mortgage loan officer

Maine Savings Federal Credit Union

<div>Description:
<p><b>
 Join the Maine Savings team as a Mortgage Loan officer at our Hampden location!</b></p><p><b>
What You'll Do:</b></p><ul><li>
Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet credit union and governmental standards. Approves or rejects loan application or requests additional information. Establishes terms and conditions of an approved loan and reviews with member.</li><li>
Cross-sells other credit union services.</li><li>
Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.</li><li>
Develop relationships with the Real Estate Broker community to create a network of contacts and referral sources.</li><li>
Actively solicit opportunities to provide all types of government loans including FHA, Rural Development, VA, MSHA, etc.</li><li>
Interviews loan applicants to record income, debt and credit history and requests appropriate documentation to verify the accuracy of information provided, including tax returns, bank accounts, purchase agreements, and property descriptions, and other required documents.</li><li>
Submits application forms to CUSO Mortgage for verification of the application information and subsequently informs the applicant of loan denial or acceptance.</li><li>
 Determines if the applicant meets Credit Union standards for further consideration and/or calls applicant or other person(s) to resolve discrepancies. Informs the applicant of closing costs, such as appraisal, credit report, and notary fees. Answers applicant's questions and asks for signature on information authorization forms.</li><li>
Performs other duties as assigned by supervisor.</li></ul><br>
Requirements:
<ul><li>Experience Five to ten years of similar or related experience preferred.</li><li>
Education (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.</li><li>
Interpersonal Skills A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary. This will be accomplished through the development and retention of a network of professionals and through frequent and regular community involvement.</li><li>
Other Skills: Knowledge of the secondary market and experience with first and second mortgage residential real estate lending.</li><li>
Must be proficient in all applications of the Micro-soft Office Suite.</li><li>
Must have excellent communication skills.</li><li>
Required to have or attain the NMLS registration.</li></ul><p>
Maine Savings offers an excellent compensation package as well as the opportunity to thrive in a challenging, fun, and exciting environment. Maine Savings also offers health insurance, dental and vision insurance, 401k with company match, paid holidays, a generous Paid Time Off program, employee referral program, employee discounts, continuing education and student debt relief programs, longevity bonuses and more! Maine Savings is a growing modern financial institution offering members a full range of financial services. With over 38,000 members and over $800,000,000 in assets, Maine Savings is among Maine&rsquo;s largest credit unions. With 12 branches, nearly 150 employees, and state-of-the-art technology, Maine Savings is committed to providing its members in-person service and modern conveniences. Founded in 1961 by employees of the Bangor and Aroostook Railroad Company, Maine Savings continues to serve its membership as a federally insured not-for-profit credit union.</p><p>
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.</p><p>
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, or any other characteristic protected by law.</p><p>
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.</p></div>

Mortgage Loan Officer

Guzzo & Co

<p>MORTGAGE LOAN OFFICER &ndash; W2 | ZERO FEES | FULL SUPPORT</p><p>Guzzo &amp; Co Inc. NMLS ID #1961174 | Full-Time | Remote | 9 States</p><p>Are you licensed but not closing consistently?</p><p>Are you tired of being handed a login and left alone?</p><p>Do you want a team actually in your corner on every deal?</p><p>Then this is for you.</p><p>WHAT OUR MLOs ACTUALLY ACHIEVE</p><p>We take producers from zero loans to 3-4 closings per month. We have helped MLOs reach $100,000+ in their first year. Not with promises - with real, hands-on support on every single deal.</p><p>WHAT WE PROVIDE (ALL FREE)</p><p>- Custom flyers for your open houses, your face, your brand, any language</p><p>- Social media posts</p><p>- Marketing materials for every event, fully compliant</p><p>- Compliance review on every deal to keep you protected</p><p>- SEO-optimized personal profile on our website</p><p>- Live team chat with all Guzzo MLOs for real-time peer support</p><p>- Private Facebook community of 5,000+ realtors and loan officers</p><p>- Ongoing training, mentorship, and veteran MLO guidance</p><p>- Deal-by-deal coaching until you hit your goals</p><p>We do not hand you a platform and disappear.</p><p>WHAT YOU EARN</p><p>- Junior: 160bps lender-paid | 66% of broker check borrower-paid</p><p>- Senior: 175bps lender-paid | 66% of broker check borrower-paid</p><p>- W2 employment - real job, real legal protections</p><p>- Zero fees charged by us. None. Ever.</p><p>- No production cap. Close as many loans as you can.</p><p>Mentorship note: Your manager takes a small percentage on your first 7 loans only, in exchange for deal-by-deal guidance. After loan 7 it is 100% yours forever.</p><p>Technology note: You will need your own Arive LOS seat. We guide you through everything else at no charge.</p><p>WHY THIS MATTERS</p><p>Unlike correspondent lenders who profit from backend spreads built into your borrower's rate, we are a true mortgage broker. We shop every loan across wholesale lenders for the best price. Your borrowers get better rates. You close more deals.</p><p>Want to understand the full difference between broker vs correspondent compensation models before your next career move? Ask us. We will walk you through it.</p><p>WHAT WE ARE LOOKING FOR</p><p>- Active NMLS license, SAFE Act compliant - required</p><p>- Motivated to build a real mortgage career</p><p>- Strong communicator and relationship builder</p><p>- Organized, able to manage multiple files</p><p>- Bilingual English/Spanish a strong plus</p><p>- New and early-stage producers welcome</p><p>Licensed in 9 States: [Arizona, California, Colorado, Florida, North Carolina, South Carolina, Georgia, Texas, Tennessee]</p><p>About Guzzo &amp; Co: Founded in 2019, we are a family-rooted mortgage brokerage. Small by choice. Invested in every person on our team. Not a numbers game.</p><p>If you want to be built, not just hired - apply now.</p><p>Submit your resume and NMLS number.</p><p>Job Type: Full-time</p><p>Pay: $60,000.00 - $250,000.00 per year</p><p>Work Location: Remote</p>

