credit product analyst

ADIB Group

<p>Description</p> <p>Role: Credit Analyst</p> <p>Location: Dubai</p> <p>Role Purpose :</p> <p>Role holder will go through on the job training and working on credit analysis.</p> <p>The job holder will be expected to support the overall maintenance of the assigned tasks within Credit Departments these may include but not limited to preparation of credit approval packages AC memos Credit Round Table CRT discussion materials credit file maintenance.</p> Key Accountabilities of the role <ul> <li>Support RMs and ARMs in the review and preparation of credit approval packages AC memos Credit Round Table CRT discussion materials etc. and ensure the same are completed as per the banks requirements</li> <li>May attend client calls / meetings in conjunction with the RM / Division Head in relation to the clients banking requirements</li> <li>Support preparation of spreadsheets and perform financial analysis incl. basic financial modeling if applicable and qualitative analysis to support analysis of potential and existing credit applications</li> <li>Carry out initial market checking and monitor credit worthiness of obligors / counterparties including search for negative press articles rating agencies.</li> <li>May be asked to liaise with Risk in relation to the credit approval packages such as responding to queries and comments from Risk Management etc. </li><li>Prepare necessary security and other documents in liaison with Legal & Sharia departments</li> </ul> Process Implementation <ul> <li>Support Frontline staff to track review dates and ensure all facilities are renewed / deferred on a timely basic</li> <li>Ensure consistency accuracy quality and integrity of all proposals / memos</li> <li>Maintain and reconcile the credit files and identify discrepancies and variance</li> <li>Ensure complete adherence to all KPIs (Turnaround time (TAT) Credit package quality Review dates etc.)</li> <li>Support the credit analyst in assessing the creditworthiness of the counterparties and evaluate Credit proposals for lending.</li> <li>Where required liase with relationship managers Business Lines Legal staff Risk division and other stakeholders to obtain information</li> <li>Support the credit analyst in ensuring that new transactions and credit renewals meet the banks risk appetite criteria credit policies and procedures and regulatory requirements.</li> <li>Keep abreast of both macro and micro economic developments and any regulatory changes that might impact the relevant portfolio under coverage</li> </ul> Specialist Skills / Technical Knowledge Required for this role <p>Good understanding of business finance economics and current affairs</p> <p>Analytical Thinking & Business Oriented approach</p> <p>Strong interpersonal and communication skills both verbal and written.</p> Required Experience <p>IC</p> Key Skills <p>Financial Statement Preparation,Credit Analysis,Cash Flow Analysis,Math,Banking,Analysis Skills,UCC Law,Underwriting,Financial Analysis,Financial Modeling,Financial Report Interpretation,Word Processing</p> <p>Employment Type: Full Time</p> <p>Experience: years</p> <p>Vacancy: 1</p><img src="https://www.jobg8.com/Tracking.aspx?vN7mL9eUiCRePzHOPH331KeiImLxtuY5i" width="0" height="0" />

