loan and credit manager

First Abu Dhabi Bank (FAB)

<div>
 Conduct detailed credit assessment and preparation of credit appraisal memos seeking approval for financing against residential and commercial real estate. The key purpose is to determine whether the borrower is eligible for financing and the requested credit facility is in line with the bank&rsquo;s risk appetite and Target Market Risk Acceptance Criteria (TM-RAC).
 <br/>
 <br/>
 <strong>
  Key Accountabilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Review, analyse &amp; assess loan proposals keeping in mind the approved credit policies, procedures and market dynamics to produce high quality of credit assessment memos for underwriting purposes.
  </li>
  <li>
   Approve credit requests in line with any delegated credit authority, where allowed.
  </li>
  <li>
   Manage the allocated portfolio of clients in terms of timely annual reviews, monitoring delinquencies, early warnings, adherence to covenants, documentary deferrals etc and actively engage with the respective business counterparts on regular basis to address any credit related issues for the allocated portfolio.
  </li>
  <li>
   Given the High Networth and sensitive nature of the clientele, actively engage with the senior business counterparts (Area Managers/Executive Directors etc) to ensure that the proposed facility is adequately structured to meet the clients&rsquo; expectations within the bank&rsquo;s underwriting standards.
  </li>
  <li>
   Accompany the business counterparts to client meetings and to develop better understanding of the client and the proposed credit facility.
  </li>
  <li>
   Adhere to &amp; comply with departmental policies, standard operating procedures and practices so that the work is carried out in a smooth &amp; methodical manner.
  </li>
  <li>
   Exhibit consistency with organization&rsquo;s values and ethics at all times to demonstrate a value driven culture within the bank.
  </li>
  <li>
   Contribute towards continuous improvement and sustainability of policies, systems, process and methods in line with changing needs and requirements so as to efficiently carry out the duties.
  </li>
  <li>
   Have in-depth understanding of regulatory and internal bank policies.
  </li>
  <li>
   Exhibits good communication &amp; writing skills when preparing &amp; submitting credit proposals to approving authorities within the Bank.
  </li>
  <li>
   Guide and train a small team of credit analysts for credit underwriting.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Job Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Analyse Client&rsquo;s audited financial statements/bank statements/Rental Roll Reports/ Collateral Details etc, look into client&rsquo;s credit history/credit reports/ system checks to meet bank&rsquo;s lending standards.
  </li>
  <li>
   In depth analysis of borrower&rsquo;s financial ratios like profitability, solvency, cashflow, debt service coverage ratios etc in order to ensure error free underwriting and ensuring that the borrower has sufficient repayment capacity to repay the proposed loan facilities.
  </li>
  <li>
   Review &amp; analyse re-structuring requests from the existing loan customers and recommend in line with the bank&rsquo;s policy/TM-RAC.
  </li>
  <li>
   To work out the credit risk rating and check RAROC of the customer as per the bank&rsquo;s portals.
  </li>
  <li>
   Ensure completeness &amp; accuracy of documentation submitted with the credit request in order to avoid fraud and/or delinquency in the future.
  </li>
  <li>
   To review the excess rental release request of the clients after reviewing the rental register and rental collection account.
  </li>
  <li>
   To work in co-ordination with other stakeholders such as Credit Administration, Collections, Operations etc and take up with business in case of non-compliance of terms and conditions.
  </li>
  <li>
   Review/Approve deferral or waiver requests given by the existing customers and recommend the same keeping in mind the credit risk involved.
  </li>
  <li>
   Approve and/or process the loan applications and service requests efficiently and within the agreed SLAs.
  </li>
  <li>
   Ensure completion and maintenance of the required departmental MIS as required on ongoing basis.
  </li>
  <li>
   Ensure that all the approved loans and proposal related documents are complete and stored in the common folder/system to safeguard any missing or misplaced documents.
  </li>
  <li>
   To be able to work in pressure conditions without compromising on the credit underwriting quality.
  </li>
  <li>
   To perform any additional Job-Related tasks/projects as and when assigned by Line Manager.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Qualification
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Minimum Education required: Minimum Bachelor&rsquo;s degree preferably in Finance/Banking/ Commerce.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Experience
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Minimum 10 years in Credit and/or Banking experience.
  </li>
 </ul>
</div>


