mortgage loan counselor

Xoto Proptech Real Estate LLC.

About the Company &ndash; XOTO Proptech Real EstateXoto Proptech Real Estate is an emerging, AI-powered proptech company based in Dubai, focused on transforming the real estate lifecycle through technology-driven solutions. The company offers a unified platform that integrates property buying, selling, mortgage financing, and home enhancement services such as landscaping and interiors.By combining real estate services with intelligent digital tools, Xoto simplifies the customer journey&mdash;from property discovery to financing and beyond&mdash;delivering convenience, transparency, and value. The platform also enables agents, developers, and service providers to collaborate efficiently in a connected ecosystem.Driven by innovation and a customer-centric approach, Xoto aims to redefine how people experience real estate in the UAE through AI-powered insights and seamless service integration.Role OverviewThe Mortgage Advisor is responsible for assisting clients in securing suitable mortgage solutions by understanding their financial needs and guiding them through the end-to-end mortgage process. The role focuses on delivering a seamless, customer-centric experience while supporting the company&rsquo;s growth through effective lead conversion and relationship management.Key ResponsibilitiesClient Advisory &amp; Sales<ul><li>Advise clients on mortgage products based on their financial profile and property requirements</li><li>Convert inbound and outbound leads into successful mortgage applications</li><li>Provide tailored financing solutions for both residents and non-residents</li><li>Maintain strong follow-up to ensure high conversion rates</li></ul>Mortgage Processing &amp; Coordination<ul><li>Manage the end-to-end mortgage process from application to disbursement</li><li>Coordinate with banks, financial institutions, and internal sales teams</li><li>Track application status and ensure timely updates to clients</li><li>Ensure smooth documentation and submission processes</li></ul>Product Knowledge &amp; Market Awareness<ul><li>Stay updated with UAE mortgage products, interest rates, and lending policies</li><li>Compare and recommend competitive mortgage options from partner banks</li><li>Educate clients on eligibility, costs, and repayment structures</li></ul>Compliance &amp; Documentation<ul><li>Verify client documents including income proof, bank statements, and KYC documents</li><li>Ensure all applications meet regulatory and bank requirements</li><li>Maintain accurate records and adhere to compliance standards</li></ul>Customer Experience<ul><li>Deliver a seamless and transparent mortgage journey</li><li>Provide regular updates and proactive communication</li><li>Build long-term relationships for repeat and referral business</li></ul>Collaboration &amp; Stakeholder Management<ul><li>Work closely with real estate agents, sales teams, and developers</li><li>Coordinate with bank relationship managers and credit teams</li><li>Support internal teams in closing property transactions through financing solutions</li></ul>Key RequirementsEducation &amp; Experience<ul><li>Bachelor&rsquo;s degree in Finance, Business, or related field</li><li>1&ndash;2 years of experience in mortgage is a must</li><li>Experience in UAE mortgage market is preferred</li></ul>Skills &amp; Competencies<ul><li>Strong understanding of mortgage products and lending processes</li><li>Sales-driven mindset with excellent communication skills</li><li>Ability to manage multiple applications and meet deadlines</li><li>Strong attention to detail and documentation accuracy</li><li>Customer-focused with problem-solving abilities</li></ul>Key Performance Indicators (KPIs)<ul><li>Number of mortgage applications processed</li><li>Conversion rate from leads to disbursement</li><li>Revenue generated through mortgage closures</li><li>Turnaround time for application processing</li><li>Customer satisfaction and retention</li></ul>Why Join Xoto<ul><li>Be part of a fast-growing proptech startup shaping the future of real estate in the UAE</li><li>Opportunity to grow within a tech-driven mortgage ecosystem</li><li>Work in a dynamic and collaborative environment</li><li>Competitive salary with attractive commission structure</li></ul>Pay: AED2,500.00 - AED3,500.00 per monthWork Location: In person

