mortgage sales representative

ESL Federal Credit Union

<div><p><b>Why Originate Mortgages for ESL Federal Union?</b></p>
<ul>
<li>As a $10 billion financial institution with over 445,000 members, ESL has 33 branches and 5 call center teams for internal lead generation.</li>
<li>Strong product offering including conventional, Government loans, Investment properties, Physician&rsquo;s Program, Second homes, Jumbo, High Net Worth, Portfolio.</li>
<li>Servicing retained for all mortgages except VA</li>
<li>Competitive, consistent and transparent pricing philosophy</li>
<li>Processing, underwriting and mortgage loan servicing handled in Rochester, NY</li>
<li>Mortgages are eligible for ESL Owner&rsquo;s Dividend</li>
</ul><h4 class="jobSectionHeader"><b>As an Employee You Receive:</b></h4>
<p>
Comprehensive Benefits:</p>
<ul>
<li>ESL offers a competitive benefits package which focuses on providing a work life balance for all employees. Our benefits include robust options such as our wellness program, family assistance plan, 401k with match, paid volunteer time and Learning &amp; Development training among many others.</li>
</ul>
<p>Pay and Incentive Plan:</p>
<ul>
<li>Position pay is a $30,000 draw plus a tiered basis points incentive schedule to be discussed during interview. A transition pay package will be offered for an initial period of time.</li>
<li>In addition to competitive pay and benefits, we offer an annual performance-based incentive that rewards eligible employees for their contributions to our success.</li>
</ul>
<div></div><div>Openings are available in the Syracuse, NY, and Watertown, NY areas. May consider Rochester, NY or Finger Lakes region locations for strong, well qualified candidates or a Bilingual-Spanish candidate.</div><br>
<div></div>
<div>
<div><p><b>Purpose of Position:</b></p>
</div>
</div><p>Accountable for development and maintenance of relationships outside of the credit union to increase mortgage volume. This position will take mortgage applications and assist members through the mortgage process. Works in conjunction with the Mortgage Team and third party stakeholders to ensure an expedient process.
</p><p><b>Accountabilities:</b></p>
<div>
Cultivate and develop relationships within the real estate community to increase volume of loan application within ESL policies and procedures</div>
<ul><li>Promotes ESL within the community</li></ul>
<ul><li>Attend networking events</li></ul>
<ul><li>Engage in applicable community activities</li></ul>
<ul><li>Prospecting activities</li></ul>
<ul><li>Meet or exceed identified performance objectives in all related agreements</li></ul>
<ul><li>All activities to be consistent with credit union mission and purpose</li></ul>
<div></div>
<div>Accountable for delivering a superior customer experience to both the borrowers and their realtors through proficient understanding of product offering and industry practices enabling thorough and accurate residential real estate applications</div>
<ul><li>Consults with applicants on various types of financing solutions</li></ul>
<ul><li>Proficient in understanding underwriting standards and compliance guidelines</li></ul>
<ul><li>Gathers applicable file documentation and completes required origination system entries</li></ul>
<ul><li>Accurate and timely updates in order to move the loan application through process</li></ul>
<ul><li>Ongoing communication through funding with focus on critical milestone dates</li></ul>
<ul><li>Consistently meets service level agreements
</li></ul>
<div></div><div>Ensure internal customer satisfaction objectives are achieved through meeting operational standards and maintaining productive and positive relationships</div>
<div></div>
<div>Participation of team activities, initiatives and other duties as assigned.
</div><ul><li>Provide leadership and guidance in mentoring staff across Mortgage Lending and the Front-Line on the overall sales and mortgage application process where applicable.</li></ul>
<h4 class="jobSectionHeader"><b>Qualifications:</b></h4>
<ul><li>Bachelor&rsquo;s degree or 4 additional years of equivalent experience in mortgage lending/real estate/real estate secured lending. A combination of equivalent education and experience may be considered as a Mortgage Originator, or in lieu of the previous experience; successful completion of the Mortgage Sales Development program.</li>
<li>Minimum 2 years mortgage origination/sales experience with demonstrated success meeting monthly goals or successful completion of Mortgage Origination/Sales Development Program plus 1 year of origination experience.
<ul><li>Willingness and ability to develop trusting Realtor and Centers of Influence (COI) partnerships
</li><li>Excellent communication and interpersonal skills</li>
<li>Strong external sales and networking skills</li>
<li>Detailed understanding of Government Sponsored Enterprise (GSE) requirements, Federal Housing Administration (FHA) and other real estate standards.</li>
</ul></li><li>Successfully registered as a Mortgage Loan Originator through ESL</li>
<li>Must complete submission of application to the NMLS within the first week of employment and subsequently be successfully registered as a Mortgage Loan Originator through ESL</li>
</ul><h4 class="jobSectionHeader"><b>Preferred Qualifications:</b></h4>
<ul><li>Bilingual- Spanish</li>
</ul>
<p><b>We&rsquo;re committed to diversity, equity, and inclusion</b>. We believe we are a stronger, more successful organization because of this commitment. We strive to ensure a robust talent pool of qualified candidates with a variety of skillsets and capabilities for all our openings. We hire great people and welcome all new hires to our award-winning work environment, which has been recognized by the Great Place to Work Institute since 2010.</p>
<div>
#LI-KS1</div>
<div>#LI-Hybrid</div></div><p></p>

