investment banking associate

Citi

<div><h2 class="jobSectionHeader">Discover your future at Citi</h2>
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you&rsquo;ll have the opportunity to grow your career, give back to your community and make a real impact.
<h2 class="jobSectionHeader">Job Overview</h2>
The Investment Banking Analyst is an intermediate level position responsible for assisting clients in raising funds in the capital markets, as well as in providing strategic advisory services for mergers, acquisitions and other types of financial transactions in coordination with the Institutional Banking team. The Investment Banking Analyst also serves as an intermediary in trading for clients. The overall objective of this role is to act as a strategic advisor to our clients by formulating investment strategies and raising capital for clients.
 
 
Responsibilities:
<ul><li>Work with senior Corporate &amp; Investment Bank (CIB) officers and professionals and participate in particular client transactions, projects or assignments as the junior member of the Investment Banking team</li>
<li>Responsible for organizing and analyzing sophisticated financial data used in client proposals and strategic plans</li>
<li>Prepare written recommendations, valuation materials and statistical exhibits for pitches and live deals</li>
<li>Conduct economic/financial research</li>
<li>Evaluate company&rsquo;s financial performance compared to overall industry and market trends</li>
<li>Build complex financial models for valuation purposes</li>
<li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li>
</ul>Qualifications:
<ul><li>2-5 years of relevant experience</li>
<li>Bachelor's degree in Finance or closely related areas of Business Administration</li>
<li>Series 79 and 63 licenses</li>
<li>Consistently demonstrates clear and concise written and verbal communication skills</li>
<li>Ability to work under pressure in a rapidly changing environment in order to meet deadlines</li>
</ul>Education:
<ul><li>Bachelor's degree/University degree or equivalent experience</li>
</ul>This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
-
<h2 class="jobSectionHeader">Job Family Group:
</h2>Institutional Banking
-
<h2 class="jobSectionHeader">Job Family:</h2>
Investment Banking
-
<h2 class="jobSectionHeader">Time Type:</h2>
Full time
-
<h2 class="jobSectionHeader">Primary Location:</h2>
New York New York United States
-
<h2 class="jobSectionHeader">Primary Location Full Time Salary Range:</h2>
$110,000.00 - $135,000.00 
 
In addition to salary, Citi&rsquo;s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental &amp; vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
-
<h2 class="jobSectionHeader">Most Relevant Skills
</h2>Please see the requirements listed above.
-
<h2 class="jobSectionHeader">Other Relevant Skills
</h2>For complementary skills, please see above and/or contact the recruiter.
-
<h2 class="jobSectionHeader">Anticipated Posting Close Date:</h2>
Jul 17, 2026
-
<h2 class="jobSectionHeader">Automated Processing and AI</h2> 
 
We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents &ndash; AI Notice and Right
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</div>

Investment Banking Analyst - Consumer & Retail

JPMorganChase

<div>
 
 Job Description
 
 
 
 We're seeking a highly motivated Associate or Vice President to join our Quantitative Trading &amp; Research (QTR) team in New York. The role blends quantitative development with close engagement with Trading and Risk to deliver impactful solutions.
 
 
 
 Position Summary
 
 
 
 As an Associate or Vice President on the Quantitative Trading &amp; Research team, you will partner closely with both XVA trading and Counterparty Credit risk. You will help in developing of quantitative models to enhance pricing and risk management.
 
 
 
 Job Responsibilities
 
 
 
 <ul>
 <li>
 Design and develop models/analytics for pricing and management of XVA, Margin and Counterparty Credit Risk, from research to product deployment.
 </li>
 <li>
 Partner with Trading and Risk to translate business needs into quantitative solutions, provide ongoing production support including incident triage and root-cause analysis.
 </li>
 <li>
 Own end-to-end delivery with Technology on implementation, testing and deployment.
 </li>
 <li>
 Drive model governance and continuous improvement in partnership with Model Validation, including documentation, controls, and ongoing performance monitoring.
 
