credit or loans officer

Communik Marketing Management Est - Acico Business Park

Position: Verification Officer &ndash; Credit Card SalesJob Role &amp; Responsibilities:Conduct verification calls to customers who have applied for credit cards.Confirm customer details such as identity, employment, income, and other necessary information as per bank/client policies.Ensure all verification calls are handled in a professional and compliant manner.Validate customer-provided documents against internal checklists and guidelines.Record call outcomes and update the verification system accurately.Identify and report any suspicious, fraudulent, or incomplete applications.Coordinate with sales and operations teams to resolve discrepancies.Meet quality and accuracy standards set by the client/bank audits.Adhere to company policies, compliance requirements, and regulatory guidelines.Achieve assigned verification targets within the given timeline.Requirements:Strong communication skills in English (and additional languages if required).Preferably Hindi or Urdu Speaking Candidates.Attention to detail with good listening and analytical skills.Ability to work under pressure and meet daily verification targets.Prior experience in verification, tele calling, or credit card sales will be an advantage.Salary 2000 to 2500Preferably Own Visa candidates.Job Type: Full-timePay: AED2,000.00 - AED2,500.00 per month

Verification Officer - Credit Card Sales

Fulcrum Pvt Ltd

Fulcrum Pvt Ltd is looking for a &quot; Retail Credit Operations &quot; for our leading client.Contract Period : 6 MonthsJob Title: Associate (T1)Department: Retail Credit OperationsDirect Supervisor : Manager &ndash; Secured LendingMortgage - Home Loan&sect; Perform verification of loan documents as per standard Operating Guidelines Mortgage-Home Loan conventional and Islamic.&sect; Verify all disbursal documents provided by Sales team (KYC, application form, Offer letter, loan agreement, property docs, insurance policies and undertakings) and ensure documentation is in line with Credit approval and SOP guidelines.&sect; Prepare documentation check list for all credit documents required as per offer letter and record observations / discrepancies in check list and raise exceptions.&sect; Execute loan disbursals and ensure loan fields are updated as per documents provided in system.&sect; Ensure financial transactions are posted without error and forwarded to Checker for authorization.&sect; Handling loan servicing requests (loan settlement, postponement, rescheduling, Due date Change, Insurance switch, loan amendments &amp; Issuance of release letters post loan settlement) review of customer docs and approvals and transaction execution in system.&sect; Ensure ADM&rsquo;s are adhered to for transaction processing.&sect; To ensure appropriate controls are in place and maker checker process is followed for documentation check and transaction execution.&sect; Ensure that quality is maintained in documentation review and transaction execution.SME / LAP (Loan against Property)&sect; Perform verification of loan documents as per SME standard Operating Guidelines.&sect; Verify all disbursal documents provided by Sales team (KYC, application form, offer letter, agreement, property docs, insurance policies and undertakings) and ensure documentation is in line with Credit approval and SOP guidelines.&sect; Prepare documentation check list and record observations / discrepancies in check list and raise exceptions.&sect; Execute loan disbursals in system and ensure loan fields are updated as per documents provided.&sect; Ensure accuracy of financial transactions and forwarded the cases to Checker for authorization.&sect; Ensure that quality and accuracy while documentation review and transaction execution.Auto / Car Loans:&sect; Perform verification of loan documents as per car loan standard Operating guidelines.&sect; Prepare documentation check list and record observations. In case of discrepancies in loan documents, update the check list and raise exceptions.Issue LPO for auto loans post documentation review and forward the case to &sect; checker for review / authorization.&sect; Execute loan disbursals and ensure loan fields are updated as per documents provided in system.&sect; Ensure financial transactions are posted without error and forwarded to Checker for authorization.&sect; Execute lien / releases in system as per loan document / customer request.&sect; Ensure that quality and accuracy while documentation review and transaction execution.MIS / Reports / Reconciliation:&sect; Ensure MIS tracker are updated in timely manner and circulated to key business stake holders.&sect; Ensure tracking of deferrals and Insurance and report escalation to relevant stake holders.&sect; Preform tracking of externally assigned insurance policies as per defined process.&sect; Prepare monthly declaration reports for group insurance cases to get the life and property coverage.&sect; Perform GL reconciliations within agreed timelines and ensure NIL exceptions, circulate the reports to all stake holders.&sect; Tracking of system issues and liaising with various departments for issue resolution.&sect; Participate in UAT&rsquo;s for system changes and automation.&sect; Support Adhoc Business requests.&sect; Customer complaints review and resolution.&sect; Ensure effective coordination with onshore team to meet SLA and TAT.&sect; Maintain a positive working relationship with colleagues.Key Result Areas &sect; Scrutiny of all loan documents / contracts for secured products.&sect; Execute disbursement in system and update MIS Trackers.&sect; Perform verification of servicing requests and execute transactions in system.&sect; Establishing authenticity of the information provided and ensuring that no case passes fraudulently.&sect; Perform GL reconciliation and circulate the reports to stake holders.&sect; Ensure Customer satisfaction with nil complaints.&sect; Ensure TAT and SLA is maintained for loan processing.&sect; Meeting KPI and accuracy bench marks.Operating Environment, Framework and Boundaries, Working Relationships&sect; Handling day to day queries / issues and assist team leader to resolve the same.&sect; Maintain Quality standards with nil exceptions.Problem Solving&sect; Understanding the policies and parameters of product for disbursement process and be able to transact within the system and tackle day to day system based hindrances.&sect; Analyze the errors committed and work to improve those errors.Decision Making Authority &amp; Responsibility&middot; Execute transaction as per laid down process / delegated limits.Knowledge, Skills and Experience&middot; Graduate with 1-3 years&rsquo; work experience in operations.&middot; Excellent analytical skills.&middot; Good system skills, MS Office (Word, Excel &amp; Power Point), MS Outlook.&middot; Experience in banking policies and credit parameters.&middot; Possess good communication, interpersonal skills.Job Type: ContractPay: Rs60,000.00 - Rs100,000.00 per monthWork Location: Remote

