credit review analyst

Texas Heritage National Bank

<div>Description:

This position supports the credit administration function and assists in gathering and analyzing business and financial records and other information necessary to assess customer credit and risks in connection with primarily commercial loans. The Credit Analyst I assists in making determinations and recommendations on commercial credit decisions, credit risk, and loan requests through evaluation of financial statements, industry ratios, market risk, collateral, sensitivity analyses, and projections. The analyst works closely with loan officers, lending assistants, and other bank employees under the direction of the Director of Credit Administration and Senior Credit Analyst.
Duties/Responsibilities:<ul><li>
Analyzes the financial data of new and existing borrowers and prepares credit requests and reviews of existing credits.</li><li>
Provides general background of clients, transaction summary, projection modeling, loan covenant and condition compliance along with profitability, risk rating, relationship, and industry analyses.</li><li>
Assists in determining best loan structure for requests, helps to foresee future opportunities with clients, and provides credit recommendations.</li><li>
Assists in monitoring covenant and reporting compliance for assigned relationships, supports the preparation of annual reviews and renewals for existing borrowers, and communicates exceptions or deficiencies to the appropriate lending officer or credit administration staff.</li><li>
Works with loan officers, lending assistants, and loan operations staff to support file completeness and timely resolution of documentation requirements.</li><li>
Maintains working knowledge of applicable Bank lending policies, procedures, and regulatory guidelines.</li><li>
Provides strong and clear communication to co-workers, loan officers, and third parties.</li><li>
Adheres to all applicable internal policies and procedures and protects the confidentiality of borrower information.</li><li>
Follows BSA policies and procedures applicable to job functions.</li><li>
Performs additional duties as requested or assigned.</li></ul>
Requirements:

Required Skills/Abilities:<ul><li>
Working knowledge of basic accounting or financial principles; familiarity with credit/lending concepts is a plus.
</li><li>Demonstrates analytical, decision-making, and effective problem-solving skills.</li><li>
Strong attention to detail and accuracy.</li><li>
Demonstrates effective business writing along with excellent communication skills.</li><li>
Ability to work independently with minimal supervision and make sound judgments.</li><li>
Proficiency in Microsoft Office, including Excel and Word.</li></ul>
Education and Experience:<ul><li>
Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field required; candidates currently enrolled in a qualifying program will also be considered.</li><li>
One or more years of experience in banking or a related financial services environment desired; candidates with a relevant degree and limited prior experience, including those with experience in other roles in banking or related industries, will be considered.</li></ul>
Physical Requirements:
Prolonged periods of sitting at a desk and working on a computer.
Must be able to lift up to 15 pounds at times.</div>

Credit Analyst I

Studio4fold

Studio4Fold is a growing, innovation-driven organization focused on delivering high-quality business solutions and maintaining strong financial discipline across its operations. As we expand in Qatar, we are seeking a detail-oriented Credit Analyst to join our finance team in Al Rayyan.Position Overview The Credit Analyst will be responsible for evaluating creditworthiness, analyzing financial data, and supporting credit decision-making processes. This role is ideal for a finance professional with strong analytical skills who can assess risk, maintain portfolio quality, and support sound financial decisions.Key Responsibilities<ul><li>Assess credit applications and evaluate customer financial profiles</li><li>Analyze financial statements, credit reports, and payment histories</li><li>Determine credit limits and recommend approval or rejection decisions</li><li>Monitor existing accounts for credit risk and payment performance</li><li>Prepare credit analysis reports and risk assessments for management</li><li>Support debt collection strategies and follow-up on overdue accounts</li><li>Maintain accurate credit records and documentation</li><li>Collaborate with sales and finance teams to manage credit exposure</li><li>Assist in developing and improving credit policies and procedures</li><li>Ensure compliance with internal controls and credit guidelines</li></ul>Qualifications<ul><li>Bachelor&rsquo;s degree in Accounting, Finance, Economics, or related field</li><li>2&ndash;5 years of experience in credit analysis or financial risk assessment</li><li>Strong understanding of financial statements and credit evaluation techniques</li><li>Proficiency in Excel and financial analysis tools</li><li>Strong analytical and decision-making skills</li><li>High attention to detail and accuracy</li><li>Ability to manage multiple accounts and deadlines</li><li>Strong communication and interpersonal skills</li></ul>What We Offer<ul><li>Competitive salary package</li><li>Career growth opportunities within a dynamic organization</li><li>Exposure to credit risk management and financial operations</li><li>Supportive and collaborative work environment</li></ul>How to Apply Interested candidates are encouraged to submit their CV and a brief cover letter highlighting relevant credit analysis experience. We look forward to welcoming a dedicated finance professional to our team in Al Rayyan.Job Type: Full-timePay: QAR200,000.00 per yearWork Location: In person

