mortgage processor

RIHousing

<div>RIHousing &ndash; Mortgage Processor
Salary - $51,896.00 - $62,276.00
Please note: This pay range represents the base annual full-time salary for all positions within this job grade. The actual salary offered will depend on factors such as experience and other job‑related qualifications.
What we are all about:
We are seeking a skilled Mortgage Processor to join our Homeownership Department. In this role, you will manage the accurate and timely processing of residential mortgage applications, deliver exceptional customer service, and monitor each loan from origination to closing to ensure compliance with all program guidelines.
This is a hybrid position based in Providence, Rhode Island, where you will be an integral part of our Homeownership team. The role is designed for in‑person collaboration and active engagement within our office environment.
What you&rsquo;ll do daily:
In this role, you will perform a variety of processing, documentation, research, and customer service functions, including:<ul><li>
Reviewing residential mortgage loan applications and automated underwriting findings for accuracy, completeness, and compliance with investor, RIHousing program, and underwriting guidelines.</li><li>
Verifying application information through third‑party sources; conducting regular follow‑up with external parties; maintaining tracking logs; and ensuring data integrity within the loan origination system.</li><li>
Ensuring all loan‑level documents are completed in a timely manner, including required application documents, TRID disclosure forms, Loan Estimates, changed‑circumstance documentation, and customer correspondence.</li><li>
Performing asset and credit analysis of mortgage applications prior to submitting files to the manager for pre‑underwriting review.</li><li>
Maintaining ongoing communication with customers, Loan Officers, and Realtors throughout the processing period; responding to inquiries; requesting additional information as needed; preparing weekly status reports; and communicating underwriting decisions to all parties.</li><li>
Completing a final review to confirm that all loan commitment conditions have been satisfied and notifying the borrower, Loan Officer, and Realtor once conditions are cleared and the file is sent to scheduling and closing.</li><li>
Supporting the Quality Control department with pre‑closing and post‑closing analyses.</li></ul>
How you will make an impact:<ul><li>
Ensure mortgage applications move efficiently through the pipeline by applying strong attention to detail and sound judgment.</li><li>
Contribute to a smooth and timely loan cycle by executing key processing and operational functions with accuracy and consistency.</li><li>
Strengthen customer and partner relationships by providing responsive, professional communication to borrowers, attorneys, real estate agents, and Loan Officers.</li><li>
Support departmental goals by completing administrative tasks and participating in special projects that enhance workflow, compliance, and service delivery.</li></ul>
What success looks like in this position:<ul><li>
Four years of residential mortgage loan processing experience or equivalent mortgage industry experience</li><li>
Working knowledge of FHLMC, FNMA, FHA, VA, and MI guidelines</li><li>
Strong communication, computer, organizational, and problem-solving skills</li><li>
Associate's degree in real estate, business administration, or related field preferred</li></ul>
Not sure if you meet all the qualifications? Let us decide! 
Why RIHousing:<ul><li>
Mission-Driven Organization</li><li>
Mentorship Program</li><li>
Lunch and Learn series</li><li>
Employee Recognition programs</li><li>
Dedicated Workforce</li><li>
Parking Stipend</li><li>
Medical/Dental/Vision/Life Insurance</li><li>
Paid Time Off</li><li>
Retirement Options</li><li>
Flexible Work Hours- If Position Eligible, Future Hybrid Work May Be Available</li><li>
Education Reimbursement</li><li>
Onsite Fitness Classes</li><li>
Volunteer Days</li><li>
Winner of &ldquo;Best Places to Work&rdquo; 2016, 2018, 2019, 2021 &ndash; 2025</li><li>
Greater Providence Chamber of Commerce Worksite Health Award 2013 &ndash; 2025</li><li>
PBN's Healthiest Employers of RI 2025</li></ul>
About RIHousing
RIHousing works to ensure that all people who live in Rhode Island can afford a healthy, attractive home that meets their needs. RIHousing provides loans, grants, education, and assistance to help Rhode Islanders find, rent, buy, build, and keep a good home. Created by the General Assembly in 1973, RIHousing is a self-sustaining corporation and receives no state funding for operations.</div>

