credit risk analyst

Radiant Groups

Credit Risk Analyst (1479692)6 monthsPlano, TXRemote/On-site/Hybrid:	Hybrid (Every other week, two weeks a month, Mon through Thursday)Working hours:	Standard (8:00 am to 5:00 pm CST)Duration:	6 months with the possibility extension/potential to convert full time permanent roleDescription::o	Project Overview: This project involves developing and maintaining dashboards, with the resource responsible for reporting, automating dashboards, and performing ad-hoc analytics and reporting.o	Team Support Role: The team has planned to delegate the primary managers&rsquo; workload, and the contingent worker (CW) will be responsible for supporting multiple internal teams (TFSB).o	Required Skills: The CW must have hands-on experience with Tableau, Power BI, SQL and Python.o	Industry Flexibility: Industry experience is not mandatory; the hiring team is open to reviewing profiles from any industry, such as banking or finance, provided the resource meets all skill set expectations as per the hiring manager.o	Degree: Minimum Bachelor&rsquo;s or higher degree in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering or similar analytical/STEM field is required. Please do not submit candidates without bachelor&rsquo;s degree.o	Experience level: One or more years&rsquo;Interview Process: roundso	Interview 1: In-Person interview for 30 to 45 minutes (STAR Questions) (Two Managers)o	Interview 2: Virtual technical assessment test via MS Teams for 60 minutes (Control assessment, assessment, Final SQL, Python, Analytics job family team.<ul><li>Requirements:</li></ul>Job Description:o	Client is looking for a detail-oriented and data-driven Credit Risk Analyst to join our Credit Risk team.o	This role is responsible for producing insightful reports, dashboards, and analytics that support credit risk monitoring, strategy evaluation, and regulatory compliance.o	The ideal candidate will have strong technical skills, a solid understanding of credit risk concepts, and the ability to translate data into actionable insights.What you&rsquo;ll be doing:o	Develop and maintain recurring and ad-hoc credit risk reports and dashboardso	Conduct in-depth credit risk analysis across the credit lifecycleo	Monitor key risk indicators (KRIs) and identify emerging trendso	Streamline and automate reporting processeso	Document reporting methodologies and maintain data dictionaries and process guides.o	Support regulatory and audit reporting requirements with accurate and timely datao	Collaborate with cross-functional teams to enhance risk frameworks and improve data qualityQualifications/ What you bring (Must Haves) &ndash; Highlight Top 3-5 skillso	Bachelor&rsquo;s degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering or similar analytical/STEM fieldo	1-2 years&rsquo; experience in analytical roleso	Demonstrated experience in SQL or Python (this will be tested during interviews)o	Experience with data visualization tools like Tableau and Power BIo	Problem-solving skills with strengths in Data Acquisition, Manipulation, Cleaning, Analysis and Presentation of Resultso	Ability to interpret complex data, identify trends, and evaluate potential riskso	Proficiency in Microsoft Office (Word, Excel, PowerPoint)o	Basic understanding of credit risk conceptsAdded bonus if you have (Preferred):o	Master&rsquo;s degree in an analytical fieldo	Auto Finance or Banking experienceo	Certification in Tableau or Power BIJob Type: ContractPay: $36.00 - $50.00 per hourApplication Question(s):<ul><li>o	Bachelor&rsquo;s degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering or similar analytical/STEM field </li><li>NO SPONSORED CANDIDATES - Nature of Projects demands- only US CITIZENS or GREEN CARD at this time. Please confirm.&quot;</li></ul>Education:<ul><li>Bachelor's (Required)</li></ul>Experience:<ul><li>analytical : 3 years (Required)</li><li>Python: 3 years (Required)</li><li>SQL: 3 years (Required)</li><li>Tableau : 3 years (Required)</li><li>Power BI: 3 years (Required)</li><li>developing and maintaining dashboards: 3 years (Required)</li></ul>Location:<ul><li>Plano, TX 75024 (Required)</li></ul>Ability to Commute:<ul><li>Plano, TX 75024 (Required)</li></ul>Work Location: Hybrid remote in Plano, TX 75024

Credit Risk Analyst

Continental Finance Company, LLC

<div>Come join a growing financial technology company that&rsquo;s leading the marketplace in both the marketing and servicing of credit cards! Continental Finance Company specializes in credit card options for those consumers with less than perfect credit. We are seeking a Data Analyst to support our Credit Risk team. 


