credit risk officer

Andrews Meat

Select how often (in days) to receive an alert: Credit Officer Plant/Site: D.R. JohnstonDate Posted: 31 Oct 2025About the Role: Join JBS Australia's D.R. Johnston team as a Credit Officer, where you'll play a key role in managing a high-volume credit control environment. This position is critical to ensuring compliance, mitigating risk, and driving continuous improvement across our credit operations.Key Responsibilities:<ul><li>Administer and enforce Group Credit Control policies across teams and departments.</li><li>Analyse and manage the DRJ credit portfolio to ensure optimal performance.</li><li>Conduct regular reviews of customer account terms, credit limits, and payment securities.</li><li>Initiate legal action, collection processes, and manage doubtful debts.</li><li>Identify and resolve root cause issues impacting credit performance.</li><li>Drive reduction in debtor days through proactive strategies.</li><li>Perform external credit checks using preferred reporting agencies.</li></ul>Preferred Qualifications & Skills:<ul><li>Proven experience in Accounts Receivable and credit assessment.</li><li>Strong collaboration skills, with the ability to support remote teams.</li><li>Excellent written and verbal communication abilities.</li><li>Analytical mindset with sound decision-making and problem-solving skills.</li><li>Exceptional time management and organisational capabilities.</li><li>SAP experience is highly desirable.</li></ul>What's on Offer:<ul><li>Be part of Australia's largest meat manufacturer and producer.</li><li>Enjoy staff discounts on a wide range of meat products.</li><li>Access performance-based bonuses.</li></ul>Ready to Apply? Submit your application via: Location: JBS Australia - D.R. Johnston, Melbourne Contact: Sar Gulati

Credit Officer

Citi

<div>
 Institutional Credit Management Underwriting (ICM-UW) is an integral part of the ICM organization. ICM-UW&rsquo;s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Risk and Banking. These three groups have a shared commitment to ensuring the safety and soundness of wholesale lending across Citi.ICM-UW Credit Risk Analysts are responsible for a portfolio of client relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews and Stress Testing. The role is part of the Turkish ICM team.
 
 
 
 Key Responsibilities:
 
 
 
 <ul>
 <li>
 Assess the credit and financial strength of Citi&rsquo;s Global Network Banking clients (and if needed can assess Large Corporate, Public Sector, Financial Institution clients) by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
 </li>
 <li>
 Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi&rsquo;s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
 </li>
 <li>
 Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to ICM-UW seniors, Risk and Banking.
 </li>
 <li>
 Partnership with applicable regional and industry stakeholders in Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
 
 
 </li>
 </ul>
 
 Knowledge/Experience:
 
 
 
 <ul>
 <li>
 0-2 years of credit experience in Banking, Credit Risk Management or equivalent.
 </li>
 <li>
 Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues.
 </li>
 <li>
 Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation.
 </li>
 <li>
 Displays basic industry research capabilities, including risk and key drivers.
 </li>
 <li>
 Basic understanding of Credit Policy and procedures; proactively refers to resources as needed.
 </li>
 <li>
 Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly.
 
 
 </li>
 </ul>
 
 Skills/Competencies:
 
 
 
 <ul>
 <li>
 Assists colleagues in identifying stretch opportunities to elevate individual and team performance.
 </li>
 <li>
 Proven culture carrier.
 </li>
 <li>
 Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority.
 </li>
 <li>
 Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively.
 </li>
 <li>
 Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority.
 </li>
 <li>
 Microsoft Office (Word, Excel, and PowerPoint) skills.
 </li>
 <li>
 Proficiency in Turkish and English.
 
 
 </li>
 </ul>
 
 Qualifications:
 
 
 
 <ul>
 <li>
 BA/BSc or higher degree in Business (MBA), or any other related subject
 
 
 </li>
 </ul>
 This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
 
 
 ------------------------------------------------------
 
 
 
 Job Family Group:
 
 
 
 Risk Management
 
 
 ------------------------------------------------------
 
 
 
 Job Family:
 
 
 
 Credit Risk
 
 
 ------------------------------------------------------
 
 
 
 Time Type:
 
 
 
 Full time
 
 
 ------------------------------------------------------
 
 
 
 Most Relevant Skills
 
 
 
 Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
 
 
 ------------------------------------------------------
 
 
 
 Other Relevant Skills
 
 
 
 For complementary skills, please see above and/or contact the recruiter.
 
