credit risk analytics manager

Fiserv

<div>
 
 
 Job Posting Title: Credit Risk Analyst
 
 
 
 
 
 
 
 What does a successful do at FISERV?
 
 
 
 &middot; A self-starter, perform tasks with autonomy and make decisions.
 
 
 &middot; An analytical mindset to learn and understand different business models and assess the potential risks
 
 
 &middot; Collaborate with internal and external stakeholders to drive the consensus on risk approach
 
 
 
 
 
 
 What will you do:
 
 
 
 &middot; Credit Risk Analyst role is an APAC level role which will include markets like India, Australia, Southeast Asia (HK, Singapore, Malaysia)
 
 
 &middot; Perform credit analysis and underwriting for prospective accounts
 
 
 &middot; Review credit history to assess credit worthiness of new prospective clients. Ensures a balanced risk and revenue trade-off consistent with credit policy and loss target expectations.
 
 
 &middot; Apply credit risk guidelines, policies and procedures in letter and spirit. Also conduct periodic reassessment of the policies and procedures based on the industry trends and portfolio performance.
 
 
 &middot; Manage the existing key merchant/partner portfolio to analyse/mitigate potential risk on periodic basis.
 
 
 &middot; Monitor operational performance on accounts and make a real time decision with respect to the potential risk/mitigants on the relationships
 
 
 &middot; Investigations include the gathering of data from various sources &amp; systems and interpreting the data to manage the risk.
 
 
 
 
 
 
 What will you need to know:
 
 
 
 &middot; Ability to understand and evaluate financial statements comprehensively
 
 
 &middot; Ability to apply risk management concepts; collect and analyse exposure and loss data, respond efficiently and effectively to internal and external requests.
 
 
 &middot; A successful analyst must have the ability to work in a fast-paced environment, be able to make real time / accurate decisions and manage/mitigate potential risks in the portfolio
 
 
 &middot; Role needs good verbal and written communication skills to manage internal stake holders and external stake holders i.e. business team, legal team, compliance team and customers.
 
 
 &middot; Time management skills well as good negotiation ability is must.
 
 
 
 
 
 
 What would be great to have:
 
 
 
 &middot; Prior experience in risk management or credit analysis
 
 
 &middot; Background in payment industry or fintech company is an added advantage
 
 
 &middot; Data analytics
 
</div>

Credit Risk Analyst

American Express

<div>At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role?
American Express&rsquo; Third Line of Defense (3LOD) has established a new Credit Risk Review function responsible for providing independent oversight and assurance to key Consumer and Commercial credit risk portfolios. The team aims to strengthen our risk management framework and ensure that we continue to uphold the highest standards of credit risk management across the enterprise.
This function is supported by a strong Data Analytics and Automation team to enable data-driven and technology-led assurance . We are looking for a detail-oriented analyst eager to develop and automate workflows that support the review process, using data and technology to deliver efficient, well-documented, and actionable insights for the review teams.
Key Responsibilities
<ul><li>Design and develop automated workflows and data processes to support portfolio and thematic reviews.
</li><li>Perform data extraction, transformation, analysis, and automation using suitable tools and technologies (e.g., SQL, Python, Alteryx, Power Automate, UiPath, etc.) with accuracy and timeliness.
</li><li>Develop insightful dashboards and reports in Tableau, Power BI, or similar tools.
</li><li>Conduct quality assurance checks to ensure accuracy and integrity of outputs.
</li><li>Maintain clear documentation of data sources, logic, and automation processes.
</li><li>Contribute ideas for process improvement and efficiency enhancement .
</li><li>Participate in knowledge-sharing and upskilling sessions across the team.
</li><li>Contribute to a culture of innovation by exploring and experimenting with new tools, techniques, and automation approaches.
</li></ul>Qualifications
<ul><li>1&ndash;3 years&rsquo; experience in analytics, automation, or data process improvement (financial services experience a plus).
</li><li>Proficiency with data manipulation and automation tools such as Python, SQL, UiPath, or Power Automate.
</li><li>Working knowledge of dashboarding tools (Tableau, Power BI) and Excel for quick-turnaround analysis.
</li><li>Familiarity with prompt engineering to optimize Gen AI tools for research, automation, and insight generation.
</li><li>Strong attention to detail and quality control habits.
</li><li>Ability to manage multiple priorities and collaborate effectively across teams.
</li><li>Credit Risk knowledge or experience is preferred.
</li><li>Curiosity to learn and develop in the areas of credit risk analytics, automation, and emerging technologies .
</li></ul>We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
<ul><li>Competitive base salaries
</li><li>Bonus incentives
</li><li>Support for financial-well-being and retirement
</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
</li><li>Generous paid parental leave policies (depending on your location)
</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
</li><li>Free and confidential counseling support through our Healthy Minds program
</li><li>Career development and training opportunities
</li></ul>American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.</div>

