mlro

Deputy MLRO

FinTop Consulting

<div>
 <p>
  <strong>
   Role:
  </strong>
  Compliance Officer &amp; MLRO
 </p>
 <p>
  <strong>
   Location:
  </strong>
  DIFC
 </p>
 <p>
  <strong>
   Reporting To:
  </strong>
  Senior Leadership
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   About the Role
  </strong>
 </p>
 <p>
  As a Compliance Officer &amp; MLRO, you will ensure the firm operates within all regulatory and legal requirements. You will manage the compliance function, lead anti-money laundering (AML) and counter-terrorist financing (CFT) initiatives, and act as the primary liaison with regulatory authorities. This is a hands-on role that combines governance, monitoring, and advisory responsibilities.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   What You&rsquo;ll Do:
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  <u>
   Regulatory Oversight
  </u>
 </p>
 <ul>
  <li>
   Implement and maintain compliance policies, procedures, and manuals.
  </li>
  <li>
   Monitor adherence to financial regulations and internal standards.
  </li>
  <li>
   Advise leadership on regulatory obligations and upcoming changes.
  </li>
  <li>
   Conduct internal audits and compliance risk assessments.
  </li>
  <li>
   Support new products, services, and client onboarding processes.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <u>
   AML / CFT Leadership (MLRO Responsibilities)
  </u>
 </p>
 <ul>
  <li>
   Lead the firm&rsquo;s AML/CFT program and maintain compliance with relevant laws.
  </li>
  <li>
   Oversee KYC/KYB, CDD/EDD, transaction monitoring, and reporting processes.
  </li>
  <li>
   Manage sanctions screening, PEP, and adverse media checks.
  </li>
  <li>
   Investigate and escalate suspicious activities to authorities.
  </li>
  <li>
   Provide training on AML/CFT policies and procedures.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <u>
   Training &amp; Governance
  </u>
 </p>
 <ul>
  <li>
   Drive awareness of regulatory obligations across the firm.
  </li>
  <li>
   Conduct regular compliance and AML/CFT training sessions.
  </li>
  <li>
   Prepare periodic compliance reports for leadership review.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <u>
   Monitoring &amp; Reporting
  </u>
 </p>
 <ul>
  <li>
   Lead monitoring and testing programs to assess regulatory compliance.
  </li>
  <li>
   Review client onboarding and transactions for potential issues.
  </li>
  <li>
   Maintain risk registers and track remediation of gaps or breaches.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <u>
   Regulatory Engagement
  </u>
 </p>
 <ul>
  <li>
   Serve as the key contact for regulators on compliance and AML/CFT matters.
  </li>
  <li>
   Manage requests, inspections, and notifications regarding breaches or personnel changes.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Qualifications
  </strong>
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s in Law, Finance, Business, or related field (Master&rsquo;s preferred).
  </li>
  <li>
   5+ years in financial services compliance, preferably with AML/CFT experience.
  </li>
  <li>
   Strong understanding of local and international regulations.
  </li>
  <li>
   Professional certifications (CAMS, ICA, CRCMP, CISI) preferred.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Skills &amp; Competencies
  </strong>
 </p>
 <ul>
  <li>
   High integrity and ethical standards.
  </li>
  <li>
   Strong analytical, investigative, and problem-solving skills.
  </li>
  <li>
   Effective communicator with the ability to manage multiple stakeholders.
  </li>
  <li>
   Detail-oriented, organized, and capable of handling competing priorities independently.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  Think you&rsquo;re the perfect fit? Apply now or drop your CV at jinal@fintop.co.uk let&rsquo;s make things happen!
 </p>
 <p>
 </p>
</div>


