loan and credit manager

IDFC FIRST Bank

<div>
 
 Job Requirements
 
 
 
 
 Job Requirements
 
 
 
 
 Role/ Job Title:
 
 Credit Manager-Loan Against Property.
 
 
 
 Function/ Department:
 
 Retail Underwriting.
 
 
 
 Job Purpose
 
 
 
 To assess, evaluate review and approve credit proposals as which is referred to retail credit involving LAP products. To Maintain the service level deliverables agreed with counter parts.
 
 
 Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the banks&rsquo; risk appetite. Interpersonal relationship Management with Peers.
 
 
 
 Roles &amp; Responsibilities
 
 
 
 <ul>
 <li>
 Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies &amp; procedure to honor the agreed SLAs and manage area business volumes.
 </li>
 <li>
 Supervise a team of credit underwriters and provide guidelines.
 </li>
 <li>
 Conduct personal discussion with customers to establish credit worthiness.
 </li>
 <li>
 Control and contain front-end delinquencies by calling up customer on first presentation.
 </li>
 <li>
 Making sure completion of credit/KYC documents and verification- telephonic, field &amp; collateral visits.
 </li>
 <li>
 Coordinate with sales to achieve targets and ensure SLAs are met.
 </li>
 <li>
 Ensuring credit policy adherence to the accepted standards.
 
 
 </li>
 </ul>
 
 Education Qualification
 
 
 
 Graduation: Any.
 
 
 Post-graduation: Any.
 
 
 
 Experience:
 
 2+ years of experience in credit.
</div>

Credit Manager-Loan Against Property

Banque du Caire

<div>
 
 
 Job Summary:
 
 
 
 Responsible for running Syndicated Loans and structured finance loans by setting and implementing plans and conducting the work of credit studies for loans requests submitted by the clients, expanding the client network to increase the portfolio and increase credit opportunities and consequently increasing the bank&rsquo;s profitability in accordance with the strategies and policies set.
 
 
 
 
 
 
 Job Responsibilities:
 
 
 <ul>
 <li>
 Implementing marketing strategies to target business opportunities.
 </li>
 <li>
 Conducting transactions screening and due diligence process.
 </li>
 <li>
 Preparing credit assessment process.
 </li>
 <li>
 Preparing Credit Proposals to be presented to the concerned internal approving stakeholder.
 </li>
 <li>
 Coordinating with other internal departments (Risk, Legal, Admin, and operations&hellip;etc) to ensure the success and smoothness of the execution of any transaction in a timely manner.
 </li>
 <li>
 Participating in the appointing process of the Legal and other Counsels for providing necessary services to the transactions, cooperate and following up with them.
 </li>
 <li>
 Following up on the business relationship post the signing of the Loan Agreement and utilization.
 </li>
 <li>
 Participating in interim reviews regarding contracts, financials, and special transactions.
 </li>
 <li>
 Participating in the preparation of the annual business development plan.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Job Qualifications:
 
 
 <ul>
 <li>
 Bachelor's degree in accounting, Business Administration or related field
 </li>
 <li>
 ARM: 1 to 3 years of experience.
 </li>
 <li>
 RM: 3-5 years of Banking experience.
 </li>
 <li>
 Credit Certified is a must.
 </li>
 </ul>
 
 
</div>

Syndicated Loans – Relationship Manager / Assistant Relationship Manager

Astra Tech

<div>
 
 
 
 Role Summary
 
 
 
 
 
 
 
 We are seeking a Product Head - Loan Management System to lead the strategy, design, and delivery of the middleware layer that powers our financial ecosystem.
 
 
 This role is pivotal in ensuring seamless, secure, and scalable connectivity between our core systems &mdash; including loan management systems (LMS), payment gateways, risk engines, and third-party platforms. You will drive the product vision and roadmap for middleware services, overseeing API frameworks, data exchange standards, and integration architectures that enable smooth interaction across all internal and external systems. As the bridge between product, engineering, and business teams, you will ensure that every integration aligns with enterprise goals, compliance mandates, and operational excellence.
 
