loan and credit manager

Columbia Bank

<div>About the Role:
 
Responsible for oversight of workflow management for a Commercial credit underwriting and loan portfolio management team within an assigned market ensuring comprehensive analysis of all new credit requests and servicing actions, as well as adherence to bank credit quality guidelines and other applicable policies. Coordinate workflow with other work groups to ensure smooth operation of the credit department and timely service to sales staff and customers.
<ul><li>Direct timely and accurate completion of Commercial credit authorizations, commitment letters, and other work products.
</li><li>Oversee initial reviews of credit requests and make recommendations to Credit Administrators while ensuring compliance with bank and other applicable policies and procedures.
</li><li>Oversee management of Commercial loan portfolio to ensure portfolio has consistent, high quality and timely work that complies with all credit policies and procedures.
</li><li>Responsible for management of Credit Analysts, Commercial Underwriters, and Loan Portfolio Managers, including hiring, on-going training, performance reviews, coaching/development. May be required to manage and lead Credit Analyst internships for local university students.
</li><li>Oversee accurate and uniform written communication to clients, including commitment letters, declinations, and needs letters. Ensure compliance with all applicable regulations. Monitor point of contact for all underwriting/approval processes.
</li><li>Coordinate with Credit Administration and Internal Asset Review to respond to audit exceptions. Credit determinations for servicing requests and review of assigned deteriorating files.. Perform annual credit quality reviews on assigned files.
</li><li>Facilitate a complete understanding of bank credit policies and systems through training of direct reports and internal partners.
</li><li>Administer assignments and follow up on all types of complex credits and serve as a point of contact for related questions from direct reports and employees from other departments. Participate in internal credit and pipeline calls as necessary.
</li><li>Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities &ndash; knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
</li><li>Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
</li><li>Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
</li><li>May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
</li><li>Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.
</li><li>Takes personal initiative and is a positive example for others to emulate.
</li><li>Embraces our vision to become &ldquo;Business Bank of Choice&rdquo;.
</li>May perform other duties as assigned. 
<li>
</li></ul> 
 
About You:
 
Education
<ul><li>Bachelor's Degree in Business, Finance, Accounting, or related field (preferred)
</li></ul>Experience
<ul><li>4-7 years &mdash; of Commercial Underwriting, Loan Portfolio Management or other related experience. (Required)
</li><li>4-7 years &mdash; of related supervisory/management experience. (Required)
</li></ul>Skills
<ul><li>Proficient knowledge of underwriting, loan documentation, appraisal, and closing processes.
</li><li>Advanced knowledge and experience managing a commercial loan portfolio.
</li><li>Proficient knowledge of bank policies and documentation. Knowledge of SBA Credit and Environmental policies, SBA lending and eligibility standards, and SBA documentation, if applicable to assigned position.
</li><li>Possess strong leadership, problem solving, analytical, mathematical, customer service, and interpersonal skills.
</li><li>Proven ability to read and interpret data from credit reports, financial tables and charts, financial ratios, tax returns, and other financial statements and information.
</li><li>Possess excellent written and verbal communication skills. Ability to prepare written reports, correspondence, and financial and background information required.
</li><li>Experience managing and developing others and the ability to build and maintain relationships. Demonstrates a commitment to attracting, motivating, and retaining top talent.
</li><li>Ability to work effectively with individuals and groups across the company to manage customer relationships.
</li><li>Ability to partner effectively with team (i.e. Commercial Relationship Manager, Underwriter) and Credit Administration.
</li><li>Proficient in word processing, spreadsheet, and industry specific software (Word, Excel, T-Soft, and Filemaker Pro preferred).
</li></ul>Travel Requirements
<ul><li>Occasional
</li></ul> 
The pay range for this role is $[Position/Area Minimum to Position/Area 1.2 Compa Ratio].
The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.
Primary Location: Ability to work fully onsite at posted location(s).
4370 La Jolla Village Dr Suite 300 San Diego CA 92122
Our Benefits:
We are proud to offer a competitive total rewards package including base wages and comprehensive benefits. 
We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.
Our Commitment to Diversity:
Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@columbiabank.com .
To Staffing and Recruiting Agencies:
Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.</div>

