insurance underwriter

steadfast group

We are looking for an experienced Group Medical Insurance Underwriter responsible for assessing, evaluating, and underwriting group medical insurance applications for businesses, organizations, and other entities. This role involves analyzing risk, calculating premiums, determining coverage options, and making decisions that align with the company&rsquo;s underwriting policies and industry regulations. The underwriter works closely with the sales, operations, and client management teams to provide comprehensive insurance solutions to clients while ensuring profitability for the company.Job Responsibilities:<ul><li>Customer communication and Support:</li><li>Develop and propose customized medical insurance plans for groups, aligning with client needs while ensuring profitability and compliance with regulatory standards.</li><li>Liaise with clients, and agents to explain underwriting decisions, provide clarifications, and resolve any issues related to medical coverage.</li><li>Liaise with clients &amp; sales advisors on al enquires, understand client requirements and provide adequate solutions and technical guidance. When required, should accompany sales advisors for client meetings &amp; presentations.</li><li>Risk Evaluation:</li><li>Evaluate and assess group medical insurance applications by analyzing client data, medical histories, claims records, and other relevant information to determine risk and coverage options.</li><li>Calculate premiums for group health insurance plans based on risk factors, including group size, claims history, industry type, and health conditions. Provide quotes and ensure the accuracy of pricing.</li><li>Monitor and analyze claims trends and emerging risks within group policies. Recommend adjustments or improvements to mitigate risks and optimize policy performance.</li></ul>Work closely with sales and account management teams to understand client needs, resolve issues, and enhance customer satisfaction. Support brokers by answering technical questions and providing recommendations on plan options.<ul><li>Compliance &amp; Regulations:</li><li>Stay updated on industry regulations, market trends, and changes in laws related to group medical insurance. Ensure all underwriting activities comply with state, federal, and company-specific policies.</li><li>Ensure all underwriting decisions are made in accordance with the company's underwriting guidelines, industry regulations, and legal requirements.</li><li>Documentation:</li><li>Maintain detailed records of underwriting decisions, client communications, and policy changes. Prepare reports on underwriting activity, including risk exposure and trends.</li><li>Team Collaboration &amp; Communication:</li></ul>Requirements:<ul><li>Minimum 1 years of UAE experience in coordination group medical insurance or a similar role in the insurance broker industry.</li></ul>Familiarity with the UAE insurance market and regulatory requirements is an advantage.<ul><li>Strong knowledge of group health insurance products, insurers, underwriting processes, and risk assessment methodologies.</li><li>Strong ability to analyze complex data and make informed underwriting decisions.</li><li>High level of accuracy and attention to detail in evaluating applications and calculating premiums.</li><li>Strong attention to detail and ability to handle multiple inquiries or tasks simultaneously.</li><li>Proficient in CRM systems and Microsoft office.</li><li>Ability to work under pressure to meet sales targets and deadlines.</li><li>Excellent written and verbal communication skills. Ability to explain technical terms and policies in an easily understandable manner.</li></ul>Job Type: Full-timePay: AED7,000.00 - AED8,000.00 per monthApplication Question(s):<ul><li>Do you have experience in Insurance Broker Company?</li><li>What is your current/last drawn Salary?</li><li>Can you join Immediately?</li></ul>

