market risk manager

Wells Fargo

<div><b>About this role:</b><br>
<br>
Wells Fargo is seeking a Market Risk Senior Manager for its Market and Counterparty Risk Reporting team within Corporate &amp; Investment Bank (CIB) Portfolio Risk. The Market and Counterparty Risk Reporting team is responsible for the design and production of consolidated market and counterparty risk reporting across businesses and legal entities, providing senior management, the Board of Directors, and regulators with transparent, timely insight into Wells Fargo's risk exposures and significant changes in risk profile. To achieve these goals, the team partners closely with teams across Corporate Risk and the Company, including Market Risk Oversight (MRO) and Enterprise Counterparty Risk Management (ECRM).
<br>
<br>
<b>In this role, you will:</b><ul><li>
Lead and develop a team of direct reports responsible for daily, monthly, quarterly, and ad-hoc market and counterparty risk reporting</li><li>
Oversee end-of-day reporting processes, ensuring timely and accurate delivery of reporting</li><li>
Review risk data and narrative commentary for accuracy, clarity, and completeness</li><li>
Maintain, enhance, and standardize reporting templates, platforms, and presentation standards</li><li>
Monitor, analyze, and communicate market risk across financial products, collaborating closely with MRO, ECRM, Technology, and other stakeholders</li><li>
Respond to ad-hoc data, analysis, and presentation requests from senior management, regulators, auditors, and other internal or external parties</li><li>
Direct team responsible for measuring, monitoring, modeling, and articulating the organization's overall market risk exposure</li><li>
Identify and recommend process improvements related to market movements, risk limits, controls, valuation, reporting, and operational excellence</li><li>
Determine appropriate market risk strategies and actions to ensure alignment with established risk appetite and regulatory expectations</li><li>
Engage in and influence line-of-business initiatives with significant risk and business impact</li><li>
Foster a strong culture of talent development aligned with business strategy and objectives</li></ul><b>
Required Qualifications:</b><ul><li>
7+ years of experience in one or a combination of the following: market risk, Capital Markets, securities industry, trading, or interest rate risk experience or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education</li><li>
3+ years of management or leadership experience</li></ul><b>
Desired Qualifications:</b><ul><li>
A BS/BA degree or higher in accounting, finance, or economics is ideal</li><li>
A Master of Business Administration (MBA), Chartered Financial Analyst (CFA) Designation, or Financial Risk Management (FRM) Certificate is also beneficial</li><li>
Strong analytical and risk management experience, with high attention to detail, proficiency in Microsoft Office, and SQL experience.</li><li>
Excellent verbal, written, and interpersonal communication skills, with experience collaborating effectively with business partners and project managers</li><li>
Knowledge of a variety of asset classes and trading products; specifically, derivatives</li><li>
Knowledge and experience with Market and Counterparty Risk methods and measures (VaR, Greeks, stress simulations, MPE, Net CE, etc.)</li><li>
Experience and ability synthesizing large amounts of complex information and communicating clear and concise takeaways to the audience</li><li>
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment</li></ul><b>
Job Expectations:</b><ul><li>
Willingness to work on-site at stated location on the job opening</li><li>
Relocation Assistance not available</li><li>
This position currently offers a hybrid work schedule</li><li>
This position is not eligible for Visa sponsorship</li><li>
This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents.</li><li>
Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.</li></ul><b>
Job Posting Locations:
</b><ul><li>550 S Tryon St, Charlotte, NC</li></ul><b>
Posting End Date:</b>
<br>
17 May 2026<br>
<b>*Job posting may come down early due to volume of applicants.</b>
<br>
<br>
<b>We Value Equal Opportunity</b><br>
<br>
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.<br>
<br>
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.<br>
<br>
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.<br>
<br>
<b>Applicants with Disabilities</b><br>
<br>
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .<br>
<br>
<b>Drug and Alcohol Policy</b><br>
<br>
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.<br>
<br>
<b>Wells Fargo Recruitment and Hiring Requirements:</b><br>
<br>
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.<br>
<br>
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.</div>

Market Risk Senior Manager-CIB Portfolio Risk (Market & Counterparty Risk Reporting)

TechTalent

<p>The ideal candidate combines deep functional knowledge of capital markets products with strong technical expertise in Murex (MX.3), particularly within the Risk module, and has exposure to at least one additional module (Front Office, Back Office, or Finance).<br/><b>Key Requirements:</b><br/>-Experience with Fixed Income (incl. Sukuk), Derivatives, Structured Products, Commodities, and Equities<br/><b>-Market Risk</b><br/>a)VaR<br/>b)Sensitivities-based risk (Greeks: Delta, Gamma, Vega, etc.)<br/>c)PnL Explain / PnL Attribution<br/><b>-Credit Risk</b><br/>a)XVA computations<br/>b)PFE<br/><b>-Regulatory Risk / Capital</b><br/>a)FRTB<br/>b)Understanding of Basel III / IV market risk frameworks<br/><b>-Stress Testing &amp; Scenario Analysis</b><br/>a)Historical and hypothetical stress scenarios<br/>b)Limit monitoring and risk aggregation<br/><b>Required Experience</b><br/>-Strong hands-on experience with Murex MX.3 Risk Module<br/>-Solid understanding of market risk and pricing concepts, including VaR and sensitivities<br/>-Experience with market data configuration (curves, volatility surfaces)<br/>-Exposure to Murex technical components (simulation views, datamart, SQL)<br/>-Techno-functional consultant with strong risk focus<br/>-Ability to engage in technical discussions with business stakeholders in a constructive and collaborative manner, fostering effective stakeholder management.</p><p>Application Question(s):</p><ul><li>This is a freelance role - the candidate is required to have their own valid residency in KSA. Do you have a valid KSA Residency?</li><li>Are you currently in KSA?</li><li>Can you work onsite in Riyadh 5 days a week?</li><li>Do you have experience with Murex V.3? </li><li>What modules do you have experience in?</li><li>Do you have a notice period?</li></ul><p>Work Location: In person</p>

