junior underwriter

Burns & Wilcox

<div>:<div></div><div><br>
When someone needs coverage for the unique, the unusual, or the unconventional, they come to Burns &amp; Wilcox. Burns &amp; Wilcox offers unparalleled resources and exposure for those looking to grow their career in the specialty insurance industry. We are looking for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships to join our team as an Associate Underwriter. Our Associate Underwriters underwrite and supervise a portion of an Underwriter&rsquo;s book of business, support renewal and new business development, and have the opportunity to achieve full underwriting authority.</div><br>
<div></div>
Responsibilities:
<ul><li>Service a book of business under the direct supervision of an underwriter</li><li>
Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing to prepare quotes</li><li>
Log applications, prepare binders, and process policies and endorsements</li><li>
Bind risk, post the invoice, and process technical data</li><li>
Screen renewal applications and send out renewal letters; perform some of the underwriting and prepare quotes for underwriter approval</li><li>
Assist with new business development</li><li>
Order and follow up on inspections, plus handle endorsement requests and referrals for the underwriter</li><li>
Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file</li></ul>
Qualifications:
<ul><li>Bachelor&rsquo;s degree or equivalent combination of education and experience</li><li>
2+ years of Underwriting support or industry experience with excess and surplus lines is preferred</li><li>
Demonstrated proficiency and previous experience in sales and marketing is preferred</li><li>
Proven organization skills and ability with a strong attention to detail</li><li>
Interest in continued education and professional development to obtain full underwriting authority</li><li>
Technologically savvy and data driven</li></ul><div><b>
Benefits:</b></div><ul><li>
Competitive base compensation</li><li>
Employer paid continuing education courses and designations via access to Kaufman Institute</li><li>
Health and welfare benefits including medical, vision and dental</li><li>
401K with employer match</li><li>
Paid vacation, sick time, and holidays</li><li>
Access to Kaufman Wellness Program</li><li>
Flexible and hybrid work options</li></ul>
About Our Company:
<div>
Burns &amp; Wilcox, the flagship organization of H.W. Kaufman Group, is North America&rsquo;s leading wholesale insurance broker and underwriting manager. Burns &amp; Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns &amp; Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector.</div><div></div><div><b><br>
Equal Opportunity Employer</b></div><div>
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.</div><div></div><div><br>
In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.</div><div></div><div><br>
#LI-BM1</div></div>

Associate Underwriter

Amwins

<div>
 At Amwins, we succeed together &mdash; and have a good time doing it.
 <br/>
 <br/>
 We know people don't leave companies. They leave cultures &mdash; which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.
 <br/>
 <br/>
 First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.
 <br/>
 <br/>
 Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.
 <br/>
 <br/>
 Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.
 <br/>
 <br/>
 Learn more about us at amwins.com.
 <br/>
 <br/>
 We see you in Amwins blue!
 <br/>
 <br/>
 <strong>
  Join our Amwins Access team in
 </strong>
 <strong>
  Chicago
 </strong>
 <strong>
  as an Associate Underwriter!
  <br/>
  <br/>
 </strong>
 This is a full time, in office position in our Chicago office.
 <br/>
 <br/>
 <strong>
  Snapshot of what Amwins provides to our team members:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Compensation includes a salary commensurate with experience
  </li>
  <li>
   Annual bonus potential
  </li>
  <li>
   Broad benefits package available
  </li>
  <ul>
   <li>
    Most benefits available first day of employment
   </li>
   <li>
    Medical, Dental, Vision, Life, etc.
   </li>
   <li>
    Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc.
   </li>
  </ul>
  <li>
   Generous Paid Time Off and Company Holiday Schedule
  </li>
  <li>
   Collaborative, continuing education focused work environment
  </li>
  <li>
   Career advancement opportunities
   <br/>
  </li>
 </ul>
 <strong>
  Each Associate Underwriter provides vital team functions:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Review submission information required to issue new or renewal quotes
  </li>
  <li>
   Rating and preparation of new or renewal quotes as directed by Underwriter
  </li>
  <li>
   Review and handling of inspection recommendations and discrepancies
  </li>
  <li>
   Monitor various reports for consistency
  </li>
  <li>
   Potential for policy issuance and endorsement processing, including audits
  </li>
  <li>
   Assist in accounting procedures such as invoicing
  </li>
  <li>
   Data entry into multiple internet based systems
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  We are looking for people with:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   At least 1 year of prior insurance experience or a related Bachelor's degree from an accredited four-year university
  </li>
  <li>
  </li>
  <ul>
   <li>
    Commercial Lines experience is a plus!
   </li>
  </ul>
  <li>
   Exceptional communication skills, organization, professionalism and customer-service mentality
  </li>
  <li>
   Excellent computer skills including Microsoft 365 proficiency with an emphasis in Excel spreadsheets
   <br/>
  </li>
 </ul>
 <em>
  The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management&rsquo;s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  <br/>
  <br/>
 </em>
 Pursuant to Illinois regulation, the compensation range for this position is as stated and includes eligibility for performance-based bonuses.
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 Illinois Pay Range: $58,700 USD - $60,000 USD
</div>