Business Development Mortgage Originator

AnnieMac Home Mortgage

<div><p>AnnieMac Home Mortgage is looking to hire Full Time <b><i>External Mortgage Loan Originators</i></b> to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the <b><i>External Mortgage Loan Originator </i></b>position include, but are not limited to, the following:</p><ul><li>
Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales.</li><li>
Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.</li><li>
Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.</li><li>
Take information from the borrower and fill out the loan application.</li><li>
Develop relationships with referral partners such as realtors to generate new customers.</li><li>
Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.</li><li>
Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.</li><li>
Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;</li><li>
Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.</li><li>
Counsel and advise the borrower in understanding and clearing credit problems.</li><li>
Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.</li><li>
Order legal documents.</li><li>
Review HUDS prior to closing.</li></ul><ul><li>
Must have appropriate state license or certificate (varies by state).</li><li>
Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.</li><li>
Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors.</li><li>
Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)</li><li>
Must have excellent communication skills and the ability to analyze financial information.</li><li>
Must be a sales-oriented self-starter.</li></ul><p><b>
Work Environment/Physical Demands:</b> Travel is required 80% of the time.</p><p>
AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K.</p><p><b><i>
***AnnieMac Home Mortgage is an Equal Opportunity Employer</i></b><b>***</b></p><p><b><i>
***AnnieMac Home Mortgage participates in E-Verify.***</i></b></p></div>