Mortgage Processor

East Texas Professional Credit Union

<div>Responsible for providing clerical support for all mortgage loan processing activities. Receives, evaluates, and reviews loan applications. Obtains and verifies necessary information and prepares documents for underwriting and closing review. Arranges flood zone certification as required. Communicates loan status to all involved parties including buyer, seller, realtor, and title company representatives. Obtains proof of insurance as required on mortgage loans. Assists or refers members as necessary.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
1. Assumes responsibility for providing effective clerical support for all phases of mortgage loan activities.
a. Reviews new loan applications.
b. Prepares and issues conditional loan approvals for borrowers.
c. Orders appraisals, credit reports, and title reports. Logs dollar amounts received and verifies employment, salary, assets, and liabilities.
d. Resolves loan application problems. Assists applicants with addressing credit report problems, low appraisals, low salary levels, and high debt ratios.
e. Reviews information for completeness and accuracy. Clarifies missing or questionable information. Follows up with outside sources of outstanding documents. Ensures that all necessary items are available for underwriting. Tracks development of information to ensure compliance with underwriting guidelines. Resolves conditions of underwriting. Submits loans for final approval.
f. Communicates status of loans to buyer, seller, realtor, and title company.
g. Prepares files for closing. Checks current PR, appraisal, and interest rate lock. Obtains records for homeowner's insurance and flood certification.
h. Prepares monthly status report.
i. Prepares miscellaneous correspondence and records.
2. Assumes responsibility for establishing and maintaining professional business relationships with members and mortgage professionals
a. Resolves (or refers) requests and problems promptly and courteously. Answers member loan questions regarding applications in the process of approval.
b. Keeps members and realtors properly informed of Credit Union policies and procedures. Notifies members of additional information required.
c. Maintains and conveys the Credit Union's professional reputation.
3. Assumes responsibility for establishing and maintaining effective coordination and communication with Credit Union personnel and with management.
a. Assists and supports Mortgage Loan personnel as needed.
b. Completes reports and records promptly and accurately.
c. Attends meetings as required.
d. Keeps management informed of area activities and of any significant problems.
4. Assumes responsibility for related duties as required or assigned.
a. Performs miscellaneous clerical functions as needed.
b. Ensures that work area is clean, secure, and well maintained.
c. Replaces absent Mortgage Loan personnel as required.
d. Professionally cross-sells Credit Union services.
QUALIFICATIONS
EDUCATION/CERTIFICATION:
High school graduate or equivalent.
REQUIRED KNOWLEDGE:
Understanding of mortgage loan processing functions, including FHA/VA and conventional lending.
Knowledge of mortgage related requirements, procedures, and underwriting criteria.
EXPERIENCE REQUIRED:
One to two years of related mortgage lending experience.
SKILLS/ABILITIES:
Good verbal and public relations skills</div>

Mortgage Loan Processor

Centennial Bank

<div>GENERAL DESCRIPTION OF POSITION

The Mortgage Loan Processor II processes mortgage loans from application to closing. This position complies with all legal and regulatory guidelines related to the mortgage loan industry. The Mortgage Loan Processor II improves customer service by processing all loans in a timely manner.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Answer incoming phone calls and answer customer questions regarding mortgage loans in general or specific to a borrower's loan in process. This duty is performed daily, about 25% of the time.

2. Process FHA, VA, Conventional, Bond and RD loans after application, which includes, but not limited to, processing various types of verifications, pulling credit report, ordering appraisals, ordering title work, running loans through an automated system, pulling flood certificates, getting loan files ready and submitting them to underwriting, following up with underwriting and clearing all underwriting conditions. This duty is performed daily, about 40% of the time.

3. Correspond with customers, real estate agents, appraisers, and title companies as needed to obtain information necessary to getting the mortgage loan ready to close. This duty is performed daily, about 5% of the time.

4. Prepare month end reports to various banks and regulatory agencies. This duty is performed as needed.

5. Work directly with the Mortgage Loan Officer to ensure the utmost in customer service. This duty is performed daily, about 10% of the time.

6. Refer customers to other bank personnel as needed. This duty is performed daily, about 5% of the time.

7. Perform research on Bankway, Fortis, Image Center and Dimension. This duty is performed daily, about 5% of the time.

8. Perform daily duties on all bank systems and Mortgage operating systems such as DO, DU, LP, Encompass and Doc magic. This duty is performed daily, about 5% of the time.

