mortgage underwriter

Paramount Residential Mortgage Group Inc. (PRMG Inc.)

<div>
 
 Overview
 
 
 
 We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. We are proud to say PRMG offers industry leading stability and security. Over 25% of our total operational staff at PRMG has been with our company for over 10 years of more! Lastly, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth.
 
 
 PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG&rsquo;s Internal and External Job Portal to request a transfer to a different department or position.
 
 
 
 Responsibilities
 
 
 
 Mortgage Underwriter Responsiblities
 
 
 <ul>
 <li>
 Underwriter completes a thorough analysis of loan files to determine compliance with company and investor guidelines.
 </li>
 <li>
 Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an &ldquo;investment&rdquo; quality loan product.
 </li>
 <li>
 Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center.
 </li>
 <li>
 Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation.
 </li>
 <li>
 Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.
 </li>
 <li>
 Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing.
 </li>
 <li>
 Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager.
 </li>
 <li>
 Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files.
 </li>
 <li>
 Responds to post closing reviews and audits in a timely fashion.
 </li>
 <li>
 Performs related duties, as directed by Underwriter or Operations Manager.
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 Mortgage Underwriter Qualifications
 
 
 <ul>
 <li>
 Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines.
 </li>
 <li>
 Experience Underwriting private investor and private mortgage insurance guidelines.
 </li>
 <li>
 Strong interpersonal-communication and business-relationship skills.
 </li>
 <li>
 Detail oriented with strong organizational and follow-through skills.
 </li>
 <li>
 Excellent analytical, written communication and verbal communication skills.
 </li>
 <li>
 Technologically proficient.
 </li>
 <li>
 Bachelor&rsquo;s degree in related field or equivalent professional experience.
 
 
 </li>
 </ul>
 At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
 
 
 
 Min
 
 
 
 USD $75,000.00/Yr.
 
 
 
 Max
 
 
 
 USD $85,000.00/Yr.
</div>

Conventional Underwriter I

Carrington Mortgage Services, LLC

<div>Come join our amazing team and work remote from home!
The Loss Mitigation Underwriter l will be responsible for underwriting Loan Modifications applications in accordance with Treasury, Company and Investor guidelines while following company&rsquo;s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company&rsquo;s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter I level is the entry level role in the job family and generally handles the least complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $23.00 - $26.00 per hour.
What you&rsquo;ll do:
<ul><li>Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.
</li><li>Conduct Verification of Income (VOI).
</li><li>Calculate customer&rsquo;s front and back-end debt to income ratio.
</li><li>Verify occupancy, hardship and income.
</li><li>Apply payment waterfall to determine workout eligibility (repayment plan, forbearance, modification or liquidation options).
</li><li>If applicable, identify the type(s) and amounts of liquid assets the borrower holds.
</li><li>Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.).
</li><li>Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines.
</li><li>Document final decision and update system of record.
</li></ul>What you&rsquo;ll need:
<ul><li>High school diploma or equivalent required.
</li><li>1 to 2 years of underwriting loss mitigation experience required
</li></ul>Our Company:
Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you&rsquo;ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com .
What We Offer:
<ul><li>Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
</li><li>Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
</li><li>Customized training programs to help you advance your career.
</li><li>Employee referral bonuses so you&rsquo;ll get the opportunity to work with friends (and get some extra cash in your pocket!).
</li><li>Educational Reimbursement.
</li>Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. 
<li>
</li></ul>#Carrington 
#LI-GV1</div>

Loss Mitigation, Underwriter l

MILESTONE HOMES REAL ESTATE BROKER

Job Title: Mortgage Advisor Company: Biz Growth Management Consultancy Location: Dubai, UAE (On-site) Employment Type: Commission-BasedJob Overview: Biz Growth Management Consultancy is seeking a motivated and result-driven Mortgage Advisor to join our Dubai office. The ideal candidate will be responsible for generating mortgage leads, advising clients on suitable mortgage products, and closing deals with banks and financial institutions in the UAE.Key Responsibilities:<ul><li>Source and generate mortgage leads through networking, referrals, and market outreach</li><li>Advise clients on mortgage options, eligibility, and documentation requirements</li><li>Assess client financial profiles and recommend suitable mortgage solutions</li><li>Coordinate with banks and financial institutions for approvals and processing</li><li>Maintain strong relationships with clients, real estate agents, and developers</li><li>Follow up on applications to ensure smooth and timely approvals</li><li>Achieve monthly and quarterly sales targets</li><li>Maintain accurate records of leads, conversions, and pipeline status</li></ul>Requirements:<ul><li>Previous experience in mortgage advisory, banking, real estate finance(UAE experience preferred)</li><li>Strong knowledge of UAE mortgage products and banking procedures</li><li>Excellent communication, negotiation, and interpersonal skills</li><li>Ability to work independently and on a commission-driven model</li><li>Strong networking and client acquisition skills</li><li>Results-oriented with a strong sales mindset</li></ul>Compensation:<ul><li>Commission-based structure</li></ul>Work Location: In person

