lending consultant

HugoBank

<div>
 As the Product Lead for Lending (Consumer &amp; SME), the incumbent will lead the end-to-end strategy, design, and delivery of lending products across both individual (consumer) and business (SME) segments. The role requires a blend of strategic thinking, customer insight, technical expertise, and a deep understanding of Pakistan's lending landscape covering unsecured, secured, and digital credit propositions. The Product Lead will ensure that all lending products are designed with scalability, compliance, and customer experience in mind, supporting HugoBank's goal of becoming a lending-first digital bank.
 <br/>
 <br/>
 <strong>
  Essential Duties And Responsibilities
  <br/>
  <br/>
 </strong>
 <strong>
  Product Proposition &amp; Strategy
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Define and own clear, differentiated lending propositions across Consumer and SME segments, including personal loans, credit cards, working capital finance, term loans, earned wage access (EWA), inventory finance, and invoice financing
  </li>
  <li>
   Identify and prioritize customer pain points and unmet credit needs to design scalable, compliant lending solutions aligned with HugoBank's strategic and risk objectives
  </li>
  <li>
   Ensure lending propositions drive customer lifecycle value, responsible credit usage, and financial inclusion, while supporting sustainable portfolio growth
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Product Development &amp; Lifecycle Management
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Own and manage the end-to-end lending product lifecycle, from concept and business case development through design, testing, launch, and continuous optimization
  </li>
  <li>
   Partner with Technology, Risk, Credit, Finance, and Operations teams to define and implement credit policies, business rules, customer journeys, and system configurations
  </li>
  <li>
   Lead integration and automation initiatives across the Credit Decision Engine (CDE) and Lending Management System (LMS) to enable scalable, fast, and reliable credit decisioning
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Process Optimization
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Map and streamline end-to-end lending processes to improve efficiency, reduce turnaround time, and enhance customer experience
  </li>
  <li>
   Introduce digital credit journeys, leveraging automation and analytics to support instant or near-instant lending decisions
  </li>
  <li>
   Continuously identify bottlenecks and control gaps, implementing scalable process improvements that balance speed, risk, and regulatory compliance
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Technical &amp; Analytical Collaboration
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Work closely with Technology and Data teams to design credit workflows, decision models, APIs, and data points required for lending propositions
  </li>
  <li>
   Use analytics and portfolio insights to inform product enhancements and risk optimization
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Risk, Compliance &amp; Operations
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Ensure lending frameworks and operational processes comply with SBP and AML/CFT requirements while enabling scalable growth
  </li>
  <li>
   Work cross-functionally with Risk, Compliance, and Operations to monitor fraud and credit misuse risks in line with consumer lending policies and controls
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Cross-Functional Leadership
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Collaborate with Liabilities, Marketing, Technology, Risk, Data, and Analytics teams to deliver integrated lending and financing offerings across multiple customer segments, including Merchants
  </li>
  <li>
   Partner with Product teams to design and launch targeted financing solutions for Merchants and other priority segments, such as working capital, invoice factoring, and BNPL
  </li>
  <li>
   Leverage transactional and behavioral data in partnership with Analytics to generate insights and enable effective cross-sell and upsell of lending products across segments
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Secondary Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Gather market insights to identify product pain points, unmet needs, and value-added service opportunities (e.g., loyalty programs, BNPL, automated invoicing) across Merchants and other priority customer segments
  </li>
  <li>
   Conduct field visits, customer interviews, and workshops with key segments and clusters (including pharmacies, FMCG distributors, and retail hubs) to capture on-ground insights and behavioral drivers for borrowing
  </li>
  <li>
   Ensure customer insights are systematically embedded into product prioritization and roadmap decisions
  </li>
  <li>
   Continuously track global and regional lending trends, with a strong focus on digital-first propositions, to inform product evolution and competitive positioning
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Requirements
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Bachelor's degree in Business Administration, Economics, Finance, or related field
  </li>
  <li>
   5-7 years of experience in financial services, with hands-on ownership of Consumer and/or SME lending products
  </li>
  <li>
   Proven track record in designing, launching, and scaling lending propositions, including digital credit journeys, underwriting models, and lifecycle management
  </li>
  <li>
   Strong understanding of SBP lending regulations, AML/CFT, consumer protection guidelines, and their impact on product design and execution
  </li>
 </ul>
</div>