Credit Analyst

Firefighters First Credit Union

<div>Firefighters First Federal Credit Union has proudly been serving the firefighter community since 1935. We have built trusting relationships within the fire family as the nation&rsquo;s largest exclusive firefighter credit union. Our commitment to providing our members with exceptional financial products and services, along with our legendary service, has allowed us to grow our membership nationally. Join a team that values its employees, invests in professional growth, and makes an impact in the firefighter community.<div></div><div><div> 
Currently, we have an immediate opening for a Business Portfolio Credit Analyst to join our team! The Business Portfolio Credit Analyst is responsible for managing and supporting an assigned portfolio of business lending relationships through disciplined credit analysis, underwriting, portfolio monitoring, and consultative member engagement. The role focuses on evaluating credit risk, structuring sound lending solutions, and supporting responsible business loan growth while ensuring compliance with Credit Union policy, regulatory standards, and risk management practices. The Analyst works closely with Business Member Portfolio Representatives, Business Lending leadership, and business members to underwrite and approve business loans, conduct annual portfolio reviews, and produce portfolio reporting and analytics that support informed credit decisions.</div> 
Primary Responsibilities:<div><div><div><ul><li>
Conducting annual financial reviews and risk grading for an assigned portfolio of business lending relationships by analyzing business and personal financial statements, calculating key financial ratios, updating credit conclusions in the loan origination system, and monitoring ongoing credit performance to ensure portfolio health and compliance with Credit Union loan policy and regulatory standards.</li><li>
Underwriting new business loan requests, including Small Business and Commercial Real Estate (CRE) loans, and structuring, negotiating, and packaging credit requests through approval and closing while ensuring alignment with prudent risk management practices and member needs.</li><li>
Approving or declining business credit card and small business loan requests within designated lending authority in accordance with Credit Union policies and procedures while ensuring consistent application of underwriting standards and documentation requirements.</li><li>
Preparing recurring and ad hoc portfolio reports and analyses by leveraging data analytics, including AI-enabled tools where appropriate, to identify trends, concentrations, and emerging risks and support effective portfolio monitoring and credit decisioning.</li><li>
Maintaining a thorough understanding of Business Lending policies, procedures, and applicable laws and regulations while assisting in the development, maintenance, and enhancement of lending procedures and recommending policy or process improvements as appropriate.</li><li>
Participating in special projects and cross-functional initiatives that support Business Lending and Credit Union strategic objectives by providing subject matter expertise and ensuring clear communication of outcomes.</li></ul></div></div></div></div> 
Basic Qualifications:<div><div><ul><li>
Education: Bachelor&rsquo;s degree in Finance, Accounting, Economics or Business preferred; or equivalent professional experience.</li><li>
Minimum 5 years of experience in commercial/business lending or commercial real estate.</li><li>
All candidates must be bondable and maintain bondable status throughout employment in accordance with credit union regulatory requirements.</li></ul></div></div> 
Benefits:
We offer exceptional benefits to our employees, including:<ul><li>
Competitive salary with a pay for performance bonus</li><li>
Fully paid Medical, Dental, and Vision benefits package for employees.</li><li>
Fully paid Life insurance, AD&amp;D, short and long-term disability coverage</li><li>
401k plan with a 3% safe harbor from the credit union and a matching program of up to 4%</li><li>
Education reimbursement of up to $5,250 annually, along with a 0% education loan assistance program</li><li>
Pet Insurance</li><li>
4 weeks of PTO annually including 2 &frac12; days of float time.</li><li>
9 paid holidays plus 2 half days</li></ul> 
Firefighters First Federal Credit Union is an Equal Employment Opportunity employer. We do not discriminate based upon race, color, religion, age, gender, marital status, physical or mental disability, medical condition, pregnancy, sexual orientation, gender identity or expression, national origin, veteran status, genetic information, or any other status protected under federal, state, or local law. Firefighters First Federal Credit Union is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request reasonable accommodation, contact Human Resources at careers@firefirstcu.org.</div>