Associate Underwriter - Commercial Lines Insurance

The Hartford

<div>Senior Executive Underwriter - UW07EC
Executive Underwriter - UW07ED<p>
We&rsquo;re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals &ndash; and to help others accomplish theirs, too. Join our team as we help shape the future.
</p><p>We&rsquo;re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They&rsquo;re at the center of everything we do &ndash; and by joining us, you&rsquo;ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.</p><p>
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they&rsquo;ve always been done isn&rsquo;t a part of the job. Here, you&rsquo;ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you&rsquo;ll have any number of opportunities for your career to grow in whatever direction you choose.</p><p>
As a Senior Executive Underwriter at The Hartford, your primary role will be to underwrite and actively pursue new business, manage an existing book of renewal business and service the needs of our distribution partners on an account-by-account basis. The Senior Executive Underwriter will serve as a key member of the Financial &amp; Executive Liability local region, reporting directly to the Western Region Managing Director of the Executive Liability Team. The Executive Liability Team focuses on Management Liability and Fidelity products for publicly traded accounts. Products include primary and excess Directors&rsquo; &amp; Officers&rsquo; Liability, Employment Practices Liability, Fiduciary Liability and Fidelity coverage lines.</p><p><b>
We&rsquo;ll Be a Good Match if You Have:
</b></p><ul><li><p>A customer-first mindset, putting our customers at the center of everything you do.</p></li><li><p>
A passion for making decisions through both analyzing the data and employing critical thinking skills.</p></li><li><p>
A team spirit and desire to work collaboratively.</p></li><li><p>
A financial mindset to help make the best decisions.</p></li><li><p>
Ability to own your work and following through on commitments.</p></li><li><p>
Ability to decipher and execute within a fluid and changing business environment.</p></li><li><p>
An understanding of how to build relationships and trust among diverse groups.</p></li><li><p>
The ability to advance their careers into technical OR leadership positions.</p></li></ul><p><b>
Qualifications:</b></p><ul><li><p>
Bachelor&rsquo;s Degree preferred, or equivalent combination of education, training and experience</p></li><li><p>
5 + years of Public Company D&amp;O underwriting experience
</p></li><li><p>Demonstrated success in developing and maintaining solid relationships with all internal and external business partners</p></li><li><p>
Excellent communication, interpersonal and presentation skills</p></li><li><p>
An ability to think analytically about business problems, make recommendations and propose solutions.</p></li><li><p>
High energy self-starter, who is resilient and has an entrepreneurial spirit</p></li><li><p>
Demonstration of solid time, organizational, and desk management skills</p></li><li><p>
Goal-oriented and delivers outcomes</p></li><li><p>
Ability to challenge the status quo and compete to win</p></li><li><p>
Superior technical knowledge and sound decision-making and analytical skills.</p></li><li><p>
Ability to travel 10-20%</p></li><li><p>
Valid driver&rsquo;s license as a company pool car may be provided</p></li></ul><p>
***Job title and level will be determined after careful consideration of the selected candidate&rsquo;s qualifications***</p><p><b>
Location:</b></p><p>
This role will have a Hybrid schedule, with the expectation of working in the San Francisco, CA or Walnut Creek, CA office three days a week (Tuesday through Thursday).</p><p><b>
Compensation</b></p><p>
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford&rsquo;s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:</p>
$128,800 - $205,200<p>
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.</p><p>
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age</p></div>

