mortgage loan specialist

Texas Tech University

<div>Position Summary
The Mortgage Closing Specialist responsibilities include preparing loan closing packages by communicating with the title company and document preparation attorney, and all other involved parties, to ensure that all paperwork is complete, accurate, and in compliance with all state and federal laws. This position requires knowledge of the mortgage loan process and familiarity with all documents included in a mortgage loan file. He/she will be responsible for maintaining a positive and beneficially working relationship with all members, co-workers, title companies, and all other parties involved in the mortgage loan process.
Duties &amp; Responsibilities
<ul><li>Serve Texas Tech CU members and co-workers pleasantly and professionally in accordance with Texas Tech CU core values of Trust, Respect, Excellence, Kindness, and Stewardship.</li><li>
Serve as the conduit between the lender and the closing agent.</li><li>
Prepares closing loan package necessary for individual loan types in accordance with bank and investor guidelines as well as secondary marketing commitments and requirements.</li><li>
Ensures the timely disclosure of 3-day Closing Disclosures and oversee the closing of loans through the pipeline.</li><li>
Contact title companies, attorneys, loan officers and, processors to obtain documentation necessary to close mortgage loans.</li><li>
Monitors loan status on a continual basis to ensure that timely standards are achieved.</li><li>
Performs a pre-closing quality review of loan files prior to releasing closing package.</li><li>
Reviews all preliminary documents provided from attorney/title company to include, but not limited to title binder, survey, hazard/flood insurance binder, closing disclosure.</li><li>
Responds to and resolves technical and complex problems that arise.</li><li>
Follows up on any deficiency requests by shipping and post-closing to ensure timely procedure for loan funding.</li><li>
Facilitate the Loan Sale and Commitment of Loans to Investors.
</li><li>Deliver closed mortgage loans to the secondary market investor.
</li><li>Serve as the first line responder for all investor suspense conditions.</li><li>
Coordinate the prompt response for all investor suspense conditions.</li><li>
Activate Mortgage Insurance and Pay Private Mortgage Insurance.
</li><li>Transfer MERS data once the mortgage loan has been purchased by the investor.
</li></ul>Skills &amp; Qualifications
<ul><li>High school diploma or equivalent; additional education in finance or related fields is a plus
</li><li>Previous mortgage loan experience preferred.</li><li>
Experience working with Encompass is a plus.</li><li>
Ability to manage multiple projects simultaneously.</li><li>
Strong organizational skills.</li><li>
Experience working in a fast-paced team environment.</li></ul>
This job description is intended to provide a high-level of general requirements for this position. It is not a complete statement of duties, responsibilities, or requirements. Other duties not listed here may be assigned as necessary to ensure proper operations.</div>

Mortgage Closing Specialist

Stellar Select Limited

Job Title: Loan Servicing Specialist - BridgingLocation: Hertfordshire Salary: Negotiable based on experience Hours: Monday to Friday 9 am to 5.30 pm Benefits: <ul> <li>Contributory Pension scheme</li><li>Private Medical Healthcare</li><li>Life Assurance</li><li>Dental Plan</li><li>Free eye tests</li><li>Annual leave purchase scheme</li><li>Social events</li><li>Refreshments</li><li>20 days annual leave with bank and public holidays on top</li><li>Perk box</li><li>Superb development opportunities</li></ul> About the position of Loan Servicing Specialist - Bridging: We are partnering with our client to recruit an ambitious and motivated Loan Servicing Specialist to join an established yet rapidly growing team. This is a unique opportunity to develop your expertise in bridging loans and take ownership of a diverse portfolio, including both performing and non-performing loans. We welcome candidates at all levels with experience in servicing bridging loans or from the development finance sector, including team leaders and managers. This role is ideal for anyone looking to accelerate their career, gain exposure to complex loan servicing, and collaborate closely with senior management to make a tangible impact. You will also have the chance to broaden your knowledge of loan management and contribute to the growth of a dynamic team. Responsibilities for the role of Loan Servicing Specialist - Bridging: <ul> <li>Communication with customers on all loans to ensure redemption is on track or alternative support/solutions are required.</li><li>Ensure the full collections, redemptions and default loans policy is met on all loans.</li><li>Ownership of redemption, bridge loans, commencing three months before loan completion or where indicated.</li><li>Liaise with clients and solicitors for the redemption of upcoming loans.</li><li>Prepare & review all redemption statements.</li><li>Ownership of all default cases, whether through receivership or the legal possession process and communicate with all parties involved.</li><li>Explore all options of forbearance in line with customers' circumstances.</li><li>Ensure loans are fully compliant with regulations and processes during the loan's life cycle.</li><li>Engage and manage all loan extension requests promptly.</li><li>Manage complex litigation cases which cannot follow the standard litigation process. These include, but are not limited to: defended possession claims, allegations of fraud, title problems and lease forfeiture.</li><li>Assist with monthly reporting.</li><li>Assisting with internal or external audit or review</li><li>Forge positive relations with internal and external teams.</li></ul> Experience and skills required for the role of Loan Servicing Specialist - Bridging: <ul> <li>Experience in Bridging Loan servicing or development finance exits is essential.</li><li>Background knowledge of regulatory and non-regulatory mortgage recovery processes.</li></ul> For more information regarding the role of Loan Servicing Specialist - Bridging, please get in touch with us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Loan Servicing Specialist