Business Portfolio Credit Analyst

Huntington Bank

<div><h1 class="jobSectionHeader">Description
</h1>This role will be onsite at our Cleveland office only
Summary:
The Credit Analyst - CIP is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients whose revenues are $50MM+ and will learn the essentials of commercial banking.
Duties and Responsibilities:
<ul><li>Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank&rsquo;s loan Portfolio.
</li><li>Gather and analyze all financial and business information to determine credit worthiness for loans, review and spread borrower financial statements and identify risks or strengths
</li><li>In partnership with the Portfolio Managers, assess the credit worthiness of commercial borrowers by identifying risks posed by the borrower&rsquo;s specialized industry, line of business, financial history and outlook, the economy, and the proposed loan structure, among other factors.
</li><li>Create approval and portfolio review documents, including writing summary analysis.
</li><li>Work in a team environment and provides support as needed, which may include special projects.
</li><li>Assist in the mentoring and training of credit analysts.
</li><li>Performs other duties as assigned.
</li></ul>Basic Qualifications:
<ul><li>Bachelor&rsquo;s degree in Business Administration, Finance, Accounting, Economics, or other related fields.
</li></ul>Preferred Qualifications:
<ul><li>Experience or demonstrated school work in commercial lending and/or financial evaluation of companies
</li><li>Demonstrated confidence, assertiveness, professionalism, and desire to learn
</li><li>Strong customer service aptitude and goal oriented
</li><li>Proficiency with MS Office Suite
</li></ul>This role will be onsite at our Cleveland office only 
 
Exempt Status: (Yes = not eligible for overtime pay) ( No = eligible for overtime pay)
No
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We&rsquo;re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.
Huntington is an Equal Opportunity Employer. 
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.</div>

Lake Ridge Bank

<div>Description:

