insurance underwriter

Virtual Key FZE

<p><strong>Work Experience:</strong>Minimum 1 year UAE experience in Group Medical Insurance<br/> <strong>Current Location:</strong> UAE (Dubai preferred)<br/> <strong>Nationality:</strong> Any</p><p><strong>Gender:</strong> Any<br/> <strong>Industry:</strong> Insurance Brokerage / Healthcare Insurance<br/> <strong>Availability to join:</strong> Immediate</p>

Group Medical Insurance Coordinator / Underwriter

Merchants Insurance Group

Commercial Lines Underwriter Hybrid Work Schedule Buffalo, NY Merchants Insurance Group is a leading Property and Casualty Insurer in the Northeast and is looking for a Commercial Lines Underwriter for our Commercial Lines Underwriting team located in Buffalo, NY. The Commercial Lines Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders, and profitable growth for Merchants and our Agency Partners. Merchants Insurance Group, rated A- (Excellent) with a stable outlook by the A.M. Best Company, is proud to be one of Buffalo Business First's Best Places to Work in Western New York (), a Fast Track company (), and a Top Private Company (). Merchants was also granted the Ward's 50 designation as a top-performing property-casualty insurance company for four consecutive years () and has been granted the Ivans Spark Award for innovation (). In October 2024, Newsweek and Statista included Merchants Insurance Group on their first-ever America's Most Reliable Companies list, which highlights organizations that other companies can feel confident doing business with in 2025. Of 1,500 B2B companies evaluated, Merchants was one of only 300 companies to make the list. Merchants offers its colleagues a Hybrid work schedule. The Hybrid work schedule requires 8 full days per month in the office, with the option to work the remaining days at home or in the office. This exciting Hybrid Work benefit offers colleagues a flexible work schedule with the ability to remain connected with their Merchants team and colleagues. Essential Duties and Responsibilities include, but are not limited to: Cultivating solid relationships with Agents and internal staff while working towards achieving the most optimal outcomes for Merchants and our policyholders. Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards. Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action. Achieve commercial lines regional production goals and loss ratio objectives for assigned territory. Attend in-person and virtual Agency meetings. Qualifications & Skills: College degree or equivalent work experience. Minimum of 5 years commercial lines underwriting experience. Strong background in commercial underwriting Prior experience developing and building agency relationships. Property and Casualty insurance related coursework is a plus i.e. CPCU. Previous Agency relationships within the local insurance industry are highly desirable. Microsoft Office knowledge as well as the ability to work with internal company systems (WINS, ImageRight etc.). Strong communication, organizational and computer skills. Merchants Insurance Group Pay information: Merchants Insurance Group offers a competitive pay scale. Merchants Insurance Group offers a competitive pay scale. The estimated salary for this role ranges from $75,000 - $100,000 based on leveling and geography, along with an equity component and a comprehensive benefits package. This range is merely an estimate; actual compensation may deviate from this range based on skills, experience and qualifications. Merchants Insurance Group Benefits: Welcoming and positive work environment. Colleague Appreciation events. Flexible work arrangements, including flex scheduling and summer hours. Hybrid work schedule. The Hybrid work schedule will require 8 full days per month in the office, with the option to work the remaining days per month at home or in the office Flexible work arrangements, including flex scheduling and summer hours. Competitive pay scale. Outstanding company bonus program. Generous paid time off package. Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars. Tuition Reimbursement. And many more exciting company benefits  EOE

