credit product analyst

Portfolio Financial Service Limited

<p>We at &ldquo;Portfolio Financial Services Ltd&rdquo; is looking for &ldquo;Credit Analyst&rdquo; for Mumbai location.</p><p>Experience: 3-10 Years</p><p>Job Location: Mumbai &ndash; BKC</p><p>Designation: Credit Analyst / Sr Credit Analyst</p><p><b>Primary Functions/Responsibilities:</b></p><p>- Appraising proposals &amp; credit requirements of clients &amp; Presentation to the Management for sanctions/approvals.</p><p>- Responsible for the pre &amp; post sanctioning documentation.</p><p>- To prepare the CMA report &amp; various financial reports for the Bank.</p><p>- Ensure the compliance with organizational / Bank credit policies.</p><p>- Responsible for recovery/follow-up from customers for dues.</p><p>- Ensuring TAT with respect to obtaining sanctions, clearance from compliance groups.</p><p>- To develop, build &amp; maintain a strong relationship with our regular (loyal) Banks as well as New Banks in the state for achievement of long term business objectives.</p><p>- Track proposals &amp; Update Management on daily basis/as per the defined schedule</p><p>- Liaison with bankers for optimizing the overall cost of fund, periodic declaration etc.</p><p>- Constant updating of knowledge/information w.r.t. any changes in the compliances / processes /markets and sharing the same with the management &amp; team .</p><p>-</p><p><b>Secondary Functions/Responsibilities:</b></p><p>- Conceptualizing and implementing competent strategies with a view to penetrate new relationships and expand existing ones with Banks &amp; FIs.</p><p>- Assessing creditworthiness</p><p>- ss of clients and identifying the account sickness in incipient stage to reduce delinquency ratio.</p><p>Work Remotely</p><ul><li>No</li></ul><p>Job Types: Full-time, Permanent</p><p>Pay: ₹850,000.00 - ₹1,500,000.00 per year</p><p>Benefits:</p><ul><li>Health insurance</li><li>Paid sick time</li><li>Paid time off</li><li>Provident Fund</li></ul><p>Work Location: On the road</p>

Sr. Credit Analyst

ACCA Careers

<div>
 <strong>
  Job Description
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  <br/>
 </strong>
 The Credit Analyst will be responsible for assessing the creditworthiness of customers, analyzing financial data, enforcing internal credit policies, supporting field teams, and preparing credit performance reports. The role requires strong analytical skills, attention to detail, and thorough knowledge of credit processes, compliance, and financial evaluation.
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  Key Responsibilities
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  <br/>
 </strong>
 Evaluate financial statements and assess creditworthiness of businesses and individuals. Manage credit risk and ensure compliance with regulatory requirements. Support credit strategies and provide guidance to field teams. Enforce internal credit policies and maintain adherence to SLAs. Review, analyze, and approve credit applications within defined limits. Collaborate with business teams to balance growth and risk management. Prepare regional credit performance and trend reports. Apply financial analysis and risk assessment skills effectively. Maintain updated knowledge of credit policies, collections, and recovery processes.
 <strong>
  Requirements
  <br/>
  <br/>
 </strong>
 Experienced Candidates: Up to 3 years of experience in credit, finance, or risk roles within the financial sector. Fresh Graduates: 16 years of education in Business, Finance, Accounting, or related fields from an HEC-recognized institution.
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  Skills Required
  <br/>
  <br/>
 </strong>
 Strong financial analysis and credit assessment skills Risk management and compliance understanding Knowledge of lending policies and credit procedures Reporting, documentation, and analytical skills Good communication and stakeholder coordination Proficiency in MS Office (Excel, PowerPoint, Word)
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  How to Apply
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  <br/>
 </strong>
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  Interested Candidates May Send Their Resumes To
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  <br/>
 </strong>
 careers1.hc@gmail.com
 <br/>
 <br/>
 CC: careers@humancapitalintl.com
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 <br/>
 <strong>
  Follow Our Social Accounts for the Latest Job Opportunities!
  <br/>
  <br/>
 </strong>
 Instagram: https://www.instagram.com/humancapitalhrsolutions/ LinkedIn: https://www.linkedin.com/company/human-capital-hr-solution/ Facebook: https://www.facebook.com/humancapitalhrsolution/
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Credit Analyst / Credit Risk Management | Financial Sector

Doha Bank

<div><p>The Credit Analyst will provide operational and analytical support in preparing Credit proposals / applications, ensuring effective monitoring of all aspects of business in terms of credit quality, as per the internal policies and procedures, QCB guidelines and other relevant regulatory framework. The job holder will identify, measure, monitor, control and perform periodic reviews of the risk inherent in the allotted portfolios. The incumbent will analyze customer strengths and weaknesses, providing recommendations, noting any deviations from the policies, and terms, as appropriate, and will prepare and review annual or quarterly reports as appropriate for the portfolios.</p></div><p></p>

Credit Analyst (Wholesale Banking)