Compliance Officer & MLRO

PayerMax

<div>
 <p>
  <strong>
   【About PayerMax】
  </strong>
 </p>
 <p>
  PayerMax is a global payment company focused on
  <strong>
   emerging markets
  </strong>
  , headquartered in Singapore.Through a unified platform, the company provides merchants with comprehensive payment solutions
  <strong>
   covering 70+ countries and 350+ local payment methods
  </strong>
  , supporting acquiring, payout, FX, and risk management needs across industries such as e-commerce, digital content, gaming, and financial services.
 </p>
 <p>
  Our vision is to become the
  <strong>
   payment infrastructure for emerging markets
  </strong>
  , addressing pain points such as
  <strong>
   fragmented channels, high integration costs, and complex compliance requirements
  </strong>
 </p>
 <ul>
  <li>
   <strong>
    Localization:
   </strong>
   Deep cooperation with major banks, wallets, and regulators to rapidly meet compliance and settlement requirements
  </li>
  <li>
   <strong>
    Payment stability:
   </strong>
   Ensuring transaction success and user experience even under weak network conditions.
  </li>
  <li>
   <strong>
    End-to-end services:
   </strong>
   Covering the full chain from user payments and merchant settlement to fund security, reconciliation, and risk control.
  </li>
  <li>
   <strong>
    Long-term orientation:
   </strong>
   Emphasizing long-term partnerships and deep integration into local ecosystems rather than short-term gains.
  </li>
 </ul>
 <p>
  PayerMax has successfully built payment networks across
  <strong>
   MENA, Southeast Asia, and Latin America
  </strong>
  ,serving global merchants such as TikTok, Tencent, Kuaishou, and Alibaba International, helping them improve local conversion rates and reduce compliance risks.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   【Job description】
  </strong>
 </p>
 <p>
  PayerMax, a leading global payment services company is looking for a well-seasoned Compliance Officer/MLRO to join its financial services entity based in the Abu Dhabi Global Market (ADGM).
 </p>
 <p>
  <strong>
   Compliance Officer responsibilities:
  </strong>
 </p>
 <p>
  &bull; Overseeing the local firm&rsquo;s Compliance programe in line with ADGM Financial Services Regulatory Authority (FSRA) requirements.
 </p>
 <p>
  &bull; Maintaining compliance policies and procedures.
 </p>
 <p>
  &bull; Providing guidance, training, and ongoing support to employees on compliance matters.
 </p>
 <p>
  &bull; Conducting regular compliance assessments and audits in line with the compliance monitoring programe.
 </p>
 <p>
  &bull; Acting as the main point of contact within the firm for the FSRA.
 </p>
 <p>
  &bull; Collaborating with internal stakeholders including but not limited to the Group&rsquo;s global compliance, legal and corporate governance teams.
 </p>
 <p>
  &bull; Preparing and submitting compliance reports to senior management, the Board and the ADGM FSRA, as required.
 </p>
 <p>
  &bull; Maintaining the firm&rsquo;s records and registers as required under FSRA rules and regulations.
 </p>
 <p>
  &bull; Leading ad hoc local compliance projects related to the ADGM entity, as and when required.
 </p>
 <p>
  <strong>
   MLRO responsibilities include:
  </strong>
 </p>
 <p>
  &bull; Maintaining the firm&rsquo;s AML/CFT related policies, procedures, and controls.
 </p>
 <p>
  &bull; Overseeing the firm&rsquo;s customer onboarding and customer review processes.
 </p>
 <p>
  &bull; Providing AML/CFT related training and guidance to employees.
 </p>
 <p>
  &bull; Acting as the first point of contract to receive internal SAR notifications from employees.
 </p>
 <p>
  &bull; Identifying, analysing and reporting suspicious transactions to the FIU and notifying the FSRA of any such reports.
 </p>
 <p>
  &bull; Staying abreast with evolving AML/CFT regulations and industry trends and ensuring timely implementation of necessary changes.
 </p>
 <p>
  &bull; Preparing and submitting AML/CFT reports to senior management and the board.
 </p>
 <p>
  &bull; Preparation and filing of the FSRA AML Annual and Semi-AML Returns and any ad hoc notifications.
 </p>
 <p>
  <br/>
 </p>
 <p>
  【
  <strong>
   Requirements
  </strong>
  】
 </p>
 <p>
  &bull; Bachelor&rsquo;s degree in law or a related field.
 </p>
 <p>
  &bull; At least six years of experience working in Compliance within the financial services industry (payment or fintech strongly preferred).
 </p>
 <p>
  &bull; Authorised FSRA, DFSA or CBUAE Compliance Officer/MLRO is a must.
 </p>
 <p>
  &bull; Self-starter with strong analytical, investigative and decision-making skills.
 </p>
 <p>
  &bull; Excellent communication, negotiation, and stakeholder management skills.
 </p>
 <p>
  &bull; Professional certifications in AML/CFT (e.g., CAMS, CFE, etc.) would be an advantage.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   【Benefits】
  </strong>
 </p>
 <p>
  &bull; Working closely with other compliance experts within the Group.
 </p>
 <p>
  &bull; Hybrid working model.
 </p>
 <p>
  &bull; Competitive compensation package.
 </p>
</div>


Compliance Officer (MLRO)-UAE (A03211)

