credit relationship manager

DOHA BANK

<div>
 
 Are you a seasoned credit risk professional ready to shape the future of risk evaluation in a dynamic banking environment? Join our team as a
 
 Manager &ndash; Credit Risk Evaluation
 
 , where you'll lead strategic credit reviews across our Institutional Banking Group (IBG), Treasury, and Wholesale Banking functions.
 
 
 
 
 
 What You&rsquo;ll Do :
 
 
 
 
 <ul>
 <li>
 Lead the development and execution of credit evaluation strategies aligned with our organizational goals
 </li>
 <li>
 Oversee corporate and SME credit assessments to mitigate risk and minimize losses
 </li>
 <li>
 Ensure compliance with internal policies and QCB regulatory guidelines
 </li>
 <li>
 Review and recommend credit applications, assessing financial and operational risks
 </li>
 <li>
 Guide and mentor Credit Risk Analysts in financial analysis, credit grading, and risk management
 </li>
 <li>
 Conduct client meetings and site inspections to support credit decisions
 </li>
 <li>
 Build strong relationships with internal and external stakeholders
 </li>
 <li>
 Prepare management reports and contribute to recruitment and performance reviews
 </li>
 </ul>
 
 
 
 
 What You Bring :
 
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Business, Banking, Finance, or related field (Master&rsquo;s preferred)
 </li>
 <li>
 15 years of experience in financial services or banking, with a focus on credit review and analysis
 </li>
 <li>
 Familiarity with QCB regulatory frameworks is a strong advantage
 </li>
 <li>
 Proven leadership and team development skills
 </li>
 <li>
 Strong analytical thinking and decision-making capabilities
 </li>
 <li>
 Excellent communication and relationship management
 </li>
 </ul>
 
 
</div>

Manager Credit Risk Evaluation

Sundus

<div>
 Job Title:
 
 Relationship Manager &ndash; Small Business Finance
 
 
 
 Job Location: Dubai
 
 
 Experience- 5+ years
 
 
 Duration- 2 years renewable
 
 
 Client- Bank
 
 
 Payroll- Sundus
 
 
 Working days- 5 days
 
 
 Education: Bachelor&rsquo;s degree
 
 
 Industry: Banking - Financial Services
 
 
 
 Previous Experience
 
 
 
 <ul>
 <li>
 Minimum five (05) years' experience as a Relationship Management experience in a banking environment
 </li>
 <li>
 Minimum Qualification &ndash; Bachelor&rsquo;s degree
 
 
 </li>
 </ul>
 
 Specialist Skills / Technical Knowledge Required For This Role
 
 
 
 <ul>
 <li>
 Good knowledge of CLIENT&rsquo;s Business Banking products &amp; services
 </li>
 <li>
 Experience of credit analyses.
 </li>
 <li>
 Good knowledge of CLIENT&rsquo;s Operational Policies &amp; Procedures
 </li>
 <li>
 Proficient in credit appraisal techniques including credit, risk, business &amp; financial analysis.
 </li>
 <li>
 Knowledge of Business Relationship Management.
 </li>
 <li>
 Fair Knowledge of UAE banking practices, regulations &amp; risks
 </li>
 <li>
 Good Knowledge of Anti-Money laundering regulations issued by the client and other regulatory authorities
 </li>
 <li>
 General awareness of competitors in the local market
 </li>
 <li>
 Excellent knowledge of service standards
 </li>
 <li>
 Knowledge of Cross Sales
 </li>
 <li>
 Computer skills
 </li>
 <li>
 Excellent Communication Skills.
 
 
 </li>
 </ul>
 
 Responsibilities
 
 
 
 Credit
 
 
 <ul>
 <li>
 Acquire volumes principally from within the bank&rsquo;s existing portfolio
 
 
 </li>
 </ul>
 (x-sell) and through other contacts / efforts and Develops a database
 
 
 of qualified leads through referrals, telephone canvassing, face to face
 
 
 cold calling with business owners, direct mail, email, and networking
 
 
 on selective basis, as to achieve your business targets
 
 
 <ul>
 <li>
 Call Report preparation to be high standards i.e. informative,
 
 
 </li>
 </ul>
 presentable, conclusive, professional, and comprehensive
 
 
 <ul>
 <li>
 Prepare credit applications &ndash; analysis financial statements/bank
 
 
 </li>
 </ul>
 statements and make it ready for the approval. Ensure that CA&rsquo;s for
 
 
 clients are correctly prepared in accordance with the bank polices and
 
 
 regulatory framework.
 