Products Lead - Lending

Lendmark Financial Services

<div><div>At Lendmark Financial Services, we believe the success of our company is specifically attributable to the quality of our employees and their commitment to our customers. We value each customer and understand that people want to do business with people who care. That&rsquo;s one way we differ from our competitors. We are proud of what we as a team have accomplished. We will always strive for improvement, our motto since day one has been &ldquo;Success is the only option.&rdquo;</div><div></div><div>
Lendmark Financial Services offers a comprehensive benefits package for employees and dependents that includes medical, dental, vision benefits, paid time off, paid holidays, 401(k), life insurance, long-term disability, tuition assistance and an employee assistance program. We also offer optional benefits such as critical care, auto, home and pet insurance as well as other ancillary insurance options.</div><div></div><div>
GENERAL SUMMARY:</div><div></div><div>
The Loan Consultant I provides exceptional customer experience while providing personal loan solutions. This position focuses on building a customer base through sales, loan extension and merchant referrals. Role success will be based on creation of customer experience, generation of business, compliance, attainment of monthly goals, and accuracy.</div><div></div><div>
MAJOR DUTIES/RESPONSIBILITIES:</div><ul><li><div>
Greet, assist and solicit individuals entering the office and calling by phone; receive and process credit and employment verifications, and record information obtained; process payments, distributions, make recommendations regarding loan approvals; approve loans up to established lending limits, complete loan closings, handle account activities related to collection accounts, including phone calls and face to face communications with customers.</div></li><li><div>
Prepare reports, correspondences, transaction documentation, and record and file documentation; operate cash drawer, process bank deposits, maintain records and balances and closing of the branch.</div></li><li><div>
Actively market all branch products and services to individuals.</div></li><li><div>
Perform all other duties as assigned by management.</div></li></ul><div></div><div>
BASIC REQUIREMENTS:</div><ul><li><div>
High School Diploma or GED from accredited institution</div></li><li><div>
0-2 years consumer finance or related experience</div></li><li><div>
Cash handling; computer skills; customer service skills</div></li><li><div>
Ability to work with minimum supervision</div></li><li><div>
Excellent communication skills</div></li><li><div>
Proficient working knowledge of Microsoft Windows, Excel and Word Applications</div></li></ul><div></div><div>
PREFERRED/DESIRED QUALIFICATIONS:</div><ul><li><div>
Associates or Bachelor&rsquo;s Degree</div></li><li><div>
Bilingual, Spanish/English</div></li></ul><div></div><div>
COMPENSATION:</div><ul><li><div>
The salary range for this position is $18.00 - $21.00 per hour, based on the specific Knowledge, Skills, Abilities and/or Experience of the selected candidate.</div></li><li><div>
This position is eligible for Quarterly Incentive compensation based on individual and company performance guidelines.</div></li></ul><div></div><div>
WORK ENVIRONMENT:</div><ul><li><div>
Office Environment</div></li></ul><div></div><div>
If you are interested in a fast paced, high growth, team oriented and great culture environment, you'll enjoy a career with us!</div></div>

Customer Service Representative (Loan Consultant I)

