credit products officer

FlagStar Bank

<div><div>Position Title</div>
Credit Products Analyst II<div></div><div>
Location</div>
Hicksville, NY 11801<div></div><div>
Job Summary</div>
Job Profile Summary<br>
The Commercial Credit Analyst II builds upon foundational credit experience by taking on more complex underwriting and portfolio management responsibilities. This role plays a key part in supporting Credit Products Specialists in assessing credit risk, structuring commercial loans, and monitoring portfolio performance. Analysts are expected to independently conduct financial analysis, prepare risk ratings, and provide insights on credit decisions, while continuing to refine industry expertise and technical skills.<br>
<br>
Pay Range: $64,022 - $83,229 - $102,436<div></div>
Pay Range: Local Minimum Wage - $0.00 - $0.00<div></div><div>
Job Responsibilities:</div><div><div>
Credit Risk Analysis &amp; Portfolio Management:</div></div><div><div><div><div><div><div><div><div><div><ul><li><div>
Conduct financial spreading and risk rating analysis.</div></li><li><div>
Perform detailed credit due diligence and industry research.</div></li><li><div>
Prepare annual and periodic credit reviews.</div></li><li><div>
Monitor borrower performance and track financial covenants.</div></li><li><div>
Recommend risk rating adjustments based on financial trends.</div></li></ul><div>
Loan Structuring &amp; Underwriting Support:</div><ul><li><div>
Assist Credit Products Specialists in structuring new loans and modifications.</div></li><li><div>
Prepare internal credit approval memoranda.</div></li><li><div>
Conduct market and collateral analysis.</div></li><li><div>
Review and interpret due diligence reports.</div></li><li><div>
Partner with Relationship Managers to prepare financing-related pitch materials.</div></li></ul><div>
Relationship &amp; Internal Collaboration:</div><ul><li><div>
Work closely with RMs, Credit Officers, and Credit Products Specialists to provide data-driven insights.</div></li><li><div>
Participate in client discussions and presentations as needed.</div></li></ul><div>
Special Projects &amp; Professional Development:</div><ul><li><div>
Contribute to process improvement initiatives.</div></li><li><div>
Continue professional development through credit training programs.</div></li><li><div>
Support policy updates and regulatory compliance efforts.</div></li></ul><div></div><div>
ADDITIONAL ACCOUNTABILITIES</div><ul><li><div>
Performs special projects, and additional duties and responsibilities as required.</div></li><li><div>
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.</div></li></ul><div></div><div>
JOB REQUIREMENTS</div><div></div><div>
Required Qualifications:</div><ul><li><div>
Education level required: Undergraduate Degree (4 years or equivalent) in finance, accounting, economics, or a related discipline.</div></li><li><div>
Minimum experience required: 3+ Years in commercial banking, credit analysis, or a related field.</div></li></ul><div></div><div>
Preferred Qualifications:</div><ul><li><div>
Exposure to commercial credit structuring and deal underwriting beneficial.</div></li></ul><div></div><div>
Job Competencies:</div><ul><li><div>
Advanced Financial &amp; Credit Analysis: Proficiency in financial modeling, credit risk assessment, and industry research.</div></li><li><div>
Risk Assessment &amp; Decision-Making: Ability to analyze complex credit situations and recommend solutions.</div></li><li><div>
Process &amp; Portfolio Management: Strong skills in tracking financial reporting and monitoring credit agreements.</div></li><li><div>
Collaboration &amp; Influence: Works effectively with RMs, Credit Officers, and external partners.</div></li><li><div>
Problem Solving: Applies critical thinking to resolve credit issues and assess risk exposure.</div></li><li><div>
Technology &amp; Data Utilization: Proficient in financial analysis tools, CRM systems, and Excel (pivot tables, financial modeling).</div></li><li><div>
Physical demands (ADA): No unusual physical exertion is involved.</div></li></ul></div></div></div></div></div></div></div></div></div><div>
Flagstar is an Equal Opportunity Employer</div><div></div><div>
Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: <div><i>Benefits | Flagstar Bank</i></div></div></div>