AVP & Lead, Credit Management

Aditya Birla Group

<div><div><div><div><div><div><div>AB Housing Finance Limited
</div><h1 class="jobSectionHeader"><b>Credit Manager - Informal</b></h1>
<div>Location: RS Puram, Coimbatore, Tamil Nadu</div>
<p></p><div>
</div></div></div><div><h2 class="jobSectionHeader"><b>Job Description</b></h2>
<p></p><div><h4 class="jobSectionHeader"><b>Job Purpose</b></h4><p>
The purpose of this job is to execute risk and credit operations on the basic transactions assigned, as per established frameworks and processes, ensuring sound portfolio quality management. Further, this role coordinates with Sales, Operations and ABFL Risk colleagues to ensure efficient and effective risk management operations.</p><h4 class="jobSectionHeader"><b>
Job Context &amp; Major Challenges</b></h4><p>
Job Context/Job Challenges:<br>
Organizational Context Key Aspects:Part of the Aditya Birla Financial Service Group (ABFSG), Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987. The company offers a complete range of housing finance solutions such as home loans, home improvement &amp;home construction loans, balance transfer &amp;top-up loans, loans against property &amp;construction finance. The company acquired its license on 9th July 2014 &amp;has aggressive growth plans<br>
ABHFL operates in the Rs. 11.4 trillion Indian Housing Finance market, which has grown at a steady rate of 17% CAGR over the last 3 years while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of newer entrants in niche segments like affordable housing &amp;self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market &amp;has remained stable at ~37% as on December 2015.The nature of the HFC business (dealing largely with retail customers in the potentially sensitive area of housing/ mortgages), along with the additional regulatory &amp;control mechanisms imposed as a result, means it is imperative that all functions &amp;processes align &amp;comply with sound risk management guidelines &amp;applicable regulations/ controls proactively &amp;judiciously. This is vital for managing risk &amp;protecting interests of both the business as well as the customer.Structured as a dual to the Sales/ Sourcing team, with positions mapped against corresponding Sales roles across the organization, the Risk team is responsible for necessary controls &amp;process checks to ensure business performance &amp;health.While the core responsibility for this function is to control the business via robust underwriting &amp;risk management, supporting business expansion via joint evaluation of different product/ market growth proposals with the Sales team is also an important contribution.The Credit Manager plays the role of executing risk &amp;credit operations in line with established guidelines &amp;norms, &amp;securing the organization against diverse risks in local business operations via process measures &amp;checks. This role is responsible for ensuring robust &amp;efficient creditworthiness &amp;risk assessment. He/ She is the &ldquo;ears on the ground&rdquo; member of the Risk Team who meets every customer as part of the underwriting process &amp;also visits the property which is being funded. Therefore, he/she needs to have an understanding of the Legal &amp;Valuation framework to be able to perform their role satisfactorily<br>