<div><div>At Lendmark Financial Services, we believe the success of our company is specifically attributable to the quality of our employees and their commitment to our customers. We value each customer and understand that people want to do business with people who care. That&rsquo;s one way we differ from our competitors. We are proud of what we as a team have accomplished. We will always strive for improvement, our motto since day one has been &ldquo;Success is the only option.&rdquo;</div><div></div><div>
Lendmark Financial Services offers a comprehensive benefits package for employees and dependents that includes medical, dental, vision benefits, paid time off, paid holidays, 401(k), life insurance, long-term disability, tuition assistance and an employee assistance program. We also offer optional benefits such as critical care, auto, home and pet insurance as well as other ancillary insurance options.</div><div>
GENERAL SUMMARY:</div><div></div><div>
The role of Loan Consultant II is to provide exceptional customer experience while providing personal loan solutions. This position focuses on building a customer base through sales, loan extension and merchant referrals. Role success will be based on creation of customer experience, generation of business, compliance, attainment of monthly goals, and accuracy.</div><div></div><div>
MAJOR DUTIES/RESPONSIBILITIES:</div><ul><li><div>
Greet, assist and solicit individuals entering the office and calling by phone; receive and process credit and employment verifications, and record information obtained.</div></li><li><div>
Process payments, distributions, and make recommendations regarding loan approvals.</div></li><li><div>
Approve loans up to established lending limits and complete loan closings.</div></li><li><div>
Handle account activities related to collection accounts, including phone calls and face to face communications with customers.</div></li><li><div>
Prepare reports, correspondences, transaction documentation, and record and file documentation; operate cash drawer, process bank deposits, maintain records and balances and closing of the branch.</div></li><li><div>
Actively market all branch products and services to individuals.</div></li><li><div>
Perform all other duties as assigned by management.</div></li></ul><div></div><div>
BASIC REQUIREMENTS:</div><ul><li><div>
High School Diploma or GED from accredited institution</div></li><li><div>
2-4 plus years consumer finance or related experience</div></li><li><div>
Cash handling; computer skills; customer service skills</div></li><li><div>
Ability to work with minimum supervision</div></li><li><div>
Excellent communication skills</div></li><li><div>
Proficient working knowledge of Microsoft Windows, Excel and Word Applications</div></li></ul><div></div><div>
PREFERRED/DESIRED QUALIFICATIONS:</div><ul><li><div>
Associates or Bachelor&rsquo;s Degree</div></li><li><div>
Bilingual, Spanish/English</div></li></ul><div></div><div>
COMPENSATION:</div><ul><li><div>
The salary range for this position is competitive based on the job duties as well as the specific Knowledge, Skills, Abilities and Experience of the selected candidate.</div></li><li><div>
This position is eligible for Quarterly Incentive compensation based on individual and company performance guidelines.</div></li></ul><div></div><div>
WORK ENVIRONMENT:</div><ul><li><div>
Office Environment</div></li></ul><div></div><div>
If you are interested in a fast paced, high growth, team oriented and great culture environment, you'll enjoy a career with us!</div></div>

Customer Service Representative (Loan Consultant II)

Stitch

<p>.</p><p>Functional Pre-Sales Consultant &ndash; Job Description</p><p>Role Overview:</p><p>We are seeking a Functional Pre-Sales Consultant to support solution positioning across Lending, Cards, Wallets, and Digital Onboarding. The role involves understanding customer business requirements, mapping them to Stitch&rsquo;s platform capabilities, and delivering compelling demos, solution walkthroughs, and RFP/RFI responses.</p><p>Key Responsibilities:</p><p>Lead discovery workshops to understand client business processes and functional requirements.</p><ul><li>Translate business needs into solution designs aligned with Stitch&rsquo;s lending, cards, and payments modules.</li><li>Prepare and deliver product demos, presentations, and customer walkthroughs.</li><li>Own functional sections of RFP/RFI responses and proposals.</li><li>Collaborate with product, delivery, and sales teams to design feasible solutions.</li><li>Support PoCs, gap analysis, and functional clarifications during the sales cycle.</li></ul><p>Requirements:</p><ul><li>4&ndash;8 years of experience in functional pre-sales within fintech, lending, cards, or digital onboarding.</li><li>Strong understanding of financial workflows (LOS/LMS, wallets, KYC/KYB, payments).</li><li>Excellent communication, documentation, and stakeholder-management skills.</li><li>Ability to translate business problems into product-driven solutions.</li></ul><p>Job Type: Full-time</p><p>Pay: E&pound;15,000.00 - E&pound;30,000.00 per month</p>

