international bank manager

European Bank for Reconstruction and Development

<div><div><div><div><div>Requisition ID</div> <div>36553</div>
</div><br>
<div><div>Office Country</div> <div>T&uuml;rkiye</div>
</div><br>
<div><div>Office City</div> <div>Istanbul</div>
</div><br>
<div><div>Division</div> <div>Banking Countries of Operations</div>
</div><br>
<div><div>Contract Type</div> <div>Regular</div>
</div><br>
<div><div>Contract Length</div>
</div><br>
<div></div><div><div>Posting End Date</div> <div>30/03/2026</div></div></div></div><br>
<div></div>
<div>
</div><p><b>Purpose of Job:</b></p><br>
<p></p>
<p>
The Associate Banker will join the Energy Eurasia team of Sustainable Infrastructure Group that covers T&uuml;rkiye, Caucasus, Central Asia &amp; Mongolia.</p>
<p>
The Associate Banker contributes to all phases of the project cycle, including project origination, structuring, execution, and implementation and monitoring. The Associate Banker will take responsibility for those tasks assigned to him/her by the operation leader, which may include undertaking comprehensive due diligence, including financial, market, integrity and EBRD policy compliance, as well as effective post-signing implementation and monitoring. The Associate Banker carries out these tasks as part of a project team under the guidance of an operation leader or under the supervision/guidance of more senior bankers or the team Director. The Associate Banker role may also include elements of business/pipeline development, client management and policy dialogue.</p><br>
<p></p>
<p><b>
Accountabilities &amp; Responsibilities:</b></p><br>
<p></p>
<p>
Under the guidance of the operation leader or a more senior banker:</p><br>
<p></p>
<p>
Structuring and Execution</p><br>
<p></p>
<ul><li>Work as a project team member on transactions, contributing to all aspects of project structuring and execution, including comprehensive research and analysis of background materials, market information and financial performance data; analyse and evaluate potential risks related to the proposed project, including analysis of financial statements, preparing and updating financial models/projections and working with client counterparts, consultants and other parties to progress the project;</li></ul>
<ul><li>Actively contribute to, in some cases lead, the design and implementation of Technical co-operation assistance, including preparation of terms of reference and internal approval documentation, to support the related investment project or the related policy dialogue initiative, ensuring that Technical co-operation assistance processing and approval fits with the approval schedule of the related investment project or the related policy dialogue initiative;</li></ul>
<ul><li>Be the primary driver of the scope and quality of project due diligence, including financial, market, integrity and EBRD policy compliance;</li></ul>
<ul><li>Prepare internal project documentation, including approval project memoranda, financial models, draft term sheets, presentations, etc. as and when required;</li></ul>
<ul><li>As may be requested, assist with communication with other internal units of the Bank, clients and other stakeholders, at the operational level, such as preparing draft correspondence, presentations, and following up on internal emails;</li></ul>
<ul><li>Ensure that all tasks are completed within the specified time frames to a high standard and in line with the policies, procedures and objectives of the Bank.</li></ul><br>
<p></p>
<p>
Portfolio Monitoring, Value Creation and Reporting</p><br>
<p></p>
<ul><li>Take responsibility for the implementation and monitoring of all projects to which the Associate Banker is assigned, including compliance with project agreements and Bank procedures related to disbursement; monitoring of progress of the project implementation and financial performance of the client; assessing evolving risk factors and monitoring and assessing covenant compliance;</li></ul>
<ul><li>Prepare timely and comprehensive monitoring reports and include recommendations for corrective actions where required and ensure these proposed corrective actions and recommendations are brought to the attention of more senior team members;</li></ul>
<ul><li>As/when required ensure effective implementation and monitoring of TC assignments including compliance with donor reporting requirements and operational objectives.</li></ul>
<ul><li>As a project team member perform all such tasks as may be assigned by the operation leader and provide constructive advice, guidance and supervision to more junior members of the project team.</li></ul><br>
<p></p>
<p>
Business Development</p><br>
<p></p>
<ul><li>Assist, as required, with marketing and business development efforts.</li></ul><br>
<p></p>
<p>