Commercial Lines Underwriter

steadfast group

<p><b>Key Responsibilities</b></p><ul><li>Assess and underwrite motor insurance risks in line with company and insurer guidelines.</li><li>Handle <b>policy issuance, endorsements, renewals, escalations, referrals, and approvals</b> efficiently.</li><li>Utilize <b>insurance portals</b> for quotation, issuance, and endorsements.</li><li>Apply accurate <b>rating and underwriting practices</b> to ensure competitive and compliant pricing.</li><li>Manage <b>renewals</b> with a focus on achieving a high retention ratio.</li><li>Assist with <b>claims procedures</b> and provide support in claim-related escalations when required.</li><li>Ensure compliance with <b>CBUAE regulations</b> and company policies at all times.</li><li>Maintain strong <b>client interaction</b> and provide quality service to ensure customer satisfaction.</li><li>Build and sustain effective <b>relationships with insurers, underwriters, and clients</b>.</li><li>Collaborate closely with the <b>marketing and sales teams</b> to support new business acquisition and renewal strategies.</li><li>Prepare and maintain accurate underwriting and policy documentation.</li><li>Report underwriting activities, referral cases, and renewal status to management regularly.</li></ul><p><b>Requirements</b></p><ul><li><b>2&ndash;3 years&rsquo; UAE experience</b> in motor underwriting within a broking firm.</li><li>Strong knowledge of <b>motor insurance products, underwriting practices, claims processes, and portal usage</b>.</li><li>Proven ability to <b>work under pressure</b> in a highly competitive environment.</li><li>Familiarity with <b>CBUAE insurance regulations</b>.</li><li>Excellent <b>communication and interpersonal skills</b> (English essential; Arabic an advantage).</li><li>Strong negotiation and relationship management skills with insurers and clients.</li><li>Ability to coordinate effectively with internal teams (marketing, operations, accounts).</li><li>Must be <b>residing in Dubai</b>.</li></ul><p>Job Type: Full-time</p><p>Pay: AED6,000.00 - AED8,000.00 per month</p><p>Application Question(s):</p><ul><li>Have you worked in any Insurance or Broker company?</li><li>How many years of Motor underwriter  Experience you hold?</li><li>What is your current/last drawn salary?</li></ul>

Motor Underwriter

Ageas Insurance Limited

<p><strong>Job Title</strong>: Risk & Governance Underwriter<strong>Target Start Date:</strong> ASAP<strong>Contract Type:</strong> Permanent, Part Time, Full Time, Job Share option available<strong>Salary Range:</strong> £35,000 - £40,000 Dependant on experience<strong>Location:</strong> Eastleigh - Hybrid, Flexible<strong>Closing Date for applications: </strong>Friday 7th November</p> <p><strong>Risk & Governance Underwriter:</strong> Ageas Insurance has an exciting opportunity available for a Risk & Governance Underwriter. As a Risk & Governance Underwriter, you will be heavily involved in the creation and completion of robust and well evidenced fair value assessments at all stages of a product's lifecycle, which will encompass new product approval, significant change approval, and in-life review.</p> <p>The Risk & Governance Underwriter will contribute to the robust oversight of Ageas' products, and the value they offer to our customers. This oversight will cover how Ageas' products are designed, how they operate and are utilised, and how they are distributed to customers. <strong>Main Responsibilities as Risk & Governance Underwriter:</strong></p> <ul> <li>You will also be involved in governing how Ageas' products are distributed to customers, and how distributors and co-manufacturers meet their own regulatory requirements, and the risk appetite of Ageas (including, but not limited to, remuneration).</li><li>Contributing to overall reporting, ensuring your areas of focus are added to, and compliment, a holistic view of products and distribution. Concerns should be called out at all stages.</li><li>Involvement in recommending appropriate actions to address concerns and improve customer outcomes. Actions may be internal, external, or a combination of the two, and can be investigative, corrective, or preventative in nature.</li><li>Supporting the completion of other regular and ad-hoc regulatory tasks, including, but not limited to, MID compliance.</li><li>Supporting and leading on the management of Risk Events and UW operational risks, as appropriate.</li></ul> <p><strong>Skills and experience you need as Risk & Governance Underwriter:</strong></p> <ul> <li>A good degree of numeracy, alongside analytical skills, and the ability to interpret and present data for a wide audience.</li><li>Ability to interpret detailed information and explain it in a clear and logical way.</li><li>Proactive, self-motivated, and able to work with minimal supervision, with a desire to learn.</li><li>An understanding of the regulatory environment of the insurance market (especially Consumer Duty and PROD) and what may impact Ageas' ability to meet its requirements.</li><li>An understanding of insurance products and their distribution, including how products designed, sold, and administered, and the relationship between a distributor and manufacturer.</li></ul> <p>At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, <strong>Top Employer</strong> status in the UK.<strong>Here are some of the benefits you can enjoy at Ageas: </strong></p> <p><strong>Flexible Working-</strong> Smart gives employees flexibility around location (as long as it's within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares. We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.</p> <p><strong>Supporting your Health- </strong>Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities - Mindfulness.</p> <p><strong>Supporting your Wealth- </strong>Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.</p> <p><strong>Supporting you at Work- </strong>Well-being activities, mindfulness sessions, Sports and Social Club events and more.</p> <p><strong>Supporting you and your Family-</strong>Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks' full pay.</p> <p><strong>Benefits for Them-</strong> Partner Life Assurance and Critical Illness cover.</p> <p><strong>Get some Tech-</strong> Deals on various gadgets including Wearables, Tablets and Laptops.</p> <p><strong>Getting around-</strong> Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover.</p> <p><strong>Supporting you back to work-</strong> Return to work programme after maternity leave.</p> <strong>About Ageas:</strong>We are one of the largest car and home insurers in the UK.<strong>Our People</strong>help Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers.As an inclusive employer, we encourage anyone to apply. We're a signatory of the <strong>Race at Work Charter</strong> and <strong>Women in Finance Charter</strong>, member of <strong>iCAN</strong> and <strong>GAIN</strong>. As a <strong>Disability Confident Leader</strong>, we are committed to ensuring our recruitment processes are fully inclusive. That means if you are applying for a job with us, you will have fair access to <strong>support and adjustments</strong> throughout your recruitment experience. If the list does not cover the support you need, please contact our Recruitment Team to discuss how they can help. We also guarantee an interview for applicants with a disability who meet the minimum criteria for the role. For more information, please see <strong>Ageas Everyone</strong><strong>.</strong>We have a zero-tolerance approach towards any form of harassment during the recruitment process, ensuring that everyone is treated with respect and professionalism.Our aim is to have great people everywhere in our business and we're always looking for outstanding people to join us. Most roles across Ageas a