Credit Analyst

slice

<div>
 <p>
  <strong>
   About the team
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  The analytics team at slice plays a critical role in all the decisions both small and big. As a Business Analyst you will be charged with solving various problems in the company using data. Your job doesn't end at finding insights and giving recommendations, you are also responsible for getting your recommendations implemented and ensuring actual business impact.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Some examples of the problem statements that might come to the team
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   How to increase the usage of product X by Y%?
  </li>
  <li>
   How to increase our user acquisition by 100% in 3 months?
  </li>
  <li>
   How to decrease the credit loss in segment X?
  </li>
  <li>
   How to increase revenue in segment Y?
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   About the role
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  As a Business Analyst, you will help shape slice's credit and business strategies by combining your product and business acumen and data-driven insights. As a key member of the team, you work closely with leadership, credit, and product teams to craft and execute analytics-driven strategies for business growth.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   What You will do
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Break down a business problem into different smaller problems.
  </li>
  <li>
   Work with key leaders in the company to get a deeper understanding of the business problem at hand.
  </li>
  <li>
   Coordinate with the data team to ensure that data is available in the required format ready to be consumed by you.
  </li>
  <li>
   Generate insights from the data and come up with recommendations.
  </li>
  <li>
   Convince the relevant stakeholders to get your recommendations implemented.
  </li>
  <li>
   Measure the impact post-implementation and take further steps if necessary.
  </li>
  <li>
   Be satisfied making an actual and significant impact on the business :)
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   What you will need
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   1-2 years experience in analytics
  </li>
  <li>
   Expertise in databases and scripting languages (Advanced SQL, Basic Python/R, Advanced Excel)
  </li>
  <li>
   Ability to draw conclusions from data and recommend actions.
  </li>
  <li>
   Demonstrated leadership and self-direction.
  </li>
  <li>
   Demonstrated willingness to both teach others and learn new techniques.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Life at slice:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  Life so good, you&rsquo;d think we&rsquo;re kidding:
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Competitive salaries. Period.
  </li>
  <li>
   An extensive medical insurance that looks out for our employees &amp; their dependants. We&rsquo;ll love you and take care of you, our promise.
  </li>
  <li>
   Flexible working hours. Just don&rsquo;t call us at 3AM, we like our sleep schedule.
  </li>
  <li>
   Tailored vacation &amp; leave policies so that you enjoy every important moment in your life.
  </li>
  <li>
   A reward system that celebrates hard work and milestones throughout the year. Expect a gift coming your way anytime you kill it here.
  </li>
  <li>
   Learning and upskilling opportunities. Seriously, not kidding.
  </li>
  <li>
   Good food, games, and a cool office to make you feel like home. An environment so good, you&rsquo;ll forget the term &ldquo;colleagues can&rsquo;t be your friends&rdquo;.
  </li>
  <li>
   We believe in equality. Period.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  At slice, we are committed to building a diverse and talented workforce. We never discriminate on the basis of race, sex, religion, colour, national origin, gender, gender identity, sexual orientation, age, marital status, veteran status, medical condition, disability, or any other class or characteristic protected by the applicable law.
 </p>
 <p>
  <br/>
 </p>
 <p>
  We consider all qualified job-seekers with criminal histories in a manner consistent with the applicable law. Additionally, we are committed to providing reasonable accommodations to qualified individuals with physical or mental disabilities in order to participate in the job application or interview process, perform essential job functions, and receive other benefits and privileges of employment.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Come join our crew!
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   About us
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  slice
 </p>
 <p>
  <br/>
 </p>
 <p>
  A new bank for a new India
 </p>
 <p>
  <br/>
 </p>
 <p>
  slice&rsquo;s purpose is to make the world better at using money and time, with a major focus on building the best consumer experience for your money. We&rsquo;ve all felt how slow, confusing, and complicated banking can be. So, we&rsquo;re reimagining it. We&rsquo;re building every product from scratch to be fast, transparent, and feel good, because we believe that the best products transcend demographics, like how great music touches most of us.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Our cornerstone products and services: slice savings account, slice UPI credit card, slice UPI, and slice business are designed to be simple, rewarding, and completely in your control. At slice, you&rsquo;ll get to build things you&rsquo;d use yourself and shape the future of banking in India. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together.
 </p>
 <p>
  <br/>
 </p>
 <p>
  We&rsquo;re backed by some of the world&rsquo;s leading investors, including Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.
 </p>
</div>


