credit product analyst

The Home Depot

<div>Position Purpose:
Trade Credit Analyst serves as a strategic and innovative partner focused on supporting business growth as part of a world-class controllership organization.
The Trade Credit Analyst is responsible for the day-to-day activities for Order to Cash (OTC) specifically related to our Trade Credit business. This role partners with internal teams and external business partners such as our customers and the Credit and Pro teams to help resolve discrepancies, solve problems, and constantly improve the accounting trade credit processes. This role needs foundational accounting skills in accounts receivable, cash, revenue, and reporting.
As an Analyst, you will work on task-based activities, including but not limited to cash application, invoice adjustments and refunds, reconciliations, and other month-end tasks within SAP, Blackline, and other third party applications. Additional responsibilities include supporting departmental and strategic projects, collaborating with project/product managers, and balancing your own workload. This role is expected to present continuous improvement recommendations to managers and leaders as well as execute on some of these improvements. 
Key Responsibilities:<ul><li>
5% Collaboration - Effectively develops trust and collaboration with internal and external partners and colleagues; Obtain an understanding of technical needs for tackling business problems</li><li>
80% Operational Duties - Learn and execute required tasks related to the delivery of the (PTP, OTC, RTR) tower; Work coordinately with other teams providing or receiving information as needed; Support work that needs to be done with internal or external customers; Creates regular reports for the leadership; assists with or produces other reports as requested; Raises risks and issues in a timely manner; Identify and presents possible improvements to upper management; Executes month end / year end processes; Monitor and works towards meeting KPIs and SLAs defined for the area; Assists FBS manager with gathering data, research and analysis</li><li>
10% Project Management &amp; Team Support - Works with project teams and business partners to complete project goals; Prioritized assignments and ensure quality and accuracy of work</li><li>
5% Skill Building &amp; Professional Development - Seeks further knowledge on new tools and technologies (e.g., analytics, intelligent automation, robotics); Participates in the continuous improvement of financial shared services processes and tools</li></ul> 
Direct Manager/Direct Reports:<ul><li>
This Position typically reports to Lead Analyst, Manager or Sr Manager</li><li>
This Position has 0 Direct Reports</li></ul> 
Travel Requirements:<ul><li>
Typically requires overnight travel less than 10% of the time.</li></ul> 
Physical Requirements:<ul><li>
Most of the time is spent sitting in a comfortable position and there is frequent opportunity to move about. On rare occasions there may be a need to move or lift light articles.</li></ul> 
Working Conditions:<ul><li>
Located in a comfortable indoor area. Any unpleasant conditions would be infrequent and not objectionable.</li></ul> 
Minimum Qualifications:<ul><li>
Must be eighteen years of age or older.</li><li>
Must be legally permitted to work in the United States.</li><li>
0-2 years of relevant work experience</li><li>
The knowledge, skills and abilities typically acquired through the completion of a bachelor's degree</li><li>
Excellent written and verbal communication skills</li></ul> 
Preferred Qualifications:<ul><li>
Proficient in Microsoft Office Suite (particularly Excel)</li><li>
Experience with SAP, Blackline, or other accounting software programs</li><li>
Understanding of Cash, Accounts Receivable, Revenue, and other Generally Accepted Accounting Principles and Generally Accepted Auditing Standards</li><li>
Order to Cash experience, including account reconciliation preparation and payment application processing</li><li>
Ability to work independently and complete work on schedule within a fast-paced environment</li><li>
Ability to collaborate as part of a team to complete operational tasks and projects as assigned</li><li>
Ability to anticipate work needs and interact professionally with customers</li><li>
Excellent organizational skills and attention to detail</li><li>
Strong analytical, problem solving, and research skills</li><li>
Ability to prepare and present clear, concise administrative, and financial reports</li></ul> 
Minimum Education:<ul><li>
The knowledge, skills and abilities typically acquired through the completion of a bachelor's degree program or equivalent degree in a field of study related to the job.</li></ul> 
Minimum Years of Work Experience:<ul><li>
1</li></ul> 
Competencies:<ul><li>
Action Oriented</li><li>
Nimble Learning</li><li>
Self-Development</li><li>
Collaborates</li><li>
Cultivates Innovation</li><li>
Instills Trust</li><li>
Communicates Effectively</li><li>
Customer Focus</li><li>
Drives Results</li></ul></div>

Analyst, Trade Credit Accounting

GreenStone Farm Credit Services

<div>
 Are you an experienced Credit Analyst looking for a dynamic and fulfilling career opportunity in the agriculture lending space? Greenstone Farm Credit Services invites you to be a part of our growing family and make a real impact on the communities we serve.
 