Senior Executive Underwriter, Public Company Executive Liability

<div><div><b>International Sr. Underwriter, Northeast</b></div><div></div><div><b><br>
Position Overview</b></div><div></div><div><br>
Sr. Underwriter is responsible for underwriting foreign casualty and property accounts. She/he/they works with brokers to develop new business opportunities, then develops marketable rates and coverages based on the account needs and market conditions. This position is responsible for an underwriting territory covering assigned region/ zone and requires the availability to travel to or within the region/ zone for marketing and underwriting meetings.</div><div>
This position is a remote position, and the ideal candidate will be situated in the Northeast or Southeast region.</div><div></div><div><br>
Please Note to be considered for this position, you must be currently located in the Northeast United States, ideal candidate is in NJ/NY. This role is open to remote work. If your location is commutable distance to N2G headquarters in Jersey City, NJ you will be considered a hybrid employee.</div><div></div><div><b><br>
This Position Is Responsible For</b></div><div></div><ul><li><br>
 Profitably producing and underwriting insurance business within the level of authority.</li></ul><div></div><ul><li><br>
 Negotiating pricing and conditions with brokers, in line with underwriting guidelines</li></ul><div></div><ul><li><br>
 Liaising with brokers, clients, and carriers as needed and providing superior customer service to brokers and clients</li></ul><div></div><ul><li><br>
 Assisting others in their function by providing information, backup and other support as required by the nature of the business</li></ul><div></div><ul><li><br>
 Acting as the primary contact for medium / large size clients</li></ul><div></div><ul><li><br>
 Participating in the definition of business strategies and budget forecasts by providing information on underwriting trends / results as needed</li></ul><div></div><ul><li><br>
 Ensuring that underwriting data is accurate, complete and entered into the core management system promptly.</li></ul><div></div><ul><li><br>
 Complying with all applicable policies and procedures relevant to data entry and to the underwriting function.</li></ul><div></div><ul><li><br>
 Attending meetings with brokers and clients and taking an active role in putting forward new ideas to meet needs</li></ul><div></div><div><b><br>
Experience And Skill Requirements</b></div><div></div><ul><li><br>
 Bachelor&rsquo;s degree, or on the job experience</li></ul><div><br>
</div><ul><li> Preferred majors: risk management and insurance, economics, business, finance, accounting, mathematics</li></ul><div></div><ul><li><br>
 A minimum of 2 to 5 years' experience underwriting at a Property and Casualty carrier</li></ul><div></div><ul><li><br>
 Sound knowledge of insurance with specific reference to lines of business underwritten</li></ul><div></div><ul><li><br>
 Knowledge of the insurance market both at national and international level.</li></ul><div></div><ul><li><br>
Availability to travel</li></ul><div></div><ul><li><br>
 Self-motivated, self-confident; able to work as part of a team and on his/her own initiative.</li></ul><div></div><ul><li><br>
 Calm, flexible and organized approach to meet business needs.</li></ul><div></div><ul><li><br>
 Able to prioritize workload and coordinate the work of others.</li></ul><div></div><ul><li><br>
 Strong verbal and written communication skills</li></ul><div></div><ul><li><br>
 Capable of independently tracking and completing multiple requests in a dynamic, international environment</li></ul><div></div><ul><li><br>
 Strong computer technical acumen with expert level knowledge of Microsoft Office</li></ul><div></div><ul><li><br>
 Experience and relationships with Foreign brokers</li></ul><div></div><ul><li><br>
 Bi-lingual is a plus</li></ul><p></p><p><b><br>
Position Salary and Benefits</b></p><p>
 The annual salary for this position ranges from $115,000 to $165,000 depending on actual experience, skillset, and location. In addition to base salary, full-time N2G employees are also eligible for bonus potential. N2G offers a comprehensive benefits plan that includes the following: Paid holidays, flexible discretionary time off, sick, maternity and parental leave plan, vision, dental and medical health plans, employer paid life insurance, 401k with company match, short term and long-term disability, direct deposit, and employee assistance program.</p><div></div><div><br>
Please Note to be considered for this position, you must be currently located in the Northeast United States, ideal candidate is in NJ/NY. This role is open to remote work. If your location is commutable distance to N2G headquarters in Jersey City, NJ you will be considered a hybrid employee.</div></div><p></p>