The responsibilities of the Associate Banker are designed to allow for the development of transaction expertise and expansion of responsibilities leading to assuming the role of an operation leader on standard, non-complex transactions under the supervision/guidance of more senior bankers or the Team Director.</p><br>
<p></p>
<p><b>
Qualifications &amp; Skills / Experience &amp; Knowledge:</b></p><br>
<p></p>
<p><b><i>
Qualifications and Skills:</i></b></p><br>
<p></p>
<ul><li>Bachelor&rsquo;s degree. Master&rsquo;s degree preferred or equivalent experience in the areas of expertise.</li></ul>
<ul><li>Professional qualification such as ACA, CFA, ACCA, or CIMA desirable.</li></ul>
<ul><li>Strong quantitative/numerical skills are critical with the ability to interpret financial information and to design, develop, use and audit financial models.</li></ul>
<ul><li>Credit analysis skills, with the ability to interpret accounts, understanding local and international accounting principles and practice of credit analysis.</li></ul>
<ul><li>At least 6 years experience in finance or banking sector or the energy sector and preferably in renewable energy is required.</li></ul>
<ul><li>Experience in complex project finance structures preferred.</li></ul>
<ul><li>Computer literacy, conversant with Microsoft Office and spread sheet packages including financial analysis and modelling modules.</li></ul>
<ul><li>Excellent understanding of relevant systems and processes.</li></ul>
<ul><li>Ability to work effectively as a team member and to deadlines and under time pressure.</li></ul>
<ul><li>Excellent written and oral communication skills in English.</li></ul>
<ul><li>Experience in working in T&uuml;rkiye is desirable.</li></ul><br>
<p></p>
<p><b><i>
Experience &amp; Knowledge:</i></b></p><br>
<p></p>
<ul><li>Relevant financial industry experience from an investment or commercial bank, private equity firm, asset management firm, or auditing/financial consulting firm operating to international standards.</li></ul>
<ul><li>Practical experience of participating in transactions through the full project life cycle.</li></ul>
<ul><li>Exposure to industry/country experience.</li></ul><p></p><div><b><br>
What is it like to work at the EBRD? / About EBRD</b></div><br>
<div></div>
<div>
Our agile and innovative approach is what makes life at the EBRD a unique experience! You will be part of a pioneering and diverse international organisation, and use your talents to make a real difference to people's lives and help shape the future of the regions we invest in.</div><br>
<div></div>
<div>
At EBRD, our Values &ndash; Inclusiveness, Innovation, Trust, and Responsibility &ndash; are at the heart of how we work. We bring these to life through our Workplace Behaviours: listening well and speaking up, collaborating smartly, acting decisively with full commitment, and simplifying to amplify our impact. These principles shape our culture and define our success. We seek individuals who not only share these values but are also committed to embedding them in their daily work, fostering a positive and high-performing environment.</div><br>
<div></div>
<div>
The EBRD environment provides you with:</div>
<ul>
<li>Varied, stimulating and engaging work that gives you an opportunity to interact with a wide range of experts in the financial, political, public and private sectors across the regions we invest in.</li>
<li>A working culture that embraces inclusion and celebrates diversity. Our workforce reflects a broad range of backgrounds, perspectives, and experiences, bringing fresh ideas, energy, and innovation and enhancing our ability to serve our clients, shareholders, and counterparties effectively.</li>
<li>A hybrid workplace that offers flexibility to teams and individuals; that is based on trust, flexibility and connectedness.</li>
<li>An environment that places sustainability, equality and digital transformation at the heart of what we do.</li>
<li>A workplace that prioritises employee wellbeing and provides a comprehensive suite of competitive benefits.</li></ul><br>
<div></div>
<div>
Diversity is one of the Bank&rsquo;s core values which are at the heart of everything it does. As such, the EBRD seeks to ensure that everyone is treated with respect and given equal opportunities and works in an inclusive environment. The EBRD encourages all qualified candidates who are nationals of the EBRD member countries to apply regardless of their racial, ethnic, religious and cultural background, gender, gender identity, sexual orientation, age, socio-economic background or disability.</div><br>
<div></div>
<div>
Please note, that due to the high volume of applications received, we regret to inform you that we are unable to provide detailed feedback to candidates who have not been shortlisted (for further consideration).</div><br>
<p><br>
<b>Job Segment: </b>Sustainability, Credit Analyst, Private Equity, Bank, Banking, Energy, Finance</p></div>