9. Identify Cross Selling opportunities. This duty is performed daily, about 5% of the time.

10. Review fields for completeness, qualification and Compliance. This duty is performed daily.

11. Communicate deficiencies to the loan officer and customer. This duty is performed daily.

12. Advise loan officer of any changes needed in the file to obtain loan approval. This duty is performed daily.

13. Communicate with realtor and customer of status as they change. This duty is performed daily.

14. Communicate with Underwriter once file is submitted for approval process. This duty is performed daily.

15. Clear underwriting conditions. This duty is performed daily.

16. Complete required BSA/AML training and other compliance training as assigned. This duty is performed annually.

17. The ability to work in a constant state of alertness and in a safe manner.

18. Perform any other related duties as required or assigned.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

EDUCATION AND EXPERIENCE

Knowledge of a specialized field (however acquired), such as basic accounting, computer, etc. Equivalent of four years in high school, plus night, trade extension, or correspondence school specialized training, equal to two years of college, plus 3 years related experience and/or training, and 12 to 18 months related management experience, or equivalent combination of education and experience.

COMMUNICATION SKILLS

Ability to read and understand documents such as policy manuals, safety rules, operating and maintenance instructions, and procedure manuals; Ability to write routine reports and correspondence.

MATHEMATICAL SKILLS

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations.

CRITICAL THINKING SKILLS

Ability to utilize common sense understanding in order to carry out written, oral or diagrammed instructions. Ability to deal with problems involving several known variables in situations of a routine nature.

REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

SOFTWARE SKILLS REQUIRED

Intermediate: 10-Key, Accounting, Alphanumeric Data Entry, Word Processing/Typing

Basic: Contact Management, Database, Spreadsheet

WORKING CONDITIONS

Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.

ENVIRONMENTAL CONDITIONS

The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

PHYSICAL ACTIVITIES

The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

Semi-repetitive, low physical. Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.

While performing the functions of this job, the employee is continuously required to talk or hear; regularly required to sit, use hands to finger, handle, or feel, reach with hands and arms; frequently required to stand, walk; and occasionally required to stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

ADDITIONAL INFORMATION
<ul><li>High school diploma or its equivalent</li><li>3+ years of mortgage loan processing experience required</li><li>3+ years hands on experience processing Conventional, FHA, VA, RD, and Bond loans preferred</li><li>1 year experience with Encompass Anywhere preferred</li><li>5+ years experience using personal computers</li><li>Experience using Microsoft Office Products</li><li>Proficient telephone and customer service skills</li><li>Ability to sit for long periods</li><li>Ability to lift 15 lbs</li><li>Ability to multi-task</li></ul></div>

Mortgage Loan Processor II

Optimum First Mortgage

About Us: Optimum First Mortgage is UWM&rsquo;s #1 conventional lender and a top-rated company offering some of the lowest interest rates in the industry.Primary Responsibilities: Your role will include, but not be limited to, the following:<ul><li>Verifying completeness of loan applications to ensure all required materials have been received</li><li>Opening escrow and title orders, confirming preliminary title reports are received, and submitting appraisal requests</li><li>Validating all loan application data for accuracy and completeness</li><li>Reviewing lock status and pricing as needed</li><li>Ensuring loan qualification and credit histories meet investor requirements</li><li>Communicating with investors, applicants, and internal teams to resolve any concerns or discrepancies related to loan applications</li><li>Collecting and reviewing borrower conditions, stipulations, and supporting documentation to satisfy underwriting requirements.</li><li>Submitting completed loan applications to the appropriate investors</li><li>Preparing key disclosures including Change of Circumstance (COC), Loan Estimate (LE), Closing Disclosure (CD), and profit calculations as needed</li><li>Reviewing approval conditions to push loan applications towards clear to close by reviewing loan approvals</li><li>Coordinating notary signing appointments and ordering final loan documents</li><li>Other related duties as assigned</li></ul>Compensation:$25 per hour or commission, whichever is greater.* Note: Overtime must be approved. *Commission Structure:&middot; $400 per Refinance Loan&middot; $450 per Purchase Loan&middot; $100 per HELOC or standalone 2nds (no piggybacks or Figures)* Hourly pay is netted off the commission when calculating total commission. Commission is not considered earned until the loan has been purchased by the investor. Commission amounts can change at any time. *Benefits:- Health, Dental, and Vision Insurance &ndash; Available after 60 days of employment- 401(k) Retirement Plan with Employer Match &ndash; Eligibility begins after 1 year of employment- PTO &amp; Sick Leave- Additional Benefits &ndash; As outlined in the Company&rsquo;s Employee HandbookPay: $25.00 per hourBenefits:<ul><li>Dental insurance</li><li>Health insurance</li><li>Paid time off</li><li>Vision insurance</li></ul>Application Question(s):<ul><li>Where did you hear about us? (Social media, referral, job seeker site, etc)</li></ul>Experience:<ul><li>Loan Processing: 1 year (Preferred)</li></ul>Ability to Commute:<ul><li>Huntington Beach, CA 92647 (Required)</li></ul>Work Location: In person