Murex MX.3 Risk Techno-Functional Consultant (Market Risk)

<div></div><div><div><ul><li><div><b>Business Unit</b>
</div><div>QNB - Saudi Arabia
</div></li><li><div><b>Division</b>
</div><div>Risk Management
</div></li><li><div><b>Department</b>
</div><div>Risk Management
</div></li><li><div><b>Location</b>
</div><div>Riyadh, Saudi Arabia
</div></li><li><div><b>Closing Date</b>
</div><div>21-Jul-2026
</div></li></ul></div><div><div><h5 class="jobSectionHeader"><b>About QNB</b></h5>
<p>Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.</p>
<p>QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.</p>
<p>QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.</p>
<p>Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.</p>
<p>QNB Group has an active community support program and sponsors various social, educational and sporting events.</p>
</div></div><div><div><div><h5 class="jobSectionHeader"><b>Job Purpose Summary:</b></h5>
</div><div><p>The candidate will have specialized experience and technical capability to deliver an end-to-end control framework along with advanced analytics applicable to market risk activities, ALM, modelling, Liquidity Risk, Economic Capital and related functional / operational capacity.</p><p>
In addition, the candidate will be also be responsible for the adequacy and effectiveness of the operational risk management techniques/ processes. The incumbent will ensure independent and objective identification, assessment, measurement, monitoring, reporting and control of operational risk for the Branch, including, the management and supervision of all operational risk types such as internal and external fraud, employment practices and workplace safety, clients, products, &amp; business practice, damage to physical assets, business disruption &amp; systems failures and execution, delivery, &amp; process management.</p><p>
The candidate is also required to provide hands-on support and relevant solutions for effective operation of data management, MIS, analytics evaluations, and other support required for ALCO and Group Risk Committee and actively support the Head of Risk in Group Risk Projects and initiatives.</p>
</div></div><div><div><h5 class="jobSectionHeader"><b>Main Responsibilities:</b></h5>
 </div><div><ul><li><p>Assist in the management of fundamental prudential risks of the bank: counterparty, leverage, liquidity, interest rate, currency, and other market risks.</p></li><li><p>
Support in the oversight and formulation of advice to the Branch on the current risk exposures of the bank and future risk strategy, including strategy for capital and liquidity management with due consideration to the current and prospective macroeconomic and financial environment.</p></li><li><p>
Take pro-active steps to enable the Branch to move to more sophisticated/ advanced methods for calculation/ measurement of operational risk and the related impact on the associated capital levels.</p></li><li><p>
Coordinate with Compliance to obtain updates on regulatory changes pertaining to risk to assess their impact on the Group&rsquo;s different portfolio risk profiles.</p></li><li><p>
Support the department head to provide timely and accurate risk information to Risk &amp; Management Committees, external &amp; internal auditors and the Compliance function as and when required.</p></li><li><p>
To assist customers (External/Internal) in all their queries on the Divisions products/tasks and seek solution to their requests</p></li><li><p>
Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turn-around time.</p></li><li><p>
Relative to Market Risk Portfolio, ALM &amp; Liquidity Risk Management;</p></li><li><p>
Review and propose necessary changes to the existing portfolio management techniques and procedures for the domestic and overseas business in light of changing market conditions based on Basel Committee recommendations/ other best practices and QCB or any host regulator regulations and guidelines to ensure that a sound environment for identifying, assessing, measuring, monitoring and controlling Risk is in place.</p></li><li><p>
Leverage on the necessary tools, systems, and MIS reports for monitoring of limits that relate to borrowers, counterparties, cross-border Group entities and more specifically excess over limit, expired limits, expired facilities, classification of advances per credit rating criteria, related party exposure and credit concentration, Liquidity monitoring and related market risk exposures</p></li><li><p>
Support for correction of any weaknesses identified during assessments, audits, or examinations by internal/ external audit staff, Group Compliance personnel, regulators examiners or Sharia&rsquo; auditors as applicable.</p></li></ul>
</div></div><div><div><h5 class="jobSectionHeader"><b>Learning &amp; Knowledge</b></h5>
</div><div><ul><li><p>Solid experience in market risk and liquidity risk management as well as excellent understanding of Asset-Liability management.</p></li><li><p>
Possess superior knowledge of operational risk management techniques and methodologies.</p></li><li><p>
Takes responsibility for self-development as well as acquiring skills and knowledge required to fulfilment of one's duties by proactively identifying areas for professional development of self and undertake development activities</p></li><li><p>
Seek out opportunities to remain current with all developments in professional field</p></li><li><p>
Hold meetings with staff and assess their performance as well as the function&rsquo;s overall performance on a regular basis</p></li><li><p>
Take decisive action to ensure speedy resolution of unresolved grievances or conflicts within the team members</p></li></ul><p><b>
Education/Experience Requirements:</b></p><ul><li><p>
University graduate (Bachelor&rsquo;s degree) preferably with a Major in Finance, Banking, Economics, or Mathematics (related field of study in a quantitative subject), Masters preferred.</p></li><li><p>
Professional certification such as FRM, CPA, CFA will be advantageous.</p></li><li><p>
10 years of experience in international banking with specific focus on Liquidity Risk Management, Stress tests, &amp; ALM quantitative methods.</p></li></ul><p><b>
Required Special Skills:</b></p><ul><li><p>
Knowledge of financial markets and products.</p></li><li><p>
In-depth understanding of risk methodologies, interest rate modelling, VAR, and/or other complex financial risk modelling.</p></li><li><p>
Strong understanding of operational risks across the full product/ process range found in banks/ FSI.</p></li><li><p>
Ability to work independently on multiple tasks and/or projects.</p></li><li><p>
Excellent oral and written communication skills in English.</p></li><li><p>
Adequate knowledge of IT systems/ applications.</p></li><li><p>
Proficiency in risk concepts, banking products/ operations/ systems, pertinent regulatory requirements, International Accounting Standards and related pronouncements, including related best practices.</p></li><li><p>
Self-motivated, eye for detail.</p></li><li><p>
Flexible team player and able to work and deliver under pressure.</p></li></ul>
</div></div><div><div><h5 class="jobSectionHeader"><b>Note: you will be required to attach the following:</b></h5>
</div><div><div><ul><li>Resume/CV</li></ul>
<ul><li>Copy of Passport or ID</li></ul>
<ul><li>Copy of Education Certificate</li></ul></div></div></div></div></div><div></div>