Associate Banker - Energy Eurasia

First Security Bank

<div><p><b>Important Information Regarding Application Process</b>: Please note that we <b>do not accept resumes</b> and encourage applicants to <b>include work history on our formal application available via the </b><b><i>&quot;Apply Now&quot;</i></b><b> link</b>. *Data from a resume cannot be downloaded into an application. We invite you to view additional job opportunities at https://www.fsbank.com/about/join-us/.</p>
<p><b>SUMMARY</b><br>
First Security Bank is seeking a professional, energetic, and team-oriented individual to join our team as a Banking Center Manager! If you are passionate about serving our Arkansas communities and want to be part of a dynamic, service-driven team, we encourage you to apply!</p>
<p>In this role, you will ensure the efficient daily operations of a full-service banking center and provide secure, innovative financial solutions while fostering a safe, professional, and growth-focused work environment. This role includes modeling company values, supervising and training staff, and resolving customer inquiries to maintain high service standards. <b>This position requires on-site work.</b></p>
<p><b>QUALIFICATIONS | EDUCATION | EXPERIENCE | SKILLS</b><br>
To perform this job successfully, an individual must be able to execute each essential duty satisfactorily. The items listed below are representative of the knowledge, skill, and/or abilities necessary for this position.</p>
<ul><li>Must be at least 18 years of age.</li>
<li>High School Diploma or GED <b>required</b>.</li>
<li>Associates and/or bachelor's degree related to business and/or finance <b>preferred</b>.</li>
<li>Completion of Retail Banking Supervisor checklist (internal) <b>required; or</b></li>
<li>3-5 years of retail banking experience with a strong understanding of Retail Banking Specialist functions <b>required</b>.</li>
<li>Completion of Retail checklists through Manager level within <b>1</b> year will be <b>required</b>.</li>
<li>1-2 years&rsquo; supervisory/leadership experience <b>preferred</b>.</li>
<li>Proficiency with Outlook, Word, Excel, typing, 10-key, and utilization of the internet is <b>required</b>.</li>
<li>Commitment to demonstrating Core 5 values with customers and coworkers.</li>
</ul>
<p><b>HOURS OF AVAILABILITY: </b>Regularly Scheduled Hours/Week: 40 (+) hours | Monday &ndash; Friday 7:45am - 5:30pm | Saturday 8:45am - 12:00pm (up to 2 per month) | *Extended working hours may be required.</p>
<p><b>ESSENTIAL DUTIES AND RESPONSIBILITIES:</b><br>
Responsible for management of the banking center team, including service, sales, and operations. Adhere to all department and company policies and procedures and follow applicable banking regulations.</p>
<div><ul><li>Provide comprehensive training and ongoing development for retail staff on bank protocols, operations, policies, products, and services to support high-quality service, sales, and cross-selling.</li></ul>
<ul><li>Foster and maintain a welcoming, customer-focused environment, strengthening relationships through exceptional service and active community engagement.</li></ul>
<ul><li>Lead weekly meetings to ensure clear communication of directives, performance updates, and goals between departments and leadership.</li></ul>
<ul><li>Apply essential employment law principles, consistently interpret and enforce bank policies and procedures, and perform and supervise all key retail responsibilities.</li></ul>
<ul><li>Ensure audit controls are consistently followed and that monthly audits, checklists, and reports are completed accurately and on time.</li></ul>
<ul><li>Maintain a strong understanding of physical security equipment and enforce security procedures to protect the team and the banking center, reporting any concerns to the Security team.</li></ul>
<ul><li>Monitor compliance with regulatory requirements, including the Bank Secrecy Act, Regulation CC, Regulation E, and Fair Lending.</li></ul>
<ul><li>Assist with unusual transactions and resolve customer complaints with professionalism and clarity.</li></ul>
<ul><li>Responsible for opening and maintaining customer accounts while providing operational support by pulling and balancing teller drawers when necessary.</li></ul>
<ul><li>Collaborate with management to develop banking center goals and implement effective strategies to achieve them.</li></ul>
<ul><li>Protect all customer information and bank operations through strict confidentiality.</li></ul>
<ul><li>Operate computer software and equipment, telephone, scanner, and copier, and develop proficiency with internal banking systems.</li></ul>
<ul><li>Maintain a valid driver's license, reliable transportation, punctual attendance, and the ability to work on-site with occasional extended hours when necessary.</li></ul>
<ul><li>Attend various Retail training classes and perform additional duties as assigned by management.</li></ul>
</div>
<p><b>SUPERVISORY RESPONSIBILITIES: </b>Under the guidance of the Retail Operations Manager, this role provides supervision to retail employees by monitoring and evaluating performance, addressing issues proactively, and making well-informed, timely decisions based on careful assessment of each situation.</p>
<p><b>SOFT SKILLS</b><br>
Foster a culture that values high ethical conduct, critical thinking, problem-solving, engagement, teamwork, and provides exceptional service. Establish positive and productive work relationships that provide honest feedback that generates trust.</p>
<p><b>PHYSICAL DEMANDS</b><br>
Possess sufficient mobility to work in a standard office setting. Perform repetitive hand, arm, wrist, and finger movements while handling currency, documents, and/or office equipment. Substantial time may be spent on the telephone, operating computers, reaching, sitting, and/or standing while occasionally stooping, kneeling, or crouching. The employee must have the ability to speak and hear well enough to carry on customer interactions, conversations, and presentations both in person and over telecommunications. Have near/far visual acuity to identify customers, currency, and reading materials in printed or electronic formats. The employee must occasionally lift and move up to 25 pounds. Ability to hold a valid driver's license with access to a vehicle that can be used for business travel purposes.</p>
<p>The work environment described here is representative of what an employee encounters while performing the essential functions of this job successfully. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.</p>
<p><b>MENTAL DEMANDS</b><br>
The duties of this position require strong independent problem-solving skills to manage multiple projects and their accurate and timely completion. Able to interact with and lead others in a calm and patient manner; maintaining confidentiality and professionalism in all situations. Able to analyze information, evaluate options, and make sound judgements in a timely manner. Strong mathematical competency related to currency, including adding, subtracting, multiplying, and dividing whole numbers, fractions, and decimals. This position also requires the ability to read and interpret documents, draft instructions or presentations, and articulate complex information in written or oral form.</p></div>

