monitoring analyst

Capitex

Transaction Monitoring Analyst – 12-Month Contract | Sharjah, UAE:
 
About the Role
 We’re seeking an experienced Transaction Monitoring Analyst to join our compliance team in Sharjah on a 12-month fixed-term contract. The successful candidate will play a key role in identifying and investigating unusual or potentially suspicious financial activity to ensure compliance with AML regulations and internal policies.
 
Key Responsibilities: 
<ul>
<li>Conduct daily monitoring and review of transactions flagged by the bank’s AML systems.</li>
<li>Assess alerts to determine whether activity is consistent with the customer’s known profile, identifying potential red flags and patterns of suspicious behaviour.</li>
<li>Conduct detailed investigations on escalated alerts and prepare comprehensive case summaries with clear recommendations.</li>
<li>Escalate suspicious transactions to the MLRO or Compliance team in accordance with established procedures.</li>
<li>Maintain detailed and accurate documentation of all investigations and decisions.</li>
<li>Assist in the preparation of Suspicious Activity Reports (SARs) when required.</li>
<li>Liaise with internal stakeholders, including Relationship Managers and Compliance Officers, to obtain additional information for case reviews.</li>
<li>Support the refinement of internal processes and provide input on emerging AML risks and typologies.</li>
<li>Stay up to date on AML regulations, local Central Bank guidance, and international compliance standards.</li>
</ul>
Key Requirements: 
<ul>
<li>Prior experience in transaction monitoring, AML investigations, or financial crime compliance within a banking or financial services environment.</li>
<li>Strong understanding of AML frameworks, risk indicators, and typologies.</li>
<li>Analytical mindset with attention to detail and sound judgement in decision-making.</li>
<li>Excellent written and verbal communication skills.</li>
<li>Ability to manage workload effectively in a fast-paced environment and meet review deadlines.</li>
<li>Proficiency in using transaction monitoring systems and Microsoft Office applications.</li>
</ul>

Transaction Monitoring Analyst

Careers at Tide

<div><div><h3 class="jobSectionHeader">ABOUT TIDE</h3>

At Tide we help SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting. 
Tide is transforming the small business banking market with over 1.6 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to help SMEs save both time and money.

Tide facts:
<ul>
<li>Tide is available for UK, Indian, German and French SMEs</li>
<li>Over 1.6 million members: 800,000 UK and 800,000 in India and growing rapidly</li>
<li>Over $200 million raised in funding</li>
<li>Over 2500 Tideans globally - we're diversity champions!</li>
<li>We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram and New Delhi, India</li>
</ul></div><h3 class="jobSectionHeader">ABOUT THE ROLE</h3>

As an Ongoing Monitoring Analyst, you would be working on being the first line of defence in our battle against financial crime. You'll be responsible for monitoring a variety of transaction types across our customer base. This role is an important part of our monitoring and helps identify any suspicious activity that requires further investigation. 
<div>
Some of the things you'll be doing:</div>
<ul><li>Analyzing transactions across a variety of payment types to look for signs of financial crime including fraud, money laundering and terrorist financing</li>
<li>Sanctioning and screening some payments</li>
<li>Developing and seeking ways to improve tools and process for transaction analysis</li>
<li>Reviewing transaction alerts, spotting inconsistencies and escalating accounts with financial crime concerns</li>
<li>Using a variety of tools to analyse transactions in different ways, including thematic reviews</li>
<li>Being responsible for different operational activities as per requirements</li>
<li>Working a shared shift pattern</li>
<li>Willing to work weekends as and when required</li>
<li>Using interpersonal &amp; great communication skills to interact with many of Tide's internal and external stakeholders and take initiative in a very busy, and always changing work environment</li>
<li>Resolving member queries in a timely manner by contacting members through the in -app chat, email and through the phone</li>
<li>Responding to queries from internal teams and working with them closely</li>
</ul>
<h3 class="jobSectionHeader">WHAT WE ARE LOOKING FOR</h3>