Bank of Ann Arbor

<div>Description:
<p><b>
Summary of Duties:</b></p><p>
The Mortgage Loan Originator (MLO) proactively solicits new residential mortgage loans as well as the refinancing of existing residential mortgages. In addition the MLO continually identifies, develops and maintains a quality network of business relationships (i.e. Realtors, Builders, CPAs, etc.) that serves as a recurring source of referrals for new mortgage lending opportunities. The Mortgage Loan Originator develops new business to support the Company&rsquo;s sales objectives by making independent sales calls on existing and/or potential customers and referral sources, community and professional organizations, and by the retention of current relationships.</p><p><b>
Essential Functions:</b></p><ul><li>
Develops referral contacts (realtors, builders, professional and personal contacts).</li><li>
Conducts daily sales calls with referral sources and prospective customers by introducing the Company, developing a profile, and providing a value proposition.</li><li>
Conduct frequent communication (i.e., telephonic, electronic mail, etc.) with established/previous customers and business partners to identify where additional opportunities exist for an expansion of business relationship.</li><li>
Respond timely and expeditiously to customer inquiries and referrals that are generated from both your own contacts and from other Bank of Ann Arbor business channels.</li><li>
Maintain thorough knowledge of available loan products, processing procedures, underwriting and general departmental guidelines.</li><li>
Takes thorough and complete loan applications by analyzing and prequalifying the applicant information to determine the viability of the customer&rsquo;s desired loan program and offering the best product available for their current needs.</li><li>
Input a complete mortgage application into a company supplied laptop and the Encompass origination system, pulls credit, analyzes information supplied, and compares for accuracy with the mortgage borrower&rsquo;s disclosures.</li><li>
Collect appropriate documentation from each applicant and deliver a loan package in the time frames set by management.</li><li>
Manage pipeline for all originated loans through closing and complete required management reports.</li><li>
Partner with assigned Mortgage Loan Processor to provide the best possible customer experience by ensuring on-going communication to customer regarding loan status.</li><li>
Communicate with referral sources by providing timely updates and progress reports on their Client&rsquo;s loans in process.</li><li>
Maintain high levels of customer service while managing each applicant's and support staff&rsquo;s expectations.</li><li>
Attend and participate in all Mortgage Lending meetings as required by management.</li><li>
Attend and complete all Bank of Ann Arbor required training.</li><li>
Perform all job functions in accordance with Bank of Ann Arbor policies and procedures, as well as state and federal regulations.</li><li>
Achieve production goals as established by Bank of Ann Arbor.</li></ul>
Requirements:<p><br>
</p><p><b>Minimum Qualifications:</b></p><ul><li>
Four-year college degree preferred.</li><li>
Knowledge of conventional and/or government lending guidelines.</li><li>
Knowledge of residential mortgage processing, underwriting, and closing procedures.</li><li>
Knowledge of federal lending regulations governing real estate lending.</li><li>
Demonstrated organizational skills.</li><li>
Strong written and verbal communications skills.</li><li>
Demonstrated teamwork and customer service skills.</li><li>
Proven computer skills.</li><li>
Basic sales technique skills.</li><li>
Strong desire to excel in a competitive environment.</li><li>
This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.</li></ul></div>

