credit risk analytics manager

Information Technology Senior Management Forum

<div><div>Posted Date
5/07/2026
</div><div>Description
<div>Senior Manager, Data Science - Credit Review
Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.
As a Data Scientist at Capital One, you&rsquo;ll be part of a team that&rsquo;s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.
Team Description
In Capital One&rsquo;s Credit Review Models, Data and Innovative solutions team, we defend the company against model failures and find new ways of making better decisions with models. We use our statistics, software engineering, and business expertise to drive the best outcomes in both Risk Management and the Enterprise. We understand that we can&rsquo;t prepare for tomorrow by focusing on today, so we invest in the future: investing in new skills, building better tools, and maintaining a network of trusted partners.
We partner with best-in-class data scientists, analysts, credit risk management experts, and engineers to innovate solutions that directly impact the company&rsquo;s bottom line in a meaningful way. We do it all in a collaborative environment that values individual insight, encourages each associate to take on new responsibilities, promotes continuous learning, and rewards innovation.
Role Description
In this role, you will:<ul><li>
Leverage a broad stack of technologies, such as, Python, Conda, AWS, H2O, Spark, and more, to reveal the insights hidden within huge volumes of numeric and textual data</li><li>
Build statistical and machine learning models to challenge the models in production</li><li>
Flex your interpersonal skills to translate the complexity of your work into tangible business goals</li><li>
Partner with a cross-functional team of data scientists, credit risk experts, and product managers to deliver a product customers love</li></ul>
The Ideal Candidate is:<ul><li>
A leader. You challenge conventional thinking and work with stakeholders to identify and improve the status quo. You&rsquo;re passionate about talent development for your own team and beyond.</li><li>
Technical. You&rsquo;re comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.</li><li>
Statistically-minded. You&rsquo;ve built models, validated them, and backtested them. You know how to interpret a confusion matrix or a ROC curve. You have experience with clustering, classification, sentiment analysis, time series, and deep learning.</li><li>
Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.</li><li>
Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You&rsquo;re not afraid to share a new idea.</li></ul>
Basic Qualifications:<ul><li>
Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:<ul><li>
A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 7 years of experience performing data analytics</li><li>
A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 5 years of experience performing data analytics</li><li>
A PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 2 years of experience performing data analytics</li></ul></li><li>
At least 2 years of experience leveraging open source programming languages for large scale data analysis</li><li>
At least 2 years of experience working with machine learning</li><li>
At least 2 years of experience utilizing relational databases</li></ul>
Preferred Qualifications:<ul><li>
PhD in &ldquo;STEM&rdquo; field (Science, Technology, Engineering, or Mathematics) plus 4 years of experience in data analytics</li><li>
At least 1 year of experience working with AWS</li><li>
At least 5 years&rsquo; experience in Python, Scala, or R for large scale data analysis</li><li>
At least 5 years&rsquo; experience with machine learning</li></ul>
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Charlotte, NC: $209,000 - $238,500 for Sr Mgr, Data Science 