Outside Loan Originator

Mutual of Omaha Mortgage

<div>
 <strong>
  Call Center Representative
  <br/>
  <br/>
 </strong>
 Location:&nbsp;Irvine, CA&nbsp;&ndash;&nbsp;On-site
 <br/>
 Job Type: Full-Time
 <br/>
 Compensation: $22/hour
 <br/>
 <br/>
 <strong>
  Company Overview:&nbsp;&nbsp;
  <br/>
 </strong>
 Mutual of Omaha is a Fortune 300 Company. Mutual Omaha Mortgage is inspired by hometown values and a commitment to being responsible and caring for each other. We exist for the benefit of our customers and employees.&nbsp;
 <br/>
 <br/>
 Mutual of Omaha Mortgage is a full-service lending company offering both Forward and Reverse Mortgage products including a complete line of residential mortgage, refinancing, specialty, and HECM loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. If you are interested in joining a team that promotes from within and works collaboratively, please review and apply for our opening below!&nbsp;
 <br/>
 &nbsp;
 <p>
  <strong>
   Role Overview:
   <br/>
   <br/>
  </strong>
  At Mutual of Omaha Mortgage,&nbsp;we&rsquo;re&nbsp;seeking&nbsp;
  <strong>
   experienced call center sales &amp; service professionals
  </strong>
  &nbsp;to handle a
  <strong>
   &nbsp;
   <u>
    high volume of&nbsp; inbound&nbsp;calls
   </u>
  </strong>
  .&nbsp;
  <br/>
  <br/>
  This role emphasizes developing new opportunities through structured outreach, prospecting, and lead&nbsp;qualification. The ideal candidate is a fast learner with&nbsp;strong communication&nbsp;skills, able to follow scripts, adapt in the moment, and quickly build rapport. Success in this role requires thriving in a fast-paced, growth-oriented environment and effectively engaging customers.&nbsp;
  <br/>
  <br/>
  <br/>
  <strong>
   Key Responsibilities:
  </strong>
 </p>
 <ul>
  <li>
   Manage a high volume of warm inbound calls efficiently, with a focus on servicing, prospecting, and lead&nbsp;qualification.&nbsp;
  </li>
  <li>
   Conduct initial contact and follow-up to&nbsp;identify&nbsp;needs and&nbsp;determine&nbsp;customer&nbsp;fit&nbsp;
  </li>
  <li>
   Follow scripts verbatim for products and services, applying rebuttals as needed&nbsp;
  </li>
  <li>
   Build trust-based relationships by going&nbsp;above and beyond&nbsp;in addressing early customer concerns&nbsp;
  </li>
  <li>
   Offer service support or handle simple service questions prior to transferring to a loan officer&nbsp;
  </li>
  <li>
   Consistently meet individual and team targets for lead conversion, customer service, productivity, and quality&nbsp;
  </li>
 </ul>
 &nbsp;
 <p>
  <strong>
   What&nbsp;You&rsquo;ll&nbsp;Need to Succeed:
  </strong>
 </p>
 <ul>
  <li>
   1+ years of combined experience
   <strong>
    inbound
   </strong>
   <strong>
    &nbsp;
   </strong>
   sales, call center, or phone-based customer engagement&nbsp;
  </li>
  <li>
   Excellent phone communication skills&mdash;clear, confident, and persuasive&nbsp;
  </li>
  <li>
   Strong ability to qualify leads, handle objections, and follow structured scripts&nbsp;
  </li>
  <li>
   Proven&nbsp;track record&nbsp;of proactive outreach and early-stage sales development&nbsp;
  </li>
  <li>
   Proficiency&nbsp;(or strong willingness to learn) Salesforce, Five9, and&nbsp;Yonyx&nbsp;
  </li>
  <li>
   Ability to multitask and manage time in a high-volume environment&nbsp;
  </li>
  <li>
   Growth-oriented, proactive, and aligned with early-stage sales culture&nbsp;
  </li>
  <li>
   Preferred: Background in mortgage, finance, and/or sales&nbsp;
  </li>
 </ul>
 &nbsp;
 <p>
  <strong>
   What We Offer:&nbsp;
  </strong>
 </p>
 <ul>
  <li>
   Competitive compensation&nbsp;&nbsp;
  </li>
  <li>
   Robust training and ongoing coaching&nbsp;&nbsp;
  </li>
  <li>
   A supportive team culture committed to excellence&nbsp;&nbsp;
  </li>
 </ul>
 &nbsp;
 <p>
  Join a team&nbsp;that&rsquo;s&nbsp;redefining the customer experience in reverse mortgage lending. If&nbsp;you're&nbsp;ready to make an impact,&nbsp;grow&nbsp;your career, and&nbsp;contribute to&nbsp;a high-performing&nbsp;sales&nbsp;&amp; service&nbsp;team,&nbsp;we&rsquo;d&nbsp;love to hear from you.&nbsp;
  <br/>
  <br/>
  <br/>
  <em>
   Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply.&nbsp;We offer an extensive compensation package. Benefits include:&nbsp;
  </em>
 </p>
 <ul>
  <li>
   Vacation &mdash; Vacation hours accrue on a per pay period basis. Balance maximums are based on years of service.&nbsp;
  </li>
  <li>
   Paid Sick Time &mdash; 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.&nbsp;
  </li>
  <li>
   9&nbsp;Paid Holidays + 1 Cultural Celebration Day (Floating Holiday)&nbsp;
  </li>
  <li>
   Multiple PPO Medical Plans, as well as HDHP eligible plan.&nbsp;
  </li>
  <li>
   Dental Coverage&nbsp;
  </li>
  <li>
   Vision Coverage&nbsp;
  </li>
  <li>
   Company Paid Life Insurance&nbsp;
  </li>
  <li>
   401K with a generous employer match&nbsp;
  </li>
  <li>
   Additional Benefits including &ndash; Optional Life, FSA, Pet Insurance etc.&nbsp;
  </li>
  <li>
   Free Legal Services&nbsp;
  </li>
  <li>
   Employee Loan Program&nbsp;
  </li>
 </ul>
</div>