 
 ------------------------------------------------------
 
 
 
 Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
 
 
 
 
 If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
 
 
 Accessibility at Citi.
 
 
 
 
 View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.
 
</div>

Credit Risk Analyst - Institutional Credit Management Underwriting

Odeabank

<div>
 
 
 We are looking for an Odealist to create value together!
 
 
 
 
 
 
 We work in a world where new ideas, bold steps, and learning happen every day. At Odeabank, we measure success not only by results but also by
 
 learning, growing, and creating value.
 
 
 
 We work in a culture that is collaborative, innovative, and open to different perspectives. Everd day, we move forward together for a better experience and a stronger future.
 
 
 
 
 
 
 What Can You Expect?
 
 
 
 &bull;
 
 A culture that supports your development:
 
 Training, mentoring, and continuous learning opportunities
 
 
 &bull;
 
 Working model:
 
 A hybrid environment that offers both productivity and balance
 
 
 &bull;
 
 Inclusive team structure:
 
 An organizational culture shaped by openness, respect, authenticity, and enthusiasm
 
 
 &bull;
 
 Sustainable vision:
 
 Commitment to gender equality, diversity, and sustainability
 
 
 &bull;
 
 Supportive leadership:
 
 Managers who value your ideas and encourage sharing
 
 
 
 
 
 
 General Qualifications
 
 
 
 
 
 
 
 
 Experience
 
 
 : Minimum 4&ndash;5 years of hands-on experience in credit risk model validation&mdash;including PD, LGD, and EAD models&mdash;within a banking or financial institution environment. Experience with both retail and commercial segments is preferred.
 
 
 
 
 Education
 
 
 : Bachelor&rsquo;s degree in Quantitative Finance, Economics, Statistics, Mathematics, or Engineering. A Master's degree or certifications such as FRM, PRM, or CFA is a plus.
 
 
 
 
 Technical Proficiency
 
 
 : Solid knowledge of validation frameworks, back-testing methodologies, and quantitative techniques. Proficient in tools such as SAS, R, Python, or equivalent statistical software.
 
 
 
 
 Regulatory Knowledge:
 
 
 Familiarity with IFRS 9, EBA, Basel III, and local regulatory requirements for credit risk models.
 
 
 
 
 Analytical &amp; Critical Thinking
 
 
 : Strong analytical mindset with attention to detail, and the ability to challenge assumptions constructively and communicate findings clearly.
 
 
 
 
 English Proficiency
 
 
 : Excellent command of English, both in verbal and written communication.
 
 
 
 
 Communication &amp; Collaboration
 
 
 : Ability to independently draft validation reports, challenge model assumptions, and discuss findings with model developers and senior stakeholders.
 
 
 
 
 
 
 Key Responsibility
 
 
 
 
 
 
 
 
 Model Validation
 
 
 : Independently perform quantitative and qualitative validation of PD, LGD, and EAD models developed for IFRS 9 and regulatory capital purposes, as well as other analytical models used within the credit risk domain. Evaluate conceptual soundness, data integrity, estimation methods, and performance monitoring of models. Document validation results and provide actionable recommendations for model improvements.
 
 
 
 
 Monitoring &amp; Reporting
 
 :
 
 Support the development of model monitoring frameworks. Track model performance over time and assess ongoing model relevance. Keep model validation policy and procedures up-to-date.
 
 
 
 
 Stakeholder Communication
 
 :
 
 Collaborate constructively with model development teams to understand design choices, challenge assumptions, and agree on remedial actions. Communicate findings to respective stakeholders.
 
 
 
 
 
 
 Benefits:
 
 
 <ul>
 <li>
 Private Mixed Health Insurance for you and (if applicable) your spouse and children
 </li>
 <li>
 Corporate Life Insurance
 </li>
 <li>
 Remote Work Support
 </li>
 <li>
 Meal Allowance
 </li>
 <li>
 Birthday Leave
 </li>
 <li>
 Shuttle Service for Head Office Employees
 </li>
 </ul>
 
 
 
 
 
 Why Odeabank?
 