Seeking a Data Analyst to support direct mail and Invitation-To-Apply (ITA) acquisition campaigns through targeting, list processing and execution, and credit risk performance analysis, helping drive efficient growth while maintaining strong portfolio performance. 


Essential Functions:
<ul>
<li>Execute end-to-end direct mail and ITA campaigns, including selection of prospective customers, list processing, and file delivery.</li>
<li>Perform credit risk analysis to support targeting, offer strategy, and campaign decisioning.</li>
<li>Monitor campaign performance, including response, approval, and early credit indicators.</li>
<li>Identify, analyze, and report production trends to management.</li>
<li>Partner with Marketing, Operations, IT to ensure accurate and timely campaign execution.</li>
<li>Leverage credit bureau data, models, and new data sources to enhance targeting and credit risk strategies.</li>
<li>Support test-and-learn initiatives and deliver actionable insights to optimize campaign performance.</li>
<li>Maintain documentation and ensure data accuracy, controls, and compliance with internal policies.</li></ul> 


The ideal candidate will have the following: 
<ul>
<li>Bachelor&rsquo;s degree in quantitative fields such as Mathematics, Finance, Economics, or related discipline required.</li>
<li>1-3 years of analytical and/or data programming experience; consumer lending or credit card industry experience preferred.</li>
<li>Proficiency in SQL and at least one programming language (Python or SAS).</li>
<li>Strong quantitative and problem-solving skills</li>
<li>Strong work ethic with the ability to learn quickly and communicate effectively</li></ul> 


Why Continental Finance?

Continental Finance Company (the &ldquo;CFC&rdquo;) is one of America&rsquo;s leading marketers and servicers of credit cards for consumers with less-than-perfect credit. Since our founding in 2005, we have prided ourselves on corporate responsibility to customers in terms of a strong customer support program and fair treatment. With our success, we have also grown into an innovative financial tech company! With a state-of-the-art consumer marketing and servicing platform, we provide a variety of services to consumers when other financial institutions will not accommodate them. With more than 2.6 million credit cards managed and serviced since our founding, we pride ourselves on putting the customer first. We are not a chartered banking financial institution, nor are we a debt originator or a credit card issuer. 
CFC is an equal opportunity employer that is committed to inclusion and diversity. Our company provides equal employment opportunity (EEO) regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or veteran status. 
CFC is seeking bright, energetic individuals that will help us grow and develop together! We uphold a promise to treat our employees with the same care and concern as we do our customers. We offer all employees competitive compensation and benefits in an exciting, fast-paced business casual environment. Join our growing team and apply online today! 


 CFC offers a hybrid work schedule which includes three (3) core days in the office (Tuesday, Wednesday, and Thursday) and two (2) remote workdays (Monday and Friday) 
#LI-HYBRID</div>

MRoads

Hybrid (Every other week, two weeks a month, Mon through Thursday)Qualifications/ What you bring (Must Haves) &ndash; Highlight Top 3-5 skills<ul><li>Bachelor&rsquo;s degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering or similar analytical/STEM field</li><li>1-2 years&rsquo; experience in analytical roles</li><li>Demonstrated experience in SQL or Python (this will be tested during interviews)</li><li>Experience with data visualization tools like Tableau and Power BI</li><li>Problem-solving skills with strengths in Data Acquisition, Manipulation, Cleaning, Analysis and Presentation of Results</li><li>Ability to interpret complex data, identify trends, and evaluate potential risks</li><li>Proficiency in Microsoft Office (Word, Excel, PowerPoint)</li><li>Basic understanding of credit risk concepts</li></ul>Job Types: Full-time, ContractPay: $45.00 - $50.00 per hourExpected hours: 40 per weekExperience:<ul><li>Credit Risk Analysis: 3 years (Required)</li><li>Python: 2 years (Required)</li><li>SQL: 2 years (Required)</li><li>Tableau/PowerBI: 2 years (Required)</li></ul>Work Location: In person