International Sr. Underwriter, Northeast

Sammons Financial Group Companies

<div>Overview: Evaluate applications for life insurance to classify risks by using company risk selection standards while promoting additional sales of quality business. Responsibilities: &bull; Obtain the information necessary, based on the circumstances of each case, to evaluate each proposed insured&rsquo;s qualification for the plan and amount of life insurance applied for.
<br>
<ul><li>Call the Agent on every case where an adverse underwriting decision is involved to explain the reason and discuss alternatives, including the use of facultative reinsurance.
</li><li>Help Regional Sales Directors and MGAs build their business by leading customized Game Plans and attracting new producers.
</li><li>Initiate communication with agents and providers to facilitate the application and policy issue process; use the most effective means of communication available - telephone, facsimile, electronic mail, etc.
</li><li>Direct Case Managers in obtaining required information and in providing information to agents, other employees and service providers.
</li><li>Provide guidance to the Case Manager in screening applications for Jet Issue.
</li><li>Take final action on cases as authorized by the Manager, Underwriting pertaining to case size and mortality class; refer cases outside authorized limits to underwriting personnel with the requisite authority.
</li><li>Handle an assigned workload as determined by the Manager, Underwriting.
</li><li>Assist the Manager, Underwriting as directed in handling problems and questions from agents, applicants or policyholders, regulatory authorities and service partners.
</li><li>Assist Underwriter Trainees, Underwriters and other staff in the training required to meet performance objectives.
</li><li>Acquire and expand medical and non-medical knowledge as it relates to risk classification in order to fairly evaluate applications in a timely manner.
</li><li>Establish and maintain internal contacts to facilitate answering questions related to submitted business, changes, conversions, reinstatement and agency or marketing matters.
</li><li>Develop professionally through ALU, CLU and other studies to improve skills and judgment and contribute to the Underwriting Department&rsquo;s capability to maintain a leadership role in risk classification.
</li><li>Provide support to management on evaluations and progress reviews for Case Managers.
</li><li>Complete projects and audits as directed by the Manager, Underwriting.
</li><li>Be a leadership shadow for newer Underwriters and other employees in work excellence and Company loyalty.
</li><li>Adhere to Guiding Principles for the Underwriter as endorsed by Association of Home Office Underwriters.
</li><li>Commitment to embrace Sammons Financial Group Companies shared values (Accountability, Connection, Openness, Respect and Integrity).</li><li>As stated within the Company Attendance and Punctuality policy, regular attendance is required and expected in order to meet the business service levels and workflow demands.</li><li>Participate in other initiatives and/or projects as necessary. Qualifications:
</li></ul><ul><li>Bachelor's Degree or equivalent industry related experience Required
</li><li>4-6 years of life insurance underwriting with above average performance or approval authority of $2M or above Required
</li><li>Specialized knowledge and experience in life underwriting and risk selection with proven decision-making ability Required
</li><li>Knowledge of medical and non-medical risk factors and the ability to apply these factors in reaching the most favorable underwriting decision Required
</li><li>Excellent decision making skills with the ability to solve problems innovatively to find &lsquo;win-win&rsquo; solutions
</li><li>Strong verbal and written communication skills
</li><li>Self-starter with excellent teamwork skills; ability to work independently to accomplish work goals and a willingness to sacrifice personal goals to help achiever overall team success
</li><li>Superior ability to listen and be responsive to customers and who can sell difficult decisions while showing empathy
</li><li>Desire and ability to effectively work with diverse personalities
</li><li>Proven behaviors consistent with the Company Values: Openness, Integrity, Accountability, and Respect
</li><li>Ability to be open to coaching and constructive feedback to become more effective and improve performance
</li><li>Ability to assist Regional Sales Directors build their business by leading customized Game Plans and attracting new producers
</li><li>Ability to conduct presentations
</li><li>LOMA I and II Required
</li><li>FLMI Preferred
</li><li>Travel as needed to participate in agency meetings</li></ul>
Suitability Requirements: &bull; Criminal background check required.
<br>
Company Information: &bull;Sammons Financial Group offers a competitive benefit package that includes: Health, Dental, Vision, Company Paid Retirement, PTO and Holiday Pay.
<br>
<ul><li>Our Employee Stock Ownership Plan (ESOP) is a 100% company-funded retirement plan, so you can save for retirement without contributing a penny of your own paycheck.
</li><li>Healthy balance between work and personal lives. Friday afternoons off all year long, competitive PTO, and generous number of paid holidays.
</li><li>Our incentive program for defined goals subject to eligibility and performance. Monetary rewards are based on individual and/or overall company performance.
</li><li>Colleagues who support one another, model our core values, and drive our healthy, high-performing culture. Pay Range: USD $69,523.00 - USD $115,871.00 /Yr. Work Authorization/Sponsorship: At this time, we&rsquo;re not considering candidates that need any type of immigration sponsorship now or in the future or those needing work authorization for this role (This includes, but is not limited to students on F1-OPT, F1-CPT, J-1, etc.)</li></ul></div>