Apex Group Ltd

<div>
 The Apex Group was established in Bermuda in 2003 and is now one of the world&rsquo;s largest fund administration and middle office solutions providers.
 <br/>
 <br/>
 Our business is unique in its ability to reach globally, service locally and provide cross-jurisdictional services. With our clients at the heart of everything we do, our hard-working team has successfully delivered on an unprecedented growth and transformation journey, and we are now represented by over circa 13,000 employees across 112 offices worldwide.Your career with us should reflect your energy and passion.
 <br/>
 <br/>
 That&rsquo;s why, at Apex Group, we will do more than simply &lsquo;empower&rsquo; you. We will work to supercharge your unique skills and experience.
 <br/>
 <br/>
 Take the lead and we&rsquo;ll give you the support you need to be at the top of your game. And we offer you the freedom to be a positive disrupter and turn big ideas into bold, industry-changing realities.
 <br/>
 <br/>
 For our business, for clients, and for you
 <br/>
 <br/>
 The Apex Group was established in Bermuda in 2003 and is now one of the world&rsquo;s largest fund administration and middle office solutions providers.
 <br/>
 <br/>
 Our business is unique in its ability to reach globally, service locally and provide cross-jurisdictional services. With our clients at the heart of everything we do, our hard-working team has successfully delivered on an unprecedented growth and transformation journey, and we are now represented by over circa 13,000 employees across 112 offices worldwide.Your career with us should reflect your energy and passion.
 <br/>
 <br/>
 That&rsquo;s why, at Apex Group, we will do more than simply &lsquo;empower&rsquo; you. We will work to supercharge your unique skills and experience.
 <br/>
 <br/>
 Take the lead and we&rsquo;ll give you the support you need to be at the top of your game. And we offer you the freedom to be a positive disrupter and turn big ideas into bold, industry-changing realities.
 <br/>
 <br/>
 For our business, for clients, and for you
 <br/>
 <br/>
 <strong>
  Compliance Officer and MLRO
  <br/>
  <br/>
 </strong>
 <strong>
  Role Location:
 </strong>
 Dubai
 <br/>
 <br/>
 <strong>
  Employment Type:
 </strong>
 Permanent
 <br/>
 <br/>
 <strong>
  Reporting line:
 </strong>
 Reports into the Regional Compliance Officer &ndash; Middle East
 <br/>
 <br/>
 <strong>
  Role and Responsibilities include:
  <br/>
  <br/>
 </strong>
 Setting, establishing and monitoring adherence to processes, policies and procedures to meet -compliance, legal and regulatory requirements.
 <br/>
 <br/>
 Responsibilities:
 <br/>
 <br/>
 <ul>
  <li>
   Overseeing licensing requirements and regulatory obligations while ensuring that compliance activity takes account of all relevant legislation and ADGM/FSRA/SCA related activities;
  </li>
  <li>
   Review of compliance and internal control operations and ensuring that they are in adherence with the firm&rsquo;s and Apex Group&rsquo;s Policies and Procedures;
  </li>
  <li>
   Ensuring the effective implementation of the Compliance Monitoring Programme and performing monitoring activities;
  </li>
  <li>
   Ensuring that non-compliant findings are tracked with the respective business function managers until resolved;
  </li>
  <li>
   Reporting to and liaising with the SEO, Regional Compliance Officer and the Board as required, on compliance related matters;
  </li>
  <li>
   Preparing and submitting compliance reports to management and various committees and governance structures within the Apex Group;
  </li>
  <li>
   Preparing and submitting reports to regulatory authorities;
  </li>
  <li>
   Keeping up-to-date with all relevant laws and regulations and communicating regulatory changes and developments to senior management and staff;
  </li>
  <li>
   Providing advice, and assistance where relevant, to senior management and staff on Apex Group compliance-related matters;
  </li>
