credit risk analytics manager

The Credit Pros

<h2>Inside Sales Development Representative (Debt or Credit) – Remote (Should have a right to work in the US without sponsorships or transfers - Now or in the future)</h2>&nbsp;Department: Sales Location: United States (Remote)Availability: January 5 or January 19, 2026 — Must be available to begin in January&nbsp;&nbsp;<h2>Position Summary</h2>&nbsp;Join The Credit Pros as a fully remote Inside Sales Development Representative! In this role, you will help drive client acquisition and revenue growth within the U.S. credit industry. Enjoy a base salary plus uncapped commissions, no cold calling, pre-qualified leads, and a flexible, supportive work environment.&nbsp;<h2>About Us</h2>&nbsp;The Credit Pros is an Inc. 5000–recognized leader in credit repair, dedicated to improving clients’ financial health by removing inaccurate or outdated credit items. We prioritize innovation, education, and positive impact, supported by an award-winning company culture.&nbsp;<h2>Key Responsibilities</h2>&nbsp;<ul><li>Close credit repair solutions for pre-qualified leads in the credit sector (no cold calling).</li><li>Use TCP’s technology suite: Microsoft Suite, Salesforce, Hodu.</li><li>Meet and exceed KPIs and quotas with a client-first mindset.</li><li>Follow detailed scripts and address client concerns with a consultative, solution-oriented approach.</li></ul>&nbsp;<h2>Qualifications</h2>&nbsp;<ul><li>1–2 years of B2C sales experience in financial services, ideally credit-related.</li><li>Strong communication skills and empathy for customer needs.</li><li>Familiarity with the U.S. credit industry (credit cards, loans, credit repair).</li><li>Must provide a personal device compatible with TCP’s technical requirements.</li></ul>&nbsp;<h2>Benefits</h2>&nbsp;<ul><li>Base pay: $15/hr + commissions (total target earning potential: $32,000–$140,000/year)</li><li>No Clawback</li><li>Three weeks of paid training, detailed scripts, and continuous support</li><li>Flexible Paid Time Off, Company Holidays, Birthday Time Off</li><li>Health, Dental, Vision Insurance</li><li>Spiff Benefits and bonuses</li></ul>&nbsp;<h2>Work Schedule</h2>&nbsp;<ul><li>Full-time</li><li>Monday to Friday, Saturday</li><li>9am–10pm Eastern Time (9 Hour Shift)</li><li>Includes one unpaid 1-hour break and two 15-minute paid breaks</li></ul>&nbsp;<h2>Compensation Structure</h2>&nbsp;<ul><li>Base Salary: $15/hr</li><li>Commission: Included for this role</li><li>Target Earnings: ~$85,000 annual gross (with opportunity for additional bonuses) &nbsp;</li></ul>Note: A completed 7-year background check is&nbsp;required&nbsp;prior to your start date. Results are evaluated&nbsp;in accordance with&nbsp;applicable laws, and not all records are&nbsp;disqualifying.&nbsp;