OLYMPIAN MORTGAGE

<p><b>Pay:</b> $119,384.00 - $189,682.00 per year</p><p>Job description:</p><p>Responsibilities:</p><p>- Evaluate loan applications and determine the eligibility of borrowers</p><p>- Collect and analyze financial information, such as credit reports, income documentation, and bank statements</p><p>- Review loan agreements to ensure compliance with regulations and policies</p><p>- Calculate loan amounts, interest rates, and repayment terms</p><p>- Collaborate with underwriters to assess risk and make lending decisions</p><p>- Provide exceptional customer service by answering inquiries and resolving issues</p><p>- Stay up-to-date with industry regulations and changes in lending practices</p><p>Requirements:</p><p>- Proven experience as a Loan Officer or similar role in the financial services industry</p><p>- Strong knowledge of loan origination processes and underwriting guidelines</p><p>- Excellent mathematical skills for calculating loan amounts, interest rates, and repayment terms</p><p>- Knowledge of TILA (Truth in Lending Act) regulations and other relevant laws</p><p>- Ability to analyze financial documents and make informed lending decisions</p><p>- Exceptional communication and interpersonal skills to build relationships with clients</p><p>- Detail-oriented with strong organizational skills to manage multiple loan applications simultaneously</p><p>Please note that this job description is not exhaustive and additional responsibilities may be assigned based on business needs.</p><p>If you meet the requirements above and are looking for an exciting opportunity in the financial services industry, we encourage you to apply.</p><p>Job Type: Full-time</p><p>Benefits:</p><ul><li>Dental insurance</li><li>Flexible schedule</li><li>Flexible spending account</li><li>Health insurance</li><li>Health savings account</li><li>Life insurance</li><li>Paid time off</li><li>Professional development assistance</li><li>Referral program</li><li>Relocation assistance</li><li>Vision insurance</li></ul><p>What sets Olympian Apart:</p><ul><li><b>Unlimited commission-based earning potential</b></li><li>Industry-leading training and ongoing mentorship</li><li>In-house processing and operational support</li><li>Marketing and lead-generation resources</li><li>Growth opportunities within a rapidly expanding organization</li><li>Collaborative and high-energy team culture</li></ul><p>Schedule:</p><ul><li>8 hour shift</li><li>Choose your own hours</li><li>Day shift</li><li>Monday to Friday</li><li>No weekends</li></ul><p>Experience:</p><ul><li>Sales: 1 year (Preferred)</li></ul><p>Work Location:</p><ul><li>Office-based, hybrid, or remote options available (based on role and licensing)</li></ul><p><b>Note to Applicants:</b> To be considered for this position, Olympian Mortgage requires all candidates to complete a brief work-style survey. Please copy and paste the following link into a new browser tab to complete the assessment immediately: <b>https://go.cultureindex.com/p/HS1bNNMqDe9</b>. Your application will not be reviewed until this step is finished</p><p>How to Apply</p><p>Interested candidates are encouraged to apply or schedule a confidential conversation to learn more about this opportunity at careers@olympianmortgage.com</p><p>Job Type: Full-time</p><p>Pay: $60,000.00 - $250,000.00 per year</p><p>Benefits:</p><ul><li>Dental insurance</li><li>Flexible schedule</li><li>Flexible spending account</li><li>Health insurance</li><li>Health savings account</li><li>Life insurance</li><li>Paid time off</li><li>Professional development assistance</li><li>Referral program</li><li>Relocation assistance</li><li>Vision insurance</li></ul><p>Application Question(s):</p><ul><li>To be considered for this role, we require a brief survey. Please copy and paste this link into a new tab and complete the survey now: https://go.cultureindex.com/s/yUwTqZLWec. Have you completed this survey? Yes/No</li></ul><p>Work Location: In person</p>

