lending advisor

ADIB - Abu Dhabi Islamic Bank

Job Description Role : Home Finance Advisor Location : UAE Role Purpose: Responsible to accomplish the acquisition targets month on month within the approved guidelines of the bank. Key Accountabilities of the role   To source home finance applications from the eligible target segment of the bank   To ensure that individual targets are met month on month   To identify business development opportunities to increase sales   To ensure the daily submissions are complete in both documentation and cre Job Description Role : Home Finance Advisor Location : UAE Role Purpose: Responsible to accomplish the acquisition targets month on month within the approved guidelines of the bank. Key Accountabilities of the role   To source home finance applications from the eligible target segment of the bank   To ensure that individual targets are met month on month   To identify business development opportunities to increase sales   To ensure the daily submissions are complete in both documentation and credit requirements   Ensure adherence of all banks prescribed processes, standard operating procedures and central bank local requirements   To ensure appropriate KYC &amp; ID&amp;V has been completed for the customers in line with stipulated guidelines.   To ensure all correct and accurate information has been communicated to the customers. There should not be any instances of mis-sell, or incorrect information given to clients. Results required are:   To ensure monthly disbursement targets are met.   To ensure complete and correct applicants are submitted for a smooth and successful process.   To ensure new avenues are opened such as to source new business and meet monthly targets Specialist Skills / Technical Knowledge Required for this role: Sales Experience, Real Estate Market Knowledge and working experience. Banking experience preferred but not mandatory. Previous experience required: Sales Experience of 2 years or more

Home Finance Advisor(Outsource)

Engel & Völkers Dubai

<div> <div> Who We re Looking For </div> <div>Resilient, motivated, and eager to succeed</div> <div>Excellent communication and interpersonal skills</div> <div>Comfortable with high call volumes and relationship building</div> <div>Self-driven with a strong work ethic</div> <div>Fluent in English (additional languages are a plus)</div> </div> <div> Requirements </div> <div>Over 21 years old</div> <div>Valid driving license (or in the process of obtaining one)</div> <div>Based in Dubai or willing to relocate</div>

Lettings Advisor

Wood PLC

<div>Wood is recruiting for a Lead Commercial Lead to join our Iraq Operations Business in Dubai, UAE.
This role is a full-time office-based role in Dubai, UAE.
#Wood #UAE #Dubai #commercial #pricing #tendering #governance
The role
This is an exciting opportunity for an experienced Lead Commercial Advisor to join our Iraq Operations Business
Our Clients and Projects
Designing the future. Transforming the world.
Wood is an integral part of operations in Iraq, and we are continuing to grow our footprint across the country. With a 90-year heritage, 10 major contracts and over 850 employees, we have the skills, expertise and asset knowledge to support clients to deliver energy security and decarbonisation ambitions.
Wood excels in supporting our clients to deliver complex upstream and midstream oil and gas projects in Iraq delivering maintenance, modifications and engineering solutions. We are committed to decarbonising existing assets, producing cleaner energy and developing a sustainable national workforce, ensuring the long-term growth of the region.
What we can offer
<ul><li>Meaningful and interesting projects Delivered to high profile clients and complex projects in Iraq
</li><li>Commitment to Diversity and Inclusion ; we are an organisation actively committed to diversity and inclusion across our business with employee networks committed to giving all employees a voice
</li><li>Competitive salary with regular salary reviews to ensure we are rewarding at the right level in line with the market
</li><li>Commitment to continued professional development; development plans that are tailored to your individual needs and interests
</li><li>Global connections : join experts around the world who are at the leading edge of our industry, shaping the standards of our profession
</li><li>Medical Insurance: Ensures inpatient and outpatient medical care is available should you require treatment.
</li><li>Group Life and Personal Accident Insurance: The company provides Life Assurance cover
</li><li>The Employee Share Plan: Gives you the opportunity to purchase Wood shares and receive a match from the company
</li><li>Long Service Award: Wood values the commitment and loyalty of our people. Celebrating Long Service provides an opportunity for the business to demonstrate their appreciation of the hard work, dedication and many years&rsquo; services of our employees at 5-year service milestones 
</li></ul>Job Objective
The Commercial functions vision is; realizing returns, managing risk, maximizing opportunities
As Wood continues to grow and diversify to meet the demands of an ever-changing world, the commercial function plays a leading role in ensuring we unlock our full potential, capture the value we create, and are correctly rewarded for this by our clients. 
 