 
 <ul>
 <li>
 Analyze of working capital requirements for clients, monitors
 
 
 </li>
 </ul>
 financial health of the client&rsquo;s business and industry.
 
 
 <ul>
 <li>
 Ensure that all documentations for credit proposals are complete with
 
 
 </li>
 </ul>
 sufficient covered collaterals.
 
 
 <ul>
 <li>
 Initiates and ensures disbursements and adjustments of facilities.
 </li>
 <li>
 Ensure that the approved credit lines are valid and available for the
 
 
 </li>
 </ul>
 clients.
 
 
 <ul>
 <li>
 Liaise with various internal departments (credit-risk, legal, operations,
 
 
 </li>
 </ul>
 Trade finance&hellip;) for smooth and quick turnaround of transactions.
 
 
 <ul>
 <li>
 Strictly adhere to Bank&rsquo;s financing policy Manual and report any
 
 
 </li>
 </ul>
 exceptions
 
 
 <ul>
 <li>
 Proper credit monitoring, through different methods mainly regular
 
 
 </li>
 </ul>
 customer&rsquo;s sites visits i.e. office, showrooms, warehouses... and
 
 
 providing call reports for the same.
 
 
 <ul>
 <li>
 Recover of banks dues in time through the daily reports and follow
 
 
 </li>
 </ul>
 ups
 
 
 <ul>
 <li>
 Must provide practical and suitable options to help Consumers make
 
 
 </li>
 </ul>
 informed decisions that are in Consumers&rsquo; best interest including
 
 
 assessment of appropriateness, affordability, and suitability.
 
 
 <ul>
 <li>
 Ensure ethical sales practices are followed without fail
 
 
 </li>
 </ul>
 which must be conducted with due skill, care and
 
 
 diligence, integrity and in a fair, honest and professional
 
 
 manner towards consumers. Must not indulge in
 
 
 misleading or aggressive sales practices and exploitation
 
 
 of customers due to their vulnerabilities, apathy or lack of
 
 
 knowledge
 
 
 <ul>
 <li>
 Must take necessary steps to ensure that Customers are
 
 
 </li>
 </ul>
 made aware of and understand the proposed terms and
 
 
 conditions prior to the final stage of the sales process or
 
 
 the time of signing of the Facility Offer Letter
 
 
 Customer Service
 
 
 <ul>
 <li>
 Maintain contact with all clients in the market area to ensure high
 
 
 </li>
 </ul>
 levels of Client Satisfaction.
 
 
 <ul>
 <li>
 Maintain high standard service with customers and ensure no
 
 
 </li>
 </ul>
 complains.
 
 
 <ul>
 <li>
 Responding on customers calls and starts with appropriate greetings.
 </li>
 <li>
 Develops, enhances, and maintains relationships with prospective
 
 
 </li>
 </ul>
 clients to ensure revenue / profit targets are met/ exceeded.
 
 
 <ul>
 <li>
 Ensure that service quality norms and client satisfaction scores are
 
 
 </li>
 </ul>
 met for their set of clients.
 
 
 To do regular visits to the customer&rsquo;s
 
 
 Internal / External Cooperation
 
 
 <ul>
 <li>
 Demonstrate ability to interact and cooperate with all bank employees.
 </li>
 <li>
 Build trust, value others, communicate effectively, drive execution,
 
 
 </li>
 </ul>
 foster innovation, focus on the customer, collaborate with others,
 
 
 solve problems creatively and demonstrate high integrity.
 
 
 <ul>
 <li>
 Maintain professional internal and external relationships that meet
 
 
 </li>
 </ul>
 department core values.
 
