mortgage loan processor

Insight Global

<div>
 
 
 Job Summary
 
 
 
 The
 
 Loan Processor II
 
 serves as the primary point of contact for borrowers throughout the mortgage process. This role is responsible for verifying, compiling, and reviewing information on residential mortgage loan applications, ensuring files are accurate, complete, and compliant with established standards. The Loan Processor II collaborates closely with Loan Originators, Underwriters, Closers, and Title Companies to facilitate a smooth and timely loan process.
 
 
 
 
 
 
 Essential Job Functions
 
 
 
 
 The statements below describe the general nature and level of work performed. They are not an exhaustive list of all responsibilities required.
 
 
 <ul>
 <li>
 Build strong working relationships with borrowers, Mortgage Loan Originators, Underwriters, Closers, and Title Companies
 </li>
 <li>
 Communicate promptly with all parties to facilitate timely loan closings
 </li>
 <li>
 Manage the loan process to meet borrower expectations
 </li>
 <li>
 Complete initial file reviews and conduct welcome calls to borrowers
 </li>
 <li>
 Maintain and update loan information in Encompass, including document uploads
 </li>
 <li>
 Review documentation for accuracy and completeness before submitting to Underwriting
 </li>
 <li>
 Ensure all Change of Circumstance requests (excluding rate locks) are submitted within compliance timeframes
 </li>
 <li>
 Manage pipeline daily to ensure all tasks are completed within required deadlines
 </li>
 <li>
 Review underwriting approvals and communicate outstanding conditions to borrowers and Loan Officers
 </li>
 <li>
 Order and follow up on appraisals, title, insurance, verifications, credit supplements, LDP/GSA, payoffs, and other required items
 </li>
 <li>
 Conduct borrower follow-up every other day to gather required documentation
 </li>
 <li>
 Analyze and verify conditions received; obtain corrections or additional items when necessary
 </li>
 <li>
 Assist other departments as needed
 </li>
 <li>
 Ensure all customer files comply with applicable federal and state mortgage regulations
 </li>
 <li>
 Maintain customer privacy and secure handling of all loan files
 </li>
 <li>
 Perform additional duties as assigned
 </li>
 </ul>
 
 
 
 
 Skills &amp; Competencies
 
 
 <ul>
 <li>
 Proficiency with
 
 Encompass
 
 or similar LOS; ability to run desktop underwriting systems
 </li>
 <li>
 Strong attention to detail with accurate data entry skills
 </li>
 <li>
 Excellent, professional verbal and written communication
 </li>
 <li>
 Strong working knowledge of
 
 FNMA, FHLMC, FHA, VA, and USDA
 
 guidelines
 </li>
 <li>
 Thorough understanding of mortgage terminology (DTI, LTV, PITI, etc.)
 </li>
 <li>
 Knowledge of real estate lending practices and regulatory requirements
 </li>
 <li>
 Ability to thrive in a fast-paced environment while maintaining top-tier customer service
 </li>
 <li>
 Effective time management, organization, and teamwork skills
 </li>
 <li>
 
 Bilingual (English/Spanish)
 
 preferred
 </li>
 </ul>
 
 
 
 
 Education &amp; Experience
 
 
 
 
 Option 1:
 
 
 <ul>
 <li>
 Bachelor&rsquo;s Degree
 
 plus
 
 2 years of direct mortgage industry experience
 </li>
 </ul>
 
 
 OR
 
 
 
 
 Option 2:
 
 
 <ul>
 <li>
 7 years of direct mortgage industry experience (in lieu of degree)
 </li>
 </ul>
 
 
</div>

Mortgage Loan Processor

SharePoint Credit Union

<div>Mortgage Loan Processor 
 
At SharePoint Credit Union, we are dedicated to offering easy financial solutions to improve the financial wellness of the communities in which we serve. We are growing, and invite individuals who are energetic, friendly, and member service driven to join our team. 
 
Our Mortgage Loan Processors assist members with their loan applications; they process and make loan disbursements.
 
 
This position is in-office full time; 40 hours a week. General hours of operation are 8:30am-5:00pm. Some flexibility may be required to fit the needs of the business. 
 