  <li>
   Setting strategy for managing the relationship with the Regulator(s) and for all operational aspects of it, including visits and reporting;
  </li>
  <li>
   Handling communications with the Regulator(s), obtaining approvals as required, notifying the Regulator as required for all compliance-related matters;
  </li>
  <li>
   Maintaining a register of PEPs, High Risk clients and investors; complaints, conflicts of interest, compliance and data breaches, and actively manage adherence to the complaints process and mitigation of breaches;
  </li>
  <li>
   Providing assistance and support in satisfying staff training and development needs and plans to new regulations and legislation;
  </li>
  <li>
   Preparing training material and deliver training in compliance with regulatory obligations and business procedures;
  </li>
  <li>
   Oversight and management of the regulatory risks within the business;
  </li>
  <li>
   Acting as the firm&rsquo;s MLRO, establishing and maintaining the firm&rsquo;s Anti Money Laundering policies, procedures, systems and controls in compliance with the Regulatory Anti Money Laundering rules and all relevant legislation applicable in the jurisdiction and Group Apex Policies;
  </li>
  <li>
   Monitoring suspicious transactions, identify potential sanctions and submit reporting as required;
  </li>
  <li>
   Promoting a positive compliance culture through engagement with staff;
  </li>
  <li>
   Handling other ad-hoc compliance-related projects that may be assigned from time to time.
  </li>
  <li>
   Ensure that the firm adheres to data protection requirements, staff are informed about their obligations and responsibilities and raise awareness about them;
  </li>
  <li>
   Give advice and recommendations to the firm about the interpretation or application of the data protection rules;
  </li>
  <li>
   Monitor that a register of processing operations is maintained by the firm;
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Skills Required:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Financial services experience of 5 to 7 years working within a financial environment, specifically Fund Administration experience.
  </li>
  <li>
   Understanding of the relevant regulations in UAE and International AML Laws.
  </li>
  <li>
   Relevant professional qualifications e.g. AML, CDD, Compliance, Risk, or equivalent.
  </li>
  <li>
   Experience in Customer Due Diligence (CDD/KYC) on various international corporate structures and risk profiles.
  </li>
  <li>
   Excellent communication and organisational skills.
  </li>
  <li>
   Experienced leader able to develop team members.
  </li>
  <li>
   Motivated and driven and a team player.
  </li>
  <li>
   Solutions driven critical thinking, with the ability to adapt to change.
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  What you will get in return:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   A high level of visibility within a large organisation on an upwards trajectory
  </li>
  <li>
   The ability to define compliance processes to drive innovation and have a tangible impact on the business
  </li>
  <li>
   Be part of a dynamic and fast-paced team that makes a genuine impact on the business
  </li>
  <li>
   Exposure to all aspects of the business and cross-jurisdiction
  </li>
  <li>
   The opportunity to innovate, bring discipline to brand activity and really make a difference.
   <br/>
   <br/>
  </li>
 </ul>
 Disclaimer: Unsolicited CVs sent to Apex (Talent Acquisition Team or Hiring Managers) by recruitment agencies will not be accepted for this position. Apex operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our exclusive recruitment partners.
 <br/>
 <br/>
 Disclaimer: Unsolicited CVs sent to Apex (Talent Acquisition Team or Hiring Managers) by recruitment agencies will not be accepted for this position. Apex operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our exclusive recruitment partners.
</div>