Minnco Credit Union

<div></div><div><div><div><div><div><div><div>Job Title: Sr. Mortgage Loan Officer</div>
</div><div><div>FLSA Status: Non-Exempt, Full Time</div><br>
</div></div><br>
<div><div><div>Reports To: SVP Mortgage Lending</div>
</div><div><div>Pay Level: 9 $27.77 to $43.95 per hour</div><br>
</div></div><br>
<div><div><div>Department: Minnco Center Administration</div>
</div><div><div>Date: March 2026</div><br>
</div></div><br>
</div></div><div></div><div><b>Position Objective:
</b></div><div>The Sr. Mortgage Loan Officer is responsible for driving growth in first mortgages by assisting members via walk-ins, appointments, and referrals and work to approve or deny loan applications based on the analysis of each applicant&rsquo;s background.</div>
<div></div><div><b>Essential Duties and Responsibilities:
</b></div><ul><li>Develop mortgage loan business by promptly responding to member requests, following up on warm leads and networking both inside and outside the credit union</li>
<li>Interview loan applicants and assist members with the loan application process</li>
<li>Compiles member loan documentation for loan processing, explains financing options and discusses with member the fees, loan repayment options, and other credit terms according to credit union standards</li>
<li>Reviews and analyzes residential loan applications to verify that data is complete including mortgage type, loan amount, borrower assets, liabilities, and employment</li>
<li>Reviews and analyzes residential loan applications to verify that data is complete including mortgage type, loan amount, borrower assets, liabilities, and employment</li>
</ul>
<div></div><div><b>Leadership and Professionalism</b></div>
<ul><li>Maintain and uphold Minnco&rsquo;s Core Values in all work</li>
<li>Ability to act with integrity and professionalism while maintaining confidentiality and objectivity</li>
<li>Maintain a professional image of Minnco by maintaining a neat workspace, wearing proper attire and greeting all with a positive attitude and a smile</li>
</ul>
<div></div><div><b>Required Qualifications</b></div>
<ul><li>High School Diploma or equivalent</li>
<li>Three of more years of first mortgage origination experience</li>
<li>Mortgage Loan Originator(MLO) license required</li>
<li>Proficient at structuring a loan, determining proper loan to value on collateral, and familiar with credit reports</li>
<li>Thorough understanding of Conventions, FHA, VA and special mortgage loan programs with knowledge on the necessary documentation required for processing and obtaining underwriting approval</li>
<li>Comprehensive knowledge of first mortgage real estate lending practices, including federal and state regulatory requirements</li>
<li>Excellent written and verbal communication skills</li></ul><br>
<div></div><div><b>Desired Qualifications</b></div>
<ul><li>Four-year degree in a related field</li>
<li>Proficient in Microsoft Office and Teams environments with the ability to easily learn different programs and applications</li>
<li>DNA Experience</li>
<li>Previous experience within a financial institution, preferably credit unions</li>
</ul>
<div></div><div><b>Environment and Physical Demands:</b></div>
<div>The majority of work will require sitting/standing while using the computer, and participating in meetings (in person, while on the phone, or online). Using finger dexterity for typing on the keyboard plus reading and viewing computer monitor.</div>
<div></div><div><b>Work Location</b></div>
<div>Employee will work in an office setting with low noise level, full-time Monday thru Friday between the hours of 8am and 5pm, with occasional weekend work during business hours. Travel to other branch locations may be required on occasion.</div>
<div></div><div><b>Our Company</b></div>
<div>Since 1935, Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 30,000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services to meet the demands of today&rsquo;s hectic lifestyles.</div>
<div></div><div><b>Our Core Values</b></div>
<div>The acronym STRIVE encompasses our core values of Strength, Trust, Respect, Integrity, Value, and Engagement. At Minnco, we are committed to providing these values to both our members and employees, and therefore STRIVE to fulfill these principles every day.</div>
<div></div><div><b>Benefits Offered</b></div>
<ul><li>High Deductible Health Plan at low cost to employees, with a $2000 employer contribution to your eligible HSA account.</li>
<li>Flexible Spending Accounts</li>
<li>Dental</li>
<li>Life Insurance, Long Term Disability and AD&amp;D for Full-time 40-hour employees</li>
<li>Long Term Disability insurance which pays 60% of salary after 90 days</li>
<li>Retirement Benefits</li>
<li>Generous PTO Benefit</li>
<li>Employee Assistance Program</li>
<li>MN Paid Family and Medical Leave</li></ul><br>
<div></div><div>This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described, and may be amended at any time at the discretion of Minnco Credit Union.</div>
<div>Complies with the Bank Secrecy Act/Anit-Money Laundering/CIP (U.S. Patriot Act), privacy procedures and policies.</div>
<div>Minnco Credit Union does not discriminate based on race, sex, color, religion, ago, nationality, origin, marital status, disability, veteran status, genetic information, sexual orientation, gender identity or any other reason prohibited by law in provision of employment opportunities and benefits.</div></div></div>