Banking Center Manager

The Provident Bank of New Jersey

<div><div>How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania, and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees&rsquo; experience.</div><div></div><div><b><br>
POSITION OVERVIEW:</b></div><p>
At Provident Bank, the Senior Personal Banker plays a key role in the Branch sales and service environment through building mutually beneficial and long-term customer relationships by providing a positive customer experience and has a thorough understanding of our core culture of the &quot;attraction, expansion, and retention&quot; of customer relationships.</p><p>
The Senior Personal Banker provides a high-level of service while greeting customers, performing needs-based assessments, opening accounts, cross selling, tele-consulting, developing relationships, servicing accounts, and acting as lobby manager. Researches and resolves complex account issues and/or customer inquiries. Promotes organizational products and services by referring current or prospective customers to the Assistant Branch Manager, Branch Manager, Market Sales Manager, or appropriate internal or external business partners. Additional responsibilities include processing customer transactions, including but not limited to check cashing, withdrawals, deposits, and loan payments.</p><p>
This position will focus on managing a book-of-business that is comprised of customers with the management objectives being retention and relationship development. Serves as a liaison to actively refer and coordinate specialist support from lending, investment, trust specialists, treasury management and other internal and external business partners. The Senior Personal Banker is self-motivated, a problem solver, functions independently and as an operational supervisor when necessary, and provides flexibility of coverage for the Branch by providing all aspects of sales and service.</p><p>
This position may be eligible to obtain Life and Health Licensing.</p><div></div><div><br>
All Provident Bank employees are expected to adhere to the Bank&rsquo;s Code of Ethics, Core Values, and Mission Statement. Works under general supervision.</div><div></div><div><b><br>
KEY RESPONSIBILITIES:</b></div><div><b>
Sales</b></div><ul><li>
Meet sales referrals and cross-selling goals by knowing the features and benefits of all products and services to satisfy the needs of the customers</li><li>
Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services</li><li>
Actively refers customers for commercial products or services to branch manager, market manager, or appropriate business partner</li><li>
Exceed customer expectations through active engagement, commitment and dedication to servicing and building customer relationships</li><li>
Advance the Bank's Corporate Sales Program through the consultative need&rsquo;s assessments of customers, developing new relationships, expanding existing ones and is responsible for managing and growing a book-of-business.</li></ul><div></div><div><b><br>
Service</b></div><ul><li>
Identify opportunities with customers and prospective customers through lobby management</li><li>
Assist customers and prospective customers with digital technologies and provide referrals to other lines of business.</li><li>
Helps maintain cost efficiency to achieve goals of the branch; assures quality of customer service and adherence to sales and brand standards</li><li>
Responsible for sales and service</li><li>
Execute expectations for a positive customer service experience</li></ul><div></div><div><b><br>
Operations</b></div><ul><li>
Ensures operational and financial safety and soundness in accordance with Bank&rsquo;s policies, compliance, and applicable laws and regulations</li><li>
Leverages lobby management as a tool for controlling and mitigating risk</li><li>
Establishes customer identity according to guidelines and adheres to all other compliance procedures</li><li>
Assists branch management with branch operations as needed</li></ul><ul><li>
Opening, closing, and supervising the servicing of the branch in the absence of branch management</li><li>
Assists Personal Bankers with more complex and escalated customer questions and inquiries, including providing supervisor overrides when needed</li><li>
Performs transactions including but not limited to: check cashing, withdrawals, deposits and loan payments</li><li>
Prepares and/or completes Currency Transaction Reports and Suspicious Activity Forms (CTR/SAF) for appropriate transactions</li><li>
Assists in training other branch employees</li><li>
Provide support to the contact center when there are high call volumes</li><li>
Handle customer inquiries by telephone</li><li>
Provides access to safe deposit boxes</li></ul><p></p><p><b><br>
MINIMUM QUALIFICATIONS:</b></p><ul><li>
High school diploma or GED</li><li>
Minimum of 6 months providing sales/service to customers in a retail environment</li><li>
Strong interpersonal skills, including listening, written and verbal communication</li><li>
Ability to work a flexible schedule based upon the needs of the business</li><li>
Demonstrations positive and professional demeanor with all customers and co-workers</li><li>
Strong math and analytical skills</li><li>
Ability to handle escalated matters and problem solve for resolution</li><li>
Understand and adhere to safety and security practices</li><li>
Demonstrate and apply good relationship building skills</li><li>
Proficient at establishing strong connections with customers and prospective customers through consultative conversations affording presentations of sales opportunities</li><li>
Strong customer service and advocacy skills</li><li>
Strong organizational and time management skills</li><li>
Strong PC skills. Ability to quickly learn various computer programs, including Microsoft office</li><li>
Required to register as a mortgage loan originator with the NMLS prior to being allowed to take mortgage loan applications, negotiate or extend terms of a mortgage or other loan secured by a residence.</li></ul><p></p><p><b><br>
PREFERRED QUALIFICATIONS:</b></p><ul><li>
2 years providing sales and service to customers in a retail environment</li><li>
Retail banking experience</li><li>
Supervisory experience</li><li>
Life and Health Licenses to support investment program</li></ul><div></div><div><b><br>
WORKING CONDITIONS:</b></div><div>
Retail Banking Branch Areas</div><div></div><div><br>
Work is mainly performed under general office conditions in a retail-banking establishment. Willing and able to work required overtime. Willing and able to travel to other locations/branches. Must be flexible and demonstrate the ability to adapt to new job locations and reassignments as directed.</div><div><br>
</div><ul><li>Lifting from 5 to 25 lbs. (Coins)</li><li>
Prolonged sitting/standing</li><li>
Occasional bending or stooping (To retrieve coins from individual vault)</li></ul><div></div><p><br>
Work is performed in a normal office environment. Noise levels are usually moderate. May also involve travel to customers and property locations.</p><div><b><i>
This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.</i></b></div><div></div><div><i><br>
Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.</i><i><br>
</i></div><div></div><div>We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.</div><div></div><p><b><br>
Pay Details:</b></p><p>
$20.62 - $25.74</p><div>
Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.</div><div></div><div><br>
This role is incentive eligible based upon company, business, and/or individual goal achievement and<i> </i>performance.</div><div></div><div><br>
Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank&rsquo;s Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.</div></div>