Business Analyst - Credit Risk Strategy

FlagStar Bank

<div><div>Position Title</div>
Credit Products Analyst II<div></div><div>
Location</div>
Hicksville, NY 11801<div></div><div>
Job Summary</div>
Job Profile Summary<br>
The Commercial Credit Analyst II builds upon foundational credit experience by taking on more complex underwriting and portfolio management responsibilities. This role plays a key part in supporting Credit Products Specialists in assessing credit risk, structuring commercial loans, and monitoring portfolio performance. Analysts are expected to independently conduct financial analysis, prepare risk ratings, and provide insights on credit decisions, while continuing to refine industry expertise and technical skills.<br>
<br>
Pay Range: $64,022 - $83,229 - $102,436<div></div>
Pay Range: Local Minimum Wage - $0.00 - $0.00<div></div><div>
Job Responsibilities:</div><div><div>
Credit Risk Analysis &amp; Portfolio Management:</div></div><div><div><div><div><div><div><div><div><div><ul><li><div>
Conduct financial spreading and risk rating analysis.</div></li><li><div>
Perform detailed credit due diligence and industry research.</div></li><li><div>
Prepare annual and periodic credit reviews.</div></li><li><div>
Monitor borrower performance and track financial covenants.</div></li><li><div>
Recommend risk rating adjustments based on financial trends.</div></li></ul><div>
Loan Structuring &amp; Underwriting Support:</div><ul><li><div>
Assist Credit Products Specialists in structuring new loans and modifications.</div></li><li><div>
Prepare internal credit approval memoranda.</div></li><li><div>
Conduct market and collateral analysis.</div></li><li><div>
Review and interpret due diligence reports.</div></li><li><div>
Partner with Relationship Managers to prepare financing-related pitch materials.</div></li></ul><div>
Relationship &amp; Internal Collaboration:</div><ul><li><div>
Work closely with RMs, Credit Officers, and Credit Products Specialists to provide data-driven insights.</div></li><li><div>
Participate in client discussions and presentations as needed.</div></li></ul><div>
Special Projects &amp; Professional Development:</div><ul><li><div>
Contribute to process improvement initiatives.</div></li><li><div>
Continue professional development through credit training programs.</div></li><li><div>
Support policy updates and regulatory compliance efforts.</div></li></ul><div></div><div>
ADDITIONAL ACCOUNTABILITIES</div><ul><li><div>
Performs special projects, and additional duties and responsibilities as required.</div></li><li><div>
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.</div></li></ul><div></div><div>
JOB REQUIREMENTS</div><div></div><div>
Required Qualifications:</div><ul><li><div>
Education level required: Undergraduate Degree (4 years or equivalent) in finance, accounting, economics, or a related discipline.</div></li><li><div>
Minimum experience required: 3+ Years in commercial banking, credit analysis, or a related field.</div></li></ul><div></div><div>
Preferred Qualifications:</div><ul><li><div>
Exposure to commercial credit structuring and deal underwriting beneficial.</div></li></ul><div></div><div>
Job Competencies:</div><ul><li><div>
Advanced Financial &amp; Credit Analysis: Proficiency in financial modeling, credit risk assessment, and industry research.</div></li><li><div>
Risk Assessment &amp; Decision-Making: Ability to analyze complex credit situations and recommend solutions.</div></li><li><div>
Process &amp; Portfolio Management: Strong skills in tracking financial reporting and monitoring credit agreements.</div></li><li><div>
Collaboration &amp; Influence: Works effectively with RMs, Credit Officers, and external partners.</div></li><li><div>
Problem Solving: Applies critical thinking to resolve credit issues and assess risk exposure.</div></li><li><div>
Technology &amp; Data Utilization: Proficient in financial analysis tools, CRM systems, and Excel (pivot tables, financial modeling).</div></li><li><div>
Physical demands (ADA): No unusual physical exertion is involved.</div></li></ul></div></div></div></div></div></div></div></div></div><div>
Flagstar is an Equal Opportunity Employer</div><div></div><div>
Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: <div><i>Benefits | Flagstar Bank</i></div></div></div>