 
 </li>
 </ul>
 
 Required Qualification, Capabilities, And Skills
 
 
 
 <ul>
 <li>
 Advanced degree in a quantitative field (or Bachelor's with 2+ years relevant experience).
 </li>
 <li>
 Strong understanding of probability/statistics and derivatives pricing; demonstrated ability to develop new quantitative approaches.
 </li>
 <li>
 Strong programming in Python and/or C++;
 </li>
 <li>
 Clear communicator with strong ownership, problem-solving skills, and ability to thrive in a fast-paced, collaborative environment.
 
 
 </li>
 </ul>
 
 Preferred Qualification, Capabilities, And Skills
 
 
 
 <ul>
 <li>
 Agentic AI and data pipeline/processing experience a plus.
 </li>
 <li>
 Product development lifecycle experience a plus.
 
 
 </li>
 </ul>
 
 ABOUT US
 
 
 
 JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
 
 
 We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
 
 
 We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
 
 
 JPMorgan Chase &amp; Co. is an Equal Opportunity Employer, including Disability/Veterans
 
 
 
 About The Team
 
 
 
 J.P. Morgan's Commercial &amp; Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial &amp; Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
</div>

Quantitative Trading & Research - Portfolio - Associate

<div>JOB DESCRIPTION 
 
 
 
Join our Commercial &amp; Investment Bank Marketing Analytics &amp; Insights team as a Marketing Data &amp; Analytics Associate and help turn data into decisions that matter. You'll work alongside marketers and business leaders to translate complex, multi-source information into clear, actionable insights that shape strategy and elevate how we engage clients&mdash;delivering the right message to the right audience at the right time. This role goes beyond reporting: you'll build analytical frameworks, develop dashboards, and surface growth opportunities using SQL, Python, and advanced techniques including machine learning and Generative AI. If you're energized by solving meaningful problems, challenging assumptions, and communicating insights with impact, this is your opportunity to drive measurable results.
As a Marketing Data &amp; Analytics Associate within our Commercial &amp; Investment Bank Marketing Analytics &amp; Insights team, you sit at the intersection of data, strategy, and marketing impact. You'll partner closely with marketers and business stakeholders to transform complex, multi-source data into clear, actionable insights &mdash; the kind that directly shape strategy and help us reach the right clients with the right message at the right time. This isn't reporting for reporting's sake: you'll build analytical frameworks, design dashboards, and uncover the opportunities hidden in the data, using SQL, Python, and the power of machine learning and Generative AI. You'll think critically, challenge assumptions, and communicate your findings with clarity to both technical and non-technical audiences. If you're ready to see your work move the needle on real business outcomes, we'd love to have you join us.
Job Responsibilities:<ul><li>
Revenue &amp; Strategy Analytics: Develop and deliver data solutions and analytics that directly support revenue generation, including client propensity modeling, opportunity sizing, and next-best-action frameworks. Translate findings into clear strategic recommendations for stakeholders.</li><li>
Campaign &amp; Marketing Insights: Measure and evaluate the effectiveness of marketing campaigns across channels. Build frameworks for attribution, engagement scoring, and audience segmentation that enable precise, high-impact client targeting.</li><li>
Dashboards &amp; Visualization: Design, build, and maintain interactive dashboards and reporting solutions that give stakeholders self-service access to key marketing and revenue metrics &mdash; ensuring reporting is accurate, timely, and aligned with business priorities.</li><li>
Stakeholder Partnership: Collaborate with marketing, technology, and business teams globally to understand their analytical needs, translate business questions into data problems, and communicate complex findings clearly to both technical and non-technical audiences.</li><li>
Entrepreneurial Delivery: Drive results with an entrepreneurial mindset in a fast-paced, high-impact environment.</li></ul>
Required qualifications, capabilities, and skills:<ul><li>
1+ years of hands-on experience in data analytics or a related quantitative role.</li><li>
Advanced proficiency in SQL &mdash; highly comfortable writing complex queries, optimizing performance, and working across large relational databases.</li><li>
Strong proficiency in Python for data manipulation, analysis, and automation (e.g., pandas, NumPy, and related libraries).</li><li>
Conceptual understanding of Generative AI &mdash; while hands-on experience is not required, a solid grasp of concepts such as large language models, prompt engineering, and retrieval-augmented generation, and how these can enhance analytics and marketing workflows</li><li>
Proven ability to create dashboards and visualizations using tools such as Tableau, Power BI, or equivalent platforms.</li><li>
Familiarity with machine learning concepts and experience building basic predictive models.</li><li>
Strong analytical thinking &mdash; able to take ambiguous business questions, structure them as data problems, and deliver clear, insight-driven answers.</li><li>
Excellent communication skills &mdash; able to present findings and recommendations to senior stakeholders with clarity and confidence.</li><li>
Bachelor's degree in a quantitative or technical field such as Computer Science, Data Science, Statistics, Information Systems, or equivalent practical experience.</li></ul>
Preferred qualifications, capabilities, and skills:<ul><li>
Data engineering experience &mdash; familiarity with building and maintaining ETL/data pipelines and transforming data from disparate sources into structured, analysis-ready formats.</li><li>
Experience working with marketing data platforms such as Marketo, Adobe Analytics, Salesforce, or Google Analytics.</li><li>
Experience with cloud-based data platforms such as Databricks, Snowflake, or AWS-based analytics services.</li><li>
Exposure to AI-driven BI tools such as ThoughtSpot, Databricks Genie, or similar next-generation analytics platforms.</li><li>
Graduate degree in a technical or quantitative discipline.</li><li>
Experience in financial services, banking, or B2B marketing analytics environments.</li></ul>
ABOUT US 
 