McLean, VA: $229,900 - $262,400 for Sr Mgr, Data Science 

Plano, TX: $209,000 - $238,500 for Sr Mgr, Data Science 

Richmond, VA: $209,000 - $238,500 for Sr Mgr, Data Science 

Riverwoods, IL: $209,000 - $238,500 for Sr Mgr, Data Science 

Wilmington, DE: $209,000 - $238,500 for Sr Mgr, Data Science 
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate&rsquo;s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City&rsquo;s Fair Chance Act; Philadelphia&rsquo;s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Senior Manager, Data Science - Credit Review
Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.
As a Data Scientist at Capital One, you&rsquo;ll be part of a team that&rsquo;s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.
Team Description
In Capital One&rsquo;s Credit Review Models, Data and Innovative solutions team, we defend the company against model failures and find new ways of making better decisions with models. We use our statistics, software engineering, and business expertise to drive the best outcomes in both Risk Management and the Enterprise. We understand that we can&rsquo;t prepare for tomorrow by focusing on today, so we invest in the future: investing in new skills, building better tools, and maintaining a network of trusted partners.
We partner with best-in-class data scientists, analysts, credit risk management experts, and engineers to innovate solutions that directly impact the company&rsquo;s bottom line in a meaningful way. We do it all in a collaborative environment that values individual insight, encourages each associate to take on new responsibilities, promotes continuous learning, and rewards innovation.
Role Description
In this role, you will:<ul><li>
Leverage a broad stack of technologies, such as, Python, Conda, AWS, H2O, Spark, and more, to reveal the insights hidden within huge volumes of numeric and textual data</li><li>
Build statistical and machine learning models to challenge the models in production</li><li>
Flex your interpersonal skills to translate the complexity of your work into tangible business goals</li><li>
Partner with a cross-functional team of data scientists, credit risk experts, and product managers to deliver a product customers love</li></ul>
The Ideal Candidate is:<ul><li>
A leader. You challenge conventional thinking and work with stakeholders to identify and improve the status quo. You&rsquo;re passionate about talent development for your own team and beyond.</li><li>
Technical. You&rsquo;re comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.</li><li>
Statistically-minded. You&rsquo;ve built models, validated them, and backtested them. You know how to interpret a confusion matrix or a ROC curve. You have experience with clustering, classification, sentiment analysis, time series, and deep learning.</li><li>
Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.</li><li>
Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You&rsquo;re not afraid to share a new idea.</li></ul>
Basic Qualifications:<ul><li>
Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:<ul><li>
A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 7 years of experience performing data analytics</li><li>
A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 5 years of experience performing data analytics</li><li>
A PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 2 years of experience performing data analytics</li></ul></li><li>
At least 2 years of experience leveraging open source programming languages for large scale data analysis</li><li>
At least 2 years of experience working with machine learning</li><li>
At least 2 years of experience utilizing relational databases</li></ul>
Preferred Qualifications:<ul><li>
PhD in &ldquo;STEM&rdquo; field (Science, Technology, Engineering, or Mathematics) plus 4 years of experience in data analytics</li><li>
At least 1 year of experience working with AWS</li><li>
At least 5 years&rsquo; experience in Python, Scala, or R for large scale data analysis</li><li>
At least 5 years&rsquo; experience with machine learning</li></ul>
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Charlotte, NC: $209,000 - $238,500 for Sr Mgr, Data Science 

McLean, VA: $229,900 - $262,400 for Sr Mgr, Data Science 

Plano, TX: $209,000 - $238,500 for Sr Mgr, Data Science 

Richmond, VA: $209,000 - $238,500 for Sr Mgr, Data Science 

Riverwoods, IL: $209,000 - $238,500 for Sr Mgr, Data Science 

Wilmington, DE: $209,000 - $238,500 for Sr Mgr, Data Science 
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate&rsquo;s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City&rsquo;s Fair Chance Act; Philadelphia&rsquo;s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).</div>
</div><div>Salary
209,000.00 - 238,500.00 Annual
</div><div></div><div><div>Type<div>
Full-time</div></div></div></div>