Group Medical Coordinator

Policybazaar Middle East Insurance Brokers LLC

OverviewA Group Medical Insurance Underwriter evaluates and prices group health insurance plans for employer-sponsored benefits programs. They analyze group demographics, medical claims experience, industry risks, and market trends to determine appropriate premiums, benefits, and coverage terms. Their goal is to balance competitive pricing with sound risk management while ensuring compliance with regulatory and organizational guidelines.Role &amp; Responsibility<ul><li>Analyze census data, medical claims experience, and group demographics to assess overall risk.</li><li>Prepare new business and renewal quotes using established rating models and underwriting guidelines.</li><li>Recommend plan designs, pricing adjustments, and alternative benefit structures based on risk findings.</li><li>Review industry classification, participation levels, and plan utilization to identify potential risk concerns.</li><li>Communicate underwriting decisions to brokers, sales teams, and internal stakeholders clearly and professionally.</li><li>Maintain accurate documentation of assumptions, rate calculations, and final decisions.</li><li>Ensure compliance with internal standards, insurance regulations, and data privacy requirements.</li><li>Collaborate with actuarial teams, product development, and account management to support group retention and growth.</li></ul>Qualifications<ul><li>Strong analytical skills and the ability to interpret complex health claims and utilization reports.</li><li>Proficiency in Excel, rating tools, and underwriting software.</li><li>Excellent communication, negotiation, and decision-making abilities.</li><li>Detail-oriented with strong organizational and time-management skills.</li><li>Bachelor&rsquo;s degree in insurance, business, statistics, healthcare, or a related field (preferred).</li><li>1&ndash;2 years of experience in group medical underwriting, group benefits, actuarial support, or related fields.</li></ul>Job Types: Full-time, PermanentPay: AED4,000.00 - AED5,000.00 per month

Group Medical Underwriter / Insurance Company

Ageas Insurance Limited

Job Title: Risk & Governance UnderwriterTarget Start Date: ASAPContract Type: Permanent, Part Time, Full Time, Job Share option availableSalary Range: £35,000 - £40,000 Dependant on experienceLocation: Eastleigh - Hybrid, FlexibleClosing Date for applications: Friday 7th November Risk & Governance Underwriter: Ageas Insurance has an exciting opportunity available for a Risk & Governance Underwriter. As a Risk & Governance Underwriter, you will be heavily involved in the creation and completion of robust and well evidenced fair value assessments at all stages of a product's lifecycle, which will encompass new product approval, significant change approval, and in-life review. The Risk & Governance Underwriter will contribute to the robust oversight of Ageas' products, and the value they offer to our customers. This oversight will cover how Ageas' products are designed, how they operate and are utilised, and how they are distributed to customers. Main Responsibilities as Risk & Governance Underwriter: <ul> <li>You will also be involved in governing how Ageas' products are distributed to customers, and how distributors and co-manufacturers meet their own regulatory requirements, and the risk appetite of Ageas (including, but not limited to, remuneration).</li><li>Contributing to overall reporting, ensuring your areas of focus are added to, and compliment, a holistic view of products and distribution. Concerns should be called out at all stages.</li><li>Involvement in recommending appropriate actions to address concerns and improve customer outcomes. Actions may be internal, external, or a combination of the two, and can be investigative, corrective, or preventative in nature.</li><li>Supporting the completion of other regular and ad-hoc regulatory tasks, including, but not limited to, MID compliance.</li><li>Supporting and leading on the management of Risk Events and UW operational risks, as appropriate.</li></ul> Skills and experience you need as Risk & Governance Underwriter: <ul> <li>A good degree of numeracy, alongside analytical skills, and the ability to interpret and present data for a wide audience.</li><li>Ability to interpret detailed information and explain it in a clear and logical way.</li><li>Proactive, self-motivated, and able to work with minimal supervision, with a desire to learn.</li><li>An understanding of the regulatory environment of the insurance market (especially Consumer Duty and PROD) and what may impact Ageas' ability to meet its requirements.</li><li>An understanding of insurance products and their distribution, including how products designed, sold, and administered, and the relationship between a distributor and manufacturer.</li></ul> At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK.Here are some of the benefits you can enjoy at Ageas: Flexible Working- Smart gives employees flexibility around location (as long as it's within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares. We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days. Supporting your Health- Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities - Mindfulness. Supporting your Wealth- Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans. Supporting you at Work- Well-being activities, mindfulness sessions, Sports and Social Club events and more. Supporting you and your Family-Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks' full pay. Benefits for Them- Partner Life Assurance and Critical Illness cover. Get some Tech- Deals on various gadgets including Wearables, Tablets and Laptops. Getting around- Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover. Supporting you back to work- Return to work programme after maternity leave. About Ageas:We are one of the largest car and home insurers in the UK.Our Peoplehelp Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers.As an inclusive employer, we encourage anyone to apply. We're a signatory of the Race at Work Charter and Women in Finance Charter, member of iCAN and GAIN. As a Disability Confident Leader, we are committed to ensuring our recruitment processes are fully inclusive. That means if you are applying for a job with us, you will have fair access to support and adjustments throughout your recruitment experience. If the list does not cover the support you need, please contact our Recruitment Team to discuss how they can help. We also guarantee an interview for applicants with a disability who meet the minimum criteria for the role. For more information, please see Ageas Everyone.We have a zero-tolerance approach towards any form of harassment during the recruitment process, ensuring that everyone is treated with respect and professionalism.Our aim is to have great people everywhere in our business and we're always looking for outstanding people to join us. Most roles across Ageas a