Solenis

<div><div>Solenis is a leading global provider of water and hygiene solutions. The company&rsquo;s product portfolio includes a broad array of water treatment chemistries, process aids, functional additives, cleaners, disinfectants, and state-of-the-art monitoring, control and delivery systems. These technologies are used by customers to improve operational efficiencies, enhance product quality, protect plant assets, minimize environmental impact, and create cleaner and safer environments. Headquartered in Wilmington, Delaware, the company has 78 manufacturing facilities strategically located around the globe and employs a team of over ~23000 professionals in &gt;160 countries across six continents. Solenis is a 2025 Best Managed Company Gold Standard honoree.</div><div><br>
At our Global Excellence Centre (GEC) in Hyderabad, we support Solenis&rsquo; global operations by driving excellence in IT, analytics, finance, and other critical business functions. Located in the heart of the IT hub, the GEC offers a dynamic work environment with strong career development opportunities in a rapidly growing yet stable organization. Employees benefit from world-class infrastructure, including an on-campus gym, recreation facilities, creche services, and convenient access to public transport.</div><div><br>
For more information about Solenis, please visit <div>www.solenis.com</div>.</div><div><br>
   We're Hiring: Credit Analyst<br>
<br>
   Location: Hyderabad India &ndash; Hybrid<br>
<br>
   Full-Time | Permanent Position</div><div></div><div>
Job Description<br>
As a Credit Analyst, your role involves evaluating the financial strength and overall risk profile of customers to recommend appropriate credit limits. You will conduct comprehensive analysis of both quantitative and qualitative data, assign accurate risk ratings, and prepare clear, actionable credit recommendations. Additionally, you will help maintain a healthy credit portfolio by monitoring market conditions and customer trends, reviewing transactions and payment behaviour, and documenting findings in detailed credit reports.</div><div><br>
Key Responsibilities</div><ul><li><div>
Assess and maintain credit limits for new and existing customers in line with company credit policy, business risk appetite, and industry dynamics.</div></li><li><div>
Conduct financial statement analysis, ratio analysis, cash flow review, and evaluate leverage, liquidity, and overall business stability.</div></li><li><div>
Perform qualitative assessments, including industry outlook, customer business model, management capability, and past payment behaviour.</div></li><li><div>
Prepare clear, structured credit reports with risk assessments and recommendations on limits, terms, and mitigation steps.</div></li><li><div>
Monitor customer risk triggers and economic conditions to identify early warning signals.</div></li><li><div>
Work closely with AR Collections Team to resolve credit-related issues and support decision-making.</div></li><li><div>
Contribute to process improvements by identifying gaps, proposing solutions, and helping streamline the credit review workflow.</div></li><li><div>
Support credit analysis lead and global AR leadership with reporting, portfolio reviews, and daily operational tasks.</div></li></ul><div><br>
Qualifications &amp; Skills</div><ul><li><div>
5 - 7 years of experience in credit analysis or commercial credit risk roles, preferably in a B2B.</div></li><li><div>
Advanced proficiency in Excel and financial analysis tools; Hands-on knowledge of SAP, High Radius, and D&amp;B</div></li><li><div>
Strong understanding of credit risk, customer payment behaviour, and factors influencing credit decisions.</div></li><li><div>
Ability to interpret financial statements and assess customer strength using both quantitative and qualitative analysis.</div></li><li><div>
Strong problem-solving skills, attention to detail, and the ability to prioritize while managing tight timelines.</div></li><li><div>
Effective communication skills for cross-functional collaboration and stakeholder discussions.</div></li><li><div>
Continuous improvement mindset with the ability to support process simplification and efficiency initiatives.</div></li></ul><div></div><div>
Some benefits of working with us</div><ul><li><div>
Access to a huge array of internal and external training courses on our learning system (free)</div></li><li><div>
Access to self-paced language training (free)</div></li><li><div>
Birthday or wedding anniversary gift of INR 1500</div></li><li><div>
Charity work once a year, to give back to the community</div></li><li><div>
Company car, phone if required for role</div></li><li><div>
Competitive health and wellness benefit plan</div></li><li><div>
Continuous professional development with numerous opportunities for growth</div></li><li><div>
Creche facility</div></li><li><div>
Employee Business Resource Groups (EBRGs)</div></li><li><div>
Electric car charging stations</div></li><li><div>
Hybrid work arrangement eg. 3 days in office</div></li><li><div>
Internet allowance</div></li><li><div>
No-meeting Fridays</div></li><li><div>
Parking on site (free)</div></li><li><div>
Relocation assistance available</div></li><li><div>
Staff hangout spaces, enjoy games like carrom, chess</div></li><li><div>
Transport by cab if working the midnight &ndash; 7am shift</div></li><li><div>
Well connected to public transport, only a 10 min walk to office</div></li></ul><div></div><div>
We understand that candidates will not meet every single desired job requirement. If your experience looks a little different from what we&rsquo;ve identified and you think you can bring value to the role, we&rsquo;d love to learn more about <i>you.</i></div><div><br>
Solenis is constantly growing. Come and grow your career with us.</div><div><br>
At Solenis, we understand that our greatest asset is our people. That is why we offer competitive compensation, and numerous opportunities for professional growth and development. So, if you are interested in working for a world-class company and enjoy solving complex challenges, consider joining our team.</div></div>

