financial risk analyst

Westlake Financial

<div><p><b>Financial Risk Analyst</b><br>
<b>Los Angeles, CA | On-site role</b></p>
<p><b>
OVERVIEW</b></p>
<p>
Westlake Financial Services is the largest privately-held auto finance technology company in the United States with $10 Billion assets under management. Our portfolio also spans Credit Card and personal loans, giving the team a broad and growing lending platform to shape.</p>
<p>
As a Financial Analyst in the Business Strategy and Analytics division, you will join a fast-paced, data-driven team that supports senior executives and influences corporate direction. You will build and refine models for our consumer lending platform, evaluate portfolio performance, and help guide pricing, risk, and profitability decisions across Auto, Credit Card, and Unsecured products.</p>
<p>
We are looking for candidates with 1-3 years of analyst experience and a bachelor's degree in finance, economics, math, or a similar field. The ideal candidate loves data, stays curious, and approaches complex problems with a disciplined, solution-oriented mindset.</p>
<p><b>
RESPONSIBILITIES</b></p>
<ul>
<li>Lead targeted enhancements to the proprietary Westlake Buy ProgramTM and associated underwriting policies in partnership with key stakeholders.</li>
<li>Design and implement pricing programs for Credit Card and Unsecured Loan products, balancing growth, risk, and profitability objectives.</li>
<li>Develop pricing models and statistical models to evaluate loss, profitability, and portfolio performance.</li>
<li>Conduct market and customer research to identify new opportunities, products, and performance drivers.</li>
<li>Build management reporting and data-warehouse foundations to support new programs and decision-making.</li>
<li>Present clear, data-driven insights and recommendations to senior leadership.</li>
<li>Increase team productivity by improving processes and leveraging automation and AI tools.</li>
</ul>
<p><b>SKILL SET</b></p>
<ul>
<li>Advanced knowledge of Microsoft Excel, including financial and/or decision analysis modeling.</li>
<li>Fundamental knowledge of Structured Query Language (SQL).</li>
<li>Ability to interpret large amounts of data from multiple sources and extrapolate trends.</li>
<li>Entrepreneurial, intellectually curious, detail-oriented, and self-motivated.</li>
<li>Able to quickly adapt to changes in a dynamic work environment.</li></ul><br>
<p></p>
<p><b>
What&rsquo;s the expected pay for this role?
</b></p><ul><li>$68,000 to $78,000 per year.</li>
<li>The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable</li></ul><br>
<p></p>
<p><b>
What do we offer?
</b></p><ul><li>Medical, Dental, and Vision benefits</li>
<li>Life Insurance and Long-term disability plans</li>
<li>Flexible Spending Account</li>
<li>401K matching</li>
<li>Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching</li>
<li>Wellness Programs</li>
<li>Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only)</li>
<li>Career Path Opportunities</li>
<li>Discounts on Parks, Museums, Movie Tickets, and Attractions</li>
<li>Annual Flu Shot</li>
<li>Paid Vacations Days</li>
<li>Paid Sick days</li>
<li>Paid holidays</li>
<li>HGym (available in our Los Angeles, CA &amp; Dallas,TX office)</li>
<li>Rental Car Discounts, Dell Member Purchase Program</li>
<li>UKG Wallet</li></ul><br>
<p></p>
<p><b>
Acknowledgment
</b></p><p>We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.</p>
<p>
We are an equal-opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.</p></div><p></p>