Key Challenges<br>
While the ABFL Mortgages team also works with retail customers in the property space, the ABHFL business is exposed to the additional Construction Risk, i.e. risk from under construction projects not getting completed as planned. The Risk Team must factor for this when designing &amp;implementing control mechanisms, &amp;evaluating business proposalsABHFL is in its inception phase as a company &amp;in the midst of rapid growth. The Risk function must therefore be able to balance priorities of risk management &amp;business growth efficiently, without increasing sub-prime exposures or impacting business health &amp;sustainability.It is therefore essential for Risk function team members to remain up to date on business practices/ norms in their respective states/ locations &amp;work within regulatory guidelines in a manner that minimizes business risk &amp;also supports growth objectives<br>
Enabling Skill Sets &amp; Qualifications<br>
Critical skill sets required to meet these challenges include business &amp;commercial acumen, analytical skills, interpersonal &amp;presentation skills, &amp;execution capabilities.Education &amp; experience required to fulfil this profile are a CA/ MBA -Finance with minimum 0 -3 yrs of experience in a bank/ NBFC/ HFC</p><h4 class="jobSectionHeader"><b>
Key Result Areas</b></h4><div></div><div><div><div><b>
 KRA (Accountabilities) (Max 1325 Characters)</b></div><div><b> Supporting Actions (Max 1325 Characters)</b></div></div><br>
<div><div>
KRA1</div><div> Underwriting and Portfolio Quality Management</div><div> Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines<br>
Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases<br>
Liaise with relevant ABFL Risk team members for clarifications on Legal-Technical evaluations, as required</div></div><br>
<div><div>
KRA2</div><div> Process Efficiency</div><div> Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives<br>
Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
<br>
Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required</div></div><br>
<div><div>
KRA3</div><div> Risk Compliance &amp; Control</div><div> Ensure compliance with established risk management principles and norms; compile periodic and need based MIS, reports, escalation case documents, etc.<br>
Conduct local risk operations in line with defined Maker- Checker mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc.</div></div><br>
<div><div>
KRA4</div><div> Collection Efficiency</div><div> Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively<br>
Escalate specific/ complex cases, as required, to RCM for recovery and delinquency/ NPA avoidance</div></div><br>
</div><p></p>
</div><div><div><div>Minimum Experience Level</div>
<div><p>4 - 8 years</p></div>
</div><div></div><div><div>Job Qualifications</div>
<div><p>Other Degree</p></div></div></div></div></div></div></div></div>