Senior Manager, Data Science - Credit Review

Propel Consult

Job Title: Credit &amp; Risk Manager Department: Risk Management Department Location: Head Office - Kingdom of Bahrain Reporting to: Chief Executive Officer (CEO)Job PurposeTo lead and manage the company&rsquo;s enterprise risk and credit risk framework, ensuring prudent lending practices, portfolio quality, regulatory compliance, and alignment with the requirements of CBB. The role is responsible for safeguarding asset quality, optimizing risk-adjusted returns, and maintaining a strong risk culture across the company.Responsibilities<ul><li>Risk Management Framework</li></ul>&middot; Develop, implement, and maintain enterprise-wide risk management policies and frameworks.&middot; Identify, assess, monitor, and mitigate key risks including credit, liquidity, operational, compliance, and reputational risks.&middot; Maintain risk appetite statements and risk tolerance limits approved by the Board.&middot; Prepare periodic risk reports to Management and Board Committees.<ul><li>Credit Risk Management</li></ul>&middot; Oversee underwriting standards, credit approval processes, and lending controls.&middot; Review and approve credit proposals within delegated authority.&middot; Ensure sound borrower assessment, affordability checks, collateral coverage, and covenant monitoring.&middot; Monitor concentration risk, sector exposure, and large obligor limits.<ul><li>Portfolio Monitoring &amp; Collections Oversight</li></ul>&middot; Track portfolio performance including arrears, delinquency, NPLs, restructuring, and recoveries.&middot; Recommend corrective actions to improve collections and reduce defaults.&middot; Conduct stress testing and scenario analysis on loan portfolio.<ul><li>Regulatory Compliance &amp; Governance</li></ul>&middot; Ensure compliance with CBB rules, prudential requirements, and governance standards.&middot; Coordinate risk-related regulatory returns, ICAAP/Capital assessments, and audit responses.&middot; Liaise with Internal Audit, Compliance, and External Auditors.<ul><li>Strategic Support</li></ul>&middot; Provide independent risk opinions on new products, partnerships, and strategic initiatives.&middot; Support growth while maintaining acceptable risk-adjusted profitability.Requirements &middot; Bachelor&rsquo;s degree in Finance, Banking, Accounting, Risk Management, or related field.&middot; Master&rsquo;s degree / MBA preferred.&middot; Professional certifications desirable: FRM, PRM, CFA, ACCA, CPA.&middot; Minimum 7-10 years&rsquo; experience in risk management / credit risk within banks or financing companies.&middot; Strong knowledge of CBB regulations, especially Volume 5.&middot; Experience in SME, corporate, consumer, and secured lending preferred.Work Location: In person

Credit and Risk Manager

Huntington Bank

<div><h1 class="jobSectionHeader">Description</h1>
Summary:
The Credit Risk Administration Allowance Analytics team has an opening for an Allowance Credit Risk Analyst, Sr.
This role is responsible for ensuring that processes used in the calculation and reporting of the Allowance for Credit Losses (ACL) comply with enterprise and regulatory requirements. The candidate will support Allowance governance routines, maintain process design documents, coordinate general ledger entries, and assist with compiling documentation for audit/regulatory exams. The incumbent will work as part of the larger team to assist with reporting, identifying and analyzing credit risks. This position offers visibility to senior management, Risk/Finance partners, auditors and regulators. The successful candidate will be attentive to detail, a strong communicator and proficient in time management.
Duties and Responsibilities:<ul><li>
Use data analytics to evaluate credit performance within the Consumer and Commercial loan portfolios</li><li>
Closely monitor trends, industry/peer performance and the economic environment to assess any potential emerging issues</li><li>
Develop and monitor metrics/analysis based on portfolio performance</li><li>
Contribute to the bank&rsquo;s quarterly Credit Pillar Risk Assessment exercises</li><li>
Prepare management-level presentations and board packages</li><li>
Perform SOX governance activities including control review and control execution</li><li>
Coordinate activities related to internal, external and regulatory exams</li><li>
Leverage existing data sources and problem-solving to develop solutions</li><li>
Performs other duties as assigned</li></ul>
Basic Qualifications:<ul><li>
Bachelor&rsquo;s Degree</li><li>
7 years of combined financial services experience in credit, and/or risk management</li></ul>
Preferred Qualifications:<ul><li>
Minimum of 2 years of experience in SAS, SQL or other data analytics tools</li><li>
Ability to prepare concise presentations to communicate analytical findings to a wide array of audiences</li><li>
Experience driving strategic insights from credit portfolios</li><li>
High proficiency with Microsoft Office applications (Excel, PowerPoint, Word, Outlook)</li><li>
Analytical, critical thinking and problem-solving abilities</li><li>
Self-initiative, effective communication and interpersonal skills</li><li>
Detail oriented with the ability to work under pressure to meet critical deadlines</li><li>
Effective cross-functional project, resource, and stakeholder management</li></ul>
#LI-RP1 
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Applications Accepted Through:
04/30/2026
Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled.
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We&rsquo;re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range:
$70,000 - $140,000 Annual Salary
The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.</div>

