manager underwriting

Bajaj Finserv

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 Location Name:
 
 Agra
 
 
 
 Job Purpose
 
 
 
 &ldquo;This position is open with Bajaj Finance ltd.&rdquo;
 
 
 
 Duties And Responsibilities
 
 
 
 Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.
 
 
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 Credit appraisal for BL &amp; Doctor Loans files for the assigned location
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 Keeping delinquency under control
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 Compliance of policy and processes
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 Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format
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 Market Research and Feedback for new product launch.
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 Feed back on credit policy based on market conditions.
 
 
 
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 Required Qualifications And Experience
 
 
 
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 &emsp;Chartered Accountant /MBA Finance with 2-3 years of relevant experience.
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 &emsp;Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans
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 &emsp;Positive attitude and team player
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Area Manager - Underwriting/Senior Area Manager - Underwriting

Fintelligent

Head of Underwriting London Competitive Salary + Opportunity for LTIP / Director Available.Our client is a bridging & development finance lender based in the heart of London. With a growing loan book and ambitions to scale further, they are now seeking an experienced Head of Underwriting to lead their underwriting division and play a pivotal role in the next stage of the company's growth.As Head of Underwriting, you'll be responsible for overseeing the entire underwriting function, ensuring deals are assessed efficiently, consistently, and within the company's risk appetite. This is a hands-on role with strategic input perfect for someone who thrives in a dynamic, entrepreneurial environment.Experience & Requirements<ul> <li>A breadth of knowledge and experience within bridging / development finance underwriting, with at least 2 years in a senior or leadership role</li><li>Strong knowledge of the UK property market, lending structures, and risk management</li><li>An understanding of conveyancing law & the ability to understand planning & financial statements</li><li>Excellent communication and decision-making skills and the ability to plan and set appropriate performance measurements</li><li>A proactive leader with the ability to manage multiple cases and priorities</li><li>Comfortable working in a boutique or SME environment with a hands-on approach</li><li>Strong commercial awareness and sound judgement</li></ul> Key Responsibilities<ul> <li>Lead, mentor, and develop a team of underwriters, ensuring high performance and adherence to lending policies</li><li>Assess complex bridging and development loan applications</li><li>Maintain and improve underwriting processes and procedures in line with industry best practices</li><li>Act as the final sign-off for high-value or complex deals</li><li>Work closely with senior leadership team to align underwriting strategy with business objectives</li><li>Ensure all loans are underwritten in compliance with regulatory and internal credit risk guidelines</li><li>Liaise with key stakeholders including brokers, valuers, solicitors, and internal teams</li><li>Oversee credit paper preparation and present at credit committees when necessary</li><li>Monitor market trends and competitor activity to inform underwriting and risk strategies</li></ul> Why Join?<ul> <li>Opportunity to shape and lead the credit function of a growing lender</li><li>Work directly with senior leadership team and influence business strategy</li><li>A supportive and entrepreneurial working environment</li><li>A unique opportunity to work towards a senior leadership position gaining equity in the future.</li></ul> To express an interest in this opportunity please contact Charlotte Walker at Fintelligent today, or share your CV for immediate consideration.

Head of Underwriting

Amana Cooperative Insurance

<div>
 
 
 JOB SUMMARY:
 
 
 
 
 
 
 As the
 
 SME Medical Underwriting Manager
 
 , you will be responsible for managing the financial performance, pricing strategy, and profitability of our SME medical insurance portfolio. You&rsquo;ll ensure compliance with local regulations, provide market insights, and collaborate across teams to deliver competitive and sustainable solutions.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 
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 Develop and execute annual pricing strategies and renewal plans for the SME medical portfolio.
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 Conduct detailed portfolio profitability analysis (Loss Ratio, Claims Incidence, Cost per Claim).
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 Lead pricing inputs for annual budgets and forecasts.
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 Build and validate data-driven pricing models incorporating market and medical trends.
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 Ensure compliance with Saudi Council for Health Insurance (CHI) regulations and maintain complete documentation.
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 Partner with Sales, Product Development, and Finance teams to support growth and financial accuracy.
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 Mentor and guide junior underwriters and pricing analysts.
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 Monitor competitor activity and provide strategic recommendations to enhance profitability and competitiveness.
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 Qualifications &amp; Certifications:
 