Hourly rate: $24.00-$26.00/hour. 
 
Main Responsibilities and Duties:<ul><li>Reviewing residential loan application files to verify that application data is complete and meets SharePoint standards.</li><li>Ordering appraisal, title, and other documentation</li><li>Work with 3rd party vendors to ensure accuracy of data</li><li>Submits loans to underwriting and follows-up on any conditions</li><li>Keeping loan officer and borrowers updated on status of application</li><li>Prepares closing package in compliance with investor requirements and sends closing instructions to title company closer.</li><li>Recording data on status of loans, including number of new applications and loans approved, canceled, or denied.</li><li>Ships closed loan files to investor for purchase follows up on any post closing conditions</li><li>Performing other related duties as assigned.</li><li>Preparing and mailing approval and denial letters to applicants.</li></ul> 
Experience and Education:<ul><li>One-two years of similar or related experience.</li><li>A high school education or GED.</li><li>Experience with Calyx Point is a plus</li><li>Knowledge of mortgage lending guidelines/ regulations (Fannie Mae, Freddie Mac, FHA, VA) Experience with DNA Core System is a plus.</li><li>Employee must be bondable.</li></ul>
Other skills:<ul><li>Proficient in Microsoft Office applications</li><li>Ability to multi-task and work in a fast past work environment</li><li>Must have good communication skills.</li></ul> 
As a SharePoint employee, you will receive:
Affordable insurance options for Medical, Dental, Vision, and more!
Company-paid Life/AD&amp;D, and Short-Term/Long-Term Insurances
Generous PTO offerings
10+ Paid Holidays
401(k) and employer match upon eligibility. Participants are vested immediately.</div><div></div>

Mortgage Loan Processor (Bloomington)

Sidney Federal Credit Union

<div>Key Responsibilities
<ul><li> Works with borrowers, tax authorities and agents to gather any necessary tax and/or insurance bills, update Core with premiums to be paid and handles the disbursement of those funds as needed to satisfy our escrow obligations.
</li></ul><ul><li> Prepares and processes documentation for mortgage and home equity applications. This includes preparation of any necessary General Ledger entries, fee processing or other necessary transactions.
</li></ul><ul><li> Reviews and evaluates loan documentation to ensure all necessary forms are in the file.
</li></ul><ul><li> Order services that are needed for a real estate file. This includes, but not limited to value determinations, flood determinations, initial and final employment verifications.
</li></ul><ul><li> Contacts borrowers to inform them of the status of their real estate transactions throughout the process. Handles inquiries from CU staff, phone calls, emails, etc.
</li></ul><ul><li> Completes escrow analysis in a timely manner and accurately. This includes, but not limited to updated Core data, mailing out the statements and answering questions about it.
</li></ul><ul><li> Funds real estate loans after verifying accuracy of documentation. Follow up with any corrections as needed.
</li></ul><ul><li> Prepares and reconciles bills to include, but not limited to, AMC, Title Bills, etc.</li></ul>
<ul><li> Prepare discharge paperwork. Sends documents to be recorded with the county via mail/ electronic means to include discharges and new mortgages.
</li></ul><ul><li> Assembles and organizes documents in loan file, including acceptance or denials.</li></ul>
<ul><li> Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.</li></ul>
<ul><li> Performs all duties of the Mortgage Loan Originator position as needed. This includes interviewing prospective loan applicants and offering the best product for their needs.
</li></ul><ul><li> Performs other job-related duties as assigned.</li></ul>
Required Qualifications
<ul><li> One year to five years of similar or related experience.</li></ul>
<ul><li> A high school education or GED.</li></ul>
<ul><li> Courtesy, tact, and diplomacy are essential.</li></ul>
<ul><li> Above average aptitude for figures and ability to pay close attention to detail.</li></ul>
<ul><li> Above average communication skills, both written and verbal.</li></ul>
<ul><li> Ability to work well under pressure.</li></ul>
<ul><li> A professional appearance and demeanor.</li></ul>
<ul><li> Ability to handle confidential information according to company policies and banking regulations.</li></ul>
<ul><li> Time management skills and ability to prioritize.</li></ul> 