Allowance Credit Risk Analyst Sr

Firefighters First Credit Union

<div>Firefighters First Federal Credit Union has proudly been serving the firefighter community since 1935. We have built trusting relationships within the fire family as the nation&rsquo;s largest exclusive firefighter credit union. Our commitment to providing our members with exceptional financial products and services, along with our legendary service, has allowed us to grow our membership nationally. Join a team that values its employees, invests in professional growth, and makes an impact in the firefighter community.<div></div><div><div> 
Currently, we have an immediate opening for a Business Portfolio Credit Analyst to join our team! The Business Portfolio Credit Analyst is responsible for managing and supporting an assigned portfolio of business lending relationships through disciplined credit analysis, underwriting, portfolio monitoring, and consultative member engagement. The role focuses on evaluating credit risk, structuring sound lending solutions, and supporting responsible business loan growth while ensuring compliance with Credit Union policy, regulatory standards, and risk management practices. The Analyst works closely with Business Member Portfolio Representatives, Business Lending leadership, and business members to underwrite and approve business loans, conduct annual portfolio reviews, and produce portfolio reporting and analytics that support informed credit decisions.</div> 
Primary Responsibilities:<div><div><div><ul><li>
Conducting annual financial reviews and risk grading for an assigned portfolio of business lending relationships by analyzing business and personal financial statements, calculating key financial ratios, updating credit conclusions in the loan origination system, and monitoring ongoing credit performance to ensure portfolio health and compliance with Credit Union loan policy and regulatory standards.</li><li>
Underwriting new business loan requests, including Small Business and Commercial Real Estate (CRE) loans, and structuring, negotiating, and packaging credit requests through approval and closing while ensuring alignment with prudent risk management practices and member needs.</li><li>
Approving or declining business credit card and small business loan requests within designated lending authority in accordance with Credit Union policies and procedures while ensuring consistent application of underwriting standards and documentation requirements.</li><li>
Preparing recurring and ad hoc portfolio reports and analyses by leveraging data analytics, including AI-enabled tools where appropriate, to identify trends, concentrations, and emerging risks and support effective portfolio monitoring and credit decisioning.</li><li>
Maintaining a thorough understanding of Business Lending policies, procedures, and applicable laws and regulations while assisting in the development, maintenance, and enhancement of lending procedures and recommending policy or process improvements as appropriate.</li><li>
Participating in special projects and cross-functional initiatives that support Business Lending and Credit Union strategic objectives by providing subject matter expertise and ensuring clear communication of outcomes.</li></ul></div></div></div></div> 
Basic Qualifications:<div><div><ul><li>
Education: Bachelor&rsquo;s degree in Finance, Accounting, Economics or Business preferred; or equivalent professional experience.</li><li>
Minimum 5 years of experience in commercial/business lending or commercial real estate.</li><li>
All candidates must be bondable and maintain bondable status throughout employment in accordance with credit union regulatory requirements.</li></ul></div></div> 
Benefits:
We offer exceptional benefits to our employees, including:<ul><li>
Competitive salary with a pay for performance bonus</li><li>
Fully paid Medical, Dental, and Vision benefits package for employees.</li><li>
Fully paid Life insurance, AD&amp;D, short and long-term disability coverage</li><li>
401k plan with a 3% safe harbor from the credit union and a matching program of up to 4%</li><li>
Education reimbursement of up to $5,250 annually, along with a 0% education loan assistance program</li><li>
Pet Insurance</li><li>
4 weeks of PTO annually including 2 &frac12; days of float time.</li><li>
9 paid holidays plus 2 half days</li></ul> 
Firefighters First Federal Credit Union is an Equal Employment Opportunity employer. We do not discriminate based upon race, color, religion, age, gender, marital status, physical or mental disability, medical condition, pregnancy, sexual orientation, gender identity or expression, national origin, veteran status, genetic information, or any other status protected under federal, state, or local law. Firefighters First Federal Credit Union is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request reasonable accommodation, contact Human Resources at careers@firefirstcu.org.</div>