Credit Manager - Informal

Commercial Bank of Dubai

<div>Dubai, Dubai, AE Senior Permanent ID: 102426</div>
<br><div><div><div><div><h3 class="jobSectionHeader"><b>DESCRIPTION</b></h3>
<div><p>Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.</p><p>
CBD has been recognized as the number one bank in the UAE on the Forbes list of The World&rsquo;s Best Banks 2022.</p><p>
As we continue to build upon our successes, we are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people - your colleagues and our customers - and delivering service that really goes the extra mile.</p><p></p><p><b><br>
JOB PURPOSE</b></p><ul><li>
The role of the Job Holder is to manage a team of underwriters and take key decisions related to individual applications of Customers applying for Retail Banking product of Mortgage, as defined in the Retail Credit Policy of the Bank.
</li><li>Credit decisions are taken by the job holder on high value transactions as well as deviations, as per the delegation matrix of the Bank. The individual will have up to AED 10 mill of Credit delegation for Mortgage cases.</li></ul><p></p><p><b><br>
JOB ACCOUNTABILITIES
</b></p><ul><li>Decision high value transactions and escalations from the team in compliance with the Retail Credit Policy of the Bank.</li><li>
Decision deviations to the Credit Policy as per the defined deviations matrix of the Bank.</li><li>
Evaluate and escalate cases to the proper authority as defined in the Credit Policy of the Retail Banking PPGs.</li><li>
To guide, monitor, train and manage the underwriting team for the respective product. To ensure that the team takes decisions as per the laid down criteria of the Bank.</li><li>
Ensure that the risk-based underwriting principles are being strictly followed by credit officers &amp; Team Leader formulating credit decision</li><li>
Zero error &amp; no-rework across Consumer Credit Appraisal</li><li>
Cross training of all Team Leaders and Credit Officers on Self-Employed Cases (Succession Planning)</li><li>
Maintain constant high credit quality. Manage the Mortgage team for improving Retail Credit decision making / underwriting effectiveness, increase operational efficiency, optimizing resource utilization and capacity planning, increasing productivity, increasing customer lifetime value throughout retail banking group by way of continuous process improvements, re-engineering and major systems-based break-through in credit related areas.</li><li>
Ensuring quality service to internal/external customers through adherence to agreed SLAs for processing cases. Adequate market knowledge of UAE property market.</li><li>
To assist HORR in identifying and controlling the degree of risk and policy deviations by providing timely and accurate Credit parameters</li><li>
Supporting all direct reporting staff in providing workable solutions for problems arising in day-to-day situations</li><li>
Check and decision daily transactions efficiently within the approved policy and procedure and in accordance with the approved level of authorities.</li><li>
Ensure completion of cases within prescribed TAT and full adherence to SLA with Business Group</li><li>
Work closely with all Sales Channels to review reject and decline cases and identify areas of improvement, thus improving overall approval rate</li><li>
Adherence to Operational Risk Guidelines</li><li>
Full Compliance to all relevant policies and procedures governing Risk-based underwriting &amp; ensure a minimum SATSIFACTORY INTERNAL AUDIT Rating. NO Adverse audit findings with HIGH-RISK Impact</li><li>
Resolution of all audit findings within prescribed timeframe</li><li>
Regular Meeting with Team Leader and Credit Officers to discuss work issues &amp; other important relevant matters</li><li>
Goals &amp; Key Performance Indicators are clearly explained &amp; well understood across Consumer Credit Appraisal. Conduct performance appraisal of team leaders, at least 2x a year</li><li>
Objective assessment of training needs of Team Leaders &amp; Credit Officers to further enhance job performance &amp; recommendation of appropriate interventions including formal training, whenever necessary</li><li>
Allocate work/ supervises develops and conducts the appraisal review of junior levels staff to enhance their capabilities and ensure the effectiveness of their performance</li><li>
Effective implementation of productivity and performance management</li><li>
Monthly assessment/ monitoring of the direct reports</li></ul></div></div></div></div></div><p></p>
<br><div><div><div><div><h3 class="jobSectionHeader"><b>REQUIREMENTS</b></h3>
<div><p><b>QUALIFICATIONS</b></p><ul><li>
6 to 8 years solid Banking Experience including supervisory responsibilities, with at least 5 years in Retail Underwriting</li><li>
Written and spoken English &ndash; Arabic preferred</li><li>
Good understanding of banking operations, Bank policies, procedures, guidelines, statutory requirements, market conditions.</li><li>
Extensive experience in Financial Analysis</li><li>
Must have had decision authority on auto/ personal credit/ mortgage and Islamic Banking Credit (Murabaha/ Ijarah)</li></ul></div></div></div></div></div><p></p>

Manager, Mortgage Credit Risk (UAE National)