Assistant Vice President - Risk

Philip Morris International U.S.

<div><p><b>Be a part of a revolutionary change</b></p><p></p><p><br>
At PMI, we&rsquo;ve chosen to do something incredible. We&rsquo;re transforming our business and building our future on one clear purpose &ndash; to deliver a smoke-free future.</p><p></p><p><br>
With huge change, comes huge opportunity. So, wherever you join us, you&rsquo;ll enjoy the freedom to dream up and deliver better, brighter solutions and the space to move your career forward in endlessly different directions.</p><p></p><p><br>
We're looking for a Manager Security &amp; Market Safety to join our team in Sahiwal. Bring us your curiosity and a desire to challenge the everyday routine, and we&rsquo;ll give you lots of responsibility. You&rsquo;ll help us improve, inject innovation and build new ways of working that span the whole world.</p><p></p><p><b><br>
PURPOSE</b></p><p>
Oversee affiliate Security and Market Safety domain including Manufacturing and Leaf security operations, delivery of Security and Market Safety services / products within the assigned local portfolio. Act as the key Security and Market Safety SME for Manufacturing &amp; Leaf and local leadership team across various business units.<br>
Coordinate, implement, and follow up on Security and Market Safety programs, risk management, governance, policies, and procedures to identify and address local threats, mitigating risks to people, assets, and reputation.<br>
Minimize Security and Market Safety losses and property damage by ensuring risk mitigation plans and emergency response procedures are implemented, trained, tested, and maintained. Ensure compliance with regional and local legislation, PMI Principles &amp; Practices, standards, and guidelines.</p><p></p><p><b><br>
MAJOR ACCOUNTABILITIES</b></p><p>
Leadership &amp; Management<br>
Manage security operations at Manufacturing and Leaf sites in collaboration with Security and Market Safety organization and in alignment with corporate Security and Market Safety operational strategy, vision, and commitments. Manage daily Security and Market Safety operations, individual performance, and timelines; cascade corporate Security and Market Safety objectives, set personal objectives/goals, and advance career paths and succession plans.<br>
Conduct mid-year and annual performance reviews, maintaining regular touchpoints with business stakeholders. Ensure the necessary skills, capabilities, and up-to-date training needs to excel. Develop skills and capacity through coaching, mentoring, and guidance from line manager.<br>
Build relationships and trusted partnerships with peers, Security and Market Safety teams, leadership, stakeholders, and local industry networks. Provide coverage during team members' absences and be prepared to cover for the Senior Security and Market Safety Manager or others when needed.</p><p></p><p><br>
Business Alignment &amp; Visibility<br>
Assess local emerging business and Security and Market Safety operational needs to mitigate potential Security and Market Safety threats and risks. Highlight risks and exposures to affiliate leadership, regional Security and Market Safety, and other stakeholders. Identify and resolve Security and Market Safety issues within the affiliate, maintaining situational awareness of internal and external threats to support business decision-making.<br>
Regularly liaise with local management, stakeholders, peers and regional Security and Market Safety leadership to align Security and Market Safety operational deliverables, products, and services with corporate Security and Market Safety operational objectives. Influence employees, including local leaderships, to foster ownership and adherence to Security and Market Safety programs and standards.<br>
Support the corporate Security and Market Safety governance model and collaborate with other local functions during investigations. Be prepared to mobilize within the region during crises or incidents. Enhance the corporate Security and Market Safety brand within the local affiliate.</p><p></p><p><br>
Oversee and manage the daily performance of Security and Market Safety needs and programs within Manufacturing &amp; Leaf operations to ensure the safety and Security and Market Safety of company personnel. Conduct and support local Security and Market Safety risk assessments and reviews at the affiliate level.<br>
Perform root cause analyses and Security and Market Safety-related investigations, implementing and validating corrective actions. Identify threats and address or mitigate risks and non-conformities. Respond to and report Security and Market Safety incidents as required by the program.<br>
Conduct regular health checks to ensure the affiliater Security and Market Safety portfolio complies with corporate Security and Market Safety and local regulatory requirements. Maintain and test protective measures, contingency plans, and emergency response procedures. Support local Special Situation Management Teams (SSMT) and ensure the Security and Market Safety processes and resources are proactive rather than reactive.</p><p></p><p><br>
Training &amp; Capabilities<br>
Plan, organize, and deliver local Security and Market Safety training programs in line with corporate Security and Market Safety operations, PMI, and local regulatory requirements to build a robust Security and Market Safety culture and expertise within the affiliate. Provide SME support to local management on physical Security and Market Safety, emergency response, crisis management, business continuity, and other Security and Market Safety topics.<br>
Identify and address local training and upskilling needs to enhance team and individual performance. Ensure regular communication with employees through affiliate meetings, Security and Market Safety briefs, alerts, and refreshers. Organize and deliver bespoke local trainings to equip everyone with the necessary skills and up-to-date knowledge. Maintain and update training records as per PMI requirements.</p><p></p><p><br>
Budget &amp; Cost Management<br>
Provide input into the corporate and manage local Security and Market Safety budgets, including revisions and travel expenses. Ensure effective budget management by proper controls, planning, analysis, and regular monitoring of spending. Encourage/recommend productivity and cost reduction initiatives.<br>