Business Portfolio Credit Analyst

JPMorganChase

<div>JOB DESCRIPTION 

Help keep JPMorgan Chase strong and resilient by building products that modernize wholesale credit risk. In this role, you will turn complex credit risk needs into intuitive, data-informed solutions used by teams across the firm. You will partner closely with technology, user experience, analytics, and artificial intelligence and machine learning teams to deliver measurable outcomes. If you enjoy shaping product strategy and shipping capabilities that reduce friction and improve decision-making, you will thrive here.
As a Product Manager in Wholesale Credit Risk, you will lead the strategy, discovery, and delivery of next-generation products that enable and improve credit risk processes. You will work with cross-functional partners to understand user needs, define a clear product vision, and prioritize a roadmap that delivers value. You will use metrics to guide decisions, support agile delivery, and ensure features are released to specification and on schedule. You will also help strengthen governance and continuous improvement for the products you own.
Job responsibilities
<ul><li>Partner with subject matter experts and stakeholders to understand use cases, pain points, and market trends</li><li>
Translate business needs into clear product vision, strategy, and outcomes-focused roadmaps</li><li>
Lead discovery efforts and market research to identify customer solutions and inform prioritization</li><li>
Collaborate with solution architects and technologists to influence technical approaches and product design</li><li>
Define success metrics and analyze performance to guide product decisions and trade-offs</li><li>
Drive delivery with developers, designers, analytics, and product specialists across multiple teams</li><li>
Facilitate agile ceremonies and coordinate release management activities within an agile and scrum model</li><li>
Deliver product demonstrations and run product review and feedback sessions with key stakeholders</li><li>
Ensure new features meet specifications, ship on schedule, and issues are remediated in a timely manner</li><li>
Conduct governance reviews with sponsors and stakeholders to support alignment and decision-making</li><li>
Develop and execute plans for continuous service improvement across the product lifecycle</li></ul>
Required qualifications, capabilities, and skills
<ul><li>Bachelor&rsquo;s degree</li><li>
7 years of relevant experience in product management, product development, or a related role</li><li>
Proficiency in process re-engineering or similar process improvement methodologies</li><li>
Strong written and verbal communication skills, including drafting and editing executive-level communications</li><li>
Demonstrated ability to lead, build consensus, and deliver in a matrixed organization with multiple stakeholders</li><li>
Strong organizational skills and attention to detail, with the ability to manage competing priorities under tight deadlines</li><li>
Proven ability to collaborate and build strong partnerships across functions</li><li>
Intellectual curiosity, initiative, and ability to learn quickly in a fast-paced environment</li><li>
Experience using data analysis and metrics to drive product decisions</li><li>
Strong problem-solving and project management skills</li><li>
Demonstrated experience leading cross-functional products, programs, or projects with multiple stakeholders</li></ul>
Preferred qualifications, capabilities, and skills
<ul><li>Experience within a large financial services firm</li><li>
Foundational domain knowledge in credit risk</li><li>
Experience partnering with technology and user experience teams and discussing technical designs</li><li>
Certified Scrum Master (CSM) or Certified Agile Practitioner (CSP)</li></ul>
ABOUT US 
<div>
<div>JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world&rsquo;s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
</div><div>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
<div>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants&rsquo; and employees&rsquo; religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase &amp; Co. is an Equal Opportunity Employer, including Disability/Veterans 
</div></div></div> 
 
ABOUT THE TEAM 
 
J.P. Morgan&rsquo;s Commercial &amp; Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial &amp; Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.</div>

