loan underwriter

Nouvo Recruitment (London) Ltd

Title: Bridging Finance UnderwriterLocation: HertfordshireSalary: Competitive + Bonus + BenefitsEmployment Type: Full-Time PermanentStart Date: ASAPDo you have a strong background in bridging finance underwriting and a passion for fast-paced, deal-driven environments? We're looking for an experienced Underwriter to join our growing team and play a key role in assessing and managing short-term property finance applications.The Role:As a Bridging Underwriter, you'll take ownership of new and existing loan applications, ensuring each deal meets our lending criteria, mitigates risk appropriately, and moves smoothly from proposal to completion.Key Responsibilities:<ul><li>Assess bridging loan applications from initial enquiry through to completion</li><li>Review credit reports, valuations, legal documents, and borrower profiles</li><li>Conduct in-depth due diligence on borrowers, assets, and exit strategies</li><li>Liaise with brokers, solicitors, valuers, and internal teams</li><li>Prepare and present credit reports to the credit committee</li><li>Ensure deals are underwritten in line with internal policy and regulatory standards</li><li>Provide support and guidance to junior underwriters (if applicable)</li></ul>What We're Looking For:<ul><li>Proven experience underwriting bridging finance (essential)</li><li>Strong knowledge of the UK property market and lending regulations</li><li>Experience with both regulated and unregulated bridging (preferred)</li><li>Ability to assess risk, structure deals, and make commercial decisions quickly</li><li>Excellent attention to detail, communication, and negotiation skills</li><li>Confident working under pressure and to tight deadlines</li><li>Experience using loan management systems or CRM platforms</li></ul>Due to a very high number of applications we are unable to come back to every candidate with feedback. If you do not hear from us within 48 hours please assume that you have been unsuccessful on this occasion. Your CV will be registered with us and we will keep you updated with any other positions that may be of interest. However please keep checking our website as new roles will be updated daily, Nouvo Recruitment wishes you the best of luck in your job search.Nouvo Recruitment (London) Ltd operate as an independent recruitment agency with over 20 years of experience supporting clients and candidates nationally across the UK.

Bridging Finance Underwriter

Cognizant Technology Solutions

<div><div>Loan Underwriter IV (US) - Subject Matter Expert
</div>Job Profile Summary: The Underwriter IV underwrites and evaluates the most complex conventional, FHA, VA, and CRA Residential Mortgage applications in compliance with bank policies and procedures. This job also underwrites and evaluates Home Equity and Consumer Loans.
Depth &amp; Scope:<ul><li>Underwrites complex residential mortgage loans and evaluates risk while ensuring the quality of each loan submitted</li><li>Senior level loan decision authority, reviews and underwrites most complex portfolio loans &ndash; CEMA, Med/Pro, Construction, Jumbo and Wealth</li><li>Approves loans, issues alternative options, or adverse action accordingly using sound judgment while applying bank policies and procedures within risk tolerance</li><li>Independently considers, recommends and discusses alternative structures and overall assessments</li><li>Evaluates all documents and conditions loan accordingly</li><li>Identifies loans for exceptions while ensuring proper procedures are followed for approval and documentation; clears or resolves any issues</li><li>Escalates integrity issues as appropriate and ensures files are compliant to internal guidelines and external regulatory requirements</li><li>Maintains knowledge of loan product guidelines, internal policies and procedures, and regulatory requirements.</li><li>Indirect supervisory authority; coaches and mentors junior underwriters; assists with training and assesses analysis prepared for accuracy and compliance with policy, guidelines and procedures in all prepared loan recommendations to arrive at an appropriate credit decision</li><li>Obtains and reviews financial information and provide in-depth credit analysis practices</li><li>Acts as a subject matter expert in the most complex lanes or work</li></ul>
Education &amp; Experience:<ul><li>4 Year Degree or equivalent experience preferred</li><li>5-7 Years of related experience</li><li>Strong knowledge of local market sector and industry trends</li><li>Ability to understand and interpret real estate appraisals</li><li>Ability to identify, analyze and mitigate project risks</li><li>Advanced written and verbal communication skill</li><li>General knowledge of Microsoft Office Suite</li><li>Strong interpersonal and negotiation skills</li><li>Strong Focus on documentation and risk management</li><li>Demonstrated ability to complete complex tax return analysis to determine cash flow income</li><li>History of underwriting complex jumbo loans in addition to thorough knowledge of agency guidelines</li></ul>
Basic Qualifications
Must be detail oriented organized and work efficiently under pressure.
Excellent written and oral communication skills.
Strong organizational and analytical skills.
Willingness to work from the office during night shifts including rotational shifts.
Certifications Required
Certification in MS Excel or related data analysis tools is preferred.
Job Location: Hyderabad / Chennai .</div>