Credit Products Analyst II

The Provident Bank of New Jersey

<div><div><b>Provident Bank is seeking experienced Credit Analyst to join our growing team!</b></div><div><b>
Come learn why we are the Premier Super Community Bank!</b></div><div></div><div><br>
How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees&rsquo; experience.</div><div></div><div><b><br>
POSITION SUMMARY:</b></div><div>
As a Credit Analyst you will be responsible for detailed research and credit analysis of complex credit requests in Commercial Credit Underwriting C&amp;I Regional Department. The incumbent is expected to have comprehensive knowledge of credit &amp; risk analysis, credit rules, structuring of credits, regulations and documentation with the ability to exercise independent judgment within established Underwriting Guidelines and Credit Policy. At this level, the incumbent is expected to increasingly work with and assist the Commercial Loan Officers on customer calls and structuring deals. The incumbent will show leadership in training less experienced staff members and handle more complex and/or challenging assignments (e.g., larger deals or complicated requests with the highest level of relationship exposure under Executive Leadership and Credit Committee Approval Authority &ndash; Level 8 &amp; 9). The incumbent will have a key role of consequence to the team outside of their credit related work. For instance, 3rd party vendor management responsibilities, reporting, and special projects.</div><div></div><div><b><br>
KEY RESPONSIBILITIES:</b></div><ul><li>
Prepare loan approvals, annual reviews and conduct and credit analysis for new requests, in addition to modifications and short-term extension of existing loans.</li><li>
Prepare loan approvals, annual reviews and conduct and credit analysis for new requests, in addition to modifications and short-term extension of existing loans.</li><li>
Accompany Commercial Loan Officers on customer and prospect calls. Participate in discussions with management regarding creditworthiness of proposed loan requests.</li><li>
Conduct third party research, inclusive of industry reports, personal credit reports, real estate analysis with market assessments, etc.</li><li>
Prepares reports and handles special assignments</li><li>
Assists in 3rd party vendor management responsibilities</li><li>
Subject to business needs may have supervisory and mentorship responsibilities for junior Credit Analysts.</li></ul><div></div><div><b><br>
MINIMUM QUALIFICATIONS:</b></div><ul><li>
Bachelor&rsquo;s degree in finance, Accounting or Economics. MBA preferred.</li><li>
Formal credit training or higher banking education (i.e. Graduate School of Banking, Stonier, etc).</li><li>
Seeking candidates with 3-10 years of experience in Commercial Banking.</li><li>
Thorough knowledge of underwriting, credit analysis, commercial loan structure, and regulatory guidance.</li><li>
Strong analytical skills with ability to identify strengths and mitigate risks.</li><li>
Strong knowledge of commercial real estate lending, inclusive of investment, owner-occupied and some construction.</li><li>
Proficient in Commercial &amp; Industrial lending including debt service coverage, cash flow, A/R and A/P, WIP, Borrowing Base Certificates, and construction budgets.</li><li>
Strong computer skills, inclusive of experience with loan origination software and MS Office applications (specifically MS Word and Excel).</li><li>
Strong verbal and written communication.</li><li>
Ability to prioritize multiple projects and complete them on time.</li><li>
Ability to conduct meetings, meet with customers, effectively present information and respond to questions from peers, auditors and various levels of management.</li><li>
Strong comprehension of accounting practices, inclusive of balance sheets, income statements, equity reconciliation, and cash flows.</li><li>
Under some supervision, ability to correspond, manage, and in certain cases negotiate with 3rd party vendors.</li></ul><div></div><div><b><br>
PREFERRED QUALIFICATIONS:</b></div><div>
MBA</div><div>
Certification in Credit Risk or Credit Management preferred.</div><div></div><div><b><br>
WORKING CONDITIONS</b></div><div>
Work is mainly performed in a normal office environment. Noise levels usually are moderate. May also involve travel to customers and property locations.</div><ul><li>
Prolonged sitting</li><li>
Lifting from 5 to 10 lbs. (printer paper, storage boxes)</li><li>
Occasional bending or overhead lifting (storing files or boxes)</li><li>
The hazards are mainly those present in a normal office setting.</li></ul><div></div><div><b><i><br>
This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.</i></b></div><div></div><div><i><br>
Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.</i></div><div></div><div><br>
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.</div><div><b><br>
Pay Details:</b></div><div>
$51,200 - $105,100 annually</div><div>
Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.</div><div></div><div><br>
This role is incentive eligible based upon company, business, and/or individual goal achievement and performance.</div><div></div><div><br>
Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank&rsquo;s Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.</div></div>