Inside Sales Development Representative

Braxtone Group

<figure class="table"><table><tbody><tr><td>&nbsp;The Senior Underwriter/data analyst&nbsp;plays a crucial role in supporting overall performance, efficiency, analyzing data results, evaluate and underwrite insurance risks in accordance with company policies and profitability targets while leveraging data analytics to monitor portfolio performance, detect trends, and support strategic decision-making. This position bridges technical underwriting with data-driven insight, ensuring sound risk selection, loss ratio improvement, and operational efficiency.&nbsp;</td></tr><tr><td>&nbsp;DUTIES AND RESPONSIBILITIES:&nbsp;&nbsp;<ul><li>A. Underwriting &amp; Risk Evaluation</li><li>Assess and underwrite individual and fleet policies in line with Braxtone and insurer guidelines.</li><li>Analyze policy applications, vehicle data, and client profiles to determine appropriate pricing and coverage terms.</li><li>Ensure underwriting decisions maintain compliance with company risk appetite and reinsurance requirements.</li><li>Review loss experience, claims frequency, and trends to adjust underwriting criteria or premiums.</li><li>Collaborate with brokers and insurance partners to clarify underwriting conditions or exclusions.</li><li>Recommend risk mitigation actions and re-underwriting for loss-making portfolios.</li><li>B. Data Analysis &amp; Reporting</li><li>Collect, clean, and analyze data from claims, underwriting, and operations systems.</li><li>Identify patterns affecting loss ratio, frequency of service, and claim cost by segment or partner.</li><li>Develop dashboards and reports showing key performance indicators (KPI), including:</li><li>Loss ratio by product and insurer</li><li>Average cost per service or claim</li><li>Policy utilization rates</li><li>Portfolio growth by partner</li><li>Support management in quarterly portfolio reviews and pricing model adjustments.</li><li>Monitor Minimum Deposit (M&amp;D) commitments and insurer performance against service volume targets.</li><li>C. Process Optimization</li><li>Recommend automation and workflow improvements for underwriting and data tracking.</li><li>Work with IT to improve data integration between CRM, claims, and finance systems.</li><li>Establish quality checks for data accuracy and consistency across departments.</li><li>D. Compliance &amp; Governance</li><li>Ensure adherence to underwriting authorities, company policies, and local regulatory standards.</li><li>Maintain confidentiality of partner and client data.</li><li>Prepare audit-ready documentation for internal and external reviews.</li></ul>Key Performance Indicators (KPIs)<ul><li>Portfolio Loss Ratio maintained below agreed benchmark.</li><li>Accuracy of underwriting decisions (error rate &lt; 2%).</li><li>Timely delivery of monthly underwriting and performance reports.</li><li>Reduction in data discrepancies and reporting delays.</li><li>Improvement in underwriting profitability through data insights.</li></ul>&nbsp;</td></tr><tr><td>Educational, Skills, and Experience:&nbsp;<ol><li>Bachelor’s degree, in Actuarial studies,&nbsp;Business Administration, Statistics.</li><li>5–8 years’ experience in underwriting (motor or general lines) with strong analytical exposure.</li><li>Experience in insurance data analysis, pricing, or business intelligence.</li><li>Excellent knowledge of insurance principles, risk assessment, and policy structures.</li></ol>&nbsp;Technical Skills:&nbsp;<ol><li>Advanced Excel, Power BI, or Tableau for data visualization.</li><li>Strong command of SQL or similar tools for data extraction (preferred).</li><li>Familiarity with CRM and insurance management systems.</li><li>Excellent reporting, presentation, and documentation skills.</li></ol>&nbsp;Personal Competencies&nbsp;<ol><li>Analytical thinker with high attention to detail.</li><li>Strong communication and negotiation skills.</li><li>Ability to balance commercial awareness with risk control.</li><li>Organized, proactive, and capable of working under pressure.</li><li>Collaborative and able to work cross-functionally with Operations, Finance, and IT.</li></ol>&nbsp;</td></tr></tbody></table></figure>

Senior Underwriter/ Data Analyst ( Bahrain Based)

Muhimma Digital Platform

Muhimma Digital Platform is seeking a commercially driven Account Manager to grow and manage client relationships across the UAE and wider GCC region. This role combines new business development with account growth, requiring someone who can engage senior stakeholders, articulate value, and close opportunities across Market Research, Data Analytics, and SaaS solutions.&nbsp;Responsibilities<ol><li>Develop and maintain strong relationships with existing and prospective clients, with &nbsp;a deep understanding of their business objectives and challenges.</li><li>Own the end-to-end sales cycle, including lead generation, qualification, proposal, negotiation, and deal closure.</li><li>Position Muhimma’s offerings—Market Research, Data Analytics, and SaaS Platform—by clearly demonstrating business value, insights, and ROI.</li><li>Use HubSpot CRM to track client interactions, manage the sales cycle, and forecast revenue.</li><li>Collaborate closely with marketing, research, product, and delivery teams to design tailored solutions and ensure client satisfaction.</li><li>Negotiate commercial terms and close deals aligned with both client objectives and company revenue targets.</li><li>Stay informed on market trends, competitor activity, and customer feedback to identify growth opportunities and contribute to service enhancement initiatives.</li></ol>&nbsp;Requirements<ol><li>Proven experience in sales, and account management, preferably in B2B environments such as market research, analytics, consulting, or SaaS.</li><li>Strong understanding of the UAE and GCC business landscape, with experience engaging mid to senior-level stakeholders.</li><li>Excellent communication, presentation, and negotiation skills in English; Arabic is an plus.</li><li>Comfortable managing a structured sales process and working with CRM tools.</li><li>Self-motivated, target-driven, and capable of working independently in a hybrid setup.</li></ol>&nbsp;Visa Status<ul><li>This role does not include company-sponsored residency (Iqama).</li><li>Candidates must currently be based in the UAE with a valid visa.</li></ul>&nbsp;&nbsp;