SFCU is an equal opportunity employer. It is the policy of SFCU to prohibit discrimination and harassment of any type and to afford equal employment opportunities to employees and applicants without regard to race, color, religion, creed, gender, marital status, sexual orientation, national origin, or citizenship, age, genetic predisposition or carrier status, gender identity or expression, disability, military or veteran status, sexual or reproductive health decisions, traits historically associated with race and/or any other status or characteristic protected by law.
Here at SFCU we define our culture as one of GROWTH. Growing our member, growing our employee, and growing our organization. This position is a great opportunity to join our innovative and growing SFCU team! The primary purpose of this position is to handle the servicing and processing of our real estate loans. As needed, act as a backup to the Mortgage Loan Originator to provide guidance, assistance and take applications for real estate loans. In all aspects, completes tasks in a compliant manner and ensures the highest level of member service is being maintained. Serves as the applicant's point of contact throughout the real estate transaction and aids that applicant as they navigate the home loan lending process.

This position requires the employee to register as a Mortgage Loan Originator (MLO) with the Nationwide Mortgage Licensing System &amp; Registry and obtain a unique identifier number prior to performing any function that would meet the definition of MLO activities.</div>

Mortgage Loan Processor - Syracuse

Consumer Financial Agency

Office AssistantDuties:- Perform general clerical duties, including but not limited to photocopying, scanning, mailing, and filing documents. - Assist with event planning and coordination, including scheduling meetings, booking venues, and arranging catering. - Provide receptionist duties such as answering phone calls, greeting visitors, and directing them to the appropriate person or department. - Maintain office supplies inventory and place orders when necessary. - Transcribe meeting minutes and other documents as needed. - Assist with proofreading and editing documents for accuracy and clarity. - Support project coordination by organizing files, tracking progress, and communicating updates to team members. - Act as a personal assistant to the office manager or executive staff as required.Requirements:- Previous experience in an office or administrative role is preferred but not required. - Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint) and other relevant software applications. - Strong organizational skills with the ability to multitask and prioritize tasks effectively. - Excellent communication skills, both written and verbal. - Attention to detail and accuracy in completing tasks. - Knowledge of QuickBooks or other accounting software is a plus.We offer competitive pay based on experience and qualifications. This is a part-time position that can be upgraded to full-time with regular office hours from Monday to Friday.Job Type: Part-timePay: From $17.00 per hourBenefits:<ul><li>Flexible schedule</li><li>Health insurance</li><li>Vision insurance</li></ul>Work Location: In person

Office Assistant and Mortgage Loan Processor

Primis Bank

<div>
 Job Details
 
 
 
 Description
 
 
 
 
 Position Summary:
 
 The Mortgage Processor is responsible for evaluating, authorizing approval or denial of applications for people or businesses. The Mortgage Processor will act as the liaison between potential clients and our growing financial institution by researching credit records, determining client needs and recommending the best loan products for the loan package.
 
 
 
 Essential Functions
 
 
 
 <ul>
 <li>
 Interview applicants, research applicant credit status and current financial position to evaluate their eligibility for a mortgage loan.
 </li>
 <li>
 Identify and recommend products that meets the customer&rsquo;s needs and the originations leading guidelines.
 </li>
 <li>
 Conclude on all applicable financial and non-financial criteria and development loan repayment plans.
 </li>
 <li>
 Collect and prepare all necessary documentation for the loan package. Check documents for proper vesting, legal descriptions, closing dates and signatures.
 </li>
 <li>
 Finalize loan contracts and keep clients informed in rules and obligations.
 </li>
 <li>
 Completes all required disclosure/verifications during the mortgage application and underwriting process.
 </li>
 <li>
 Regular, reliable, and predictable attendance.
 