Financial Risk Analyst

TD Bank

<div><p><b>Work Location:
</b></p>New York, New York, United States of America
<p></p><p><b>Hours:
</b></p>40
<p></p><p><b>Pay Details:
</b></p>$34.75 - $56.50 USD
<p></p><p>TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
</p><p></p><p>As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
</p><p></p><p><b>Line of Business:
</b></p>Financial Crime Risk Management
<p><b>Job Description:
</b></p><p>The Senior Financial Crime Risk Analyst role contributes to the development and maintenance of TD&rsquo;s AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and/or escalation of issues. This role conducts periodic and event driven reviews of customers, including targeted reviews to assess risks. Additionally, this role supports management in delivery of initiatives related to risk assessment, internal/external exam support, etc.
</p><p></p><p><b>Depth &amp; Scope:
</b></p><ul><li>Works independently as the senior analyst / subject matter expert and may coach and educate others
</li><li>Oversees and/or independently performs tasks from end-to-end
</li><li>Applies expert knowledge of business operations, products, services, methods and operating standards to drive unit or team performance
</li><li>Executes on more complex and/or non-standard requests
</li><li>Researches and investigates a range of operational / reporting / process issues
</li><li>Recommends and implements solutions within own area of responsibility
</li><li>May need to coordinate / integrate work with other areas as needed
</li><li>Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centres of expertise
</li><li>Requires advanced technical / business / function knowledge for discipline supported
</li><li>High level of complexity in operational / reporting / process and/or analysis function requiring medium to longer term focus
</li><li>Represents the group as the lead or subject matter expert on projects / initiatives and/or at meetings across the organization
</li></ul><p></p><p><b>Education &amp; Experience:
</b></p><ul><li>Undergraduate degree or equivalent work experience
</li><li>5+ years experience
</li></ul><p></p><p><b>Preferred Skills </b>:
</p><ul><li>AML investigations background
</li><li>Prior SAR writing experience
</li><li>Prior SAR review experience
</li><li>QC or QA experience
</li><li>ACAMS certification preferred
</li></ul><p></p><p><b>Customer Accountabilities:
</b></p><ul><li>Contributes to the development of team procedures and governance processes and advises FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.
</li><li>Works with FCRM partners and other related groups (such as Compliance, Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups
</li><li>Conducts research, assesses FCRM risks and controls, and otherwise contributes to a specialized team of FCRM compliance professionals, interacting with key stakeholders
</li><li>Provides governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees)
</li><li>Assists FCRM team members in the use of Issues and Events system for tracking and reporting
</li><li>Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the FCRM program
</li><li>Delivers relevant subject matter expertise and FCRM advice to business / FCRM partners
</li><li>Interacts with control functions within the organization
</li><li>Develops and delivers training programs for applicable employees across the Bank
</li><li>Conducts meaningful research, analysis, and assessment of FCRM program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise FCRM programs
</li><li>Prepares research, analysis, updates tools and/or supports training activities specific to risk assessment
</li><li>Contributes to the development of processes, procedures and guidance relevant to own specific FCRM function of expertise
</li></ul><p></p><p><b>Shareholder Accountabilities:
</b></p><ul><li>Prioritizes and manages own workload to meet SLA requirements for service and productivity
</li><li>Provides high quality service and advice to key business (FCRM) partners and monitors progress of initiatives, action plans, or similar activities
</li><li>Protects the interests of the organization &ndash; identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues
</li><li>Delivers relevant subject matter expertise and FCRM advice to business (FCRM) partners
</li><li>Participates as assigned in new or revised product initiatives, advises businesses on FCRM compliance requirements and ensures that those requirements are properly written into requirements for business projects
</li><li>Participates in FCRM level projects as needed, to facilitate and oversee changes to FCRM processes, systems, or practices
</li><li>Coordinates with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise
</li><li>Ensures relevant FCRM programs align with TD corporate philosophy and strategic direction
</li><li>Monitors FCRM industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impacts
</li><li>Contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
</li><li>Complies with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as required
</li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
</li><li>Participates in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/FCRM compliance
</li><li>Contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
</li></ul><p></p><p><b>Employee/Team Accountabilities:
</b></p><ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
</li><li>Shares industry knowledge for own area of expertise and participates in knowledge transfer within the team and function
</li><li>Grows knowledge of the business, related tools and techniques
</li><li>Participates in personal performance management and development activities, including cross training within own team
</li><li>Keeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
</li><li>Contributes to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriate.
</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce
</li><li>Acts as a brand champion for the function and the bank, both internally and/or externally
</li></ul><p></p><p><b>Physical Requirements:
</b></p><p>Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
</p><ul><li>Domestic Travel &ndash; Occasional
</li><li>International Travel &ndash; Never
</li><li>Performing sedentary work &ndash; Continuous
</li><li>Performing multiple tasks &ndash; Continuous
</li><li>Operating standard office equipment - Continuous
</li><li>Responding quickly to sounds &ndash; Occasional
</li><li>Sitting &ndash; Continuous
</li><li>Standing &ndash; Occasional
</li><li>Walking &ndash; Occasional
</li><li>Moving safely in confined spaces &ndash; Occasional
</li><li>Lifting/Carrying (under 25 lbs.) &ndash; Occasional
</li><li>Lifting/Carrying (over 25 lbs.) &ndash; Never
</li><li>Squatting &ndash; Occasional
</li><li>Bending &ndash; Occasional
</li><li>Kneeling &ndash; Never
</li><li>Crawling &ndash; Never
</li><li>Climbing &ndash; Never
</li><li>Reaching overhead &ndash; Never
</li><li>Reaching forward &ndash; Occasional
</li><li>Pushing &ndash; Never
</li><li>Pulling &ndash; Never
</li><li>Twisting &ndash; Never
</li><li>Concentrating for long periods of time &ndash; Continuous
</li><li>Applying common sense to deal with problems involving standardized situations &ndash; Continuous
</li><li>Reading, writing and comprehending instructions &ndash; Continuous
</li><li>Adding, subtracting, multiplying and dividing &ndash; Continuous
</li></ul><p></p><p>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.
</p><p></p><p><b>#LI_AMCBCorporate
</b></p><p></p><p><b>Who We Are:
</b></p><p>TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
</p><p></p><p><b>Our Total Rewards Package<br>
</b></p><p><br>
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
</p><p></p><p><b>Additional Information:
</b><br>
We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
<br>
<br>
<b>Colleague Development
</b></p><p>If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.<br>
</p><p></p><p>If you&rsquo;re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
</p><p></p><p>We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
</p><p></p><p><b>Training &amp; Onboarding
</b><br>
We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
<br>
<br>
<b>Interview Process
</b><br>
We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
</p><p></p><p><b>Accommodation
</b></p><p>TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
</p><p></p><p>If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.</p></div>