Consumer Financial Agency

Office AssistantDuties:- Perform general clerical duties, including but not limited to photocopying, scanning, mailing, and filing documents. - Assist with event planning and coordination, including scheduling meetings, booking venues, and arranging catering. - Provide receptionist duties such as answering phone calls, greeting visitors, and directing them to the appropriate person or department. - Maintain office supplies inventory and place orders when necessary. - Transcribe meeting minutes and other documents as needed. - Assist with proofreading and editing documents for accuracy and clarity. - Support project coordination by organizing files, tracking progress, and communicating updates to team members. - Act as a personal assistant to the office manager or executive staff as required.Requirements:- Previous experience in an office or administrative role is preferred but not required. - Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint) and other relevant software applications. - Strong organizational skills with the ability to multitask and prioritize tasks effectively. - Excellent communication skills, both written and verbal. - Attention to detail and accuracy in completing tasks. - Knowledge of QuickBooks or other accounting software is a plus.We offer competitive pay based on experience and qualifications. This is a part-time position that can be upgraded to full-time with regular office hours from Monday to Friday.Job Type: Part-timePay: From $17.00 per hourBenefits:<ul><li>Flexible schedule</li><li>Health insurance</li><li>Vision insurance</li></ul>Experience:<ul><li>Personal assistant: 2 years (Preferred)</li></ul>Ability to Commute:<ul><li>Chesapeake, VA 23320 (Required)</li></ul>Work Location: In person

Office Assistant and Mortgage Loan Processor

Office AssistantDuties:- Perform general clerical duties, including but not limited to photocopying, scanning, mailing, and filing documents. - Assist with event planning and coordination, including scheduling meetings, booking venues, and arranging catering. - Provide receptionist duties such as answering phone calls, greeting visitors, and directing them to the appropriate person or department. - Maintain office supplies inventory and place orders when necessary. - Transcribe meeting minutes and other documents as needed. - Assist with proofreading and editing documents for accuracy and clarity. - Support project coordination by organizing files, tracking progress, and communicating updates to team members. - Act as a personal assistant to the office manager or executive staff as required.Requirements:- Previous experience in an office or administrative role is preferred but not required. - Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint) and other relevant software applications. - Strong organizational skills with the ability to multitask and prioritize tasks effectively. - Excellent communication skills, both written and verbal. - Attention to detail and accuracy in completing tasks. - Knowledge of QuickBooks or other accounting software is a plus.We offer competitive pay based on experience and qualifications. This is a part-time position that can be upgraded to full-time with regular office hours from Monday to Friday.Job Type: Part-timePay: From $17.00 per hourBenefits:<ul><li>Flexible schedule</li><li>Health insurance</li><li>Vision insurance</li></ul>Work Location: In person