Risk Management - Product Manager - Vice President

TAWANTECH

<div><ul><li>Must have recognized depth all risk domains:</li></ul><ul><li>Corporate and SME Credit Risk</li><li>Advanced financial modelling, Risk rating model validation</li><li>Concentration &amp; sector risk analytics, Control effectiveness testing</li><li>Market Risk, Liquidity risk metrics, Hedging structures, Scenario analysis, Capital adequacy interpretation</li><li>Operational Risk</li><li>Regulatory Risk; Basel framework knowledge, Regulatory reporting standards, Local regulatory expectations</li><li>Governance framework alignment</li><li>Risk dashboards &amp; KPI design</li><li>Automation &amp; digital risk tools</li></ul>
2. Product risk assessment
3. Portfolio optimization mindset
3. Advisory &amp; Influence Skills:<ul><li>Ability to challenge senior stakeholders</li><li>Clear articulation of complex risk topics</li><li>Policy interpretation &amp; guidance</li><li>Cross-functional collaboration</li></ul>
5. Professional Credibility:<ul><li>FRM</li><li>PRM</li><li>CFA</li><li>Advanced banking certifications</li></ul> 
Requirements 
Experience: +15 years</div>

Risk SME

Vistas Global

Job SummaryThe Assistant Manager &ndash; Card Product is responsible for managing and growing the bank&rsquo;s credit card, debit card, and prepaid card portfolio. The role focuses on product performance, portfolio profitability, customer engagement, and operational efficiency, while coordinating with internal teams and payment networks to ensure smooth product delivery and regulatory compliance.Key ResponsibilitiesCard Portfolio Management<ul><li>Manage and monitor the overall card portfolio performance including activation rates, spend volume, and customer retention.</li><li>Analyze portfolio profitability, transaction trends, and customer usage behavior.</li><li>Develop strategies to increase card acquisition, activation, and card usage.</li><li>Identify opportunities to improve portfolio growth and revenue generation.</li></ul>Product Development &amp; Enhancement<ul><li>Assist in the development and enhancement of card products, including credit, debit, and prepaid cards.</li><li>Work closely with payment networks such as Visa and Mastercard to implement new features and product updates.</li><li>Support product lifecycle management including product launch, upgrades, and discontinuation.</li><li>Coordinate with IT and operations teams for system implementation and enhancements.</li></ul>Business Strategy &amp; Market Analysis<ul><li>Conduct market research and competitor analysis to identify new opportunities in the cards market.</li><li>Support the development of pricing strategies, card benefits, and reward programs.</li><li>Evaluate customer feedback and propose product improvements.</li></ul>Campaign &amp; Customer Engagement<ul><li>Collaborate with marketing teams to design spend campaigns, cashback offers, and loyalty programs.</li><li>Monitor campaign performance and optimize customer engagement strategies.</li><li>Develop initiatives to improve card activation and transaction frequency.</li></ul>Risk, Compliance &amp; Fraud Management<ul><li>Ensure card products comply with regulatory requirements and internal policies.</li><li>Work with risk and fraud teams to monitor transaction fraud trends and portfolio risk exposure.</li><li>Ensure compliance with payment network rules and security standards.</li></ul>Reporting &amp; Performance Monitoring<ul><li>Prepare weekly and monthly portfolio performance reports for management.</li><li>Track key KPIs such as:</li><li>Card activation rate</li><li>Transaction volume</li><li>Average spend per card</li><li>Portfolio profitability</li><li>Provide insights and recommendations for business improvement.</li></ul>Qualifications<ul><li>Bachelor&rsquo;s degree in Business Administration, Finance, Banking, Marketing, or related field.</li><li>3&ndash;5 years of experience in card product management, payments, or banking portfolio management.</li><li>Experience in bank managing credit card or debit card portfolios.</li></ul>Key Skills<ul><li>Strong analytical and financial analysis skills</li><li>Knowledge of card payment systems and card lifecycle management</li><li>Experience with portfolio analytics and performance reporting</li><li>Strong communication and stakeholder management skills</li><li>Proficiency in MS Excel, PowerPoint, and data analysis tools</li><li>Ability to work in a fast-paced banking or fintech environment</li></ul>Preferred Experience<ul><li>Experience working with card processing platforms such as TSYS.</li><li>Knowledge of digital payments and card loyalty programs.</li><li>Experience managing card acquisition and spend campaigns.</li></ul>Job Type: Full-timePay: Up to QAR20,000.00 per monthWork Location: In person

Assistant Manager – Card Product Development (Card Portfolio Management)

Search 10000+ Credit risk analytics manager jobs near you this May. New roles added regularly across leading industries. Apply today.