 
 </li>
 </ul>
 
 Marginal Functions
 
 
 
 <ul>
 <li>
 Comply with industry-related regulations, requirements, and state/federal laws as applicable to the job duties of this position.
 </li>
 <li>
 Remain up to speed regarding lending and other financial services.
 </li>
 <li>
 Submit files to the designated Underwriter.
 </li>
 <li>
 Follow-up with clients to verify important information.
 </li>
 <li>
 Keep abreast of industry regulations and changes and recommend procedural changes to management.
 </li>
 <li>
 Submit files to the designated Underwriter.
 </li>
 <li>
 Follow-up with clients to verify critical information.
 </li>
 <li>
 Maintain compliance with and adhere to all state and federal regulations and Bank policies and procedures, including, but not limited to Bank Secrecy Act, SAR, CTR, FACT ACT, Community Reinvestment Act, EEO, and fair employment practices.
 </li>
 <li>
 All other duties as assigned
 
 
 </li>
 </ul>
 
 Minimum Educational &amp; Experience Requirements
 
 
 
 <ul>
 <li>
 High school diploma or equivalent required
 </li>
 <li>
 Bachelor&rsquo;s degree in business, banking, or finance preferred.
 </li>
 <li>
 Required to possess all applicable licenses
 </li>
 <li>
 A minimum of 5 years&rsquo; experience as a Mortgage Processor or similar role
 
 
 </li>
 </ul>
 
 Minimum Skill Requirements
 
 
 
 <ul>
 <li>
 In-depth knowledge of closing procedures, loan processes, and documentation.
 </li>
 <li>
 High level of understanding of current regulatory requirements affecting mortgage loans
 </li>
 <li>
 Professional and effective verbal and written communications
 </li>
 <li>
 High degree of detail orientation
 </li>
 <li>
 Strong organizational skills
 </li>
 <li>
 Ability to work independently with minimal supervision
 </li>
 <li>
 Proficient with MS Office
 
 
 </li>
 </ul>
 
 Physical Demands
 
 
 
 In terms of an 8-hour workday, &ldquo;occasional&rdquo; equals 1% to 33%, &ldquo;frequent&rdquo; equals 34% to 66% and &ldquo;continuous&rdquo; equals 67% to 100%. However, some duties are performed monthly, annually or sporadically throughout the year and are essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions of the position, if the accommodation does not impose an undue hardship that would require significant difficulty or expense.
 
 
 <ul>
 <li>
 Continuous stationary position, particularly, but not limited to, at a desktop computer
 </li>
 <li>
 Continuous repetitive use of hands/arms; particularly concerning to typing, writing, phone &amp; computer use
 </li>
 <li>
 Continuous communication: verbal and written, in-person, phone and electronic
 
 
 </li>
 </ul>
 
 Work Environment
 
 
 
 <ul>
 <li>
 Office environment; remote and hybrid flexibility if determined by management
 </li>
 </ul>
</div>

Mortgage Processor

Fusion Home Loans

<div>Fusion Home Loans is currently seeking a highly skilled and motivated individual to join our team as a Mortgage Processor. If you are a seasoned processor with current experience and possess a strong background working with realtors, combined with expertise in Encompass, we want to hear from you!
The Processor is responsible for processing files from submission through underwriting to closing. They will work closely with the borrower, referral source and internal team members including the Loan Officers, Underwriters and Closers to complete all functions within a timely manner and consistent with all operations policies and procedures.
Candidates should have a minimum of two to five years' experience processing FHA, VA, Conventional, Bond and USDA loans. They should also have experience working on retail builder and realtor pipelines. They should be familiar with guidelines for each loan type and have experience using DU, LP and GUS. Ideal candidates should be accustomed to working with multiple loan originators and capable of processing an average of 15-20 closed files per month. Candidates should be able to provide exceptional customer service and maintain open lines of communication with all parties involved in the loan process.
This position pays a base wage and has monthly bonus and overtime eligibility.
Requirements:<ul><li>
Minimum of 2-5 years CURRENT experience processing residential mortgage loans</li><li>
Encompass experience</li><li>
Bilingual candidates are encouraged to apply</li><li>
Navigates Microsoft Office with ease and is technology savvy</li><li>
Possess problem solving skills, attention to detail and strong communication skills</li><li>
Must currently reside on the East Coast of the US</li></ul></div>

Mortgage Processor - Fusion Home Loans

BELL BANK

<div>This position assists with processing all mortgage loans assigned under the direction of the Branch Manager, VP Processing and/or Operations Managers by performing the following essential duties and responsibilities.

