credit risk analytics manager

Evolve Bank & Trust

<div>Job Description:

The Credit Risk Analyst will develop and evaluate credit risk indicators, forecast capital exposure, and implement risk policies and underwriting guidelines. The Credit Risk Analyst will provide analytical and financial support for credit approvals, portfolio structuring, and risk assessment, while coordinating with internal teams and external partners. Additionally, the position handles special projects, prepares portfolio metrics for senior leadership, and assists with training and concept reviews for new loan products and platforms.

Main Job Tasks and Responsibilities:
<ul><li>Prepare daily, weekly and monthly reporting on Open Banking Credit relationships which includes reports for Loan Committee and the Board as well as the quarterly call report.</li>
<li>Provide Open Banking client policy assessment, process evaluation, commercial exposure assessment.</li>
<li>Develop and evaluate risk indicators for Open Banking Credit, assessing performance against expectations, and develop forecast capabilities for credit risk and capital exposure.</li>
<li>Assist Credit Administration team in implementation of Open Banking credit risk policies, procedures &amp; underwriting guidelines.</li>
<li>Perform monthly Current Expected Credit Loss forecast model.</li>
<li>Support Paycargo Finance and other clients as needed and serve to coordinate requests for new credit approvals and renewals between clients and the Credit Administration team.</li>
<li>Provide ad hoc data and analytical support for Chief Credit Officer.</li>
<li>Assist in financial analysis, identification of the primary risk drivers, structuring of the loan portfolios, overall assessment of risk and ability to repay.</li>
<li>Participate in the platform approval process and provide recommendations.</li>
<li>Assist Loan Operations in solving loan related structure questions.</li>
<li>Assist in the process of vetting new loan products or niche markets.</li>
<li>Compile requested portfolio metrics for Chief Credit Officer.</li>
<li>Special Projects and Requests, as needed.</li>
<li>Work with Open Banking and support areas on training programs and concept reviews for specific loan requests.</li>
</ul>
 Education and Experience:
<ul>
<li>Minimum of ten years&rsquo; experience in data analytics in support of lending risk management, preferably at a financial institution or advisory firm.</li>
<li>Graduate degree in any applied analytical science (statistics, operations research, econometrics, business analytics, or math) or commensurate work experience is preferred.</li>
<li>Bachelors&rsquo; degree and sufficient coursework in business, economics, business analytics or similar areas is required.</li>
</ul>
Key Competencies:
<ul>
<li>High level of accuracy, thoroughness, and orderliness in performing work assignments.</li>
<li>Strong oral and written communication skills with the ability to communicate confidently with superiors and peers.</li>
<li>Strong portfolio life cycle assessment knowledge.</li>
<li>Attention to detail and accuracy.</li>
<li>Analytical skills.</li>
<li>Judgment and problem-solving skills.</li>
<li>Demonstrate proficiency with E.D.A. tools (exploratory data analysis) such as SAS, Power BI, Microsoft Excel Pivot Tables, etc.</li>
<li>Able to prioritize and reprioritize work tasks and deliver work product under tight deadlines</li>
<li>Comfortable with conflicting views of others and able to adequately express their point of view</li>
<li>Willingness to take ownership of recommendations and balance loan production with the proper risk/reward relationship</li></ul> 
Equal Opportunity Employer 
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.</div>

Credit Risk Analyst

Prometeia

<div>
 
 
 Manager - Credit Risk Models
 
 
 
 
 
 
 Are you curious and ready to accept a new challenge in your career? Are you eager to join a dynamic company and bring innovation through your work and skills?
 
 
 Prometeia offers you opportunities for growth and training in a Group with over 1000 professionals working for more than 500 clients in 20 countries around the world.
 
 
 Among the European leaders in Enterprise Risk Management and Wealth &amp; Asset Management solutions, Prometeia is looking for a Manager for its Istanbul office.
 