To achieve this we challenge the norm and look for new ways of working, we are curious and seek out value add innovation, we embrace change, and we are courageous and confident in managing risk. At the heart of everything we do is the application of good commercial acumen and governance for which we are wellknown
 
and respected. 
 
At a high level, the job objectives are
<ul><li>Maximise commercial performance while managing business/project risks.
</li><li>Commercialisation of a sub-Business Group service offerings to support business growth and strategy
</li><li>Ensure compliance with relevant commercial/contracting policies
</li><li>Resolution of disputes/claims and cash collection issues
</li><li>Embedding effective commercial governance and assurance across the sub-Business Group / Project / Portfolio of Projects
</li><li>Liaise with corporate functions independently, including Corporate Tax, Insurance, Legal for any contractual matters.</li></ul></div>
 <div>Key Accountabilities &amp; Responsibilities
<ul><li>Promote and demonstrate safety leadership behaviours
</li><li>Always act ethically and with the utmost integrity
</li><li>Champion and promote the application of the Financial Management Framework guidelines
</li><li>Champion and follow the relevant DOA and commercial / contracting policies
</li></ul>Leads the management of:
<ul><li>Post award administration including; ensuring that the contract is set up correctly in the appropriate business system, working with Finance Team to ensure invoices are prepared in a timely and accurate manner and include full contract entitlement, ensuring commercial models and scope of delivery are understood by the contract management team, rate reviews are completed, change is captured in contract variations/amendments and commercial administration files are established and maintained.
</li><li>The management and administration of Bonds / LoCs, Collateral warranties and PCGs
</li><li>Timely provision of commercial / contract deliverables (e.g. bonds, PCGs, evidence of insurance)
</li><li>Contracting Policy approval requests in conjunction with the Contracts function highlighting areas of risk and mitigation strategies (in conjunction with contracts and other functions, as required) and responding to queries raised by approvers.
</li><li>The development, implementation, and maintenance of project commercial plans including commercial strategy, subcontracting commercial strategy, and profit improvement plans
</li><li>Regular cost analysis to: i. maximize recoverable costs, ii. minimize disallowable costs, iii. identify areas for cost saving and iv. ensure adequate cost accruals and provisions are in place.
</li><li>Development and maintenance of project-specific / sub-business group DOAs (if required) and ensuring that all commercial-related DOA matters are correctly approved and documented.
</li><li>The preparation of project cashflow forecasts, expenditure, invoice preparation, and expediting of payments, in accordance with client contract requirements and Wood processes and procedures.
</li><li>Developing subcontracting commercial strategy in conjunction with Project Management, supply chain, and other functions, as required.
</li><li>The preparation and analysis of inputs to key contract and internal project reporting requirements and participation in internal project reviews
</li></ul>Assists and delivers under supervision:
<ul><li>Governance and implementation of Financial Management Framework within assigned project / sub-business group
</li><li>Preparation and negotiation of Terms and Conditions with clients, suppliers, and potential partners, with support from Commercial Manager.
</li><li>Support the administration of risk management processes.
</li>Support any pursuit of Wood's assertive claims and/or defending claims against Wood, including information/data gathering and analysis 
<li>
</li></ul>Working Relationships
<ul><li>Internal: Commercial / Contracts, G&amp;D, Finance, Tax &amp; Treasury, Legal, Insurance, Ethics and Compliance, Project Management, Project Controls, Operations, and Engineering
</li>External: Clients, Suppliers, External auditors 
<li>
</li></ul>Level of Influence and Decision Making Authority
<ul><li>Works under limited supervision
</li><li>Supports the governance and assurance of commercial policies and processes within Sub BG / Project Team and commercial delivery on tenders/project (s)</li></ul></div>
 <div>What makes you remarkable?
At Wood, we are committed to equal opportunities and welcome all talented individuals to consider joining our team. So even if you don't match every statement below but feel you have some of the experience, knowledge or skills needed for this role, we encourage you to apply. It will take all of us working together to deliver solutions to the world&rsquo;s most critical challenges.
Qualifications:
<ul><li>Degree in Quantity Surveying, Law, or Business Studies, along with appropriate professional qualification (preferred)
</li></ul>Knowledge, skills and experience:
<ul><li>Minimum 5 years experience in a similar role with more than 10 years of progressive experience in the Oil and Gas Industry
</li><li>Awareness of all relevant corporate and project procedures.
</li><li>Proven experience in contract administration including change management
</li></ul>Personal attributes:
<ul><li>Utmost integrity
</li><li>Demonstrates commitment to Wood and client core values
</li><li>Demonstrate commitment to Wood commercial processes and procedures
</li><li>Excellent communication skills, written, oral, and presentation
</li><li>Ability to work as part of a team and manage others
</li><li>Ability to prioritize key tasks and solve problems for the team</li></ul></div>
 <div><div>Wood is a global leader in consulting and engineering, helping to unlock solutions to critical challenges in energy and materials markets. We provide consulting, projects and operations solutions in 60 countries, employing around 35,000 people. www.woodplc.com 
</div><div></div> 
<div>Diversity Statement
</div><div>We are an equal opportunity employer that recognises the value of a diverse workforce. All suitably qualified applicants will receive consideration for employment on the basis of objective criteria and without regard to the following (which is a non-exhaustive list): race, colour, age, religion, gender, national origin, disability, sexual orientation, gender identity, protected veteran status, or other characteristics in accordance with the relevant governing laws.</div></div>