Presales Consultant

<p>.</p><p>Functional Pre-Sales Consultant &ndash; Job Description</p><p>Role Overview:</p><p>We are seeking a Functional Pre-Sales Consultant to support solution positioning across Lending, Cards, Wallets, and Digital Onboarding. The role involves understanding customer business requirements, mapping them to Stitch&rsquo;s platform capabilities, and delivering compelling demos, solution walkthroughs, and RFP/RFI responses.</p><p>Key Responsibilities:</p><p>&bull;</p><p>Lead discovery workshops to understand client business processes and functional requirements.</p><ul><li>Translate business needs into solution designs aligned with Stitch&rsquo;s lending, cards, and payments modules.</li></ul><ul><li>Prepare and deliver product demos, presentations, and customer walkthroughs.</li></ul><ul><li>Own functional sections of RFP/RFI responses and proposals.</li></ul><ul><li>Collaborate with product, delivery, and sales teams to design feasible solutions.</li></ul><ul><li>Support PoCs, gap analysis, and functional clarifications during the sales cycle.</li></ul><p>Requirements:</p><ul><li>4&ndash;8 years of experience in functional pre-sales within fintech, lending, cards, or digital onboarding.</li></ul><ul><li>Strong understanding of financial workflows (LOS/LMS, wallets, KYC/KYB, payments).</li></ul><ul><li>Excellent communication, documentation, and stakeholder-management skills.</li></ul><ul><li>Ability to translate business problems into product-driven solutions.</li></ul><p>Job Type: Full-time</p><p>Pay: ﷼15,000.00 - ﷼30,000.00 per month</p>

<div>
 We are seeking a highly analytical and detail-oriented professional to join our unsecured lending strategy and analytics team. The Specialist will be responsible for developing data-driven strategies to optimize product performance,and improve profitability. This role requires strong analytical skills, proficiency in data tools, and a deep understanding of consumer banking products and credit risk. ;A successful candidate would work as an EXL consultant with a leading US Financial Services Organization on an unsecured lending portfolio. The job will require the consultant to work on:
 <br/>
 <br/>
 <ul>
  <li>
   ; ; ; ; Support tactical &amp; strategic risk analytics initiatives for US based banks&rsquo; Risk team ; ; ; ; ; ;
  </li>
  <li>
   ; ; ; ; Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions ; ; ; ; ; ; ;
  </li>
  <li>
   ; ; ; ; Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs ;
  </li>
  <li>
   ; ; ; ; Policy analytics to make sure correct customer segments are targeted and acquired ;
  </li>
  <li>
   ; ; ; ; Recommend changes to business strategy and risk management policies ; ; ; ; ; ; ;
  </li>
  <li>
   ; ; ; ; Build reporting/BI frameworks for Risk teams within the organization ; ; ;
  </li>
  <li>
   ; ; ; ; Evaluate effectiveness of current policies &amp; strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests &amp; performance related to funnel performance, portfolio verification performance and post issuance loan performance ; ; ; ; ; ;
  </li>
  <li>
   ; ; ; ; Clearly communicate analysis as presentations to technical &amp; non-technical groups ; ;
  </li>
  <li>
   ; ; ; ; Develop and maintain effective working relationships with colleagues in other areas of Risk Management. ; ; ; ; ; ; ;
  </li>
  <li>
   ; ; ; ; Summarize analytical findings into presentations and share analysis &amp; reports with senior leadership. ; ; ; ; ;
  </li>
  <li>
   ; ; ; ; Maintain a high degree of technical and policy understanding with respect to credit risk. ; ;
  </li>
  <li>
   ; ; ; ; Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met. ;
  </li>
  <li>
   ; ; ; ; Train, coach and develop team membersQualifications:
  </li>
  <li>
   ; ; ; ; 4-8 years of experience in Analytics and Decision Science. ; ; ; ; ;
  </li>
  <li>
   ; ; ; ; Risk Analytics experience: Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.)
  </li>
  <li>
   ; ; ; ; Past experience in problem solving roles, strategic initiatives etc. ; ; ; ; ; ; ;
  </li>
  <li>
   ; ; ; ; Knowledge in Banking Domain ; ; ;
  </li>
  <li>
   ; ; ; ; Hands on work experience in Python, SQL, SAS ; ;
  </li>
 </ul>
</div>


