operational risk analyst

Braxtone Group

<figure class="table"><table><tbody><tr><td>&nbsp;The Senior Underwriter/data analyst&nbsp;plays a crucial role in supporting overall performance, efficiency, analyzing data results, evaluate and underwrite insurance risks in accordance with company policies and profitability targets while leveraging data analytics to monitor portfolio performance, detect trends, and support strategic decision-making. This position bridges technical underwriting with data-driven insight, ensuring sound risk selection, loss ratio improvement, and operational efficiency.&nbsp;</td></tr><tr><td>&nbsp;DUTIES AND RESPONSIBILITIES:&nbsp;&nbsp;<ul><li>A. Underwriting &amp; Risk Evaluation</li><li>Assess and underwrite individual and fleet policies in line with Braxtone and insurer guidelines.</li><li>Analyze policy applications, vehicle data, and client profiles to determine appropriate pricing and coverage terms.</li><li>Ensure underwriting decisions maintain compliance with company risk appetite and reinsurance requirements.</li><li>Review loss experience, claims frequency, and trends to adjust underwriting criteria or premiums.</li><li>Collaborate with brokers and insurance partners to clarify underwriting conditions or exclusions.</li><li>Recommend risk mitigation actions and re-underwriting for loss-making portfolios.</li><li>B. Data Analysis &amp; Reporting</li><li>Collect, clean, and analyze data from claims, underwriting, and operations systems.</li><li>Identify patterns affecting loss ratio, frequency of service, and claim cost by segment or partner.</li><li>Develop dashboards and reports showing key performance indicators (KPI), including:</li><li>Loss ratio by product and insurer</li><li>Average cost per service or claim</li><li>Policy utilization rates</li><li>Portfolio growth by partner</li><li>Support management in quarterly portfolio reviews and pricing model adjustments.</li><li>Monitor Minimum Deposit (M&amp;D) commitments and insurer performance against service volume targets.</li><li>C. Process Optimization</li><li>Recommend automation and workflow improvements for underwriting and data tracking.</li><li>Work with IT to improve data integration between CRM, claims, and finance systems.</li><li>Establish quality checks for data accuracy and consistency across departments.</li><li>D. Compliance &amp; Governance</li><li>Ensure adherence to underwriting authorities, company policies, and local regulatory standards.</li><li>Maintain confidentiality of partner and client data.</li><li>Prepare audit-ready documentation for internal and external reviews.</li></ul>Key Performance Indicators (KPIs)<ul><li>Portfolio Loss Ratio maintained below agreed benchmark.</li><li>Accuracy of underwriting decisions (error rate &lt; 2%).</li><li>Timely delivery of monthly underwriting and performance reports.</li><li>Reduction in data discrepancies and reporting delays.</li><li>Improvement in underwriting profitability through data insights.</li></ul>&nbsp;</td></tr><tr><td>Educational, Skills, and Experience:&nbsp;<ol><li>Bachelor’s degree, in Actuarial studies,&nbsp;Business Administration, Statistics.</li><li>5–8 years’ experience in underwriting (motor or general lines) with strong analytical exposure.</li><li>Experience in insurance data analysis, pricing, or business intelligence.</li><li>Excellent knowledge of insurance principles, risk assessment, and policy structures.</li></ol>&nbsp;Technical Skills:&nbsp;<ol><li>Advanced Excel, Power BI, or Tableau for data visualization.</li><li>Strong command of SQL or similar tools for data extraction (preferred).</li><li>Familiarity with CRM and insurance management systems.</li><li>Excellent reporting, presentation, and documentation skills.</li></ol>&nbsp;Personal Competencies&nbsp;<ol><li>Analytical thinker with high attention to detail.</li><li>Strong communication and negotiation skills.</li><li>Ability to balance commercial awareness with risk control.</li><li>Organized, proactive, and capable of working under pressure.</li><li>Collaborative and able to work cross-functionally with Operations, Finance, and IT.</li></ol>&nbsp;</td></tr></tbody></table></figure>

Senior Underwriter/ Data Analyst ( Bahrain Based)

Super Bytes

Job Title: Data analyst Location: Dubai (On-site) Salary: 2000-2500aed +perks Benefits:&nbsp;Company-provided accommodation, visa, food, and transportation.&nbsp;Requirements:&nbsp;<ul><li>1–2 years of experience as an Data analyst or similar role.</li><li>Excellent knowledge of MS Excel and Google Sheets (Advanced Level — formulas, pivot tables, dashboards, etc.).</li><li>Strong analytical and reporting skills.</li><li>Ability to handle large data sets and generate daily/weekly/monthly reports</li><li>Good communication and coordination skills</li><li>Attention to detail and accuracy in data management</li><li>Ability to work independently and meet deadlines</li></ul>&nbsp;Responsibilities:&nbsp;<ul><li>Prepare and maintain daily&nbsp;reports and dashboards.</li><li>Track team performance and operational metrics</li><li>Support management with accurate data insights and analysis</li><li>Coordinate with different departments for data collection and verification</li></ul>