 
 We are seeking an experienced Credit Analyst to join our team. In this role, you will be at the forefront of the credit approval process, offering your expertise on medium to moderately larger loan requests. Your contributions will directly impact the soundness and comprehensiveness of our credit decisions, ensuring the financial well-being of the communities we serve.
 
 
 
 Get to know GreenStone
 
 
 
 Our $15 billion portfolio of customers, ranging from rural homeowners to global agriculture and food businesses, provides our employees with a unique opportunity to maintain a local presence while working for a top workplace. Our diverse business structure provides exciting opportunities for passionate, talented professionals in many areas. Additionally, many of our team members are highly respected in their area of expertise at both the state and national level making GreenStone one of the top Farm Credit associations in the country.
 
 
 
 Culture
 
 
 
 Core Four values steer everything we do at GreenStone. Customer First, Deliver Quality, Get involved, Do the right thing. Employees work as a team to create a company fueled by the desire to best serve each other and our customers every day. Greenstone culture promotes innovative thinking, professional development, health and wellness, and a relaxed work environment with flexible schedules.
 
 
 
 What can we offer you?
 
 
 
 GreenStone trusts the people we hire. We empower employees to make the best decisions for the customer and the company.
 
 
 GreenStone has an outstanding Total Rewards package, which includes, but is not limited to:
 
 
 <ul>
 <li>
 15 vacation days, 12 sick days, and 12 paid holidays per year
 </li>
 <li>
 16 hours of volunteer time
 </li>
 <li>
 Paid parental leave
 </li>
 <li>
 401(k) plan &ndash; up to a 9% employer contribution/match
 </li>
 <li>
 Medical, Dental, Vision, STD, LTD, Life/AD&amp;D benefits, etc.
 </li>
 <li>
 $150/year Logo Wear allowance
 </li>
 <li>
 $400/year Wellness Subsidy/Reimbursement &amp; wellness programs
 </li>
 <li>
 $6,000 lifetime maximum Student Debt repayment program
 </li>
 <li>
 Yearly bonus/incentive opportunity available to all benefit eligible employees
 
 
 </li>
 </ul>
 
 Day in the life of a Credit Analyst
 
 
 
 <ul>
 <li>
 Detailed Analysis: Examine loan requests with meticulous attention to detail, producing accurate and thorough assessments.
 </li>
 <li>
 Financial Analysis: Conduct comprehensive financial analysis, evaluate earnings data, prepare income projections, and compile comparative data using similar farms or credit standards. Utilize your skill in ratio analysis to assess creditworthiness.
 </li>
 <li>
 Loan Narratives: Prepare and present detailed loan narratives that provide a comprehensive view of the applicant's capital, capacity, collateral, conditions, key risks, mitigants, and recommendations for approvals. You may also contribute to the character section.
 </li>
 <li>
 Portfolio Management: Assist in portfolio management by monitoring specific loan covenants and ensuring borrowers meet their financial obligations. Your role is critical to safeguarding the organization's interests.
 </li>
 <li>
 Legal Documentation: Review legal documentation associated with loan requests to ensure that credit terms align with our risk appetite and credit policies, reducing risks and maintaining consistency.
 </li>
 <li>
 Market Insights: Stay updated on industry trends, regulatory changes, and market conditions to make informed underwriting decisions. Your knowledge will be invaluable in adapting to evolving financial landscapes.
 </li>
 <li>
 Collaboration: Work closely with cross-functional teams to ensure that customer loan applications are processed efficiently through closing. Your collaboration will help ensure that our customers receive the support and financial solutions they need in a timely manner.
 
 
 </li>
 </ul>
 
 What Experience can you Bring?
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree is required. Degree in business, accounting, agriculture business management or related field is preferred.
 </li>
 <li>
 Deep understanding of credit analysis underwriting, risk assessment and financial modeling on larger, more complex requests.
 </li>
 <li>
 Strong analytical and problem-solving skills.
 </li>
 <li>
 Exceptional attention to detail and accuracy.
 </li>
 <li>
 Excellent communication and teamwork abilities.
 
