life insurance underwriter

Amwins

<div>
 At Amwins, we succeed together &mdash; and have a good time doing it.
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 <br/>
 We know people don't leave companies. They leave cultures &mdash; which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.
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 <br/>
 First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.
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 <br/>
 Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.
 <br/>
 <br/>
 Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.
 <br/>
 <br/>
 Learn more about us at amwins.com.
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 <br/>
 We see you in Amwins blue!
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 <strong>
  Join our Amwins Access team in
 </strong>
 <strong>
  Chicago
 </strong>
 <strong>
  as an Associate Underwriter!
  <br/>
  <br/>
 </strong>
 This is a full time, in office position in our Chicago office.
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 <br/>
 <strong>
  Snapshot of what Amwins provides to our team members:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Compensation includes a salary commensurate with experience
  </li>
  <li>
   Annual bonus potential
  </li>
  <li>
   Broad benefits package available
  </li>
  <ul>
   <li>
    Most benefits available first day of employment
   </li>
   <li>
    Medical, Dental, Vision, Life, etc.
   </li>
   <li>
    Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc.
   </li>
  </ul>
  <li>
   Generous Paid Time Off and Company Holiday Schedule
  </li>
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   Collaborative, continuing education focused work environment
  </li>
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   Career advancement opportunities
   <br/>
  </li>
 </ul>
 <strong>
  Each Associate Underwriter provides vital team functions:
  <br/>
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 </strong>
 <ul>
  <li>
   Review submission information required to issue new or renewal quotes
  </li>
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   Rating and preparation of new or renewal quotes as directed by Underwriter
  </li>
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   Review and handling of inspection recommendations and discrepancies
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   Monitor various reports for consistency
  </li>
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   Potential for policy issuance and endorsement processing, including audits
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   Assist in accounting procedures such as invoicing
  </li>
  <li>
   Data entry into multiple internet based systems
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   <br/>
  </li>
 </ul>
 <strong>
  We are looking for people with:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   At least 1 year of prior insurance experience or a related Bachelor's degree from an accredited four-year university
  </li>
  <li>
  </li>
  <ul>
   <li>
    Commercial Lines experience is a plus!
   </li>
  </ul>
  <li>
   Exceptional communication skills, organization, professionalism and customer-service mentality
  </li>
  <li>
   Excellent computer skills including Microsoft 365 proficiency with an emphasis in Excel spreadsheets
   <br/>
  </li>
 </ul>
 <em>
  The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management&rsquo;s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  <br/>
  <br/>
 </em>
 Pursuant to Illinois regulation, the compensation range for this position is as stated and includes eligibility for performance-based bonuses.
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 Illinois Pay Range: $58,700 USD - $60,000 USD
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Associate Underwriter - Commercial Lines Insurance