Commercial Credit Analyst Opportunities throughout New Jersey

First Abu Dhabi Bank

<b>Position Overview<br></b>First Abu Dhabi Bank (FAB), the largest bank in the UAE and a global leader in financial services, is seeking a detail-oriented and analytical Credit Analyst to join its Personal Banking Credit team in Dubai. The role focuses on reviewing, assessing, and recommending mortgage loan applications, ensuring credit risk is properly evaluated and aligned with internal policies. Ideal for a finance professional with a strong background in credit analysis and risk assessment in the banking sector.<br> <br><b>Job Details<br></b>Location: United Arab Emirates<br>Location: Dubai<br>Industry: Banking / Mortgage Professionals<br>Function: Financial Analysis<br>Gender: Any<br>Candidate Nationality: Any<br>Candidate Preferred Location: Any<br>Job Type: Full-time<br> <br><b>Key Responsibilities<br></b> <br>* Evaluate creditworthiness of clients by analyzing financial statements, bank data, and credit history<br>* Prepare and review credit proposals related to mortgage loans in compliance with bank policies<br>* Ensure all required documentation is complete, accurate, and aligned with regulatory and audit requirements<br>* Highlight credit risks, policy deviations, and suggest risk mitigants in proposals submitted for approval<br>* Monitor and manage exceptions such as incomplete or deferred security documents<br>* Process applications through internal systems (e.g., CAS) within specified service level agreements<br>* Conduct external verifications such as Employment Verification (EV) and Contact Point Verification (CPV)<br>* Coordinate with other internal departments to support application processing and approvals<br>* Maintain productivity reports and submit regular updates to the reporting manager<br>* Maintain professional conduct and effective communication with internal stakeholders<br>* Continuously update knowledge on regulatory standards, bank policies, and credit evaluation techniques<br> <br><b>Candidate Profile<br></b> <br>* Bachelor s degree in Business Administration, Finance, Banking, or related discipline<br>* Minimum 3 years of experience in credit analysis or risk assessment, including 1 year in a similar role<br>* Strong understanding of banking products, particularly in personal and mortgage lending<br>* Knowledge of Central Bank regulations, credit risk policies, and underwriting practices<br>* High attention to detail, accuracy, and confidentiality in reviewing financial data<br>* Excellent communication and interpersonal skills for cross-functional coordination<br>* Proficiency in internal banking systems and productivity reporting tools<br> <br><b>Why Join FAB<br></b>At FAB, you will be empowered to take ownership of your work, contribute to meaningful projects, and grow within a progressive banking institution. FAB offers a collaborative culture, strong leadership support, and a commitment to excellence, diversity, and innovation.<br><br>