 
 </li>
 </ul>
 
 What will set you Apart?
 
 
 
 <ul>
 <li>
 1+ years in credit analysis/underwriting, financial services, or agricultural lending experience.
 </li>
 <li>
 Agriculture background
 </li>
 <li>
 Knowledge of GAAP accounting principles.
 </li>
 <li>
 Experience with commercial lending concepts, terminology, and commercial credit analysis
 
 
 </li>
 </ul>
 GreenStone Farm Credit Services is an equal opportunity employer. It is our policy to provide equal employment opportunity to all persons regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, age, disability, veteran status, genetic information, or any other characteristic protected by law. We comply with all federal, state and local equal employment opportunity regulations. We conduct all personnel decisions and processes relating to our employees and job applicants in an environment free of discrimination and harassment.
</div>

Credit Analyst / Senior Credit Analyst

Magna Foodservice Limited

Magna Foodservice &ndash; Credit Control AnalystMagna Foodservice is a leading UK-based supplier supporting independent restaurants and fast-food businesses with premium-quality food solutions.Established in 1997, the company has built a strong reputation through innovation, reliability, and operational excellence, offering a wide range of own-brand products supported by advanced, temperature-controlled facilities.Driven by integrity, passion, and a customer-centric approach, Magna Foodservice is committed to empowering its partners&rsquo; success across the food industry.Role Overview &ndash; Credit Control Analyst<ul><li>Review weekly debt ledger, identify aged balances, and execute collection procedures.</li><li>Handle and resolve customer queries promptly and professionally.</li><li>Negotiate effectively to ensure timely recovery of outstanding balances.</li><li>Ensure strict adherence to the company&rsquo;s Credit Policy across the business.</li><li>Develop and implement process improvements to enhance collection efficiency.</li><li>Prepare and maintain case files for debt collection and legal actions when necessary.</li><li>Collaborate with internal teams to support smooth credit control operations.</li></ul>Qualifications &amp; Skills<ul><li>Bachelor&rsquo;s degree in Finance, Accounting, Business Administration, or a related field.</li><li>Proven experience in credit control or a similar role.</li><li>Strong understanding of credit control procedures and debt recovery processes.</li><li>Excellent communication and negotiation skills.</li><li>Good analytical skills with attention to detail.</li><li>Proficiency in Microsoft Excel and accounting/ERP systems (e.g., NetSuite preferred).</li><li>Ability to work independently and manage multiple priorities effectively.</li></ul>Job LocationI-8 Markaz, Islamabad (Onsite Role)Pay: From Rs80,000.00 per monthWork Location: In person