Sr. Underwriter

Principal Financial Group

<div>What You'll Do:
<div>
Principal Alternative Credit (Direct Lending) launched in 2020 and is rapidly growing, achieving a record-breaking year in 2025. Our success is driven by the unique experiences, backgrounds, and talents of our employees &ndash; individually and all of us together.</div><div><br>
</div><div>As an Associate Director, Underwriter Direct Lending, you&rsquo;ll be the primary credit risk manager for a portfolio of middle-market clients, you&rsquo;ll work closely with originators and underwriters to assess risk, structure deals, and manage ongoing credit relationships. Your key responsibilities include:</div><div></div><ul><li><b><br>
Risk Assessment &amp; Credit Structuring:</b> Evaluate credit clients, industry trends, and transactions to identify key risks. Develop forward-looking risk assessments, negotiate loan agreements, and recommend appropriate credit structures.</li><li><b>
Credit Approval &amp; Investment Analysis:</b> Prepare and present credit approval materials, ensuring compliance with risk policies. Structure financing solutions and negotiate key terms as part of a deal team.</li><li><b>
Portfolio Management &amp; Risk Monitoring:</b> Continuously assess and manage risk across an assigned portfolio. Monitor industry shifts, financial trends, and borrower performance to proactively mitigate risks.</li><li><b>
Stakeholder Engagement:</b> Collaborate with private equity sponsors, lenders, and internal teams. Support marketing, RFPs, and client presentations while serving as a key representative in meetings.</li><li><b>
Leadership &amp; Development:</b> May provide mentorship and guidance to junior team members, contributing to team growth and expertise.</li></ul><div>
This role offers the opportunity to work on complex deals, engage with top industry players, and play a critical role in managing risk within a dynamic lending platform.</div><div></div><div><br>
Principal Asset Management is the global investment solutions business for Principal Financial Group&reg; (Nasdaq: PFG), managing about $580 billion in assets and over 60 years of experience. Principal Asset Management has been recognized as a &ldquo;Best Places to Work in Money Management&rdquo; for 14 consecutive years! Check us out at www.principalam.com!
</div>Who You Are:
<ul><li>Bachelor's degree in a technical field (i.e. finance, accounting, economics, statistics, engineering, data science, business analytics).</li><li>
6+ years of experience in all facets of Direct Lending Underwriting, including underwriting, research and portfolio management in the middle market.</li><li>
Background in corporate credit underwriting at a major commercial bank or credit manager, or transaction experience at a middle-market investment bank or financial advisory firm.</li><li>
Strong analytical skills to assess credit, risk, and valuation with sound decision-making abilities.</li><li>
Excellent communication and writing skills to simplify complex financial concepts for internal and external stakeholders.</li><li>
Ability to work collaboratively in a fast-paced, high-stakes environment with limited information.</li><li>
Professional presence with the ability to engage and present to key stakeholders, including private equity sponsors and investment committees.</li><li>
