div>

Credit Officer

Richard Lloyd

Credit Officer - Technology Company Background Our client is a leader in innovative banking technology. They have a diverse business which has import, design, software and logistical elements to it. You will get great exposure across the business units and stakeholders. They have enjoyed over 30 years of success, and the recent pandemic challenges have not slowed them down! The finance team has personable, empathetic managers who will leave you to work autonomously but also be there for advice. The Role This Accounts Officer role reports to a Finance Manager and would be responsible for: <ul> <li>Contract & Process Alignment - Ensure internal systems and procedures match contractual terms; review and reconcile agreements, rebates, and direct debits for accuracy.</li> <li>Collections & Credit Control - Manage the collection and allocation of payments, maintain an accurate credit diary, and follow up consistently on outstanding balances.</li> <li>Account Reconciliation - Regularly review and balance accounts, resolving discrepancies related to payments, deductions, and rebates through close coordination with internal teams.</li> <li>Debtor Reporting - Prepare aged debtor reports, monitor DSO performance, present debt status at monthly reviews, and recommend actions for overdue or doubtful accounts.</li> <li>Customer Service - Act as the primary contact for billing, rebate, and payment enquiries; maintain clear records of interactions and provide timely, professional responses.</li> </ul> Your Background To be considered for this role, the MUST haves are: <ul> <li>2 years' experience minimum as a Credit Officer or AR Clerk (must have).</li> <li>Great English communication skills & a team player who is happy to help out to support their colleagues.</li> <li>Full working rights to work permanently in Australia.</li> </ul> It's desirable that you also have a relevant tertiary qualification. If you are keen to apply for this AR / Credit Officer role, please contact Adele at Richard Lloyd on , quoting reference 9617 or click on 'apply now' below.

Andrews Meat

Select how often (in days) to receive an alert: Credit Officer Plant/Site: D.R. JohnstonDate Posted: 31 Oct 2025About the Role: Join JBS Australia's D.R. Johnston team as a Credit Officer, where you'll play a key role in managing a high-volume credit control environment. This position is critical to ensuring compliance, mitigating risk, and driving continuous improvement across our credit operations.Key Responsibilities:<ul><li>Administer and enforce Group Credit Control policies across teams and departments.</li><li>Analyse and manage the DRJ credit portfolio to ensure optimal performance.</li><li>Conduct regular reviews of customer account terms, credit limits, and payment securities.</li><li>Initiate legal action, collection processes, and manage doubtful debts.</li><li>Identify and resolve root cause issues impacting credit performance.</li><li>Drive reduction in debtor days through proactive strategies.</li><li>Perform external credit checks using preferred reporting agencies.</li></ul>Preferred Qualifications & Skills:<ul><li>Proven experience in Accounts Receivable and credit assessment.</li><li>Strong collaboration skills, with the ability to support remote teams.</li><li>Excellent written and verbal communication abilities.</li><li>Analytical mindset with sound decision-making and problem-solving skills.</li><li>Exceptional time management and organisational capabilities.</li><li>SAP experience is highly desirable.</li></ul>What's on Offer:<ul><li>Be part of Australia's largest meat manufacturer and producer.</li><li>Enjoy staff discounts on a wide range of meat products.</li><li>Access performance-based bonuses.</li></ul>Ready to Apply? Submit your application via: Location: JBS Australia - D.R. Johnston, Melbourne Contact: Sar Gulati

COMMUNIK MARKETING MANAGMENT EST

Walk-In Interview &ndash; Relationship Officer (Credit Card Sales)Date: 23rd Decemeber 2025 - 27th December 2025Time: 11:00 AM &ndash; 1:00 PMVenue: Communik Marketing Management Est. &ndash; Main Branch M-13, ACICO Business Park, Shaikh Rashid Road, Port Saeed, Dubai (Nearest Metro: Deira City Centre Metro Station)Location Link: https://lnkd.in/dQSXBFnVPosition: Relationship Officer &ndash; Credit Card SalesRequirements:Excellent communication &amp; sales skillsPrior experience in credit card or banking sales preferredSelf-motivated and target-orientedVisa will be providedSalary: Performance-based (AED 2,500 &ndash; 5,000)Join us and grow with a dynamic sales team!Job Type: Full-timePay: AED2,500.00 - AED5,000.00 per month

