mortgage loan officer originator

Bank of Utah

<div><div>Thanks for your interest in applying to the Bank of Utah. My name is Michael Child, and I work as VP, Mortgage Sales Manager. As an introduction to our company, the Bank of Utah was founded in 1952, and is one of Utah&rsquo;s largest privately owned community banks. We were named Nasdaq&rsquo;s Best Bank in Utah for 2025 and a Top 100 Fastest Growing Company.<br>
<br>
<b>Our Mission Statement:</b><br>
<br>
We strive to unlock the potential of our team members, clients, and community. We act with integrity in every decision, build trust through every interaction, and exceed expectations at every opportunity. We seek to responsibly create lasting prosperity today and for generations to come.<br>
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<b>Job Opening Details:</b><br>
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If our mission statement piques your interest, we encourage you to apply for the currently open position of <b>Mortgage Loan Originator</b> to work Monday - Friday. in our various offices throughout the State. This <b>Mortgage Loan Originator</b> is responsible e to originate permanent FHA, VA, conventional, and construction, residential mortgage loans and participate in related business development activities.</div>
<div><br>
<b>Job Qualifications:</b></div>
<ul><li>Minimum of three years of Mortgage Origination experience</li>
<li>Familiarity with Microsoft Office suite (Outlook, Excel, and Word)</li>
<li>Must be able to handle stress of meeting deadlines</li>
<li>Must be able to work at a high level of productivity without supervision</li>
<li>Customer Service</li>
<li>Communication</li>
<li>High attention to detail</li>
</ul><div><b>Benefits of Working with Us:</b></div>
<div><br>
Bank of Utah's comprehensive benefits package includes:</div>
<ul><li>Great work-life balance, with a Monday-Friday schedule</li>
<li>Competitive pay and benefits, including medical, dental and vision plans</li>
<li>401(k) plan and match up to 5 percent, plus opportunities to participate in our employee stock ownership program (eligibility requirements must be met)</li>
<li>12 paid bank holidays + paid time off</li>
<li>Volunteer opportunities to make a difference in the communities where you work and live</li>
<li>Awards and recognition to celebrate you and your colleagues for living the bank's values</li>
</ul> <div><b>Regular Duties and Responsibilities:</b></div>
<ul><li>Originates permanent single-family residential FHA, VA, conventional, and construction mortgage loans and participates in related business development activities. Solicits residential first mortgages through contacts with realtors, builders, and developers. Provides service to customers and prospective customers seeking residential mortgage loans.</li>
<li>Receives, reviews, and process applications. Interviews applicant to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Acquaints applicants with their rights and responsibilities pertaining to the loan application. Follows current loans to ensure compliance with terms.</li>
<li>Markets Bank of Utah Mortgage services and customer relationships that will generate mortgage lending activity for the Bank.</li>
<li>Adheres to all procedures and applicable federal, state, and local laws, regulations, rules, and ordinances. Such as the Equal Credit Opportunity Act (ECOA), the Fair Housing Act (FHA), and the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE).</li>
<li>Must register with the National Mortgage Licensing System and Registry (NMLS) within 90 days of employment and maintain that registration and adhere to the tenets of the SAFE Act in properly displaying and notifying clients of their NMLS registry identification number.</li>
<li>Arranges for title searches and obtains necessary documents.</li>
<li>Ensures the preparation and processing of forms and legal documents required for residential loans. Assures that loan package is complete and presents file to the loan committee for approval or denial. Explains credit policies and obtains additional loan information/documentation.</li>
<li>Ensures that the necessary documentation is received in a timely manner to accurately calculate the commissions due to the Loan Officer.</li></ul></div><div></div>