Sammons Financial Group Companies

<div>Overview: Evaluate applications for life insurance to classify risks by using company risk selection standards while promoting additional sales of quality business. Responsibilities: &bull; Obtain the information necessary, based on the circumstances of each case, to evaluate each proposed insured&rsquo;s qualification for the plan and amount of life insurance applied for.
<br>
<ul><li>Call the Agent on every case where an adverse underwriting decision is involved to explain the reason and discuss alternatives, including the use of facultative reinsurance.
</li><li>Help Regional Sales Directors and MGAs build their business by leading customized Game Plans and attracting new producers.
</li><li>Initiate communication with agents and providers to facilitate the application and policy issue process; use the most effective means of communication available - telephone, facsimile, electronic mail, etc.
</li><li>Direct Case Managers in obtaining required information and in providing information to agents, other employees and service providers.
</li><li>Provide guidance to the Case Manager in screening applications for Jet Issue.
</li><li>Take final action on cases as authorized by the Manager, Underwriting pertaining to case size and mortality class; refer cases outside authorized limits to underwriting personnel with the requisite authority.
</li><li>Handle an assigned workload as determined by the Manager, Underwriting.
</li><li>Assist the Manager, Underwriting as directed in handling problems and questions from agents, applicants or policyholders, regulatory authorities and service partners.
</li><li>Assist Underwriter Trainees, Underwriters and other staff in the training required to meet performance objectives.
</li><li>Acquire and expand medical and non-medical knowledge as it relates to risk classification in order to fairly evaluate applications in a timely manner.
</li><li>Establish and maintain internal contacts to facilitate answering questions related to submitted business, changes, conversions, reinstatement and agency or marketing matters.
</li><li>Develop professionally through ALU, CLU and other studies to improve skills and judgment and contribute to the Underwriting Department&rsquo;s capability to maintain a leadership role in risk classification.
</li><li>Provide support to management on evaluations and progress reviews for Case Managers.
</li><li>Complete projects and audits as directed by the Manager, Underwriting.
</li><li>Be a leadership shadow for newer Underwriters and other employees in work excellence and Company loyalty.
</li><li>Adhere to Guiding Principles for the Underwriter as endorsed by Association of Home Office Underwriters.
</li><li>Commitment to embrace Sammons Financial Group Companies shared values (Accountability, Connection, Openness, Respect and Integrity).</li><li>As stated within the Company Attendance and Punctuality policy, regular attendance is required and expected in order to meet the business service levels and workflow demands.</li><li>Participate in other initiatives and/or projects as necessary. Qualifications:
</li></ul><ul><li>Bachelor's Degree or equivalent industry related experience Required
</li><li>4-6 years of life insurance underwriting with above average performance or approval authority of $2M or above Required
</li><li>Specialized knowledge and experience in life underwriting and risk selection with proven decision-making ability Required
</li><li>Knowledge of medical and non-medical risk factors and the ability to apply these factors in reaching the most favorable underwriting decision Required
</li><li>Excellent decision making skills with the ability to solve problems innovatively to find &lsquo;win-win&rsquo; solutions
</li><li>Strong verbal and written communication skills
</li><li>Self-starter with excellent teamwork skills; ability to work independently to accomplish work goals and a willingness to sacrifice personal goals to help achiever overall team success
</li><li>Superior ability to listen and be responsive to customers and who can sell difficult decisions while showing empathy
</li><li>Desire and ability to effectively work with diverse personalities
</li><li>Proven behaviors consistent with the Company Values: Openness, Integrity, Accountability, and Respect
</li><li>Ability to be open to coaching and constructive feedback to become more effective and improve performance
</li><li>Ability to assist Regional Sales Directors build their business by leading customized Game Plans and attracting new producers
</li><li>Ability to conduct presentations
</li><li>LOMA I and II Required
</li><li>FLMI Preferred
</li><li>Travel as needed to participate in agency meetings</li></ul>
Suitability Requirements: &bull; Criminal background check required.
<br>
Company Information: &bull;Sammons Financial Group offers a competitive benefit package that includes: Health, Dental, Vision, Company Paid Retirement, PTO and Holiday Pay.
<br>
<ul><li>Our Employee Stock Ownership Plan (ESOP) is a 100% company-funded retirement plan, so you can save for retirement without contributing a penny of your own paycheck.
</li><li>Healthy balance between work and personal lives. Friday afternoons off all year long, competitive PTO, and generous number of paid holidays.
</li><li>Our incentive program for defined goals subject to eligibility and performance. Monetary rewards are based on individual and/or overall company performance.
</li><li>Colleagues who support one another, model our core values, and drive our healthy, high-performing culture. Pay Range: USD $69,523.00 - USD $115,871.00 /Yr. Work Authorization/Sponsorship: At this time, we&rsquo;re not considering candidates that need any type of immigration sponsorship now or in the future or those needing work authorization for this role (This includes, but is not limited to students on F1-OPT, F1-CPT, J-1, etc.)</li></ul></div>