Willingness to travel as needed.</li></ul><div><b>
Skills that will help you stand out:</b></div><ul><li>
Experience with Leveraged Buyout (LBO) models.</li><li>
MBA, CFA designation or progress towards.</li><li>
Restructuring and/or private equity experience.</li></ul>
Salary Range Information: Salary ranges below reflect targeted base salaries. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salary Range: $157000 - $213000 / year Salary Details:
<div>
The base salary range for this role is <b>$157,000 - $213,000 </b>as indicated above. Final compensation will be determined based on skills, experience, and alignment with the role&rsquo;s responsibilities.</div><div></div><div><br>
In addition to base pay, this role participates in an <b>annual profit share bonus plan</b>.</div>
Time Off Program: Flexible Time Off (FTO) is provided to salaried (exempt) employees and provides the opportunity to take time away from the office with pay for vacation, personal or short-term illness. Employees don&rsquo;t accrue a bank of time off under FTO and there is no set number of days provided. Pension Eligible: No Additional Information:
<h2 class="jobSectionHeader"><b>Work Authorization/Sponsorship
</b></h2><div>At this time, we're not considering applicants that need any type of immigration sponsorship (additional work authorization or permanent work authorization) now or in the future to work in the United States. This includes, but IS NOT LIMITED TO: F1-OPT, F1-CPT, H-1B, TN, L-1, J-1, etc. For additional information around work authorization needs please use the following links.</div><div>
Nonimmigrant Workers and Green Card for Employment-Based Immigrants</div><h2 class="jobSectionHeader"><b>
Investment Code of Ethics
</b></h2><div>For Principal Asset Management positions, you&rsquo;ll need to follow an Investment Code of Ethics related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization.</div><h2 class="jobSectionHeader"><b>
Experience Principal
</b></h2><div>At Principal, we value connecting on both a personal and professional level. Together, we&rsquo;re imagining a more purpose-led future for financial services &ndash; and that starts with you. Our success depends on the unique experiences, backgrounds, and talents of our employees. And we support our employees the same way we support our customers: with comprehensive, competitive benefit offerings crafted to protect their physical, financial, and social well-being. Check out our careers site to learn more about our purpose, values and benefits.</div><h2 class="jobSectionHeader"><b>
Principal is an Equal Opportunity Employer
</b></h2><div>All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.</div>
 Posting Window: We will accept applications for 3 full days following the Original Posting Date, after which the posting may remain open or be removed based upon applications received. If we choose to post the job again, we will accept additional applications for at least 1 full day following the Most Recently Posted Date. Please submit applications in a timely manner as there is no guarantee the posting will be available beyond the applicable deadline. Date First Posted (TTF): 3/18/2026 Latest Post Date: Careers - US: 3/19/2026</div>