Credit Analyst Personal Banking Mortgage Lending

XCMG Group

<div>
 <p>
  Role Summary
 </p>
 <p>
  The Credit and Collection Analyst will be responsible for review client credit profiles to assess credit limits, risk levels, and payment terms.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Role Responsibility
 </p>
 <p>
  ➢ Review client credit profiles to assess credit limits, risk levels, and payment terms.
 </p>
 <p>
  ➢ Analyse Arabic credit reports, notarized contracts, and legal documents
 </p>
 <p>
  ➢ Monitor and track overdue accounts across assigned regions; implement collection strategies.
 </p>
 <p>
  ➢ Collaborate with Sales, Legal, and Finance teams to evaluate receivables risk and issue credit recommendations.
 </p>
 <p>
  ➢ Prepare and maintain reports on overdue accounts and high-risk clients.
 </p>
 <p>
  ➢ Support legal recovery efforts through promissory notes, notarization, and litigation when necessary.
 </p>
 <p>
  ➢ Conduct regular reassessments of client creditworthiness to ensure ongoing risk control.
 </p>
 <p>
  ➢ Regular Visit to customer sites to assess customer Credit Worthiness and collections and resolve disputes
 </p>
 <p>
  ➢ Send the required report to all stakeholders as per requirements. Work closely with internal departments, including Marketing, Operations, Parts, Service, HR, Finance, Warehouse, and Logistics, to ensure seamless coordination.
 </p>
 <p>
  ➢ Undertake additional job roll-related tasks as necessary to support the company's mission and operations.
 </p>
 <p>
  ➢ Carry out additional tasks as requested by management.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Key Performance
 </p>
 <p>
  ➢ Excellent negotiation and communication skills.
 </p>
 <p>
  ➢ Strong analytical and problem-solving abilities.
 </p>
 <p>
  ➢ Attention to detail and accuracy in financial reporting.
 </p>
 <p>
  ➢ Ability to work under pressure and manage multiple accounts effectively.
 </p>
 <p>
  ➢ Knowledge of local financial regulations and credit risk management best practices.
 </p>
 <p>
  ➢ Proactive and results-driven approach to debt recovery
 </p>
 <p>
  ➢ Reduction in overdue receivables and bad debt ratio.
 </p>
 <p>
  ➢ Timeliness and accuracy of credit risk assessments.
 </p>
 <p>
  ➢ Efficiency of collection processes and customer dispute resolution.
 </p>
 <p>
  ➢ Compliance with credit policies and financial regulations.
 </p>
 <p>
  <br/>
 </p>
 <p>
  Experience &amp; Background
 </p>
 <p>
  ➢ Bachelor&rsquo;s degree or higher in Finance, Accounting, Risk Management, Law, or a related discipline.
 </p>
 <p>
  ➢ Solid understanding of corporate credit review procedures and financial statement analysis is mandatory.
 </p>
 <p>
  ➢ Familiarity with receivables collection processes, instalment contracts, and legal enforcement mechanisms.
 </p>
 <p>
  ➢ Strong communication and negotiation skills; ability to work under pressure.
 </p>
 <p>
  ➢ Proficiency in English and Arabic language is mandatory.
 </p>
</div>


First Merchants Bank

<p></p><div><p><b>First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio.</b></p>
<p><b>
As part of this role you will:</b></p>
<ul>
<li>Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes.</li>
<li>Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews.</li>
<li>Assign call codes, NAICS codes, risk grade and risk rating score data accurately.</li>
<li>Review appraisals and real estate evaluations.</li>
<li>Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools</li>
<li>Attend and participate in loan committees as requested.</li>
</ul>
<p><b>To be successful in this position, we require the following</b>:</p>
<ul>
<li>Bachelor&rsquo;s degree.</li>
</ul>
<p><b>The following would be a plus:</b></p>
<ul>
<li>Bachelor&rsquo;s degree (or completion within current semester) in accounting, finance, or business.</li>
</ul>
<p><b>First Merchants offers the following:</b></p>
<ul>
<li>Base Pay <b>PLUS Bonuses</b></li>
<li>Medical, Dental and Vision Insurance</li>
<li>401k</li>
<li>Health Savings and Flexible Spending Accounts</li>
<li>Vacation/Sick Time</li>
<li>Paid Holidays</li>
<li>Paid Parental Leave</li>
<li>Tuition Reimbursement</li>
<li>Additional Benefits</li>
</ul>
<p><b>A little about us:</b></p>
<p>
First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy.</p>
<p><b>
Our Vision is:</b></p>
<p>
To enhance the financial wellness of the diverse communities we serve.</p>
<p><b>
Our Mission is:</b></p>
<p>
To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.</p>
<p><b>
Our Team:</b></p>
<p>
&quot;We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging.&quot;</p>
<p>
Apply today to begin your career with us!</p><p></p><p>
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities<br>
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.</p></div>

Credit Analyst I

Search 10000+ Credit product analyst jobs near you this October. New roles added regularly across leading industries. Apply today.

10000 credit product analyst jobs NEAR_ME

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