insurance underwriter

Reliance Insurance Brokers

We are looking for an experienced General Insurance Underwriter to join our team. The successful candidate will bring a deep understanding and practical experience in evaluating risks for various insurance productsResponsibilities:1. Assess insurance applications to establish suitable coverage levels and premiums.2. Evaluate risk factors and decide on the acceptance or rejection of risks according to established criteria.3. Perform detailed risk assessments and investigations to mitigate potential losses.4. Keep abreast of industry developments and regulatory changes to ensure adherence to compliance standards.5. Negotiate terms and conditions with clients or insurers as required.6. Continuously review and refine underwriting decisions and processes to drive improvement.Join our team and be part of a growing company!Apply now!email: loraine@relianceins.aeJob Type: Full-time

General Insurance Underwriter

AskTech (Pvt) Ltd. Subsidiary of Askari General Insurance Company Limited

Job Title: Junior UnderwriterDepartment: UnderwritingLocation: LahoreJob Level: Entry LevelNature of Job: Desk JobCategory: Full Time EmploymentNo. of Positions: 2Gender Preference: No PreferenceRemuneration: Market CompetitiveLast Date to Apply: October 26, 2025Job Summary:We are seeking a detail-oriented and motivated Junior Underwriter to support our underwriting teams in assessing risk and efficiently manage insurance applications within assigned limits for various business classes including but not limited to fire, motor, marine, travel, miscellaneous. As a Junior Underwriter, you will assist in gathering and analysing data, performing risk assessments, and ensuring compliance with company policies and regulatory standards.Job Description:<ul><li>Assist in reviewing insurance applications for various classes of business e.g. motor, marine, fire, miscellaneous, travel etc. for completeness and accuracy.</li><li>Support senior underwriters in evaluating the risk of insuring a person or asset.</li><li>Help prepare and issue insurance quotes and policy documentation.</li><li>Enter and maintain data in underwriting software.</li><li>Monitor existing policies for changes in risk or compliance issues.</li><li>Stay up to date on industry trends, regulatory requirements, and internal underwriting guidelines.</li></ul>Job Specification:Education Qualification:<ul><li>Minimum Bachelor&rsquo;s degree in Business/ Finance/ Insurance/Risk Management.</li></ul>Relevant Experience:<ul><li>0&ndash;2 years of experience in general insurance, risk assessment, or a similar field.</li></ul>Essential Skills:<ul><li>Strong analytical and organizational skills.</li><li>Attention to detail and ability to handle data accurately.</li><li>Proficient in Microsoft Office (Excel, Word, Outlook).</li><li>Excellent written and verbal communication skills.</li><li>Ability to work both independently and as part of a team.</li></ul>Job Type: Full-timeWork Location: In person