 
 
 
 
 
 
 Key Responsibilities
 
 
 
 
 
 
 <ul>
 <li>
 
 Product Strategy &amp; Roadmap:
 
 Define and own the middleware product vision, multi-year roadmap, and modernization strategy. Enable scalable integration across lending, payments, and credit platforms through robust API and microservices frameworks.
 </li>
 <li>
 
 Platform Design &amp; Development:
 
 Oversee design and delivery of integration services, data pipelines, and message queues connecting core systems (e.g., loan origination &rarr; LMS &rarr; risk engine &rarr; payment gateway).
 </li>
 <li>
 Ensure high-volume, low-latency communication that meets regulatory uptime and SLA standards. Lead technical discussions with vendors and partners such as
 
 
 FintechOS, Camunda, FinnOne, AECB, and M2P.
 
 
 </li>
 <li>
 
 Governance &amp; Team Leadership:
 
 Build and mentor a specialized team of product managers, solution architects, and integration engineers. Establish standards for API documentation, observability (Grafana/Kibana), version control, and release management. Implement robust governance frameworks for API lifecycle, access control, and change management.
 </li>
 <li>
 
 Security, Compliance &amp; Quality:
 
 
 
 Ensure all middleware services comply with CBUAE, AECB,
 
 
 
 
 and data protection regulations. Implement encryption, tokenization, and logging standards to safeguard customer and transaction data. Collaborate with Risk and Data teams to enforce auditability, lineage tracking, and recovery mechanisms.
 </li>
 <li>
 
 Stakeholder Management:
 
 Partner with Product, Risk, Operations, and external vendors to translate business requirements into API-based workflows. Present middleware performance metrics, uptime dashboards, and roadmap progress to executive leadership.
 </li>
 </ul>
 
 
 
 
 
 
 Key Requirements
 
 
 
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s or Master&rsquo;s degree in Computer Science, Engineering, or a related discipline. PMP, Agile Product Owner, or TOGAF certification preferred.
 </li>
 <li>
 
 Experience:
 
 10+ years of experience in product management, middleware architecture, or system integration &mdash; ideally in fintech, banking, or lending environments.
 </li>
 <li>
 Proven experience managing API gateways, microservices, and integration platforms.
 </li>
 <li>
 Hands-on expertise with Azure Service Bus, Kafka, RabbitMQ, REST/GraphQL APIs, Camunda, Kubernetes, and CI/CD pipelines (e.g., GitLab).
 </li>
 <li>
 Strong understanding of lending systems, payment gateways, risk engines, and credit bureau integrations.
 </li>
 <li>
 Demonstrated success leading cross-functional product and engineering teams.
 </li>
 <li>
 Deep knowledge of integration patterns (event-driven, synchronous/asynchronous).
 </li>
 <li>
 Strong understanding of regulatory and data privacy frameworks in financial services.
 </li>
 <li>
 Excellent communication and documentation abilities.
 </li>
 <li>
 Strategic thinker with the ability to balance scalability, compliance, and business value.
 </li>
 <li>
 Analytical mindset with experience in API design and performance optimization.
 </li>
 </ul>
 
 
</div>

Product Head - Loan Management System

Bajaj Finserv

<div>
 
 Location Name:
 
 Tribeni
 
 
 
 Job Purpose
 
 
 
 &ldquo;This position is open with Bajaj Finance ltd.&rdquo;Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization&rsquo;s policiesAct with Integrity
 
 
 
 Duties And Responsibilities
 
 
 
 Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.-Credit appraisal for BL &amp; Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format-Market Research and Feedback for new product launch.-Feed back on credit policy based on market conditions.
 
 
 
 Required Qualifications And Experience
 
 
 
 Chartered Accountant /MBA Finance with 2-3 years of relevant experience.&amp;lt
</div>

Assistant Manager - Credit

HSBC

<div><div><div><div>Some careers open more doors than others.
If you&rsquo;re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.
Our COO team delivers strategic execution for Corporate and Institutional Banking (CIB) across the globe. Through transformative data and digital solutions, customer servicing, and non-financial risk expertise, this team is where problems are solved, and careers are made.
CIB COO focuses on these key priorities:<ul><li>Protecting the bank, our customers and stakeholders by enhancing our operational resilience, strengthen our control environment, and improve risk management.</li><li>Driving operational excellence and efficiency by optimising our processes and delivering the transition to net zero in our own operations.</li></ul>
 