 
 
 
 
 
 MAIN TASKS:
 
 
 
 The successful candidate will join a specialized team operating within credit risk modelling and advisory projects for financial intermediaries. The selected person will lead activities in the management of the activities relating to the following areas:
 
 <ul>
 <li>
 Development and implementation of risk parameter estimation (PD, LGD, EAD), satellite and ECL (IFRS 9) models
 </li>
 <li>
 Development and implementation of Economic Capital (Credit VaR) models and stress testing
 </li>
 <li>
 Model validation
 </li>
 <li>
 Credit risk advisory
 </li>
 <li>
 Credit Process Optimization and Risk Based Pricing
 </li>
 <li>
 Early Warning and Collection Models
 </li>
 <li>
 ICAAP and Stress Testing
 </li>
 <li>
 CRM Analytics
 </li>
 <li>
 ALM Behavioral Models
 </li>
 <li>
 Advanced Analytics
 </li>
 </ul>
 
 
 
 
 
 EDUCATION AND EXPERIENCE:
 
 
 <ul>
 <li>
 At least 5 years of experience in risk management in Banking sector or consultancy firms and a proven experience in managing teams and staff with diverse backgrounds
 </li>
 <li>
 A degree or master's degree with excellent marks in Economics/Finance, Statistics or Engineering coupled with sound quantitative knowledge is required
 </li>
 <li>
 Practical application of statistical modelling techniques
 </li>
 <li>
 Experience of using mathematical/statistical computing software or other data mining skills
 </li>
 <li>
 Excellent Microsoft Office skills e.g. excel, word, power point and access
 </li>
 <li>
 Knowledge of regulatory frameworks related to capital management (e.g. Basel III) and IFRS9 is a distinctive factor
 </li>
 </ul>
 
 
 
 
 
 SOFT SKILLS:
 
 
 <ul>
 <li>
 Commercial and innovative mindset
 </li>
 <li>
 Proficiency in both verbal and written English is a must
 </li>
 <li>
 Strong analytical skills with acute attention to detail
 </li>
 <li>
 Assertivity and excellent communication, in multi-national and multi-discipline environment, presentation and inter-personal skills
 </li>
 <li>
 Project/time management skills as well as ability to meet required deadlines
 </li>
 <li>
 Self-motivated, effective under pressure and willing to take initiative
 </li>
 </ul>
 
 
 
 
 
 LOCATION:
 
 
 
 Istanbul
 
 
 
 
 
 
 OTHER:
 
 
 
 Selected candidate will be offered a career path that may include trips abroad as well as the opportunity to work in a stimulating and dynamic environment, strongly oriented towards the enhancement of resources according to the objectives attained.
 
 
 Applications made without sending
 
 an updated cv in English
 
 won't be considered.
 
 
 The eligible candidates will be contacted for a preliminary call by the
 
 Corporate HR Representatives (Italy-based).
 
 
 
 
 
 
 
 WHAT WE OFFER:
 
 
 
 
 COMPENSATION, WELFARE &amp; BENEFIT
 
 
 
 Our history, as well as our future, is based on the value of our people. Prometeia&rsquo;s biggest investment is in our people and it concerns every aspect of professional life. We call it &ldquo;Total Compensation&rdquo; and it is made of three elements: Compensation, consisting of a fixed and a variable component, a Welfare Plan active since 2015 &ndash;we were among the first companies in Italy to introduce it&ndash;, and Benefits, including all initiatives for the well-being of our people.
 
 
 
 
 
 
 REMOTE WORKING
 
 
 
 Flexibility is an intrinsic value of our way of working. In Prometeia, remote working is an organizational method based on trust. It results in benefits in terms of work/life balance, impact on the environment and optimization of company results through autonomy and empowerment of people.
 
 
 
 
 
 
 PEOPLE PROGRAM
 
 
 
 Our evaluation system is based on the full enhancement of our people and on continuous dialogue as a stimulus for regular, mutual professional and personal growth. Within the projects, several moments are dedicated to transparent discussions between managers and team members. This allows for reciprocal and prompt feedback. The process is fully digitalized and aimed at continuously improving the strategic growth of both the individual and the company.
 
 
 
 
 
 
 TRAINING
 
 
 
 Prometeia means continuous training. We provide an average of 11 days of training per year to our people, in person and online. We pay specific attention to younger colleagues, the protagonists of dedicated growth programs, and to the continuous sharing and internal transfer of know-how and skills. On-the-job training is also important and is made of immediate and direct confrontation with the market.
 
 
 
 
 
 
 WIN/WIN POLICY
 
 
 
 If you are one of our employees and you recommend a person who is later hired, you are entitled to a financial bonus! This is an important opportunity to contribute to the growth of Prometeia as a whole, by attracting acknowledged market professionals and new tech talents.
 