The Home Depot

<div><p><b>Position Purpose:</b></p><p>
The Financial Services &amp; Payments Finance Manager is responsible for managing the FS&amp;P P&amp;L including cost of acceptance, private label credit card P&amp;L, and G&amp;A. The Finance Manager&rsquo;s responsibilities include: (i) P&amp;L forecasting and planning, (ii) preparing and presenting financial analysis to FS&amp;P leadership, (iii) preparing monthly and ad-hoc reporting, (iv) identifying trends and develop/implement strategies to achieve financial targets, and (v) reviewing and analyzing the performance of Home Depot&rsquo;s Private Label Credit Card portfolios. Additionally, the associate will manage the relationship with Global FP&amp;A and act as a liaison to Accounting.</p><p><b><br>
Key Responsibilities:</b></p><ul><li>
Strategic Analysis/Problem Solving - Works to fully understand business; identify and implement process and organizational improvements. Plans and ensures execution of department objectives. Participates in preparation of the annual budget, reviews monthly expenditures and ensures that budgetary goals are met. Reviews monthly metrics to ensure goals are met.</li><li>
Conduct financial planning for function and make appropriate recommendations.</li><li>
Leads, plans, and coordinates work teams in an efficient manner to effectively perform any financial function and activity; utilizes metrics to track performance and manage workload. Ensures operational processes and procedures are compliant and consist with established policies.</li><li>
Drive key functional financial metrics.</li><li>
Project Management- Develops and supports a strategic alliance with business partners. Participates in cross-functional activities focused on solving business issues and enhancing our competitive advantage. Facilitates cross-functional communication with other areas of the business including but not limited to Finance, Human Resources, Real Estate, Operations, and Information Systems.</li></ul><p><b><br>
Direct Manager/Direct Reports:</b></p><ul><li>
Typically reports to a Sr. Manager</li><li>
This position has direct reports.</li></ul><p><b><br>
Travel Requirements:</b></p><ul><li>
Typically requires overnight travel 5% to 10% of the time.</li></ul><p><b><br>
Physical Requirements:</b></p><ul><li>
Most of the time is spent sitting in a comfortable position and there is frequent opportunity to move about. On rare occasions there may be a need to move or lift light articles.</li></ul><p><b><br>
Working Conditions:</b></p><ul><li>
Located in a comfortable indoor area. Any unpleasant conditions would be infrequent and not objectionable.</li></ul><p><b><br>
Minimum Qualifications:</b></p><ul><li>
Must be eighteen years of age or older.</li><li>
Must be legally permitted to work in the United States.</li></ul><p><b><br>
Preferred Qualifications:</b></p><ul><li>
Experience in Planning (Budgeting), Forecasting, and Financial Analysis</li><li>
MBA preferred.</li><li>
5+ years of experience in Finance and/or Accounting.</li><li>
Private Label Credit or Bankcard portfolio analysis</li><li>
Working knowledge of SQL and Google BigQuery</li><li>
SAP/S4 HANA</li><li>
AI: Gemini and Copilot</li></ul><p><b><br>
Minimum Education:</b></p><ul><li>
The knowledge, skills and abilities typically acquired through the completion of a bachelor's degree program or equivalent degree in a field of study related to the job.</li></ul><p><b><br>
Preferred Education:</b></p><ul><li>
No additional education</li></ul><p><b><br>
Minimum Years of Work Experience:</b></p><ul><li>
5</li></ul><p><b><br>
Preferred Years of Work Experience:</b></p><ul><li>
No additional years of experience</li></ul><p><b><br>
Minimum Leadership Experience:</b></p><ul><li>
None</li></ul><p><b><br>
Preferred Leadership Experience:</b></p><ul><li>
None</li></ul><p><b><br>
Certifications:</b></p><ul><li>
None</li></ul><p><b><br>
Competencies:</b></p><ul><li>
Knowledge of accounting principles and practices, analysis and reporting of financial data.</li><li>
Knowledge of business and mgmt. Principles involved in strategic planning and resource allocation.</li><li>
Project management skills; ability to prioritize and multi-task effectively.</li><li>
Judgement and decision-making skills; considering relative costs, benefits of potential actions.</li></ul></div><p></p>

