mortgage loan officer

proficorn finserv consultant private limited

<p>Job Title: Legal Executive (Mortgage &amp; Operations)</p><p>Company: Proficorn Finserv consultant Pvt Ltd</p><p>Location: Haldwani/Nainital, Uttarakhand</p><p>Proficorn Finserv is looking for a Legal Executive to handle mortgage-related legal work and operations. You'll prepare and review mortgage documents, coordinate with clients and authorities, and ensure compliance with company policies and legal requirements.</p><p>Responsibilities:</p><p>- Prepare and review mortgage documents (sale deeds, agreements, etc.)</p><p>- Coordinate with clients, lawyers, and authorities for mortgage processing</p><p>- Ensure compliance with company policies and legal requirements</p><p>- Handle property title verification and due diligence</p><p>- Assist in mortgage loan processing and documentation</p><p>Requirements:</p><p>- 1-3 years of experience in mortgage/property law</p><p>- Knowledge of mortgage laws and regulations in Uttarakhand</p><p>- Good communication and coordination skills</p><p>What we offer:</p><p>- Competitive salary and benefits</p><p>- Opportunity to work with a growing financial services company</p><p>- Growth opportunities in a dynamic team</p><p>Job Types: Full-time, Permanent</p><p>Pay: ₹13,000.00 - ₹15,000.00 per month</p><p>Benefits:</p><ul><li>Health insurance</li><li>Provident Fund</li></ul><p>Work Location: In person</p>

Job Title: Legal Executive (Mortgage & Operations)

Sapience Hire

<p><b>HIRING FOR RENOWNED HOUSING FINANCE COMPANY</b></p><p><b>DON'T APPLY IF YOU WON'T HAVE RELEVANT EXPERIENCE </b></p><p><b>Note- Home Loan/LAP/Mortgage Loan Experience is Mandatory</b></p><p><b>Role- Relationship Officer/Relationship Manager</b></p><p><b>Experience-</b></p><ul><li><b>Minimum 1 years of experience in selling loan preferably Home Loan.</b></li><li><b>Must be earning Incentive in the current organization</b></li><li><b>Preferably from BFSI/NBFC</b></li></ul><p><b>Scope of Work-</b></p><ul><li><b>Attending to walk ins into branches &amp; visiting clients at their place</b></li><li><b>Executing Branding / Marketing activities in the catchment area</b></li></ul><p><b>Spearheading Documentation</b></p><ul><li><b>Front-end interaction, field travel and Customer interface</b></li><li><b>Recommending apt home loan product /solution and showcasing benefits</b></li><li><b>Regular interaction with the customers through group meetings, site promotions, in office meetings and presentations</b></li></ul><p><b>Responsibilities-</b></p><ul><li><b>Responsible for lead generation in the catchment areas through Executing Branding /Marketing activities.</b></li><li><b>Meeting with clients, advising and showcasing company products and benefits to the customers thereof.</b></li><li><b>Responsible for sales fulfilment, pre/ post sanction sales activities.</b></li><li><b>Update and upkeep of marketing and sales collaterals.</b></li><li><b>Responsible for promotional activities including group meetings, presentations as well as developer site promotions.</b></li><li><b>Responsible for front-end interaction, field travel and Customer interface.</b></li><li><b>Regular interaction with the customers through group meetings, site promotions, in office meetings and presentations.</b></li><li><b>Attending to walk-ins into branches &amp; visiting clients at their place.</b></li><li><b>Spearheading Documentation.</b></li><li><b>Ensure the Fresh bounce collections</b></li></ul><p>Job Type: Full-time</p><p>Pay: ₹350,000.00 - ₹550,000.00 per year</p><p>Benefits:</p><ul><li>Health insurance</li></ul><p>Experience:</p><ul><li>Home Loan Sales: 1 year (Required)</li><li>Loan Against Property/ LAP Sales: 1 year (Required)</li></ul><p>Work Location: In person</p>

Sales Manager ( HOME LOAN/LAP SALES)

Tata Capital Ltd

<div><p>10795
</p><div><div><div><div><p>&middot; To underwrite mortgage business and manage the portfolio in assigned branch/location<br>
 </p></div></div><br>
</div></div><p></p><div><div><div><div><p><b>Core Responsibilities:
</b></p><p>o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
</p><p>o Under write proposals as per the laid down policies &amp; procedure to honour the agreed SLAs and manage city/area business volumes.
</p><p>o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field &amp; collateral visits.
</p><p>o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.
</p><p>o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
</p><p>o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
</p><p>o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
</p><p>o Exceed service quality standards and strive for continuous process improvement
</p><p>o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
</p><p>o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
</p><p>o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team.
</p><p>o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
</p><p>o Facilitate critical review and documentation of the proposals and effectively monitor the client &amp; collateral creditworthiness from the pre sanction to post disbursement phase &amp; undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal &amp; documentation norms &amp; policies
</p><p>o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.
</p><p>o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV.<br>
</p><p></p><div><div><div><div><p><b>Qualification </b>: Graduate, Masters/Post Graduate
</p><p>Certifications <b>: </b>CA/MBA (Preferable)</p></div></div></div></div></div></div></div></div></div>

Manager - Retail Credit - Credit - Housing - DM - Hyderabad - Auto Plaza - JM

Manager - Retail Credit - Credit - Housing - DM - Tirupati - SRB Enclave - JM

Manager - Retail Credit - Credit - Housing - EM - Tiruvannamalai - Kanji Road - JM

<div><div><div><div><div><p>&middot; To underwrite mortgage business and manage the portfolio in assigned branch/location<br>
 </p></div></div><br>
</div></div><p></p><div><div><div><div><p><b>Core Responsibilities:
</b></p><p>o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
</p><p>o Under write proposals as per the laid down policies &amp; procedure to honour the agreed SLAs and manage city/area business volumes.
</p><p>o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field &amp; collateral visits.
</p><p>o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.
</p><p>o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
</p><p>o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
</p><p>o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
</p><p>o Exceed service quality standards and strive for continuous process improvement
</p><p>o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
</p><p>o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
</p><p>o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team.
</p><p>o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
</p><p>o Facilitate critical review and documentation of the proposals and effectively monitor the client &amp; collateral creditworthiness from the pre sanction to post disbursement phase &amp; undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal &amp; documentation norms &amp; policies
</p><p>o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.
</p><p>o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV.<br>
</p><p></p><div><div><div><div><p><b>Qualification </b>: Graduate, Masters/Post Graduate
</p><p>Certifications <b>: </b>CA/MBA (Preferable)</p></div></div></div></div></div></div></div></div></div>

Manager - Retail Credit - Credit - Housing - EM - Siliguri - Sona Wheels - JM

Manager - Retail Credit - Credit - Housing - DM - Chennai - Tambaram - JM

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