Senior Personal Banker - Milltown (Full-time)

VAM SYSTEMS

<div><b>Job Description</b><p><b><br>
We are</b> currently looking for<b> </b><b>Officer (Processor-Trade Finance) </b>for our<b> UAE </b>operations</p><p><b>
Education:</b></p><ul><li>
Diploma / Bachelor&rsquo;s Degree</li></ul><p><b>
Professional / Technical Qualifications / Diplomas:</b></p><ul><li>
Conversant with basic banking and trade finance terminologies</li><li>
Knowledge on UCP (latest version), Inco-terms, ISBP, URC (latest version), Uniform Rules for reimbursement URR (latest version), URDG and ICC opinions and preferably CDCS (Certified Documentary Credit Specialist)</li></ul><p><b>
Experience:</b></p><ul><li>
2 - 3 years&rsquo; experience in trade finance or in banking</li></ul><p><b>
Other Skills Required for the Job:</b></p><ul><li>
Good Communication skills</li><li>
High proficiency in business writing</li><li>
Strong analytical and problem solving skills</li><li>
Working knowledge of IT applications</li><li>
Customer Service</li><li>
Team Work</li><li>
Proficiency in MS-Office &ndash; Word, Excel, Power Point</li><li>
Ability to multi-task and capability to deal with pressure</li><li>
Familiar with the bank&rsquo;s policies and procedures</li></ul><p><b>
Duties and Responsibilities:</b></p><ul><li>
Ensure the customer applications / requests received are time-stamped, duly completed and signed.</li><li>
Process trade transactions (end-to-end) as per the existing Standard Operating Procedures ensuring all activities are completed within the agreed turn-around times with a high degree of accuracy.</li><li>
Process Letters of Credits, Guarantees and Collections in accordance with international rules and regulations in a way that supports the business units and ensures a good working relationship with Bank's clients.</li><li>
Ensure to prepare a checklist for all transactions and appropriate approvals are obtained for any deviations from the Standard Operating Procedures.</li><li>
Maintain files and update correspondences by recording systematically to ensure efficient retrieval of documents.</li><li>
Identify bugs/flaws and propose improvements in systems/ processes to enhance efficiency.</li><li>
Secure thorough knowledge on processing of all Trade products and self-train to perform assigned tasks effectively.</li><li>
Monitor charges and commissions by maintaining records either manually or via systems for follow-up and recovery.</li><li>
Monitor and review Nostro statements on incoming funds for settlement and charges.</li><li>
Provide privileged client service to all internal and external queries responding to all emails and phone calls.</li><li>
Provide technical advice and consultancy services to internal and external clients by safeguarding bank and customers against fraud and money laundering transactions.</li><li>
Pass manual vouchers for transactions, if necessary.</li></ul><p></p><p><b><br>
Joining time frame: 2 weeks (maximum 1 month)</b></p></div>