Credit Risk Analyst – Automation & Analytics

Ujjivan Small Finance Bank

<div>
 <ol>
 <li>
 
 POSITION DESCRIPTION
 
 </li>
 </ol>
 
 
 
 
 
 JOB TITLE
 
 
 
 Manager-Credit Risk
 
 
 
 
 
 
 DEPARTMENT
 
 
 
 Risk
 
 
 
 LOCATION
 
 
 
 HO
 
 
 
 
 
 
 SUB-DEPARTMENT
 
 
 
 Credit
 
 
 
 TYPE OF POSITION
 
 
 
 Full-time
 
 
 
 
 <ol>
 <li>
 
 ROLE PURPOSE &amp; OBJECTIVE
 
 </li>
 </ol>
 
 
 
 <ul>
 <li>
 
 To ensure implementation of the credit risk management policy approved by the Board.
 
 </li>
 <li>
 
 To formulate, review and implementation of risk appetite
 
 </li>
 <li>
 
 Monitor credit risks on an SFB wide basis and ensure compliance with the Board approved risk parameters/prudential limits and monitor risk concentrations.
 
 </li>
 <li>
 
 Review status of portfolio management, loan review mechanism, risk monitoring and evaluation, regulatory/legal compliance, adequacy of provision, risk concentrations, industry reviews, and suggest corrective measures and activity reviews for credit risk management.
 
 </li>
 <li>
 
 Review the performance and effectiveness of the credit scorecards, the need for any adjustments, and placing recommendations before the CRO
 
 </li>
 <li>
 
 Review and approve the use of credit scorecards for business and risk management purposes and placing recommendations before the CRO
 
 </li>
 </ul>
 
 
 
 <ol>
 <li>
 
 KEY DUTIES &amp; RESPONSIBILITIES OF THE ROLE
 
 </li>
 </ol>
 
 
 
 
 
 
 
 
 Business/ Financials
 
 
 
 
 
 Credit Risk Unit
 
 
 
 <ul>
 <li>
 
 To develop credit risk appetite/limits statements with support from Business units
 
 </li>
 <li>
 
 To monitor the credit risk parameters and credit exposure / concentration limits set by the SFB&rsquo;s Board of Directors / Risk Management Committee of the Board/ Regulator
 
 </li>
 <li>
 
 To lay down credit risk identification systems, monitor quality of portfolio, identify problem credits and undertake asset quality reviews with support from Business units.
 
 </li>
 <li>
 
 Implementation of credit scorecards with support from Business units.
 
 </li>
 <li>
 
 To analyze early warnings signals in the MSE portfolio, for identification of weak exposures, identify remedial measures in co-ordination with Business units and monitor the actions taken.
 
 </li>
 <li>
 
 Responsible for execution of portfolio risk management activities including concentration risk monitoring and stress testing.
 
 </li>
 <li>
 
 Responsible for ensuring stringent monitoring and management of specifically assigned problem accounts either independently or in co-ordination with the Business units.
 