 
 <ul>
 <li>
 Proactively establish and maintain effective working team
 
 
 </li>
 </ul>
 relationships with all support departments
 
 
 <ul>
 <li>
 Must complete mandatory trainings within bank provided timelines
 
 
 </li>
 </ul>
 and ensure that the staff enhance their skills by opting for/undergoing
 
 
 appropriate trainings as per their development requirements identified
 
 
 through discussions with their Line Managers.
</div>

Relationship Manager – Small Business Finance

COMMUNIK MARKETING MANAGMENT EST

Walk-In Interview &ndash; Relationship Officer (Credit Card Sales)Date: 23rd Decemeber 2025 - 27th December 2025Time: 11:00 AM &ndash; 1:00 PMVenue: Communik Marketing Management Est. &ndash; Main Branch M-13, ACICO Business Park, Shaikh Rashid Road, Port Saeed, Dubai (Nearest Metro: Deira City Centre Metro Station)Location Link: https://lnkd.in/dQSXBFnVPosition: Relationship Officer &ndash; Credit Card SalesRequirements:Excellent communication &amp; sales skillsPrior experience in credit card or banking sales preferredSelf-motivated and target-orientedVisa will be providedSalary: Performance-based (AED 2,500 &ndash; 5,000)Join us and grow with a dynamic sales team!Job Type: Full-timePay: AED2,500.00 - AED5,000.00 per month

Walk-In Interview – Relationship Officer (Credit Card Sales)

Manlift Middle East LLC

Company: Manlift Middle East LLCJob Title: Credit Control ManagerReporting to: Finance Manager - UAEIndustry: Aerial Work PlatformAbout the Company:Manlift is an international company specialising in renting and selling aerial work platforms and related machinery of renowned brands which include JLG, Genie &amp; Teupen among others. Over the years, Manlift has grown into a specialist in the area of working safely and efficiently at heights across the UAE, Qatar and India. By continuously investing in people, quality and innovation, Manlift has become a leading international player. With its international operation and support, Manlift can offer its customers the best possible service wherever they are.Purpose of the Role: This role is responsible for overseeing the day-to-day finance and accounting activities for Manlift&rsquo;s businesses. The position will also support the Finance Manager in driving business performance through revenue enhancement and effective cost control.Tasks and responsibilities:1. Credit Policy &amp; Governance<ul><li>Develop and implement credit control policies, procedures, and approval matrices.</li><li>Evaluate credit worthiness of customers using financial analysis, credit reports, trade references, and internal policies.</li><li>Review and recommend customer credit limits to management.</li><li>Ensure compliance with company credit policy, IFRS requirements, and audit standards.</li></ul>2. Customer Credit Management<ul><li>Conduct credit checks for new customers and periodic reviews of existing customers.</li><li>Monitor ageing of receivables and identify high-risk customers.</li><li>Approve or recommend terms of payment, credit periods, and special arrangements.</li><li>Work closely with commercial teams on onboarding processes and customer risk assessment.</li></ul>3. Collections &amp; Receivables Management<ul><li>Lead, manage, and motivate the collections team to ensure timely receipt of outstanding payments.</li><li>Monitor daily, weekly, and monthly collections performance.</li><li>Implement proactive collection strategies to reduce Days Sales Outstanding (DSO).</li><li>Ensure timely follow-up of overdue accounts and initiate escalation protocols.</li><li>Handle complex or major customer accounts directly.</li></ul>4. Dispute Resolution/Legal<ul><li>Identify and resolve billing, pricing, delivery, and contract-related disputes affecting collections.</li><li>Coordinate with sales, finance, operations, and customer service teams to resolve customer queries/credit notes.</li><li>Ensure timely issuance of credit notes and debit notes as per approval policies.</li><li>Liaison with external lawyers in taking legal action against defaulting customers, follow up on the cases and periodic meeting with lawyers to discuss various actions to recover the dues.</li></ul>5. Reporting &amp; Analysis<ul><li>Prepare monthly ageing analysis, DSO reports, forecasted collections, and overdue analysis reports.</li><li>Highlight red flags, doubtful debts, and slow-moving accounts to management.</li><li>Assist in provisioning for doubtful debts as per IFRS.</li><li>Present monthly performance PowerPoint for MBR.</li></ul>6. Process Improvement &amp; Systems<ul><li>Enhance automation of collections processes through ERP, CRM, or credit control systems.</li><li>Implement best practices to improve efficiency, reduce disputes, and strengthen controls.</li><li>Ensure accurate customer master creation and maintenance.</li></ul>7. Team Management<ul><li>Lead and supervise the credit control and collections team.</li><li>Provide training, coaching, and development for team members.</li><li>Set KPIs for team performance and monitor results.</li></ul>Skills &amp; Competencies:<ul><li>Strong knowledge of credit management principles, financial analysis, and risk assessment.</li><li>Excellent communication, negotiation, and stakeholder management skills.</li><li>High level of analytical ability and commercial acumen.</li><li>Strong command of ERP systems (SAP/Oracle/), Excel, and reporting tools.</li><li>Ability to manage pressure, deadlines, and difficult conversations professionally.</li></ul>Qualifications &amp; Experience:<ul><li>Bachelor&rsquo;s degree in Finance, Accounting, or Business.</li><li>Professional qualifications (CMA/ACCA/CPA/CFA) an added advantage.</li><li>5&ndash;10 years of experience in credit control, receivables, or finance operations.</li><li>Experience in managing collections for large key accounts and high transaction volumes.</li><li>Prior experience in contracting and Construction industries preferred.</li></ul>Job Types: Full-time, Permanent