<ul><li>You have good eye for detail to be able to identify suspicious activity amongst transaction data</li>
<li>You have 2 - 4 years of experience working in AML and transaction monitoring in India, preferably in a highly regulated environment</li>
<li>You have strong understanding and experience of CDD and EDD processes in Indian context</li>
<li>You have professional work experience, preferably in financial services e.g. Banking sector and Fintech</li>
<li>You have inclination towards asking right questions with problem solving attitude and always looking to make process leaner and robust</li>
<li>You have an analytical mind &ndash; able to digest large data sets and spot patterns and trends with ease</li>
<li>You are a quick learner, explorer, multitasker and flexible with work profile</li>
<li>You have exceptional communication skills &ndash;written and verbal &ndash;to communicate with the clients and company stakeholders &amp; regulatory bodies if required</li>
<li>You are organized and able to remain calm under pressure</li>
<li>You are able to carry out multiple different tasks and stay organized while doing so</li>
<li>You are a problem solver and willing to share your solutions</li>
</ul>
<h3 class="jobSectionHeader">WHAT YOU'LL GET IN RETURN</h3>

<ul><li>Competitive salary</li>
<li>Self &amp; Family Health Insurance</li>
<li>Term &amp; Life Insurance</li>
<li>OPD Benefits</li>
<li>Mental wellbeing through Plumm</li>
<li>Learning &amp; Development Budget</li>
<li>15 days of Privilege leaves</li>
<li>12 days of Casual leaves</li>
<li>12 days of Sick leaves</li>
<li>3 paid days off for volunteering or L&amp;D activities</li>
<li>Stock Options</li>
</ul>
<h3 class="jobSectionHeader">TIDEAN WAYS OF WORKING</h3>

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams.

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.<div><h3 class="jobSectionHeader">
TIDE IS A PLACE FOR EVERYONE</h3>

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members' diverse needs and lives.

We are One Team and foster a transparent and inclusive environment, where everyone's voice is heard. 


At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone's voice is heard.<div> 
</div>
<div>Disclaimer</div>
<div></div>
<div>It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that:</div>
<ul><li>Tide does not charge any fees at any stage of the recruitment process.</li>
<li>All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel.</li>
<li>Communication from Tide will only come from an official @tide.co email address.</li>
<li>Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf.</li>
</ul>
If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co 
Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process. 


You personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.</div></div>

Ongoing Monitoring Analyst

Transaction Monitoring Analyst – Sharjah (12-Month Renewable Contract):
 
Location: Sharjah, UAE
 Contract: 12 months (renewable)
 Department: Compliance – Second Line of Defence
 
Overview: 
Our client, a leading bank based in Sharjah, is addressing a backlog of Transaction Monitoring (TM) alerts and is seeking experienced TM Analysts to join their compliance function. This role sits within the Second Line of Defence and requires individuals capable of managing end-to-end alert investigations in line with UAE regulatory expectations.
 
Key Responsibilities: 
<ul>
<li>Review, investigate, and resolve Transaction Monitoring alerts from end to end.</li>
<li>Conduct thorough analysis to identify unusual or suspicious activity.</li>
<li>Document findings clearly, ensuring all steps of the investigation are well evidenced.</li>
<li>Escalate cases as needed to the MLRO or senior compliance management.</li>
<li>Ensure investigations adhere to internal policies, UAE Central Bank regulations, and AML/CFT standards.</li>
<li>Support process improvement initiatives to reduce future alert backlogs.</li>
</ul>
Requirements: 
Requirements: 
<ul>
<li>Minimum 3 years’ end-to-end Transaction Monitoring experience within a UAE bank.</li>
<li>Strong understanding of AML regulations, typologies, and local regulatory requirements.</li>
<li>Experience working within a Second Line Compliance or Financial Crime team.</li>
<li>Ability to manage high volumes of alerts accurately and efficiently.</li>
<li>Excellent written and verbal communication skills in English (Arabic a plus).</li>
</ul>
Contract Details: 
<ul>
<li>Duration: 12-month initial contract (renewable).</li>
<li>Location: On-site in Sharjah.</li>
<li>Start date: Immediate or short notice preferred.</li>
</ul>

Transaction Monitoring Analyst - Sharjah (12-Month Renewable Contract)