Risk & Governance Underwriter

Chubb Insurance

<div><p>Are you an ambitious Underwriter with property knowledge and passionate about working for the world&rsquo;s largest property &amp; casualty insurer in the world with excellent employee benefits and offices in 54 countries?
</p><p>If you are an Underwriter and are looking for a new challenge, then we would very much like to hear from you!
</p><p>This is a new and exciting opportunity to hold a core role in Chubb's underwriting team, based in Istanbul. This office forms part of the larger Eurasia &amp; Africa Region at Chubb. You will have responsibility for the growth and maintenance of the Fire, Terrorism and Engineering Portfolio&rsquo;s. You will proactively support, expand and bring enthusiasm to optimise our business, becoming part of an international specialist, with access to Chubb colleagues around the world.
</p><p>You can expect a diverse culture, based on collaboration that rewards performance!<br>
</p><p></p><p><b>Key Responsibilities:
</b></p><ul><li>To be an integral member of the team that delivers the overall strategy for sustainable and profitable growth (by acquisition of new business and organic growth on existing programmes) within Fire, Terrorism and Engineering lines of business for Turkey and to maximise cross-selling opportunities within the region.
</li><li>To represent and promote Chubb at all levels; to Brokers, Cedents, Clients and to all other internal and external stakeholders
</li><li>To develop market awareness, provide flexible strategies to support changing market dynamics and to deliver outstanding service at all times
</li><li>To establish and deliver strong and consistent operational performance in respect of procedures, processes and controls including adherence to all regulatory and compliance requirements
</li><li>To engage in and develop growth plans and improvement of profitability by reviewing the business operation and providing feedback to the Property and Tech. Lines Manager.</li></ul></div>
<br><div><p><b>Knowledge &amp; Experience:
</b></p><ul><li>Technical knowledge of Fire and Engineering class of business
</li><li>Willingness to continue to develop both technical and broader business skills
</li><li>Results driven with an ability to work on own initiative and deliver results
</li><li>A professional who is recognised by the market that exudes all qualities encouraged of a Chubb Underwriter
</li><li>Comprehensive understanding and working knowledge of the insurance market and competitors.
</li><li>Proven experience of dealing with brokers and clients.
</li><li>Ability to make own decisions
</li>Fluent English essential.<br>
<li>
</li></ul><p></p><p><b>What do we offer in return?
</b></p><ul><li>Medical insurance
</li><li>Life insurance
</li><li>24/7 Employee Assistance Program
</li><li>24/7 Employee Health Portal
</li><li>Transport Allowance
</li><li>Pension Fund
</li><li>Lunch Card
</li>Employee Stock Purchase Scheme<br>
<li>
</li></ul><p></p><p><b>Integrity. Client focus. Respect. Excellence. Teamwork
</b><br>
Our core values dictate how we live and work. We&rsquo;re an ethical and honest company that&rsquo;s wholly committed to its clients. A business that&rsquo;s engaged in mutual trust and respect for its employees and partners. A place where colleagues perform at the highest levels. And a working environment that&rsquo;s collaborative and supportive.
</p><p><b>Diversity &amp; Inclusion
</b><br>
At Chubb we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances.</p></div><br><div></div>