Lead Commercial Advisor

Artius Solutions

<div>Associate Structured Finance / Lending
Location: New York, NY
 
Experience Level: 2 6 years 
Employment Type: Full-time
Overview
Seeking a skilled Associate Attorney with experience in Structured Finance, Asset-Backed Lending (ABL), and General Bank Lending. This role offers exposure to complex financial transactions, including private securities offerings, syndicated lending, and structured lending.
Key Responsibilities
<ul><li>Support structured finance and lending transactions, including ABL and securitization.
</li><li>Draft and negotiate documentation for complex lending and financing deals.
</li><li>Collaborate with senior attorneys and clients on cross-border financial matters.
</li><li>Conduct legal research and ensure compliance with relevant regulatory frameworks.
</li><li>Contribute to client relationship management and business development efforts.
</li></ul>Qualifications
<ul><li>Juris Doctor (JD) degree.
</li><li>2 6 years of experience in structured finance, ABL, or general lending transactions.
</li><li>Strong academic background from an accredited law school.
</li><li>Excellent drafting, analytical, and communication skills.
</li><li>Demonstrated ability to manage multiple priorities and meet deadlines.
</li></ul>Preferred Skills
<ul><li>Experience with CLOs, ABS, or CMBS.
</li><li>Familiarity with securities and banking regulations.
</li><li>Prior experience in a large or mid-sized law firm environment.
</li></ul>Additional Details
<ul><li>Compensation: Competitive and commensurate with experience.
</li><li>Benefits: Full suite of benefits.
</li><li>Work Environment: Collaborative, growth-oriented, and client-focused.
</li></ul>.</div>