 
<div><div>JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
</div><div>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
<div>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase &amp; Co. is an Equal Opportunity Employer, including Disability/Veterans 
</div></div></div> 
 
ABOUT THE TEAM
 
 
J.P. Morgan's Commercial &amp; Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial &amp; Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.</div>

Associate - Marketing Data & Analytics

<div>JOB DESCRIPTION 
 
 
We are actively looking for exceptionally talented individuals who are collaborative, confident and motivated to provide a first-class experience to clients within J.P. Morgan's U.S. Private Bank. If you have an entrepreneurial mindset and are looking to constantly challenge yourself, J.P. Morgan is the place for you. You will be working alongside a team of talented colleagues from other markets, businesses and functions to provide you with the opportunity to take your career to the next level. 
 
As a Program Banker Analyst in the U.S. Private Bank, you will work on an integrated team with our bankers, global investment specialists, capital advisors, and trust and estate experts to bring in new clients and to serve existing clients. As a top performing Analyst, you will have the opportunity to continue onto the next phase at the firm as an Associate at the end of the program. Promotional opportunities within J.P. Morgan are based on our business needs and the Analyst's performance. The two-year Analyst Program provides exposure to our multiple business areas within the Private Bank including but not limited to credit and lending, multi-asset class investments, wealth advisory and estate planning.
Job Responsibilities<ul><li>
Help devise customized financial strategies for existing and prospective clients
</li><li>Prepare pitch books and meeting materials</li><li>
Collaborate with integrated team members to analyze balance sheets and understand a clients' investment objectives to produce customized recommendations that consider appropriate risk/return objectives</li><li>
Become an expert in a range of proprietary models to provide recommendations on tailored solutions</li><li>
Conduct research and analysis; assist with product development and prospecting efforts</li><li>
Research client inquiries and manage follow up communication and materials</li><li>
Work directly with clients as you continue to progress in your role</li></ul>
Required Qualifications, Capabilities, and Skills<ul><li>
Bachelor's degree with a minimum overall GPA of 3.2
</li><li>No more than two years of work experience following completion of undergraduate program</li>
Demonstrated aptitude for sales and client relationship management 
<li>
</li></ul>Preferred Qualifications, Capabilities, and Skills<ul><li>
Superior multi-tasking and organizational skills
</li><li>Excellent communication skills and poise giving presentations</li><li>
Genuine interest in financial markets and macro-level economic trends</li><li>
Ability to leverage both quantitative and qualitative resources to understand complex financial situations and present solutions</li></ul>
ABOUT US 
 