Subject Matter Expert - Loan Originations live underwriting

Stellar Select Limited

Job Title: Mortgage Underwriter - Buy to Let Location: Hertfordshire Salary: Based on experience Hours: Monday to Friday 9 am to 5.30 pm About the position of Mortgage Underwriter - Buy to Let: Ideally, you'll have worked with a specialist lender, but we also welcome applications from underwriters with strong Buy-to-Let experience at high street banks. This role offers an exciting chance to develop your expertise in complex mortgages within a fast-growing, forward-thinking business. You'll be responsible for underwriting and assessing BTL mortgage applications, managing broker relationships, and working closely with credit committees. If you have a proven track record in BTL underwriting and are ready to take the next step in your career, this is an excellent opportunity to join a successful lender with ambitious growth plans. Responsibilities for the role of Mortgage Underwriter - Buy to Let: <ul> <li>Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.</li><li>Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.</li><li>Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.</li><li>Recommending and referring cases to Credit Committee where credit committee approval required.</li><li>Liaising with introducers, valuers and solicitors.</li><li>Overseeing cases from inception through to completion.</li></ul> Experience and skills required for the role of Mortgage Underwriter - Buy to Let: <ul> <li>Mandated underwriting experience, specifically within Buy-to-Let mortgages</li><li>Proven ability to assess loan documentation and valuation reports, identifying and flagging any concerns</li><li>Strong track record of carrying out thorough checks on applicants and properties to determine loan suitability</li><li>Experience managing a mortgage application pipeline, proactively chasing missing information and providing timely updates to introducers</li><li>Confident in recommending and referring cases to Credit Committee for approval when required</li><li>Skilled in liaising with introducers, valuers, and solicitors to ensure smooth case progression</li><li>Demonstrated ability to manage cases from inception through to completion</li></ul> For more information regarding the role of Mortgage Underwriter - Buy to Let please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Mortgage Underwriter

Montpellier Resourcing

Up to £65,000 plus excellent bonus and benefits Hybrid working available! Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced lending Underwriter to join a specialist Property Lending bank in London. Specializing in bridging finance, you will be responsible for responding to requests from brokers and applicants for regulated and unregulated transactions. This role will manage the underwriting and due diligence process from loan application to loan drawdown. For this position, you will have had experience with an individual mandate level, working within bridging finance. Duties of the Bridging Underwriter to include: <ul> <li>Make lending decisions in accordance with Credit Risk Policy and individual mandate thresholds.</li><li>Manage a pipeline of 35-45 Bridging applications, or a volume aligned with team standards, from application to credit approval and drawdown to meet departmental targets.</li><li>Adhere strictly to internal underwriting policy and regulatory requirements, including FCA, PRA, Money Laundering, Prevention of Financial Crime, and Data Protection.</li><li>Collaborate with Sales to progress cases from decision in principle to drawdown.</li><li>Prepare detailed credit papers outlining all relevant conditions and present proposals to the Bridging Credit Committee.</li><li>Review and finalize offer letters.</li><li>Proactively ensure satisfaction of pre-commencement loan conditions and expedite cases to drawdown.</li><li>Ensure accurate and comprehensive data entry into the Bank's electronic systems pre and post drawdown.</li><li>Complete post-completion activities in accordance with Bank policies and processes.</li></ul> Requirements for the successful Bridging Underwriter: <ul> <li>2+ years experience working within Bridging Underwriting</li><li>Demonstrable ability to analyse, negotiate and structure potential bridging loans in accordance with credit policy, and presenting to Credit Committee when required.</li><li>Has previously held a lending mandate</li><li>Previous experience working within both the regulated and unregulated market highly desirable</li><li>Excellent communication and interpersonal skills, building relationships with stakeholders, intermediaries and professionals</li></ul> What's in it for you: <ul> <li>Private Medical Insurance</li><li>26 days holiday</li><li>Hybrid Working offering you the ability to balance your work and home life</li><li>Excellent career development opportunities and sponsorship of relevant qualifications</li><li>And MUCH MORE</li></ul> This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.