Trade Finance Officer - Banking

<div>
 At EY, we&rsquo;re all in to shape your future with confidence.
 <br/>
 <br/>
 We&rsquo;ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go.
 <br/>
 <br/>
 Join EY and help to build a better working world.
 <br/>
 <br/>
 <strong>
  The opportunity
  <br/>
  <br/>
 </strong>
 We have an exciting opportunity to join our International Tax &amp; Transaction Services (ITTS) practice as a
 <strong>
  Manager
 </strong>
 where you will have the chance to advise various clients on the regional and international tax implications of their operations in line with the relevant tax codes and jurisdictions. This is an advisory-focused role that specializes in international tax matters such as (but not limited to): permanent establishment, double taxation, cross-border treaties, tax structuring, corporate tax impact assessments, withholding tax, and any other relevant matters.
 <br/>
 <br/>
 <strong>
  Your Key Responsibilities
  <br/>
  <br/>
 </strong>
 You will spend your time assisting with the successful delivery of technically complex and demanding international tax engagements, ensuring technical and practical excellence to maximize client service quality.
 <br/>
 <br/>
 As part of a global entity, you can also expect to manage leads and opportunities from other areas of the tax practice and the wider EY network and help them do the same.
 <br/>
 <br/>
 Moreover, you will be a core contributor to the development of the practice through initiatives such as delivering internal training, developing precedents, sharing knowhow, participating in team and firm events, giving internal and external presentations, and producing expert articles for publications.
 <br/>
 <br/>
 <strong>
  Skills And Attributes For Success
  <br/>
  <br/>
 </strong>
 We are looking for someone with a client-driven approach to work, strong commercial and strategic awareness, excellent communication skills, and the ability to motivate and encourage project teams.
 <br/>
 <br/>
 You will also need to have strong technical knowledge and subject matter expertise on the various topics related to international tax in addition to a keen understanding of the tax laws and codes of the jurisdictions you are expected to work with.
 <br/>
 <br/>
 <strong>
  Qualifications &amp; Experience
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   A relevant Bachelor&rsquo;s degree focused on Tax, Economics, Accounting, or Finance, or related area in addition to an approved professional qualification such as ADIT, ATT, ACCA, CPA, CA, or LLB. Alternatively, a relevant Masters&rsquo; degree is also acceptable.
  </li>
  <li>
   6 years or more of relevant, client-facing international tax advisory experience.
  </li>
  <li>
   Broad exposure to international taxation with focus on inbound and outbound investments.
  </li>
  <li>
   Strong organizational, project management, analytical and verbal/written communication skills
  </li>
  <li>
   Experience of managing a team and/or mentoring and developing more junior team members
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Ideally, you&rsquo;ll also have
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Advanced knowledge or specialization in a particular area of international tax.
  </li>
  <li>
   Fluency in Arabic, both written and spoken.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  What We Look For
  <br/>
  <br/>
 </strong>
 We are interested in aspiring legal professionals with an enthusiastic, flexible, and positive approach to work and challenges who are interested in building their career within a rapidly developing, fast-paced environment.
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 <br/>
 <strong>
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International Tax Advisor - Manager - Manama, Bahrain