Credit Control Analyst

JPMorganChase

<div>JOB DESCRIPTION 
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
As a Wholesale Credit Risk Product Owner - Analyst on the Wholesale Credit Risk team, you will serve as a Product Owner, playing a pivotal role in maintaining the strength and resilience of JPMorgan Chase. By clearly defining and communicating a compelling product vision and strategy that aligns with the company's overall goals you will use your expert judgment to address real-world challenges that affect our company, customers, and communities.
Job responsibilities<ul><li>
Gather clear requirements and write user stories/acceptance criteria.</li><li>
Collaborate with Subject Matter Experts and key stakeholders to understand use cases and pain points as well as trends in the marketplace.</li><li>
Integrate usability studies, research, and market analysis into product requirements and develop user journeys and other artifacts that help communicate, and rally support for, intuitive user experience which best meets the needs of the Product&rsquo;s users.</li><li>
Identify critical dependencies/issues and present recommendations for resolution.</li><li>
Provide product demos and conduct product review and feedback sessions with key stakeholders; ensure feedback is incorporated into the roadmap so deliverables meet business needs.</li><li>
Collaborate closely with the Product and Technology teams building the core components that enable critical underlying functionality of the Product.</li><li>
Ensure new features are implemented according to specifications, released on schedule, and issues are remediated in a timely manner.</li></ul>
Required qualifications, capabilities, and skills<ul><li>
Bachelor&rsquo;s Degree.</li><li>
Experience in the Financial Services or Fintech industry.</li><li>
Relevant work experience in Product Management/Development or related capacity.</li><li>
Strong, clear, and concise written and verbal communication with the ability to edit and prepare executive-level communications.</li><li>
Excellent organizational skills and attention to detail.</li><li>
Ability to manage competing priorities under tight deadlines.</li><li>
Proven ability to collaborate and build strong partnerships.</li><li>
Intellectual curiosity with a proven ability to learn quickly and a high degree of initiative, self-direction, and ability to work well under pressure.</li><li>
Advanced knowledge of the Product Development Lifecycle with proven ability to lead Product Lifecycle activities including discovery, ideation, strategic development, requirements definition, and go-to-market.</li><li>
Sound knowledge of technology architecture, APIs, design, and data analytics.</li></ul>
Preferred qualifications, capabilities, and skills<ul><li>
Experience within large Financial Services firms and basic level of domain knowledge in Credit Risk.</li><li>
Experience working with Technology and UX Design colleagues and discussing technical designs.</li><li>
Certified Agile Practitioner (CSP) or Certified Scrum Master (CSM).</li><li>
Coding language proficiency (SQL or Python)</li></ul>
ABOUT US 
<div>
<div>JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world&rsquo;s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
</div><div>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
<div>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants&rsquo; and employees&rsquo; religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase &amp; Co. is an Equal Opportunity Employer, including Disability/Veterans 
</div></div></div> 
 
ABOUT THE TEAM 
 
J.P. Morgan&rsquo;s Commercial &amp; Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial &amp; Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.</div>

Risk Management - Wholesale Credit Risk Product Owner - Analyst

IEWC

Shape your future at IEWC! As an employee-owner, you will be a valued team member, contributing to something bigger and gaining skills that will set your career up for hypergrowth!
 
The Credit Analyst evaluates business credit applications and ensures timely collection of outstanding accounts receivable. This role works closely with customers, sales, and finance teams to resolve billing issues, monitor account activity, and maintain healthy cash flow. It plays a vital role in minimizing financial risk and supporting overall business operations, specifically serving the Company’s North American customer base in alignment with established credit policies and procedures.
 
Responsibilities: 
<ul>
<li>Process new account set-ups and conduct credit investigations, assign payment terms within authorized limits and escalating approval as needed.</li>
<li>Analyze increases in credit lines and requests for extended terms. Make recommendations to Credit Manager, as required in accordance with Company policy.</li>
<li>Maintain customer accounts and credit files.</li>
<li>Review and analyze collection reports.</li>
<li>Initiate collection calls in accordance with company policy, ensuring timely follow-up.</li>
<li>Collaborate with Sales and Customer Service teams to resolve invoice discrepancies and ensure accurate invoices and account reconciliation.</li>
<li>Build and maintain strong client relationships by addressing customer inquiries, resolving disputes, and supporting long-term account satisfaction.</li>
<li>Participate in special projects when requested.</li>
</ul>
Qualifications: 
<ul>
<li>Bachelor’s degree and two to three years of progressively responsible related experience; or a combination of education and experience.</li>
<li>Strong capability to effectively partner and communicate with internal teams and external customers.</li>
<li>Ability to define problems, collect data, establish facts and draw valid conclusions.</li>
<li>Ability to interpret an extensive variety of technical and business information and deal with several abstract and concrete variables.</li>
</ul>
The above represents the essential job functions that you are assigned to perform in your job. If you are unable to perform these essential duties, please see Human Resources as IEWC may be able to provide reasonable accommodations against the ADA requirements.
 
We are an equal opportunity employer and are committed to providing equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetics, or any other characteristic protected by applicable federal, state, or local law.
 