 
 <ul>
 <li>
 Innovative business model focused on investment and technology
 </li>
 <li>
 Odealist teams shaping not only today but also the future
 </li>
 <li>
 Corporate discount agreements with O'Deal
 </li>
 <li>
 Social events, clubs, and employee communities
 </li>
 <li>
 Special occasion celebrations
 </li>
 <li>
 Recognition and reward mechanisms that regularly highlight achievements
 </li>
 <li>
 Well-being seminars
 </li>
 </ul>
 
 
 
 
 
 
 
 
 If you want to grow in an Odealist culture
 
 , complete your application now and join us on our journey! 💫
 
 
 
 
 
 
 *The hiring process at Odeabank includes Human Resources Assessment, relevant manager interviews, and competency-based evaluations.
 
 
 
 
 The offer process begins for candidates who successfully complete all stages.
 
 
 
 
 **Under the Personal Data Protection Law No. 6698, your personal data is processed solely for recruitment purposes during the application process.
 
 
</div>

Credit Risk Model Validation Manager/Assistant Manager

Evolve Bank & Trust

<div>Job Description:

The Credit Risk Analyst will develop and evaluate credit risk indicators, forecast capital exposure, and implement risk policies and underwriting guidelines. The Credit Risk Analyst will provide analytical and financial support for credit approvals, portfolio structuring, and risk assessment, while coordinating with internal teams and external partners. Additionally, the position handles special projects, prepares portfolio metrics for senior leadership, and assists with training and concept reviews for new loan products and platforms.

Main Job Tasks and Responsibilities:
<ul><li>Prepare daily, weekly and monthly reporting on Open Banking Credit relationships which includes reports for Loan Committee and the Board as well as the quarterly call report.</li>
<li>Provide Open Banking client policy assessment, process evaluation, commercial exposure assessment.</li>
<li>Develop and evaluate risk indicators for Open Banking Credit, assessing performance against expectations, and develop forecast capabilities for credit risk and capital exposure.</li>
<li>Assist Credit Administration team in implementation of Open Banking credit risk policies, procedures &amp; underwriting guidelines.</li>
<li>Perform monthly Current Expected Credit Loss forecast model.</li>
<li>Support Paycargo Finance and other clients as needed and serve to coordinate requests for new credit approvals and renewals between clients and the Credit Administration team.</li>
<li>Provide ad hoc data and analytical support for Chief Credit Officer.</li>
<li>Assist in financial analysis, identification of the primary risk drivers, structuring of the loan portfolios, overall assessment of risk and ability to repay.</li>
<li>Participate in the platform approval process and provide recommendations.</li>
<li>Assist Loan Operations in solving loan related structure questions.</li>
<li>Assist in the process of vetting new loan products or niche markets.</li>
<li>Compile requested portfolio metrics for Chief Credit Officer.</li>
<li>Special Projects and Requests, as needed.</li>
<li>Work with Open Banking and support areas on training programs and concept reviews for specific loan requests.</li>
</ul>
 Education and Experience:
<ul>
<li>Minimum of ten years&rsquo; experience in data analytics in support of lending risk management, preferably at a financial institution or advisory firm.</li>
<li>Graduate degree in any applied analytical science (statistics, operations research, econometrics, business analytics, or math) or commensurate work experience is preferred.</li>
<li>Bachelors&rsquo; degree and sufficient coursework in business, economics, business analytics or similar areas is required.</li>
</ul>
Key Competencies:
<ul>
<li>High level of accuracy, thoroughness, and orderliness in performing work assignments.</li>
<li>Strong oral and written communication skills with the ability to communicate confidently with superiors and peers.</li>
<li>Strong portfolio life cycle assessment knowledge.</li>
<li>Attention to detail and accuracy.</li>
<li>Analytical skills.</li>
<li>Judgment and problem-solving skills.</li>
<li>Demonstrate proficiency with E.D.A. tools (exploratory data analysis) such as SAS, Power BI, Microsoft Excel Pivot Tables, etc.</li>
<li>Able to prioritize and reprioritize work tasks and deliver work product under tight deadlines</li>
<li>Comfortable with conflicting views of others and able to adequately express their point of view</li>
<li>Willingness to take ownership of recommendations and balance loan production with the proper risk/reward relationship</li></ul> 
Equal Opportunity Employer 
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.</div>