Account Manager

Alzayani Investments

Job OverviewWe are currently seeking a meticulous and proactive Assistant IT Auditor to join our professional team in Manama, Bahrain. This is a full-time position, ideal for an individual looking to develop their career in IT audit within a forward-thinking and expanding company. The successful candidate will play a key role in supporting the IT audit function, helping to assess and enhance the effectiveness of our risk management, control, and governance processes across our diverse technological landscape.&nbsp;&nbsp;Responsibilities<ul><li>Reports to an assigned immediate superior and ultimately to the Group Internal Audit Manager (GIAM).</li><li>Uphold the Company’s Code of Ethics and the Institute of Internal Auditor’s Code of Ethics specifically the principles of Integrity, Objectivity, Confidentiality and Competency.</li><li>Conduct IT audit engagements following the internal audit department’s policies and procedures e.g., engagement planning, fieldwork, reporting and follow-up.</li><li>Participates in the opening and closing meetings with engagement clients.</li><li>Assists in the conduct of assurance engagements where the work of IT specialist is required.</li><li>Assists in the conduct of consulting engagements e.g., investigations, performance improvement studies, due diligence, etc., where the work of IT specialist is required.</li><li>Review IT purchases such as but not limited to: Laptops and desktop computers, Mobile phones, Internet connectivity, Annual Maintenance Services related to IT assets, etc.</li><li>Do other tasks related to the functions of internal audit department, assigned by the GIAM.</li></ul>&nbsp;Qualifications<ul><li>A bachelor's degree in Information Technology, Computer Science, Business Information Systems, or a related field.</li><li>Previous experience in an IT audit, internal audit, or IT risk management role is highly advantageous.</li><li>Familiarity with IT general controls and application control concepts.</li><li>Strong analytical, problem-solving, and critical-thinking skills.</li><li>Excellent written and verbal communication skills with a high degree of attention to detail.</li><li>The ability to work collaboratively as part of a team as well as independently.</li><li>A desire to pursue or progress with professional certifications (e.g., CISA, CISM) is desirable.</li></ul>

Assistant IT Auditor

Union Properties

Job Title: Digital Marketing Manager – Real Estate Development&nbsp;Location: Dubai, UAE Employment Type: Full-time About Us:&nbsp;Union Properties PJSC is a leading real estate development firm known for delivering innovative residential and commercial projects. We pride ourselves on transforming spaces and creating meaningful experiences for our clients. As we expand our digital presence, we are seeking a strategic, data-driven Digital Marketing Manager with deep knowledge of the real estate sector.&nbsp;Job Summary:&nbsp;The Digital Marketing Manager will lead and execute all digital marketing initiatives for our real estate projects. The ideal candidate will combine marketing expertise with real estate industry insights to create compelling campaigns that drive brand awareness, lead generation, and sales growth.&nbsp;Key Responsibilities:• Develop and implement comprehensive digital marketing strategies for residential and commercial real estate projects.• Manage online advertising campaigns (Google Ads, Facebook/Instagram Ads, LinkedIn, etc.) with a focus on ROI.• Optimize website content, landing pages, and SEO to increase organic traffic and lead conversion.• Oversee social media strategy, content creation, and engagement for multiple platforms.• Analyze campaign performance using analytics tools and provide actionable insights for improvement.• Collaborate with sales, design, and development teams to align marketing efforts with project goals.• Manage email marketing campaigns, lead nurturing workflows, and CRM integration.• Stay updated on industry trends, competitor activities, and emerging digital marketing technologies.• Manage budgets and vendors for digital campaigns, including agencies, freelancers, and media partners.&nbsp;Qualifications:• Bachelor’s degree in Marketing, Business, Communications, or related field.• 5+ years of digital marketing experience, preferably in real estate development or property marketing.• Strong understanding of real estate sales cycles, target audiences, and marketing strategies.• Proficiency in digital marketing tools: Google Analytics, SEMrush, HubSpot, Mailchimp, social media management tools, etc.• Strong analytical skills and experience using data to drive decisions.• Excellent communication, writing, and project management skills.• Creative mindset with the ability to produce compelling content tailored to real estate audiences.&nbsp;Preferred:• Experience with CRM platforms specific to real estate (e.g., Salesforce, Zoho CRM).• Knowledge of real estate marketing regulations and compliance.• Previous experience in luxury or high-end property marketing.&nbsp;What We Offer:• Competitive salary and performance-based incentives.• Opportunity to work on landmark real estate projects.• Dynamic work environment with growth opportunities.• Flexible working arrangements and professional