Property & Technical Lines Senior Underwriter

Oceanic Group of Companies

<p><b>Oceanic Group of Companies</b></p><p>We are seeking a <b>Junior Underwriter</b> to join our growing underwriting team. The role involves assisting in the evaluation, pricing, and processing of reinsurance treaties and facultative business, ensuring alignment with internal guidelines, risk appetite, and regulatory requirements. This position offers a strong career path into reinsurance underwriting and technical operations.</p><p><b>Key Responsibilities</b></p><ul><li>Support the underwriting team in analyzing new and renewal reinsurance proposals.</li><li>Collect and review client, broker, and cedant information for risk assessment.</li><li>Assist in preparing quotations, slips, and treaty documentation.</li><li>Maintain underwriting records, data entry, and ensure accurate documentation in the ERP system.</li><li>Coordinate with brokers, cedants, and internal departments (Finance, Claims, Compliance) for policy issuance and endorsements.</li><li>Conduct preliminary risk analyses and prepare exposure summaries.</li><li>Monitor portfolio performance and support the preparation of underwriting reports.</li><li>Ensure adherence to internal controls, SECP regulations, and company underwriting guidelines.</li></ul><p><b>Qualifications</b></p><ul><li><b>Education:</b> Bachelor&rsquo;s degree in Insurance, Actuarial Science, Finance, or a related field (Master&rsquo;s preferred).</li><li><b>Experience:</b> 1&ndash;3 years of relevant experience in reinsurance or insurance underwriting. Fresh graduates with strong analytical skills may also be considered.</li><li><b>Skills:</b></li><li>Understanding of reinsurance concepts (treaty/facultative).</li><li>Strong analytical and numerical reasoning.</li><li>Excellent written and verbal communication skills.</li><li>Proficiency in MS Excel, PowerPoint, and ERP systems.</li></ul><p><b>Location:</b> DHA Phase V</p><p><b>Email:</b> career@uniqueinsurancebrokers.com</p><p>Job Type: Full-time</p><p>Pay: From Rs100,000.00 per month</p><p>Experience:</p><ul><li>Underwriting: 1 year (Preferred)</li></ul><p>Work Location: In person</p>