Compliance Officer and MLRO

Apex Group

<div><div>The Apex Group was established in Bermuda in 2003 and is now one of the world&rsquo;s largest fund administration and middle office solutions providers.</div><div></div><div>
Our business is unique in its ability to reach globally, service locally and provide cross-jurisdictional services. With our clients at the heart of everything we do, our hard-working team has successfully delivered on an unprecedented growth and transformation journey, and we are now represented by over circa 13,000 employees across 112 offices worldwide.Your career with us should reflect your energy and passion.</div><div></div><div>
That&rsquo;s why, at Apex Group, we will do more than simply &lsquo;empower&rsquo; you. We will work to supercharge your unique skills and experience.</div><div></div><div>
Take the lead and we&rsquo;ll give you the support you need to be at the top of your game. And we offer you the freedom to be a positive disrupter and turn big ideas into bold, industry-changing realities.</div><div></div><div>
For our business, for clients, and for you</div><div></div><div>
The Apex Group was established in Bermuda in 2003 and is now one of the world&rsquo;s largest fund administration and middle office solutions providers.</div><div></div><div>
Our business is unique in its ability to reach globally, service locally and provide cross-jurisdictional services. With our clients at the heart of everything we do, our hard-working team has successfully delivered on an unprecedented growth and transformation journey, and we are now represented by over circa 13,000 employees across 112 offices worldwide.Your career with us should reflect your energy and passion.</div><div></div><div>
That&rsquo;s why, at Apex Group, we will do more than simply &lsquo;empower&rsquo; you. We will work to supercharge your unique skills and experience.</div><div></div><div>
Take the lead and we&rsquo;ll give you the support you need to be at the top of your game. And we offer you the freedom to be a positive disrupter and turn big ideas into bold, industry-changing realities.</div><div></div><div>
For our business, for clients, and for you</div><div></div><div>
Compliance Officer and MLRO</div><div></div><div>
Role Location: Dubai</div><div>
Employment Type: Permanent</div><div>
Reporting line: Reports into the Regional Compliance Officer &ndash; Middle East</div><div></div><div>
Role and Responsibilities include:</div><div>
Setting, establishing and monitoring adherence to processes, policies and procedures to meet -compliance, legal and regulatory requirements.</div><div>
Responsibilities:</div><ul><li>
Overseeing licensing requirements and regulatory obligations while ensuring that compliance activity takes account of all relevant legislation and ADGM/FSRA/SCA related activities;</li><li>
Review of compliance and internal control operations and ensuring that they are in adherence with the firm&rsquo;s and Apex Group&rsquo;s Policies and Procedures;</li><li>
Ensuring the effective implementation of the Compliance Monitoring Programme and performing monitoring activities;</li><li>
Ensuring that non-compliant findings are tracked with the respective business function managers until resolved;</li><li>
Reporting to and liaising with the SEO, Regional Compliance Officer and the Board as required, on compliance related matters;</li><li>
Preparing and submitting compliance reports to management and various committees and governance structures within the Apex Group;</li><li>
Preparing and submitting reports to regulatory authorities;</li><li>
Keeping up-to-date with all relevant laws and regulations and communicating regulatory changes and developments to senior management and staff;</li><li>
Providing advice, and assistance where relevant, to senior management and staff on Apex Group compliance-related matters;</li><li>
Setting strategy for managing the relationship with the Regulator(s) and for all operational aspects of it, including visits and reporting;</li><li>
Handling communications with the Regulator(s), obtaining approvals as required, notifying the Regulator as required for all compliance-related matters;</li><li>
Maintaining a register of PEPs, High Risk clients and investors; complaints, conflicts of interest, compliance and data breaches, and actively manage adherence to the complaints process and mitigation of breaches;</li><li>
Providing assistance and support in satisfying staff training and development needs and plans to new regulations and legislation;</li><li>
Preparing training material and deliver training in compliance with regulatory obligations and business procedures;</li><li>
Oversight and management of the regulatory risks within the business;</li><li>
Acting as the firm&rsquo;s MLRO, establishing and maintaining the firm&rsquo;s Anti Money Laundering policies, procedures, systems and controls in compliance with the Regulatory Anti Money Laundering rules and all relevant legislation applicable in the jurisdiction and Group Apex Policies;</li><li>
Monitoring suspicious transactions, identify potential sanctions and submit reporting as required;</li><li>
Promoting a positive compliance culture through engagement with staff;</li><li>
Handling other ad-hoc compliance-related projects that may be assigned from time to time.</li><li>
Ensure that the firm adheres to data protection requirements, staff are informed about their obligations and responsibilities and raise awareness about them;</li><li>
Give advice and recommendations to the firm about the interpretation or application of the data protection rules;</li><li>
Monitor that a register of processing operations is maintained by the firm;</li></ul><div></div><div>
Skills Required:</div><ul><li>
Financial services experience of 5 to 7 years working within a financial environment, specifically Fund Administration experience.</li><li>
Understanding of the relevant regulations in UAE and International AML Laws.</li><li>
Relevant professional qualifications e.g. AML, CDD, Compliance, Risk, or equivalent.</li><li>
Experience in Customer Due Diligence (CDD/KYC) on various international corporate structures and risk profiles.</li><li>
Excellent communication and organisational skills.</li><li>
Experienced leader able to develop team members.</li><li>
Motivated and driven and a team player.</li><li>
Solutions driven critical thinking, with the ability to adapt to change.</li></ul><div></div><div>
What you will get in return:</div><ul><li>
A high level of visibility within a large organisation on an upwards trajectory</li><li>
The ability to define compliance processes to drive innovation and have a tangible impact on the business</li><li>
Be part of a dynamic and fast-paced team that makes a genuine impact on the business</li><li>
Exposure to all aspects of the business and cross-jurisdiction</li><li>
The opportunity to innovate, bring discipline to brand activity and really make a difference.</li></ul><div></div><div>
Disclaimer: Unsolicited CVs sent to Apex (Talent Acquisition Team or Hiring Managers) by recruitment agencies will not be accepted for this position. Apex operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our exclusive recruitment partners.</div><div></div><div>
Disclaimer: Unsolicited CVs sent to Apex (Talent Acquisition Team or Hiring Managers) by recruitment agencies will not be accepted for this position. Apex operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our exclusive recruitment partners.</div></div><div></div>