Credit Risk Analyst

zcreatix

<div><div><div><div>Overview</div> 
</div><div><div>Job Description<div><div> 
</div></div></div><ul><li>Monitor card transactions in real time using anti-fraud and transaction monitoring systems to detect unusual or suspicious activity.
</li>
<li>Investigate fraud cases, chargebacks and customer disputes in coordination with international card networks.
</li>
<li>Apply Visa and Mastercard regulations along with internal card security and risk policies.
</li>
<li>Work closely with teams to identify, report and follow up on suspicious transactions in line with requirements.
</li>
<li>Configure, review and improve fraud detection rules and parameters within antifraud systems.
</li>
<li>Track, analyze and maintain fraud-related KPIs and risk indicators.
</li>
<li>Prepare periodic reports for management and relevant regulatory authorities.
</li>
<li>Support internal teams by conducting awareness sessions and training on fraud prevention and security procedures.
</li>
<li>Assist in improving overall card security processes and risk control measures.</li></ul> 

Job Requirements

<ul><li>Bachelor&rsquo;s degree in Finance, Economics, IT, Law or a related field.
</li>
<li>1&ndash;3 years of experience in the financial services sector, with at least 1&ndash;2 years in fraud, risk, compliance or card operations.
</li>
<li>Good understanding of payment systems and card schemes
</li>
<li>Hands-on experience with antifraud tools and transaction monitoring platforms.
</li>
<li>Strong analytical, investigative and problem-solving skills.
</li>
<li>Ability to analyze transaction patterns and identify potential fraud risks.
</li>
<li>Good communication skills and the ability to work with cross-functional teams.
</li>
</ul>About Company: 
ZCREATIX is a modern and growth-oriented organization focused on delivering high-quality results across multiple 
industries. We value creativity, innovation, and teamwork, and we are looking for motivated individuals who 
want to grow professionally while contributing to impactful projects in a fast-paced environmen</div></div></div><div></div>

Banking Risk & Fraud Officer

Today's Bank

<div>Today's Bank is now seeking a Senior Credit Analyst who thrives on financial analysis and risk assessment. This role will help Today's Bank make sound lending decisions that support our customers and our mission.
The Senior Credit Analyst is responsible for performing in-depth financial analysis to determine the ability of individuals and businesses to service existing and proposed debt. This role estimates lending risks, including industry trends, interest rates, payment requirements, and cash flow- and communicates findings to Loan Officers, the Chief Lending Officer, Loan Committee, and Board of Directors to support informed decision-making.</div>

Senior Credit Analyst

Verve, a Credit Union

<div>
 
 Position Summary
 
 
 
 The Fraud Analyst is responsible for assisting the Compliance Officer and the VP of Risk Management with research, tracking and reporting of items related to fraud for the Credit Union in addition to the development and maintenance of risk management functions that result in reduced risk for the Credit Union.
 
 
 
 Position Responsibilities
 
 
 
 <ul>
 <li>
 Conduct thorough investigations of all cases involving members who are either victims of fraud or have engaged in fraudulent activities against the credit union.
 </li>
 <li>
 Monitor Verafin alerts to identify potential cases of account fraud, wire fraud, check kiting, electronic fraud, and related activities.
 </li>
 <li>
 Evaluate BioCatch high-risk alerts to determine if they are false positives or indicative of potential online fraud. Contact members identified as high-risk and restrict online access when necessary to safeguard both the credit union and its members.
 </li>
 <li>
 Track all incidents as cases in Verafin, including payment plans and recoveries.
 </li>
 <li>
 Track efforts of prevented fraud, Fed adjustments as recovery, and any restitution received. Prepare monthly reports summarizing fraud prevention initiatives and losses incurred.
 </li>
 <li>
 Investigate all Requests for Investigation (RFIs) submitted by team members, documenting each as a case in Verafin.
 </li>
 <li>
 For RFIs involving new account or loan fraud, conduct thorough investigations and notify relevant departments for corrective action.
 </li>
 <li>
 Serve as the primary point of contact for members experiencing fraud and act as the direct liaison to local law enforcement agencies.
 </li>
 <li>
 Process Return Check requests with Fiserv or the Federal Reserve promptly.
 </li>
 <li>
 Process documentation with financials that have breached UCC warranties to help in recovery of check fraud losses.
 </li>
 <li>
 Submit eligible bond claims to CUNA Mutual Insurance in a timely manner.
 </li>
 <li>
 After completing an investigation with supporting documentation, provide recommendations to the Compliance Officer regarding the filing of a Suspicious Activity Report (SAR).
 </li>
 <li>
 Monitor Positive Pay reporting for unmatched checks and communicate directly with business members about any concerns.
 </li>
 <li>
 Assist the Service Center with review of fraudulent checks deposited through Mobile Deposit and send correspondence to members whose Mobile Deposit privileges have been revoked due to unacceptable activities.
 </li>
 <li>
 Assist with the development and implementation of internal controls designed to minimize loss exposure for the credit union and ensure fraud prevention of its members.
 </li>
 <li>
 Assist team members with compliance issues and procedural questions.
 </li>
 <li>
 Additional duties as assigned.
 