BMO Financial Group

<div><div><div><div><div><div><div><div>Application Deadline:
</div></div></div></div></div></div></div>04/29/2026
Address:
320 S Canal Street
Job Family Group:
Data Analytics &amp; Reporting
SAS SQL Python Skills Required
Supports the execution of accurate and efficient reporting solutions for risk, regulatory and management information to internal and external stakeholders including regulatory bodies. Supports an efficient and effective risk management function which uses common information sources and practices, reduces ongoing costs, increases service level performance and minimizes risk.
<ul><li>Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do.
</li><li>Ensures alignment between values and behaviour that fosters diversity and inclusion.
</li><li>Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through.
</li><li>Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders.
</li><li>Attracts, retains, and enables the career development of top talent.
</li><li>Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance.
</li><li>Acts as a trusted advisor to assigned business/group.
</li><li>Influences and negotiates to achieve business objectives.
</li><li>Recommends and implements solutions based on analysis of issues and implications for the business.
</li><li>Assists in the development of strategic plans.
</li><li>Identifies emerging issues and trends to inform decision-making.
</li><li>Researches existing or emerging requirements &amp; related best practices to assist and develops recommendations for changes/enhancements.
</li><li>Helps determine business priorities and best sequence for execution of business/group strategy.
</li><li>Conducts independent analysis and assessment to resolve strategic issues.
</li><li>Leads the development and maintenance of the risk reporting framework.
</li><li>Represents the risk reporting function during internal/external regulatory audits and/or examinations
</li><li>Ensures alignment between stakeholders.
</li><li>Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.
</li><li>Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
</li><li>May provide specialized support for other internal and external regulatory requirements.
</li><li>Provides input into the planning and implementation of ongoing operational programs in support risk reporting management framework.
</li><li>Leads/participates in the design, implementation and management of core business/group processes.
</li><li>Designs, develops, and implements reporting solutions to meet management and regulatory reporting requirements.
</li><li>Provides advice and guidance to assigned business/group on implementation of analytical and reporting solutions.
</li><li>Executes work to deliver timely, accurate, and efficient service for scheduled reporting production processes.
</li><li>Supports the maintenance, monitoring, and measurement of key risk indicators to internal &amp; external stakeholders.
</li><li>Analyses data and information to provide risk-related insights and recommendations for the assigned portfolio e.g. capital at risk modeling, risk/return assessments, etc.
</li><li>Supports the interpretation of internal and external policies and regulatory requirements relevant to the analytics and reporting mandate e.g. regulatory reporting.
</li><li>Works with various data owners to discover and select available data sources from internal sources and external vendors (e.g. lending system, payment system, external credit rating system) to fulfill analytical needs.
</li><li>Ensures strong governance and effective controls across risk reporting activities and information in accordance with enterprise standards.
</li><li>Analyzes data and highlights significant information including variances, trends, opportunities and exposures; escalates as required.
</li><li>Provides information and supports the process for internal and external audits.
</li><li>Gathers and formats data into regular and ad-hoc reports, and dashboards.
</li><li>Supports development and execution of strategic initiatives in collaboration with internal and external stakeholders.
</li><li>Builds effective relationships with internal/external stakeholders.
</li><li>Supports the maintenance of operational procedures and processes related to analytical and reporting processes.
</li><li>Supports the development of tools and delivery of training focused on awareness and understanding of key data elements used in risk reporting.
</li><li>Participates in the design, implementation and management of core business processes to ensure the accuracy of risk data used in reporting.
</li><li>Organizes work information to ensure accuracy and completeness.
</li><li>Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
</li><li>Provides specialized consulting, analytical and technical support.
</li><li>Exercises judgment to identify, diagnose, and solve problems within given rules.
</li><li>Works independently and regularly handles non-routine situations.
</li><li>Broader work or accountabilities may be assigned as needed.
</li><li>Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.
Qualifications:
</li><li>Typically between ~5-7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
</li><li>In-depth knowledge of risk management metrics, KPIs and KRIs.
</li><li>In-depth knowledge of industry trends and regulatory requirements for risk reporting.
</li><li>In-depth product knowledge for the designated business/portfolio.
</li><li>In-depth knowledge of risk management theory, processes and portfolio management reporting techniques.
</li><li>In-depth knowledge of reporting &amp; analytics concepts and applications.
</li><li>In-depth knowledge of risk systems technology.
</li><li>Deep knowledge and technical proficiency gained through extensive education and business experience.
</li><li>Verbal &amp; written communication skills - In-depth.
</li><li>Collaboration &amp; team skills - In-depth.
</li><li>Analytical and problem solving skills - In-depth.
</li><li>Influence skills - In-depth.
</li><li>Data driven decision making - In-depth.
</li></ul>Salary :
$74,000.00 - $138,000.00
Pay Type:
Salaried
The above represents BMO Financial Group&rsquo;s pay range and type.
Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group&rsquo;s expected target for the first year in this position.
BMO Financial Group&rsquo;s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards
About Us
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one &ndash; for yourself and our customers. We&rsquo;ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we&rsquo;ll help you gain valuable experience, and broaden your skillset.
To find out more visit us at http://jobs.bmo.com/us/en
BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.
BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information.
Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.</div>