 
 
 
 
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 Bachelor&rsquo;s degree in Insurance, Business, or a related field.
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 10+ years overall experience, including 2&ndash;5 years in SME or Medical Insurance Pricing/Underwriting.
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 Professional certification in Insurance or Health Insurance is required.
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 Actuarial experience or qualification is highly preferred.
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 Skills &amp; Competencies:
 
 
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 Actuarial pricing expertise
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 Strong understanding of medical insurance and local regulations
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 Data analysis and financial modelling skills
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 Strategic thinker with strong analytical and problem-solving skills
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 Excellent communication and influencing abilities
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 Collaborative and business-oriented mindset
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SME Underwriting Manager

Santander Holdings USA Inc

USA Underwriting & Portfolio Management IC6-3Country: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The main function of the CIB Underwriting & Portfolio Management - IC6 is to assist the Underwriter(s) in analyzing, processing and packaging commercial loans. <ul><li>Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs.</li><li>Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines.</li><li>Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines.</li><li>Conducts detailed economic and demographic research to determine feasibility of transactions.</li><li>Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee.</li><li>Conducts inspections of physical assets.</li></ul> What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.<ul><li>Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required.</li></ul><ul><li>3+ Years Related experience and/or training. - Required.</li></ul><ul><li>Excellent written and verbal communication skills.</li><li>Strong analytical skills and proficient with financial statements.</li><li>Ability to work in a fast paced environment with little supervision.</li><li>Ability to work well with others and on teams.</li><li>Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint.</li><li>Demonstrates strong judgment and sound credit skills.</li><li>Knowledge of Federal banking regulations.</li></ul> Certifications:<ul><li>No Certifications listed for this job.</li></ul> It Would Be Nice For You To Have:<ul><li>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>Experience in Microsoft Office products.</li></ul> What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $82,500.00 USD Maximum: $135,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

USA Underwriting & Portfolio Management IC6-3

American International Group, Inc. (AIG) - UAE

Senior Underwriter- Marine Make your mark in Underwriting AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague empowering our people to grow as insurance professionals and add more value to our customers and AIG. How you will create an impact <ul> <li>To underwrite, market, sell and promote all Marine products within GCC &amp; NA</li> <li> This role will be responsible for Profit and Sales for the Marine division primarily within UAE </li> <li>Responsible for the profitable underwriting of new business production and renewal retention of Marine products for assigned territory developed through Brokers, Direct Clients and Business Development Managers.</li> </ul> What you ll need to succeed Qualifications &amp; Education: Bachelor s Degree. CII qualifications would be a plus Experience: Prior experience in Marine Underwriting or Broking. Training: No mandatory external training Knowledge: Has in-depth knowledge of the Marine Insurance industry, Logistics and Global Trade Skilled in MS Word, Excel, Power Point and Outlook. Power BI is a plus. Job Accountabilities Retention and New Business Development <ul> <li>Maintain and develop strong broker/client relationships</li> <li> Regular in person meetings with brokers </li> <li> Conduct training sessions on AIG appetite and capabilities </li> <li>Ensure account retention rates are maintained as per company/department norms.</li> <li>Underwrite new and renewal business to promote premium growth within</li> </ul> UW authority. <ul> <li>Achieve overall production goal in collaboration with the Underwriting Manager</li> <li>Provide sound underwriting decisions, exhibit flexibility, and price risks to achieve established profit goals for the company.</li> <li>Provide feedback on renewal loss ratios that exceed permissible limits.</li> </ul> Identify poor performing accounts and take remedial actions. Others: 1. Ensure adherence to all corporate Marine Underwriting Guidelines 2. Ensure that all marine pricing tools are being used correctly and that all marine quotes, binders, and policies are issued in accordance with regulatory and corporate policies. 3. Adhere to underwriting authority &amp; underwriting guidelines referenced in the AIG Marine Intranet site. Ensuring that all underwriting decisions are documented in the underwriting file. 4. Handling of all process-oriented tasks ensuring a smooth process in place 5. Other tasks that may be deemed necessary as per the Marine department requirements. Communication and Working Relationships Internal Collaborates with other team members and peer underwriters within Commercial Lines and Distribution External Business relationships with brokers/producers, Clients, Risk Managers, Loss adjusters Key Competencies <ul> <li>Strong interpersonal and communication skills, both written and verbal</li> <li>Presentations skills</li> <li> Negotiation skills</li> <li> Insurance experience in direct markets</li> <li> Problem-solving skills and a logical approach to work</li> <li> Sound judgement and decisiveness</li> <li> Ability to work to tight deadlines</li> <li> Team player</li> <li> Customer service attitude</li> </ul>