Ensure the affiliate S&amp;MS function operates cost-effectively, providing fiscal value to the business. Seek ROI opportunities for all Security and Market Safety services and products provided within thearea of responsibility.</p><p></p><p><br>
Performance, Reporting &amp; Incident and Emergency Response Management<br>
Ensure timely and accurate reporting of local Security and Market Safety incidents and events. Review and consolidate metrics and KPIs to provide detailed reports and analysis. Monitor trends and critical issues to keep local management, corporate Security and Market Safety operations informed.<br>
Develop, implement, manage, and test local emergency response protocols for the affiliate to protect people, business, assets, and reputation from disasters.<br>
Regularly review and update Security and Market Safety protocols.<br>
Manage local Security and Market Safety incident investigations, analysis, and reporting, retaining records to identify patterns and provide recommendations to prevent recurrence. Be ready to mobilize as part of a Security and Market Safety response team.<br>
Administer and furnish regular reports to the Affiliate and Regional Security and Market Safety Manager and others.</p><p></p><p><br>
Security and Market Safety &amp; Risk Management<br>
Conduct complex risk assessments and screenings. Collect and analyze documentation, statistics, reports, and threat-risk trends. Establish local policies and procedures to identify and address threats and risks within the affiliate or small cluster.<br>
Review and assess risk management policies and protocols, making recommendations and implementing improvements. Propose and implement risk management solutions, such as assurance, Security and Market Safety policies, business continuity plans, and recovery measures.<br>
Draft and present risk reports and proposals to functional/affiliate leadership. Lead and conduct Security and Market Safety investigations through local cross-functional collaboration, briefing Manufacturing and Leaf leadership on findings.</p><p></p><p><br>
Third Party Service Providers / Project Management<br>
Manage and oversee local third-party service providers in collaboration with Procurement, Corporate Security and Market Safety Operations Leadership, and Central Program Teams. Ensure their performance consistently meets all PMI requirements and standards through comprehensive local metrics and KPI monitoring. Participate in regular local performance reviews to ensure effective delivery and execution by third-party providers.<br>
Capable of supporting and being part of a team to manage complex Security and Market Safety projects from Front End Engineering Design (FEED) through to commissioning. Able to administer, oversee, and deliver Security and Market Safety integration projects involving assets, technologies, personnel, vendors, and operations at the affiliate or small cluster level.</p><p></p><p><b><br>
WHO WE&rsquo;RE LOOKING FOR</b></p><p></p><p><b><br>
EDUCATION</b></p><p>
College/University; Security and Market Safety Diploma or Professional Certification (CPP)</p><p><b><br>
WORK EXPERIENCE</b></p><p>
Minimum 5+ years experience gained in the corporate, operational Security and Market Safety managerial environment (all threat operating theaters) or related field/area.<br>
Preferably from a Security and Market Safety manager/Security and Market Safety services management background (Oil &amp; Gas, EPCM, Investigations, Intelligence, Crisis Management, Security and Market Safety Risk &amp; Resilience, Security and Market Safety vendor services etc).<br>
Knowledge of specialist Security and Market Safety systems &amp; Security and Market Safety tools/products/services, hands-on experience in dealing with local/regional/international Security and Market Safety issues.<br>
Able to demonstrate a local industry network.</p><p><b>
Language: </b>Full professional proficiency in English and Urdu; other relevant local language skills a plus including Pashto</p><p></p><p><b><br>
Skills</b>: Experience conducting Security and Market Safety risk assessments, projects, programs and Security and Market Safety audits, familiarity with supply chain Security and Market Safety standards (i.e. TAPA, C-TPAT), understanding of crisis management and emergency response best practice, knowledge of executive protection and journey management best practices a significant advantage, multiple threat diverse experience an advantage, possess strong verbal and written communication skills, high level of personal and professional integrity; leads by example, ability to deal with ambiguity in a complex organizational set-up, able to build strong business relationships and smart partnerships, able to establish strong networks, ability to analysis data and interpret, administer budget planning &amp; forecasts, administer risk, threat and intelligence programs effectively.</p><p>
Internal Relationships: Local Leaderships, Affiliate Management, Functional/unit Heads, Sales Directors, Manufacturing/Leaf Directors, Affiliate Security and Market Safety Team and others.
<br>
External Relationships: External Security and Market Safety professionals and industry groups, government and Security and Market Safety agencies, service/solutions providers, Security and Market Safety consultancies, certification agencies.</p><p></p><p><b><br>
WHAT PMI OFFERS</b></p><p>
Our success depends on our talented employees who come to work here every single day with a sense of purpose and an appetite for progress. Join PMI and you too can:</p><br>
<p></p><ul><li>
Seize the freedom to define your future and ours. We&rsquo;ll empower you to take risks, experiment and explore.</li><li>
Be part of an inclusive, diverse culture, where everyone&rsquo;s contribution is respected; collaborate with some of the world&rsquo;s best people and feel like you belong.</li><li>
Pursue your ambitions and develop your skills with a global business &ndash; our staggering size and scale provides endless opportunities to progress.</li></ul><p></p><p><br>
Take pride in delivering our promise to society: to deliver a smoke-free future.</p></div>