Primary Duties:
<ul>
<li>Assist processing on the review of all new loan applications to ensure compliance with all investor agency/federal compliance guidelines.</li>
<li>Update loan files, the mortgage computer system, and the tracking system as information is received.</li>
<li>Assist in the review of credit documents for accuracy and compliance with investor/ agency guides. Identify potential problems and discusses them with processor and/or supervisor.</li>
<li>Follow and monitor the schedule of closing with title companies.</li>
<li>Assist/prepare loan file for underwriting and closing, secure MDIA compliance review and hazard insurance binder, H06 for condominiums and PUDs, complete TRID checklist.</li>
<li>Remain informed of all aspects of investor/agency/compliance policies that affect the processing of mortgage loans.</li>
<li>Remain knowledgeable of all loan programs offered.</li>
<li>Know by name and face as many customers and employees as possible, calling them by name as often as possible.</li>
<li>Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.</li>
<li>Know, understand, and live the company values and bottom line.</li>
<li>Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.</li>
<li>All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.</li>
<li>Prompt and reliable attendance.</li>
<li>Perform other duties as assigned.</li>
</ul>
Job Skills Required:
<ul>
<li>One to two years of mortgage experience preferred.</li>
<li>Basic understanding of FHA/VA, FNMA, FHLMC, FDIC Compliance, ATR/QM, mortgage audit underwriting, appraisal and investor guidelines.</li>
<li>Proficient computer and accurate typing skills.</li>
<li>Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile.</li>
<li>Ability to manage time, prioritize and multi-task.</li>
<li>Ability to work extremely well with internal and external customers using excellent written and oral communication skills.</li>
<li>Detail oriented with the ability to put puzzle pieces together.</li>
<li>Ability to work well with people with diversified personalities.</li>
<li>Ability to work as a team member.</li>
<li>Self-motivated to research and problem solve.</li>
</ul>
 
Additional Details :
<div>If you love sales and are passionate about helping others purchase their dream home, consider a career with Bell Bank's mortgage team. You will work with colleagues in a first class culture that provides a family atmosphere, enjoy great benefits and provides a high level of service that makes each mortgage run smoothly - by sending closing packages five days before the closing, in-house underwriting and processing and having a support team to allow you to work efficiently.

Bell Bank Mortgage is backed by the financial strength of one of the nation's largest independently owned banks. Founded in 1966 in Fargo, North Dakota, Bell Bank has more than $14 billion in assets and full-service banking locations in Arizona, Minnesota and North Dakota. Bell has empowered more than $30 million in charitable giving through its unique Pay It Forward initiative, through which every employee chooses each year how to help individuals, families and organizations in need.

Originally founded in 1880 by early Minneapolis civic leader David C. Bell, Bell's mortgage division today has thousands of family mortgages to its name. Bell Bank Mortgage has been in Arizona since 1997 and has several regional offices in the United States.

Bell Bank has been recognized as a top bank and a top financial workplace by American Banker, Forbes and Fortune, and has been named among America's top mortgage employers by National Mortgage Professional magazine.

If you want to work for a strong, growing, forward-looking organization with world-class employees, this is the place for you.

Bell's Values:

As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to:
<ul>
<li>Promoting and sustaining our family atmosphere.</li>
<li>Providing unequaled personal service to each and every customer.</li>
<li>Paying it forward.</li>
</ul>
Our Bottom Line:

Happy Employees! Happy Customers!
</div>
<div><div><div><div>In addition to salary, Bell Bank offers a comprehensive benefits package including, healthcare, (medical, dental, vision) employee stock ownership program, and 401(k) contribution and profit-sharing plan. All benefits are subject to eligibility requirements.
</div>
<div></div><div>Bell Bank</div>
<div>Equal Opportunity Employer</div></div></div></div></div>

Mortgage Junior Processor

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