 
 
 
 
 
 PHYGITAL MANAGEMENT
 
 
 
 We have completely digitalized the management of our physical and virtual environments through the dedicated app Pr(Home)teia. Access to the office, remote working, workstations, meeting rooms, carpooling... everything is just a click away.
 
 
 
 
 
 
 COMMUNITY
 
 
 
 Our Community is highly diverse, as are the skills of the people who are part of it and who share its values, and the individuals and organizations directly or indirectly involved in our activities. Clients, People of the Group, Alumni, Institutions, Academia, non-profit entities we actively cooperate with are stakeholders representing a great value for us in terms of trust and collaboration.
 
 
 
 
 
 
 DIVERSITY
 
 
 
 We promote and respect equal opportunities and consider differences as a value. Diversity &amp; Inclusion are fundamental values: from the recruitment phase to everyday life, promoted also through dedicated training moments to develop individual sensitivities and uniqueness.
 
 
 
 
 
 
 IMPACT
 
 
 
 We responsibly take an active role towards the environment, territories and communities we operate in. Our Headquarter in Bologna has obtained the Leed Gold Certification, one of the highest awards recognizing the efficiency of the building in terms of energy and water savings, CO2 emissions reduction, and improvement of the ecological quality of interiors, materials and resources. In the Sustainability Report we outline the results achieved within the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda drafted by the UN in 2016, that we have been supporting since 2020.
 
</div>

Manager - Credit Risk Models

Citi

<div>
 Institutional Credit Management Underwriting (ICM-UW) is an integral part of the ICM organization. ICM-UW&rsquo;s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Risk and Banking. These three groups have a shared commitment to ensuring the safety and soundness of wholesale lending across Citi.ICM-UW Credit Risk Analysts are responsible for a portfolio of client relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews and Stress Testing. The role is part of the Turkish ICM team.
 
 
 
 Key Responsibilities:
 
 
 
 <ul>
 <li>
 Assess the credit and financial strength of Citi&rsquo;s Global Network Banking clients (and if needed can assess Large Corporate, Public Sector, Financial Institution clients) by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
 </li>
 <li>
 Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi&rsquo;s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
 </li>
 <li>
 Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to ICM-UW seniors, Risk and Banking.
 </li>
 <li>
 Partnership with applicable regional and industry stakeholders in Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
 
 
 </li>
 </ul>
 
 Knowledge/Experience:
 
 
 
 <ul>
 <li>
 0-2 years of credit experience in Banking, Credit Risk Management or equivalent.
 </li>
 <li>
 Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues.
 </li>
 <li>
 Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation.
 </li>
 <li>
 Displays basic industry research capabilities, including risk and key drivers.
 </li>
 <li>
 Basic understanding of Credit Policy and procedures; proactively refers to resources as needed.
 </li>
 <li>
 Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly.
 
 
 </li>
 </ul>
 
 Skills/Competencies:
 
 
 
 <ul>
 <li>
 Assists colleagues in identifying stretch opportunities to elevate individual and team performance.
 </li>
 <li>
 Proven culture carrier.
 </li>
 <li>
 Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority.
 </li>
 <li>
 Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively.
 </li>
 <li>
 Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority.
 </li>
 <li>
 Microsoft Office (Word, Excel, and PowerPoint) skills.
 </li>
 <li>
 Proficiency in Turkish and English.
 
 
 </li>
 </ul>
 
 Qualifications:
 
 
 
 <ul>
 <li>
 BA/BSc or higher degree in Business (MBA), or any other related subject
 
 
 </li>
 </ul>
 This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
 
 
 ------------------------------------------------------
 
 
 
 Job Family Group:
 
 
 
 Risk Management
 
 
 ------------------------------------------------------
 
 
 
 Job Family:
 
 
 
 Credit Risk
 
 
 ------------------------------------------------------
 
 
 
 Time Type:
 
 
 
 Full time
 
 
 ------------------------------------------------------
 
 
 
 Most Relevant Skills
 
 
 
 Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
 
 
 ------------------------------------------------------
 
 
 
 Other Relevant Skills
 
 
 
 For complementary skills, please see above and/or contact the recruiter.
 
 
 ------------------------------------------------------
 
 
 
 Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
 
 
 
 
 If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
 
 
 Accessibility at Citi.
 
 
 
 
 View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.
 