Credit Risk Strategy Analyst

Dext Capital

<div>Dext Capital is a National, innovative, financial services company headquartered in the Portland Metro area. Dext offers an exceptional culture and countless opportunities for growth and advancement. We are seeking a motivated individual to join us as a Senior Credit Analyst . The ideal Senior Credit Analyst candidate will have demonstrated equipment underwriting experience of large ticket transactions and data evaluation. The ideal candidate is a senior level analyst with at least five years of large ticket equipment underwriting experience with the ability to demonstrate their write up capabilities. 
Dext Capital has been named one of the top 5 fastest-growing companies in the Greater Northwest for the last 2 years and a best place to work award recipient in 2024. Dext offers strong benefits and is committed to leveraging technology while enabling our employees to grow in a high-performance environment 
Job Duties/Responsibilities:<ul><li>
Independently analyze and underwrite complex, large‑ticket credit transactions, including detailed review of income statements, balance sheets, cash flow statements, and risk factors.</li><li>
Develop comprehensive credit recommendations and structures that appropriately balance growth objectives with risk mitigation and credit policy adherence.</li><li>
Prepare clear, well‑reasoned credit write‑ups and formal presentations for transactions involving sophisticated borrowers, complex ownership structures, and non‑standard program features, for review by senior management.</li><li>
Serve as a trusted credit partner to Business Development, providing guidance on deal structuring, risk considerations, and feasibility throughout the origination process.</li><li>
Exercise sound credit judgment on complex transactions with limited supervision</li><li>
Support portfolio quality and long‑term performance through disciplined underwriting, timely transaction reviews, and ongoing collaboration with internal stakeholders.</li><li>
Partner cross‑functionally with Legal, Operations, Documentation, and other teams to address credit, documentation, and program considerations.</li><li>
Contribute to special credit‑related projects, process improvements, and initiatives supporting the evolution of the Large Ticket department.</li></ul>
Characteristics:<ul><li>
Sound judgment and confidence operating with a high degree of autonomy</li><li>
Detail‑oriented with strong analytical mindset</li><li>
Solutions‑oriented and adaptable in complex or ambiguous situations</li><li>
Strong alignment with a team‑based, performance‑driven culture</li></ul>
Experience Requirements:<ul><li>
Bachelors degree in Business, Finance or related field</li><li>
5+ years large ticket underwriting experience within the Equipment Finance Industry with demonstrated experience underwriting complex, structured transactions</li><li>
Ability to independently evaluate risk, interpret financial data, and make well‑supported credit recommendations.</li><li>
Advanced written and verbal communication skills, with a strong ability to articulate credit rationale.</li><li>
Strong organizational, analytical, and problem‑solving skills in a fast‑paced, high‑growth environment.</li><li>
Strong organizational, analytical, problem solving, and communication skills.</li><li>
Proven ability to collaborate effectively across departments while maintaining accountability for individual deliverables.</li><li>
High level of professionalism, discretion, and commitment to maintaining confidentiality of sensitive information.</li><li>
Proficiency with Microsoft Office, particularly Excel and Word; experience producing formal credit memoranda and presentations.</li></ul> 