 
 </li>
 </ul>
 Qualifications
 
 
 
 Education And Experience
 
 
 
 <ul>
 <li>
 Associates degree or higher in a related field required.
 </li>
 <li>
 A minimum of two (2) years&rsquo; financial institutional experience required.
 </li>
 <li>
 Fraud investigation or compliance experience is a plus.
 </li>
 <li>
 Professional certification is preferred.
 </li>
 <li>
 An equivalent combination of education and experience will be considered.
 
 
 </li>
 </ul>
 
 KEY COMPETENCIES
 
 
 
 <ul>
 <li>
 Solid understanding of financial operations, credit procedures, and fraud-related regulations at both state and federal levels.
 </li>
 <li>
 Strong ability to interpret data, identify patterns, and draw logical conclusions from diverse sources.
 </li>
 <li>
 Exercise sound decision-making to minimize organizational exposure to fraud and financial risk.
 </li>
 <li>
 Understanding of credit functions and procedures.
 </li>
 <li>
 Communicate clearly and professionally in both written and verbal formats, including reports, procedures, and regulatory responses.
 </li>
 <li>
 Maintain high accuracy and compliance standards in all investigative and documentation work.
 </li>
 <li>
 Apply critical thinking to resolve complex issues and respond effectively to inquiries from members and team members.
 </li>
 <li>
 Work well independently and as part of a team, managing multiple priorities with initiative and discretion.
 </li>
 <li>
 Ability to work well with others at all levels of the organization.
 </li>
 <li>
 Demonstrated ability to work independently, work collaboratively, handle multiple priorities, exercise good judgment, and employ initiative.
 </li>
 <li>
 Skilled in using standard office equipment and software, including word processing, spreadsheets, and fraud detection tools.
 
 
 </li>
 </ul>
 
 PHYSICAL DEMANDS AND WORK ENVIRONMENT
 
 
 
 <ul>
 <li>
 Work Environment: Business office, the noise level in the work environment is usually quiet to moderate.
 </li>
 <li>
 Physical Requirements: Ability to sit or stand at a desk the majority of the workday; talk or hear; stand or walk occasionally. While performing the duties of this job, the team member is typically utilizing a computer, keyboard, and phone. May occasionally reach with hands and arms; stoop, kneel, and crouch. The employee may occasionally lift and move up to 30 pounds.
 
 
 </li>
 </ul>
 
 WHAT DO WE OFFER?
 
 
 
 
 Benefits
 
 
 
 <ul>
 <li>
 Medical, dental and vision insurances
 </li>
 <li>
 Supplemental insurances
 </li>
 <li>
 Pre-tax and Roth 401(k) Safe Harbor options
 </li>
 <li>
 Flexible spending accounts
 </li>
 <li>
 Health Savings Account (HSA)
 </li>
 <li>
 Paid time off (PTO)
 </li>
 <li>
 Paid holidays, including birthday
 </li>
 <li>
 Bereavement and pet leave
 </li>
 <li>
 Basic Life/AD&amp;D, short-term and long-term disability coverage at no cost
 </li>
 <li>
 Voluntary Life/AD&amp;D
 </li>
 <li>
 Employee Assistance Program
 
 
 </li>
 </ul>
 
 The above information has been designed to indicate the general nature and level of work performed by persons within this job this job classification. It is not designed to contain or be interpreted as a comprehensive inventory of all the duties, responsibilities, and qualifications required of persons assigned to this job. Additional duties may be required to perform the job effectively.
 
</div>

Fraud Analyst (51922)

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