 </li>
 <li>
 
 Responsible for executing the NPA management strategies in co-ordination with Business units and with support from the Legal department
 
 </li>
 <li>
 
 Monitor portfolio performance on a quarterly basis or as and when directed by the Board or Committee or Regulator and identify associated credit risks
 
 </li>
 <li>
 
 Study the impact of various stress scenarios on different portfolios to complement the regular risk measurement methods
 
 </li>
 <li>
 
 Classification of SMA and watch-list accounts in co-ordination with Business units
 
 </li>
 <li>
 
 Implementation of Internal Audit recommendations specific to the credit risk unit
 
 </li>
 </ul>
 
 
 
 
 
 
 Business Risk unit
 
 
 
 <ul>
 <li>
 
 Develop a comprehensive risk management framework for assessing, identifying, monitoring and reducing pertinent business risks that could interfere with the bank's objectives and goals
 
 </li>
 <li>
 
 Implement the Credit risk management frameworks under the guidance of CRCO and policies for the Bank
 
 </li>
 <li>
 
 Regular review of overall credit portfolio to assess risk quality and recommend risk mitigation measures, if warranted.
 
 </li>
 <li>
 
 Review the management of market and liquidity risks and provide inputs to asset liability management committee and recommend suitable risk management measures as required
 
 </li>
 <li>
 
 Assess the insurance requirements of the bank and arrange appropriate cover for transfer of risks as assessed as appropriate.
 
 </li>
 <li>
 
 Assess the security environment and take necessary steps to protect the interests of all stakeholders across both Physical and Information Technology dimensions.
 
 </li>
 </ul>
 
 
 
 
 
 Internal Process
 
 
 <ul>
 <li>
 Regular review of overall credit portfolio to assess risk quality and recommend risk mitigation measures, if warranted.
 </li>
 <li>
 Review the management of market and liquidity risks and provide inputs to asset liability management committee and recommend suitable risk management measures as required
 </li>
 <li>
 Develop the fraud risk management framework; periodically monitor fraud risk cases and recommend risk mitigation measures, as required in coordination with the CVO
 </li>
 <li>
 Participate in scheduled meetings of Risk management Committee (for credit risk, operation risk and market risk), Investment Committee and Asset Liability Management Committee
 </li>
 </ul>
 
 
 
 
 
 Learning &amp; Innovation
 
 
 <ul>
 <li>
 Provide the risk and compliance staff with sufficient resources, management support and the access required to prevent / detect compliance issues / breaches
 </li>
 <li>
 Maintain current knowledge of laws and regulations, keeping abreast of the most recent developments in regulations, notifications and circulars and disseminate the information regarding new regulatory developments
 </li>
 <li>
 Develop, coordinate and impart a multifaceted educational and training program that focuses on the elements of the compliance program, and seeks to ensure awareness creation
 </li>
 <li>
 Maintain a knowledge base of compliance failures and implications, provide advice on preventive actions to prevent such failures
 </li>
 <li>
 Ensure goal-setting, midyear -review and annual appraisal process happens within specified timelines for self
 </li>
 </ul>
 
 
 
 
 
 
 
 
 
 <ol>
 <li>
 
 MINIMUM REQUIREMENTS OF KNOWLEDGE &amp; SKILLS
 
 </li>
 </ol>
 
 
 
 
 
 
 
 
 
 
 
 Educational
 
 
 
 
 Qualifications
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in commerce/MBA in finance
 </li>
 <li>
 Additional qualification in law, accountancy such as CA/CS/LLB.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Experience
 
 
 <ul>
 <li>
 At least 10 years of experience in banking business
 </li>
 <li>
 At least 3+ years of experience in compliance &amp; 3+ years of hands-on experience in risk /audit &amp; inspection functions.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Certifications
 
 
 <ul>
 <li>
 PO qualified
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Functional Skills
 
 
 <ul>
 <li>
 Knowledge of &ndash; credit risk, operational risk, market risk
 </li>
 <li>
 Knowledge of asset liability management
 </li>
 <li>
 Knowledge RBI polices/guideline relevant to SFB &amp; banking
 </li>
 <li>
 Good understanding of policy formulation process
 </li>
 <li>
 Adept at influencing policy changes for commercial advantage
 </li>
 <li>
 High operational knowledge and experience in government processes and compliances both at union and state levels
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Behavioral Skills
 
 
 <ul>
 <li>
 Interpersonal communications
 </li>
 <li>
 Stakeholder management
 </li>
 <li>
 Project management skills
 </li>
 <li>
 Problem solving &amp; critical thinking
 </li>
 <li>
 Planning &amp; organizing
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Competencies Required
 