Call Center Representative

Mabani Riyadh Real Estate Company

<div></div><div><div><div><div><b>إسم الجهة:</b> </div><div>Mabani Riyadh Real Estate Company
</div></div><br>
<div><div><b>مسمى الوظيفة الشاغرة:</b></div> <div><b>Mortgage &amp; Finance Sales Specialist</b></div>
</div><br>
<div><div><b>مجال العمل:</b> </div><div>المبيعات والتسويق - التجزئة والبيع المباشر [ عرض كل الوظائف في هذا التصنيف ]</div>
</div><br>
<div><div><b>مكان الوظيفة:</b> </div><div>الرياض - منطقة الرياض</div>
</div><br>
<div><div><b>تاريخ الإضافة:</b> </div><div>27/04/2026</div>
</div><br>
<div><div><b>المهام والوصف الوظيفي:</b>
</div></div><br>
<div><div><li>We are seeking a highly motivated and financially knowledgeable Sales Specialist (ONLY ARABIC NATIVE) to join our real estate company. This role focuses primarily on mortgage solutions, financing advisory, and client financial qualification, rather than traditional property sales.</li><br>
<li>The ideal candidate will have a strong background in banking or financial services, with hands-on experience in mortgage products, credit analysis, and financing structures.</li><br>
<br>
Key Responsibilities:<br>
<li>Advise clients on mortgage options, financing plans, and payment structures</li><br>
<li>Assess client eligibility through financial analysis and credit evaluation</li><br>
<li>Structure and present customized financing solutions aligned with client needs</li><br>
<li>Coordinate with banks and financial institutions to secure loan approvals</li><br>
<li>Maintain up-to-date knowledge of mortgage regulations, interest rates, and lending policies</li><br>
<li>Support the sales team by ensuring clients are financially qualified and ready to purchase</li><br>
<li>Build strong relationships with banks, lenders, and financial partners</li><br>
<li>Guide clients through the end-to-end mortgage process (application approval disbursement)</li><br>
<li>Ensure compliance with internal policies and local financial regulations</li></div>
</div><br>
<div><div><b>الشروط والمهارات:</b>
</div><div><ul><li>Bachelor&rsquo;s degree in finance, Business Administration, Economics, or related field</li>
<li>Minimum 8+ years of experience in: (Banking - Mortgage lending - Finance companies or credit institutions)</li>
<li>Strong knowledge of: (Mortgage products - Loan structuring - Interest calculations - Credit risk assessment)</li>
<li>Experience dealing with home loans, real estate financing, or retail banking products</li>
<li>Excellent communication and client advisory skills</li>
<li>Key Competencies: (Financial advisory - Negotiation &amp; relationship management - Sales with a consultative approach - Attention to detail - Target-driven mindset)</li>
<li>Sales or client-facing experience in financial services</li>
<li>Experience in real estate financing or developer-backed mortgage programs</li>
<li>Existing relationships with banks or financial institutions</li>
<li>Knowledge of local mortgage regulations and compliance requirements</li>
</ul></div></div><br>
<div><div><b>اللغات المطلوبة للوظيفة:</b>
</div><div><ul><li>الإنجليزية-جيد</li>
</ul></div></div><br>
<div><div><b>نوع الوظيفة:</b>
</div><div><ul><li>دوام كامل</li></ul>
</div></div><br>
<div><div><b>نطاق الراتب:</b> </div><div>غير محدد</div>
</div><br>
<div><div><div>المتطلبات الأساسية
</div></div></div><br>
<div><div><b>الجنس:</b> </div><div>للجنسين
</div></div><br>
<div><div><b>هذه الوظيفة متاحة لـ:</b> </div><div>سعودي أو مقيم
</div></div><br>
<div><div><b>الحد الأدنى لمستوى التعليم:</b> </div><div>درجة البكالوريوس
</div></div><br>
<div><div><b>الحد الأدنى لمستوى الخبرة:</b> </div><div>مستوى متوسط (خبرة من 4 إلى 10 سنوات)</div></div></div></div><p></p>