Horizon Bank

<div><b>Job Overview</b><p><br>
The Universal Banker Supervisor will support the operations of the Universal Banker team as delegated by management, and solve complex issues related to customer transactions. Serve as trainer/mentor to new hires; provide ongoing coaching/training to advisors. Perform regular Universal Banker duties in conjunction with supervisory responsibilities.</p>
<p>
Process customer transactions and new account opening timely, efficiently, and accurately. Complete customer initiated account maintenance and all other tasks associated with customer requests. Originate new deposit accounts and consumer loans. Responsible for initiating, enhancing and maintaining customer relationships by providing Exceptional Service and Sensible Advice. Able to probe for information regarding customer&rsquo;s needs and provide effective solutions. Must demonstrate a high of degree initiative and leadership and mastery of bank products and services, taking responsibility to keep up-to-date on changes.</p>
<p>
Universal Banker Supervisor generally has 3+ years of banking experience or professional sales experience in a service-oriented environment.</p><b><br>
Principal Accountabilities</b><p><br>
Provide on-site supervision to enhance a positive teamwork environment, focusing on Universal Banker activities, management directives and branch goals. Solve complex issues related to customer transactions. Serve as trainer/mentor to new hires; provide ongoing coaching/training to advisors. Perform regular Universal Banker duties in conjunction with supervisory responsibilities.</p>
<p>
Represent the Bank to the customer in a courteous, professional manner in face-to-face and telephone communications. Provides timely, efficient, and accurate service in processing transactions in accordance with all regulations, policies and procedures. Maintain expert knowledge of bank processes, products and services, as well as banking regulations including Bank Secrecy Act (BSA). Develop and enhance customer relationships to identify cross selling and referral opportunities. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank&rsquo;s commitment to the communities in which we serve through support of local organizations and events.</p><b><br>
Duties</b><br>
<ul>
<li>Supervise Universal Banker activities based on management objectives and branch goals.</li>
<li>Display a high degree of initiative and influence others to deliver excellent customer experience, both internal and external.</li>
<li>Ability to solve complex issues related to transaction processing, new account opening and maintenance and customer needs.</li>
<li>Train and mentor new hires; provide ongoing training to advisors.</li>
<li>Approve system over-rides.</li>
<li>Responsible for proof operations.</li>
<li>Process customer transactions, customer initiated account maintenance and all other tasks associated with customer requests.</li>
<li>Report suspicious transactions or unusual occurrences to supervisor.</li>
<li>Complete customer initiated account maintenance and all other tasks associated with customer requests.</li>
<li>Recommend bank products and services to meet customer&rsquo;s changing needs.</li>
<li>Train on vault responsibilities for management of cash inventories</li>
<li>Efficiently gather customer information, identify financial needs, and educate customer on products and services. Recommend products based on the customer&rsquo;s needs.</li>
<li>Originate new deposit accounts including checking, savings, ATM/Debit Cards, money market, CDs, IRAs and commercial accounts.</li>
<li>Originate and provide advice on consumer loan products including personal loans, installment loans, home equity loans and lines of credit.</li>
<li>Originate business deposit accounts, associated services and refer additional products and service to Treasury Management or Business Banker.</li>
<li>Process basic life events including distribution of customers&rsquo; estates to beneficiaries from any deposit account. Recommend referrals to trust department when appropriate.</li>
<li>Educate customers on digital banking services and encourage electronic banking and e-statement adoption.</li>
<li>Develop long-standing relationships with customers by providing Exceptional Service and Sensible Advice through knowledge of bank products and services such as business, commercial and mortgage lending as well as trust services.</li>
<li>Participate in all office marketing and sales projects and promotions.</li>
<li>Partner with branch advisors to uncover customer needs and cross-sell opportunities.</li>
<li>Effectively use risk management tools to mitigate risk and minimize exposure to loss. Report unusual activity following established procedures.</li>
<li>Maintain established controls such as identification procedures, check holds, and all other pertinent verification necessary to transact business.</li>
<li>Promptly address customer questions and concerns through investigation. Report to management to formulate corrective action.</li>
<li>Conduct and document periodic risk reviews and run reports as needed.</li>
<li>Perform all work in compliance with established regulations, policies, and established procedures.</li>
<li>Maintain customer privacy and protect bank operations by keeping information private and confidential.</li>
<li>Participate in ongoing skill, sales training, compliance, risk management and security training as required for the position and apply knowledge in daily tasks.</li>
<li>Other duties as assigned.</li>
</ul><br>
<b>Qualifications &amp; Skills</b><br>
<ul>
<li>High school diploma or equivalent</li>
<li>3+ years of experience as a Universal Banker or the equivalent preferred; supervisory experience preferred.</li>
<li>Must successfully complete consumer lending training and consistently demonstrate the required level of mastery of the lending products and processes.</li>
<li>Strong sales initiative and ability to develop ongoing customer relationships.</li>
<li>Present a professional image and communicate effectively with the public, co-workers, management, customers and others in a courteous, positive and professional manner.</li>
<li>Ability to read, process, understand and apply written training material content to daily activity.</li>
<li>Ability to follow detailed instructions and a wide range of procedures requiring sound judgment.</li>
<li>Ability to perform basic mathematical computations using various business machines and/or computers.</li>
<li>Must have proficient typing and computer skills.</li>
</ul><br>
<b>Core Competencies</b><br>
<div>
<div><div><div><ul><li>Adaptability &amp; Flexibility</li>
</ul>
</div><div><ul><li>Prospecting and Referring</li></ul><br>
</div>
</div><br>
<div><div><ul><li>Educating Others</li>
</ul>
</div><div><ul><li>Teamwork</li></ul><br>
</div>
</div><br>
<div><div><ul><li>Problem Solving</li>
</ul>
</div><div><ul><li>Risk Assessment</li>
</ul>
</div></div><br>
</div></div><br>
<b>Physical Requirements</b><p><br>
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA).</p>
<div>
<div><div><div><p>Physical Demand:</p></div><div><br>
<p>
Percentage of Time:</p></div></div><div><br>
<div>
<p>Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others.</p></div><div><br>
<p>
90-100%</p></div></div><div><br>
<div>
<p>Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers.</p>
<p>
Able to observe actions of others to ensure safety and security of the facility.</p></div><div><br>
<p>
 90-100%</p></div></div><div><br>
<div>
<p>Constantly operate a computer and other office machinery such as calculator, copy machine, printer and telephone.</p></div><div><br>
<p>
90-100%</p></div></div><div><br>
<div>
<p>Able to remain in upright stationary position at counter height of approximately 48&rdquo; for long periods of time.</p></div><div><br>
<p>
50-75%</p></div></div><div><br>
<div>
<p>Able to grasp, move and sort forms and papers.</p></div><div><br>
<p>
90- 100%</p></div></div><div><br>
<div>
<p>Regularly move about the branch to access teller line, file cabinets, storage drawers and various office equipment, such as cash counters and printers.</p></div><div><br>
<p>
 75-100%</p></div></div><div><br>
<div>
<p>Occasionally position self to reach heights between floor and 6&rsquo;.</p></div><div><br>
<p>
&lt;25%</p></div></div><div><br>
<div>
<p>Must be able to lift up to 50 pounds at a time.</p></div><div><br>
<p>
&lt;5%</p>
</div>
</div><br>
</div></div><p><b>Horizon Bank is a proud Equal Opportunity Employer | Disability | Veteran Employer.</b></p><br>
<p></p>
<p><b>
#LI-DNI</b></p><br>
Job Reference: HRN02002</div>