Retail Credit Operations ( Banking Sector ) - Contractual

البنك التجاري الدولي

<div></div><div><div>Description<div></div> 
Job Purpose:

To initiate, develop and update all the business banking credit policies or any specific product related to the segment in order to ensure asset quality, risk appetite and business plans are effectively maintained.

In addition, to prepare and consolidate any reports required the by internal/external parties and manage the implementation of any agreed upon action plan to remedy comments raised as well as generating all the Board /Board Risk Committee requirements related to the business banking credit policy in terms of producing the necessary analysis, action points and follow-ups.

Job description:

1. Develop a proactive policy management process by using tools embedded in the early warning and watch-listing framework to make policy amendments if required.

2. Evaluate on a regular basis competitiveness of policies within the market and recommend necessary changes to meet business budgets.

3. Monitor thoroughly the newly introduced Business Banking credit policies in terms of effectiveness and credit quality

4. Develop comprehensive action plans to manage adverse trends and red flags detected by the BB Portfolio Management team affecting the portfolio quality and profitability.

5. Identify required data and work with BB Portfolio Team Heads to understand data source, ensure data quality and retrieve data on a timely basis to ensure quality of Policy Decisions.

6. Assist in analysing segments and trends through collaborating with the business and all relevant stakeholders to be able to propose corrective policy changes and to highlight possible opportunities.

7. Proceed with the execution of any requirements received by the different Risk Committees (BB Risk Committee and the Board Risk Committee) including policy changes, adverse trends &amp; action points and communicate it to the team in order to be presented to the committee members in a timely manner.