Associate Structured Finance Lending

Network International

Job DescriptionAbout us: Network International is the largest Financial Technology company in the Middle East and Africa. Payments is our core business where we provide services in more than 50 countries   UAE, Jordan, South Africa, Egypt are some of our key markets. Apart from payments, we provide services on Data and Insights, Lending, Insurance, Risk Solutions, etc. Our core customers are businesses at every scale and segment, though recently we have been growing in the direct-to-consumer card segment as well.Our EVPAt Network International, every second counts. As a leader in the fast-paced world of financial services, we thrive on innovation, agility, and the relentless pursuit of excellence. We recognize industry trends, the dual nature of technological advancements, and the scarcity of top talent. This is why we prioritize investing in our people.Here, you ll work alongside industry experts to solve complex problems and leverage cutting-edge technology to stay ahead of the competition.We offer a culture where your skills are valued, your growth is prioritized, and your achievements are recognized because winning isn't just our goal; it's our standard.Job PurposeThis role is responsible for defining and executing Network International s global lending strategy. The role will drive embedded finance innovation, expand SME lending capabilities, and deliver scalable, data-driven lending products across our merchant ecosystem. The role demands a visionary leader with deep market insight, strong stakeholder engagement, and a proven ability to execute across diverse geographies.Responsibilities Lending Strategy &amp; Market Leadership Develop and lead the group-wide lending strategy aligned with Network s commercial and digital transformation goals. Drive aggressive growth in loan origination, customer acquisition, and revenue across MENAP and Africa. Analyze market trends, competitor activities, and emerging opportunities to inform strategic decisions. Lead multi-channel sales teams (Tele-Sales, Field Sales, SME Lending) to deliver on regional targets and optimize performance. Business Development &amp; Market Expansion Identify and evaluate new business opportunities, including strategic partnerships and product innovations. Lead efforts to expand the bank s customer base and enhance lending product offerings tailored to merchant needs. Prepare annual business plans, objectives, and budgets; cascade goals to regional teams and monitor execution. Implement market penetration strategies to increase market share and optimize the sales funnel. Embedded Finance &amp; Strategic Partnerships Own commercial relationships with banks (e.g., Wio Bank), fintechs, and financial institutions to deliver embedded lending solutions. Structure and negotiate scalable lending programs integrated into Network s merchant platforms. Secure strategic contracts that enhance market reputation and drive revenue growth. Collaborate with merchant services and regional MDs to align lending solutions with local market dynamics. Digital Lending Enablement Champion the digitization of the lending lifecycle from lead generation to disbursal and repayment. Leverage transaction data and analytics to personalize loan offerings and optimize conversion funnels. Work closely with Product, Data, and Technology teams to enhance platform capabilities and user experience. Develop targeted retention strategies and customer experience initiatives to improve conversion and retention. Governance, Risk &amp; Regulatory Compliance Ensure all business development and lending activities comply with banking regulations, including Central Bank circulars. Identify and mitigate risks associated with new business initiatives and credit programs. Act as the operational risk champion, ensuring robust governance frameworks across jurisdictions. Initiate and propose Risk Acceptance Criteria to streamline credit processes and improve decision-making. Performance Management &amp; Reporting Define and monitor KPIs including loan origination volume, CAC, NPS, delinquency rates, and time-to-disbursal. Monitor credit performance and portfolio health to balance growth with risk. Prepare and present regular reports on business development activities and performance to executive leadership. Oversee team performance, achievements, and strategic project execution across regions. QualificationsMinimum 15 years in SME lending, with at least 5 years in a senior executive role leading regional or global lending initiatives.Proven success in scaling lending operations across emerging markets, especially MENAP and Africa.Demonstrated ability to manage multiple strategic projects simultaneously and deliver measurable outcomes.Deep expertise in merchant lending, POS financing, embedded finance, and revenue-based lending models.Experience with digital lending platforms, data-driven credit models, and ecosystem partnerships.Advanced degree (MBA, MSc, or equivalent) preferred.Exceptional stakeholder management, negotiation, and communication skills.Entrepreneurial mindset with a bias for innovation, execution, and ownership.

Global Head of Lending

My Mortgage

<div>
 
 We are seeking an experienced and client-focused
 
 Mortgage Consultant
 
 to join our team. The ideal candidate will guide clients through the complete mortgage process &mdash; from initial consultation to loan approval &mdash; ensuring they receive the best possible lending solutions based on their financial goals and property needs.
 
 
 You will work closely with banks, financial institutions, and internal sales teams to provide accurate advice, secure competitive rates, and deliver exceptional customer experiences.
 
 
 🔑
 
 Key Responsibilities:
 
 
 <ul>
 <li>
 Advise clients on suitable
 
 mortgage and refinancing options
 
 based on their financial circumstances and property goals.
 </li>
 <li>
 Evaluate clients&rsquo; financial information, including income, liabilities, and credit history.
 </li>
 <li>
 Liaise with
 
 banks and lenders
 
 to source the most competitive mortgage products.
 </li>
 <li>
 Prepare and submit
 
 loan applications
 
 with all necessary supporting documentation.
 </li>
 <li>
 Guide clients through the
 
 approval, valuation, and disbursement process
 
 .
 </li>
 <li>
 Maintain up-to-date knowledge of
 
 UAE mortgage regulations
 
 , interest rates, and property market trends.
 </li>
 <li>
 Collaborate with
 
 real estate agents, developers, and financial advisors
 
 to generate leads.
 </li>
 <li>
 Achieve monthly and quarterly
 
 sales and conversion targets
 
 .
 </li>
 <li>
 Provide
 
 after-sales service
 
 and build long-term client relationships for referrals and repeat business.
 </li>
 </ul>
 
 🎓
 
 Qualifications &amp; Skills:
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Finance, Business, or related field
 </li>
 <li>
 Proven experience (2+ years) as a
 
 Mortgage Consultant / Advisor
 
 within real estate or banking.
 </li>
 <li>
 Strong knowledge of
 
 mortgage products, credit policies, and banking procedures
 
 .
 </li>
 <li>
 Excellent communication and negotiation skills.
 </li>
 <li>
 High attention to detail, analytical mindset, and client service orientation.
 </li>
 <li>
 Ability to work in a
 
 target-driven environment
 
 .
 </li>
 <li>
 Proficiency in CRM systems and MS Office tools.
 </li>
 </ul>
 
 💰
 
 Benefits:
 