The pay range for this role is: 
110,000 - 130,000 USD per year(Anywhere in the US)</div>

Senior Credit Analyst

Cambridge Savings Bank

<div>POSITION: Credit Analyst

Position Summary:
At Cambridge Savings Bank, our purpose is to have a positive impact on our customers, employees, and community's financial well-being. We are committed to exceeding expectations and having a strong commitment to diversity. This entry level Credit Analyst position assists with the underwriting of Commercial loans for the Bank&rsquo;s Commercial Real Estate and Corporate Banking customers. The Credit Analyst will receive training in the fundamentals of Commercial Credit, both on the job and through various internal and external resources. The Credit Analyst is responsible for identifying and understanding a borrower&rsquo;s credit risks and providing a thorough assessment of the Bank&rsquo;s ability to mitigate these risks. Credit Analysts help prepare thorough loan underwriting packages for use in the commercial loan approval and review process. The Credit Analyst may also provide support, as needed, to other departments in the Bank, including but not limited to Commercial Lending and Risk Management.
Key Result Areas:
<ul><li>
Spread financial statements of existing Bank customers and new prospects for the purpose of analyzing financial performance for new loan requests, as well as for annual reviews.</li><li>
Maintain working knowledge of SBA program guidelines ensuring compliance with the SBA.</li><li>
Perform analysis of financial statements, risks/mitigants, management, collateral, and guarantors (among other credit considerations) to determine viability of loan requests.</li><li>
Prepare comprehensive written credit analysis summaries for new loan requests and annual reviews for decisioning based on designated Bank approval authority.</li><li>
Identify industry trends and analyze borrower/prospect performance to develop an assessment of credit risks.</li><li>
Develop comprehensive understanding of the Bank&rsquo;s Commercial Lending Policy to prepare loan approval requests that adhere to the Bank&rsquo;s underwriting standards and that accurately reflect the Bank&rsquo;s commercial loan risk rating system.</li><li>
Work closely with Loan Officers and Portfolio Managers to gather customer-related information to prepare written approval requests.</li><li>
Support other credit risk management activities, including those related to internal/external audits, loan reviews, and regulatory compliance matters.</li><li>
Assist Credit Manager with Credit Department reporting.</li><li>
Perform additional duties as required</li></ul>

Qualifications:
<ul><li>
Bachelor&rsquo;s degree, preferably in business, finance, or accounting, or minimum of 5 years of banking/financial services experience.</li><li>
Able to concisely articulate ideas both verbally and in writing.</li><li>
Strong analytical skills.</li><li>
Knowledge of commercial lending operations and regulations preferred.</li><li>
Knowledge of Excel and Word, as well as ability to learn and adapt to internal bank systems.</li><li>
Ability to work both independently and in groups.</li><li>
Effective project and time management skills, with ability to multi-task.</li></ul>

The above description covers the most significant major responsibilities but does not exclude other occasional responsibilities and accountabilities, the inclusion of which would be in conformity with the major purpose of this job.

Location: Hybrid/Waltham, MA 
Salary Range: $60,500 - $74,000

 The reasonably estimated salary for this role at Cambridge Savings Bank ranges from $60,500 - $74,000. Cambridge Saving Bank will determine actual compensation for the role based on factors including, but not limited to, the successful candidate&rsquo;s skills, qualifications, and experience. In addition, Cambridge Savings Bank offers a wide range of comprehensive and inclusive employee benefits for full-time roles including healthcare, parental planning, mental health benefits, performance bonus opportunities, a 401(k) plan and match, flexible time off, and others.