Sr. Underwriter

The Hartford

<div>Senior Executive Underwriter - UW07EC
Executive Underwriter - UW07ED<p>
We&rsquo;re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals &ndash; and to help others accomplish theirs, too. Join our team as we help shape the future.
</p><p>We&rsquo;re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They&rsquo;re at the center of everything we do &ndash; and by joining us, you&rsquo;ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.</p><p>
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they&rsquo;ve always been done isn&rsquo;t a part of the job. Here, you&rsquo;ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you&rsquo;ll have any number of opportunities for your career to grow in whatever direction you choose.</p><p>
As a Senior Executive Underwriter at The Hartford, your primary role will be to underwrite and actively pursue new business, manage an existing book of renewal business and service the needs of our distribution partners on an account-by-account basis. The Senior Executive Underwriter will serve as a key member of the Financial &amp; Executive Liability local region, reporting directly to the Western Region Managing Director of the Executive Liability Team. The Executive Liability Team focuses on Management Liability and Fidelity products for publicly traded accounts. Products include primary and excess Directors&rsquo; &amp; Officers&rsquo; Liability, Employment Practices Liability, Fiduciary Liability and Fidelity coverage lines.</p><p><b>
We&rsquo;ll Be a Good Match if You Have:
</b></p><ul><li><p>A customer-first mindset, putting our customers at the center of everything you do.</p></li><li><p>
A passion for making decisions through both analyzing the data and employing critical thinking skills.</p></li><li><p>
A team spirit and desire to work collaboratively.</p></li><li><p>
A financial mindset to help make the best decisions.</p></li><li><p>
Ability to own your work and following through on commitments.</p></li><li><p>
Ability to decipher and execute within a fluid and changing business environment.</p></li><li><p>
An understanding of how to build relationships and trust among diverse groups.</p></li><li><p>
The ability to advance their careers into technical OR leadership positions.</p></li></ul><p><b>
Qualifications:</b></p><ul><li><p>
Bachelor&rsquo;s Degree preferred, or equivalent combination of education, training and experience</p></li><li><p>
5 + years of Public Company D&amp;O underwriting experience
</p></li><li><p>Demonstrated success in developing and maintaining solid relationships with all internal and external business partners</p></li><li><p>
Excellent communication, interpersonal and presentation skills</p></li><li><p>
An ability to think analytically about business problems, make recommendations and propose solutions.</p></li><li><p>
High energy self-starter, who is resilient and has an entrepreneurial spirit</p></li><li><p>
Demonstration of solid time, organizational, and desk management skills</p></li><li><p>
Goal-oriented and delivers outcomes</p></li><li><p>
Ability to challenge the status quo and compete to win</p></li><li><p>
Superior technical knowledge and sound decision-making and analytical skills.</p></li><li><p>
Ability to travel 10-20%</p></li><li><p>
Valid driver&rsquo;s license as a company pool car may be provided</p></li></ul><p>
***Job title and level will be determined after careful consideration of the selected candidate&rsquo;s qualifications***</p><p><b>
Location:</b></p><p>
This role will have a Hybrid schedule, with the expectation of working in the San Francisco, CA or Walnut Creek, CA office three days a week (Tuesday through Thursday).</p><p><b>
Compensation</b></p><p>
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford&rsquo;s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:</p>
$128,800 - $205,200<p>
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.</p><p>
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age</p></div>