Credit Control Manager - UAE

Mandarin Oriental

<div>
 Mandarin Oriental, Doha is looking for a Credit Manager to join our Finance team.
 
 
 Are you a master of craft? Do you thrive in a team that succeeds together, demonstrating integrity and respect while acting responsibly? Do you embrace a growth mindset? We invite you to become a fan of the exceptional.
 
 
 Mandarin Oriental is the award-winning owner and operator of some of the most luxurious hotels, resorts and residences located in prime destinations around the world, with a strong development pipeline. Increasingly recognised for creating some of the world&rsquo;s most sought-after properties, the Group provides legendary service inspired by Asian heritage whilst representing the very cutting-edge of luxury experiences.
 
 
 Mandarin Oriental, Doha is an intimate and stylish urban retreat, blending Qatari-influenced heritage with modern design. Located in the heart of Msheireb Downtown Doha, within walking distance to Souq Waqif, Museum of Islamic Art and a short distance to the business district, West Bay.
 
 
 Scope of Position
 
 
 The Credit Manager maintains proper credit procedures throughout the hotel in accordance with both local and corporate policies and procedures. To control and monitor prompt billing and collection of all accounts receivable items in order to maintain the lowest possible level of outstanding accounts at all times. Primarily responsible for the hotel debtor&rsquo;s function: processing credit applications, invoicing, debt collection, AR cashiering, reconciliations and month-end requirements.
 
 
 
 As
 
 
 Credit Manager, you will be responsible for the following duties:
 
 
 
 <ul>
 <li>
 Establish and maintain local credit policies and procedures regarding billing, collection, credits cards, inquiries, cheque encashing, etc.
 </li>
 <li>
 Ensure all departments within the hotel conform to the established guidelines for credit and collection policies and procedures.
 </li>
 <li>
 Working closely and communicating with Room Sales, Events, Front Office and Restaurants colleagues.
 </li>
 <li>
 Must have thorough knowledge of all policies and procedures as they relate to credit and receivables.
 </li>
 <li>
 Must work in a safe, prudent, and organized manner.
 </li>
 <li>
 Must have a commitment to follow all local corporate policies and procedures as they relate to credit and receivables.
 </li>
 <li>
 Investigate fully all requests for billing and function as final authority over credit approval.
 </li>
 <li>
 Inspect all in-house accounts (PM and PX) to ensure adherence to the hotels&rsquo; credit policy; assist with the collection efforts of these accounts where necessary.
 