Senior Financial Crime Risk Analyst (US)

First Citizens Bank

<b>Overview:</b><br>
This is a remote role that may be hired in several markets across the United States.
<br><br>
Provide complex support and expertise to business units through research, developing, data gathering, and executing risk procedures. Evaluate potential losses while developing high-impact solutions to minimize or eliminate risk. Create improvements to current processes and procedures, and ensure compliance with relevant rules and regulations. May oversee the work of less experienced analysts in the work group or serve as a resource on risk. Identify risk by creating and implementing complex methods of risk evaluation, developing expert strategies or solutions to address evaluation results, monitoring to ensure developed solutions are effective, and by creating models or simulation scenarios to test risk conditions. Perform data analysis by sourcing, compiling, and interpreting data, performing analysis for risk trends and data discrepancies, and effectively communicating analysis output. Reporting by producing reports based on data analysis, company trends, and risk factors, conveying patterns, problems, and areas of improvement, and enabling insight into potential losses, mitigating identified risks through reporting activities. Supply operational support by supporting business processes through a variety of escalated operational tasks, developing, implementing, and ensuring continuous improvement of procedures, and acting as a resource to management and other associates, including production of documentation, presentations, or other materials to educate on risk policies and procedures. This is a remote role that may be hired in several markets across the United States.
<br><br>
<b>Qualifications:</b><br>
Bachelor’s degree in Finance, Economics, Statistics, Mathematics or Engineering, or a related field plus five (5) years of experience in the job offered or five (5) years as a Modeling Analyst, Risk Analyst or related occupation. Or Master’s degree in Finance, Economics, Statistics, Mathematics or Engineering, or a related field plus three (3) years of experience in job offered or three (3) years as a Modeling Analyst, Risk Analyst or related occupation.
<br><br>
Requires extensive experience with model development or model validation within the financial industry. Requires extensive understanding of statistical methods, linear regression, logistic regression, and survival analysis. Requires extensive proficiency in ARIMAX and Bayesian Analysis. Requires hands-on coding experience with SQL, Python and R languages. Requires skills to write SQL or Python code to independently replicate data Extract, Transform, Load (ETL) activities pertaining to the model’s data set from source data systems. Requires skills to write Python code to independently replicate the end-to-end model development activities. Requires extensive understanding of financial engineering concepts such as stochastic and differential calculus. This is a remote role that may be hired in several markets across the United States.
<br><br>
The base pay for this position is generally between $132,475 to $152,490 per year. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
<br><br>
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits
<br><br>
This job posting is expected to remain active for 31 days from the initial posting date listed above. If it is necessary to extend this deadline, the posting will remain active as appropriate. Job postings may come down early due to business need or a high volume of applicants. #EJC #LI-DNI