Risk & Governance Underwriter

AXA XL

<div>
 Ready to kick start your career? Join AXA XL as an Associate Underwriter and embark on a comprehensive Underwriting Development Program designed to build your expertise in insurance. Throughout this program, you will gain hands-on experience, participate in industry-specific training, and explore emerging trends. You'll also develop essential business skills through interactive workshops; all while being mentored by experienced professionals. This unique opportunity is crafted to accelerate your growth within the underwriting field and prepare you for a successful career in insurance.
 
 
 Our Wholesale Solutions team at AXA XL, poised for growth in the dynamic world of Excess and Surplus lines. This is a unique opportunity to be part of an innovative team that has been unlocking the future since 1978, creating teams that excel at innovation, expanding geographically, building new products, and serving our wholesale partners with excellence.
 
 
 As an Associate Underwriter, you will support the Underwriting team and act as the owner and principal facilitator of assigned accounts. The Associate Underwriter will perform front-to-end activities throughout the life cycle of renewal and prospect accounts from submission to expiration with Underwriting oversight. This program will launch in June/July of 2026.
 
 
 What you&rsquo;ll be doing
 
 
 What will your essential responsibilities include?
 
 
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 Pre-underwrites, evaluates risk, and assesses completeness of the underwriting package before underwriter is required to review. Communicate directly with Brokers on behalf of the Underwriters to collect account and insured information necessary for risk analysis.
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 Perform and apply knowledge of line of business specific product underwriting rules and/or guidelines for pre-analysis support of submission in preparation of further analysis for quoting stage.
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 Develop initial pricing, basic coverage structuring, quotation, and binder packages of the risk on behalf of the Underwriter.
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 Collaborate effectively with Underwriters, Brokers, Reinsurers, and internal units within AXA XL to manage the status and workflow of multiple tasks and accounts.
 </li>
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 Communicate account status to ensure completion of outstanding subjectivities needed to execute policy issuance and premium collection as part of bound accounts.
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 Develops initial pricing, basic coverage structuring, quotation, and binder packages of the risk on behalf of the underwriter. Calculate base rating and apply experience modifications as part of underwriting package completed by Underwriting Support Unit for Underwriter review.
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 Manage the workflow of multiple tasks and maintain a detailed understanding of the status of various tasks owned by Underwriters, Brokers, Reinsurers, and AXA XL internal network.
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 Communicate account status to ensure completion of all tasks including premium collection as part of bound accounts.
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 Collaborate and correspond verbally and in written format with internal and external contacts across the country, keeping in mind differences in time zones, to achieve a high level of service and meet client expectations.
 
 
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 </ul>
 What you&rsquo;ll bring
 
 
 
 Desired Skills And Abilities
 
 
 
 We&rsquo;re looking for someone who has these abilities and skills:
 
 
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 Exceptional organizational and time management skills with the ability to perform accurate mathematical calculations.
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 Robust collaborative skills in a fast-paced team-centric environment.
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 Outstanding interpersonal, presentation, written and verbal communication skills.
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 The ability to demonstrate critical thinking, decision making, and problem-solving skills.
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 A bachelor&rsquo;s degree is required.
 
 
 </li>
 </ul>
 Who we are
 
 
 AXA XL, the P&amp;C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don&rsquo;t just provide re/insurance, we reinvent it.
 
 
 How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business &minus; property, casualty, professional, financial lines and specialty.
 