Middle Market Credit Manager

Misak Commercial Broker

Misak Commercial Broker is hiring an experienced, customer-focused Assistant Team Leader to support and grow our Credit Card and Personal Loan operations. You&rsquo;ll coach a high-performing team, drive sales and portfolio quality, ensure compliance, and deliver an exceptional customer experience.Key Responsibilities<ul><li>Support the Team Leader in day-to-day management of credit card and personal loan sales and servicing teams.</li><li>Coach, mentor, and develop team members; conduct performance reviews and training.</li><li>Drive sales targets through pipeline management, cross-sell/up-sell strategies, and promotional campaigns.</li><li>Oversee application processing, credit assessments, documentation, and timely disbursal.</li><li>Ensure adherence to internal policies, regulatory requirements, and AML/KYC standards.</li><li>Handle escalations and complex customer complaints; liaise with credit, risk, collections, and compliance teams.</li><li>Produce regular operational and performance reports; recommend process optimizations.</li><li>Participate in recruitment, rostering, and workforce planning when required.</li></ul>Qualifications &amp; Experience<ul><li>Bachelor&rsquo;s degree in Business, Finance, or related field (preferred).</li><li>3&ndash;5 years&rsquo; experience in retail banking, credit cards, or personal loans; 1+ year in a supervisory/lead role preferred.</li><li>Strong knowledge of credit underwriting, loan lifecycle, collections best practices, and regulatory compliance.</li></ul>Skills &amp; Competencies<ul><li>Proven leadership and people-management skills.</li><li>Target-driven with strong analytical and problem-solving abilities.</li><li>Excellent customer service, communication, and negotiation skills.</li><li>Proficient with loan origination/CRM systems and MS Office (Excel).</li><li>Attention to detail and strong organisational skills.</li><li>Ability to work under pressure and manage competing priorities.</li></ul>What We Offer<ul><li>Competitive salary + performance incentives.</li><li>Health insurance and employee benefits.</li><li>Training, career development, and clear progression path.</li><li>Supportive team environment and modern workplace.</li></ul>How to Apply Send your CV and a brief cover letter to careers@misak.ae with subject &ldquo;Assistant Team Leader &mdash; Credit Cards &amp; Personal Loans.&rdquo; Application.Job Type: Full-timePay: From AED5,000.00 per monthWork Location: In person

Assistant Team Leader - Credit Cards and Personal Loan

Mashreq

<div>
 Job Purpose
 
 - Analyze and process credit proposals and applications of MashreqBank&rsquo;s retail Lending Products for approval or escalation to Credit Supervisors within the stipulated TAT.
 
 - To ensure smooth implementation of the front end automation of credit process solution across all lending products with significant gains in customer experience and productivity.
 
 - Regulating all approvals within the Credit Policy and Product parameters.
 
 - Ensuring consistent application of credit policy, quality of underwriting decisions and of documents held as collateral.
 
 - Responsible for the supervisory credit review function as and when required for RBG Products through implementation of standard operating procedures and policies as per Product Program Guidelines.
 
 - Responsible as a reliable back up in the absence of team leader/Asst Manager.
 
 - Responsible in the development of the new staff into the team and also periodically assist in the training of the new staff in the team
 
 
 Key Result Areas
 
 Credit Analysis
 
 - Analyzing for approval or escalation to higher authority : eligibility as per policy, bank statement, past data check on &lsquo;banks core systems, review through application processing system and create a credit proposal with all details for further checks and approvals
 
 - Measuring, evaluate and providing suggestion to improve the team&rsquo;s productivity. This will be done by maintaining key performance indicators and daily productivity MIS
 
 - To undertake various assigned projects to increase the unit productivity and to enhance product and credit policy for retail lending products.
 
 Exception Identification
 
 - Exception identification for eligibility, pricing, CPV, information capture on the system and collateral compliance
 
 - Communicating major deficiencies and policy violations to Team Leader/Asst Manager for follow-up.
 
 - Categorizing cases as &lsquo;Declined&rsquo;, &lsquo;Rejected&rsquo;, or &lsquo;for Deviation Approval&rsquo; if above checks fail.
 
 - To ensure daily productivity targets are met.
 
 - To ensure quality service to internal / external customers by adhering to the committed turnaround time.
 
 Training &amp; Testing
 
 - To be actively involved in the process of training and testing implemented by the quality unit.
 
 - To help in the on job training of the new staff in the team
 
 - To be a key team player and should at all times keep the motivation levels up within the team
 
 Credit Policy / Product Manual &amp; Operational Issues
 
 - Identifying anomalies in Credit Policy and Product Manual.
 
 - Recommending additions and modifications to Credit Policy and Product Manual.
 
 - Recommending improvements in operational procedures and risk areas from time to time.
 
 
 Knowledge, Skills and Experience
 
 - Graduate with 5 years work experience in Credit Management environment.
 
 - Excellent analytical skills.
 
 - Sound interpersonal skills
 
 - Ability to problem solving and work independently.
 