Mortgage Loan Originator

ESL Federal Credit Union

<div><p><b>Why Originate Mortgages for ESL Federal Union?</b></p>
<ul>
<li>As a $10 billion financial institution with over 445,000 members, ESL has 33 branches and 5 call center teams for internal lead generation.</li>
<li>Strong product offering including conventional, Government loans, Investment properties, Physician&rsquo;s Program, Second homes, Jumbo, High Net Worth, Portfolio.</li>
<li>Servicing retained for all mortgages except VA</li>
<li>Competitive, consistent and transparent pricing philosophy</li>
<li>Processing, underwriting and mortgage loan servicing handled in Rochester, NY</li>
<li>Mortgages are eligible for ESL Owner&rsquo;s Dividend</li>
</ul><h4 class="jobSectionHeader"><b>As an Employee You Receive:</b></h4>
<p>
Comprehensive Benefits:</p>
<ul>
<li>ESL offers a competitive benefits package which focuses on providing a work life balance for all employees. Our benefits include robust options such as our wellness program, family assistance plan, 401k with match, paid volunteer time and Learning &amp; Development training among many others.</li>
</ul>
<p>Pay and Incentive Plan:</p>
<ul>
<li>Position pay is a $30,000 draw plus a tiered basis points incentive schedule to be discussed during interview. A transition pay package will be offered for an initial period of time.</li>
<li>In addition to competitive pay and benefits, we offer an annual performance-based incentive that rewards eligible employees for their contributions to our success.</li>
</ul>
<div></div><div>Openings are available in the Syracuse, NY, and Watertown, NY areas. May consider Rochester, NY or Finger Lakes region locations for strong, well qualified candidates or a Bilingual-Spanish candidate.</div><br>
<div></div>
<div>
<div><p><b>Purpose of Position:</b></p>
</div>
</div><p>Accountable for development and maintenance of relationships outside of the credit union to increase mortgage volume. This position will take mortgage applications and assist members through the mortgage process. Works in conjunction with the Mortgage Team and third party stakeholders to ensure an expedient process.
</p><p><b>Accountabilities:</b></p>
<div>
Cultivate and develop relationships within the real estate community to increase volume of loan application within ESL policies and procedures</div>
<ul><li>Promotes ESL within the community</li></ul>
<ul><li>Attend networking events</li></ul>
<ul><li>Engage in applicable community activities</li></ul>
<ul><li>Prospecting activities</li></ul>
<ul><li>Meet or exceed identified performance objectives in all related agreements</li></ul>
<ul><li>All activities to be consistent with credit union mission and purpose</li></ul>
<div></div>
<div>Accountable for delivering a superior customer experience to both the borrowers and their realtors through proficient understanding of product offering and industry practices enabling thorough and accurate residential real estate applications</div>
<ul><li>Consults with applicants on various types of financing solutions</li></ul>
<ul><li>Proficient in understanding underwriting standards and compliance guidelines</li></ul>
<ul><li>Gathers applicable file documentation and completes required origination system entries</li></ul>
<ul><li>Accurate and timely updates in order to move the loan application through process</li></ul>
<ul><li>Ongoing communication through funding with focus on critical milestone dates</li></ul>
<ul><li>Consistently meets service level agreements
</li></ul>
<div></div><div>Ensure internal customer satisfaction objectives are achieved through meeting operational standards and maintaining productive and positive relationships</div>
<div></div>
<div>Participation of team activities, initiatives and other duties as assigned.
</div><ul><li>Provide leadership and guidance in mentoring staff across Mortgage Lending and the Front-Line on the overall sales and mortgage application process where applicable.</li></ul>
<h4 class="jobSectionHeader"><b>Qualifications:</b></h4>
<ul><li>Bachelor&rsquo;s degree or 4 additional years of equivalent experience in mortgage lending/real estate/real estate secured lending. A combination of equivalent education and experience may be considered as a Mortgage Originator, or in lieu of the previous experience; successful completion of the Mortgage Sales Development program.</li>
<li>Minimum 2 years mortgage origination/sales experience with demonstrated success meeting monthly goals or successful completion of Mortgage Origination/Sales Development Program plus 1 year of origination experience.
<ul><li>Willingness and ability to develop trusting Realtor and Centers of Influence (COI) partnerships
</li><li>Excellent communication and interpersonal skills</li>
<li>Strong external sales and networking skills</li>
<li>Detailed understanding of Government Sponsored Enterprise (GSE) requirements, Federal Housing Administration (FHA) and other real estate standards.</li>
</ul></li><li>Successfully registered as a Mortgage Loan Originator through ESL</li>
<li>Must complete submission of application to the NMLS within the first week of employment and subsequently be successfully registered as a Mortgage Loan Originator through ESL</li>
</ul><h4 class="jobSectionHeader"><b>Preferred Qualifications:</b></h4>
<ul><li>Bilingual- Spanish</li>
</ul>
<p><b>We&rsquo;re committed to diversity, equity, and inclusion</b>. We believe we are a stronger, more successful organization because of this commitment. We strive to ensure a robust talent pool of qualified candidates with a variety of skillsets and capabilities for all our openings. We hire great people and welcome all new hires to our award-winning work environment, which has been recognized by the Great Place to Work Institute since 2010.</p>
<div>
#LI-KS1</div>
<div>#LI-Hybrid</div></div><p></p>