Lake Ridge Bank is in search of a Credit Analyst to join our underwriting team! The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge Bank loan policy. In addition, this role will analyze and underwrite commercial credits and partner with Underwriters and Business Relationship Managers in making credit decisions.
Financial Analysis<ul><li>
Accurately spread &lsquo;raw&rsquo; business and ag financial statements into financial spreading software as collected (includes tax returns, balance sheets, profit &amp; loss statements, aging reports and projections).</li><li>
Verify accuracy and research discrepancies in &lsquo;raw&rsquo; statements.</li><li>
Provide credit analysis and identify trends based on collected financials and spreads on an ongoing basis for existing customers to Business, Commercial &amp; Ag Bankers.</li><li>
Monitor and verify borrowing base certificates and other loan covenants. Report findings to Underwriting Teams.</li><li>
Maintain financial tracking system upon the waiver or change in financial tracking requirements.</li><li>
Monitor and verify ongoing collection efforts.</li><li>
Set up new customers on financial tracking system and set up ticklers for future collection.</li></ul>
Underwriting and Approval Process<ul><li>
Underwrite and facilitate new and renewal credits where the aggregate debt is generally at or below $1MM, and other less complex credits as assigned by the Small Business Underwriting Manager.</li><li>
Collaborate with Underwriting Teams acting as a liaison between Business, Commercial &amp; Ag Banker, Commercial Production staff, Credit Risk Department and other internal staff members as necessary</li><li>
Ensure proper documentation of loan file via a loan proposal and post approval due diligence.</li><li>
Work with third party individuals as needed such as evaluation/appraisal orders and environmental due diligence.</li><li>
Full Knowledge of the Small Business Model (SBM) &amp; Small Ag Model (SAM) systems and how they facilitate loans quickly through the overall loan process.</li></ul>
Adhere to all Bank Security/Compliance Regulations<ul><li>
Complete all annual bank security and compliance training.</li><li>
Adhere to Bank Security/compliance and policy guidelines for commercial production and/or loan area</li><li>
Maintain confidentiality of customer information at all times.</li><li>
Stay current on all compliance regulations</li></ul>
Requirements:
<ul><li>Associates degree in Finance, Accounting, Business and/or similar field of education and/or three (3) years previous work experience in a lending environment</li><li>
Solid understanding of financial statements including but not limited to tax returns, profit &amp; loss statements, income statements, balance sheets, and other business financials</li><li>
Well-developed interpersonal and communication skills (verbal &amp; written) in order to communicate and relate effectively with customers and associates</li><li>
Good accounting/math skills with the ability to work precisely with numbers and financial calculations</li><li>
Strong attention to detail with the ability to work efficiently &amp; accurately</li><li>
Demonstrated ability in exercising independent judgment</li><li>
Strong organizational skills, including the ability to prioritize and remain calm while working in a fast paced/deadline driven environment</li><li>
Good working knowledge of Microsoft Office Suite, proficient typing/keyboarding skills and the ability and willingness to learn new programs and software</li><li>
Ability to maintain confidential customer information</li><li>
Ability to read, write, understand and speak English clearly</li><li>
Ability to represent the organization in a professional, positive manner</li></ul>
PREFERRED QUALIFICATIONS:<ul><li>
Bachelor&rsquo;s degree in Accounting or Finance</li><li>
Previous experience in credit analysis or commercial underwriting within a financial institution</li><li>
Previous work experience in accounting and / or working with business financial statements</li><li>
Previous experience working in a lending environment, preferably in a financial institution setting</li></ul>
This position is a full time position with hours of 8am &ndash; 5pm Monday-Friday with the flexibility.
Lake Ridge Bank values a diverse workforce and is an Affirmative Action/Equal Opportunity Employer.
Consistent with Lake Ridge Bank&rsquo;s commitment to employ and advance qualified individuals with disabilities, Lake Ridge Bank provides reasonable accommodation to apply for or perform a job. Some examples of reasonable accommodation include alternate methods to apply, providing documents in an alternate format, altering work procedures, specialized equipment or use of an interpreter. If an individual needs reasonable accommodations to apply or perform a job here at Lake Ridge Bank, please contact Human Resources at (608) 849-2700 or email us.</div>

GM Financial

<div>Why GMF Technology?
Innovation isn&rsquo;t just a talking point at GM Financial, it&rsquo;s how we operate. From generative AI and cloud-native technologies to peer-led learning and hackathons, our tech teams are building real solutions that make a difference. We&rsquo;re committed to AI-powered transformation, using advanced machine learning and automation to help us reimagine customer interactions and modernize operations, positioning GM Financial as a leader in digital innovation within a dynamic industry.
 