Junior Underwriter

AXA XL

<ul><li>225 Liberty Street Floors 40 and 41, NEW YORK, US, 10281; CHICAGO</li><li>
UNDERWRITING</li><li>
4411</li><li>
Band B</li><li>
Kristen Nagy</li></ul>
<br><div><h2 class="jobSectionHeader"><b>Job Description
</b></h2><div><div><p>At AXA XL, our ambition is to unlock a more sustainable and prosperous tomorrow by helping businesses navigate the world&rsquo;s risks. In the Americas, we&rsquo;ll live up to that ambition by delivering value far beyond the insurance policies we provide. We&rsquo;re confronting our clients&rsquo; risk management challenges by finding solutions that further their strategic goals and help them build more sustainable, thriving businesses.</p><p>
As a newly established business division of AXA XL A our Middle Market business focuses on the expansion of AXA XL&rsquo;s current offerings to mid-sized clients in the US Commercial P&amp;C market.</p><p>
We have an exciting opportunity for an Associate Underwriter to join an established underwriting team in a rapidly growing and dynamic division. The individual will be responsible for servicing a renewal book and producing new business through exceptional underwriting practices for the assigned region.</p></div><div></div><h2 class="jobSectionHeader"><b><br>
What</b><b> </b><b>You&rsquo;ll Be Doing</b></h2><p>
What will your essential responsibilities include?</p><ul><li>
Underwrite a book of business for assigned brokers.</li><li>
Execute your own annual desk-level underwriting plan to achieve rate and retention goals.</li><li>
Adhere to underwriting guidelines, underwriting authorities and referral requirements as needed to Underwriting Manager, Chief Underwriting Officer, and Product Team.</li><li>
Ensuring high quality service standards and compliance with all internal audit guidelines.</li><li>
Working collaboratively in a team environment, assisting underwriters, underwriting assistants and management team.</li><li>
Cross-sell across Middle Market business unit to maximize deployment of AXA XL&rsquo;s capital.</li><li>
Travel throughout the territory for broker, client, and internal meetings.</li><li>
Acting as a representative of the company and our agents by attending internal/external company functions, agent sponsored and industry events.</li></ul><div><div><br>
</div>
You will report to the Head of Eastern Zone.</div><div></div><h2 class="jobSectionHeader"><b><br>
What</b><b> </b><b>You&rsquo;ll Bring
</b></h2><p>We&rsquo;re looking for someone who has these abilities and skills:</p><ul><li>
Basic knowledge of Middle Market underwriting or underwriting support experience.</li><li>
Proven organizational and desk management skills.</li><li>
Collaborative team player who provides creative solutions and ideas for resolution.</li><li>
Basic presentation, written and verbal communication skills.
</li><li>An introductory level of critical thinking, decision making, and problem-solving skills.</li><li>
Flexibility to travel within assigned territory.</li><li>
A bachelor&rsquo;s degree is required.</li></ul><h2 class="jobSectionHeader"><b>
Who</b><b> </b><b>We</b><b> </b><b>Are</b></h2><div>
AXA XL, the P&amp;C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don&rsquo;t just provide re/insurance, we reinvent it.</div><div></div><div><br>
How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty.</div><div></div><div><br>
With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.</div><div></div><div><br>
Learn more at axaxl.com</div><div></div><h2 class="jobSectionHeader"><b><br>
What</b><b> </b><b>We</b><b> </b><b>Offer
</b></h2><p><b>Inclusion &amp; Diversity</b></p><div>
AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic.</div><div><div><br>
</div></div><div>At AXA XL, we know that an inclusive culture and a diverse workforce enable business growth and are critical to our success. That&rsquo;s why we have made a strategic commitment to attract, develop, advance and retain the most diverse workforce possible, and create an inclusive culture where everyone can bring their full selves to work and can reach their highest potential. <i>It&rsquo;s about helping one another &mdash; and our business &mdash; to move forward and succeed.</i></div><br>
<div></div><ul><li>
Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe
</li><li>Robust support for Flexible Working Arrangements
</li><li>Enhanced family friendly leave benefits
</li><li>Named to the Diversity Best Practices Index
</li><li>Signatory to the UK Women in Finance Charter</li></ul><div></div><div><br>
Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer.</div><div></div><div><b><br>
Sustainability</b></div><div><div><br>
</div></div><div>At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called &ldquo;Roots of resilience,&rdquo; focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.</div><div><div><br>
</div></div><div>Our Pillars:</div><div></div><ul><li><b><br>
Valuing nature: </b>How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society &ndash; are essential to our future. We&rsquo;re committed to protecting and restoring nature &ndash; from mangrove forests to the bees in our backyard &ndash; by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.</li><li><b>
Addressing climate change: </b>The effects of a changing climate are far reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.</li><li><b>
Integrating ESG: </b>All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We&rsquo;re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.</li><li><b>
AXA Hearts in Action</b>: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL&rsquo;s &ldquo;Hearts in Action&rdquo; programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day &ndash; the Global Day of Giving.</li></ul><div><div><br>
</div></div><div>For more information, please see Sustainability at AXA XL.</div><div></div><div><br>
The U.S. pay range for this position is USD 78,000 &ndash; 123,200. Actual pay will be determined based upon the individual&rsquo;s skills, experience, and location. We strive for market alignment and internal equity with our colleagues&rsquo; pay.</div><div></div><div><br>
At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We<b> </b>also<b> </b>believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about<b> </b>AXA XL&rsquo;s benefits offering<b>s</b>, please visit US Benefits at a Glance 2025.</div></div></div><div></div>

Associate Underwriter- General Industries, Middle Market

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