Risk Analyst III

Sadara Chemical Company

<div>
 Short Description
 <br/>
 <br/>
 <ul>
  <li>
   Job Purpose
   <br/>
   <br/>
  </li>
 </ul>
 The role is responsible for identifying, assessing, and managing financial risks that could adversely affect Sadara&rsquo;s financial performance. This includes risks related to foreign exchange, interest rates, commodities, and credit. The analyst will evaluate financial data, monitor market conditions and economic developments, and recommend and implement strategies to mitigate or control these risks. The position requires a strong risk mindset and an active contribution to strengthening Sadara&rsquo;s financial risk culture, policies, and processes.
 <br/>
 <br/>
 <ul>
  <li>
   Main Responsibilities
  </li>
  <li>
   Identify, assess, and continuously monitor market (FX, interest rate, commodity), credit, and liquidity risks across the company.
  </li>
  <li>
   Develop, implement, and maintain financial risk models and measurement tools (e.g., VaR, sensitivity analyses, stress testing).
  </li>
  <li>
   Prepare and deliver regular risk reports for finance leadership and corporate management, highlighting exposures, trends, and key risk drivers.
  </li>
  <li>
   Recommend, support, and help execute appropriate financial risk mitigation strategies, including hedging programs.
  </li>
  <li>
   Collaborate with internal stakeholders (Operations, Supply Chain, Controllers, FP&amp;A, etc.) to integrate risk management best practices into business decisions and processes.
  </li>
  <li>
   Stay current on financial market developments, macroeconomic trends, and emerging risks relevant to Sadara&rsquo;s operations.
  </li>
  <li>
   Support the development, review, and enforcement of internal financial risk policies, procedures, and governance frameworks.
  </li>
  <li>
   Assist in shareholder reporting and ensure compliance with applicable regulations, internal controls, and audit requirements.
  </li>
  <li>
   Main accountabilities
  </li>
  <li>
   Effective identification and assessment of financial risks across all relevant areas.
  </li>
  <li>
   Delivery of accurate, timely, and insightful risk analyses and reports.
  </li>
  <li>
   Ongoing improvement and execution of financial risk mitigation strategies.
  </li>
  <li>
   Strengthening the organization&rsquo;s risk culture through guidance, communication, and teamwork.
  </li>
  <li>
   Enhancement of risk models, methodologies, and analytical tools.
  </li>
  <li>
   Qualifications and Skills
  </li>
  <li>
   Bachelor&rsquo;s degree in Finance, Economics, Mathematics, Statistics, or a related field (Master&rsquo;s preferred).
  </li>
  <li>
   Professional certifications (FRM, CFA, CTP, or similar) are a strong advantage.
  </li>
  <li>
   8&ndash;12 years of relevant experience with a solid understanding of financial instruments and risk management frameworks.
  </li>
  <li>
   Strong analytical, quantitative, and problem‑solving capabilities.
  </li>
  <li>
   Excellent communication skills, both written and verbal, with the ability to convey complex topics clearly.
  </li>
  <li>
   High attention to detail, strong organizational skills, and ability to manage multiple priorities effectively.
  </li>
  <li>
   Demonstrated ability to contribute to policy development and embed risk culture within day‑to‑day operations.
  </li>
 </ul>
</div>