</div>

Credit Risk Analyst - Institutional Credit Management Underwriting

JPMorganChase

<div>JOB DESCRIPTION<div> 
<div><div><div><div>J.P. Morgan Wealth Management is a global leader in investment and wealth management, serving institutions, high-net-worth individuals, and retail investors worldwide.
As an analyst in the Securities Based Lending Team at JP Morgan's Asset and Wealth Management Credit Middle Office, you will support client credit needs by evaluating asset portfolios for lines of credit, focusing on creditworthiness and collateral analysis. Responsibilities include annual credit line reviews, client data analysis, and accurate loan documentation preparation.
Job Responsibilities:
<ul><li>Prepare the analysis of a client prior to underwriting, including pulling client credit and generating a collateral analysis.</li>
<li>Review lines of credit annually and build recommendations for renewal or modification.</li>
<li>Analyze client data across multiple systems and conduct preliminary reviews for credit criteria.</li>
<li>Review and prepare loan documentation with high accuracy.</li>
<li>Ensure documentation consistency with federal and local regulations.</li>
<li>Develop an understanding of the Underwriting process to grow into a Lender role.</li>
<li>Collaborate with business partners to enhance process efficiency.</li>
</ul>Required qualifications, skills, and capabilities:
<ul><li>Minimum of 6 months of experience with Underwriting, Credit Risk, and/or Collateral Valuation.</li>
<li>Bachelor&rsquo;s degree in Finance, Economics, or a related field.</li>
<li>Working knowledge of financial markets and asset vehicles like Mutual Funds, Equities, and Fixed Income.</li>
<li>Strong interpersonal skills, especially with business partners.</li>
</ul>Preferred qualifications, skills, and capabilities:
<ul><li>Intermediate Microsoft Office skills, particularly Excel, Word, and SharePoint.</li>
<li>Strong understanding of controls for an error-free environment.</li>
<li>Ability to review processes and recommend improvements.</li>
<li>Excellent communication skills with various organizational levels.</li>
</ul></div></div></div></div></div>ABOUT US<div> 
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world&rsquo;s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. 
 
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants&rsquo; and employees&rsquo; religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.</div> 
 
 
ABOUT THE TEAM 
 
J.P. Morgan Asset &amp; Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.</div>

Credit Risk - Operations Analyst

Odeabank

<div>
 
 
 We are looking for an Odealist to create value together!
 
 
 
 
 
 
 We work in a world where new ideas, bold steps, and learning happen every day. At Odeabank, we measure success not only by results but also by
 
 learning, growing, and creating value.
 
 
 
 We work in a culture that is collaborative, innovative, and open to different perspectives. Everd day, we move forward together for a better experience and a stronger future.
 
 
 
 
 
 
 What Can You Expect?
 
 
 
 &bull;
 
 A culture that supports your development:
 
 Training, mentoring, and continuous learning opportunities
 
 
 &bull;
 
 Working model:
 
 A hybrid environment that offers both productivity and balance
 
 
 &bull;
 
 Inclusive team structure:
 
 An organizational culture shaped by openness, respect, authenticity, and enthusiasm
 
 
 &bull;
 
 Sustainable vision:
 
 Commitment to gender equality, diversity, and sustainability
 
 
 &bull;
 
 Supportive leadership:
 
 Managers who value your ideas and encourage sharing
 
 
 
 
 
 
 General Qualifications
 
 
 
 
 
 
 
 
 Experience
 
 
 : Minimum 4&ndash;5 years of hands-on experience in credit risk model validation&mdash;including PD, LGD, and EAD models&mdash;within a banking or financial institution environment. Experience with both retail and commercial segments is preferred.
 
 
 
 
 Education
 
 
 : Bachelor&rsquo;s degree in Quantitative Finance, Economics, Statistics, Mathematics, or Engineering. A Master's degree or certifications such as FRM, PRM, or CFA is a plus.
 
 
 
 
 Technical Proficiency
 
 
 : Solid knowledge of validation frameworks, back-testing methodologies, and quantitative techniques. Proficient in tools such as SAS, R, Python, or equivalent statistical software.
 
 
 
 
 Regulatory Knowledge:
 
 
 Familiarity with IFRS 9, EBA, Basel III, and local regulatory requirements for credit risk models.
 
 
 
 
 Analytical &amp; Critical Thinking
 
 
 : Strong analytical mindset with attention to detail, and the ability to challenge assumptions constructively and communicate findings clearly.
 
 
 
 
 English Proficiency
 
 
 : Excellent command of English, both in verbal and written communication.
 
