mortgage loan processor

Tata Capital Ltd

<div>10795
<div><div><div><div>&middot; To underwrite mortgage business and manage the portfolio in assigned branch/location 
 </div></div> 
</div></div><div><div><div><div>Core Responsibilities:
o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
o Under write proposals as per the laid down policies &amp; procedure to honour the agreed SLAs and manage city/area business volumes.
o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field &amp; collateral visits.
o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.
o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
o Exceed service quality standards and strive for continuous process improvement
o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team.
o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
o Facilitate critical review and documentation of the proposals and effectively monitor the client &amp; collateral creditworthiness from the pre sanction to post disbursement phase &amp; undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal &amp; documentation norms &amp; policies
o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.
o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. 
<div><div><div><div>Qualification : Graduate, Masters/Post Graduate
Certifications : CA/MBA (Preferable)</div></div></div></div></div></div></div></div></div>

Manager - Retail Credit - Credit - Housing - EM - Madurai - Sajai Mall - JM

First Colony Mortgage

Remote Schedule: Monday - Friday, available 8- 6 pm PSTPosition SummaryThe Lock Desk Analyst I is an entry-level role designed to support the daily functions of the lock desk and gain foundational knowledge of mortgage pricing and loan locks. This role focuses on data entry, communication, and the accurate handling of lock requests, while learning the tools, systems, and policies governing the lock desk process.Key Responsibilities<ul><li>Assist with daily processing of lock, re-lock, extension, and change requests</li><li>Enter and verify pricing data within the loan origination system and pricing engine</li><li>Monitor lock activity and ensure accurate data recording for audit and reporting purposes</li><li>Communicate with internal stakeholders regarding lock confirmations and status updates</li><li>Maintain detailed documentation and assist in maintaining operational logs</li><li>Support special projects or lock audits as assigned by leadership</li></ul>Qualifications<ul><li>Bachelor&rsquo;s degree in Business, Finance, or related field (or in progress)</li><li>0&ndash;1 years of experience in mortgage lending or financial services preferred</li><li>Familiarity with Microsoft Excel and data entry processes</li><li>Strong organizational and communication skills</li><li>Willingness to learn LOS and pricing engine systems</li></ul>Skills<ul><li>Attention to detail and data accuracy</li><li>Basic Excel knowledge (sorting, filtering, formulas)</li><li>Clear written and verbal communication</li><li>Eagerness to learn secondary marketing and pricing principles</li><li>Dependability in meeting deadlines and task execution</li></ul>Job Type: Full-timePay: $45,000.00 - $55,000.00 per yearBenefits:<ul><li>401(k)</li><li>401(k) matching</li><li>Dental insurance</li><li>Flexible spending account</li><li>Health insurance</li><li>Health savings account</li><li>Life insurance</li><li>Paid time off</li><li>Vision insurance</li></ul>Work Location: Remote

Lock Desk Analyst I

Ace Creativess

Job Title: Process Associate &ndash; Title Search (US Mortgage)Experience: FresherLocation: CoimbatoreJob Description:We are hiring Process Associates &ndash; Title Search for US Mortgage operations. This role involves researching property records and legal documents to ensure clear property ownership as part of the US mortgage process. Freshers with good analytical skills and willingness to learn are encouraged to apply.Key Responsibilities:<ul><li>Perform Title Search on US properties using public records</li><li>Review and analyze deeds, mortgages, liens, judgments, and tax records</li><li>Identify ownership history and any title defects or encumbrances</li><li>Accurately summarize findings as per client guidelines</li><li>Maintain quality, productivity, and turnaround time (TAT)</li><li>Follow process instructions and compliance standards</li><li>Coordinate with team leads for clarifications and updates</li></ul>Requirements:<ul><li>Any Graduate (Arts / Science / Commerce / Engineering)</li><li>Freshers are welcome (US mortgage training will be provided)</li><li>Basic knowledge of MS Office Good reading, analytical, and comprehension skills Willingness to work in US shifts</li></ul>Skills Required:<ul><li>Attention to detail</li><li>Analytical thinking</li><li>Good written communication</li><li>Research skills</li><li>Ability to learn quickly</li></ul>Interested candidates can contact HR Shanmugapriya and share your updated resume at the following email address or whatsapp Number:Mail ID: recruiter@acecreativess.comContact: +91 99948 63807Job Types: Full-time, PermanentBenefits:<ul><li>Health insurance</li><li>Leave encashment</li><li>Life insurance</li><li>Paid sick time</li><li>Paid time off</li></ul>Work Location: In person