Mortgage & Finance Sales Specialist

Xoto Proptech Real Estate LLC.

<p><b>About the Company &ndash; XOTO Proptech Real Estate</b></p><p>Xoto Proptech Real Estate is an emerging, AI-powered proptech company based in Dubai, focused on transforming the real estate lifecycle through technology-driven solutions. The company offers a unified platform that integrates property buying, selling, mortgage financing, and home enhancement services such as landscaping and interiors.</p><p>By combining real estate services with intelligent digital tools, Xoto simplifies the customer journey&mdash;from property discovery to financing and beyond&mdash;delivering convenience, transparency, and value. The platform also enables agents, developers, and service providers to collaborate efficiently in a connected ecosystem.</p><p>Driven by innovation and a customer-centric approach, Xoto aims to redefine how people experience real estate in the UAE through AI-powered insights and seamless service integration.</p><p><b>Role Overview</b></p><p>The Mortgage Advisor is responsible for assisting clients in securing suitable mortgage solutions by understanding their financial needs and guiding them through the end-to-end mortgage process. The role focuses on delivering a seamless, customer-centric experience while supporting the company&rsquo;s growth through effective lead conversion and relationship management.</p><p><b>Key Responsibilities</b></p><p><b>Client Advisory &amp; Sales</b></p><ul><li>Advise clients on mortgage products based on their financial profile and property requirements</li><li>Convert inbound and outbound leads into successful mortgage applications</li><li>Provide tailored financing solutions for both residents and non-residents</li><li>Maintain strong follow-up to ensure high conversion rates</li></ul><p><b>Mortgage Processing &amp; Coordination</b></p><ul><li>Manage the end-to-end mortgage process from application to disbursement</li><li>Coordinate with banks, financial institutions, and internal sales teams</li><li>Track application status and ensure timely updates to clients</li><li>Ensure smooth documentation and submission processes</li></ul><p><b>Product Knowledge &amp; Market Awareness</b></p><ul><li>Stay updated with UAE mortgage products, interest rates, and lending policies</li><li>Compare and recommend competitive mortgage options from partner banks</li><li>Educate clients on eligibility, costs, and repayment structures</li></ul><p><b>Compliance &amp; Documentation</b></p><ul><li>Verify client documents including income proof, bank statements, and KYC documents</li><li>Ensure all applications meet regulatory and bank requirements</li><li>Maintain accurate records and adhere to compliance standards</li></ul><p><b>Customer Experience</b></p><ul><li>Deliver a seamless and transparent mortgage journey</li><li>Provide regular updates and proactive communication</li><li>Build long-term relationships for repeat and referral business</li></ul><p><b>Collaboration &amp; Stakeholder Management</b></p><ul><li>Work closely with real estate agents, sales teams, and developers</li><li>Coordinate with bank relationship managers and credit teams</li><li>Support internal teams in closing property transactions through financing solutions</li></ul><p><b>Key RequirementsEducation &amp; Experience</b></p><ul><li>Bachelor&rsquo;s degree in Finance, Business, or related field</li><li>1&ndash;2 years of experience in mortgage is a must</li><li>Experience in UAE mortgage market is preferred</li></ul><p><b>Skills &amp; Competencies</b></p><ul><li>Strong understanding of mortgage products and lending processes</li><li>Sales-driven mindset with excellent communication skills</li><li>Ability to manage multiple applications and meet deadlines</li><li>Strong attention to detail and documentation accuracy</li><li>Customer-focused with problem-solving abilities</li></ul><p><b>Key Performance Indicators (KPIs)</b></p><ul><li>Number of mortgage applications processed</li><li>Conversion rate from leads to disbursement</li><li>Revenue generated through mortgage closures</li><li>Turnaround time for application processing</li><li>Customer satisfaction and retention</li></ul><p><b>Why Join Xoto</b></p><ul><li>Be part of a fast-growing proptech startup shaping the future of real estate in the UAE</li><li>Opportunity to grow within a tech-driven mortgage ecosystem</li><li>Work in a dynamic and collaborative environment</li><li>Competitive salary with attractive commission structure</li></ul><p>Pay: AED2,500.00 - AED3,500.00 per month</p><p>Work Location: In person</p>