 
<div><div>JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
</div><div>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
<div>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase &amp; Co. is an Equal Opportunity Employer, including Disability/Veterans 
</div></div></div> 
 
ABOUT THE TEAM
 
 
J.P. Morgan Asset &amp; Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.</div>

U.S. Private Bank - AWM Program Analyst

NBH Bank

It starts with our culture ...
 Common sense has never been common.
 If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn’t just see a number, they’d see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people’s lives and offer simple solutions.
 That's the basics of Relationships. Fairness. Simplicity®. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.
 We have a long-standing commitment to Equity, Diversity and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.
 This type of position is ideal for someone looking to build a career in finance. We will provide you training and coaching throughout your onboarding experience, as well as on the job. As you demonstrate success, there will be opportunities for advancement within our organization.
 
As an Associate Banker, you will: 
<ul>
<li>Work as an individual contributor at a steady, even pace without a great dependence on other team members to achieve your results.</li>
<li>Operate in a role that has clear direction with established processes and expectations.</li>
<li>Provide support and service to others in an environment free from competition.</li>
<li>Deliver detailed and accurate work by adhering to specific guidelines.</li>
<li>Be an active participant in maintaining guidelines, structure, and established policies as you work with and for others.</li>
</ul>
As an Associate Banker, you will have an opportunity to meet and provide exceptional service to a diverse audience. This will include responsibility for a variety of tasks including introducing clients to new products, services and digital solutions. You will be responsible for processing account transactions, while assisting clients and working towards individual and banking center specific sales and service goals. Additionally, Associate Bankers are expected to assist other departments as needed, build a great rapport with clients and fellow associates, while treating others with respect and consideration regardless of their status or position.
 
Minimum Requirements: 
<ul>
<li>High school diploma or equivalent</li>
</ul>
Desired Skills: Ideal candidates for this position should possess some or all of the following skills:
 <ul>
<li>Previous banking, cash handling or financial service experience</li>
<li>6+ Months of demonstrated successful sales experience</li>
<li>Bilingual language skills</li>
<li>Passionate and motivated self-starter</li>
<li>A passion for educating clients on banking products and digital technologies available at the bank</li>
<li>Strong work ethic and ability to complete work accurately</li>
<li>Ability to think logically in order to analyze situations and make sound decisions</li>
<li>Ability to handle multiple tasks simultaneously</li>
<li>Capacity to work with multiple computer and software systems</li>
<li>Ability to calculate figures and amounts such as cash back and percentages</li>
</ul>
Work Environment: 
We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:
 <ul>
<li>We are committed to our core value of meritocracy and supporting our associates in growing within their role</li>
<li>When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.</li>
<li>An associate must be able to work overtime to the extent necessary (typically no more than 5%).</li>
<li>Flexible scheduling as business needs allow.</li>
</ul>
Incentive and Benefits: 
This role is eligible to participate in a scorecard-based incentive plan, which can significantly increase your overall compensation. Incentives are earned monthly based on the associate’s performance against the defined metrics as outlined in the score card.
 
In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.
 
If this is what you believe in, then you’re definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.
 