 
 <ul>
 <li>
 Building Relationship
 </li>
 <li>
 Driving Change
 </li>
 <li>
 Planning &amp; Organizing
 </li>
 </ul>
 
 
 
 
 
 
 
 
 
 
 
 
 <ol>
 <li>
 
 KEY INTERACTIONS
 
 </li>
 </ol>
 
 
 
 
 
 INTERNAL
 
 
 
 
 EXTERNAL
 
 
 
 Legal Manager
 
 
 Regulatory bodies (including RBI)
 
 
 Internal Audit Dept.
 
 
 Risk rating agencies
 
 
 All functional heads
 
 
 Chief Compliance Officers or Chief Risk Officers of other banks
 
 
 CFO
 
 
 
 
 
 Treasury team (FO &amp; BO)
 
 
 
</div>

Credit Risk Manager

Al-Futtaim

<div>Job Requisition ID: 173566

Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United A&rdquo;rab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group&rsquo;s entrepreneurship and relentless customer focus enables the organisation to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate.

By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day. 

Overview Of The Role: 
<ul>
<li>The Head of Credit is responsible for leading the Company's end-to-end credit risk management, underwriting, and portfolio monitoring functions. The role ensures that all credit activities are conducted within the approved risk appetite, aligned with CBUAE regulations, internal governance policies, and the Group's risk management standards. The Head of Credit will oversee credit strategy and execution across various lending products while supporting the Hertz operating lease business through tailored credit structures and asset-risk assessment. Critical to this role is balancing risk and growth objectives, ensuring high-quality portfolio performance, regulatory compliance, and prudent decision-making that enables sustainable business expansion.</li></ul> 
 
What You Will Do:
<ul>
<li>Develop and maintain the Company&rsquo;s Credit Risk Management Framework and Credit Policy in line with CBUAE Finance Companies Regulations, Corporate Governance Standards, and IFRS 9/ECL requirements.</li>
<li>Define risk appetite, product-specific credit criteria, and approval authority limits; obtain Board and CBUAE approvals as required.</li>
<li>Chair or participate in Credit Committee meetings and ensure sound underwriting decisions.</li>
<li>Oversee consumer and corporate credit underwriting to ensure consistent application of risk standards across all products including personal loans, credit cards, auto finance, and SME lending.</li>
<li>Monitor portfolio performance, delinquency trends, and concentration risks; recommend proactive risk mitigation actions.</li>
<li>Ensure full compliance with CBUAE Finance Companies Regulations, Consumer Protection Standards, AML/CFT requirements, and related circulars or notices.</li>
<li>Prepare and present periodic credit risk reports to the CEO, Board Risk Committee, and regulators.</li>
<li>Liaise with CBUAE examiners during inspections and respond to regulatory queries.</li>
<li>Establish end-to-end credit approval processes, including KYC/AML checks, documentation standards, and limit management.</li>
<li>Ensure adequate segregation of duties between credit origination, underwriting, and collections/recovery.</li>
<li>Build, lead, and mentor a high-performing Credit Department covering underwriting, credit risk analytics, and portfolio management.</li>
<li>Drive continuous training on CBUAE regulations, risk assessment, and market best practices.</li></ul> 
 
Required Skills To Be Successful: 
<ul>
<li>Candidates must come from the banking or financial services sector within the UAE market, with a strong understanding of local regulations and practices</li>
<li>Proven experience engaging directly with the UAE Central Bank and developing compliant credit policies aligned with regulatory standards.</li>
<li>Demonstrated ability to design, implement, and scale credit systems across multiple lending and leasing products.</li>
<li>Hands-on expertise in credit initiation and underwriting, ensuring sound credit assessment and portfolio quality.</li>
<li>Track record of building and leading credit teams in a high-growth or transformation environment.</li>
<li>Strong integrity, independence, and objectivity in decision-making, particularly under commercial or business pressure.</li>
<li>Experience driving credit digitalization and automation initiatives within a regulated financial institution.</li></ul> 
 