 - Should be customer focused and achievement oriented.
</div>

Assistant Manager- Credit Initiation & Compliance (Mashreq Global Network)

Mission Staffing

<div>
 
 
 Confidential &ndash; Office Manager / Executive Assistant (Private Investment Firm)
 
 
 
 
 Location:
 
 New York, NY (Midtown)
 
 
 
 Compensation:
 
 $125K&ndash;$150K base + discretionary bonus
 
 
 
 
 
 A highly regarded, boutique private investment firm is seeking an
 
 Office Manager / Executive Assistant
 
 to support a collaborative team of investment professionals while overseeing day-to-day office operations. This is a unique opportunity to join a lean, high-performing environment and play a key role in maintaining a polished, efficient, and well-run office.
 
 
 
 
 
 
 Responsibilities
 
 
 <ul>
 <li>
 Provide administrative support to a small group of investment professionals, including calendar management, expense reporting, and ad hoc coordination
 </li>
 <li>
 Oversee all aspects of office operations, including vendor management, supplies, facilities coordination, and overall office organization
 </li>
 <li>
 Serve as the primary point of contact for office-related needs, ensuring a seamless and professional environment
 </li>
 <li>
 Manage day-to-day logistics and anticipate team needs to maintain efficiency and flow
 </li>
 <li>
 Assist with internal events, team initiatives, and special projects as needed
 </li>
 <li>
 Partner with external vendors and service providers to ensure high-quality execution and cost efficiency
 </li>
 <li>
 Opportunity to take on additional responsibilities over time, including involvement in CRM and research-related projects
 </li>
 </ul>
 
 
 
 
 
 Qualifications
 
 
 <ul>
 <li>
 5+ years of experience in an Executive Assistant and/or Office Manager capacity
 </li>
 <li>
 Prior experience within private equity, credit, or financial services strongly preferred
 </li>
 <li>
 Highly polished, professional demeanor with strong interpersonal skills
 </li>
 <li>
 Exceptional organizational skills and attention to detail
 </li>
 <li>
 Ability to manage multiple priorities in a fast-paced, team-oriented environment
 </li>
 <li>
 Proactive, resourceful, and solutions-driven mindset
 </li>
 <li>
 Strong sense of ownership and pride in maintaining a well-functioning office
 </li>
 </ul>
 
 
 
 
 
 Additional Details
 
 
 <ul>
 <li>
 Full-time, 5 days in-office
 </li>
 <li>
 Collaborative, team-oriented culture with strong retention
 </li>
 <li>
 Opportunity for long-term growth and increased responsibility
 </li>
 </ul>
 
 
</div>

Office Manager/Executive Assistant - Private Credit

Premier Notary Service LLC

JOverview We are seeking a detail-oriented and organized individual for the role of Data Logging and Scheduling Loan Closings. This position is crucial in ensuring that loan closing processes are accurately documented and scheduled in a timely manner. The ideal candidate will possess strong computer skills, including proficiency in databases and Microsoft Excel, along with excellent organizational abilities to manage multiple tasks effectively.Duties<ul><li>Maintain accurate records of loan closings through data entry and logging into relevant databases.</li><li>Schedule loan closings by coordinating with clients, lenders, and notaries to ensure all parties are informed.</li><li>Perform data collection and filing to support the loan closing process.</li><li>Assist with order entry and transcription of documents as needed.</li><li>Provide clerical support, including typing correspondence and maintaining organized files.</li></ul>Experience<ul><li>Previous office experience is preferred, with a focus on administrative tasks.</li><li>Familiarity with databases is highly desirable.</li><li>Strong typing skills and attention to detail are essential for accurate data entry.</li><li>Experience with data collection and filing systems will be beneficial.</li><li>Proficiency in Microsoft Excel and word.</li><li>Excellent organizational skills to manage multiple priorities effectively. This position offers an opportunity for individuals looking to grow their career in the financial services industry while contributing to a vital aspect of the loan process.</li></ul>Job Type: Part-timeApplication Question(s):<ul><li>Are you comfortable working from 11am to 6pm?</li><li>If needed are you available to work longer hours?</li><li>Do you have any experience working with Mortgage documents?</li><li>How are you in a fast paced environment?</li><li>If hired are you available to start work immediately?</li><li>Have you ever used word or excel?</li><li>How well do you work in a fast paced environment?</li></ul>Work Location: In personPay: From $17.50 per hourWork Location: In person