 
 <ul>
 <li>
 Attractive commission structure and incentive plans.
 </li>
 <li>
 Access to wide range of local and international lenders.
 </li>
 <li>
 Training and support for professional growth.
 </li>
 <li>
 Dynamic work environment within a leading real estate firm.
 </li>
 </ul>
 
 
</div>

Mortgage Consultant

RAKBANK

<div>
 
 
 Senior Vice President, Head of Product - Unsecured Lending, Retail Banking
 
 
 
 
 
 
 
 Overview:
 
 
 
 This role serves as the product leader and P&amp;L owner for
 
 personal loans
 
 , including
 
 microfinance
 
 and
 
 advance against salary
 
 for both expatriates and nationals. The Head of Unsecured Lending Product sets the long-term strategy and roadmap for unsecured lending, driving digital transformation, customer-centricity, and commercialisation of lending journeys. The role is pivotal in balancing growth, risk, and experience to build a profitable, digital-first lending franchise.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 <ul>
 <li>
 
 Strategic Transformation
 
 </li>
 <li>
 Define and own the long-term strategy and roadmap for unsecured lending.
 </li>
 <li>
 Champion digital transformation through automation, analytics, and seamless loan journeys.
 </li>
 <li>
 Lead product innovation with fast, personalized, and commercially viable propositions.
 </li>
 <li>
 
 Financial Performance
 
 </li>
 <li>
 Own the P&amp;L for unsecured lending, optimizing pricing, credit limits, and pre-approved offers.
 </li>
 <li>
 Monitor and improve funnel performance, approval rates, and conversion metrics.
 </li>
 <li>
 Drive portfolio optimization through data-driven testing and strategic partnerships.
 </li>
 <li>
 
 Customer Experience
 
 </li>
 <li>
 Deliver transparent and customer-friendly lending journeys across all channels.
 </li>
 <li>
 Enhance retention and cross-sell through segmentation and personalized campaigns.
 </li>
 <li>
 Embed NPS as a core measure and reduce complaints through rapid resolution.
 </li>
 <li>
 
 Talent &amp; Team Development
 
 </li>
 <li>
 Build and lead a high-performing team with expertise in lending, analytics, and risk.
 </li>
 <li>
 Inspire innovation and commercial focus across cross-functional squads.
 </li>
 <li>
 
 Governance &amp; Risk
 
 </li>
 <li>
 Ensure compliance with UAE Central Bank regulations and internal policies.
 </li>
 <li>
 Lead governance frameworks (RCSA, audits) and mitigate emerging risks.
 </li>
 </ul>
 
 
 
 
 
 Qualifications &amp; Experience:
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Business, Finance, or related field; MBA preferred.
 </li>
 <li>
 10+ years in retail banking product management with direct P&amp;L ownership.
 </li>
 <li>
 Proven success in digitizing loan journeys and embedding automation/analytics.
 </li>
 <li>
 Strong expertise in pricing, limits, pre-approvals, and fraud management.
 </li>
 <li>
 Knowledge of UAE lending regulations and experience with analytics teams.
 </li>
 <li>
 Fluency in English required; Arabic preferred.
 </li>
 </ul>
 
 
 
 
 
 Skills &amp; Competencies:
 
 
 <ul>
 <li>
 
 Technical/Functional Skills:
 
 </li>
 <li>
 Deep knowledge of unsecured lending and risk&ndash;reward trade-offs.
 </li>
 <li>
 Expertise in funnel management, pricing, and digital ecosystems.
 </li>
 <li>
 Skilled in fraud prevention, credit policy, and data-driven decisioning.
 </li>
 </ul>
 
 
 Soft Skills:
 
 
 <ul>
 <li>
 Strategic vision with strong commercial acumen.
 </li>
 <li>
 Leadership and mentoring capabilities.
 </li>
 <li>
 Agility, resilience, and a growth mindset.
 </li>
 <li>
 Strong cross-functional influence and stakeholder management.
 </li>
 </ul>
 
 
 
 
 
 What&rsquo;s In It For You?
 
 
 <ul>
 <li>
 Competitive, performance-linked compensation
 </li>
 <li>
 Medical coverage for you and your family
 </li>
 <li>
 Comprehensive life insurance
 </li>
 <li>
 Inclusive and diverse workplace culture
 </li>
 <li>
 Career development and fast-track growth opportunities
 </li>
 <li>
 Mentorship from seasoned audit professionals
 </li>
 </ul>
 
 
</div>

Senior Vice President, Head of Product - Unsecured Lending, Retail Banking

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