Mortgage Advisor

Liberty Federal Credit Union

<div><div>Liberty FCU, a full-service credit union, is currently seeking a <b>Mortgage Lending Sales Manager</b> in the Westfield/Zionsville/Fishers/Noblesville/Carmel, IN area. Significant mortgage loan origination and proven leadership/managerial skills are required. This is a producing manager role. If interested, please proceed by clicking Apply.<br>
</div><div></div><div>Duties and responsibilities include but are not limited to the following:
</div><ul><li>Responsible for working with the RVP of Mortgage Sales to effectively support and grow mortgage volume in the area.</li><li>
Recruit and assist in the hiring process to continue to build our team.</li><li>
Mentor, lead, and coach sales team to build referral network and meet sales goals.</li><li>
Be highly engaged with sales team activities, including making joint sales calls when needed, assisting in loan level product structuring, helping individuals develop routines that result in goal achievement, etc.</li><li>
Work with the RVP of Mortgage Sales to forecast monthly/annual production volumes.</li><li>
Develop, recommend for approval, and implement strategy for achieving production goals.</li><li>
Provide assistance in resolving member problems and concerns.</li><li>
Facilitate credit union employee mortgage loans.</li><li>
Continually build new business and member relations by representing and promoting the credit union at external functions while maintaining a positive and professional image.</li><li>
Keep the RVP of Mortgage Sales informed of mortgage origination activities, needs, and issues.</li><li>
Prepare and submit applicable loan reports.</li><li>
Conduct annual performance evaluations for direct reports.</li><li>
Provide exceptional member service.</li></ul><div></div><div><br>
Qualifications:</div><ul><li>
Minimum 5 years of previous mortgage loan origination experience.</li><li>
Minimum 3 years in a leadership role leading a sales team is preferred.</li><li>
Ability to maintain a NMLS license and continuing education is required.</li><li>
Working knowledge of conventional and government loan programs.</li><li>
Experience with LOS, CRM, UW, and other software systems to maximize borrower/member experience.</li><li>
Excellent time management skills, as well as verbal and written communication skills.</li><li>
Must adhere to all company procedures, policies and state/federal laws.</li><li>
Must be able to achieve all aspects of job performance while adhering to the company Mission, Vision and Values.</li><li>
Must have the ability to pass a background check and a pre-employment drug screening.</li></ul><p>
Benefits:</p><ul><li>
Paid Holidays</li><li>
Paid Time Off (Vacation, Sick and Personal Days)</li><li>
Medical, Dental and Vision Insurance</li><li>
401(k) retirement program with matching funds</li><li>
Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance</li><li>
Tuition Reimbursement Program</li></ul><p><i>
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.</i></p></div><p></p>

Mortgage Sales Manager

Community Financial System, Inc.