Deutsche Bank

<div>
 <strong>
  Position Overview
  <br/>
  <br/>
 </strong>
 <strong>
  Details of the Division and Team:
  <br/>
  <br/>
 </strong>
 The MLRO and Deputy Compliance Officer is responsible for providing support to the business advisory team in their engagement with relevant business and/or infrastructure areas. They typically have daily interaction with key stakeholders and have a regional and/or country coverage. Where provision of advice is required, advice includes level 1 control advice and assisting with conducting level 2 controls and risk assessments.
 <br/>
 <br/>
 In addition, the MLRO and Deputy Compliance supports the maintenance of relationships with other relevant areas of the function and/or works directly with subject matter experts and other teams from across the function.
 <br/>
 <br/>
 <strong>
  What we will offer you:
  <br/>
  <br/>
 </strong>
 A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That&rsquo;s why we are committed to providing an environment with your development and wellbeing at its center.
 <br/>
 <br/>
 <strong>
  You can expect:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Life Insurance
  </li>
  <li>
   Accidental Death Insurance
  </li>
  <li>
   Permanent Partial Disability Insurance
  </li>
  <li>
   Private Medical Insurance for you, your spouse and dependent children
  </li>
  <li>
   Flexible working arrangements
  </li>
  <li>
   30 days of annual paid leave, plus public holiday &amp; Flexible Working Arrangement
  </li>
  <li>
   DB contributions to Employee Workplace Savings "Gosi" plan (for Saudi nationals only)
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Your key responsibilities:
  <br/>
  <br/>
 </strong>
 Compliance:
 <br/>
 <br/>
 <ul>
  <li>
   Support senior management and employees of Deutsche Bank in understanding and managing:
  </li>
  <li>
   the application of Deutsche Bank&rsquo;s ethical standards and professional principles
  </li>
  <li>
   general compliance with the relevant laws, rules, regulations, directives and Group standards
  </li>
  <li>
   the prevention and escalation of issues, incidents and breaches relating to Compliance
  </li>
  <li>
   cross-border compliance related matters
  </li>
  <li>
   Ensure implementation and maintenance of adequate compliance policies and procedures
  </li>
  <li>
   Report regularly to the relevant Deutsche Bank Country Operating Committee branch, Compliance Committee and Regulatory Authorities on Compliance matters
  </li>
  <li>
   Undertake and be actively involved in proactive and reactive management and escalation of all Compliance risk issues and breaches, for example, conducting risk assessments
  </li>
  <li>
   Monitor and test compliance with regulatory requirements and internal controls in accordance with agreed policy and methodology; report and manage any finding or issues, and support management in identifying remedial action plans
  </li>
  <li>
   Provide compliance support to relevant projects and new products by ensuring adherence to related standards, mitigation of associated risks
  </li>
  <li>
   Support in Compliance awareness initiatives
  </li>
  <li>
   Act as a direct contact point for local staff to confidentially concerns in relation to when improper or illegal activities are suspected
  </li>
  <li>
   Act as a contact point for SAMA and represent DB Riyadh in various regulatory committees along with other banks in Saudi Arabia
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 AFC:
 <br/>
 <br/>
 <ul>
  <li>
   Advising on and ensuring implementation of AFC policies and procedures whereas involvement in ABC and AFI policies depends on the availability of headcount in the location and if none, this will be assisted by the respective regional team.
  </li>
  <li>
   Advising on the impact of new AFC related internal and external rules and ensuring that local guidelines and procedures are in line with the regulatory requirements.
  </li>
  <li>
   Assessing the conformity of internal policies and procedures, systems and controls with relevant regulatory obligations and DB Group standards.
  </li>
  <li>
   Reporting and liaising with Country Head to ensure appropriate reporting and escalation.
  </li>
  <li>
   Helping in developing and maintaining the AFC related Internal Control Framework.
  </li>
  <li>
   Complying with the requirements set by the AFC Global Controls Programme.
  </li>
  <li>
   AML: Transaction Monitoring, STR Handling and Reporting, KYC (EDD, periodic reviews, QA)
  </li>
  <li>