Data Entry and Loan Scheduling

MountainOne

<div>Job Summary:
<div>The VP Commercial Credit Administration Manager is responsible for mentoring and supporting team members and for ensuring that effective underwriting and risk assessment outcomes are achieved. In conformance with the established policies and procedures performs credit analysis for new loan requests and oversees and administers existing portfolio including, but not limited to, preparation of annual reviews and loan modifications, as well as tracking financial information, and managing credit administration reports to enhance the overall risk management of the commercial loan portfolio. Works with credit team and commercial lending team to help and identify and resolve complex credit issues. Approves commercial loans up to $500,000 in TCC independently. Provides support to help ensure a satisfactory external loan review. Maintains and updates the Commercial Loan Policy and BHG Policy.
Salary Range: $120,000 - $165,000 per year, based on experience
</div>
Primary Responsibilities:
<ul><li>Analyze financial statements, management profiles, business/product cycles, historical operating performance and cash flow ability to develop an assessment of credit risk.</li>
<li>Provide supervision to all analysts supporting them with their professional development.</li>
<li>Work directly with analysts to enhance their credit analysis skills and writing, resulting in the performance of comprehensive, in-depth and meaningful credit analysis on loan transactions with moderate complications, independently and with minimal supervision from the Credit Manager.</li>
<li>Make constructive comments and recommendations on loan terms and structures to minimize credit risks and protect the Bank&rsquo;s capital.</li>
<li>Understands the balance between credit and lending, and that there are many factors to be considered in the underwriting process. Works collaboratively with the analysts and lenders to reach thoughtful recommendations that have been thoroughly reviewed and are in compliance with regulatory and Bank standards.</li>
<li>Effectively and independently, complete key credit underwriting for Mid-Size to large Commercial Loan requests in a timely fashion, including but not limited to Commercial Mortgages, Commercial and Industrial as well Working Capital Revolving Credit Loans and commercial construction loans.</li>
<li>Prepare and review in depth written analyses for relationships of various size and complexity, ensuring that the completed product is in compliance with laws, regulations and guidelines, as well as policies specific to the bank.</li>
<li>Perform analysis and research required for the annual review of all Borrower relationships as well as the annual review-renewal of all Working Capital Revolving Lines of Credit, and renewal of maturing loans.</li>
<li>Interact with customers, Bank officers and Loan Operations to respond to inquiries, questions, problems, and other credit issues on a timely basis.</li>
<li>Perform in-depth appraisal reviews to ensure all appraisals the Bank uses are in compliance with all related appraisal regulations and the Bank&rsquo;s internal Appraisal policy.</li>
<li>Provides various reports on a routine basis and as needed to effectively manage the commercial loan portfolio.</li>
<li>Prepares periodic analysis of industries for which the commercial loan portfolio has credit concentration to improve the Bank&rsquo;s underwriting of credits, particularly in new industries; monitors industry trends which affect the existing portfolio.</li>
<li>Oversees input, maintenance and distribution of credit administration related to the Finastra/Credit Quest and Abrigo Construct systems.</li>
<li>Manage the Bank&rsquo;s BHG Loan Purchase Program.</li>
<li>Acts as subject matter expert on regulatory requirements relating to the safety and soundness, and compliance regulations, of commercial lending. Shares knowledge and provides guidance to team members as needed.</li>
<li>Maintain compliance with all related Bank policies, Bank Secrecy Act, Confidentiality, standardized procedures and regulations.</li>
<li>Ongoing training to further overall banking background.</li>
<li>Represent the Bank in the community and at business and professional association functions.</li>
<li>Other duties as assigned.</li></ul></div>

VP Commercial Credit Administration Manager

NTT DATA

<div>Req ID: 364504
 
 
NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now. 
 
We are currently seeking a Lending Sr. Manager to join our team in the United States (US). Candidates must currently be a legal resident of the United States. 
 
Do you find yourself seeking the next big challenge? Step into a role where you are responsible for managing goals and expectations, one where you can see the finish line-and truly be part of the broad team's success in reaching it! 
 
Our Company 
NTT DATA is a top 10 global services company recognized for excellence in our people practices as a Gold Certified Global Top Employer. We operate with over 140,000 professionals in 70 countries. Every day around the world we help clients explore new ways to respond to market dynamics with flexibility and speed, reduce costs with less risk, and increase productivity to enable growth. 
 
FSI Consulting Practice 
 
Our Financial Services Consulting team includes management consultants help financial institutions respond to digital proliferation by focusing on customer-oriented services, just-in-time services, and modularized product offerings. We're a partner who's there for our client's transformation journey - from strategy and delivery to achieving business outcomes. Our clients include many of the top 10 U.S. banks. 
 