Mortgage Advisor

Capital Zone Mortgage Broker

We&rsquo;re Hiring! | Mortgage Consultant | Full-Time | Dubai Capital Zone is where expertise meets authenticity, and where clients aren&rsquo;t just clients, They're long-term partners. Based in Dubai and licensed by the Dubai Economic Department (DED), we specialize in unbiased mortgage advice with one goal: helping people move forward, financially and personally.We&rsquo;re on the lookout for a Mortgage Consultant who&rsquo;s passionate about finance, thrives on helping people, and knows how to navigate the ins and outs of mortgage lending. This isn&rsquo;t your typical 9-to-5 desk job. You&rsquo;ll be out meeting clients, visiting partner banks, and actively creating opportunities. If you&rsquo;re motivated, people-focused, and love being on the move, this is your moment.What You&rsquo;ll Do:<ul><li>Assess clients&rsquo; financial status and property requirements to recommend suitable mortgage solutions</li><li>Provide information on available mortgage products, interest rates, and repayment terms</li><li>Liaise with banks and financial institutions to secure favorable mortgage deals</li><li>Guide clients through the mortgage application process, ensuring all required documentation is collected and submitted</li><li>Maintain up-to-date knowledge of UAE mortgage laws, central bank regulations, and market trends</li><li>Build and maintain relationships with real estate agents, developers, and clients</li><li>Follow up on client inquiries, pre-approvals, and approvals in a timely manner</li><li>Use CRM systems to manage leads, follow-ups, and client records</li><li>Create reports and presentations using MS Office (Excel, Word, PowerPoint, Outlook)</li></ul>What You&rsquo;ll Bring:<ul><li>Minimum 1 year of experience in Mortgage, Banking, or Real Estate sales</li><li>Valid UAE driving license</li><li>Proven track record in meeting or exceeding sales targets</li><li>Stellar people skills and superb communication skills</li><li>Analytical mindset with a solutions-first attitude</li><li>General understanding of the UAE real estate and financial services industry</li><li>Multilingual candidates are preferred</li><li>Hunger to grow, connect, and make a difference</li></ul>What&rsquo;s in it for you?<ul><li>Fixed salary + attractive commission structure</li><li>Uncapped earning potential - your hustle = your reward</li><li>Supportive team, solid brand reputation, and a pipeline ready to go</li><li>Long-term career growth in a booming industry</li></ul>Pay: AED4,000.00 - AED8,000.00 per monthWork Location: In person

OG Jobs

Company name: Xotowww. xoto.aeKey Responsibilities* Advise clients on home finance and refinancing options* Conduct eligibility assessments based on UAE bank policies* Structure mortgage solutions tailored to client profiles* Source new clients through brokers, developers, referrals &amp; networking* Handle mortgage process from pre-approval to disbursement* Coordinate with banks and relationship managers* Follow up consistently to ensure timely approvals* Maintain accurate pipeline tracking and case updates* Achieve monthly sales targets* Ensure compliance with UAE Central Bank regulationsRequirements* Minimum 1&ndash;2 years UAE mortgage experience or banking experience* Strong knowledge of UAE bank policies and mortgage procedures* Existing broker / banker network preferred* Strong sales, negotiation &amp; closing skills* Target-driven and self-motivated* Excellent communication and client-handling skills* Immediate joiners preferredPay: AED2,000.00 - AED3,000.00 per monthWork Location: In person

The Lending Tree Commercial Brokers LLC

Location: Dubai, UAE Job Type: Full-timeAbout the Role We are seeking a motivated and target-driven Mortgage Consultant to join our team. The ideal candidate will have experience in the UAE mortgage industry and a strong ability to build client relationships, generate business, and guide customers through the mortgage process.Key Responsibilities<ul><li>Advise clients on suitable mortgage products and financing solutions.</li><li>Assess customer requirements and eligibility for home financing.</li><li>Generate and convert leads through referrals, networking, and business development activities.</li><li>Build and maintain relationships with clients, real estate agents, developers, and banking partners.</li><li>Manage the end-to-end mortgage process, from application to approval and disbursement.</li><li>Liaise with banks and financial institutions to secure the best mortgage options for clients.</li><li>Ensure timely collection and submission of required documentation.</li><li>Achieve monthly sales targets and maintain high service standards.</li></ul>Requirements<ul><li>Minimum 1 year of UAE mortgage experience is mandatory.</li><li>Valid UAE Driving License is mandatory.</li><li>Proven sales and relationship management skills.</li><li>Excellent communication and negotiation abilities.</li><li>Ability to work in a target-oriented environment.</li><li>Strong customer service and problem-solving skills.</li><li>Bachelor's degree is preferred.</li></ul>Benefits<ul><li>Competitive salary package.</li><li>Attractive incentives and performance-based commissions.</li></ul>If you have UAE mortgage experience, a valid UAE driving license, and a passion for sales, we encourage you to apply.Pay: Up to AED10,000.00 per monthLicense/Certification:<ul><li>UAE Driving License (Preferred)</li></ul>Location:<ul><li>Dubai (Preferred)</li></ul>Work Location: In person

Mortgage Consultant

AnnieMac Home Mortgage

<div>AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the External Mortgage Loan Originator position include, but are not limited to, the following:<ul><li>
Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales.</li><li>
Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.</li><li>
Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.</li><li>
Take information from the borrower and fill out the loan application.</li><li>
Develop relationships with referral partners such as realtors to generate new customers.</li><li>
Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.</li><li>
Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.</li><li>
Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;</li><li>
Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.</li><li>
Counsel and advise the borrower in understanding and clearing credit problems.</li><li>
Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.</li><li>
Order legal documents.</li><li>
Review HUDS prior to closing.</li></ul><ul><li>
Must have appropriate state license or certificate (varies by state).</li><li>
Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.</li><li>
Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors.</li><li>
Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)</li><li>
Must have excellent communication skills and the ability to analyze financial information.</li><li>
Must be a sales-oriented self-starter.</li></ul>
Work Environment/Physical Demands: Travel is required 80% of the time.
AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K.
***AnnieMac Home Mortgage is an Equal Opportunity Employer***
***AnnieMac Home Mortgage participates in E-Verify.***</div>