Walk-In Interview – Relationship Officer (Credit Card Sales)

Zoomlion Türkiye

<div>
 
 
 About Zoomlion
 
 
 
 
 
 
 Founded in 1992, Zoomlion operates in over 100 countries and regions, with 14 major industrial and technology parks across China and global production bases. By joining Zoomlion, you&rsquo;re not only building a job but a long-term global career in one of the leading construction equipment manufacturing companies.
 
 
 
 
 
 
 Work Locations:
 
 
 Ankara
 
 and
 
 Istanbul
 
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 Communicate with regional sales and service teams; participate in business opportunity reviews and monitor opportunity progress in the CRM system.
 </li>
 <li>
 Conduct credit investigations and analyses in accordance with company policies and standards; prepare and submit credit review reports.
 </li>
 <li>
 Evaluate customer financial data including balance sheets, income statements, and cash flow reports.
 </li>
 <li>
 Manage customer credit limits and handle limit increase requests through internal approval processes.
 </li>
 <li>
 Follow up on the signing and collection of credit-related documents (e.g., retention of ownership, mortgage registration) and lead the implementation of risk control measures.
 </li>
 <li>
 Monitor receivables and customer payment performance; organize and follow up on overdue collections in the assigned region.
 </li>
 <li>
 Track clients under legal proceedings and coordinate with legal teams when necessary.
 </li>
 <li>
 Conduct market research as assigned and report findings in a timely manner.
 </li>
 <li>
 Prepare customer intelligence files and review monthly credit reports (e.g., Findeks).
 </li>
 <li>
 Support registration and licensing processes for equipment registered under the company&rsquo;s name.
 </li>
 </ul>
 
 
 
 
 
 Job Requirements
 
 
 <ol>
 <li>
 Bachelor&rsquo;s degree or above in
 
 Finance, Accounting, Law, International Trade
 
 , or other related fields.
 </li>
 <li>
 Minimum
 
 3 years of experience in credit sales
 
 ; candidates with experience in
 
 credit investigation
 
 are preferred.
 </li>
 <li>
 
 Fluent English
 
 communication skills (both written and spoken) preferred.
 </li>
 <li>
 Strong
 
 communication skills
 
 , high
 
 stress tolerance
 
 , and excellent
 
 risk identification
 
 abilities.
 </li>
 <li>
 For
 
 exceptional candidates
 
 , certain requirements may be relaxed as appropriate.
 </li>
 </ol>
 
 
</div>

Kredi Uzmanı

Citi

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews.Key Responsibilities: Assess the credit and financial strength of Citi s Corporate Clients based in Sub-Saharan Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factorsComplete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetiteContinuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partnersPartnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfoliosKnowledge/Experience:Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience. We also encourage fresher to apply.Ability to understand Citi policies and procedures with the ability to execute change seamlessly.Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issuesSkills/Competencies:Assists colleagues in identifying stretch opportunities to elevate individual and team performanceInterpersonal skills, with the ability to build relationships and exert influence with and without direct authorityOrganizational skills with ability and willingness to work under pressure and manages time and priorities effectivelyWritten and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniorityMicrosoft Office (Word, Excel, and PowerPoint) skillsLanguage: English   Read, Write and SpeakQualifications:BA/BSc or higher degree in Business (MBA), or any other related subjectThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Credit Risk------------------------------------------------------Time Type:Full time------------------------------------------------------Most Relevant SkillsAnalytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------Other Relevant SkillsFor complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi s EEO Policy Statement and the Know Your Rights poster.

Underwriting Credit Analyst - Officer

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