 
 
 
 Communication &amp; Collaboration
 
 
 : Ability to independently draft validation reports, challenge model assumptions, and discuss findings with model developers and senior stakeholders.
 
 
 
 
 
 
 Key Responsibility
 
 
 
 
 
 
 
 
 Model Validation
 
 
 : Independently perform quantitative and qualitative validation of PD, LGD, and EAD models developed for IFRS 9 and regulatory capital purposes, as well as other analytical models used within the credit risk domain. Evaluate conceptual soundness, data integrity, estimation methods, and performance monitoring of models. Document validation results and provide actionable recommendations for model improvements.
 
 
 
 
 Monitoring &amp; Reporting
 
 :
 
 Support the development of model monitoring frameworks. Track model performance over time and assess ongoing model relevance. Keep model validation policy and procedures up-to-date.
 
 
 
 
 Stakeholder Communication
 
 :
 
 Collaborate constructively with model development teams to understand design choices, challenge assumptions, and agree on remedial actions. Communicate findings to respective stakeholders.
 
 
 
 
 
 
 Benefits:
 
 
 <ul>
 <li>
 Private Mixed Health Insurance for you and (if applicable) your spouse and children
 </li>
 <li>
 Corporate Life Insurance
 </li>
 <li>
 Remote Work Support
 </li>
 <li>
 Meal Allowance
 </li>
 <li>
 Birthday Leave
 </li>
 <li>
 Shuttle Service for Head Office Employees
 </li>
 </ul>
 
 
 
 
 
 Why Odeabank?
 
 
 <ul>
 <li>
 Innovative business model focused on investment and technology
 </li>
 <li>
 Odealist teams shaping not only today but also the future
 </li>
 <li>
 Corporate discount agreements with O'Deal
 </li>
 <li>
 Social events, clubs, and employee communities
 </li>
 <li>
 Special occasion celebrations
 </li>
 <li>
 Recognition and reward mechanisms that regularly highlight achievements
 </li>
 <li>
 Well-being seminars
 </li>
 </ul>
 
 
 
 
 
 
 
 
 If you want to grow in an Odealist culture
 
 , complete your application now and join us on our journey! 💫
 
 
 
 
 
 
 *The hiring process at Odeabank includes Human Resources Assessment, relevant manager interviews, and competency-based evaluations.
 
 
 
 
 The offer process begins for candidates who successfully complete all stages.
 
 
 
 
 **Under the Personal Data Protection Law No. 6698, your personal data is processed solely for recruitment purposes during the application process.
 
 
</div>

Credit Risk Model Validation Manager/Assistant Manager

<div>The Credit Risk Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.
 
 
Responsibilities:<ul>
<li>The primary focus of the position is data quality support of global contract negotiations and trades which includes document review, data entry, exception reporting along with document scanning and document warehousing.
</li><li>The ideal candidate must have excellent technical skills and the ability to learn and work with a very complex in-house data management system.
</li><li>The position will require gaining a detailed familiarity with Citi&rsquo;s standard forms of documentation, technology, and internal procedures.
</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> 

Qualifications:<ul>
<li>0-2 years relevant experience</li>
<li>Makes judgments and recommendations based on analysis and specialty area knowledge.
</li><li>Researches and interprets factual information.
</li><li>Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices.
</li><li>Exchanges information in a concise and consistent way as well as be sensitive to diverse audience</li>
</ul> 
Education:<ul>
<li>Bachelor&rsquo;s/University degree or equivalent experience</li></ul> 
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. 
-
Job Family Group:
Risk Management
-
Job Family:
Credit Risk
-
Time Type:
Full time
-
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. 
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Credit Risk Analyst (UAE Nationals Only)

slice

<div>
 
 
 About the team
 
 
 
 
 
 
 The analytics team at slice plays a critical role in all the decisions both small and big. As a Business Analyst you will be charged with solving various problems in the company using data. Your job doesn't end at finding insights and giving recommendations, you are also responsible for getting your recommendations implemented and ensuring actual business impact.
 