Financial Analyst

SSJ Technical Services

<p><b>Job Summary</b><br/>We are seeking a detail-oriented and analytical Risk Analyst to join our team within the financial services sector. The successful candidate will be responsible for evaluating and managing risk exposure, conducting comprehensive data analysis, and supporting strategic decision-making processes. This role offers an excellent opportunity to utilise advanced quantitative skills and contribute to the organisation's risk mitigation strategies. The position is paid and suitable for candidates with a strong background in banking, finance, or related fields.</p><p><b>Responsibilities</b></p><ul><li>Analyse large datasets through data mining techniques to identify potential risk factors</li><li>Develop and maintain data models to evaluate credit, market, and operational risks</li><li>Conduct statistical analysis using tools such as VBA and other relevant software to support risk assessments</li><li>Perform quantitative analysis to forecast potential financial impacts and inform risk mitigation strategies</li><li>Utilise negotiation skills when collaborating with internal teams and external stakeholders regarding risk-related issues</li><li>Prepare detailed reports summarising findings, insights, and recommended actions for senior management</li><li>Monitor ongoing risk exposures and recommend adjustments based on evolving market conditions</li><li>Assist in developing policies and procedures related to risk management practices within the organisation</li></ul><p><b>Qualifications</b></p><ul><li>Proven experience in risk analysis within banking or financial services industries</li><li>Strong proficiency in data mining, data modelling, and statistical analysis techniques</li><li>Advanced knowledge of statistics, mathematics, and quantitative analysis methods</li><li>Proficiency in VBA programming for automation of data analysis tasks</li><li>Excellent negotiation skills with the ability to communicate complex concepts clearly</li><li>Familiarity with financial products, banking operations, and regulatory requirements is desirable</li><li>Degree in Finance, Economics, Mathematics, Statistics or a related discipline is preferred</li></ul><p>This role offers a stimulating environment for professionals eager to apply their analytical expertise in a dynamic financial setting.</p><p>Job Type: Full-time</p><p>Pay: $87,085.23 - $104,876.84 per year</p><p>Work Location: Remote</p>