   Sanctions: Monitoring local regulatory sanctions developments and notifying relevant changes and specifications and ensuring that the required controls are in place
  </li>
  <li>
   AF&amp;I: Assisting the Country Head with respect to the responsibility for anti-fraud in country (including advisory, policy, training, monitoring, investigation etc), either directly or as the liaison with regional AFI teams.
  </li>
  <li>
   ABC: Helping in promoting AFC&rsquo;s responsibility for ABC in country (including advisory, policy, training, monitoring, investigation etc), either directly or as the liaison with regional ABC teams.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Accountabilities (takes Ultimate Decisions)
  <br/>
  <br/>
 </strong>
 <strong>
  Regulatory
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Provide ongoing and/ or ad-hoc regulatory advice
  </li>
  <li>
   Provide advice in relation to regulatory submissions to CMA and contribute to such submissions when PB matters are concerned.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Responsibilities (takes Decisions Within a Provided Framework)
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Together with the Head of Compliance &amp; AFC manage key stakeholder requirements/ requests
  </li>
  <li>
   Deliver advisory to the business and stakeholders as required.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Leadership Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Ability to work in virtual, global teams in a matrix organisation, transfer knowledge and develop capability of team members.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  General Leadership Responsibilities
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Adheres to and promotes the Company values and ethical framework.
  </li>
  <li>
   Creates an open and inclusive culture where other team members are encouraged to offer and challenge ideas and practices.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Your skills and experience:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Relevant AML / Compliance qualification from an internationally recognized body (such as ACAMS, ICA or local KSA equivalent)
  </li>
  <li>
   At least 3-5 years&rsquo; experience within AML/KYC / Compliance domains within a KSA regulated bank (SAMA) or financial institution (CMA). CMA experience is preferred.
  </li>
  <li>
   Strong knowledge of the CMA relevant AML, CFT, CMA Regulatory rulebooks.
  </li>
  <li>
   The ability to build constructive partnerships with diverse stakeholders and challenge where required.
  </li>
  <li>
   Fluency in English Arabic.
  </li>
  <li>
   KSA National
  </li>
  <li>
   Should be assertive, analytical, organized and flexible.
  </li>
  <li>
   Strong organization and prioritization skills, profound decision making skills.
  </li>
  <li>
   Strong analytical skills and solution-oriented problem solving.
  </li>
  <li>
   Strong inter-personal skills, excellent communication skills and ability to work in virtual global teams and a matrix organization.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  How we&rsquo;ll support you:
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Flexible working to assist you balance your personal priorities
  </li>
  <li>
   Coaching and support from experts in your team
  </li>
  <li>
   A culture of continuous learning to aid progression
  </li>
  <li>
   A range of flexible benefits that you can tailor to suit your needs
  </li>
  <li>
   Training and development to help you excel in your career
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  About us and our teams:
  <br/>
  <br/>
 </strong>
 Deutsche Bank is the leading German bank with strong European roots and a global network. click here to see what we do.
 <br/>
 <br/>
 <strong>
  Deutsche Bank &amp; Diversity
  <br/>
  <br/>
 </strong>
 Our values define the working environment we strive to create &ndash; diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
 <br/>
 <br/>
 With that, we extend a warm welcome to candidates with disabilities to apply.
 <br/>
 <br/>
 Our Bank is committed to ensuring equal opportunities and will facilitate a productive and harmonious work environment for all.
 <br/>
 <br/>
 We encourage talented individuals seeking a professional setting that values and accommodates diverse capabilities to submit their applications and be part of our shared commitment to fostering inclusiveness.
 <br/>
 <br/>
 Our values define the working environment we strive to create &ndash; diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
 <br/>
 <br/>
 We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.
</div>