Bridging Underwriter - Specialist Lending Group

Fintelligent

Are you an experienced Bridging Underwriter looking for a new opportunity? Our client, a boutique specialist lender based in the heart of London, is growing and is seeking a talented applicant to manage unregulated bridging loan applications from start to finish. This is your chance to be part of an exciting journey in a dynamic and fast-paced environment.With a competitive salary of £55,000 - £65,000, this Underwriter role offers you the chance to be part of a growing company in Central London.Our client is a boutique specialist lender located in London, known for its ambition and excellence in service. The company prides itself on providing innovative financial solutions to its clients, with a focus on unregulated bridging loans.As an Underwriter, you will:<ul> <li>Conduct due diligence to support lending outcomes.</li><li>Identify and address fraud, credit risks, and other issues.</li><li>Liaise with borrowers, solicitors, valuers, brokers, and internal teams.</li><li>Review application forms and legal documentation.</li><li>Prepare indicative terms and loan offer letters.</li><li>Manage loan information using Excel and CRM systems.</li><li>Assist in developing a loan management system.</li><li>Monitor industry news and prepare investment committee papers.</li></ul> Package and Benefits:The Underwriter role comes with a comprehensive package:<ul> <li>Annual salary of £55,000 - £65,000.</li><li>25 days paid annual leave plus bank holidays.</li><li>Company pension scheme.</li><li>Smart casual dress code.</li><li>Full-time position with working hours from 09:00 to 17:30, Monday to Friday, based in Central London.</li></ul> About YouThe ideal Underwriter will have:<ul> <li>At least 1 year of experience in a similar role at a bridge lender.</li><li>Ability to manually underwrite without automated systems.</li><li>Knowledge of AML/KYC regulations and loan types.</li><li>Proficiency in Microsoft Office, especially Excel.</li><li>Excellent communication, organisation, and customer service skills.</li><li>Methodical mindset with attention to detail and ability to multitask.</li></ul> If you're interested in securing your next career move as a Bridging Underwriter, this Underwriter position might be the perfect fit for you. The skills and experience required for these roles align closely with the responsibilities of an Underwriter in our client's company.This is a fantastic opportunity for an Underwriter to join a thriving lender in London. If you're ready to take the next step in your career and make a significant impact, we'd love to hear from you. Apply now and be part of a team that's shaping the future of lending.

Underwriter Bridging

The Coast Partnership Ltd

Key underwriter positions with a city based Specialist lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire a number of experienced Commercial Mortgage Underwriters to work in smart City offices.Key Responsibilities:Manage a pipeline of Non Regulated Bridging loan cases and prioritise accordingly. Underwrite loan applications within company lending criteria by making quality lending decisions.<ul><li>Be vigilant when working on cases and refer where necessary to the appropriate person.</li><li>Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors.</li><li>Maintain a high level of customer service with those internally and externally.</li><li>Work closely with other departments within the company including sales, compliance, finance and collections.</li><li>Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.</li><li>Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.</li><li>Keep up to date with current best practice and regulatory requirements.</li><li>Represent the company at events as required</li></ul>Key Competencies:Experience of bridging Loan underwriting products .The role is fully office based and offers a competitive salary and supporting package.