The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.
 The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace.
 Colorado Residents: In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
 Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

Personal Banking - Associate Banker

Bank Of Frankewing Llc

<div>Bank of Frankewing has been a trusted local financial resource, proudly serving our community with integrity and dedication. As a family-oriented institution, we prioritize building long-lasting relationships and creating a supportive work environment for our employees. With a legacy of service and commitment, we continue to provide personalized banking solutions that meet the needs of our customers and offer a great place to grow your career.
The Universal Banker is a customer-focused role responsible for providing a wide range of banking services to both existing and new customers. This includes handling deposits, withdrawals, loan payments, and assisting with account services. The Universal Banker will offer exceptional customer service, complete a variety of transactions, and help customers meet their financial goals. In addition, this role supports branch operations, ensures compliance with bank policies, and makes referrals for cross-selling bank products and services.
Key Responsibilities:
Customer Service &amp; Account Services:
Transaction Processing:<ul><li>
Receive customer deposits, loan payments, and process withdrawals from savings/checking accounts.</li><li>
Cash checks, record night and mail deposits, and issue savings withdrawals.</li><li>
Accurately log all transactions into the bank&rsquo;s internal system and maintain up-to-date transaction records.</li><li>
Account Setup &amp; Maintenance:</li><li>
Assist customers in opening new checking, savings, and investment accounts.</li><li>
Ensure that all required customer information is collected and accurately entered into the internal system, including verifying references and documentation.</li><li>
Provide instant-issue debit cards and assist with IRA and CD openings.</li><li>
Process special requests such as closing accounts, ordering checks, providing copies of statements, or referring customers to the appropriate branch representative for further assistance.</li></ul>
Customer Inquiries &amp; Education:<ul><li>
Answer customer inquiries in person or over the phone about products, services, fees, and bank policies.</li><li>
Inform customers about new services, promotions, and products offered by the bank.</li><li>
Assess customer needs and make appropriate referrals for additional banking services.</li></ul>
Cross-Selling &amp; Referrals:<ul><li>
Proactively identify opportunities to cross-sell various bank products and services such as credit cards, personal loans, mortgages, and investment accounts.</li><li>
Make referrals to branch representatives or specialized departments for more complex financial needs.</li></ul>
Cash Handling &amp; Reconciliation:
Cash Drawer Management:<ul><li>
Reconcile the cash drawer daily by accurately counting and packaging currency and coins.</li><li>
Ensure the proper handling of loan coupons and other transactions, turning in excess cash to the head teller as required.</li><li>
Maintain an adequate supply of cash and currency for the branch's operational needs.</li></ul>
Compliance &amp; Security:
Bank Policies &amp; Procedures:<ul><li>
Adhere to all bank operational procedures, security protocols, and compliance regulations by participating in required training and following standard procedures.</li><li>
Maintain confidentiality and safeguard sensitive customer information.</li><li>
Ensure compliance with all applicable laws, regulations, and policies, including BSA (Bank Secrecy Act) and Anti-Money Laundering (AML).</li></ul>
Additional Duties:
Customer Relationship Management:<ul><li>
Continuously provide exceptional customer service to build strong relationships and encourage customer loyalty.</li><li>
Follow up on customer interactions, ensuring all questions are answered and all transactions are completed satisfactorily.</li></ul>
Special Requests &amp; Other Tasks:<ul><li>
Complete any special requests from customers in a timely and accurate manner.</li><li>
Assist colleagues with branch operations as needed and support the branch team in achieving operational goals.</li></ul>
Qualifications:
Education:<ul><li>
High School Diploma or GED required.</li><li>
Associate or bachelor&rsquo;s degree in a related field preferred (but not required).</li></ul>
Experience:<ul><li>
1-3 years of general work experience, preferably in customer service or retail banking.</li><li>
Experience in handling financial transactions, including cash handling, deposits, withdrawals, and account maintenance.</li><li>
Previous experience in banking or financial services is a plus but not required.</li></ul>
Skills &amp; Competencies:<ul><li>
Customer Service: Strong interpersonal skills and the ability to deliver outstanding service to all customers in a professional manner.</li><li>
Attention to Detail: Ability to ensure accurate processing of financial transactions and maintaining correct records.</li><li>
Communication Skills: Ability to clearly and effectively communicate both verbally and in writing with customers, colleagues, and management.</li><li>
Problem-Solving: Ability to identify issues and find solutions, particularly when dealing with complex customer needs.</li><li>
Teamwork: Ability to work effectively with colleagues and branch staff to achieve operational goals and provide exceptional service.</li><li>
Technical Skills: Proficiency in using banking software, Microsoft Office Suite (Word, Excel, Outlook), and basic computer skills.</li><li>
Confidentiality: Ability to maintain discretion and protect sensitive customer and bank information.</li></ul>
Work Environment:<ul><li>
Office-based with standard business hours, with occasional overtime during peak times (e.g., month-end or special promotions).</li><li>
May require occasional standing or sitting for extended periods of time.</li></ul>
Why Join Us?<ul><li>
Be part of a mission-driven organization that makes a difference.</li><li>
Work alongside dynamic leaders and visionary board members.</li><li>
Enjoy opportunities for professional growth and development.</li><li>
Join a trusted, community-oriented institution with a legacy of 103 years in banking.</li></ul>
Ready to Join Our Team?
If you&rsquo;re ready to take on this pivotal role and make an impact, we&rsquo;d love to hear from you! Please send your resume and a brief cover letter explaining why you&rsquo;re the ROCKSTAR we need to bhaywood@thebof.com.</div>