Dar Exchange LLC

Responsibilities:<ul><li>Monitor real-time transactions for suspicious activities, ensuring compliance with anti-money laundering (AML) and counter-terrorist financing (CTF) regulations.</li><li>Analyze alerts generated by the transaction monitoring system and investigate suspicious transactions.</li><li>Escalate potential risks to the compliance team or regulatory authorities, if necessary.</li><li>Assist in fine-tuning the transaction monitoring system to improve accuracy and reduce false positives.</li><li>Prepare detailed reports of investigations and maintain documentation for regulatory audits.</li><li>Conduct periodic reviews and updates of transaction monitoring policies and procedures.</li><li>Collaborate with internal teams to ensure effective implementation of AML/CTF controls.</li></ul>Experience &amp; Qualifications:<ul><li>Experience in transaction monitoring, AML, or compliance, preferably in an exchange house or financial institution.</li><li>Familiarity with transaction monitoring systems and AML software.</li><li>Strong knowledge of AML/CTF regulations and suspicious activity reporting.</li><li>Analytical mindset with attention to detail for identifying suspicious patterns.</li><li>Bachelor's degree in Finance, Accounting, Business, or a related field (certifications like CAMS are a plus).</li><li>Strong communication and reporting skills.</li><li>Ability to work independently and under regulatory scrutiny.</li></ul>Job Type: Full-timePay: AED3,000.00 - AED4,000.00 per month

TMS (Transaction Monitoring System) Analyst

IDFC FIRST Bank

<div>
 
 Job Requirements
 
 
 
 
 Role/ Job Title:
 
 Analyst - CDD
 
 
 
 Function/ Department:
 
 Financial Crime
 
 
 
 Job Purpose
 
 
 
 
 ﻿
 
 
 
 'The Account Monitoring Analyst plays a key role in ensuring early detection of potential mule/Suspicious accounts. By monitoring, reviewing and investigating financial transactions analyst helps mitigate risks related to money mule accounts, frauds, and other financial crimes
 
 
 
 Roles &amp; Responsibilities
 
 
 
 <ul>
 <li>
 Monitor and review accounts flagged by automated systems for unusual or suspicious activity.
 </li>
 <li>
 Perform deep-dive analysis of flagged accounts, including reviewing transaction details, account history and customer information.
 </li>
 <li>
 Assess transaction patterns to identify deviations from normal customer behavior.
 </li>
 <li>
 Provide detailed narratives and summaries of review to support decision making.
 </li>
 <li>
 Ability to identify trends, anomalies, and root causes of suspicious activities.
 </li>
 <li>
 Identify patterns and typologies indicative of financial crime.
 </li>
 <li>
 Calling customers to get the details understanding of transaction performed in their accounts prior decisioning on actionable.
 </li>
 <li>
 Establishing and maintaining clear communication with the branches for arranging the Customer enhance due diligence and site verification also gather additional information on flagged accounts.
 </li>
 <li>
 Participate in cross- departmental discussions to understand emerging risks and trends.
 </li>
 <li>
 Provide feedback on transactions monitoring tools and thresholds to improve detection accuracy
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 Graduate: Bachelors degree in any Stream
 
 
 Professional - Risk/AML
 
 
 
 Years Of Experience
 
 
 
 2 to 3 years
</div>

Analyst - Central Due Diligence

DICETEK LLC

<div>Title: AML Analyst &ndash; Transaction Monitoring
Key Responsibilities:<ul><li>
Review and investigate alerts generated by the bank&rsquo;s transaction monitoring system.</li><li>
Conduct detailed analysis of suspicious or unusual transactions in line with AML/CFT policies.</li><li>
Escalate cases that require further review or filing of STR/SAR to the AML Investigations team.</li><li>
Maintain accurate case documentation and ensure timely closure of alerts.</li><li>
Stay updated on latest AML regulations and typologies to identify emerging risks.</li></ul>
Requirements:<ul><li>
Bachelor&rsquo;s degree in finance, banking, or related field.</li><li>
2&ndash;5 years&rsquo; experience in AML/Transaction Monitoring within banking or financial services.</li><li>
Familiarity with UAE Central Bank AML regulations &amp; FATF guidelines.</li><li>
Strong analytical and investigative skills.</li><li>
Good communication skills; Arabic language is an advantage.</li></ul></div>