Business Development Mortgage Originator

Liberty Federal Credit Union

<div><p>Liberty FCU, a full-service credit union, is currently seeking an experienced <b>Mortgage Loan Originator</b> to join their lending team. The position will be located in Madison, MS. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required. If you are interested in this position, please proceed by clicking Apply.</p><p>
Duties and responsibilities include but are not limited to the following:</p><ul><li>
Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.</li><li>
Evaluate credit of prospective borrowers for qualification purposes.</li><li>
Diligently pursue leads provided.</li><li>
Contact prospective borrower leads via telephone, email, or face to face.</li><li>
Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.</li><li>
Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.</li><li>
Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.</li><li>
Maintain knowledge of available loan products, processing procedures and underwriting guidelines.</li><li>
Prospect and network, building relationships with realtors, builders and other referral partners.</li></ul><p>
Qualifications:</p><ul><li>
Bachelor's degree preferred.</li><li>
2-3 years of mortgage origination experience is preferred.</li><li>
Excellent communication skills to talk to clients about loan particulars and their personal financial details.</li><li>
Excellent mathematical and statistical analysis ability.</li><li>
A sound knowledge of the terms and conditions of different kinds of loans.</li><li>
Strong logical thinking.</li><li>
Ability to keep updated on new loan reforms and laws.</li><li>
Ability to obtain federal registration/NMLS.</li></ul>
Benefits and Compensation:<ul><li>
Incentive opportunities</li><li>
Paid Holidays</li><li>
Paid Time Off (Vacation, Sick and Personal Days)</li><li>
Medical, Dental and Vision Insurance</li><li>
401(k) retirement program with matching funds</li><li>
Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance</li><li>
Tuition Reimbursement Program</li></ul><p>
Reporting relationships:</p><p>
This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.</p><p><i>
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.</i></p></div><p></p>

<div><p>Liberty FCU, a full-service credit union, is currently seeking an experienced <b>Mortgage Loan Originator</b> to join their lending team. The position will be located in Louisville, KY. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required. If you are interested in this position, please proceed by clicking Apply.</p><div><p>
Duties and responsibilities include but are not limited to the following:</p><ul><li>
Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.</li><li>
Evaluate credit of prospective borrowers for qualification purposes.</li><li>
Diligently pursue leads provided.</li><li>
Contact prospective borrower leads via telephone, email, or face to face.</li><li>
Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.</li><li>
Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.</li><li>
Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.</li><li>
Maintain knowledge of available loan products, processing procedures and underwriting guidelines.</li><li>
Prospect and network, building relationships with realtors, builders and other referral partners.</li></ul><p>
Qualifications:</p><ul><li>
Bachelor's degree preferred.</li><li>
2-3 years of mortgage origination experience is preferred.</li><li>
Excellent communication skills to talk to clients about loan particulars and their personal financial details.</li><li>
Excellent mathematical and statistical analysis ability.</li><li>
A sound knowledge of the terms and conditions of different kinds of loans.</li><li>
Strong logical thinking.</li><li>
Ability to keep updated on new loan reforms and laws.</li><li>
Ability to obtain federal registration/NMLS.</li></ul>
Benefits and Compensation:<ul><li>
Incentive opportunities</li><li>
Paid Holidays</li><li>
Paid Time Off (Vacation, Sick and Personal Days)</li><li>
Medical, Dental and Vision Insurance</li><li>
401(k) retirement program with matching funds</li><li>
Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance</li><li>
Tuition Reimbursement Program</li></ul><p>
Reporting relationships:</p><p>
This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.</p><p><i>
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.</i></p></div></div>