Senior Underwriter- Marine

Montpellier Resourcing

Up to £80,000 plus excellent bonus and benefitsPlease note this role is 5 days in the office. A leading, independent provider of commercial real estate, bridging finance, and buy-to-let mortgages is seeking a proactive and driven Relationship Manager to join their growing Commercial Real Estate team. The company specialises in offering tailored financial solutions to commercial real estate professionals, investors, and intermediaries. In this role, you will serve as the primary contact for a portfolio of commercial clients, driving engagement, retention, and new lending opportunities. You will work with loan management, underwriting, and business development teams to deliver an excellent client experience and ensure a smooth commercial property loan lifecycle.Duties of the Commercial Real Estate Relationship Manager to include:<ul><li>Client Relationship Management: Act as the lead point of contact for clients with commercial property portfolios, introducing them to the full scope of support available. Ensure high levels of service to secure repeat business and referrals.</li><li>Identifying & Growing Lending Opportunities: Re-engage previous commercial clients to explore future funding needs, identify opportunities for refinancing or expansion within their commercial property portfolios, and transition clients between products to maximise value.</li><li>Internal Collaboration: Liaise with all internal departments, including Loan Management, Legal, and Underwriting, to develop and execute relationship strategies for commercial clients. Support the Business Development team as needed.</li><li>Client Experience & Continuous Improvement: Support commercial property loan cases through the underwriting process, manage client feedback to recommend service improvements, and resolve client issues professionally. Stay informed on market trends and competitor activity.</li></ul>Requirements for the successful Commercial Real Estate Relationship Manager:<ul><li>Proven experience in relationship management within commercial real estate lending is essential</li><li>Strong understanding of commercial loan structures, products, and the UK property finance market.</li><li>Excellent interpersonal and communication skills.</li><li>Ability to manage multiple priorities and build long-term client relationships.</li><li>Knowledge of underwriting and loan servicing processes for commercial property.</li><li>Existing network of commercial property professionals or intermediaries.</li></ul>This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.

Commercial Real Estate Relationship Manager

Ultimate Banking Ltd

Senior Mortgage UnderwriterCentral Belt, Scotland£dependent on experience, up to £45kAre you an experienced manual mortgage underwriter who thrives on providing excellent customer service, and underwriting a variety of residential and B2L loans? Our client has an exciting opportunity to join their team as a Senior Mortgage Underwriter; here you will be working in a close knit team of 6 and reporting to the Mortgage Underwriting Manager, being responsible for assessing complex residential mortgage applications up to £1m. They are an established and highly customer focussed business with many awards to their name. This is a new role as they continue to expand and grow their lending offerings to their customers. You will be expected to be in their office (Central Belt) at least once a week (likely more the first few weeks) but thereafter flexibility to WFH. Duties will include: <ul><li>Assess mortgage applications in line with lending policy and regulatory standards (MCOB) </li><li>Perform detailed affordability assessments, including non-standard income and complex applicant profiles </li><li>Apply manual underwriting judgement with freedom to apply common sense without the restrictions of rigid credit scoring </li><li>Provide technical guidance to junior underwriters and administrative assistants </li><li>Contribute towards underwriting policy reviews and process improvements </li><li>Liaise with intermediaries and internal stakeholders to progress applications efficiently </li></ul>The successful candidate will possess: <ul><li>At least 3 years' previous manual mortgage underwriting experience in residential and / or B2L lending</li><li>Previously held a mandate</li><li>Have a customer focus, be able to work within a relatively small team and contribute to the wider business, supporting more junior colleagues in particular</li></ul>Along with a competitive salary, additional benefits include: bonus scheme, very generous pension scheme and BUPA health care. If you are an experienced mortgage underwriter who can commute to the Central Belt area once a week and looking to work in a customer focussed lender, please apply now.

Senior Mortgage Underwriter

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