Credit Products Analyst II

Century Bank Brokers

<p><b>WALKIN INTERVIEWS </b></p><p><b>Office no 107</b></p><p><b>Emitac Building</b></p><p><b>GGICO Metro Station Exit 2</b></p><p><b>Interviewer : Mohsin Bilal</b></p><p>https://g.co/kgs/xCLnGCd</p><p>As a <b>Credit Card Sales Agent</b>, you will be responsible for promoting and selling credit cards to potential customers. Your role involves direct sales, whether through retail outlets, phone calls, or fieldwork, to drive credit card acquisition. You will engage with customers, explain product benefits, and help them choose the best credit card options suited to their needs. Achieving sales targets, maintaining excellent customer service, and building long-term customer relationships are key components of this position.</p><p><b>Key Responsibilities:</b></p><ul><li><b>Identify and approach potential customers:</b> Engage with customers in person, via phone, or through digital platforms to promote credit card products.</li><li><b>Explain product features:</b> Clearly communicate the benefits, features, and terms of credit card products, ensuring customers understand the application process, eligibility, and fees.</li><li><b>Achieve sales targets:</b> Meet or exceed monthly and quarterly sales quotas as set by the sales manager or organization.</li><li><b>Customer acquisition:</b> Guide customers through the application process, assist with document collection, and ensure smooth onboarding.</li><li><b>Maintain customer relationships:</b> Offer post-sale support, answer customer inquiries, and provide solutions to ensure a positive experience.</li><li><b>Stay updated on product knowledge:</b> Keep up-to-date with the latest credit card products, terms, promotions, and competitors to provide the best service.</li><li><b>Cross-sell products:</b> Where applicable, recommend other financial products (e.g., loans, savings accounts) based on customer needs.</li><li><b>Ensure compliance:</b> Adhere to all relevant regulations and policies regarding the sales of credit card products, including privacy and confidentiality.</li></ul><p><b>Requirements:</b></p><ul><li><b>Education:</b> High school diploma or equivalent (Bachelor's degree preferred).</li><li><b>Experience:</b></li><li>Prior experience in sales, particularly financial products or retail, is preferred.</li><li>Knowledge of credit card products and services is a plus.</li><li><b>Skills:</b></li><li>Strong communication and interpersonal skills.</li><li>Persuasive and confident with an ability to close sales.</li><li>Customer-service oriented with problem-solving capabilities.</li><li>Self-motivated, target-driven, and able to work independently.</li><li><b>Other Requirements:</b></li><li>Ability to work flexible hours, including weekends if necessary.</li><li>Knowledge of CRM systems or sales software is an advantage.</li><li>Willingness to travel locally for client meetings (if required).</li></ul><p><b>Benefits:</b></p><ul><li>Competitive salary plus commission/bonus based on performance.</li><li>Opportunities for career advancement and professional development.</li><li>Health insurance and other company benefits (if applicable).</li><li>Sales training and continuous product education provided.</li></ul><p>Job Type: Full-time</p><p>Pay: AED2,500.00 - AED6,000.00 per month</p>

Relationship Officer: Credit Card and Personal Loans

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 <p>
  We are looking for the candidates who will work as a Credit Card Product Manager to join our Payment Systems tribe which works with agile methodology. The role will carry out the following responsibilities;
 </p>
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  <br/>
 </p>
 <p>
  <strong>
   Qualifications:
  </strong>
 </p>
 <ul>
  <li>
   Bachelor's degree (Master&rsquo;s Degree is an asset),
  </li>
  <li>
   Fluent in English,
  </li>
  <li>
   Proficient in MS Office (Word, Excel, PP) applications,
  </li>
  <li>
   Knowledge of SAS and SQL programs,
  </li>
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   Minimum 5 years of experience field of payment systems, worked in the credit card management product team,
  </li>
  <li>
   Preferably have experience on agile methodologies,
  </li>
  <li>
   High communication skills, prone to teamwork, able to coordinate with other teams,
  </li>
  <li>
   Result-oriented, proactive, analytical, innovative and researcher.
  </li>
 </ul>
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 </p>
 <p>
  <strong>
   Job Description:
  </strong>
 </p>
 <ul>
  <li>
   Managing consumer credit card product,
  </li>
  <li>
   Following KPI of products (turnover, number of cards, sales, retention, activation, profitability), following, interpreting, presenting of all components,
  </li>
  <li>
   Working in coordination with parties such as IT, digital channels and commercial banking for the development of the products under its responsibility, determining the technological path plan and priorities of the product,
  </li>
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   Leading new projects and developments,
  </li>
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   Creating the action plan of the products under his responsibility, following the budget
  </li>
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   Realization and follow-up of the campaign management planned within the scope of the general strategy of the products,
  </li>
  <li>
   Making necessary competition and market analyzes for new products, determining customer needs, planning and implementing the most appropriate technical, financial and legal structure,
  </li>
  <li>
   Analysis and market positioning of the product image, awareness and customer groups it addresses,
  </li>
  <li>
   Taking competitive actions suitable for the target audience of the product, following the competition,
  </li>
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   Responsible for product communications,
  </li>
  <li>
   General and sectoral design of product revenue and profitability-enhancing campaigns, planning financial feasibility, communication, and strategies by coordinating with the relevant departments,
  </li>
  <li>
   Detailed analysis and reporting of campaign results,
  </li>
  <li>
   Creating business and marketing strategies in line with numbers.
  </li>
 </ul>
</div>