 
 With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.
 
 
 Learn more at axaxl.com
 
 
 What we offer
 
 
 
 Inclusion
 
 
 
 AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That&rsquo;s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential.
 
 It&rsquo;s about helping one another &mdash; and our business &mdash; to move forward and succeed.
 
 
 
 <ul>
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 Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
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 Robust support for Flexible Working Arrangements
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 Enhanced family-friendly leave benefits
 </li>
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 Named to the Diversity Best Practices Index
 </li>
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 Signatory to the UK Women in Finance Charter
 
 
 </li>
 </ul>
 Learn more at Inclusion &amp; Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.
 
 
 
 Total Rewards
 
 
 
 AXA XL&rsquo;s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.
 
 
 We&rsquo;re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.
 
 
 
 Sustainability
 
 
 
 At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called &ldquo;Roots of resilience&rdquo;, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.
 
 
 
 Our Pillars
 
 
 
 <ul>
 <li>
 Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future. We&rsquo;re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
 </li>
 <li>
 Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
 </li>
 <li>
 Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We&rsquo;re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
 </li>
 <li>
 AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL&rsquo;s &ldquo;Hearts in Action&rdquo; programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving.
 
 
 </li>
 </ul>
 For more information, please see Sustainability at AXA XL.
 
 
 
 Applicants for this role must be legally authorized to work in the United States without sponsorship now or in the future.
 
 
 
 The U.S. base salary range for this position is $66,600- 105,100 USD.
 
 
 Actual pay will be determined based upon the individual&rsquo;s skills, experience and location. We strive for market alignment and internal equity with our colleagues&rsquo; pay.
 
 
 At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL&rsquo;s benefits offerings, please visit US Benefits at a Glance 2025.
</div>

Underwriting Development Program- Associate Underwriter; Wholesale

Geisinger

Job Title: Underwriter Senior, Geisinger Health Plan (Eastern United States resident) Location: Danville, Pennsylvania Job Category: Actuarial Services & Underwriting, Geisinger Health Plan Schedule: Days Work Type: Full time Department: GHP Underwriting Department Date Posted: 09/16/2025 Job ID: R-83843 Job SummaryWe are seeking a highly skilled and detail-oriented Senior Underwriter with strong expertise in Administrative Services Only (ASO), Stop Loss, and pharmacy risk evaluation to join our dynamic team. This role is critical in evaluating risk, pricing strategies, and ensuring sustainable growth across our self-funded product lines. Job Duties Calculates premium rate proposals and develops product portfolios for new client groups and renewal business. Contributes to the achievement of the financial and marketing objectives for the thorough assessment of group risk, the expected cost to deliver services, the expected marketability and competitiveness of health care services that will result in profitable enrollment. Uses actuarial data in standard application of various rating methodologies and formulas and identifies potential areas for application of underwriting judgment. Confers with management to identify and develop methods and procedures to obtain greater efficiency. Provides support to Management relative to financial forecasting, profitability and expense analysis, and assigned special projects. <ul><li> Analyze the risk of a group and calculate premium rates for new and renewal clients adhering to regulatory requirements, underwriting guidelines and pricing strategies to achieve target financial results. </li><li> Analyze claims experience, demographics, benefit plans, group attributes and competitor data. Applies underwriting judgment as appropriate. </li><li> Complete Request for Proposals providing explanations of rate action, configuration of benefits and market position to sales, client, broker, or consultant. Organizes proposal questionnaire responses to consulting firms. </li><li> Presents key accounts to all levels of management providing an explanation of premium rating strategies, product offerings and market position specific to the account. </li><li> Conducts conference calls with the clients and sales to interpret the renewal and new business proposal rating, negotiating premium reductions as part of these calls. </li><li> Assists with designing and implementing rating models. Recommends measures to improve efficiency and ensure accuracy. </li><li> Acts as a department resource for co-workers, sales, and inter-departmental projects </li><li> Assists in preparing various management reports to analyze the financial risk for the health plan. Utilizes a high level of experience in Excel and reporting programs for special analysis </li></ul> Work is typically performed in an office environment. Accountable for satisfying all job specific obligations and complying with all organization policies and procedures. The specific statements in this profile are not intended to be all-inclusive. They represent typical elements considered necessary to successfully perform the job. EducationAssociate's Degree- (Required) ExperienceMinimum of 7 years-Related work experience (Required) Our Purpose & ValuesOUR PURPOSE & VALUES: Everything we do is about caring for our patients, our members, our students, our Geisinger family and our communities. KINDNESS: We strive to treat everyone as we would hope to be treated ourselves. EXCELLENCE: We treasure colleagues who humbly strive for excellence. LEARNING: We share our knowledge with the best and brightest to better prepare the caregivers for tomorrow. INNOVATION: We constantly seek new and better ways to care for our patients, our members, our community, and the nation. SAFETY: We provide a safe environment for our patients and members and the Geisinger family We offer healthcare benefits for full time and part time positions from day one, including vision, dental and domestic partners. Perhaps just as important, from senior management on down, we encourage an atmosphere of collaboration, cooperation and collegiality. We know that a diverse workforce with unique experiences and backgrounds makes our team stronger. Our patients, members and community come from a wide variety of backgrounds, and it takes a diverse workforce to make better health easier for all. We are proud to be an affirmative action, equal opportunity employer and all qualified applicants will receive consideration for employment regardless to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or status as a protected veteran.