Manager Security & Market Safety

Philip Morris International

<div>
 <strong>
  Be a part of a revolutionary change
  <br/>
  <br/>
 </strong>
 At PMI, we&rsquo;ve chosen to do something incredible. We&rsquo;re transforming our business and building our future on one clear purpose &ndash; to deliver a smoke-free future.
 <br/>
 <br/>
 With huge change, comes huge opportunity. So, wherever you join us, you&rsquo;ll enjoy the freedom to dream up and deliver better, brighter solutions and the space to move your career forward in endlessly different directions.
 <br/>
 <br/>
 We're looking for a Manager Security &amp; Market Safety to join our team in Sahiwal. Bring us your curiosity and a desire to challenge the everyday routine, and we&rsquo;ll give you lots of responsibility. You&rsquo;ll help us improve, inject innovation and build new ways of working that span the whole world.
 <br/>
 <br/>
 <strong>
  PURPOSE
  <br/>
  <br/>
 </strong>
 Oversee affiliate Security and Market Safety domain including Manufacturing and Leaf security operations, delivery of Security and Market Safety services / products within the assigned local portfolio. Act as the key Security and Market Safety SME for Manufacturing &amp; Leaf and local leadership team across various business units.
 <br/>
 <br/>
 Coordinate, implement, and follow up on Security and Market Safety programs, risk management, governance, policies, and procedures to identify and address local threats, mitigating risks to people, assets, and reputation.
 <br/>
 <br/>
 Minimize Security and Market Safety losses and property damage by ensuring risk mitigation plans and emergency response procedures are implemented, trained, tested, and maintained. Ensure compliance with regional and local legislation, PMI Principles &amp; Practices, standards, and guidelines.
 <br/>
 <br/>
 <strong>
  Major Accountabilities
  <br/>
  <br/>
 </strong>
 Leadership &amp; Management
 <br/>
 <br/>
 Manage security operations at Manufacturing and Leaf sites in collaboration with Security and Market Safety organization and in alignment with corporate Security and Market Safety operational strategy, vision, and commitments. Manage daily Security and Market Safety operations, individual performance, and timelines; cascade corporate Security and Market Safety objectives, set personal objectives/goals, and advance career paths and succession plans.
 <br/>
 <br/>
 Conduct mid-year and annual performance reviews, maintaining regular touchpoints with business stakeholders. Ensure the necessary skills, capabilities, and up-to-date training needs to excel. Develop skills and capacity through coaching, mentoring, and guidance from line manager.
 <br/>
 <br/>
 Build relationships and trusted partnerships with peers, Security and Market Safety teams, leadership, stakeholders, and local industry networks. Provide coverage during team members' absences and be prepared to cover for the Senior Security and Market Safety Manager or others when needed.
 <br/>
 <br/>
 Business Alignment &amp; Visibility
 <br/>
 <br/>
 Assess local emerging business and Security and Market Safety operational needs to mitigate potential Security and Market Safety threats and risks. Highlight risks and exposures to affiliate leadership, regional Security and Market Safety, and other stakeholders. Identify and resolve Security and Market Safety issues within the affiliate, maintaining situational awareness of internal and external threats to support business decision-making.
 <br/>
 <br/>
 Regularly liaise with local management, stakeholders, peers and regional Security and Market Safety leadership to align Security and Market Safety operational deliverables, products, and services with corporate Security and Market Safety operational objectives. Influence employees, including local leaderships, to foster ownership and adherence to Security and Market Safety programs and standards.
 <br/>
 <br/>
 Support the corporate Security and Market Safety governance model and collaborate with other local functions during investigations. Be prepared to mobilize within the region during crises or incidents. Enhance the corporate Security and Market Safety brand within the local affiliate.
 <br/>
 <br/>
 Oversee and manage the daily performance of Security and Market Safety needs and programs within Manufacturing &amp; Leaf operations to ensure the safety and Security and Market Safety of company personnel. Conduct and support local Security and Market Safety risk assessments and reviews at the affiliate level.
 <br/>
 <br/>
 Perform root cause analyses and Security and Market Safety-related investigations, implementing and validating corrective actions. Identify threats and address or mitigate risks and non-conformities. Respond to and report Security and Market Safety incidents as required by the program.
 <br/>
 <br/>
 Conduct regular health checks to ensure the affiliater Security and Market Safety portfolio complies with corporate Security and Market Safety and local regulatory requirements. Maintain and test protective measures, contingency plans, and emergency response procedures. Support local Special Situation Management Teams (SSMT) and ensure the Security and Market Safety processes and resources are proactive rather than reactive.
 <br/>
 <br/>
 Training &amp; Capabilities
 <br/>
 <br/>
 Plan, organize, and deliver local Security and Market Safety training programs in line with corporate Security and Market Safety operations, PMI, and local regulatory requirements to build a robust Security and Market Safety culture and expertise within the affiliate. Provide SME support to local management on physical Security and Market Safety, emergency response, crisis management, business continuity, and other Security and Market Safety topics.
 <br/>
 <br/>
 Identify and address local training and upskilling needs to enhance team and individual performance. Ensure regular communication with employees through affiliate meetings, Security and Market Safety briefs, alerts, and refreshers. Organize and deliver bespoke local trainings to equip everyone with the necessary skills and up-to-date knowledge. Maintain and update training records as per PMI requirements.
 <br/>
 <br/>
 Budget &amp; Cost Management
 <br/>
 <br/>
 Provide input into the corporate and manage local Security and Market Safety budgets, including revisions and travel expenses. Ensure effective budget management by proper controls, planning, analysis, and regular monitoring of spending. Encourage/recommend productivity and cost reduction initiatives.