What Qualifies You For The Role: 
<ul>
<li>Bachelor&rsquo;s degree in Finance, Banking, Economics, or a related field required; Master&rsquo;s preferred.</li>
<li>Minimum 10-15 years of progressive credit risk/underwriting experience in the UAE banking or finance sector, with at least 5 years in a senior leadership role.</li>
<li>Proven track record in consumer and corporate credit risk management, portfolio analytics, and collections strategy.</li>
<li>Strong knowledge of CBUAE regulations, Basel/Risk Management standards, IFRS 9, and UAE market practices.</li>
<li>Experience in digital lending, credit scoring models, and automated decision systems is desirable.</li></ul> 
We&rsquo;re here to provide excellent service but a little help from you can ensure a five-star candidate experience from start to finish. 

Before you click &ldquo;apply&rdquo;: Please read the job description carefully to ensure you can confidently demonstrate why this opportunity is right for you and take the time to put together a well-crafted and personalised CV to further boost your visibility. Our global Talent Acquisition team members are all assigned to specific businesses to ensure that we make the best matches between talent and opportunities. We not only consider the requisite compatibility of skills and behaviours, but also how candidates align with our Values of Respect, Integrity, Collaboration, and Excellence. 

As part of our candidate experience promise, we also want to make ourselves available to you throughout the application process. We make every effort to review and respond to every application.</div>

Head of Credit and Analytics

Airwallex

<div><h2 class="jobSectionHeader">About Airwallex</h2>
Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 150,000 businesses worldwide &ndash; including Brex, Rippling, Navan, Qantas, SHEIN and many more &ndash; with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.
Proudly founded in Melbourne, we have a team of over 1,800 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$6.2 billion and backed by world-leading investors including Visa, Airtree, Blackbird, Sequoia, DST Global, Greenoaks, Salesforce Ventures, Lone Pine, and Square Peg, Airwallex is leading the charge in building the global payments and financial platform of the future. If you&rsquo;re ready to do the most ambitious work of your career, join us.<h2 class="jobSectionHeader">
Attributes We Value</h2>
We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you&rsquo;re motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.
You're humble and collaborative; turn zero&#8209;to&#8209;one ideas into real products, and you &ldquo;get stuff done&rdquo; end-to-end. You use AI to work smarter and solve problems faster. Here, you&rsquo;ll tackle complex, high&#8209;visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let&rsquo;s build what&rsquo;s next.<h2 class="jobSectionHeader">
About the team</h2>
The Operations team at Airwallex ensures the smooth and efficient functioning of our services and processes. We focus on optimizing workflows, improving operational efficiency, and delivering exceptional customer support. By streamlining operations and implementing best practices, we help drive the company's growth and maintain high service standards. Our team is dedicated to providing a seamless experience for our customers and supporting Airwallex&rsquo;s mission to empower businesses globally.<h2 class="jobSectionHeader"> 
What you&rsquo;ll do</h2>
As a Credit Risk Operations Manager, you will help manage Airwallex&rsquo;s global credit risk exposure. You&rsquo;ll assess prospective and existing merchants, define and track risk performance, and partner with cross-functional teams to drive both growth and protection. You&rsquo;ll leverage data-driven insights to enhance our credit decisioning and monitoring frameworks, streamline operational processes, and continuously improve the balance between user experience and robust risk mitigation.
This role is based in San Francisco.<h2 class="jobSectionHeader">
Responsibilities:</h2><ul><li>
Manage Airwallex&rsquo;s credit risk exposure across all product offerings</li><li>
Evaluate credit risk across payment acceptance channels (cards, bank payments, local payment methods)</li><li>
Drive Know Your Business (KYB) processes to build and maintain a diversified, high-quality merchant portfolio</li><li>
Define, monitor and deliver against global credit risk performance KPIs</li><li>
Build, maintain and iterate standard operating procedures (SOPs) for credit risk management, including vetting, investigation and ongoing monitoring</li><li>
Develop structured reporting and dashboards to give global visibility into credit risk performance</li><li>
Partner with Business Development, Legal, Compliance and Transaction Risk to balance commercial goals with risk mitigation</li><li>
Strengthen risk awareness across global stakeholders and proactively surface emerging risks</li></ul><h1 class="jobSectionHeader">
Who you are</h1>
We're looking for people who meet the minimum requirements for this role. The preferred qualifications are great to have, but are not mandatory.<h2 class="jobSectionHeader">
Minimum qualifications:</h2><ul><li>
Strong analytical and quantitative skills with demonstrated experience in assessing counterparty or merchant credit risk</li><li>
Deep understanding of credit fundamentals &mdash; including financial statement analysis, cash flow assessment, collateral structures, and exposure management</li><li>
Practical experience in ongoing credit monitoring, limit setting, and early warning frameworks for merchant portfolios</li><li>
Strong grasp of payment flows and how settlement timing, reserves, and chargebacks impact credit exposure</li><li>
Ability to identify and escalate emerging credit risks across payment products and geographies</li><li>
Excellent written and verbal communication skills, with the ability to explain credit findings clearly to technical and non-technical stakeholders</li><li>
Proven ability to manage multiple priorities in a fast-paced environment with precision and attention to detail</li><li>
Ownership mindset: you take accountability, drive clarity, and execute with urgency</li></ul>
Preferred qualifications:<ul><li>
Advanced proficiency in data analysis tools (e.g. SQL)</li><li>
Familiarity with core risk domains such as card brand monitoring, compliance, and KYB/KYC requirements</li><li>
Experience managing credit exposure for merchants or partners within fintech, payments, or financial institutions</li><li>
Background in regulatory compliance and/or operational risk management</li><li>
Track record of defining and reporting KPIs to improve process performance</li><li>
Deep understanding of payment processing systems and associated credit, fraud, and operational risks</li></ul><h2 class="jobSectionHeader">
Applicant Safety Policy: Fraud and Third-Party Recruiters</h2>
To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.
Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.<h2 class="jobSectionHeader">
Equal opportunity</h2>
Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don&rsquo;t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.
Compensation Range: $100K - $150K</div>