Underwriter Senior, Geisinger Health Plan (Eastern United States resident)

Diedre Moire Corp.

Construction Surety - Bond Underwriter - Greeley, CO Insurance Underwriter Construction Surety Bid Bonds Performance Bonds Payment Bonds Surety Bonds Financial Analysis Risk Assessment Infrastructure Industrial Commercial Construction Contract Surety Contract Bonds Bid Bonds Performance Bonds Payment Bonds Maintenance Bond Latin America USA Canada _ . Join team of Surety Underwriters in underwriting new and renewal construction contract surety accounts such as: Construction Contract Bonds; Bid Bonds; Performance Bonds; Payment Bonds; Maintenance Bonds, etc. Activities: Underwrite and manage existing bond accounts and lines of credit. Collaborate with agency base to solicit new business. Develop and execute marketing materials and activities to grow book of business. Desired Experience: 3+ years of Surety or similar Insurance Underwriting experience. OFFERS COMPANY PAID RELOCATION to a rapidly up and coming Southwestern Financial Business Center near their major universities where beautiful new homes are available at fantastically low prices, taxes are some of the lowest in the nation, and the well paid professional community supports record breaking public elementary and high school educations. Excellent opportunity comes with an industry competitive compensation package, bonuses, 401(k) plans, medical and dependent care plan, employee assistance program, generous paid vacation time, numerous professional growth opportunities, education assistance, and more! For complete details contact Greg Foss at: ext 270 Or submit resume online at: Or email to: Please reference when responding. Education Requirements: Bachelor DegreeMinimum Experience Requirements: 2-5 yearsJob City Location: GreeleyJob State Location: COJob Country Location: USASalary Range: $150,000 to $300,000 Diedre Moire Corporation, Inc. WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Construction Surety Bid Bonds Performance Bonds Payment Bonds Surety Bonds Financial Analysis Risk Assessment Infrastructure Industrial Commercial Construction Contract Surety Contract Bonds Bid Bonds Performance Bonds Payment Bonds Maintenance Bond Latin America USA Canada DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove  in the subject line to Or, visit the website at . If you have further concern regarding email received from us, call

Surety Underwriter

Arma Underwriting Ltd

A specialist multi-line underwriting agency is seeking an Underwriter in Dubai to evaluate risks, manage a portfolio, and maintain client relationships. The ideal candidate will have 5-8 years of experience in Professional Indemnity or D&O insurance, along with strong communication skills and a relevant degree. This full-time, on-site role offers a chance to work within a regulated framework and stay ahead of industry trends.

D&O & PI Underwriter - Dubai Portfolio Lead

Search 10000+ Insurance underwriter jobs near you this December. New roles added regularly across leading industries. Apply today.