<div><p>Liberty FCU, a full-service credit union, is currently seeking applicants to fill a <b>Mortgage Loan Originator</b> role at our Northfield office located at 12225 North Highway 41, Evansville, IN. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop outside business to drive loan volume is required. Experience with mortgage loan sales is also required. If you are interested in this position, please proceed by clicking Apply.</p><div><p>
Duties and responsibilities include but are not limited to the following:</p><ul><li>
Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.</li><li>
Evaluate credit of prospective borrowers for qualification purposes.</li><li>
Diligently pursue leads provided.</li><li>
Contact prospective borrower leads via telephone, email, or face to face.</li><li>
Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.</li><li>
Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.</li><li>
Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.</li><li>
Maintain knowledge of available loan products, processing procedures and underwriting guidelines.</li><li>
Prospect and network, building relationships with realtors, builders and other referral partners.</li></ul><p>
Qualifications:</p><ul><li>
Bachelor's degree preferred.</li><li>
2-3 years of mortgage origination experience is preferred.</li><li>
Excellent communication skills to talk to clients about loan particulars and their personal financial details.</li><li>
Excellent mathematical and statistical analysis ability.</li><li>
A sound knowledge of the terms and conditions of different kinds of loans.</li><li>
Strong logical thinking.</li><li>
Ability to keep updated on new loan reforms and laws.</li><li>
Ability to obtain federal registration/NMLS.</li></ul>
Benefits and Compensation:<ul><li>
Incentive opportunities</li><li>
Paid Holidays</li><li>
Paid Time Off (Vacation, Sick and Personal Days)</li><li>
Medical, Dental and Vision Insurance</li><li>
401(k) retirement program with matching funds</li><li>
Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance</li><li>
Tuition Reimbursement Program</li></ul><p>
Reporting relationships:</p><p>
This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.</p><p><i>
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.</i></p></div></div>

<div><p>Liberty FCU, a full-service credit union, is currently seeking an experienced <b>Mortgage Loan Originator</b> to join their lending team. The position will be located in Denver, CO area. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required. If you are interested in this position, please proceed by clicking Apply.</p><p>
Duties and responsibilities include but are not limited to the following:</p><ul><li>
Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.</li><li>
Evaluate credit of prospective borrowers for qualification purposes.</li><li>
Diligently pursue leads provided.</li><li>
Contact prospective borrower leads via telephone, email, or face to face.</li><li>
Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.</li><li>
Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.</li><li>
Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.</li><li>
Maintain knowledge of available loan products, processing procedures and underwriting guidelines.</li><li>
Prospect and network, building relationships with realtors, builders and other referral partners.</li></ul><p>
Qualifications:</p><ul><li>
Bachelor's degree preferred.</li><li>
2-3 years of mortgage origination experience is preferred.</li><li>
Excellent communication skills to talk to clients about loan particulars and their personal financial details.</li><li>
Excellent mathematical and statistical analysis ability.</li><li>
A sound knowledge of the terms and conditions of different kinds of loans.</li><li>
Strong logical thinking.</li><li>
Ability to keep updated on new loan reforms and laws.</li><li>
Ability to obtain federal registration/NMLS.</li></ul>
Benefits and Compensation:<ul><li>
$14.81-$18.81 per hour recoverable draw plus commissions (hourly recoverable draw will not be below any applicable local minimum wage)</li><li>
Incentive opportunities</li><li>
Paid Holidays</li><li>
Paid Time Off (Vacation, Sick and Personal Days)</li><li>
Medical, Dental and Vision Insurance</li><li>
401(k) retirement program with matching funds</li><li>
Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance</li><li>
Tuition Reimbursement Program</li></ul><p>
Reporting relationships:</p><p>
This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.</p><p>
This job posting is accepting applications through May 31, 2026.</p><p><i>
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.</i></p></div><p></p>

AnnieMac Home Mortgage

<div><p>AnnieMac Home Mortgage is looking to hire Full Time <b><i>External Mortgage Loan Originators</i></b> to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the <b><i>External Mortgage Loan Originator </i></b>position include, but are not limited to, the following:</p><ul><li>
Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales.</li><li>
Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.</li><li>
Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.</li><li>
Take information from the borrower and fill out the loan application.</li><li>
Develop relationships with referral partners such as realtors to generate new customers.</li><li>
Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.</li><li>
Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.</li><li>
Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;</li><li>
Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.</li><li>
Counsel and advise the borrower in understanding and clearing credit problems.</li><li>
Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.</li><li>
Order legal documents.</li><li>
Review HUDS prior to closing.</li></ul><ul><li>
Must have appropriate state license or certificate (varies by state).</li><li>
Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.</li><li>
Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors.</li><li>
Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)</li><li>
Must have excellent communication skills and the ability to analyze financial information.</li><li>
Must be a sales-oriented self-starter.</li></ul><p><b>
Work Environment/Physical Demands:</b> Travel is required 80% of the time.</p><p>
AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K.</p><p><b><i>
***AnnieMac Home Mortgage is an Equal Opportunity Employer</i></b><b>***</b></p><p><b><i>
***AnnieMac Home Mortgage participates in E-Verify.***</i></b></p></div>

Outside Loan Originator

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