Montpellier Resourcing

Up to £65,000 plus excellent bonus and benefits Hybrid working available! Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced lending Underwriter to join a specialist Property Lending bank in London. Specializing in bridging finance, you will be responsible for responding to requests from brokers and applicants for regulated and unregulated transactions. This role will manage the underwriting and due diligence process from loan application to loan drawdown. For this position, you will have had experience with an individual mandate level, working within bridging finance. Duties of the Bridging Underwriter to include: <ul> <li>Make lending decisions in accordance with Credit Risk Policy and individual mandate thresholds.</li><li>Manage a pipeline of 35-45 Bridging applications, or a volume aligned with team standards, from application to credit approval and drawdown to meet departmental targets.</li><li>Adhere strictly to internal underwriting policy and regulatory requirements, including FCA, PRA, Money Laundering, Prevention of Financial Crime, and Data Protection.</li><li>Collaborate with Sales to progress cases from decision in principle to drawdown.</li><li>Prepare detailed credit papers outlining all relevant conditions and present proposals to the Bridging Credit Committee.</li><li>Review and finalize offer letters.</li><li>Proactively ensure satisfaction of pre-commencement loan conditions and expedite cases to drawdown.</li><li>Ensure accurate and comprehensive data entry into the Bank's electronic systems pre and post drawdown.</li><li>Complete post-completion activities in accordance with Bank policies and processes.</li></ul> Requirements for the successful Bridging Underwriter: <ul> <li>2+ years experience working within Bridging Underwriting</li><li>Demonstrable ability to analyse, negotiate and structure potential bridging loans in accordance with credit policy, and presenting to Credit Committee when required.</li><li>Has previously held a lending mandate</li><li>Previous experience working within both the regulated and unregulated market highly desirable</li><li>Excellent communication and interpersonal skills, building relationships with stakeholders, intermediaries and professionals</li></ul> What's in it for you: <ul> <li>Private Medical Insurance</li><li>26 days holiday</li><li>Hybrid Working offering you the ability to balance your work and home life</li><li>Excellent career development opportunities and sponsorship of relevant qualifications</li><li>And MUCH MORE</li></ul> This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.

Bridging Underwriter - Specialist Lending Group

Job Title: Mortgage Underwriter - Buy to Let Location: Hertfordshire Salary: Based on experience Hours: Monday to Friday 9 am to 5.30 pm About the position of Mortgage Underwriter - Buy to Let: Ideally, you'll have worked with a specialist lender, but we also welcome applications from underwriters with strong Buy-to-Let experience at high street banks. This role offers an exciting chance to develop your expertise in complex mortgages within a fast-growing, forward-thinking business. You'll be responsible for underwriting and assessing BTL mortgage applications, managing broker relationships, and working closely with credit committees. If you have a proven track record in BTL underwriting and are ready to take the next step in your career, this is an excellent opportunity to join a successful lender with ambitious growth plans. Responsibilities for the role of Mortgage Underwriter - Buy to Let: <ul> <li>Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.</li><li>Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.</li><li>Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.</li><li>Recommending and referring cases to Credit Committee where credit committee approval required.</li><li>Liaising with introducers, valuers and solicitors.</li><li>Overseeing cases from inception through to completion.</li></ul> Experience and skills required for the role of Mortgage Underwriter - Buy to Let: <ul> <li>Mandated underwriting experience, specifically within Buy-to-Let mortgages</li><li>Proven ability to assess loan documentation and valuation reports, identifying and flagging any concerns</li><li>Strong track record of carrying out thorough checks on applicants and properties to determine loan suitability</li><li>Experience managing a mortgage application pipeline, proactively chasing missing information and providing timely updates to introducers</li><li>Confident in recommending and referring cases to Credit Committee for approval when required</li><li>Skilled in liaising with introducers, valuers, and solicitors to ensure smooth case progression</li><li>Demonstrated ability to manage cases from inception through to completion</li></ul> For more information regarding the role of Mortgage Underwriter - Buy to Let please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Mortgage Underwriter