Mortgage Advisor

The Lending Tree Commercial Brokers LLC

Location: Dubai, UAE Job Type: Full-timeAbout the Role We are seeking a motivated and target-driven Mortgage Consultant to join our team. The ideal candidate will have experience in the UAE mortgage industry and a strong ability to build client relationships, generate business, and guide customers through the mortgage process.Key Responsibilities<ul><li>Advise clients on suitable mortgage products and financing solutions.</li><li>Assess customer requirements and eligibility for home financing.</li><li>Generate and convert leads through referrals, networking, and business development activities.</li><li>Build and maintain relationships with clients, real estate agents, developers, and banking partners.</li><li>Manage the end-to-end mortgage process, from application to approval and disbursement.</li><li>Liaise with banks and financial institutions to secure the best mortgage options for clients.</li><li>Ensure timely collection and submission of required documentation.</li><li>Achieve monthly sales targets and maintain high service standards.</li></ul>Requirements<ul><li>Minimum 1 year of UAE mortgage experience is mandatory.</li><li>Valid UAE Driving License is mandatory.</li><li>Proven sales and relationship management skills.</li><li>Excellent communication and negotiation abilities.</li><li>Ability to work in a target-oriented environment.</li><li>Strong customer service and problem-solving skills.</li><li>Bachelor's degree is preferred.</li></ul>Benefits<ul><li>Competitive salary package.</li><li>Attractive incentives and performance-based commissions.</li></ul>If you have UAE mortgage experience, a valid UAE driving license, and a passion for sales, we encourage you to apply.Pay: Up to AED10,000.00 per monthLicense/Certification:<ul><li>UAE Driving License (Preferred)</li></ul>Location:<ul><li>Dubai (Preferred)</li></ul>Work Location: In person

Mortgage Consultant

Ethics HR

Job Responsibilities:<ul><li>Evaluate and assess proposed risks to set accurate, adequate, and competitive premiums.</li><li>Conduct pricing analysis on the book of business, ensuring that premiums are both competitive and affordable.</li><li>Handle large and complex accounts, including those with high Gross Written Premium (GWP).</li><li>Assist junior team members in their roles, providing guidance and support to enhance their skills and performance.</li><li>Develop and deliver training to ensure team members are knowledgeable about underwriting practices and procedures.</li><li>Study and assess new group submissions from the sales team, working closely to gather necessary information for pricing.</li><li>Calculate renewal rates based on group experience, contract terms, and conditions.</li><li>Assist the sales team during negotiations with prospects or existing clients, aligning client needs with benefits and budget considerations.</li><li>Contact reinsurers as needed to support underwriting decisions and obtain necessary information.</li><li>Ensure adherence to underwriting guidelines and department authority matrix.</li><li>Prepare and present monthly reports and dashboards to track performance and outcomes.</li><li>Monitor and analyze portfolio performance, identifying trends and recommending improvements.</li><li>Build and maintain relationships with other business areas to enhance communication and facilitate decision-making processes.</li><li>Carry out assigned tasks effectively to achieve both personal and business goals, in accordance with organizational rules and guidelines.</li></ul>Job Requirements:<ul><li>Bachelor&rsquo;s degree in business, Finance or Actuarial Science from a reputable university.</li><li>Medical background is an advantage.</li><li>Minimum 2 years of experience as an Underwriter is required.</li><li>Strong analytical skills.</li><li>Good oral and written communication skills.</li><li>Commitment to teamwork.</li><li>Good computer skills.</li></ul>Work Location: In person