Junior Underwriter

Relm Insurance

<div>WHO WE ARE
Based in Bermuda, Relm Insurance Ltd. (&ldquo;Relm&rdquo;) is the first IIGB (Innovative Insurer General Business) insurer regulated by the Bermuda Monetary Authority (&ldquo;BMA&rdquo;). Since inception, Relm has remained focus on its Vision of &ldquo;Making Innovation Resilient&rdquo; by providing insurance to companies pioneering new horizons in technology in more than 35 countries around the world. Relm&rsquo;s dynamic global team has executed market-leading insurance solutions for companies operating in web3, AI, financial technology, biotech and other important emerging sectors. 
WHAT WE ARE LOOKING FOR
At Relm Insurance Ltd, our Mission is &ldquo;To contribute to the building of the future by creating solutions for complex risks in innovative markets.&rdquo; In our pursuit to lead the market in these emerging areas of innovation, we're seeking a dynamic and curious individual for the role of Underwriter, Space Economy. This is an important role in assisting Relm to redefine the insurance landscape by creating and pricing pioneering risk solutions. 
In addition professional insurance experience, this role will require an aptitude for creativity, critical thinking, problem-solving, and a willingness to approach underwriting and product development initiatives with a solution-oriented mindset. 
At all times, the Underwriter must embody Relm&rsquo;s Core Values of Accountability, Collaboration, Curiosity &amp; Creativity, and Courage &amp; Optimism and continually reinforce the importance of these values with all team members.
Requirements
WHAT YOU WILL DO 
Underwriting the Space Economy<ul><li>
Source, underwrite, price, and negotiate commercial risks in the Space Economy including technology risks associated with the supply chain and downstream providers as well as launch and in-orbit risks, in line with the company&rsquo;s strategy and risk appetite to ensure profitability, retention, and written premium goals are achieved.</li><li>
Exercise discretion and independent judgment in the analysis and evaluation of risk to achieve optimal outcomes</li><li>
Negotiate and draft insurance products and endorsements.</li><li>
Develop relationships with brokers and policyholders to establish new distribution relationships and organic growth opportunities.</li><li>
Conduct market research to identify new product development opportunities and more effective underwriting methods.</li><li>
Assist with strategic planning by developing and maintaining suitable management information to effectively evaluate the portfolio.</li><li>
Effectively market and articulate the company&rsquo;s value proposition and product offering to brokers and clients.</li><li>
Collaborate with colleagues to achieve goals and drive cross-sell opportunities.</li><li>
Communicate directly and proactively with clients to understand and underwrite their innovative technologies.</li><li>
Work in partnership with clients, brokers, and third parties to develop unique and tailored solutions (including insurance products) to mitigate the risks arising from these.</li><li>
Contribute to the development of groundbreaking insurance products that address complex and emerging risks. This includes creating new product concepts, designing features and endorsements, and ensuring that products are tailored to meet the evolving needs of our current and future clients.</li><li>
Liaise and collaborate with internal stakeholders, such as Distribution, Underwriting, Actuarial, Claims, Reinsurance, and Technology (among others) to research, evaluate and underwrite these complex risks, ensuring a balanced approach between risk-taking and profitability.</li><li>
Work closely with actuaries to develop and refine rating models that accurately reflect the risks associated with emerging technologies in the Space Economy, ensuring competitive and sustainable pricing.</li><li>
Prepare detailed reports on risk exposures, highlighting potential impacts on the portfolio and recommending strategies to mitigate adverse effects.</li><li>
Conduct in-depth research on emerging trends, technologies, and regulatory changes in the Space Economy sector that could impact the insurance landscape. Use insights to inform product development and underwriting decisions.</li><li>
Collaborate internally and externally to conduct market analysis and competitor assessments to identify gaps and opportunities in the insurance landscape to inform product development and underwriting strategies.</li><li>
Represent the company at industry events, conferences and seminars as a subject matter expert on insuring emerging technologies. Contribute to white papers, blogs, and other thought leadership initiatives.</li><li>
Continuously seek opportunities to enhance underwriting processes and product offerings by integrating new technologies and methodologies.</li><li>
Ensure that all underwriting activities comply with regulatory requirements and internal policies.</li></ul> 
General<ul><li>
Collaborate with various internal departments on strategic initiatives for the business which may not be owned by Product Innovation but require support.</li><li>
Mentor and guide other Product Innovation team members and Underwriting staff, where required.</li><li>
Engage with, and contribute to, business-wide KPIs, including but not limited to: GWP targets, CSR requirements, and CPD requirements.</li></ul> 
WHAT YOULL BRING TO THE TABLE 
<ul><li>
Minimum of 3 years of underwriting experience in commercial insurances for innovative and fast-moving technology sectors. Experience in insuring the &ldquo;new&rdquo; space economy and its emerging technologies is a distinct advantage.</li><li>
Bachelor's degree in aerospace engineering or a related field. Professional Insurance qualifications (e.g., ACII, CPCU) are highly desirable.</li><li>
Strong analytical and critical-thinking skills with the ability to assess complex risks and problem solve.</li><li>
Experience in developing rating models in collaboration with actuaries.</li><li>
Experience in developing product wordings through collaboration.</li><li>
Expertise in preparing risk exposure reports and presenting findings to senior management.</li><li>
Entrepreneurial mindset with a passion for innovation and staying ahead of industry trends.</li><li>
Excellent communication and interpersonal skills, with the ability to build strong relationships with internal and external stakeholders.</li><li>
Proven ability to work in a fast-paced, dynamic environment and manage multiple priorities.</li><li>
Strategic thinking with a strong business acumen and a results-oriented approach.</li><li>
Effective project management skills, with the ability to work across functions to meet deadlines and deliverables.</li><li>
Effective communication and presentation abilities, with a knack for conveying complex ideas in a clear and persuasive manner.</li><li>
Strong organizational and time management skills.</li><li>
Advanced skills across all Microsoft Office applications (familiarity with Mac OS is a plus).</li><li>
Ability to work outside of core hours and travel overseas, as required.</li></ul>
Benefits
WHAT WE OFFER 
<ul><li>
Comprehensive Health &amp; Wellness Coverage: We fully cover 100% of your supplemental health, dental, vision, disability, and life insurance plans, so you can focus on what matters most&mdash;your health and well-being.</li><li>
Generous Pension Plan: Enjoy peace of mind with a 10% employer contribution to your pension, securing your future while you excel in your role.</li><li>
28 Days of Paid Annual Leave: Take time to recharge with 28 days of vacation, because we believe in work-life balance.</li><li>
Professional Growth &amp; Development: We invest in your growth through continuous training, development programs, and mentorship opportunities to help you reach your full potential.</li><li>
Travel &amp; Commuting Perks: Benefit from travel incentives, including commuting and parking support, so you can get to work with ease.</li><li>
Wellness &amp; Fitness Benefits: Stay fit and healthy with gym memberships and access to exercise classes&mdash;because we care about your well-being.</li><li>
Your Voice Matters: Work in an environment where your ideas and opinions are not just heard but valued&mdash;helping shape the success of our team.</li><li>
Endless Growth Opportunities: We offer multiple pathways for career advancement and personal development, ensuring you have the resources to grow within the company.</li><li>
Flexible Work Arrangements: Enjoy a hybrid work environment that supports your career while offering the flexibility you need for a family-friendly lifestyle.</li></ul> 
At Relm, you won&rsquo;t just join a company - you&rsquo;ll be part of a team that&rsquo;s shaping the future. If you&rsquo;re ready to make an impact, we&rsquo;d love to hear from you.</div>