 
 </li>
 </ul>
 
 As Credit Manager, We Expect From You
 
 
 
 <ul>
 <li>
 Minimum of 2-3 years&rsquo; experience as Credit Manager or Accounts Receivable Manager in a similar capacity in a hotel.
 </li>
 <li>
 Pre-opening experience preferred
 </li>
 <li>
 Able to work in a pre-opening environment
 </li>
 <li>
 Excellent communication skills within the organization. Proactive communicator.
 </li>
 <li>
 High managerial/supervisory skills to meet and focus on deadlines, planning ahead, result driven and also flexible
 
 
 </li>
 </ul>
 
 Our commitment to you
 
 
 
 <ul>
 <li>
 Learning &amp; Development. Your success is our success. We craft unique learning and development programmes for various stages in your career so that you grow, continuously.
 </li>
 <li>
 MOstay. When you work as hard as our colleagues do, it&rsquo;s important to take time off. As a member of the #MOfamily, you can stay with us wherever you go in the world. The MOstay programme offers complimentary nights and additionally attractive rates on rooms for you and your loved ones.
 </li>
 <li>
 Heath &amp; Colleague Wellness. Finding the right work-life balance is important. Your wellbeing matters to us. A variety of health benefits and wellness programmes are offered to all our colleagues, globally.
 </li>
 <li>
 Retirement Plans. When you show commitment to us, we reciprocate. We offer different retirement plans depending on the length of your service and your role.
 </li>
 <li>
 A competitive salary and benefits packages
 </li>
 <li>
 Transportation and Housing provided
 </li>
 <li>
 Relocation and Vacation Tickets
 
 
 </li>
 </ul>
 
 We&rsquo;re Fans. Are you?
 
</div>

Credit Manager

<div><div><div>If you are a current DSV employee and interested in a position in another country, please contact your Human Resource representative to discuss the process and requirements of applying.
</div></div><div><div><div><div>Job Req Number: 104683 
Time Type: Full Time 
DSV is constantly evolving and expanding within the global market. Working for the world's largest global supplier of transport and logistics can open many opportunities for you to develop your career on an international scale. 


We have an exciting opportunity for Credit Controller. The person will be responsible for monitoring the credit limits given to customers by countries in line with credit policy and sufficient for the business.
Credit Controller role is critical position that directly contributes to an organisation's liquidity. You will coordinate with countries on the collection of top overdues customer and monitor their collection by aging brackets. Managing the cashflow and money owed to the business while ensuring payment is received promptly and efficiently. 


Reporting Line:
Report to: Senior Manager &ndash;Cluster Credit Control

Role: Individual contributor

Direct subordinates: None 


Detailed Responsibilities:
<ul>
<li>Adhere by the credit policy clauses and make it as living document. Ensure MENA countries are always in compliance with credit policy.
</li><li>Evaluate the creditworthiness of customers by analyzing financial statements, credit reports, and other relevant data to assess risk levels accurately.</li>
<li>Monitor the performance of existing credit accounts, identifying potential risks and opportunities for improvement.</li>
<li>Develop strategies to optimize the credit portfolio while maintaining an acceptable level of risk.</li>
<li>Develop and implement effective risk mitigation strategies to minimize credit losses and ensure compliance with regulatory requirements.</li>
<li>Collaborate with internal stakeholders, including senior management, finance, and operations teams, to communicate credit risk insights and recommendations effectively. Ensure that the AR department provides quality service to both internal &amp; external customers.</li>
<li>Provide guidance and leadership to members of the credit risk team.
</li><li>Foster a collaborative and supportive work environment to facilitate professional growth and development.
</li><li>Ensure good relationships are built and maintained with all relevant parties; This includes fellow colleagues, account managers, sales representatives, business partners &amp; external clients.
</li><li>Prepares credit limit reporting once a week and sends it to the MENA countries management and Group credit.</li>
<li>Submit overview to Clusteral Key Account Manager on customers that they are handling.</li>
<li>Follow up with the countries credit controller on update on the payment, application of insurance coverage or Credit application for those lists of customers who exceeded the credit limit.</li>
<li>Report to Group on weekly basis clusteral customers exceeding limits and overdues &gt;1M EUR</li>
<li>Prepare and conduct monthly calls for the top 10 material overdue collection with the countries management.</li>
<li>Monitor and support countries to achieve their overdue and DSO KPI&rsquo;s.</li>
<li>Prepare and reconcile monthly premium declaration to Atradius insurance.</li>
<li>Calculate and reconcile monthly bad debts provision per MENA countries for month end closing.</li>
<li>Prepare monthly networking capital pre-calculation.</li>
<li>Support countries in case of escalation or clarification needed.</li>
<li>Keep close liaison between the Country, Cluster and Group so that credit issues are resolved smoothly.</li>
<li>Maintain accurate records of all payment follow up activities.</li>
<li>Monitoring closely the customer outstanding balances of MENA to ensure a reduction in DSO.</li>
<li>Providing ad-hoc reports as and when requested by management.</li>
<li>Prepare month end closing reports.</li>
<li>Reconcile the account balances every month and prepare the debtors ageing for the monthly reporting.</li></ul> 
<div></div>