Process Associate – Title Search (US Mortgage)

Texas Tech University

<div>Position Summary
The Mortgage Closing Specialist responsibilities include preparing loan closing packages by communicating with the title company and document preparation attorney, and all other involved parties, to ensure that all paperwork is complete, accurate, and in compliance with all state and federal laws. This position requires knowledge of the mortgage loan process and familiarity with all documents included in a mortgage loan file. He/she will be responsible for maintaining a positive and beneficially working relationship with all members, co-workers, title companies, and all other parties involved in the mortgage loan process.
Duties &amp; Responsibilities
<ul><li>Serve Texas Tech CU members and co-workers pleasantly and professionally in accordance with Texas Tech CU core values of Trust, Respect, Excellence, Kindness, and Stewardship.</li><li>
Serve as the conduit between the lender and the closing agent.</li><li>
Prepares closing loan package necessary for individual loan types in accordance with bank and investor guidelines as well as secondary marketing commitments and requirements.</li><li>
Ensures the timely disclosure of 3-day Closing Disclosures and oversee the closing of loans through the pipeline.</li><li>
Contact title companies, attorneys, loan officers and, processors to obtain documentation necessary to close mortgage loans.</li><li>
Monitors loan status on a continual basis to ensure that timely standards are achieved.</li><li>
Performs a pre-closing quality review of loan files prior to releasing closing package.</li><li>
Reviews all preliminary documents provided from attorney/title company to include, but not limited to title binder, survey, hazard/flood insurance binder, closing disclosure.</li><li>
Responds to and resolves technical and complex problems that arise.</li><li>
Follows up on any deficiency requests by shipping and post-closing to ensure timely procedure for loan funding.</li><li>
Facilitate the Loan Sale and Commitment of Loans to Investors.
</li><li>Deliver closed mortgage loans to the secondary market investor.
</li><li>Serve as the first line responder for all investor suspense conditions.</li><li>
Coordinate the prompt response for all investor suspense conditions.</li><li>
Activate Mortgage Insurance and Pay Private Mortgage Insurance.
</li><li>Transfer MERS data once the mortgage loan has been purchased by the investor.
</li></ul>Skills &amp; Qualifications
<ul><li>High school diploma or equivalent; additional education in finance or related fields is a plus
</li><li>Previous mortgage loan experience preferred.</li><li>
Experience working with Encompass is a plus.</li><li>
Ability to manage multiple projects simultaneously.</li><li>
Strong organizational skills.</li><li>
Experience working in a fast-paced team environment.</li></ul>
This job description is intended to provide a high-level of general requirements for this position. It is not a complete statement of duties, responsibilities, or requirements. Other duties not listed here may be assigned as necessary to ensure proper operations.</div>

Mortgage Closing Specialist

Stellar Select Limited

Job Title: Mortgage Underwriter - Buy to Let Location: Hertfordshire Salary: Based on experience Hours: Monday to Friday 9 am to 5.30 pm About the position of Mortgage Underwriter - Buy to Let: Ideally, you'll have worked with a specialist lender, but we also welcome applications from underwriters with strong Buy-to-Let experience at high street banks. This role offers an exciting chance to develop your expertise in complex mortgages within a fast-growing, forward-thinking business. You'll be responsible for underwriting and assessing BTL mortgage applications, managing broker relationships, and working closely with credit committees. If you have a proven track record in BTL underwriting and are ready to take the next step in your career, this is an excellent opportunity to join a successful lender with ambitious growth plans. Responsibilities for the role of Mortgage Underwriter - Buy to Let: <ul> <li>Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.</li><li>Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.</li><li>Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.</li><li>Recommending and referring cases to Credit Committee where credit committee approval required.</li><li>Liaising with introducers, valuers and solicitors.</li><li>Overseeing cases from inception through to completion.</li></ul> Experience and skills required for the role of Mortgage Underwriter - Buy to Let: <ul> <li>Mandated underwriting experience, specifically within Buy-to-Let mortgages</li><li>Proven ability to assess loan documentation and valuation reports, identifying and flagging any concerns</li><li>Strong track record of carrying out thorough checks on applicants and properties to determine loan suitability</li><li>Experience managing a mortgage application pipeline, proactively chasing missing information and providing timely updates to introducers</li><li>Confident in recommending and referring cases to Credit Committee for approval when required</li><li>Skilled in liaising with introducers, valuers, and solicitors to ensure smooth case progression</li><li>Demonstrated ability to manage cases from inception through to completion</li></ul> For more information regarding the role of Mortgage Underwriter - Buy to Let please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Mortgage Underwriter