Underwriter, Space Economy

Citi

<div>Corporate Regional Markets and Public Sector (CRMPS) Underwriting is an integral part of the Institutional Credit Management (&ldquo;ICM&rdquo;) organization. Underwriting&rsquo;s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Wholesale Credit Risk and Banking&rsquo;s shared commitment to ensuring the safety and soundness of wholesale lending.
Staffers have dual responsibility of setting the direction for and leading the analysts while also acting as an Underwriter for a select number of relationships.
This role has responsibility for a portfolio of Corporates, Financials Institutions and Public Sector relationships in the Middle East and Central Asia. The role reports directly to the Underwriting Sub-Cluster Head for Middle East and Central Asia.
Key Responsibilities:
<ul><li>Accountability for ensuring risk analysis of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations</li><li>
Undertake account allocation to various underwriters and lead the workflow allocation on a dynamic basis to support timely support to transactions while meeting KPIs on extension rates, past due ratings and past due CCMs.</li><li>
For a select number or relationships, act as the Underwriter working closely with Banking, Product and Risk partners.</li><li>
Continuous engagement with applicable Banking and Independent Risk senior stakeholders in the region to so as to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team</li><li>
Execute Underwriting Head plans, strategy and objectives for Underwriting</li><li>
Engage in regular dialogue with Underwriters to obtain feedback on analysts and ensure ongoing and timely feedback is provided to analysts.</li><li>
Identifying and delivering on the training needs of the analysts.</li><li>
Coaching of analysts to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution</li><li>
Partnering with the sub-cluster head and the MEA Underwriting Head on internal projects, transformation / productivity initiatives as well as regulatory remediation efforts. Address and escalate emerging risk concerns and to share best practices</li><li>
Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent</li><li>
Support Voice of Employee (VOE) initiatives</li></ul>
Knowledge/Experience:<ul><li>
Demonstratable financial services experience, including 7-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience</li><li>
Deep knowledge of Wholesale Credit Processes and organizational awareness including Underwriting functions, covered portfolios, and processes</li><li>
Proficient understanding of policies and procedures with the ability to execute change seamlessly</li><li>
Demonstrating the skills aligned with Senior Credit Officer (SCO) designation</li><li>
Excellent and thorough knowledge of Citi&acute;s systems</li><li>
Significant experience in preparing presentations for seniors</li><li>
Outstanding awareness and adherence to the control environment</li></ul>
Skills/Competencies:<ul><li>
Strategic orientation to ensure the Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi</li><li>
Recognized as a skillful manager with a track record of building high performing teams</li><li>
Proven culture carrier</li><li>
Powerful interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li><li>
Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision</li><li>
Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li><li>
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills</li></ul>
Qualifications:<ul><li>
BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject</li></ul>
-
Job Family Group:
Risk Management
-
Job Family:
Credit Risk
-
Time Type:
Full time
-
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. 
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Middle East ICM Underwriter and Staffer

NTT DATA

<div>Job Details 
 
Description 
 
Underwriter 
 
Key Responsibilities 
 
Conducts risk assessments and follows NLG Underwriting philosophies by analyzing data, using tools (e.g. medical records, prescription databases, borrowing history, credit rating etc.), and third party information (e.g. medical records, prescription databases, borrowing history, credit rating etc.) to protect NLG bottom line and maintain profitability by avoiding fines and putting good risk on the books. 
 
Proactively seeks information (e.g. processes, philosophies, etc.), takes advantage of both formal and informal educational opportunities (e.g. medical and mentoring discussions, etc.) to build the foundations of a solid Underwriting career and continuously expand knowledge, skills, and abilities. 
 
Coordinates and communicates (verbal and written) with internal and external constituents to gather information, gain insights, and explain Underwriter decisioning and works to build relationships in a way that demonstrates seamless service excellence. 
 
Participates in interdepartmental presentations, helps with new hire training in various subjects. At the higher levels of Underwriting, will guide and educate others to improve Underwriting quality, capabilities, efficiencies, and output. 
 
Identifies, communicates, and resolves escalations to deliver on seamless service and protect the bottom line. 
 