Credit Risk Operations Manager

Deloitte

Core Duties
<ul>
<li>Lead client engagements related to credit risk modeling, IFRS 9 ECL methodology, and regulatory compliance</li>
<li>Develop, validate, and implement credit risk models including PD, LGD, and EAD frameworks</li>
<li>Provide advisory support on risk rating methodologies, underwriting processes, and risk management policies</li>
<li>Advise on allowance for credit losses, pricing models, and credit risk reporting in line with CECL and IFRS 9</li>
<li>Work with Deloitte teams across Financial Advisory, Consulting, and Tax to deliver multi-disciplinary projects</li>
<li>Prepare proposals, build marketplace relationships, and identify business growth opportunities</li>
<li>Manage audits related to credit risk processes and liaise with auditors for effective outcomes</li>
<li>Mentor and supervise staff at all levels, providing training, performance reviews, and professional guidance</li>
<li>Stay informed on industry trends and propose innovative solutions to clients</li>
</ul>

Senior Manager Credit Risk Modeling Audit and Assurance

Citi

<div>The Credit Risk Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.
 
 
Responsibilities:<ul>
<li>The primary focus of the position is data quality support of global contract negotiations and trades which includes document review, data entry, exception reporting along with document scanning and document warehousing.
</li><li>The ideal candidate must have excellent technical skills and the ability to learn and work with a very complex in-house data management system.
</li><li>The position will require gaining a detailed familiarity with Citi&rsquo;s standard forms of documentation, technology, and internal procedures.
</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> 

Qualifications:<ul>
<li>0-2 years relevant experience</li>
<li>Makes judgments and recommendations based on analysis and specialty area knowledge.
</li><li>Researches and interprets factual information.
</li><li>Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices.
</li><li>Exchanges information in a concise and consistent way as well as be sensitive to diverse audience</li>
</ul> 
Education:<ul>
<li>Bachelor&rsquo;s/University degree or equivalent experience</li></ul> 
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. 
-
Job Family Group:
Risk Management
-
Job Family:
Credit Risk
-
Time Type:
Full time
-
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. 
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Credit Risk Analyst (UAE Nationals Only)

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