Senior Executive Underwriter, Public Company Executive Liability

MassMutual

<div><div><p><b>The Opportunity</b></p><p>
This role is designed for an experienced <b>Individual Disability Income (DI) Underwriter</b> who values sound judgment, decision‑making authority, and meaningful work. You&rsquo;ll underwrite complex DI cases end‑to‑end, partnering closely with the field while maintaining the independence required to make quality, sound decisions. The work is fast‑paced, varied, and rooted in strong underwriting fundamentals&mdash;balanced with real autonomy and trust in your expertise.</p><p></p><p><i>
100% remote &mdash; work from anywhere in the U.S.</i></p><p></p><p><b>
The Team</b></p><p>
You&rsquo;ll join a <b>close‑knit, experienced DI underwriting organization</b> where collaboration is real&mdash;not performative. Underwriters here lean on one another, share perspective, and respect differing approaches to risk. Our culture supports resilience, open communication, and comfort with ambiguity.</p><p>
We&rsquo;re in the midst of a broader digital transformation, including a future underwriting system upgrade. Transparency matters to us, and so does investing in the long‑term evolution of how underwriting gets done.</p><p></p><p><b>
The Impact</b></p><p>
Your work directly influences outcomes&mdash;for customers, distribution partners, and the business. Your underwriting judgment will be heard, respected, and relied upon. This is a role for underwriters who want to continue sharpening their craft, stay close to the work, and grow through complexity&mdash;while being supported by leadership that understands DI underwriting and values long‑term expertise.</p><p></p><p><b>
Key Responsibilities</b></p><ul><li><p>
Underwrite individual disability income cases end‑to‑end, applying sound judgment to accept, modify, or decline risk across medical, occupational, and financial dimensions.</p></li><li><p>
Partner closely with agents, brokers, and field partners to clearly explain decisions and facilitate thoughtful placement of business.</p></li><li><p>
Balance quality underwriting decisions with service expectations, exercising discretion in a fast‑paced environment.</p></li><li><p>
Collaborate with peers and stakeholders to gather information, assess risk, and continuously improve underwriting outcomes and processes.</p></li><li><p>
Demonstrate the ability to work independently amid ambiguity while contributing to a collaborative, relationship‑driven underwriting culture.</p></li></ul></div><p></p><p><b>
The Minimum Qualifications</b></p><ul><li><p>
High school diploma or GED</p></li><li><p>
5+ years of proven success underwriting disability insurance in a fast-paced work environment.</p></li><li><p>
$7K+ approval authority in disability insurance underwriting.</p></li></ul><p></p><p><b>
The Preferred Qualifications</b></p><ul><li><p>
Bachelor&rsquo;s degree</p></li><li><p>
8+ years of proven success underwriting individual disability insurance in a fast-paced work environment</p></li><li><p>
Approval limits of $10K+ IDI, $15K+ BOE, $250K+ Buy/Sell without a second signature</p><p>
Business Overhead and Buy Sell disability underwriting</p></li><li><p>
Third party distribution, bank, or wire house underwriting experiences</p></li><li><p>
Industry exams completed, i.e. ALU 101, 201, 202, LOMA, ALMI, FMLI, ALU, FALU, DIA, DIF</p></li><li><p>
Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)</p></li><li><p>
Ability to think critically, problem solve using data to drive toward resolution</p></li><li><p>
Positive, inclusive, agile, and collaborative mindset</p></li><li><p>
Strong verbal and written communication skills</p></li></ul><p></p><p><b>
What to Expect as Part of MassMutual and the Team</b></p><ul><li><p>
Regular meetings with the DI Underwriting Team</p></li><li><p>
Focused one-on-one meetings with your manager</p></li><li><p>
Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups</p></li><li><p>
Access to learning content on Degreed and other informational platforms</p></li><li><p>
Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits</p></li></ul><p></p><p>
#LI-Remote</p><p>
#LI-JA1</p>
MassMutual is an equal employment opportunity employer. We welcome all persons to apply.<br>
<br>
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
<br>
<br>
California residents: For detailed information about your rights under the California Consumer Privacy Act (CCPA), please visit our California Consumer Privacy Act Disclosures page.</div>

Underwriting Consultant - Disability Insurance

IGI LIFE INSURANCE LIMITED

<p><b>Company Overview:</b></p><p>We are an Insurance Company working across Pakistan. As part of our social responsibility, we are committed to providing <b>meaningful employment opportunities to persons with disabilities</b> and supporting them in earning a dignified livelihood.</p><p><b>Job Description:</b></p><p>We are looking for <b>responsible and dedicated Officer-Underwriting</b> who may have <b>mobility limitations (e.g., difficulty walking) or any other disabilities</b> but are <b>able to work on computers and follow instructions.</b></p><p>This is an <b>Equal Opportunity Position</b>, and <b>applicants with disabilities are strongly encouraged to apply.</b></p><p><b>Key Responsibilities:</b></p><ul><li>Data Entry</li><li>Maintain delivery records</li><li>Follow safety and traffic guidelines</li><li>Provide polite and respectful customer service</li></ul><p><b>Who Can Apply:</b></p><p>We welcome candidates who:</p><ul><li>Have difficulty walking or limited mobility</li><li>Have Computer Proficiency</li><li>Are reliable, honest, and punctual</li><li>Are willing to work responsibly and with dedication</li></ul><p><b>We Offer:</b></p><ul><li>Respectful and supportive work environment</li><li>Fair salary compensation</li><li>Opportunity for growth</li><li>Priority for persons with disabilities</li></ul><p><b>Purpose of This Hiring:</b></p><p>This opportunity is specially created to <b>support and empower persons with disabilities</b> by helping them gain dignified income through meaningful work.</p><p>Job Type: Full-time</p><p>Work Location: In person</p>

Officer Underwriting (Inclusive Hiring-Person with Disabilities encouraged)