Senior Employee Benefits Underwriter

Busey Bank

<div>Position Summary
The Mortgage Originator is responsible for developing new business and originating quality mortgage loans in accordance with established Bank policies and procedures. This position will serve as representative of the Bank and will work with internal lines of business to cross-sell other products and services and deepen relationships.<h2 class="jobSectionHeader">
Duties &amp; Responsibilities</h2><ul><li>
Consult with Bank customers and non-customers regarding borrowing needs, negotiate terms and conditions, assist in preparing mortgage loan applications, and obtain all necessary documentation from applicants.</li><li>
Make verbal and written commitment on behalf of the Bank which includes rate terms, pre-qualification, mortgage commitment, etc.</li><li>
Complete each loan application and oversee all pre-processing functions in a timely manner to permit the good faith estimate and other required disclosures to be provided to applicants within the requested time period.</li><li>
Analyze financial and credit information necessary to effectively underwrite loans and recommend approval or rejection of mortgage loans within lending authority.</li><li>
Engage in outside opportunities, i.e. calls, open houses, seminars, realtor functions to develop and maintain relationships with realtors, home builders, individual contacts, and other referral sources generating feedback to increase their business relationship with the Bank.</li><li>
Identify customer&rsquo;s and non-customers&rsquo; other financial needs and cross-sell other bank products and services.</li></ul><h2 class="jobSectionHeader">
Education &amp; Experience</h2>
Knowledge of:
<ul><li>Strong oral and written communication skills</li><li>
Strong sales and customer service skills</li><li>
Cross-selling and closing skills</li><li>
Lending regulations and Bank&rsquo;s underwriting guidelines and lending policies</li><li>
Loan types, products, services and documents</li></ul>
Ability to:
<ul><li>Analyze and interpret numerical data</li><li>
Take initiative to maintain the flow of work</li><li>
Perform duties under frequent time pressures</li><li>
Mortgage Originator position levels (I or II) are determined based on assigned sales goals</li></ul>
Education and Training:
<ul><li>Requires High School diploma.</li><li>
Previous related mortgage lending or operations experience is preferred.</li><li>
Previous sales experience is preferred.</li><li>
Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (&ldquo;SAFE Act&rdquo;), all Mortgage Originators are required to maintain current registration with the Nationwide Mortgage Licensing System &amp; Registry (&ldquo;NMLS&rdquo;). If such registration is not active as of the hire date, the Mortgage Originator must immediately attain active registration upon employment. Mortgage Originators who fail to maintain an active and current registration will be unable to originate mortgage loans and may be subject to disciplinary action, up to and including termination of employment.</li><li>
Requires knowledge of Microsoft Office.</li></ul>
Benefits and Compensation
Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance.
(Base Salary Range: $53,000-$67,000/annually)
Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being&mdash;now and in the years to come&mdash;are important to us. Busey&rsquo;s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.
Equal Opportunity
Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey&rsquo;s commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey&rsquo;s Equal Opportunity Employment.
Unsolicited Resumes
Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies (&ldquo;Agency&rdquo;), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings (&ldquo;Agreement&rdquo;). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.</div>

Mortgage Originator | Naperville

Layton Mortgage

Branch Manager style income for Loan Officer work!&middot; 200-275 BPS Compensation on personal production&middot; Core raw interest rates-never get beat on rate!&middot; Overrides on referrals - 3 levels down &ndash; FOR LIFE!&middot; Cutting edge tools (all the latest/greatest tech)&middot; Marketing funnels built for you with multiple landing pages&middot; No additional feesWe are seeking:&middot; Dynamic mortgage professionals capable of independently generating business.&middot; In-depth understanding of mortgage industry dynamics and market trends.&middot; Mortgage Loan Officers must hold a valid license in Alabama, Arizona, California, Colorado, Florida, Idaho, Kansas, Kentucky, Michigan, Minnesota, Missouri, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah-DRE, Virginia, Washington and Wisconsin maintaining good standing with NMLS.&middot; Strong knowledge of mortgage lending practices, regulations, and procedures.Responsibilities:&middot; Originate loans though cultivating and nurturing client relationships.&middot; Assess client needs and recommend suitable mortgage products.&middot; Stay abreast of market trends and regulatory changes.&middot; Help us grow the company through recruiting and referralsWhy Choose Us?&middot; Cutting-Edge Platform: Our cloud-based system enables loan origination and operation from anywhere with an internet connection, providing unparalleled flexibility.&middot; Remote Work: Enjoy the freedom of 100% virtual work from any location.&middot; Expedited Loan Closures: Our responsive and efficient loan processing ensures swift closure of your loan files and takes work off your desk to let you get back to pursuing new business.&middot; Comprehensive Product Range: Offer clients a diverse array of mortgage products to fit any situation.&middot; Access to Leads: Propel your business forward with access to potential leads, as well as utilize our tech stack to help generate more leads and business for yourself.&middot; Competitive Interest Rates: Provide customers with peace of mind with our competitive interest rates, in the broker channel we have core-raw pricing with no hidden margins.&middot; Industry-Leading Compensation: Our rewarding compensation plan sets industry standards, recognizing your efforts and those of your team.&middot; Company Revenue Sharing Plan that enables you to earn more as part of a team than you can produce flying solo.This is a 1099 position. This is not a salaried or hourly rolePay: $55,000.00 - $150,000.00 per yearBenefits:<ul><li>Flexible schedule</li><li>Opportunities for advancement</li><li>Work from home</li></ul>Work Location: Remote

Mortgage Loan Officer Positions Remote

Search 144+ Mortgage underwriter jobs near you this June. New roles added regularly across leading industries. Apply today.