Credit Card Product Manager

DOHA BANK

<div>
 <p>
  <strong>
   Job Description:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  The incumbent will review corporate credit applications for correctness/accuracy of documentation or approvals, verification of the terms of approval and checking compliance of covenants and payment terms and conditions and ensuring completeness of documentation/filing in accordance with approved terms and conditions.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Must Have:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Bilingual (Arabic &amp; English)
  </li>
  <li>
   Minimum 5 years-experience in preparation of Credit Documentation.
  </li>
  <li>
   Bachelor in Business Administration, Finance, Economics or Legal as advantage.
  </li>
  <li>
   Ability to review corporate credit applications and verify the terms of approvals.
  </li>
  <li>
   Familiar with various type of credit documents and collaterals documents related to Corporate facilities such as Credit facility agreement, mortgage of Title Deeds and pledge of shares Agreements, also submission of relevant requests on MOJ SAK portal.
  </li>
  <li>
   Review and extract the related data from Core Banking System.
  </li>
 </ul>
</div>


Credit Documentation Officer

dulsco L.L.C

<p><i><b>Retail Credit Consultant</b></i></p><p>The Retail Credit Consultant is a strategic leadership role responsible for managing and optimizing the bank&rsquo;s retail credit portfolio in the UAE. Reporting to the Department Manager, this position ensures alignment of retail credit strategies with the bank&rsquo;s risk appetite, profitability goals, and regulatory requirements. The role involves developing credit policies, overseeing portfolio performance, ensuring compliance, and driving innovation in credit processes.</p><p><i><b>Key Responsibilities:</b></i></p><ul><li>Develop and implement retail credit policies and frameworks aligned with UAE Central Bank regulations.</li><li>Oversee and optimize the retail credit portfolio to ensure diversification, quality, and profitability.</li><li>Lead the design of credit scoring models and underwriting criteria to enhance decision-making accuracy.</li><li>Monitor portfolio risk, prepare analytical reports, and advise senior management on emerging trends.</li><li>Ensure compliance with regulatory standards and manage relationships with regulators and auditors.</li><li>Build and lead a high-performing credit team with focus on Emiratization, innovation, and talent development.</li><li>Drive digital transformation through automation, AI, and data analytics in credit decisioning.</li><li>Oversee collections and recovery strategies to minimize credit losses and enhance portfolio health.</li></ul><p><i><b>Qualifications &amp; Skills:</b></i></p><ul><li>Master&rsquo;s degree in Finance or related field with 12+ years&rsquo; experience in retail credit risk management.</li><li>Strong knowledge of UAE banking regulations, credit scoring, and portfolio management. Proven leadership in developing credit strategies and managing regulatory relationships.</li><li>Expertise in data-driven risk assessment, AI/ML in credit, and digital lending. Excellent communication, analytical, and stakeholder management skills.</li><li>Professional certifications (FRM, CFA) and GCC experience are advantageous.</li></ul><p>Job Types: Full-time, Permanent</p><p>Base Pay: AED20,000.00 - AED45,000.00 per month</p>

Retail Credit Consultant

RiDiK (a Subsidiary of CLPS. Nasdaq: CLPS)