Visa Sponsorship: Cambridge Savings Bank is unable to sponsor or take over sponsorship of an employment visa for this role at this time.

About Cambridge Savings Bank:

 Cambridge Savings Bank is a full-service banking institution with over $7 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers, and the communities we serve. One of the oldest and largest community banks in Massachusetts, Cambridge Savings Bank offers a full line of individual and business banking services across a robust Massachusetts-based branch network and through digital banking solutions for commercial, small business and consumer customers. To learn more about how we can meet your needs, visit us at cambridgesavings.com, or better yet, come meet us to help you make the most out of your banking relationship. Member FDIC. Equal Housing Lender. NMLS # 543370.
<div>
Cambridge Savings Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. We are a VEVRAA Federal Contractor.</div></div>

Credit Analyst

Xoto Proptech Real Estate LLC.

Credit Analyst &ndash; Mortgage TeamDepartment: Mortgage Advisory / FinanceLocation: Dubai, Business BayCompany: Xoto Proptech Real Estate LLC.About Xoto:Xoto Proptech Real Estate LLC is a modern, technology-driven real estate advisory firm based in Dubai that focuses on helping clients make smarter property investment decisions. The company offers end-to-end real estate solutions including property buying, selling, leasing, and mortgage advisory, ensuring a seamless experience for investors, homeowners, and businesses.Job OverviewWe are seeking a detail-oriented Credit Analyst to join our Mortgage Team. The candidate will be responsible for evaluating clients&rsquo; financial profiles, assessing creditworthiness, and supporting mortgage application processes with banks and financial institutions. The role requires strong analytical skills, knowledge of mortgage lending criteria, and the ability to work closely with clients, banks, and internal teams to ensure smooth loan approvals.Key Responsibilities<ul><li>Review and analyze clients&rsquo; financial documents including salary certificates, bank statements, credit reports, and liabilities.</li><li>Assess the creditworthiness and repayment capacity of mortgage applicants.</li><li>Prepare and submit mortgage applications to partner banks and financial institutions.</li><li>Ensure all documentation complies with bank policies and regulatory requirements.</li><li>Coordinate with banks, relationship managers, and clients throughout the mortgage approval process.</li><li>Provide recommendations on suitable mortgage products based on the client&rsquo;s financial profile.</li><li>Track mortgage applications and follow up with banks for approvals and updates.</li><li>Maintain accurate records of all applications and client financial data.</li><li>Assist the sales team by providing financial feasibility assessments for potential buyers.</li><li>Stay updated with mortgage regulations, bank policies, interest rates, and lending criteria.</li></ul>Requirements<ul><li>Bachelor&rsquo;s degree in Finance, Accounting, Business Administration, or related field.</li><li>2&ndash;4 years of experience in mortgage processing, credit analysis, or banking.</li><li>Knowledge of UAE mortgage regulations and bank lending policies is preferred.</li><li>Strong understanding of financial statements and credit risk assessment.</li><li>Proficiency in Microsoft Excel and financial analysis tools.</li></ul>Key Skills<ul><li>Credit risk analysis</li><li>Mortgage processing</li><li>Financial assessment</li><li>Attention to detail</li><li>Strong communication and coordination skills</li><li>Problem-solving and analytical thinking</li></ul>Preferred Experience<ul><li>Experience working with UAE banks or mortgage advisory firms.</li><li>Familiarity with UAE Central Bank mortgage regulations.</li><li>Experience coordinating mortgage approvals for real estate transactions.</li></ul>pls send resume to biz@xoto.ae with subject as Credit AnalystJob Type: Full-timePay: AED3,000.00 - AED4,000.00 per monthJob Types: Full-time, PermanentWork Location: In personWhy Join XOTO<ul><li>Be part of a category-defining PropTech platform</li><li>Opportunity to build and scale mortgage operations from the ground up</li><li>High ownership role with direct impact on business growth</li><li>Work at the intersection of real estate, finance, and technology</li></ul>Job Types: Full-time, PermanentPay: AED2,500.00 - AED4,000.00 per monthWork Location: In person

Credit Analyst -Mortgage Operations

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