Join us and discover a workplace where your ideas matter, your development is prioritized, and you can truly make a global impact. 
This position will be posted until filled.</div>
 <div>About the role
The Data Analyst II supports the Credit Review department by utilizing technical expertise to develop new and enhance existing reporting, prepare monthly reports, and extract and analyze data in support of Credit Review's mission. This team member will serve as a technical expert for the department and will collaborate in designing reporting and ad hoc analysis to meet the needs of the department.
In this role you will
<ul><li>﻿Develop SAS programs to generate datasets, tables, summaries and analysis utilizing multiple data sources, including an Oracle Data Warehouse
</li><li>Collaborate with departmental managers to design, create and implement process and reporting solutions
</li><li>Convert complex data into usable information using appropriate charts, tables and graphs to communicate results to management
</li><li>Respond to ad hoc requests for data and reports
</li><li>Utilize appropriate controls and processes to ensure accuracy and completeness of work
</li><li>Provide direction, training, and guidance to less experienced Data Analysts and lead projects or special assignments as required</li></ul></div>
 <div>What makes You an ideal candidate?﻿
<ul><li>Understanding of the auto finance industry, including funding and/or underwriting of originations
</li><li>Working knowledge of finance
</li><li>Working knowledge of accounting
</li><li>Working knowledge of consumer credit
</li><li>Working knowledge of statistics
</li><li>Competency with Microsoft Office, focusing on Excel
</li><li>Competency with data visualization tools, including Power BI
</li><li>Knowledge of Provenir, Auto IMS, SalesForce, CPW
</li><li>Ability to plan, execute, and improve work processes to ensure achievement of business objectives
</li><li>Ability to understand GM Financial's business, apply knowledge and critical thinking skills in day-to-day problems and solutions
</li><li>Competency using SAS including basic data functions, macros, SQL and DDE
</li><li>Knowledge of company policies and procedures
</li><li>Excellent interpersonal skills
</li><li>Excellent verbal, written, and communication skills
</li><li>Ability to use appropriate analysis, judgment, and logic when solving issues
</li><li>Detail oriented
</li><li>Ability to coach, lead, motivate, and influence others to support departmental goals and objectives
</li><li>Ability to proactively achieve goals and objectives that positively impact GM Financial's overall business results
</li><li>Ability to work discreetly with confidential information and situations
</li><li>Able to supervise multiple tasks with minimal supervision and be self-motivated
</li><li>Strong problem-solving skills
</li>Ability to provide recommendations and make decisions 
<li>
</li></ul>Education &amp; Work Experience
<ul><li>Bachelor&rsquo;s Degree Computer Science, Finance, Mathematics, Statistics, Economics, in related field or equivalent work experience in financial analysis, data mining, or loan portfolio analysis required
</li>2-4 years of relevant experience required 
<li>
</li></ul>What We Offer : Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture &mdash; an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work &mdash; we thrive.
Compensation: Competitive pay and bonus eligibility.
Work Life Balance: Flexible hybrid work environment, 2-days a week in office.
NOTE: We are unable to consider candidates who require visa sponsorship for this position
This position is not open to agency submissions
#GMFJobs #LI-Hybrid #LI-MO1</div>

Data Analyst II-Credit Review

Terrabank, N.A.

<ul><li>Minimum 3 years of experience performing financial analysis to determine the merits of specific loan requests for C&amp;I, CRE, RRE, Credit Cards, SNC, Trade Finance and Correspondent Banking Credit Facilities.</li><li>Experience performing annual reviews on the different types of credit.</li><li>Experience monitoring collateral values, valuations dates and methodology.</li><li>Experience working with agreements requirements.</li><li>Good knowledge of credit policies, procedures and compliance regulations in banking.</li><li>Good communication, organizational and interpersonal skills.</li><li>Good follow-up and multi- tasking skill set.</li><li>Proficient in Microsoft (Outlook, Word, Excel) and bank systems such as Bankway, Horizon, Accusystem, and Moody&rsquo;s Credit Lens.</li><li>Bachelor&rsquo;s Degree from any accredited University required.</li><li>Bilingual English/Spanish verbal/written.</li></ul>EOE/AAWe offer competitive salaries and an excellent benefit package.Benefits:<ul><li>401(k)</li><li>401(k) matching</li><li>Dental insurance</li><li>Flexible spending account</li><li>Health insurance</li><li>Life insurance</li><li>On-site gym</li><li>Paid time off</li><li>Vision insurance</li></ul>Education:<ul><li>Bachelor's (Required)</li></ul>Experience:<ul><li>financial analysis: 3 years (Required)</li><li>performing annual reviews: 3 years (Required)</li><li>Credit analysis: 3 years (Required)</li></ul>Language:<ul><li>Spanish (Required)</li><li>English (Required)</li></ul>Work Location: Hybrid remote in Coral Gables, FL 33134

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10000 credit review analyst jobs Near Me

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