 <br/>
 <br/>
 Ensure the affiliate S&amp;MS function operates cost-effectively, providing fiscal value to the business. Seek ROI opportunities for all Security and Market Safety services and products provided within thearea of responsibility.
 <br/>
 <br/>
 Performance, Reporting &amp; Incident and Emergency Response Management
 <br/>
 <br/>
 Ensure timely and accurate reporting of local Security and Market Safety incidents and events. Review and consolidate metrics and KPIs to provide detailed reports and analysis. Monitor trends and critical issues to keep local management, corporate Security and Market Safety operations informed.
 <br/>
 <br/>
 Develop, implement, manage, and test local emergency response protocols for the affiliate to protect people, business, assets, and reputation from disasters.
 <br/>
 <br/>
 Regularly review and update Security and Market Safety protocols.
 <br/>
 <br/>
 Manage local Security and Market Safety incident investigations, analysis, and reporting, retaining records to identify patterns and provide recommendations to prevent recurrence. Be ready to mobilize as part of a Security and Market Safety response team.
 <br/>
 <br/>
 Administer and furnish regular reports to the Affiliate and Regional Security and Market Safety Manager and others.
 <br/>
 <br/>
 Security and Market Safety &amp; Risk Management
 <br/>
 <br/>
 Conduct complex risk assessments and screenings. Collect and analyze documentation, statistics, reports, and threat-risk trends. Establish local policies and procedures to identify and address threats and risks within the affiliate or small cluster.
 <br/>
 <br/>
 Review and assess risk management policies and protocols, making recommendations and implementing improvements. Propose and implement risk management solutions, such as assurance, Security and Market Safety policies, business continuity plans, and recovery measures.
 <br/>
 <br/>
 Draft and present risk reports and proposals to functional/affiliate leadership. Lead and conduct Security and Market Safety investigations through local cross-functional collaboration, briefing Manufacturing and Leaf leadership on findings.
 <br/>
 <br/>
 Third Party Service Providers / Project Management
 <br/>
 <br/>
 Manage and oversee local third-party service providers in collaboration with Procurement, Corporate Security and Market Safety Operations Leadership, and Central Program Teams. Ensure their performance consistently meets all PMI requirements and standards through comprehensive local metrics and KPI monitoring. Participate in regular local performance reviews to ensure effective delivery and execution by third-party providers.
 <br/>
 <br/>
 Capable of supporting and being part of a team to manage complex Security and Market Safety projects from Front End Engineering Design (FEED) through to commissioning. Able to administer, oversee, and deliver Security and Market Safety integration projects involving assets, technologies, personnel, vendors, and operations at the affiliate or small cluster level.
 <br/>
 <br/>
 <strong>
  Who We&rsquo;re Looking For
  <br/>
  <br/>
 </strong>
 <strong>
  EDUCATION
  <br/>
  <br/>
 </strong>
 College/University; Security and Market Safety Diploma or Professional Certification (CPP)
 <br/>
 <br/>
 <strong>
  Work Experience
  <br/>
  <br/>
 </strong>
 Minimum 5+ years experience gained in the corporate, operational Security and Market Safety managerial environment (all threat operating theaters) or related field/area.
 <br/>
 <br/>
 Preferably from a Security and Market Safety manager/Security and Market Safety services management background (Oil &amp; Gas, EPCM, Investigations, Intelligence, Crisis Management, Security and Market Safety Risk &amp; Resilience, Security and Market Safety vendor services etc).
 <br/>
 <br/>
 Knowledge of specialist Security and Market Safety systems &amp; Security and Market Safety tools/products/services, hands-on experience in dealing with local/regional/international Security and Market Safety issues.
 <br/>
 <br/>
 Able to demonstrate a local industry network.
 <br/>
 <br/>
 <strong>
  Language:
 </strong>
 Full professional proficiency in English and Urdu; other relevant local language skills a plus including Pashto
 <br/>
 <br/>
 <strong>
  Skills
 </strong>
 : Experience conducting Security and Market Safety risk assessments, projects, programs and Security and Market Safety audits, familiarity with supply chain Security and Market Safety standards (i.e. TAPA, C-TPAT), understanding of crisis management and emergency response best practice, knowledge of executive protection and journey management best practices a significant advantage, multiple threat diverse experience an advantage, possess strong verbal and written communication skills, high level of personal and professional integrity; leads by example, ability to deal with ambiguity in a complex organizational set-up, able to build strong business relationships and smart partnerships, able to establish strong networks, ability to analysis data and interpret, administer budget planning &amp; forecasts, administer risk, threat and intelligence programs effectively.
 <br/>
 <br/>
 Internal Relationships: Local Leaderships, Affiliate Management, Functional/unit Heads, Sales Directors, Manufacturing/Leaf Directors, Affiliate Security and Market Safety Team and others.
 <br/>
 <br/>
 External Relationships: External Security and Market Safety professionals and industry groups, government and Security and Market Safety agencies, service/solutions providers, Security and Market Safety consultancies, certification agencies.
 <br/>
 <br/>
 <strong>
  What Pmi Offers
  <br/>
  <br/>
 </strong>
 Our success depends on our talented employees who come to work here every single day with a sense of purpose and an appetite for progress. Join PMI and you too can:
 <br/>
 <br/>
 <ul>
  <li>
   Seize the freedom to define your future and ours. We&rsquo;ll empower you to take risks, experiment and explore.
  </li>
  <li>
   Be part of an inclusive, diverse culture, where everyone&rsquo;s contribution is respected; collaborate with some of the world&rsquo;s best people and feel like you belong.
  </li>
  <li>
   Pursue your ambitions and develop your skills with a global business &ndash; our staggering size and scale provides endless opportunities to progress.
   <br/>
   <br/>
  </li>
 </ul>
 Take pride in delivering our promise to society: to deliver a smoke-free future.
 <br/>
 <br/>
 <strong>
  25928
 </strong>
</div>