Geopolitical Risk Analyst

Morgan Stanley

<div>Company Profile
<br>
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.
<br>
<br>
As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.
<br>
<br>
Department Profile
<br>
The cornerstone of Morgan Stanley's risk management philosophy is the execution of risk-adjusted returns through prudent risk-taking that protects Morgan Stanley's capital base and franchise. Risk Management protects the Firm from exposure to losses resulting from market, credit and operational risk exposures. The Market Risk Department (MRD) provides independent market risk oversight across the Firm's trading activities. This encompasses risk monitoring and analysis, as well as reporting, capital calculation and regulatory functions.
<br>
Primary Responsibilities
<br>
Morgan Stanley is seeking an Analyst in its Market Risk Analytics (MRA) group. The MRA group develops, maintains and monitors the performance of market risk (VaR, Stressed VaR, IRC and CRM) and stress testing models (including market shocks for scenario design, stress loss) for Morgan Stanley's portfolio of assets, as required by the regulatory framework and the Firm's risk management needs.
<br>
&gt; The position requires the ability to engage in research, model development, and analysis to support MRA's suite of market risk models used for internal risk management and for regulatory capital and compliance.
<br>
&gt; The role will encompass development of analytics and their implementation using an array of internal and external technologies, including direct programming of solutions.
<br>
&gt; Candidate must have the ability to communicate effectively and function collaboratively in group settings.
<br>
&gt; Responsibilities include responding to risk managers, model risk, audit, and regulatory requests on a timely and accurate basis and working closely with other departments.
<br>
&gt; The position requires interacting with various Risk departments within the Firm including Market Risk Management, Model Risk, Risk IT, Risk Capital and other partnering teams. &gt; A degree in a quantitative field such as Finance, Economics, Mathematics, Mathematical Finance, Physics, Computer Science or Engineering
<br>
&gt; Strong programming skills (Python) is essential to role
<br>
&gt; Knowledge of market risk modelling methodologies (Greek-based value-at-risk (VaR), stressed VaR, and incremental risk charge) is an advantage
<br>
&gt; Genuine and broad interest in financial markets and derivatives
<br>
&gt; Analytical thinking and problem solving skills
<br>
&gt; Ability to present complex issues clearly, both verbally and in writing
<br>
<br>
Firm Risk Management values diversity and is committed to providing a supportive and inclusive workplace for all employees.
<br>
<br>
This role is hybrid and currently requires in office attendance 3 days/week. The in-office requirement is subject to change at any time.
<p></p><p><b>WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
</b></p><p></p><p>At Morgan Stanley, we raise, manage and allocate capital for our clients &ndash; helping them reach their goals. We do it in a way that&rsquo;s differentiated &ndash; and we&rsquo;ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren&rsquo;t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you&rsquo;ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There&rsquo;s also ample opportunity to move about the business for those who show passion and grit in their work.
</p><p></p><p>To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
</p><p></p><p>Expected base pay rates for the role will be between $75,000 and $95,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.
</p><p></p><p>Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.
</p><p></p><p>It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.
</p><p></p><p>Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).</p></div><p></p>