The Role 
 
As a Senior Manager within the Lending Practice, you will have access building incredible opportunities with our clients. You will work collaboratively as part of a client-facing team to deliver value to our clients and help them meet their business objectives. The NTT Data Global presence allows us to develop client solutions that integrate best practices across geographies and industries and encompass a full-scope set of capabilities. Our client base and expertise span strategic financial services institutions including top 10 U.S. banks, global payment providers, and top wealth management firms. You will regularly interact with and learn from our industry experts and more experienced team members in driving business solutions and outcomes to help our client achieve their digital, data and transformational goals. 
 
Key Responsibilities 
<ul><li>
Manage large-scale projects with complex business or technical issues.</li><li>
Operate as a technical expert or advisor for one or more applications.</li><li>
Participatein (and may lead) projects where analysis of systems or data requires an in-depth evaluation of complex business process, system processes, and industry standards.</li><li>
Regularly mentor and review work of less experienced employees.</li><li>
Execute schedules, costs and documentation to ensure assigned projects come to successful conclusion.</li><li>
Initiate corrective action to stay on project schedules.</li><li>
Prepare project proposals, cost estimates and participate in sales and proposal presentations.</li><li>
Assist with project initiation, project risk assessment, project team startup, project execution, and post-project review.</li><li>
Participate and often lead process improvement task forces.</li><li>
Contributor to the development of leading-edge consulting solutions.</li><li>
Develop and maintain effective relationships with executives in targeted companies</li></ul> 

Basic Qualifications
 
<ul><li>Bachelor's degree in business, computer science, a related field, or professional experience equivalent</li><li>
8+ years of experience in the Financial Services Industry</li><li>
5+ years in commercial lending</li><li>
2+ years of experience leading or participating in IT projects supporting one or more of the following core banking functions:</li><li><ul><li>
Bank modernization</li><li>
Core financial services</li><li>
Mergers, acquisitions, and divestitures</li><li>
Wealth management</li><li>
Governance, risk, and compliance</li><li>
Consent order and response</li><li>
Data and analytics</li><li>
Mobile banking</li><li>
Digital transformation</li></ul></li><li>
Flexibility to travel 50%+</li></ul> 

Preferred Qualifications
 
<ul><li>3+ Experience and expertise with industry standard technology platforms, including AFSVision, LoanIQ, and nCino</li><li>
2+ years of experience in a Management Consulting firm (Big 4 preferred) that required daily customer engagement and delivery excellence to complete client projects.</li><li>
Global cross-functional team working experience</li><li>
Product configuration and design knowledge</li></ul> 
#LI-North America 
 
About NTT DATA 
 
NTT DATA is a $30 billion business and technology services leader, serving 75% of the Fortune Global 100. We are committed to accelerating client success and positively impacting society through responsible innovation. We are one of the world's leading AI and digital infrastructure providers, with unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers and application services. our consulting and Industry solutions help organizations and society move confidently and sustainably into the digital future. As a Global Top Employer, we have experts in more than 50 countries. We also offer clients access to a robust ecosystem of innovation centers as well as established and start-up partners. NTT DATA is a part of NTT Group, which invests over $3 billion each year in R&amp;D. 
 
Where required by law, NTT DATA provides a reasonable range of compensation for specific roles. The starting pay range for this remote role is $132,098-$234,840. This range reflects the minimum and maximum target compensation for the position in the United States. Actual compensation will depend on a number of factors, including the candidate's actual work location, relevant experience, technical skills, and other qualifications. This position may also be eligible for incentive compensation based on individual and/or company performance. This position is eligible for company benefits including medical, dental, and vision insurance with an employer contribution, flexible spending or health savings account, life and AD&amp;D insurance, short and long term disability coverage, paid time off, employee assistance, participation in a 401k program with company match, and additional voluntary or legally-required benefits. 
 
Whenever possible, we hire locally to NTT DATA offices or client sites. This ensures we can provide timely and effective support tailored to each client's needs. While many positions offer remote or hybrid work options, these arrangements are subject to change based on client requirements. For employees near an NTT DATA office or client site, in-office attendance may be required for meetings or events, depending on business needs. At NTT DATA, we are committed to staying flexible and meeting the evolving needs of both our clients and employees. NTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com, @global.nttdata.com and @talent.nttdataservices.com email addresses. If you are requested to provide payment or disclose banking information, please submit a contact us form, https://us.nttdata.com/en/contact-us. 
 
NTT DATA endeavors to make https://us.nttdata.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact us at https://us.nttdata.com/en/contact-us. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. NTT DATA is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. For our EEO Policy Statement, please click here. If you'd like more information on your EEO rights under the law, please click here. For Pay Transparency information, please click here.</div>

Lending Sr. Manager

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