8. Collaborate and request feedback from the Fraud Management team on all fraudulent incidents to amend all policies accordingly in order to mitigate any future possible fraud risks

Policies, Processes and Procedures

9.Follow all relevant department policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner

Day-to-day operations

Follow the day-to-day operations related to own jobs in the BB Credit Policy to ensure continuity of work

Compliance

Comply with all relevant CBE regulations, banking laws, AML regulations and internal CIB policies and code of conduct in order to maintain CIB&rsquo;s sound legal position and mitigate any potential risks<div></div><div> 
</div></div><div>
Qualifications<div></div> 
Qualifications &amp; Experience
<ul>
<li>Bachelor&rsquo;s degree of commerce, Business Administration, accounting or equivalent.</li>
</ul>
<div>&sect; CIB/ external Credit Training Program &ldquo;Credit Course&rdquo; is preferable
</div><ul><li>For Officer: Min. 6 years of experience in Corporate/BB Banking or Corporate/BB Risk or relevant experience.</li>
<li>For Senior Officer: Min. 8 years of experience in Corporate/BB Banking or Corporate/BB Risk or relevant experience.</li>
</ul>
Skills
<ul>
<li>Solid credit policy experience having policy experience with different products or relevant experience</li>
<li>Have sound knowledge of the Egyptian market in terms of risks associated with the bb Banking products</li>
<li>Excellent command of English language beside Arabic</li>
</ul>
Self-motivated, team player, excellent soft skills, quantitative and qualitative analysis and decision-making skills, etc.<div> 
</div></div><div>
Primary Location: Egypt-Cairo-MERRYLAND</div><div>
Job: Back Office</div><div>
Organization: RISK</div><div>
Shift: Day Job</div><div>
Job Type: Full-time Employee</div><div>
Travel: No</div></div>

BB CREDIT POLICY & PROGRAMS SENIOR OFFICER

Job Title: Relationship Officer - Credit Card Sales Location: Dubai, United Arab Emirates Industry: Banking &amp; Financial Services Employment Type: Full-TimeJob Summary:We are looking for dynamic and self-driven Relationship Officer to join our team in Dubai. The ideal candidate will be responsible for promoting and selling credit card products to individual customers, achieving sales targets, and maintaining excellent customer service standards.About Communik Marketing:Communik Marketing Management Est is a fast-growing digital marketing agency that specializes in helping businesses thrive online through cutting-edge services like SEO, Social Media Marketing, Website Design &amp; Development, and more. Our goal is to empower brands by delivering innovative digital solutions that drive growth. We are looking for a Sales Executive who can contribute to our success by generating new business and promoting our services.Key Responsibilities:<ul><li>Actively promote and sell credit card products to prospective customers through direct sales.</li><li>Identify customer needs and recommend suitable credit card solutions.</li><li>Meet or exceed assigned monthly and quarterly sales targets.</li><li>Ensure compliance with bank policies, procedures, and regulatory guidelines.</li><li>Provide after-sales service and support to ensure customer satisfaction and retention.</li><li>Coordinate with internal departments for timely processing of applications and customer queries.</li></ul>Requirements:<ul><li>Minimum 0&ndash;2 years of experience in credit card or financial product sales (Banking, Tele sales &amp; Any sales experience preferred).</li><li>Strong communication and interpersonal skills.</li><li>Self-motivated, target-oriented, and able to work independently.</li><li>Good understanding of banking products, especially credit cards.</li><li>Fluency in English</li><li>Ability to handle rejection professionally and maintain a positive attitude.</li></ul>Education:<ul><li>Minimum: High School Diploma or equivalent</li><li>Preferred: Bachelor&rsquo;s degree in Business, Finance, or a related field</li></ul>Benefits:<ul><li>Attractive Salary &amp; Bonus structure and performance incentives</li><li>Career growth opportunities within the company</li><li>Training and support provided</li><li>Employment visa and standard UAE benefits (medical insurance, annual leave, etc.)</li><li>Candidates with own visa (Spouse/Residence) are preferred.</li><li>Must be available to join immediately.</li></ul>Working Hours:Monday to Saturday | 10:00 AM &ndash; 7:00 PM (may vary based on campaign/location needs)Salary : AED 2500 to AED 5000 (Tatget based)How to Apply:If you're passionate about Banking sales, and are eager to work in a dynamic and fast-paced environment, we want to hear from you! Send your resume and cover letter to cv.cmm.acico@communikmarketing.comJob Type: Full-timePay: AED2,500.00 - AED5,000.00 per month