Universal Banker

Confidential

<div>
 
 We are seeking an experienced and results-oriented Treasury Manager to lead the organization's treasury operations and ensure effective management of liquidity, cash flow, banking relationships, financing activities, and financial risk. The successful candidate will play a key role in supporting strategic financial decisions while maintaining strong governance and compliance with internal policies.
 
 
 
 
 
 Key Responsibilities
 
 
 
 
 
 - Develop and implement treasury strategies to optimize cash flow and liquidity.
 
 
 - Manage daily cash positions, funding requirements, and working capital.
 
 
 - Prepare short-term and long-term cash flow forecasts.
 
 
 - Oversee bank accounts, banking facilities, and maintain strong relationships with financial institutions.
 
 
 - Manage financing activities, including loans, credit facilities, and debt obligations.
 
 
 - Monitor compliance with banking covenants and financing agreements.
 
 
 - Identify, assess, and manage financial risks, including liquidity, foreign exchange, and interest rate exposure.
 
 
 - Ensure timely execution of treasury transactions and bank payments.
 
 
 - Review and approve payment processes while maintaining strong internal controls.
 
 
 - Prepare treasury reports, dashboards, and management presentations.
 
 
 - Support budgeting, financial planning, and investment activities.
 
 
 - Collaborate closely with Finance, Accounting, Investment, Legal, and senior management teams.
 
 
 - Ensure compliance with regulatory requirements, internal policies, and audit recommendations.
 
 
 - Drive process improvements and treasury automation initiatives.
 
 
 
 
 
 Qualifications
 
 
 
 
 
 - Bachelor's degree in Finance, Accounting, Economics, or a related discipline.
 
 
 - Professional certification such as CFA, CTP, ACCA, CPA, or CMA is an advantage.
 
 
 - Minimum of 7 years of treasury, corporate finance, or banking experience, with at least 3 years in a managerial role.
 
 
 - Strong understanding of cash management, liquidity planning, financial markets, and banking operations.
 
 
 - Experience in financing, debt management, and treasury risk management.
 
 
 - Advanced proficiency in Microsoft Excel and ERP systems (such as Oracle, SAP, or Microsoft Dynamics).
 
 
 - Excellent analytical, communication, and stakeholder management skills.
 
 
 - Strong leadership and team management capabilities.
 
 
 
 
 
 Preferred Experience
 
 
 
 
 
 - Experience within investment, financial services, or large corporate organizations.
 
 
 - Knowledge of treasury management systems (TMS).
 
 
 - Experience managing multiple banking relationships and complex financing structures.
 
</div>

Treasury Manager

Search 2496+ Investment banking associate jobs near you this July. New roles added regularly across leading industries. Apply today.