AML Analysts - Transaction Monitoring

Checkout.com

<div>Company Description
We&rsquo;re Checkout.com &ndash; you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen.
Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.
With 19 offices spanning six continents, we feel at home everywhere &ndash; but London is our HQ. Wherever our people work their magic, they&rsquo;re fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn&rsquo;t just another job; it&rsquo;s a career-defining opportunity to build the future of fintech.
Job Description
An AML Monitoring analyst is responsible to execute the day to day operations based on the relevant policies and processes, with a view to mitigate AML risk through review of merchant activity monitoring. IIn this role, you will be responsible for reviewing generated alerts on a rule based system, performing analysis, liaising with internal/external stakeholders with the results of your findings and documenting the results of your investigation on the tool as well as reaching our to the merchant to request information. You will also identify any potential fraud and money-laundering risks, draft suspicious activity reports for your investigation in line with regulatory expectations.
What your responsibilities will be:<ul><li>
Work with internal stakeholders to identify anomalous behavior by monitoring merchant transactions and performing necessary due diligence.</li><li>
Thoroughly investigate and analyze alerts flagged by the transaction monitoring system. This involves reviewing transaction details, customer information, and any associated documentation.</li><li>
Conduct deep-dive research using internal systems, open-source intelligence (OSINT), and third-party databases to gather additional information.</li><li>
Demonstrate a proficient understanding of AML requirements and due diligence procedures to ensure compliance with regulatory standards.</li><li>
Perform background checks on merchants, leveraging internal tools and external resources to assess merchants&rsquo; businesses.</li><li>
Strictly follow the organization's policies and procedures regarding sanctions screening, transaction monitoring, alert management, and reporting.</li><li>
Responsible for ensuring record keeping of Checkout.com&rsquo;s customer database remains up to date.</li><li>
Able to think quickly and apply critical thinking, showcasing strong problem-solving abilities</li><li>
Suggest innovative ideas/ feedback to enhance the process and infrastructure, striving for continuous improvement in AML compliance operations.</li></ul>
What you will need to be successful (skills and competencies):<ul><li>
Bachelor&rsquo;s degree or equivalent, with a minimum of 1-3 years of experience in similar roles.</li><li>
Focused on structured processes, consistently striving for streamlined approach to drive efficiency in Compliance operations</li><li>
Skilled at working collaboratively and effectively communicating, positively influencing team members across various departments.</li><li>
Capable of adjusting to rapid-paced and agile settings, prepared to operate within demanding timelines and schedules.</li><li>
Proficient in English (additional fluency in Mandarin, Japanese, or French is a plus).</li><li>
Ideally experienced in dealing with global AML requirements and experience in transaction monitoring</li><li>
Knowledge / experience in the payment processing industry and/or e-commerce landscape is beneficial.</li><li>
Demonstrates acute attention to detail.</li></ul>
Experience you will bring to the role:<ul><li>
As an Analyst you are expected to perform relevant analyses and conduct investigations for suspicious activity and review the alerts within the prescribed Service Level Agreement (&ldquo; SLA&rdquo;).</li><li>
As a Compliance Operations analyst, you may be expected to review the customers&rsquo; policies and procedures and perform their assessment to ensure compliance with the relevant regulations.</li><li>
You should possess strong verbal and written communication skills to document and articulate the requirements in a clear and concise manner to the stakeholders and customers.</li><li>
You must have a solution-driven approach with exemplary investigative and critical thinking skills.</li><li>
You must also be detail-oriented multi-taskers who can work independently with little supervision, at the same time have good decision making, time management and organisational skills.</li></ul>
Bring all of you to work
We create the conditions for high performers to thrive &ndash; through real ownership, fewer blockers, and work that makes a difference from day one.
Here, you&rsquo;ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It&rsquo;s a place where ambition gets met with opportunity &ndash; and where your growth is in your hands.
We work as one team, and we back each other to succeed. So whatever your background or identity, if you&rsquo;re ready to grow and make a difference, you&rsquo;ll be right at home here.
It&rsquo;s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. 
Life at Checkout.com
We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.
Curious about what it&rsquo;s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.
For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram</div>

Analyst I, Transaction Monitoring and Screening

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