AllianceBernstein

<div>
 
 Company Description
 
 
 
 As a leading global investment management firm, AB fosters diverse perspectives and embraces innovation to help our clients navigate the uncertainty of capital markets. Through high-quality research and diversified investment services, we serve institutions, individuals, and private wealth clients in major markets worldwide. Our ambition is simple: to be our clients&rsquo; most valued asset-management partner.
 
 
 Insurance Operations/Accounting &ndash; Directing, reviewing and performing the GAAP/STAT accounting for Alternative Investment products, with a focus on Commercial Mortgage Loans, as well as Regulatory Reporting and full valuations of Insurance Client Assets. Researching new US GAAP and STAT Accounting requirements and establishing project plan for implementing. Also performs analysis and advisory services for new product development and potential external clients.
 
 
 Prime Responsibilities
 
 
 <ul>
 <li>
 Support accounting for a sizeable Commercial Mortgage Loan book
 </li>
 <li>
 Oversight of the technical configuration into Clearwater Analytics from servicer and AB systems
 </li>
 <li>
 Day to day oversight of the Clearwater processing for Commercial Mortgage Loan activity and data which ultimately feeds client ledger and Schedule B reporting
 </li>
 <li>
 Running data integrity checks in Clearwater to ensure that all security master and loan attributes are accurately populated for the CML assets
 </li>
 <li>
 Suspense account reconciliation to custodian
 </li>
 <li>
 Open Payable/Receivable monitoring with Commercial Mortgage Loan Operations team
 </li>
 <li>
 Client account ledger reconciliation
 </li>
 <li>
 Processing entries to Equitable accounting interface (journal entries) into the General Ledger
 </li>
 <li>
 Work within AB to develop processes and controls for new products, with focus on Commercial Mortgage Loans
 </li>
 <li>
 Work with internal and external audit teams for SOX and Substantive audits
 </li>
 <li>
 Ensuring data &amp; reporting are delivered timely and accurately with focus on monthly/quarterly/year-end activities
 
 
 </li>
 </ul>
 Secondary Responsibilities
 
 
 <ul>
 <li>
 Develop accounting and reporting packages for delivery to Equitable and Third-Party Accounting Teams
 </li>
 </ul>
 <ul>
 <li>
 Responsibility for producing accounting packages and journal entries for the following Private Alts products into the EQH General Ledger:
 </li>
 <ul>
 <li>
 Merger Arb Fund
 </li>
 <li>
 CLO Funds
 </li>
 <li>
 CarVal Residential Mortgages
 </li>
 <li>
 ECRED Fund
 </li>
 <li>
 AB Lend Fund (Private Credit Loans)
 </li>
 <li>
 Private Placements and other Specialty Direct Investments
 
 </li>
 </ul>
 </ul>
 Pune, India
 
 
 Pune, India
</div>

Commercial Mortgage Loan Accounting and Reporting Analyst

proficorn finserv consultant private limited

Job Title: Legal Executive (Mortgage &amp; Operations)Company: Proficorn Finserv consultant Pvt LtdLocation: Haldwani/Nainital, UttarakhandProficorn Finserv is looking for a Legal Executive to handle mortgage-related legal work and operations. You'll prepare and review mortgage documents, coordinate with clients and authorities, and ensure compliance with company policies and legal requirements.Responsibilities:- Prepare and review mortgage documents (sale deeds, agreements, etc.)- Coordinate with clients, lawyers, and authorities for mortgage processing- Ensure compliance with company policies and legal requirements- Handle property title verification and due diligence- Assist in mortgage loan processing and documentationRequirements:- 1-3 years of experience in mortgage/property law- Knowledge of mortgage laws and regulations in Uttarakhand- Good communication and coordination skillsWhat we offer:- Competitive salary and benefits- Opportunity to work with a growing financial services company- Growth opportunities in a dynamic teamJob Types: Full-time, PermanentPay: ₹13,000.00 - ₹15,000.00 per monthBenefits:<ul><li>Health insurance</li><li>Provident Fund</li></ul>Work Location: In person

Job Title: Legal Executive (Mortgage & Operations)

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