Communication:

Internal &ndash; Air &amp; Sea, Road, Contract Logistics, Key Account Manager, Sales, Finance and Management Teams

External &ndash; Customer/Clients 


Qualifications &amp; Characteristics:
<ul>
<li>3 years&rsquo; experience as a Credit Controller.</li>
<li>Transport and Logistics experience would be beneficial.</li>
<li>Work with all our internal teams.</li>
<li>High standard of accuracy and attention to detail.</li>
<li>Teamwork and flexibility is an important aspect of the role.</li>
<li>Strong organisational skills.</li>
<li>Strong verbal and written communication skills.</li>
<li>Customer focused.</li></ul> 
<div></div>

Working Conditions:
<ul>
<li>Working conditions, hereunder hours and requirements, may be above normal office requirements.
</li><li>Work may require occasional weekend and/or evening working hours (as needed)</li>
<li>You will be working in an international environment being part of one of the world&rsquo;s most profitable freight forwarding companies.
</li><li>You will at the same time get the opportunity to (and be encouraged to) set your individual footprint on UAE branches in regards to activity and development.
</li><li>You will be working in a performance driven culture, where your individual achievements will be recognized, directly affecting your personal development, career, rewards and future opportunities.</li></ul> 


DSV &ndash; Global Transport and Logistics

Working at DSV means playing in a different league.

As a global leader in transport and logistics, we have been on an extraordinary journey of growth. Let&rsquo;s grow together as we continue to innovate, digitalise and build on our achievements.

With close to 160,000 colleagues in over 90 countries, we work every day to offer solid services and meet our customers&rsquo; needs and help them achieve their goals. We know that the best way to achieve this is by bringing in new talent, fresh perspectives and ambitious individuals like you.

At DSV, performance is in our DNA. We don&rsquo;t just work &ndash; we aim to shape the future of logistics. This ambition fuels a dynamic environment built on collaboration with world-class team players, accountability and action. We value inclusivity, embrace different cultures and respect the dignity and rights of every individual. If you want to make an impact, be trusted by customers and grow your career in a forward-thinking company &ndash; this is the place to be.

Start here. Go anywhere 


Visit dsv.com</div></div></div></div></div>

Credit Controller, MENA

Money Concepts financial brokers

&quot;RELATIONSHIP OFFICERS&quot;&quot;PEOPLE WITH MATCHING EXPERIENCE AND AVAILABLE IN UAE, CAN JOIN IMMEDIATELY, O​NLY TO APPLY&quot;We are looking for Relationship / Sales Officer (tele callers) for sales of Credit Cards.Multiple vacancies are open for this positionWHAT WE OFFER .Salary 2,000-5,000 AED /pm + commission based on salesVisa and medical insurance provided by companyRequirements: Banking retail sales experience in UAE minimum 6 months or 1+ years in home country. Fluent in English, (Written and Spoken) .Product Training will be provided by the CompanyProfessional working environmentCandidates from Asian region ONLY ​apply.Send your Resume on the the given number.All others DO NOT APPLYMr Iqbal A K . +971562455241Call and whatsappJob Type: Full-timePay: AED2,000.00 - AED5,000.00 per monthApplication Question(s):<ul><li>Can join immediately</li></ul>Experience:<ul><li>Credit card and personal loans sales: 1 year (Required)</li></ul>Language:<ul><li>Fluent English (Required)</li></ul>Location:<ul><li>Dubai (Required)</li></ul>

Relationship officers for the sales of credit cards

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