Market Risk Analyst

FINRA

<div></div><div>About FINRA<br>
FINRA is dedicated to protecting investors and ensuring market integrity. As an independent, not-for-profit organization, we oversee brokerage firms and exchange markets, writing and enforcing rules governing the ethical activities of all registered broker-dealer firms and registered brokers in the United States. Every day, we work to safeguard the investing public against fraud and bad practices, making us a vital force in maintaining trust and fairness in America's financial markets.<br>
<br>
The Opportunity<br>
Join our team as a Risk Monitoring Analyst and play a pivotal role in safeguarding investors and maintaining market integrity. In this dynamic mid-level position, you'll conduct sophisticated risk assessments of FINRA member firms, identify emerging threats to the financial system, and mentor the next generation of regulatory professionals. Working closely with a Risk Monitoring Director, you'll have the opportunity to make a real impact by analyzing complex firm operations, collaborating across departments, and contributing to strategic initiatives that protect millions of investors.<div></div><div>
What You'll Do</div><ul><li>
Monitor Complex Firms: Conduct comprehensive risk monitoring of member firms, including those with elevated risk profiles, ensuring thorough oversight and regulatory compliance</li><li>
Drive Strategic Intelligence: Collaborate across departments to analyze regulatory trends, communicate critical findings, and develop actionable recommendations that shape our supervisory approach</li><li>
Lead and Mentor: Guide entry-level staff through coaching and mentorship while taking on leadership roles in special projects and technology initiatives</li><li>
Execute Team-Based Monitoring: Work collaboratively with specialists and cross-functional teams to develop and implement risk-based monitoring strategies for your assigned portfolio</li><li>
Innovate and Problem-Solve: Tackle unstructured, complex assignments that require independent judgment, creativity, and a solutions-oriented mindset</li><li>
Embody FINRA Values: Demonstrate our commitment to collaboration, integrity, and excellence in both virtual and in-person settings</li></ul><div></div><div>
Required Qualifications</div><div>
Education &amp; Experience:</div><ul><li><div>
Bachelor's degree in Finance, Accounting, Business, or related field (or equivalent combination of education and experience)</div></li><li><div>
Proven analytical experience in the financial industry, including the ability to interpret regulatory developments and apply them to complex business models</div></li><li><div>
Demonstrated experience with at least one key industry risk area (e.g., Fraud and Deception, Money Laundering, Market Risk)</div></li></ul><div>
Knowledge:</div><ul><li><div>
Intermediate understanding of FINRA's risk fundamentals</div></li><li><div>
Intermediate knowledge of securities rules and regulations</div></li><li><div>
Intermediate knowledge of firm business models, business lines, customer bases, products, and services</div></li><li><div>
Basic knowledge of U.S. GAAP accounting standards</div></li></ul><div>
Skills:</div><ul><li><div>
Strong written and verbal communication abilities</div></li><li><div>
Intermediate financial analysis and research capabilities</div></li><li><div>
Intermediate-to-advanced proficiency in analyzing internal and external data to assess firm risks and develop regulatory responses</div></li><li><div>
Ability to manage multiple complex, concurrent assignments with autonomy</div></li><li><div>
Intermediate proficiency in Microsoft Excel and Microsoft Word</div></li><li><div>
Strong quantitative, analytical, and problem-solving skills with the ability to synthesize large volumes of information</div></li><li><div>
Proven ability to engage effectively with senior management and collaborate across departments and locations</div></li></ul><div>
Preferred Qualifications</div><ul><li><div>
Graduate degree (MBA or JD)</div></li><li><div>
Relevant industry certifications (e.g., CFA, CFE, CAMS, Series licenses)</div></li></ul><div></div><div>
What Makes You a Great Fit</div><div>
You're proactive, innovative, and energized by collaborative environments where ideas flow freely. You thrive when presented with complex challenges that require both analytical rigor and creative problem-solving. You're passionate about financial regulation and investor protection, and you're excited to contribute to a mission that makes a real difference in people's financial lives.</div><div></div><div>
Ready to protect investors and strengthen market integrity? Join us in this rewarding career opportunity where your expertise will help shape the future of financial regulation.</div><div></div><div>
Work Environment</div><div>
Enjoy the flexibility of a hybrid work model with defined in-person collaboration requirements, allowing you to balance focused independent work with meaningful team engagement.</div><div></div><div>
For work that is performed in Los Angeles and San Francisco, CA, CO, FL, TX, IL, PA, MA, MD, VA, Washington, DC, NY and NJ, please refer to the chart below for the salary range for the corresponding location. FINRA complies with all state and local pay transparency laws and regulations requiring the disclosure of salary ranges for the position. In addition to location, actual compensation is based on various factors, including but not limited to, the candidate&rsquo;s skill set, level of experience, education, and market considerations.</div><div></div><div><br>
Los Angeles, CA: Minimum Salary $96,600, Maximum Salary $127,814</div><div>
San Francisco, CA: Minimum Salary $100,800, Maximum Salary $133,372</div><div>
CO/FL/TX: Minimum Salary $83,900, Maximum Salary $150,300</div><div>
IL/PA: Minimum Salary $92,400, Maximum Salary $165,300</div><div>
MA/MD/VA/Washington, DC: Minimum Salary $96,600, Maximum Salary $172,800<br>
NY/NJ: Minimum Salary $96,600, Maximum Salary $180,400</div><div></div><div>
#LI-Hybrid</div><div></div><div>
To be considered for this position, please submit an application. Applications are accepted on an ongoing basis.</div><div></div><div><i>