Outside Loan Originator

Square Yards Real Estate LLC

Key Responsibilities :<ul><li>Develop and maintain strong partnerships with builders, real estate agencies, and sub-brokers</li><li>Drive sales performance and consistently achieve quarterly targets</li><li>Expand and strengthen developer and corporate tie-ups</li><li>Understand customer requirements and provide suitable lending solutions tailored to their needs</li></ul>Requirements :<ul><li>Minimum 6 months of experience in financial sales within the UAE</li><li>Strong communication, negotiation, and relationship-management skills</li><li>Self-motivated and target-oriented, with the ability to excel in a fast-paced environment</li></ul>What We Offer :<ul><li>Attractive salary package with additional benefits</li><li>Fast-track career growth with performance-based promotions and salary increments every 3 months</li><li>Unlimited earning opportunities through incentives</li><li>Energetic and growth-driven workplace culture</li></ul>Pay: AED4,000.00 - AED8,000.00 per monthWork Location: In person

Home Mortgage Consultant

Community Financial System, Inc.

<div>Overview:
<div>
At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.</div><div></div><div> 
Just as our employees are committed to helping our customers manage their finances, we&rsquo;re committed to our employees. After all, they make it happen for our customers every day.</div><div></div><div> 
To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.</div>
Responsibilities:
<div>
The Assistant Mortgage Loan Consultant (AMLC) assists the Mortgage Loan Consultant(s) (MLC) to produce mortgage loans efficiently and timely, with minimal errors, all while maintaining exceptional customer service. The AMLC performs a variety of administrative duties in support of, and in concert with the individual MLC quest in establishing and maintaining strong professional ties to area business generators, builders, centers of influence, as well as individual residential real estate customers.</div><ul><li>
Supports the Mortgage Loan Consultant in soliciting quality loan applicants through various methods and media.</li><li>
Assists MLCs to gather information related to residential real estate applications through interaction with parties involved in the transaction, while adhering to customer privacy guidelines.</li><li>
Schedules appointments on behalf of the MLC, or with the AMLC which fit the needs of the bank and customer, whether on company premises or at a mutually convenient location.</li><li>
In support of the originating MLC, may inform customers of the institution's loan programs, underwriting guidelines and applicable government regulations.</li><li>
Prepares and maintains applications and manages application documents.</li><li>
Prepares Loan Estimates in compliance with regulatory guidelines and bank policy.</li><li>
Answers incoming inquiries, written or otherwise, and satisfies those inquiries, or consults with the Mortgage Loan Consultant to satisfy the inquiry if applicable.</li><li>
Maintains and fosters relationships with realtors, attorneys, appraisers, applicants, and Mortgage Processing personnel.</li><li>
May attend loan closings on behalf of the MLC.</li><li>
Processes final documentation and loan tickets to initiate the booking process.</li><li>
Stays abreast of, and participates in, community outreach programs within the MLC's designated territory to ensure the bank remains a partner to groups of low to moderate income (LMI) and those in a protected class.</li><li>
Ensures exceptional customer service, both internal and external by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics and complying with all Federal and State compliance policies.</li><li>
Performs other related duties as assigned or directed.</li><li>
Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures and internal controls, and meet all job-specific requirements in a timely fashion</li></ul> 
<div></div>
Qualifications:
<div>
Education/Training:</div><ul><li>
An Associates degree or equivalent preferred.
</li><li>This position requires National Mortgage Licensing System (&ldquo;NMLS&rdquo;) registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act).</li><li>
All applicants must be 18 years of age or older.</li></ul><div>
Skills:
</div><ul><li>Proficient reading, writing, grammar, and mathematics skills; comfortability with various software programs and overall PC functions, proficient interpersonal relations and communication skills; ability to multitask and manage multiple duties effectively; and, the ability to learn and maintain a working knowledge of Bank operating policies and products.</li></ul><div>
Experience:</div><ul><li>
Previous banking and/or mortgage industry experience preferred.
</li><li>Experience in a high volume, multi-tasked professional administrative, sales, or customer service position.
</li><li>Experience in submitting loan file requests electronically (DU-Desktop Underwriter) and knowledge of FNMA guidelines a plus.</li></ul> 
<div></div>
Min: USD $22.60/Hr. Max: USD $33.93/Hr. Other Job Information:
<div>
Hours: 40 hours/week</div><div></div><div> 
Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision &amp; Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!</div><div> 
Physical Requirements:</div><div>
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.</div><div> 
The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law. 
 
The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.</div></div>

Assistant Mortgage Loan Consultant (On-Site)

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1247 mortgage loan counselor jobs Near Me

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Assistant Mortgage Loan Consultant (On-Site)