<p>We're looking for a <b>Corporate Credit BA</b> to support our team in <b>Dubai</b>. This role offers the opportunity to work on meaningful projects, collaborate with talented colleagues, and contribute to the success of a growing company. If you're someone who takes initiative, values continuous learning, and thrives in a collaborative setting, we'd love to hear from you.</p> Key Responsibilities <ul> <li>Work closely with stakeholders to understand and document business requirements, specifically around the Credit Journey (from credit application to approval and disbursement).</li> <li>Analyze and map current business processes, identifying opportunities for improvement and optimization within the Corporate Banking credit processes.</li> <li>Collaborate with business and technical teams to define and prioritize features, enhancements, and solutions for the Credit Journey.</li> <li>Ensure all requirements are clearly defined and communicated to development teams, ensuring alignment with business needs and regulatory requirements.</li> <li>Perform data analysis and reporting to support decision making and track progress against business goals.</li> <li>Act as a liaison between business users and technical teams, translating business needs into actionable technical requirements.</li> <li>Support testing efforts, including user acceptance testing (UAT), to ensure successful delivery of solutions.</li> <li>Monitor project timelines and deliverables, ensuring successful implementation of solutions within the Corporate Banking space.</li> </ul> Requirements <ul> <li>Proven experience as a Business Analyst in <b>Corporate Banking</b>, with direct exposure to the <b>Credit Journey process</b>.</li> <li>Strong understanding of <b>credit workflows</b>, from <b>application to approval and disbursement</b>.</li> <li>Ability to gather and document detailed business requirements, including functional specifications.</li> <li>Familiarity with banking systems, <b>credit risk assessment</b>, and <b>loan management processes</b>.</li> <li>Excellent communication and collaboration skills with the ability to work across cross functional teams.</li> <li>Strong problem solving skills with an analytical approach to business challenges.</li> <li>Experience using Azure boards for requirements management and project tracking.</li> </ul> <p><b>About CLPS RiDiK</b></p> <p>RiDiK is a global technology solutions provider and a subsidiary of CLPS Incorporation (NASDAQ: CLPS), delivering cutting edge end to end services across banking, wealth management, and e commerce. With deep expertise in AI, cloud, big data, and blockchain, we support clients across Asia, North America, and the Middle East in driving digital transformation and achieving sustainable growth. Operating from regional hubs in 10 countries and backed by a global delivery network, we combine local insight with technical excellence to deliver real, measurable impact. Join RiDiK and be part of an innovative, fast growing team shaping the future of technology across industries.</p><img src="https://www.jobg8.com/Tracking.aspx?vN7mL9eUiCSJRlOhixzg6FtnKi3xrx9zi" width="0" height="0" />

Corporate Credit BA

al ahli bank of kuwait

<div></div><div><p><b>Date: </b>Oct 8, 2025
</p><p><b>Location:</b> Head Office (EGY44), Egypt
</p><p><b>Company: </b>AL AHLI BANK OF KUWAIT
</p><div><div><div><div><h2 class="jobSectionHeader"><b>Job Purpose</b></h2>
</div><div><p>
Al Ahli Bank of Kuwait - Egypt is delighted to announce the opening of registration for the fifth round of ABK-Egypt Credit Academy!</p></div></div><div><div><h2 class="jobSectionHeader"><b>
Key Accountabilities</b></h2>
</div><div><ul><li>The credit course program is designed for both fresh graduates and young banking professionals.</li>
<li>Upon course completion, certified graduates will be joining the following departments in ABK-Egypt:</li>
<li>Corporate Banking</li>
<li>SME&rsquo;s</li>
<li>Credit Risk</li>
</ul></div></div><div><div><h2 class="jobSectionHeader"><b>Education</b></h2>
</div><div><div>Bachelor's Degree or Equivalent Certification/Experience in Business Administration and Management</div></div></div><div><div><h2 class="jobSectionHeader"><b>
Experience</b></h2>
</div><div><ul><li>Solid Sales &amp; Trade Finance experience.
</li><li>Educational background: Business Administration, Accounting, Finance, Economics.</li>
<li>Excellent command of English spoken and written.</li>
<li>Good communication skills, willingness and eagerness to learn and develop</li></ul></div></div><p></p><div><div><h2 class="jobSectionHeader"><b><br>
Competencies &amp; Skills</b></h2>
</div><div><div>Customer Centric,</div><div>
Effective Communication,</div><div>
Professional Ethics,</div><div>
Result Focus,</div></div></div></div></div></div><p></p>

Credit Officer

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