Manager, Finance - Credit Services

<div>
 <p>
  <strong>
   Job Purpose
  </strong>
 </p>
 <p>
  To support the preparation, assessment, structuring, and ongoing management of Real Estate and Hospitality credit exposures across the UAE and selected international markets. The role contributes to end‑to‑end credit analysis, including underwriting, approval recommendations, and post‑approval monitoring, in line with the Bank&rsquo;s risk appetite, sector strategy, and regulatory requirements.
 </p>
 <p>
  <br/>
 </p>
 <p>
  The position works closely with senior Credit colleagues, Relationship Management, Product, Risk, and Legal teams on a range of financing structures, gaining exposure to complex transactions while operating within established credit frameworks.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Accountabilities
  </strong>
 </p>
 <ul>
  <li>
   Perform detailed credit analysis and risk assessment for real estate and hospitality financing, including IPRE, Development and Construction finance, and Hospitality assets.
  </li>
  <li>
   Prepare credit applications, financial analysis, and approval recommendations
  </li>
  <li>
   Support structuring of facilities such as term loans, revolving facilities, and guarantees, ensuring alignment with approved risk parameters.
  </li>
  <li>
   Assist in the management of a sector specific credit portfolio, including Annual and interim credit reviews, monitoring of covenant compliance and account conduct, and tracking financial performance and key risk indicators.
  </li>
  <li>
   Work collaboratively with Relationship Managers, Coverage and Product teams to support credit assessments and client discussions.
  </li>
  <li>
   Contribute to responses for audit, regulatory, and internal review queries related to assigned transactions and portfolio accounts
  </li>
  <li>
   Ensure credit work adheres to Group Credit Policies, Sector specific underwriting standards, and Delegated approval frameworks
  </li>
  <li>
   Maintain agreed credit processing timelines (SLAs) while ensuring accuracy and completeness of submissions.
  </li>
  <li>
   Build and maintain understanding of UAE and regional real estate and hospitality market trends and key regulatory and risk developments affecting the sector
  </li>
  <li>
   Participate in internal discussions and training related to sector risk, underwriting standards, and portfolio trends.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   <u>
    Qualifications &amp; Experience
   </u>
  </strong>
 </p>
 <p>
  <strong>
   Education
  </strong>
 </p>
 <ul>
  <li>
   Minimum Bachelor&rsquo;s degree in Finance, Accounting, Economics, or a related field (mandatory).
  </li>
  <li>
   Professional qualification preferred: CA, CFA, CPA, CAIA
  </li>
 </ul>
 <p>
  <strong>
   Experience
  </strong>
 </p>
 <ul>
  <li>
   Minimum 6 years of banking experience with minimum 3 years in credit analysis or risk roles, preferably within Real Estate and/or Hospitality financing.
  </li>
  <li>
   Ability to work within established credit frameworks while developing independent judgment.
  </li>
  <li>
   Underwriting and credit analysis experience for regional and global real estate markets would be preferred.
  </li>
 </ul>
</div>


DICETEK LLC

<div><p><b>Experience</b></p><ul><li>
8&ndash;10 years of overall IT experience, with a strong background in solution design and technical leadership.</li><li>
Proven experience leading development teams, guiding technical decisions, and ensuring high‑quality delivery.</li></ul><p>
</p><p><b>Domain Expertise</b></p><ul><li>
Strong functional and technical understanding of Corporate Credit Cards and Syndicated Loans.</li><li>
Experience working with financial products, transaction processing, and related regulatory systems.</li></ul><p>
</p><p><b>Technical Skills</b></p><ul><li>
Hands‑on experience with cloud implementation on AWS and Azure.</li><li>
Ability to perform functional‑to‑technical mapping, translating business requirements into robust technical specifications.</li><li>
Strong experience in designing and reviewing API specifications (REST, SOAP, micro services).</li><li>
Familiarity with integration patterns, middleware, and enterprise architecture principles.</li></ul><p>
</p><p><b>Responsibilities</b></p><ul><li>
Lead end‑to‑end technical design and solutioning for key initiatives.</li><li>
Collaborate with business analysts to convert functional requirements into technical deliverables.</li><li>
Coordinate with multiple cross‑functional technical teams (development, QA, DevOps, architecture, infrastructure).</li></ul></div><p></p>