Protective

<div><div>The work we do has an impact on millions of lives, and you can be a part of it.</div><div>
We help protect our customers against life&rsquo;s uncertainties. Regardless of where you work within the company, you&rsquo;ll be helping provide protection and peace of mind when our customers need it most.<br>
</div><div></div><br>
<div><p>The Vice President, Head of Underwriting is a senior leadership role accountable for defining, leading, and building the underwriting function across all Employee Benefits product lines. This executive will oversee a multi‑disciplinary underwriting organization and serve as a primary underwriting advisor to the SVP of Employee Benefits and leadership team on pricing strategy, risk selection, portfolio performance, and market growth opportunities.</p>
<p>
This role is ideal for a strategic, entrepreneurial, and tech‑forward underwriting leader with deep product expertise and a strong track record building scalable teams and processes for high‑growth Employee Benefits businesses.</p>
</div>
<h3 class="jobSectionHeader"><b>Key Responsibilities
</b></h3><p>1. Strategic Leadership &amp; Underwriting Excellence</p>
<ul>
<li>Serve as the underwriting leader for all Employee Benefits products, ensuring consistent, profitable, and market‑competitive underwriting strategies.</li>
<li>Drive underwriting governance, guidelines, philosophy, and portfolio performance.</li>
<li>Partner with Product, Distribution, Actuarial, Finance, and Operations to align underwriting strategy with market growth ambitions.</li>
<li>Provide thought leadership in emerging market trends, pricing needs, and competitive dynamics, particularly in the small business segment.</li>
<li>Define and maintain the EB Underwriting Governance Framework, ensuring consistent decision-making and clear risk-appetite management.</li>
<li>Use UW insights to influence EB divisional strategy, portfolio mix and pricing approaches.</li>
</ul>
<p>2. Build &amp; Scale a High‑Performing Underwriting Organization</p>
<ul>
<li>Lead, mentor, and develop a multi‑level underwriting team across product lines.</li>
<li>Recruit top‑tier talent and build a future‑ready team highly skilled in data‑driven and automated underwriting.</li>
<li>Establish clear performance expectations, career paths, and succession planning within the underwriting function.</li>
<li>Establish management and departmental governance routines that ensure consistent execution and performance accountability.</li>
<li>Develop a leadership bench and structured succession plans across all tiers of UW leadership.</li>
</ul>
<p>3. Complex Case &amp; Aggregation Underwriting</p>
<ul>
<li>Oversee underwriting strategy and execution for large, complex aggregation opportunities such as:</li>
<li>PEOs (Professional Employer Organizations)</li>
<li>Payroll companies</li>
<li>General Agencies (GAs)</li>
<li>National brokers</li>
<li>Develop scalable, repeatable frameworks for evaluating aggregator risk, pricing, guarantees, and block‑on‑block underwriting.</li>
<li>Deeply understand distribution economics and underwriting levers within the aggregator ecosystem.</li>
<li>Define aggregator specific governance standards to ensure disciplined growth, pricing alignment and controlled risk exposure.</li>
</ul>
<p>4. Technology, Data, Automation, and AI Enablement</p>
<ul>
<li>Champion adoption of modern underwriting technologies, automated risk engines, and AI‑driven decision support tools.</li>
<li>Collaborate with Technology partners to build digital underwriting workflows, rules engines, dashboards, and analytics capabilities.</li>
<li>Improve quote‑to‑bind cycle time, accuracy, and consistency through automation and modernization.</li>
<li>Use data insights to inform risk selection, segmentation, pricing recommendations and performance improvement.</li>
</ul>
<p>5. Process Design, Operational Rigor &amp; Continuous Improvement</p>
<ul>
<li>Architect underwriting processes that scale&mdash;from intake to risk assessment to issuance.</li>
<li>Establish efficient workflows for small‑business underwriting while ensuring appropriate segmentation for larger or complex cases.</li>
<li>Implement process controls, audit routines, and quality assurance practices.</li>
<li>Partner with Operations to ensure downstream processes (policy issue, servicing, billing) align with underwriting requirements.</li>
<li>Define underwriting quality thresholds and embed continuous improvement routines</li>
</ul>
<p>6. Stakeholder Leadership &amp; Cross‑Functional Partnership</p>
<ul>
<li>Serve as a key member of the Employee Benefits leadership team, contributing to enterprise strategy and long‑term planning.</li>
<li>Partner closely with:</li>
<li>Distribution leaders on sales strategies and broker/aggregator engagement</li>
<li>Product &amp; Actuarial on pricing and portfolio management</li>
<li>Claims on risk‑experience feedback loops</li>
<li>Technology on modernization and automation initiatives</li>
</ul>
<p>7. Portfolio, Performance, &amp; Risk Management</p>
<ul>
<li>Own underwriting profitability goals and portfolio analytics.</li>
<li>Monitor trends, mix of business, loss ratios, rate actions, and underwriting leakage.</li>
<li>Ensure reserve adequacy and collaborate with Actuarial during annual planning cycles.</li>
</ul><h3 class="jobSectionHeader"><b>Qualifications</b></h3><div>
<ul><li>15+ years of Employee Benefits underwriting experience with deep knowledge of small‑group and mid‑market segments.</li>
<li>Direct experience underwriting Dental, Vision, Life, STD, LTD, Paid Leaves, and Supplemental Health.</li>
<li>Proven leadership of underwriting teams; VP‑level or equivalent experience preferred.</li>
<li>Demonstrated ability to underwrite and negotiate large aggregators: PEOs, payroll providers, GAs, and national brokers.</li>
<li>Strong process‑engineering mindset with experience building underwriting operations from ground up.</li>
<li>Experience implementing technology modernization, automation, and AI‑enabled decisioning.</li>
<li>Highly collaborative, entrepreneurial, tech‑forward mindset.</li>
<li>Excellent communication skills and comfort presenting at the executive level.</li>
</ul></div><div><div>Protective&rsquo;s targeted base compensation for this position is $171,000 to $288,000. Actual salaries may vary depending on factors, including but not limited to, job location, skills, and experience. The range listed is just one component of Protective&rsquo;s total compensation package for employees.</div>
<div></div>
<div>This position also offers additional incentive opportunities through an Annual Incentive Plan and Long-Term Incentive Plan based on individual and Company performance.</div>
</div><div>
<p>Why Join Us?</p>
<p>
Influence the future of a rapidly scaling Employee Benefits business.</p>
<p>
Build and transform the underwriting organization during a pivotal growth phase.</p>
<p>
Work alongside forward‑thinking leaders embracing technology, data, and modern underwriting.</p>
<p>
High‑visibility role reporting directly to the SVP and shaping enterprise strategy.</p></div><div></div><div><b><br>
Employee Benefits:</b><b><i>
</i></b></div><div>We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (<i>e.g.</i>, paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective&rsquo;s platform to improve wellbeing while earning cash rewards.<br>
</div><div></div><br>
<div>Eligibility for certain benefits may vary by position in accordance with the terms of the Company&rsquo;s benefit plans.</div><div></div><div><b><br>
Accommodations for Applicants with a Disability</b><b>:</b></div><div>
If you require an accommodation to complete the application and recruitment process due to a disability, please email eric.hess@protective.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.</div><div></div><div><br>
Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process.</div><div></div><div><b><br>
We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.</b></div>
<p>
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.</p></div>