Relationship officer - Credit card sales Executive

IDS Solution

Job Title: Walk-In Interview &ndash; Credit Card Sales Executive (Banking Sales)Company: Fintrek Marketing Location: 1102, ADCP Tower A, Electra Street, Abu Dhabi Date &amp; Time: Thursday, September 4, 2025 | 11:00 AM &ndash; 5:00 PM Email for Queries: tarannum.b@fintrekmarketing.com Website: www.fintrekmarketing.comJob DescriptionFintrek Marketing is conducting a Walk-In Interview in Abu Dhabi for Credit Card Sales Executives. If you have a passion for retail banking sales, strong communication skills, and the drive to achieve targets, this is the perfect opportunity to grow your career in the UAE financial services sector.Key Responsibilities<ul><li>Promote and sell credit cards to customers in the UAE market.</li><li>Generate new leads through cold calling, referrals, and direct customer interaction.</li><li>Educate clients about credit card features, benefits, and offers.</li><li>Build and maintain long-term customer relationships.</li><li>Consistently achieve assigned monthly sales targets.</li></ul>Requirements<ul><li>Candidate with 6 months to 1 year of retail banking / credit card sales experience (UAE or home country) will be preferred.</li><li>Excellent communication and interpersonal skills.</li><li>Strong sales and negotiation ability.</li><li>Ability to work in a target-driven environment.</li><li>Must attend the interview in formal attire.</li><li>Freshers with sales passion are also welcome to apply.</li></ul>Salary &amp; Benefits<ul><li>Salary: Up to AED 5,000 (depending on experience).</li><li>Attractive incentives and commission structure.</li><li>Career growth opportunities in banking and financial sales.</li></ul>Walk-In Interview DetailsLocation: 1102, ADCP Tower A, Electra Street, Abu Dhabi Date: Thursday, September 4, 2025 Time: 11:00 AM &ndash; 5:00 PM Contact: tarannum.b@fintrekmarketing.comOptimized Keywords for Ranking on Indeed: Credit Card Sales Executive, Walk-In Interview Abu Dhabi, Banking Sales Jobs UAE, Credit Card Consultant, Sales Executive Jobs Abu Dhabi, Financial Services Sales, UAE Banking Careers, Credit Card Sales Jobs UAE, Commission Sales Jobs, Fintrek Marketing Jobs.Job Types: Full-time, PermanentPay: AED3,000.00 - AED5,000.00 per month