The information provided above has been designed to indicate the general nature and level of work of the position. It is not a comprehensive inventory of all duties, responsibilities and qualifications required.</i></div><div></div><div><i>
Please note: If the &ldquo;Apply Now&rdquo; button on a job board posting does not take you directly to the FINRA Careers site, enter </i><i>www.finra.org/careers</i><i> into your browser to reach our site directly.</i></div><div></div><div>
Employees may be eligible for a discretionary bonus in addition to base pay. Non-exempt employees are also eligible for overtime pay in accordance with federal, state, or local law. As part of its dedication to employee wellness, FINRA provides comprehensive health, dental and vision insurance. Additional insurance includes basic life, accidental death and dismemberment, supplemental life, spouse/domestic partner and dependent life, and spouse/domestic partner and dependent accidental death and dismemberment, short- and long-term disability, long-term care, business travel accident, disability and legal. FINRA offers immediate participation and vesting in a 401(k) plan with company match and eligibility for participation in an additional FINRA-funded retirement contribution, tuition reimbursement, commuter benefits, and other benefits that support employee wellness, such as adoption assistance, backup family care, surrogacy benefits, employee assistance, and wellness programs.</div><div></div><div>
Time Off and Paid Leave*</div><div></div><div>
FINRA encourages its employees to focus on their health and wellness in many ways, including through a generous time-off program of 15 days of paid time off, 5 personal days and 9 sick days, unless otherwise required by law (all pro-rated in the first year). Additionally, we are proud to support our communities by providing two volunteer service days (based on full-time schedule). Other paid leave includes military leave, jury duty leave, bereavement leave, voting and election official leave for federal, state or local primary and general elections, care of a family member leave (available after 90 days of employment); and childbirth and parental leave (available after 90 days of employment). Full-time employees receive nine paid holidays.</div><div></div><ul><li>Based on full-time schedule</li></ul><div></div><div>
Important Information</div><div></div><div>
FINRA&rsquo;s Code of Conduct imposes restrictions on employees&rsquo; investments and requires financial disclosures that are uniquely related to our role as a securities regulator. FINRA employees are required to disclose to FINRA all brokerage accounts that they maintain, and those in which they control trading or have a financial interest (including any trust account of which they are a trustee or beneficiary and all accounts of a spouse, domestic partner or minor child who lives with the employee) and to authorize their broker-dealers to provide FINRA with duplicate statements for all of those accounts. All of those accounts are subject to the Code&rsquo;s investment and securities account restrictions, and new employees must comply with those investment restrictions&mdash;including disposing of any security issued by a company on FINRA&rsquo;s Prohibited Company List or obtaining a written waiver from their Executive Vice President&mdash;by the date they begin employment with FINRA. Employees may only maintain securities accounts that must be disclosed to FINRA at one or more securities firms that provide an electronic feed (e-feed) of data to FINRA, and must move securities accounts from other securities firms to a firm that provides an e-feed within three months of beginning employment.</div><div></div><div><br>
As standard practice, employees must also execute FINRA&rsquo;s Employee Confidentiality and Invention Assignment Agreement without qualification or modification and comply with the company&rsquo;s policy on nepotism.</div><div></div><div>
Search Firm Representatives</div><div></div><div>
Please be advised that FINRA is not seeking assistance or accepting unsolicited resumes from search firms for this employment opportunity. Regardless of past practice, a valid written agreement and task order must be in place before any resumes are submitted to FINRA. All resumes submitted by search firms to any employee at FINRA without a valid written agreement and task order in place will be deemed the sole property of FINRA and no fee will be paid in the event that person is hired by FINRA.</div><div></div><div>
FINRA is an Equal Opportunity Employer</div><div></div><div>
All qualified applicants receive consideration for employment without regard to any legally protected category, including race, color, age, national origin, ethnicity, religion, disability, genetic information, military or veteran status, sex, or any other status or classification protected by state or local law.</div><div></div><div>
FINRA strives to make our career site accessible to all users. If you need a disability-related accommodation for completing the application process, please contact FINRA&rsquo;s Employee Relations team at 240-386-4865 or by email at <div>EmployeeRelations@FINRA.org</div>. Please note that this process is exclusively for inquiries regarding accommodations in the application process.</div><div></div><div>
FINRA abides by the requirements of 41 CFR 60-741.5(a). This regulation prohibits discrimination against qualified individuals on the basis of disability and requires affirmative action by covered prime contractors and subcontractors to employ and advance in employment qualified individuals with disabilities.</div><div></div><div>
FINRA abides by the requirements of 41 CFR 60-300.5(a). This regulation prohibits discrimination against qualified protected veterans and requires affirmative action by covered prime contractors and subcontractors to employ and advance in employment qualified protected veterans.</div></div><div></div>

Associate Principal Analyst, Risk Monitoring

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