Bridging Underwriter

Dominion Financial Services

<div>Who We Are:
 
Dominion Financial Services (DFS) is a mortgage originator focused on single-family real estate. DFS specializes in two main loan products: short-term bridge loans for fix &amp; flip investors and long-term rental loans for landlords building their rental portfolios. DFS is thriving in the current competitive environment and consistently delivers aggressive quarterly growth, with an average origination volume of $70MM per month. We are seeking a detail-oriented Underwriter to join our growing team and contribute to our ongoing success. 
 
Our Company&rsquo;s Core Values<ul><li>
Integrity</li><li>
Accountable &amp; Dependable</li><li>
Team Centric</li><li>
System &amp; Process Oriented</li><li>
Service Ethic</li><li>
Organized Efficiency - Risk Management &amp; Compliance</li></ul> 

Your Impact:<ul><li>
Play a key role in driving sound investment decisions that directly impact company profitability and growth.</li><li>
Help shape the next generation of DFS&rsquo;s underwriting technology by assisting with training AI models to mirror expert-level decision-making.</li><li>
Safeguard DFS against risk by ensuring underwriting accuracy and adherence to company standards.</li><li>
Help maintain DFS&rsquo;s reputation as an industry leader by supporting high loan quality, efficient closings, and exceptional client outcomes.</li></ul> 

In This Role You Will:<ul><li>
Analyze single-family residential real estate transactions.</li><li>
Assess construction and rehabilitation budgets.</li><li>
Provide structured feedback to AI tools on transaction risk factors and decision rationale to improve automated Underwriting.</li><li>
Prepare detailed financial analyses and investment summaries.</li><li>
Review AI-generated analytics for accuracy, ensuring the system learns to align with DFS standards and investment philosophy.</li><li>
Communicate effectively with internal and external stakeholders.</li><li>
Adapt to changing company strategies and processes.</li></ul> 

Requirements:<ul><li>
Minimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenarios.</li><li>
Strong experience underwriting Non-QM products (bank statement, asset depletion, DSCR, 1099, and P&amp;L loans).</li><li>
Comfort working with evolving AI tools.</li><li>
Expert understanding of both Agency and Non-QM lending guidelines and compliance requirements.</li><li>
Critical thinking and adaptability in a fast-moving environment.</li><li>
Strong Excel and Word skills.</li><li>
Excellent verbal and written communication.</li></ul> 

Preferred Qualifications:<ul><li>
Proficiency with mortgage software systems, including Encompass and Mavent</li><li>
Comfort working with evolving AI tools.</li><li>
Experience training AI models.</li><li>
MLS/CoStar experience.</li><li>
Highly analytical with strong quantitative skills.</li><li>
Exceptional attention to detail.</li><li>
Focused and self-motivated.</li><li>
Demonstrated knowledge of construction and rehabbing.</li></ul> 

Benefits:
<ul><li>Health insurance
</li><li>Dental insurance</li><li>
Vision insurance</li><li>
401(k)</li><li>
401(k) matching</li><li>
Paid time off</li></ul> 

While At Dominion You Will Enjoy<ul><li>
Company outings &amp; social events</li><li>
Virtual events</li><li>
Companywide competitions and raffles</li><li>
Personal financial workshops</li><li>
Orioles season tickets</li></ul>
nCBbRKTHYi</div>

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1185 loan underwriter jobs NEAR_ME

Bridging Finance Underwriter

Subject Matter Expert - Loan Originations live underwriting

Mortgage Underwriter

Bridging Underwriter - Specialist Lending Group

Underwriter Bridging

Bridging Underwriter

Mortgage Underwriter