Walk-in Interview – Credit Card Relationship Officer

Job Title: Walk-In Interview &ndash; Credit Card Sales Executive (Fresher/Experienced)Company: Fintrek Marketing Location: 1303, Ontario Tower, Business Bay, Dubai Date &amp; Time: Thursday, September 4, 2025 | 11:00 AM &ndash; 5:00 PMEmail for Queries: michelle.w@fintrekmarketing.com Website: www.fintrekmarketing.comJob DescriptionFintrek Marketing is hiring Credit Card Sales Executives through a walk-in interview in Dubai. Both freshers and experienced candidates are welcome to apply. If you are ambitious, target-driven, and have a passion for sales, this is your opportunity to join one of the fastest-growing financial services companies in the UAE.Key Responsibilities<ul><li>Promote and sell credit cards to new and existing customers.</li><li>Generate leads through cold calling, referrals, and direct sales.</li><li>Explain product features, benefits, and offers to clients.</li><li>Build and maintain strong client relationships to ensure repeat business.</li><li>Achieve assigned monthly sales targets consistently.</li><li>Represent the company in a professional manner during client meetings and events.</li></ul>Requirements<ul><li>Freshers and experienced candidates can apply.</li><li>Prior credit card sales / banking sales / financial services sales experience in UAE or home country will be preferred.</li><li>Excellent communication and interpersonal skills.</li><li>Ability to work under pressure and meet targets.</li><li>Must be presentable and in formal attire during the interview.</li></ul>Salary &amp; Benefits<ul><li>Salary: Up to AED 5,000 (based on experience).</li><li>Attractive incentives and commission structure.</li><li>Career growth opportunities in UAE&rsquo;s banking and financial services sector.</li></ul>Walk-In Interview DetailsLocation: 1303, Ontario Tower, Business Bay, Dubai Date: Thursday, September 4, 2025 Time: 11:00 AM &ndash; 5:00 PM Contact: michelle.w@fintrekmarketing.comCredit Card Sales Executive, Walk-In Interview Dubai, Banking Sales Jobs UAE, Sales Executive Jobs Dubai, Fresher Sales Jobs UAE, Financial Services Sales, Credit Card Consultant, Commission Sales Jobs Dubai, Business Bay Jobs, Fintrek Marketing Careers.Job Types: Full-time, PermanentPay: AED3,000.00 - AED5,000.00 per month

Walk-in Interview – Credit Card Sales Officer

Rent-A-Center

<div>Ready to do your best work? 
Interested in a minimum starting hourly rate of $10.01 per hour - $12.26 per hour ? 
Why should I apply in just a few clicks?
- Paid Time Off and Sundays Off - We are Closed!<ul><li>Full-Time Employment and a Consistent Schedule</li><li>Weekly Pay (companywide)</li><li>Award Winning Culture with the Opportunity to Advance</li><li>Great Benefits</li><li>Medical</li><li>Dental</li><li>Vision</li><li>Life Insurance</li><li>Supplemental Life Insurance</li><li>Spouse/Dependent Life Insurance</li><li>Short Term Disability</li><li>Long Term Disability</li><li>Flexible Spending Accounts</li><li>401(k) Savings Plan w/company match</li><li>Paid Time Off</li><li>Legal Insurance</li><li>Identity Theft Protection Plan</li><li>Health Savings Accounts</li><li>Hospital Indemnity</li><li>Critical Illness</li><li>Accident Insurance</li><li>Limited Purpose Plan</li></ul>
What will you do? Provide customers access to high-quality goods that enhance their quality of life. You will do meaningful work and make a difference in our customers' lives!
A day in the life of a Credit Assistant Manager:<ul><li>Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis</li><li>Customer Service: Provide friendly, top-notch customer experiences through &quot;white glove&quot; service with a servant's heart in our stores and in customer's homes</li><li>Deliveries &amp; Pickups: Opportunity to get out of the store and display a winning spirit through safe and compliant loading/unloading and installation of products, while following all handling and transportation procedures</li><li>Merchandising: Maintain an inviting store with organized product and cleanliness with both customers and fellow coworkers in mind</li></ul>
What are the minimum requirements?<ul><li>1-3 years of retail/customer service, sales, or collections experience</li><li>High school diploma or equivalent</li><li>Must be at least 18 years of age</li></ul>
- Valid state driver's license and good driving record - You WILL be driving the company vehicles<ul><li>Ability to lift and move product such as furniture, electronics, and appliances</li><li>Great communication and customer service skills</li></ul>
What are some additional helpful traits?<ul><li>Seeking more than just a job, but a CAREER</li><li>A desire to improve our customer's lives</li><li>A hunger to learn the business</li><li>Grit and determination</li></ul>
This is an excerpt from the full job description and is not intended to be all-inclusive. Other related duties may be required to meet the ongoing needs of the business. Rent-A-Center is committed to creating a diverse and inclusive work environment and is proud to be an equal opportunity employer.
Full job description provided in Onboarding</div>

Subgerente de Credito

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