Sr. Mortgage Loan Officer

AmeriSave Mortgage

<div><div><b>Experienced Loan Officer | Inbound Calls | Remote</b></div><div><b>
`</b></div><div><b>
$50,000 &ndash; $200,000+ Annually Earning Potential, Hourly Wage, Commission, All Inbound Calls &ndash; No Cold Calling.</b></div><div><b>
`</b></div><div><b>
Accelerate your income potential</b> with company-provided, <b>pre-qualified leads</b>&mdash;<b>no cold calling!</b> AmeriSave offers top-tier tech, <b>aggressive commissions</b>, and the ability to delight your clients with our streamlined processes and <b>speedy turn times</b>. Build lasting relationships for referrals and repeat business.</div><ul><li>
100% <b>Remote </b>opportunities</li><li>
Aggressive, <b>uncapped commission</b> structure</li><li>
Company provided <b>pre-qualified leads.</b>
</li><li>Advanced CRM, texting tools, mobile loan applications, AI driven quote tool</li><li><b>
Full benefits,</b> paid training, licensing maintenance and <b>career advancement</b> opportunities</li></ul><div><b>
What You'll Do:</b>
</div><ul><li>Engage with <b>100% warm transfer leads</b> from motivated homebuyers and refinancers</li><li>
Consult with borrowers to understand their needs and present loan options</li><li>
Use our <b>state of the art technology</b> to qualify and <b>close loans quickly</b></li><li>
Build long-term relationships for future referrals and repeat business</li><li>
Collaborate with <b>in-house processors and underwriters</b> for fast closings</li><li>
Meet or exceed monthly sales goals and conversions.</li></ul><div><b>
What You'll Need:</b>
</div><ul><li>1+ years of recent mortgage loan origination experience (call center preferred)</li><li>
Active NMLS license</li><li>
Minimum 1-5 active state licenses</li><li>
Must meet all Nationwide Mortgage Licensing System &amp; Registry (NMLS) requirements</li><li>
Understanding of mortgage regulatory guidelines and ability to accurately structure and price loans.</li><li>
Strong communication and negotiation skills</li><li>
Self-motivated, driven, and results-oriented</li><li>
Ability to thrive in a fast-paced, high-volume environment</li><li>
Strong desire to succeed in a sales environment and to be a top producer.</li><li>
High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet. Minimum speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use).</li></ul><div>
</div><div><b><i>
This is a remote opportunity.</i></b> Multiple schedules available. Remote work applicants may not work from the following states: California.
</div><div>
</div><div><b>Why AmeriSave:</b></div><div>
As one of the top-rated lenders in the nation, our mission is to deliver beneficial, responsible home and personal lending solutions with unwavering integrity, dedication and excellence.</div><div>
`
</div><div>Our employees are the driving force behind our success. Join a team that values your contributions, celebrates your wins, and gives you the tools to thrive.</div><div>
`</div><div>
-At AmeriSave, we're one team with one shared dream - to be the best. Let&rsquo;s redefine excellence together!
</div><div>`</div><div>
AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
</div><div>`</div><div>
**Please note that the compensation and benefit information that follows is a good faith estimate for this position only and is provided pursuant to applicable state and local laws on pay transparency. It is estimated based on what a successful applicant in the relevant state might be paid. **
</div><div></div><div>Compensation:
</div><div>The hourly rate for this position generally ranges between $10.00-$15.00, against commission based upon individual performance. Target annual compensation for this position is $50,000 &ndash; $200,000.
</div><div>`</div><div>
Benefits:
 </div><ul><li>401(k)</li><li>
 Dental insurance</li><li>
 Disability insurance</li><li>
 Employee discounts</li><li>
 Health insurance</li><li>
 Life insurance</li><li>
 Paid training</li><li>
 Referral program</li><li>
 Vision insurance</li></ul><div>
Supplemental pay types:
 </div><ul><li>Hourly draw</li><li>
 Commissions</li><li>
 Ramp up incentive</li><li>
 Referral bonuses</li></ul><div>
`</div><div><b>
California Consumer Privacy Act Disclosure Acknowledgment</b>
</div><div><i>Employment Applicants, New Hires, and Employees Residing in California</i>
</div><div></div><div><b>AmeriSave Mortgage Corporation&rsquo;s Privacy Policy Statement (&ldquo;Policy&rdquo;) can be reviewed here: </b>www.amerisave.com/privacy-policy
</div><div></div><div><b>AmeriSave Mortgage Corporation&rsquo;s California Consumer Privacy Act (&ldquo;CCPA&rdquo;) Recruitment Disclosure can be reviewed here: </b>https://www.amerisave.com/ccpa-recruitment-disclosure/
</div><div></div><div>When AmeriSave&rsquo;s Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.</div></div><p></p>

Licensed Mortgage Loan Officer - REMOTE

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