<div>Overview:
<div>
At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.</div><div></div><div><br>
Just as our employees are committed to helping our customers manage their finances, we&rsquo;re committed to our employees. After all, they make it happen for our customers every day.</div><div></div><div><br>
To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.</div>
Responsibilities:
<div>
The Assistant Mortgage Loan Consultant (AMLC) assists the Mortgage Loan Consultant(s) (MLC) to produce mortgage loans efficiently and timely, with minimal errors, all while maintaining exceptional customer service. The AMLC performs a variety of administrative duties in support of, and in concert with the individual MLC quest in establishing and maintaining strong professional ties to area business generators, builders, centers of influence, as well as individual residential real estate customers.</div><ul><li>
Supports the Mortgage Loan Consultant in soliciting quality loan applicants through various methods and media.</li><li>
Assists MLCs to gather information related to residential real estate applications through interaction with parties involved in the transaction, while adhering to customer privacy guidelines.</li><li>
Schedules appointments on behalf of the MLC, or with the AMLC which fit the needs of the bank and customer, whether on company premises or at a mutually convenient location.</li><li>
In support of the originating MLC, may inform customers of the institution's loan programs, underwriting guidelines and applicable government regulations.</li><li>
Prepares and maintains applications and manages application documents.</li><li>
Prepares Loan Estimates in compliance with regulatory guidelines and bank policy.</li><li>
Answers incoming inquiries, written or otherwise, and satisfies those inquiries, or consults with the Mortgage Loan Consultant to satisfy the inquiry if applicable.</li><li>
Maintains and fosters relationships with realtors, attorneys, appraisers, applicants, and Mortgage Processing personnel.</li><li>
May attend loan closings on behalf of the MLC.</li><li>
Processes final documentation and loan tickets to initiate the booking process.</li><li>
Stays abreast of, and participates in, community outreach programs within the MLC's designated territory to ensure the bank remains a partner to groups of low to moderate income (LMI) and those in a protected class.</li><li>
Ensures exceptional customer service, both internal and external by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics and complying with all Federal and State compliance policies.</li><li>
Performs other related duties as assigned or directed.</li><li>
Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures and internal controls, and meet all job-specific requirements in a timely fashion</li></ul><br>
<div></div>
Qualifications:
<div><b>
Education/Training:</b></div><ul><li>
An Associates degree or equivalent preferred.
</li><li>This position requires National Mortgage Licensing System (&ldquo;NMLS&rdquo;) registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act).</li><li>
All applicants must be 18 years of age or older.</li></ul><div><b>
Skills:</b>
</div><ul><li>Proficient reading, writing, grammar, and mathematics skills; comfortability with various software programs and overall PC functions, proficient interpersonal relations and communication skills; ability to multitask and manage multiple duties effectively; and, the ability to learn and maintain a working knowledge of Bank operating policies and products.</li></ul><div><b>
Experience:</b></div><ul><li>
Previous banking and/or mortgage industry experience preferred.
</li><li>Experience in a high volume, multi-tasked professional administrative, sales, or customer service position.
</li><li>Experience in submitting loan file requests electronically (DU-Desktop Underwriter) and knowledge of FNMA guidelines a plus.</li></ul><br>
<div></div>
Min: USD $22.60/Hr. Max: USD $33.93/Hr. Other Job Information:
<div><b>
Hours: </b>40 hours/week</div><div></div><div><b><br>
Compensation:</b> Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision &amp; Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!</div><p></p><div><b><br>
Physical Requirements:</b></div><div>
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.</div><p></p><div><b><br>
The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.</b><br>
<br>
<b>The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.</b></div></div>

Assistant Mortgage Loan Consultant (On-Site)

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