<ul>
<li>The above represents the essential job functions that you are assigned to perform in your job. If you are unable to perform these essential duties, please see Human Resources as IEWC may be able to provide reasonable accommodations against the ADA requirements.</li>
</ul>

Credit Analyst

TexasBank

<div>SUMMARY:
The Intern participates in a structured 10-week internship program designed to provide comprehensive exposure to banking operations and department-specific functions. The program consists of four weeks of foundational training in banking operations, followed by six weeks of focused experience within a designated department. Through hands-on involvement, cross-training, and guided learning, the intern will develop practical knowledge of community banking, banking processes, compliance standards, technology in banking, and organizational operations. This position will be onsite in our Fort Worth - Hulen location from June 1st to August 7th, 2026.
PROGRAM STRUCTURE
Weeks 1&ndash;4: Banking Operations Rotation 
During the first four weeks, the intern will gain foundational exposure to branch and call center operations. Responsibilities may include assisting with teller transactions, supporting the information counter, observing new account setup procedures, learning basic lending processes, understanding supervisory functions, and responding to incoming department calls. The intern will also complete assigned training modules and case studies while developing an understanding of TexasBank policies, procedures, and applicable regulations.
Weeks 5&ndash;10: Credit Department
During the final six weeks, the intern will transition to the Credit Department. The Credit Analyst Intern supports the Commercial Credit team by assisting with financial spreading, data gathering, research, and credit memorandum preparation for commercial loan and annual review requests. This internship is designed to provide hands on exposure to commercial underwriting, credit policy, portfolio monitoring, and other operational areas of the bank. 
 
JOB DUTIES AND ESSENTIAL FUNCTIONS:
<ul><li>Assist personnel with operational activities and assigned projects.</li><li>
Complete required training modules and case studies within established timelines.</li><li>
Participate in cross-training and gain hands-on experience in multiple banking functions.</li><li>
Develop an understanding of compliance standards by adhering to TexasBank policies, procedures, and applicable regulations.</li><li>
Prepare and submit reports as assigned by a supervisor or management.</li><li>
Perform additional duties and special projects to support organizational objectives and operational efficiency.</li><li>
Assist with spreading borrower and guarantor financial statement and tac returns into Bank templates and/or spreading tools.
</li><li>Support Credit Analysts by compiling information and completing tasks needed for credit requests and annual reviews (financials, entity docs, schedules, etc.).</li><li>
Prepares draft sections of credit memorandums (borrower overview, industry summary, financial highlights) for analyst review and refinement.</li><li>
Assists with basic cash flow, ratio, and trend analysis; flags missing or inconsistent information for follow-up.</li><li>
Research borrower, guarantor, and industry information using public &amp; private sources and summarizes relevant findings for the credit file.</li><li>
Shadows Loan Officers and Credit staff on customer calls and site visits as requested/needed</li><li>
Supports covenant tracking by gathering statements and calculating simple covenant tests.</li><li>
Learns and applies Bank credit policy and regulatory concepts relevant to commercial lending under close supervision</li><li>
Assists more expereinced Credit Analysts in interpreting and compiling data from appraisals</li><li>
Supports Credit Analysts in filling out a complex underwriting template within Excel, with oversight</li><li>
Protects confidential customer information and follows all information security and privacy procedures</li><li>
Maintains excellent customer service to internal customers and external customers</li><li>
Performs other duties and special projects as assigned.
</li></ul>WORKING CONDITIONS<ul><li>
Work is performed in an air-conditioned office environment.</li><li>
Consistent and timely attendance is required to support operational needs and service standards.</li></ul>
PHYSICIAL DEMANDS<ul><li>
Ability to sit for extended periods.</li><li>
Ability to walk, stand, bend, squat, twist, and reach.</li><li>
Ability to perform simple grasping and fine manipulation.</li><li>
Ability to perform extended keyboarding.</li></ul>
MINIMUM REQUIREMENTS
Actively enrolled in a bachelor&rsquo;s degree program in business, finance, banking, or a related field, with junior or senior standing anticipated in the upcoming academic term. 
Minimum cumulative GPA of 3.0. 
Eligibility to work in the United States. 
Strong communication and interpersonal skills. 
Effective organizational and time management skills. 
Demonstrated eagerness to learn in a professional environment. 
Strong attention to detail and ability to follow policies, procedures, and regulatory standards. 
Proficiency in Microsoft Word, Excel, and Outlook, with the ability to learn banking systems.
PREFERRED QUALIFICATIONS
Interest in banking compliance, policies, and regulatory standards. 
Willingness to participate in cross-training and assume responsibilities across multiple departments.
Disclaimer: This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice.
We are an Equal Opportunity Employer
<div>TexasBank is committed to providing equal employment opportunities regardless of race, creed, color, religion, alienage or national origin, ancestry, citizenship status, age, disability or handicap, sex, marital status, veteran status, sexual orientation, genetic information, arrest record, or any other characteristic protected by applicable federal, state or local laws. This policy applies to all terms and conditions of employment, including, but not limited to, recruiting, hiring, placement, promotion, compensation, benefits, training, disciplinary actions, layoff, recall, transfer, leaves of absence, and termination. Employees with questions or concerns about any type of discrimination in the workplace are encouraged to bring these issues to the attention of Human Resources.</div></div><div></div>