Universal Banker Supervisor

Mashreq

<div>
 Job Purpose
 <br/>
 - Analyze and process credit proposals and applications of MashreqBank&rsquo;s retail Lending Products for approval or escalation to Credit Supervisors within the stipulated TAT.
 <br/>
 - To ensure smooth implementation of the front end automation of credit process solution across all lending products with significant gains in customer experience and productivity.
 <br/>
 - Regulating all approvals within the Credit Policy and Product parameters.
 <br/>
 - Ensuring consistent application of credit policy, quality of underwriting decisions and of documents held as collateral.
 <br/>
 - Responsible for the supervisory credit review function as and when required for RBG Products through implementation of standard operating procedures and policies as per Product Program Guidelines.
 <br/>
 - Responsible as a reliable back up in the absence of team leader/Asst Manager.
 <br/>
 - Responsible in the development of the new staff into the team and also periodically assist in the training of the new staff in the team
 <br/>
 <br/>
 Key Result Areas
 <br/>
 Credit Analysis
 <br/>
 - Analyzing for approval or escalation to higher authority : eligibility as per policy, bank statement, past data check on &lsquo;banks core systems, review through application processing system and create a credit proposal with all details for further checks and approvals
 <br/>
 - Measuring, evaluate and providing suggestion to improve the team&rsquo;s productivity. This will be done by maintaining key performance indicators and daily productivity MIS
 <br/>
 - To undertake various assigned projects to increase the unit productivity and to enhance product and credit policy for retail lending products.
 <br/>
 Exception Identification
 <br/>
 - Exception identification for eligibility, pricing, CPV, information capture on the system and collateral compliance
 <br/>
 - Communicating major deficiencies and policy violations to Team Leader/Asst Manager for follow-up.
 <br/>
 - Categorizing cases as &lsquo;Declined&rsquo;, &lsquo;Rejected&rsquo;, or &lsquo;for Deviation Approval&rsquo; if above checks fail.
 <br/>
 - To ensure daily productivity targets are met.
 <br/>
 - To ensure quality service to internal / external customers by adhering to the committed turnaround time.
 <br/>
 Training &amp; Testing
 <br/>
 - To be actively involved in the process of training and testing implemented by the quality unit.
 <br/>
 - To help in the on job training of the new staff in the team
 <br/>
 - To be a key team player and should at all times keep the motivation levels up within the team
 <br/>
 Credit Policy / Product Manual &amp; Operational Issues
 <br/>
 - Identifying anomalies in Credit Policy and Product Manual.
 <br/>
 - Recommending additions and modifications to Credit Policy and Product Manual.
 <br/>
 - Recommending improvements in operational procedures and risk areas from time to time.
 <br/>
 <br/>
 Knowledge, Skills and Experience
 <br/>
 - Graduate with 5 years work experience in Credit Management environment.
 <br/>
 - Excellent analytical skills.
 <br/>
 - Sound interpersonal skills
 <br/>
 - Ability to problem solving and work independently.
 <br/>
 - Should be customer focused and achievement oriented.
</div>


Assistant Manager- Credit Initiation & Compliance (Mashreq Global Network)

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