Manager

International Turnkey Systems - ITS

<div>
 <p>
  🌟
  <strong>
   We&rsquo;re Hiring! Senior Business Consultant &ndash; Core Banking System
  </strong>
  🌟
 </p>
 <p>
  <br/>
 </p>
 <p>
  📍
  <strong>
   Location:
  </strong>
  Cairo, Egypt
 </p>
 <p>
  🏢
  <strong>
   Department:
  </strong>
  Product Management
 </p>
 <p>
  📊
  <strong>
   Reports to:
  </strong>
  Senior Manager &ndash; Product Management
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   About the Role
  </strong>
 </p>
 <p>
  ITS is looking for a
  <strong>
   Senior Business Consultant
  </strong>
  to join our dynamic team! If you have expertise in
  <strong>
   Core Banking Systems
  </strong>
  &mdash;especially
  <strong>
   Loan Origination, Finance, Branch Operations, Trade Finance, and Investment
  </strong>
  &mdash;this is your chance to make an impact. You&rsquo;ll work closely with cross-functional teams to
  <strong>
   translate business needs into product features and implementation plans
  </strong>
  .
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Responsibilities
  </strong>
 </p>
 <p>
  ✅
  <strong>
   Functional Analysis &amp; Design
  </strong>
 </p>
 <ul>
  <li>
   Gather and document business requirements for loan origination, financial posting, trade finance, and investment modules.
  </li>
  <li>
   Define workflows, user stories, and functional specifications for credit processing and GL integration.
  </li>
  <li>
   Support the design of financial flows including disbursement, repayment, accruals, and accounting treatments.
  </li>
 </ul>
 <p>
  ✅
  <strong>
   Implementation Support
  </strong>
 </p>
 <ul>
  <li>
   Collaborate with engineering, QA, and implementation teams for accurate delivery.
  </li>
  <li>
   Participate in UAT cycles and assist in client onboarding and training sessions.
  </li>
 </ul>
 <p>
  ✅
  <strong>
   Stakeholder Engagement
  </strong>
 </p>
 <ul>
  <li>
   Validate requirements with internal and external stakeholders.
  </li>
  <li>
   Conduct client demos, workshops, and feedback sessions.
  </li>
 </ul>
 <p>
  ✅
  <strong>
   Market &amp; Product Insights
  </strong>
 </p>
 <ul>
  <li>
   Stay updated on trends in
   <strong>
    digital lending, core banking, and financial automation
   </strong>
   .
  </li>
  <li>
   Suggest enhancements to improve product competitiveness.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Requirements
  </strong>
 </p>
 <p>
  🎓
  <strong>
   Education &amp; Experience
  </strong>
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s degree in Finance, Business, Computer Science, or related field.
  </li>
  <li>
   4&ndash;7 years of experience in business consulting or product analysis within
   <strong>
    core banking or financial software
   </strong>
   .
  </li>
  <li>
   Strong understanding of
   <strong>
    loan origination, credit workflows, and financial accounting
   </strong>
   .
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  💡
  <strong>
   Skills &amp; Competencies
  </strong>
 </p>
 <ul>
  <li>
   Excellent analytical and documentation skills (BRDs, user stories, workflows).
  </li>
  <li>
   Familiarity with GL posting rules and financial lifecycle in banking.
  </li>
  <li>
   Effective communication and stakeholder management.
  </li>
  <li>
   Experience in Agile/Scrum environments.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Preferred Qualifications
  </strong>
 </p>
 <ul>
  <li>
   Exposure to SME or retail lending platforms.
  </li>
  <li>
   Knowledge of Islamic finance principles.
  </li>
  <li>
   Experience with digital tools like OCR, workflow automation, or AI-based scoring
  </li>
 </ul>
 <p>
 </p>
</div>


Senior Business Consultant

Search 3093+ Lending consultant jobs near you this January. New roles added regularly across leading industries. Apply today.

3093 lending consultant jobs NEAR_ME

Products Lead - Lending

Customer Service Representative (Loan Consultant I)

Customer Service Representative (Loan Consultant II)

Presales Consultant

Presales Consultant

Manager

Senior Business Consultant