TRE-CRED SOLUTIONS PRIVATE LIMITED

<ul><li>Identify potential home loan customers through field visits, market mapping &amp; reference networks</li><li>Source business from builders, real estate brokers, property dealers &amp; housing societies</li><li>Create and maintain daily lead pipeline for steady business flow</li><li>Explain loan features, rates, tenure, processing fees &amp; eligibility clearly to customers</li><li>Conduct basic eligibility checks like income, property type &amp; credit score before document collection</li><li>Collect KYC, income papers &amp; property documents and hand over to operations for verification</li><li>Coordinate with internal teams for technical &amp; legal verification follow-ups</li><li>Assist customers during property site visits, valuation &amp; legal clarification</li><li>Track application status and update customers at every stage until sanction &amp; disbursement</li><li>Maintain strong relationships with builders, channel partners &amp; DSAs to ensure repeat leads</li><li>Execute field activities &amp; promotional campaigns at project sites to increase enquiries</li><li>Resolve customer queries to ensure smooth onboarding &amp; turnaround time</li><li>Maintain a daily activity report of visits, leads generated, and conversions</li><li>Achieve monthly sourcing, approval &amp; disbursement targets as assigned</li><li>Provide market intelligence on competitor loan rates, builder tie-ups &amp; customer expectations</li><li>Ensure 100% adherence to KYC, documentation, compliance and company policies</li><li>Build long-term customer relationships to encourage balance transfer &amp; top-up business opportunities</li><li>Support after-sales relationship for post-disbursement services when required</li></ul>Job Type: Full-timePay: ₹300,000.00 - ₹500,000.00 per yearBenefits:<ul><li>Health insurance</li><li>Life insurance</li><li>Provident Fund</li></ul>Education:<ul><li>Higher Secondary(12th Pass) (Preferred)</li></ul>Experience:<ul><li>Business development: 1 year (Preferred)</li><li>total work: 1 year (Preferred)</li></ul>Language:<ul><li>English (Preferred)</li></ul>Work Location: On the roadExpected Start Date: 15/01/2026

Home Loan Field Sourcing Partner

The Coast Partnership Ltd

Key underwriter positions with a city based Specialist lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire a number of experienced Commercial Mortgage Underwriters to work in smart City offices.Key Responsibilities:Manage a pipeline of Non Regulated Bridging loan cases and prioritise accordingly. Underwrite loan applications within company lending criteria by making quality lending decisions.<ul><li>Be vigilant when working on cases and refer where necessary to the appropriate person.</li><li>Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors.</li><li>Maintain a high level of customer service with those internally and externally.</li><li>Work closely with other departments within the company including sales, compliance, finance and collections.</li><li>Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.</li><li>Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.</li><li>Keep up to date with current best practice and regulatory requirements.</li><li>Represent the company at events as required</li></ul>Key Competencies:Experience of bridging Loan underwriting products .The role is fully office based and offers a competitive salary and supporting package.

Bridging Underwriter

Essent Guaranty, Inc.

<div>Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company (collectively with its subsidiaries, &quot;Essent&quot;) which serves the housing finance industry by offering private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. We are focused on managing risk and dedicated to serving as a strong and fair counterparty. As a company, we bring strong private capital and a commitment to risk management to the mortgage insurance industry. 
Title: Recording Specialist, Title Insurance 
Location: Coraopolis, PA (on-site 5 days a week)
Review executed loan documents for accuracy of execution, verify the lender instructions were followed and that county signing requirement have been met.
As a dynamic and resourceful professional, we will rely on you to perform the following duties:<ul><li> Review all executed recording documents for accuracy of the borrower&rsquo;s signature, accuracy of the legal description, notary execution of the documents as required by each state.</li><li> Confirm that all recording documents have been completed to meet the lender requirement.</li><li> Submit recordable documents to the appropriate county for recording either via e-record or mailing to the county.</li><li> Scan loan packages, prepare certified true recordables, ship loan documents to the lenders and the borrowers. File documents and maintain file cabinets organization</li><li> Resolve recording issues and questions. Involve the Team Lead on all escalations.</li><li> Balance the file in RamQuest, identify shortages, set up recording refunds and verify the correct refund code has been applied.</li><li> Manage daily workload effectively and efficiently. Follow the workflow for submitting documents for recording, noting the system, and completing the required events.</li><li> Perform other duties as assigned by management.</li></ul><div></div> 
Minimum Education &amp; Experience Requirements:<ul><li> Bachelor&rsquo;s degree or equivalent work experience.</li><li> Related experience in the title insurance industry or financial services organization is preferred.</li><li> Experience with RamQuest closing operations system and all integration systems is preferred.</li><li> National experience is preferred.</li><li> Ability to read and interpret documents such as title commitment, lender&rsquo;s instructions, purchase contracts and other related documents required to verify the lender&rsquo;s closing requirement have been met.</li><li> Excellent written and verbal communication skills.</li><li> Excellent customer service skills.</li><li> Excellent organizational skills, with attention to detail.</li><li> Ability to follow workflow and manage their daily WIP.</li><li> Proficiency in MS Office Suite.</li><li> Maintains flexible hours.</li></ul> 
Our commitment to your success is enhanced by our competitive salary and comprehensive benefits package including paid time off, medical, dental, vision, 401(k) and disability benefits. We work to maintain a positive environment for our employees, where people can learn and grow with the company. Essent is an Equal Opportunity Employer.</div>

Recording Specialist

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