<ul><li>Enabling business growth exceptional service by enabling our businesses to focus on our competitive advantage and deliver transformation and digitisation across the bank.</li></ul>
We are currently seeking an experienced professional to join the Credit Services team located at located at Gurgaon. Credit Services team is responsible for monitoring the operational aspects of facilities granted to the customers; operational aspects of the loans portfolio and Regulatory Reporting for credit and lending for Wholesale Banking Business.
Job Introduction
Checker level profile required in the Credit Services Team located at Gurgaon. The job will cover almost all the working branches of Credit Services team covering Regulatory Reporting, Security Documentation and Loans Processing aspects of the credit side of the Wholesale Banking division.
Principal Responsibilities<ul><li>
To cover the regulatory reporting as per various statutory and group requirements.</li><li>
To handle and collate various Returns to be submitted to HHO/RBI/Internal Auditors</li><li>
To prepare various MIS that are required for regulatory reporting.</li><li>
To work on various security documentation related task independently and ensure completion of the same in specified timelines.</li><li>
To look after the operational aspect of Credit i.e. Loading of Limits on HUB, Loading of Auto reduction of limits, passing entries for provisioning/write off for Bad and Doubtful accounts.</li><li>
To safeguard the Bank from potential loss on lending by ensuring that security documentation for accounts is obtained from the customers promptly as per FAL/Security Section of the CARM application.</li><li>
To ensure that the security documents are enforceable and in line with BIM Vol 3/ local regulations/ laws. To check that necessary charges have been created in the Bank&rsquo;s favour.</li><li>
To ensure that security documents are loaded on HUB and are kept under dual control. To issue and verify the Facility Advise Letter as per CARM / CM approval.</li><li>
To ensure highest levels of service to both internal and external customers, and with the objective of protecting the interests of the bank at all times within the spectrum of activities relating to MIS, compliance with regulatory requirements, interface with the external auditors, and NPA related support activities</li></ul></div></div></div><div>
</div><div><div><div>
Qualifications</div><div><div><ul><li>
Bachelor&rsquo;s degree preferably in accounting, finance or similar field;</li><li>
Awareness of the types and nature of credit products, security types and processes would be an added advantage;</li><li>
Strong analytical, problem-solving, communications, financial and interpersonal skills;</li><li>
Expert knowledge of MS Excel</li><li>
Ability to communicate effectively &amp; Attention to details</li></ul>
Eligibility Criteria<ul><li>
India Bank / INM employees will be eligible to apply to this role after completion of 12 months in the current role/position at the time of application on level transfer and/or promotion.</li><li>
Entity Employees (not from India Bank) to be guided by their internal policy on tenure completion in current role at the time of application before applying and share line manager approval once shortlisted</li><li>
INM Employees in scope of WPB Career Progression Framework not eligible to apply to roles within the purview of the Framework.</li></ul>
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. 
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. 
Issued by The Hongkong and Shanghai Banking Corporation Limited, India</div></div></div></div></div>

Manager - Credit Services

<div>
 
 Location Name:
 
 Gwalior
 
 
 
 Job Purpose
 
 
 
 &ldquo;This position is open with Bajaj Finance ltd.&rdquo;Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization&rsquo;s policiesAct with Integrity
 
 
 
 Duties And Responsibilities
 
 
 
 Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.-Credit appraisal for BL &amp; Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format-Market Research and Feedback for new product launch.-Feed back on credit policy based on market conditions.
 
 
 
 Required Qualifications And Experience
 
 
 
 Chartered Accountant /MBA Finance with 2-3 years of relevant experience.&amp;lt
</div>

<div>
 
 Location Name:
 
 Dholpur
 
 
 
 Job Purpose
 
 
 
 &ldquo;This position is open with Bajaj Finance ltd.&rdquo;Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization&rsquo;s policiesAct with Integrity
 
 
 
 Duties And Responsibilities
 
 
 
 Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.-Credit appraisal for BL &amp; Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format-Market Research and Feedback for new product launch.-Feed back on credit policy based on market conditions.
 
 
 
 Required Qualifications And Experience
 
 
 
 Chartered Accountant /MBA Finance with 2-3 years of relevant experience.&amp;lt
</div>

Deputy Manager - Credit

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