Credit Analyst

Human Capital HR Solutions

<p><b>Job Description</b></p><p>The Credit Analyst will be responsible for assessing the creditworthiness of customers, analyzing financial data, enforcing internal credit policies, supporting field teams, and preparing credit performance reports. The role requires strong analytical skills, attention to detail, and thorough knowledge of credit processes, compliance, and financial evaluation.</p><p><b>Key Responsibilities</b></p><ul><li>Evaluate financial statements and assess creditworthiness of businesses and individuals.</li><li>Manage credit risk and ensure compliance with regulatory requirements.</li><li>Support credit strategies and provide guidance to field teams.</li><li>Enforce internal credit policies and maintain adherence to SLAs.</li><li>Review, analyze, and approve credit applications within defined limits.</li><li>Collaborate with business teams to balance growth and risk management.</li><li>Prepare regional credit performance and trend reports.</li><li>Apply financial analysis and risk assessment skills effectively.</li><li>Maintain updated knowledge of credit policies, collections, and recovery processes.</li></ul><p><b>Requirements</b></p><ul><li>Experienced Candidates: Up to 3 years of experience in credit, finance, or risk roles within the financial sector.</li><li>Fresh Graduates: 16 years of education in Business, Finance, Accounting, or related fields from an HEC-recognized institution.</li></ul><p><b>Skills Required</b></p><ul><li>Strong financial analysis and credit assessment skills</li><li>Risk management and compliance understanding</li><li>Knowledge of lending policies and credit procedures</li><li>Reporting, documentation, and analytical skills</li><li>Good communication and stakeholder coordination</li><li>Proficiency in MS Office (Excel, PowerPoint, Word)</li></ul><p><b>How to Apply</b></p><p>Interested candidates may send their resumes to:<br/>careers1.hc@gmail.com<br/>CC: careers@humancapitalintl.com</p><p><b>Follow Our Social Accounts for the Latest Job Opportunities!</b></p><ul><li>Instagram: https://www.instagram.com/humancapitalhrsolutions/</li><li>LinkedIn: https://www.linkedin.com/company/human-capital-hr-solution/</li><li>Facebook: https://www.facebook.com/humancapitalhrsolution/</li></ul><p>Job Type: Full-time</p><p>Work Location: In person</p>

NatWest Group

<p></p><div><p>Join us as a Customer Service &amp; Operations Credit Analyst</p><p></p><ul><li>
We&rsquo;ll look to you to deliver customer and business outcomes, investigating queries, supporting business processes, policies, and procedures, and understanding customer and business needs</li><li>
Specialising in Credit Operations, you&rsquo;ll respond to queries from customers and stakeholders promptly within agreed timelines</li><li>
This is a chance to build on your credit skills and experience in an engaging and fast-paced environment</li><li>
We're offering this role at senior analyst level</li></ul><p></p><h2 class="jobSectionHeader"><b>
What you'll do</b></h2><p></p><p>
As a Customer Service &amp; Operations Credit Analyst, you&rsquo;ll deliver successful customer and business outcomes by processing, authorising, and investigating all transactions to defined key performance indicators and service level agreements. In doing so, you&rsquo;ll identify opportunities to enhance processes and enable the provision of a superior customer and business experience.</p><p></p><p>
In addition, you&rsquo;ll:</p><p></p><ul><li>
Review documentation including loan applications, disclosures, and credit evaluations</li><li>
Authorise and investigate all credit operations transactions</li><li>
Collect and analyse the required information from the customers and businesses</li><li>
Review credit operations processes which could be automated or enhanced to improve the customer and business experience</li></ul><p></p><h2 class="jobSectionHeader"><b>
The skills you'll need</b></h2><p></p><p>
To succeed in this role, you&rsquo;ll need to have the ability to understand and listen to our customers, develop relationships, and maintain an understanding of their needs. You&rsquo;ll also have the ability to adapt to fast-paced environments and you&rsquo;ll have effective organisation skills to deliver to deadlines.</p><p></p><p>
You&rsquo;ll also need:</p><p></p><ul><li>
Customer service abilities along with customer and industry knowledge</li><li>
An awareness of changes in trends, policies, and regulations</li><li>
An understanding of our industry and its customers</li><li>
Experience of managing stakeholder relationships</li></ul></div>

Customer Service & Operations Credit Analyst

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Credit Analyst / Credit Risk Management | Financial Sector

Credit Analyst (Wholesale Banking)

Credit Analyst

Credit Analyst / Credit Risk Management | Financial Sector

Customer Service & Operations Credit Analyst

Customer Service & Operations Credit Analyst