C&AFC - Deputy Compliance Officer & MLRO - DSSA, Associate/AVP

Altery

<div>
 <strong>
  About Us
  <br/>
  <br/>
 </strong>
 Are you passionate about FinTech and ready to make a tangible impact in a dynamic company where your decisions shape the future? Altery could be the next chapter in your professional journey!
 <br/>
 <br/>
 We are currently seeking a dedicated and experienced Compliance Officer + Money Laundering Reporting Officer to join our team and uphold the highest standards of regulatory compliance under our DFSA Category 3C licence. This role is pivotal in designing, implementing, and refining our compliance and AML/CTF frameworks, providing strategic guidance to senior management, and fostering a firm-wide culture of integrity. Extensive knowledge of DFSA regulations, AML best practices, and financial technologies is mandatory.
 <br/>
 <br/>
 Does this sound like a fit? Join us and help shape the future of financial services.
 <br/>
 <br/>
 What you'll be doing
 <br/>
 <br/>
 DFSA-Specific Compliance Framework: Establish and maintain a compliance program in line with DFSA requirements (including GEN, AML, COB, and PIB modules), ensuring the Firm continuously meets Category 3C regulatory obligations.
 <br/>
 <br/>
 Regulatory Reporting &amp; Liaison: Act as the primary point of contact for the DFSA, preparing and submitting mandatory AML returns, submission of Suspicious Activity Reports (SARs) to the appropriate authorities in accordance with DFSA AML Rulebook guidelines, compliance reports, and any ad-hoc notifications or regulatory disclosures, ensuring strict adherence to DFSA requirements, confidentiality, and timely submission within prescribed deadlines.
 <br/>
 <br/>
 Control Compliance - in-depth knowledge of AML, TFS, KYC/KYB, SAR/STRS, KYC Audit system and control, UN, UAEIC, HMT, OFAC for developing controls and systems for compliance.
 <br/>
 <br/>
 Deep knowledge of EU and FATF compliance, including other global wawatchlists such as Egmont, Wolfsburg and JMLSG, ongoing screening requirements and AML training and awareness.
 <br/>
 <br/>
 Compliance Monitoring Program: Implement a regular compliance monitoring schedule (covering suitability, disclosure requirements, record-keeping, etc.), document findings, and recommend remedial actions to ensure robust internal controls.
 <br/>
 <br/>
 Risk Assessment &amp; Mitigation: Undertake periodic risk assessments (including AML/CTF risk reviews) to identify potential vulnerabilities, advising senior management on mitigation strategies and improvements to systems and controls, and raise an escalation to the regulator if necessary.
 <br/>
 <br/>
 Governance &amp; Escalation: Maintain direct lines of communication with the Board or Senior Executive Officer for swift escalation of significant compliance issues or breaches, presenting clear action plans and follow-up measures.
 <br/>
 <br/>
 Ongoing Staff Training: Organize targeted training sessions on DFSA regulatory requirements, AML/CTF obligations, and updates to relevant rulebooks, fostering a compliance-focused culture throughout the Firm.
 <br/>
 <br/>
 Internal Policies &amp; Procedures: Develop, review, and update internal policies (e.g., Compliance Manual, AML/CTF Policy) to reflect the latest changes in the DFSA Rulebook, DIFC-specific regulations, and global best practices.
 <br/>
 <br/>
 Act as the primary point of contact for the DFSA, preparing and submitting mandatory AML returns, compliance reports, and any ad-hoc notifications or regulatory disclosures within prescribed deadlines.
 <br/>
 <br/>
 Customer Due Diligence (CDD) &amp; Enhanced Due Diligence (EDD): Oversee KYC processes, ensuring all new and existing clients undergo appropriate due diligence measures (including EDD for higher-risk relationships) as mandated by DFSA rules.
 <br/>
 <br/>
 What you&rsquo;ll bring to us
 <br/>
 <br/>
 <ul>
  <li>
   UAE resident or willing to get UAE residency 3+ practical experience in EMI/fintech/ compliance In-depth Industry &amp; Regulatory Expertise on ensuring timely escalation to the DFSA or other authorities when necessary. Academic background, preferably in law or compliance. Have experience in communicating with the local regulator (DFSA, VARA) Experience working at (or closely with) compliance and risk departments, preferably at a supervised entity.
  </li>
  <li>
   Regulatory Decision-Making &amp; Accountability
  </li>
  <li>
   Understanding Compliance processes in the multi-national companies
  </li>
  <li>
   Certificate in compliance, financial crime, or crypto
  </li>
  <li>
   Demonstrable track record of taking ownership of AML/CTF and compliance outcomes, making informed decisions on suspicious transaction reporting.
  </li>
  <li>
   Comprehensive knowledge of the DFSA Rulebooks (especially AML, GEN, and other relevant modules), international AML standards (FATF recommendations), and a clear understanding of financial products/services offered by Category 3C Firms.
  </li>
  <li>
   5+ years of practical experience in compliance, AML/CTF, or risk management within DFSA-regulated entities (or an equivalent international regulatory regime).
   <br/>
   <br/>
  </li>
 </ul>
 What we offer
 <br/>
 <br/>
 <ul>
  <li>
   Team and our Product: We are team players and we are passionate about our product and understand what we aim to achieve and the impact it will make.
  </li>
  <li>
   Growth Opportunities: You can Influence and shape our story while advancing your career.
  </li>
  <li>
   Flexibility: We always listen to our people and can be flexible with arrangements.
  </li>
  <li>
   Hybrid Working: We don't expect you to be in the office every day.
  </li>
  <li>
   Local Market Perks: Enjoy insurance coverage, local perks, and beautiful offices.
   <br/>
   <br/>
  </li>
 </ul>
 Why to join us
 <br/>
 <br/>
 We may not be perfect, but our strength lies in our resilience. Facing challenges with our expertise, positive attitude, and a supportive environment where everyone relies on one another gives us confidence in what we do. We empower our people to make decisions, explore, and experiment &mdash; micromanagement isn&rsquo;t our style. We reward those who take on additional responsibilities and go the extra mile.
 <br/>
 <br/>
 <em>
  We are proud of how diverse and unique we are. We thrive on diverse views, love learning
 </em>
 <em>
  from one another, and believe that our differences fuel our curiosity
 </em>
</div>


Compliance Officer & MLRO MENA

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