Factors that lead to success in this role: 
<ul><li>
You get excited, and feel rewarded, in helping people (Customer Focus)</li><li>
You bounce back from setbacks easily (Being Resilient)</li><li>
You tackle tough assignments, face difficult issues, and challenge the status quo with courage</li><li>
You readily and easily adapt to people and situations, using appropriate empathy (Situational Adaptability, Empathy)</li><li>
You relate comfortably with different types of people and easily build rapport and long-standing relationships (Interpersonal Savvy)</li><li>
You use a mixture of analysis, wisdom, experience, and judgement to make sound decisions (Decision Quality)</li><li>
You can clearly convey your message verbally and written (Communicates effectively), and demonstrates strong listening skills</li><li>
You use business knowledge and experience to guide actions (Business insights)</li><li>
You deal constructively with problems that do not have clear answers, appropriately handling risk (Manages Ambiguity)</li><li>
You are great at multi-tasking in a fast-paced, production environment and are technology savvy (web searches, MS Office, data bases, and Mainframes)</li></ul> 

Minimum Qualifications: 
<ul><li>
Bachelor's degree preferred, and minimum 2 years Life Underwriting experience in production-oriented environment required</li><li>
Must be able to pass a background check</li></ul></div>

Transaction Quality Assurance Analyst

Essent Guaranty, Inc.

<div>Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company (collectively with its subsidiaries, &quot;Essent&quot;) which serves the housing finance industry by offering private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. We are focused on managing risk and dedicated to serving as a strong and fair counterparty. As a company, we bring strong private capital and a commitment to risk management to the mortgage insurance industry. 
Title: Senior Title Underwriter 
 
Location: Central Region (Kansas, Missouri, Nebraska) 
Responsible for underwriting decisions pertinent to residential and commercial properties located within assigned state and back-up underwriting support in additional jurisdictions as needed. Provides advisory guidance to associates, independent agents, and customers on underwritten files. Monitors and manages high liability approvals. 
As a dynamic and resourceful professional, we will rely on you to perform the following duties:<ul><li>
Underwrite commercial and residential title closings. Assist independent and affiliated agent title and escrow officers on extraordinary issues, questions, and closing problems.</li><li>
Support Company efforts with assigned state regulators, rating agencies, and bureaus and licensing organizations. Review and approve high liability orders within maximum approved limits. Provide independent and affiliated agent training.
</li><li>Advise independent and affiliated agents regarding escrow and title closing issues. Respond to claim problems, advise the title, or escrow officers involved with Claims Department approval.</li><li>
Participate as requested by management in marketing and education efforts, including developing and making presentations to large and small groups, writing bulletins and articles for Essent Title and outside publications. Stay current and distribute to staff information regarding new laws and procedures. Participate in title industry associations, state, and local title organizations and related industry and state bar associations.</li><li>
Utilize underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance. Provide guidance to company personnel in the performance of real estate settlement services. Issue underwriting standards and guidelines in accordance with established company processes.
</li><li>Manages staff to balance workloads and accomplish results through effective recruitment, selection, training, development, performance management, and recognition; holds direct reports accountable for developing staff competency in their areas of responsibility and meeting assigned goals and objectives.</li><li>
Perform other duties as assigned by management.</li></ul> 
Minimum Education &amp; Experience Requirements:<ul><li>
Bachelor&rsquo;s Degree with Juris Doctorate required.</li><li>
7+ years of title insurance underwriting experience and real estate transactional background.</li><li>
Ability to travel up to approximately 30%.
</li><li>Supervisory responsibilities.</li><li>
Continuing legal education requirements. Member of Bar Association and license to practice law in at least one primary assigned state and willingness to secure license in additional states as warranted by corporate growth.</li><li>
Account base is concentrated in a regional or state footprint.
</li><li>Maintain flexible hours and work location.</li><li>
Knowledge and familiarity of real estate law.</li><li>
Knowledge of state specific real estate and title insurance law in assigned account base region.</li><li>
Strong understanding of fundamental concepts, practices and procedures of real estate title and settlement process. General knowledge of Federal and State regulations related to real estate title insurance and settlement services.</li><li>
Understanding of underwriting real estate transactions for the issuance of title insurance policies. Ability to collaborate and act decisively.
</li><li>Knowledge of management principles and techniques with business and leadership skills.</li><li>
Excellent communication, presentation, and negotiation skills.</li><li>
Strong organizational skills with the ability to multi-task, prioritize and timely follow up.
</li><li>Attention to detail and accuracy.</li></ul> 
Our commitment to your success is enhanced by our competitive salary and comprehensive benefits package including paid time off, medical, dental, vision, 401(k) and disability benefits. We work to maintain a positive environment for our employees, where people can learn and grow with the company. Essent is an Equal Opportunity Employer.</div>

Senior Underwriting Counsel (Central Region)

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