Associate Director, Underwriter - Direct Lending Team

Skyward Specialty Insurance

<div><p>The Senior Underwriter OR AVP is responsible for underwriting new and renewal medical stop-loss accounts at a profitable level. This role involves managing relationships with producers and customers to ensure alignment with overall company stop-loss goals. The Senior Underwriting position works closely with the other team members in the region and with the sales team to identify business and producers that most closely meet our underwriting acumen.
</p><p></p><p><b>Key Responsibilities:
</b></p><ul><li>Evaluate risk for in-force business and new business prospects. Make decisions to quote or decline to quote and develop premium rates in accordance with underwriting guidelines and authority limits.
</li><li>Develop and communicate new business or renewal rate recommendations and decisions in line with underwriting authority limits.
</li><li>Prepare and generate correspondence, proposals, and other reports as needed.
</li><li>Provide detailed explanations to Skyward A&amp;H clients regarding conditions and requirements of quotes, rating decisions, and other information to support the sale of new and renewal business.
</li><li>Coordinate medical reviews with the clinical risk management team and make recommendations regarding the level of acceptable risk.
</li><li>Negotiate rates, terms, and conditions for new and existing business.
</li><li>Manage the new business and renewal book to balance profitability and growth.
</li><li>Process sold accounts and confirmed renewals following established procedures.
</li><li>Develop and maintain relationships with clients, producers, and sales representatives to support the company&rsquo;s production goals and persistency.
</li><li>Support Skyward A&amp;H growth initiatives related to reference-based pricing, captive, and small group programs.
</li><li>Review plan design and calculate rates for requested or recommended plan changes.
</li><li>Provide competitive feedback on rates, products, pricing, and marketing strategies.
</li><li>Make presentations to peers, producers, and leadership as necessary.
</li><li>Utilize departmental tools, experience, and judgment during the underwriting process to set pricing, review risk, negotiate, and accomplish goals.
</li><li>Assist associate underwriters with training and peer review.
</li><li>Perform other duties as assigned.
</li><li>Some travel may be required for trainings and/or meetings (less than 10%).
</li></ul><p></p><p><b>Continuous Learning and Development:
</b></p><ul><li>Stay current with industry trends, regulatory changes, and competitive landscape to ensure the company remains at the forefront of underwriting practices.
</li><li>Participate in training sessions and professional development opportunities.
</li></ul><p></p><p><b>Education &amp; Experience:
</b></p><ul><li>Bachelor&rsquo;s Degree preferred.
</li><li>5+ years of experience underwriting medical stop-loss required.
</li><li>Preferred experience underwriting reference-based pricing, captives, and/or small group programs.
</li><li>Professional certifications (HIAA, CEBS, FMLI, etc.) beneficial.
</li></ul><p></p><p><b>Skills:
</b></p><ul><li>In-depth knowledge of underwriting principles, risk assessment, and regulatory requirements.
</li><li>Proven track record of developing and implementing successful underwriting strategies and policies.
</li><li>Strong analytical and decision-making skills, with the ability to evaluate complex transactions.
</li><li>Ability to prioritize and balance a dynamic workload.
</li><li>Strong communication and interpersonal skills, with the ability to build relationships with internal and external stakeholders.
</li><li>Proficiency in underwriting software (Connexure/ESL preferred) and other relevant technology.
</li></ul><p></p><p><b>Compensation &amp; Benefits
</b></p><p></p><p>The applicable base salary for this opportunity is $100,000 - $170,000. The base pay offered will be determined by factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. In addition to the base salary, this opportunity may be eligible for performance-based incentives. We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition and professional certification assistance, 401k savings, elective participation in the Employee Stock Purchase Program, paid time off, paid holidays, and child bonding leave, as well as other employee assistance.
</p><p></p><p>#LI-Remote</p></div>

Sr. Underwriter OR AVP, A&H Captives Underwriting

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