EGBank

<div><div><div><div><div><div><p><b>KEY ACCOUNTABILITIES</b></p></div></div><div><br>
<div>
<p><b>Description</b></p></div></div><br>
<div>
<div> <div><ul><li>Support in evaluating received credit proposals for new credit facilities and renewal of existing facilities for SMEs Programs<b> </b>Companies through detailed analysis of the Company&rsquo;s credit worthiness by evaluating the company&rsquo;s financial statements, collateral coverage, guarantor support and credit lending history (if any) for credit approvals / rejection.</li></ul>
<ul><li>Conduct in depth analysis of credit bureau reports (I-score reports) and cash flow statements to be able to determine potential risk and profitability of the provided / granted credit facility.</li></ul>
<ul><li>Prepare and write credit proposals including supportive information of industry analysis to provide SMEs Programs Risk Manager with reliable information for credit decision making regarding the client&rsquo;s risk of default, credit rating and adequacy of the proposed financing.</li></ul>
<ul><li>Assist in Evaluating and providing the needed recommendations in restructuring unfavorable credit applications to ensure the effectiveness of the strategies</li></ul>
<ul><li>conduct an in-depth financial analysis of public and private financial data, market trends, and microeconomic conditions to provide management with highest quality risk assessments, credit research, and comprehensive analyses that guarantees risk adequate pricing at all times.</li></ul>
<ul><li>Stay updated with CBE regulations, market trends, regulatory changes and best practices to be able to provide sound credit decision.</li></ul></div></div><br>
</div><br>
<div><div><p><b>Policies, processes and procedures:</b></p>
<div>
<ul><li>Follow all relevant approved department&rsquo;s policies, and procedures and monitor adherence so that work is carried out in a controlled manner.</li></ul></div></div><br>
</div><br>
<div><div><p><b>Day-to-Day Management:</b></p>
<div>
<ul><li>Follow the day-to-day operations related to own jobs in the department to ensure continuity of work</li></ul></div></div><br>
</div><br>
<div><div><p><b>Compliance:</b></p>
<div>
<ul><li>Comply with all relevant CBE regulations, banking laws, AML regulations and internal EG Bank policies and code of conduct to maintain EG Bank&rsquo;s sound legal position and mitigate any potential risks</li></ul></div></div><br>
</div><br>
</div></div><p></p><div><div><div><div><p><b>6. QUALIFICATIONS, EXPERIENCE AND SKILLS</b></p></div></div><div><br>
<div>
<p><b>Qualifications and Experience:</b></p>
<div>
<ul><li>Bachelor&rsquo;s degree in Business Administration, Accounting, Economics, Commerce or any related field.</li></ul>
<ul><li>For the Credit Reviewer role from 1-3 years preferred with relevant experience, credit course is a must.</li></ul>
<ul><li>Experience within Banking Industry is a mandatory.</li></ul>
</div>
<p><b>Skills:</b></p>
<div>
<ul><li>Excellent command of English and Arabic languages (written and spoken)</li></ul>
<ul><li>Excellent decision making and negotiation skills
</li></ul><ul><li>Excellent communication skills</li></ul>
<ul><li>Excellent planning and organizing skills</li></ul>
<ul><li>Excellent Business Acumen of external market and up-to date market trends and practices.</li></ul></div></div></div></div></div></div></div><p></p>