Vice President, Underwriting - Employee Benefits

Paramount Residential Mortgage Group

<div>Overview:
<div>
We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. We are proud to say PRMG has one of the most aggressive bonus structures for Underwriters in the industry. Our Bonus structure has allowed some of our underwriters to double their base salary per year. Lastly, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth.</div><div></div><div><br>
PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG&rsquo;s Internal and External Job Portal to request a transfer to a different department or position.</div>
Responsibilities:
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Mortgage Underwriter Responsiblities</div><ul><li>
Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines.
</li><li>Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an &ldquo;investment&rdquo; quality loan product.
</li><li>Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center.
</li><li>Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation.
</li><li>Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.
</li><li>Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing.
</li><li>Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager.
</li><li>Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files.
</li><li>Responds to post closing reviews and audits in a timely fashion.
</li><li>Performs related duties, as directed by Underwriter or Operations Manager.</li></ul>
Qualifications:
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Mortgage Underwriter Qualifications</div><ul><li>
Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines.
</li><li>Experience Underwriting private investor and private mortgage insurance guidelines.
</li><li>Strong interpersonal-communication and business-relationship skills.
</li><li>Detail oriented with strong organizational and follow-through skills.
</li><li>Excellent analytical, written communication and verbal communication skills.
</li><li>Technologically proficient.
</li><li>Bachelor&rsquo;s degree in related field or equivalent professional experience.</li></ul><div></div><div><br>
At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.</div>
Min: USD $95,000.00/Yr. Max: USD $105,000.00/Yr.</div>

Remote Mortgage DE/VA Underwriter

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