Tech Lead - Cards & Syndicate Loans

Honesdale National Bank

<div><div><b>IMPACT STATEMENT</b></div><div>
The Assistant Commercial Loan Portfolio Manager / Commercial Loan Administrator strengthens the Bank&rsquo;s commercial lending function by ensuring accuracy, consistency, and timeliness across all stages of the credit process. Through diligent administrative support, thorough credit preparation, and proactive relationship management, this role enhances portfolio quality, supports sound credit decisions, and contributes to the Bank&rsquo;s risk management framework. By maintaining organized systems, facilitating smooth loan operations, and delivering exceptional service to both lenders and customers, the position directly supports the growth, stability, and reputation of the Bank&rsquo;s commercial lending portfolio.</div><div></div><div><b><br>
POSITION SUMMARY</b></div><div>
The Assistant Commercial Loan Portfolio Manager / Commercial Loan Administrator provides comprehensive support to Commercial Loan Officers and commercial loan customers. This position assists in the development, servicing, and management of commercial loan relationships in accordance with the Bank&rsquo;s Loan Policy. Responsibilities include administrative support, document preparation, customer assistance, credit-related tasks, and maintaining confidential information while ensuring efficient departmental operations.</div><div></div><div><b><br>
ESSENTIAL FUNCTIONS and DUTIES</b></div><div><ul><li>
Understand and adhere to the HNB Loan Policy.</li><li>
Assist personnel with administrative responsibilities, including ordering flood certifications, title searches, credit reports, income and deposit verifications, and preparing correspondence.</li><li>
Conduct credit investigations and analyze credit information related to loan requests.</li><li>
Provide support to up to three Commercial Loan Officers, ensuring high-quality servicing of commercial credit relationships.</li><li>
Assist in preparing presentations for Loan Committee and/or Board of Directors meetings.</li><li>
Maintain strong organizational skills and proficiency in Microsoft Office applications.</li><li>
Work effectively in a fast-paced environment; maintain confidentiality and attention to detail.</li><li>
Assist in preparing loan documents and coordinating loan closings with Loan Processing and attorney offices.</li><li>
Order supplies for the commercial lending area as needed.</li><li>
Participate in joint calls with lending personnel to cross-promote bank products.</li><li>
Establish and maintain processes, policies, and procedures to meet due diligence requirements for government agency lending programs.</li><li>
Serve as secretary for monthly loan and credit meetings and maintain accurate minutes.</li><li>
Prepare various reports for commercial lenders as needed.</li><li>
Ensure current financial statements are obtained in a timely manner.</li><li>
Gather relevant financial information from multiple sources for loan requests.</li><li>
Attend loan closings when necessary.</li><li>
Assist commercial lenders and loan review personnel in setting up and maintaining Credit File Memos for loan relationships graded &ldquo;5&rdquo; or under.</li><li>
Identify opportunities and refer bank products including HNB Financial Services, Trust, deposits, home equities, and mortgages.</li><li>
Develop strong quantitative and qualitative problem-solving skills as the position progresses.</li><li>
Make recommendations to the Chief Lending Officer regarding departmental improvements when applicable.</li><li>
Ensure the Loan Policy Manual and departmental operations manual remain current.</li><li>
Participate in community affairs to enhance the bank&rsquo;s visibility and support new business opportunities.</li><li>
Perform additional responsibilities as directed.</li></ul></div><div></div><h5 class="jobSectionHeader"><b><br>
EDUCATION AND TRAINING</b></h5><div><ul><li>
Bachelor&rsquo;s degree or high school diploma with equivalent related banking experience.</li><li>
Valid driver&rsquo;s license with a clean driving record.</li></ul></div><div></div><h5 class="jobSectionHeader"><b><br>
REQUIRED SKILLS and ABILITIES</b></h5><div><ul><li>
Strong organizational and analytical skills.</li><li>
Proficiency in Microsoft Office suite.</li><li>
Ability to manage multiple priorities in a fast-paced environment.</li><li>
Strong interpersonal, written, and verbal communication skills.</li><li>
Ability to maintain confidentiality and handle sensitive information.</li><li>
Detail-oriented with strong follow-through.</li></ul></div><div></div><div><b><br>
PHYSICAL REQUIREMENTS</b></div><div>
In addition to conducting business in an office environment, this position must be able to reach, bend, stand, stoop, walk, carry and lift up to 50 lbs.</div><div></div><div><b><br>
TRAVEL REQUIREMENTS</b></div><div><ul><li>
As needed for training</li></ul></div><div>
.</div></div>

Assist Commercial Loan Portfolio Manager/Commercial Loan Admin

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10000 loan and credit manager jobs Near Me

AVP & Lead, Credit Management

Credit Manager - Informal

Manager, Mortgage Credit Risk (UAE National)

Manager, Finance - Credit Services

AVP & Lead, Credit Management

Tech Lead - Cards & Syndicate Loans

Assist Commercial Loan Portfolio Manager/Commercial Loan Admin