Digital Marketing Manager

Freyssinet Saudi Arabia

The Deputy Project Manager supports the Project Manager in the day-to-day management and delivery of the Scope of Works on a major road infrastructure project (includes major bridge works). The role focuses on safe execution, effective site coordination, progress monitoring and reporting, and interface management with key stakeholders (Client, Supervision Consultant, Designer, authorities, utilities, and other contractors). The Deputy Project Manager contributes to achieving the project’s time, cost, quality, and HSE objectives, while developing project leadership capabilities under the guidance of the Project Manager.&nbsp;&nbsp;<figure class="table"><table><tbody><tr><td>Tasks and Duties</td></tr><tr><td><ul><li>Support the Project Manager in planning, coordinating, and controlling the execution of the bridges works (foundations, substructure, superstructure, deck works, bearings, expansion joints, parapets/barriers, approaches, and tie-ins).</li><li>Coordinate daily site activities and resources, ensuring work fronts are ready and constraints are removed (drawings, approvals, materials, access, permits, traffic management).</li><li>Lead weekly look-ahead planning and support short-term sequencing to protect key milestones and productivity targets.</li><li>Track progress and productivity, and prepare weekly/monthly reports, dashboards, and narrative updates for internal and external reporting.</li><li>Coordinate with engineering and procurement teams to ensure timely approvals and delivery of long-lead items and critical materials.</li><li>Promote and enforce HSE requirements; support risk assessments, method statement reviews, and planning for high-risk activities (lifting operations, working at height, traffic interface, night works, formwork/falsework).</li><li>Support QA/QC implementation by ensuring ITPs, inspections, testing, and documentation are completed; assist in resolving NCRs and closing punch lists.</li><li>Support subcontractor management: coordination, performance monitoring, progress follow-up, and compliance with project requirements.</li><li>Manage interfaces with roads/earthworks, utilities diversions, temporary works, and authorities to ensure continuity of works and minimize disruption.</li><li>Participate in meetings with the Client/Consultant/Designer and ensure action items are followed up and closed.</li><li>Support the Project Manager and commercial team with change control inputs (site records, quantities, progress data, event tracking) to enable evaluation of variations or delays.</li><li>Guide and support engineers and site staff through structured communication, disciplined reporting, and on-the-job coaching.</li></ul>&nbsp;&nbsp;&nbsp;Saudi National Only<ul><li>Minimum 10 years of experience, mainly in civil/infrastructure projects.</li><li>Practical exposure to bridges/structures works is strongly preferred (bridge substructure/superstructure or similar heavy civil structures).</li><li>Experience leading site teams/work fronts (e.g., Senior Site Engineer, Section Engineer, Construction Engineer, Site Manager, Package Engineer).</li></ul>&nbsp;Education:<ul><li>Bachelor’s degree in Civil Engineering</li><li>Master degree in relevant field is a plus</li><li>PMP is a plus</li></ul>&nbsp;Skills &amp; Competencies:<ul><li>Strong coordination and problem-solving skills, with the ability to manage multiple work fronts and interfaces.</li><li>Good understanding of construction sequencing, method statements, and short-term planning principles (look-ahead planning).</li><li>Working knowledge of QA/QC processes (ITPs, inspections, testing, NCR follow-up) and document control discipline.</li><li>Strong HSE mindset and ability to escalate and stop unsafe work when required.</li><li>Effective communication skills with stakeholders (client/consultant/designer/subcontractors) and strong team leadership behaviors.</li><li>Proficiency in MS Office (Excel, Word, PowerPoint); reporting capability is required.</li><li>English (written and spoken) is required; Arabic is required/preferred for stakeholder coordination.</li></ul>Primatvera P6 exposure is a plus&nbsp;&nbsp;</td></tr></tbody></table></figure>

Deputy Project Manager

Confidential

Qualification:Bachelor’s degree with relevant HSSEQ qualifications/certifications.Experience:Minimum 10 years of experience as an HSSEQ/Safety Manager in Operation &amp; Maintenance of tunnel projects or similar project capacity.Key Responsibilities:Lead and manage HSSEQ programs, policies, and compliance for tunnel operations.Ensure safe work practices and conduct regular inspections and audits.Develop risk assessments, emergency plans, and safety procedures.Provide training, awareness sessions, and incident investigations.Monitor performance, maintain HSSEQ documentation, and coordinate with stakeholders.

HSSEQ Manager

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