Intern - Credit Analyst

Columbia Bank New Jersey

<div>
 
 
 
 
 Summary
 
 
 : The Commercial Credit Analyst I prepares commercial credit memorandums for new loan transactions, renewals, and modifications. Responsible for spreading financial statements, researching industry trends, assessing collateral, reviewing search reports, and performing debt service coverage and financial ratio calculations. This is an entry-level role that requires problem solving and investigative skills, with the opportunity to learn about the banking industry.
 
 
 
 
 
 Job Description:&nbsp;
 
 
 
 
 
 
 Credit Analysis
 
 
 
 <ul>
 
 <li>
 Spread both business and personal financial statements to perform financial analysis and repayment assessment.
 </li>
 
 <li>
 Conduct financial analysis, industry and market assessment, repayment capacity, collateral coverage, and an assessment of guarantor support on smaller CRE, C&amp;I and Construction loan transactions through the preparation of written commercial credit memorandums.
 </li>
 
 <li>
 Research and analyze third party industry and market reports. Review third party search reports including, but not limited to, UCC lien searches, personal credit reports, judgment searches, property searches.&nbsp;
 </li>
 
 <li>
 Perform annual credit file reviews as needed.
 </li>
 
 </ul>
 
 
 
 Credit and Risk Rating
 
 
 
 <ul>
 
 <li>
 Run business and personal credit scores to determine approval or decline through an automated quick decision tool.
 </li>
 
 <li>
 Support the assignment of risk ratings and document upgrade and downgrade triggers in accordance with the Bank&rsquo;s Internal Asset Review Policy
 </li>
 
 </ul>
 
 
 
 Job Knowledge and Compliance
 
 
 
 <ul>
 
 <li>
 Practice ability to independently build job knowledge and understand policies and procedures.
 </li>
 
 <li>
 Make recommendations to management for process enhancement as needed.
 </li>
 
 <li>
 Ensure commercial credit transactions are in full compliance with all internal credit policies.
 </li>
 
 </ul>
 
 
 
 Other Responsibilities
 
 
 
 <ul>
 
 <li>
 Perform other job-related duties as may be assigned.
 </li>
 
 </ul>
 
 
 
 
 Job Requirements:
 
 
 
 
 <ul>
 
 <li>
 Bachelor&rsquo;s degree in Business Administration, Accounting, Finance, or another related field required;
 </li>
 
 <li>
 Strong aptitude for figures and accuracy;
 </li>
 
 <li>
 Proven problem solving, decision making, underwriting and analytical skills;
 </li>
 
 <li>
 Ability to work independently, effectively, and efficiently under time constraints;
 </li>
 
 <li>
 Ability to prioritize and manage multiple assignments with good organizational and time management skills;
 </li>
 
 <li>
 Excellent written and verbal communication skills;
 </li>
 
 <li>
 Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software.
 </li>
 
 </ul>
 
 
 
 
 Columbia Bank offers the following benefits:
 
 
 
 
 <ul>
 
 <li>
 Medical, Dental, Vision and Rx which are contributory.
 </li>
 
 <li>
 Bonus programs.
 </li>
 
 <li>
 Employee Stock Option Program (ESOP).
 </li>
 
 <li>
 Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&amp;AD&amp;D).
 </li>
 
 <li>
 Paid Time Off (PTO) which includes Personal and Vacation Time.
 </li>
 
 <li>
 Paid Sick Time.
 </li>
 
 <li>
 Bank Holidays.
 </li>
 
 <li>
 Employees may participate in the 401k program.
 </li>
 
 </ul>
 
 
 
 
 Schedule:
 
 
 
 
 <ul>
 
 <li>
 This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice.
 </li>
 
 </ul>
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.
 
 
</div>

Commercial Credit Analyst I

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