Huntington Bank

<div><h1 class="jobSectionHeader">Description</h1>
Summary: 
The Mortgage Loan Processor 2 is a critical customer facing position that performs a wide range of duties related to the processing and pre-underwriting of residential mortgage loans. Duties are both file and vendor level in nature. Maintains regular contact with both external and internal customers to ensure workflow deadlines are met. Assumes responsibility as the point person and coordinates processing the loan file from receipt in Fulfillment until submission to Closing. Proactively communicates status on the loan to borrowers and loan officer and maintains contact with external and internal partners to ensure expected closing deadlines are met. Primary responsibilities include reviewing and verifying loan documents including W-2 income, IRS tax returns, self-employed borrower income, assets, credit, appraisal, condo certification, homeowner&rsquo;s insurance, title insurance, etc., and ensuring the information is complete, accurate and complies with underwriter and program details. Must be able to communicate clearly and effectively with multiple people, multitask, work in a team environment, and manage an assigned pipeline. Exceptional attention to detail - the right candidate must be organized, able to multitask and have excellent time management skills.<ul><li>Job must be onsite and can only be filled in one of these locations, Findlay, OH, Columbus, OH, Boardman, OH, Port Huron, MI, Detroit MI, Byron Center, MI or Tupelo, MS.</li></ul>
Duties &amp; Responsibilities:<ul><li>
Processes FHA, VA, Conventional, and Jumbo loans</li><li>
Financial Analysis &ndash; Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material. Verify and analyze loan documentation including credit reports, income, asset, appraisal, title, homeowner&rsquo;s insurance documents - as well as general ways to structure a loan</li><li>
Ensures a minimum level of documentation (e.g., credit worthiness, analyzing income and asset data) is submitted prior to delivering a loan file to Underwriting for review utilizing fraud and compliance tools, review alerts and clear conditions</li><li>
Demonstrate working knowledge of federal and state guidelines, rules and regulations such as RESPA, TILA, HMDA, etc.</li><li>
Update fees based on the preliminary Closing Disclosure, corrected documents, and loan change requests and ensure any changes which require redisclosure have been accurately notated and checked in the loan origination system for compliance purpose</li><li>
Organizes and uploads documents to the image system, validating what has been provided and indexing items into the appropriate folders.</li><li>
Nurture a pipeline of loans maintaining timely and compliant flow to meet internal and external service level agreements</li><li>
Prioritize and monitor daily workflow in order to ensure all loans are being worked on in accordance with expected timelines</li><li>
Effective communications &ndash; Understanding of effective concepts, tools and techniques; ability to effectively transmit, receive and accurately interpret ideas and information</li><li>
Contact borrowers to collect required documentation and be a liaison between origination, underwriters, relators, and borrowers. Borrowers include first time home buyers, private client group, existing and new bank customers, and customers seeking purchase or refinances</li><li>
Work closely with our Loan Officers and Personal Production Assistants to ensure a timely and accurate experience of the customer throughout the mortgage process.</li><li>
 Interact with mortgage professionals to obtain information from the borrowers or to seek clarification about documents in the loan files</li><li>
Manages an average pipeline of loans within assigned operations center</li><li>
Performs other duties as assigned.</li></ul>
Basic Qualifications:<ul><li>
High School Diploma/GED</li><li>
Minimum of 1 year of demonstrated residential mortgage processing or previous experience fulfilling the roles of Processor, Loan Officer Assistant, Loan Officer, Closer, or equivalent mortgage operations position</li></ul>
Preferred Qualifications:<ul><li>
College degree</li><li>
Current working product knowledge of FHA, VA, Conventional and other loan programs such as Jumbo, Portfolio, construction to permanent, down payment assistance and bond programs.</li><li>
Experienced in automated underwriting to include Fannie/Freddie (CONV/FHA/VA/RD)</li><li>
Self-motivated, self-reliant person who can succeed in a remote position, working from home</li><li>
Excellent disposition, mindset, communication skills and work ethic</li><li>
Ability to multi-task with strong attention to detail while meeting deadlines in a fast-paced environment</li><li>
Strong listening and problem-solving skills</li><li>
A commitment to integrity and customer service</li><li>
Demonstrate working knowledge of federal and state guidelines, rules and regulations such as TRID and Reg B</li><li>
Ability to analyze income and tax forms accurately and calculate income for all types of borrowers</li><li>
Strong knowledge of mortgage procedures, processes, and documentation</li><li>
Able to work independently on processing various loan applications</li><li>
Able to prioritize in order to meet loan closing deadlines</li><li>
Familiarity with Microsoft, mortgage, and banking applications/software</li></ul> 
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
No
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We&rsquo;re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.</div>

Home Lending Advocate Sr

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