 
 
 
 
 Some examples of the problem statements that might come to the team
 
 
 
 
 <ul>
 <li>
 How to increase the usage of product X by Y%?
 </li>
 <li>
 How to increase our user acquisition by 100% in 3 months?
 </li>
 <li>
 How to decrease the credit loss in segment X?
 </li>
 <li>
 How to increase revenue in segment Y?
 </li>
 </ul>
 
 
 
 
 
 About the role
 
 
 
 
 
 
 As a Business Analyst, you will help shape slice's credit and business strategies by combining your product and business acumen and data-driven insights. As a key member of the team, you work closely with leadership, credit, and product teams to craft and execute analytics-driven strategies for business growth.
 
 
 
 
 
 
 What You will do
 
 
 
 
 
 <ul>
 <li>
 Break down a business problem into different smaller problems.
 </li>
 <li>
 Work with key leaders in the company to get a deeper understanding of the business problem at hand.
 </li>
 <li>
 Coordinate with the data team to ensure that data is available in the required format ready to be consumed by you.
 </li>
 <li>
 Generate insights from the data and come up with recommendations.
 </li>
 <li>
 Convince the relevant stakeholders to get your recommendations implemented.
 </li>
 <li>
 Measure the impact post-implementation and take further steps if necessary.
 </li>
 <li>
 Be satisfied making an actual and significant impact on the business :)
 </li>
 </ul>
 
 
 
 
 
 What you will need
 
 
 
 
 
 <ul>
 <li>
 1-2 years experience in analytics
 </li>
 <li>
 Expertise in databases and scripting languages (Advanced SQL, Basic Python/R, Advanced Excel)
 </li>
 <li>
 Ability to draw conclusions from data and recommend actions.
 </li>
 <li>
 Demonstrated leadership and self-direction.
 </li>
 <li>
 Demonstrated willingness to both teach others and learn new techniques.
 </li>
 </ul>
 
 
 
 
 
 Life at slice:
 
 
 
 
 
 
 Life so good, you&rsquo;d think we&rsquo;re kidding:
 
 
 
 
 <ul>
 <li>
 Competitive salaries. Period.
 </li>
 <li>
 An extensive medical insurance that looks out for our employees &amp; their dependants. We&rsquo;ll love you and take care of you, our promise.
 </li>
 <li>
 Flexible working hours. Just don&rsquo;t call us at 3AM, we like our sleep schedule.
 </li>
 <li>
 Tailored vacation &amp; leave policies so that you enjoy every important moment in your life.
 </li>
 <li>
 A reward system that celebrates hard work and milestones throughout the year. Expect a gift coming your way anytime you kill it here.
 </li>
 <li>
 Learning and upskilling opportunities. Seriously, not kidding.
 </li>
 <li>
 Good food, games, and a cool office to make you feel like home. An environment so good, you&rsquo;ll forget the term &ldquo;colleagues can&rsquo;t be your friends&rdquo;.
 </li>
 <li>
 We believe in equality. Period.
 </li>
 </ul>
 
 
 
 
 At slice, we are committed to building a diverse and talented workforce. We never discriminate on the basis of race, sex, religion, colour, national origin, gender, gender identity, sexual orientation, age, marital status, veteran status, medical condition, disability, or any other class or characteristic protected by the applicable law.
 
 
 
 
 
 We consider all qualified job-seekers with criminal histories in a manner consistent with the applicable law. Additionally, we are committed to providing reasonable accommodations to qualified individuals with physical or mental disabilities in order to participate in the job application or interview process, perform essential job functions, and receive other benefits and privileges of employment.
 
 
 
 
 
 Come join our crew!
 
 
 
 
 
 
 About us
 
 
 
 
 
 
 slice
 
 
 
 
 
 A new bank for a new India
 
 
 
 
 
 slice&rsquo;s purpose is to make the world better at using money and time, with a major focus on building the best consumer experience for your money. We&rsquo;ve all felt how slow, confusing, and complicated banking can be. So, we&rsquo;re reimagining it. We&rsquo;re building every product from scratch to be fast, transparent, and feel good, because we believe that the best products transcend demographics, like how great music touches most of us.
 
 
 
 
 
 Our cornerstone products and services: slice savings account, slice UPI credit card, slice UPI, and slice business are designed to be simple, rewarding, and completely in your control. At slice, you&rsquo;ll get to build things you&rsquo;d use yourself and shape the future of banking in India. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together.
 
 
 
 
 
 We&rsquo;re backed by some of the world&rsquo;s leading investors, including Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.
 
</div>

Business Analyst - Credit Risk Strategy

Search 10000+ Credit risk analytics manager jobs near you this January. New roles added regularly across leading industries. Apply today.