SMEs Programs Risk Reviewer (3898)

Essent Guaranty, Inc.

<div><p><b>Essent Group Ltd. </b>(NYSE: ESNT) is a Bermuda-based holding company (collectively with its subsidiaries, &quot;Essent&quot;) which serves the housing finance industry by offering private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. We are focused on managing risk and dedicated to serving as a strong and fair counterparty. As a company, we bring strong private capital and a commitment to risk management to the mortgage insurance industry.<br>
<br>
<b>Title: </b>Account Manager (Title Agency Services)<br>
<br>
<b>Location: </b>Remote, TX (Houston area)<br>
<br>
The Account Manager will represent Essent to title agents within their respective region. This role is responsible for the advancement of the agent relationships to maximize Essent&rsquo;s position within the assigned account base and development of new market opportunities.<br>
<br>
<b>As a dynamic and resourceful professional, we will rely on you to perform the following duties:</b></p><ul><li>
Represent Essent to assigned accounts to deliver value added underwriting solutions while taking ownership of the success and profitability of each account.</li><li>
Develop thorough understanding of assigned accounts, their respective business models, and how they operate.
</li><li>Build strong client relationships to support current business needs and acquire new customers, while maintaining focus on profitability and mutually beneficial arrangements to create a sustainable alignment of interest.</li><li>
Identify market opportunities and penetration strategies for new products/programs to meet needs of clients and differentiate Essent in the market.
</li><li>Evaluate competitive market trends and new regulations related to products, rates, guidelines, and/or ancillary services.
</li><li>Develop tactics to leverage current market trends and optimize sales potential.</li><li>
Explore cost effective origination strategies capitalizing on Essent&rsquo;s strengths while delivering superior customer service.</li><li>
Collaborate with internal departments to fulfill customers&rsquo; requests.</li><li>
Train agents on how to access Essent Title bulletins, guidelines, and educational materials.</li><li>
Facilitate and educate clients on new programs, rates, products, and initiatives.</li><li>
Meet timelines for each client initiative, request, and project, including implementation, client and internal roll-out, collateral and presentation materials.</li><li>
Represent Essent at client meetings, attend regional, state conferences, trade shows and events to promote Essent&rsquo;s product offerings and broaden the business exposure within the title insurance industry.
</li><li>Present Essent within the entire title industry as thought leaders, disciplined risk managers and a strong focus on servicing our customers.</li></ul><p></p><p><b><br>
Minimum Education &amp; Experience Requirements:</b></p><ul><li>
Bachelor&rsquo;s degree in related field preferred or equivalent work experience.</li><li>
3+ years of relevant business development experience within financial services or title insurance industry.</li><li>
Ability to travel approximately 30%.
</li><li>Strong understanding of the economics of title underwriting.</li><li>
Excellent communication, presentation, and negotiation skills, with the ability to build rapport and trust with senior-level executives and stakeholders.</li><li>
Strong analytical and problem-solving skills with the ability to identify and pursue new sales opportunities and markets.</li><li>
High-level customer service and relationship management skills with the ability to handle complex and sensitive situations.</li><li>
Ability to work independently, as well as a part of a team, and manage multiple projects and priorities.</li><li>
Strong time management, organizational, and planning skills.</li><li>
Proficiency in MS Office Suite.
</li></ul><p>Our commitment to your success is enhanced by our competitive salary and comprehensive benefits package including paid time off, medical, dental, vision, 401(k) and disability benefits. We work to maintain a positive environment for our employees, where people can learn and grow with the company. Essent is an Equal Opportunity Employer.</p></div>

Account Manager (Title Agency Services), TX

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SMEs Programs Risk Reviewer (3898)

Account Manager (Title Agency Services), TX