Jr. Data Analyst

Confidential

<h2>Transportation &amp; Operations Manager</h2><h2>Job Purpose</h2>To lead, manage, and develop end-to-end transportation operations, ensuring efficient fleet utilization, cost control, regulatory compliance, and sustainable business growth. The role combines operational excellence with commercial responsibility, supporting revenue growth while maintaining high service and safety standards.<h2>Key Responsibilities</h2><h3>Transportation &amp; Fleet Operations</h3>Oversee daily transportation operations covering heavy and general cargo transportation.Manage a mixed fleet model, including company-owned and outsourced/rented vehicles.Ensure optimal utilization of transportation assets, minimizing downtime and operational costs.Supervise routing, dispatching, and scheduling to meet operational and client requirements.Coordinate maintenance, inspection, and compliance of all vehicles and equipment.Monitor fuel consumption, driver behavior, and vehicle performance through tracking systems.<h3>Equipment &amp; Asset Management</h3>Manage transportation equipment such as prime movers, flatbeds, lowbeds, and general cargo trucks.Ensure all vehicles and equipment comply with applicable safety and regulatory standards.Oversee vendor and workshop relationships related to fleet maintenance and repairs.Participate in fleet expansion, replacement planning, and cost-benefit analysis.<h3>Commercial &amp; Business Development</h3>Support and contribute to client acquisition, retention, and business growth.Participate in pricing, costing, and feasibility studies for transportation services.Negotiate contracts and service agreements with clients, transporters, and subcontractors.Identify opportunities to improve margins through operational efficiencies and cost optimization.Act as a key operational point of contact for major clients.<h3>Performance Management &amp; Reporting</h3>Establish and monitor KPIs related to fleet utilization, cost, safety, service level, and productivity.Prepare regular operational and financial reports for management review.Analyze performance data and implement continuous improvement initiatives.Utilize ERP, fleet management systems, and advanced Excel tools for reporting and analysis.<h3>People Management</h3>Lead, supervise, and develop transportation teams including drivers, dispatchers, and operations staff.Ensure effective workforce planning, shift management, and performance evaluation.Promote a culture of accountability, safety, and operational discipline.Coordinate training initiatives related to safety, operational procedures, and compliance.<h3>Compliance, Safety &amp; Governance</h3>Ensure full compliance with local transportation regulations, safety standards, and operational policies.Implement and monitor safety procedures and risk mitigation measures.Coordinate investigations of incidents, accidents, and non-compliance cases.Maintain accurate documentation related to vehicles, drivers, permits, and inspections.<h2>Qualifications &amp; Experience</h2>Bachelor’s degree in Logistics, Transportation, Operations Management, or a related field.Minimum 10–15 years of experience in transportation and logistics operations.Proven experience managing large transportation fleets and outsourced transporters.Strong exposure to heavy transportation operations.Experience in commercial operations, costing, and client interaction.Solid knowledge of fleet management systems, ERP platforms, and KPI reporting.Prior experience within KSA or GCC markets is highly preferred.<h2>Skills &amp; Competencies</h2>Strong leadership and decision-making abilities.Excellent analytical and problem-solving skills.Commercial awareness and cost-control mindset.Ability to manage multiple stakeholders and vendors.High level of operational discipline and attention to detail.Strong communication and negotiation skills.<h2>Role Summary (Internal Use)</h2>This role is not a supervisory or dispatch position. It is a senior transportation leadership role responsible for:Fleet &amp; equipmentPeople &amp; systemsCompliance &amp; safetyClients &amp; revenue support

Transportation & Operations Manager

Alzayani Investments

Job OverviewWe are currently seeking a meticulous and proactive Assistant IT Auditor to join our professional team in Manama, Bahrain. This is a full-time position, ideal for an individual looking to develop their career in IT audit within a forward-thinking and expanding company. The successful candidate will play a key role in supporting the IT audit function, helping to assess and enhance the effectiveness of our risk management, control, and governance processes across our diverse technological landscape.&nbsp;&nbsp;Responsibilities<ul><li>Reports to an assigned immediate superior and ultimately to the Group Internal Audit Manager (GIAM).</li><li>Uphold the Company’s Code of Ethics and the Institute of Internal Auditor’s Code of Ethics specifically the principles of Integrity, Objectivity, Confidentiality and Competency.</li><li>Conduct IT audit engagements following the internal audit department’s policies and procedures e.g., engagement planning, fieldwork, reporting and follow-up.</li><li>Participates in the opening and closing meetings with engagement clients.</li><li>Assists in the conduct of assurance engagements where the work of IT specialist is required.</li><li>Assists in the conduct of consulting engagements e.g., investigations, performance improvement studies, due diligence, etc., where the work of IT specialist is required.</li><li>Review IT purchases such as but not limited to: Laptops and desktop computers, Mobile phones, Internet connectivity, Annual Maintenance Services related to IT assets, etc.</li><li>Do other tasks related to the functions of internal audit department, assigned by the GIAM.</li></ul>&nbsp;Qualifications<ul><li>A bachelor's degree in Information Technology, Computer Science, Business Information Systems, or a related field.</li><li>Previous experience in an IT audit, internal audit, or IT risk management role is highly advantageous.</li><li>Familiarity with IT general controls and application control concepts.</li><li>Strong analytical, problem-solving, and critical-thinking skills.</li><li>Excellent written and verbal communication skills with a high degree of attention to detail.</li><li>The ability to work collaboratively as part of a team as well as independently.</li><li>A desire to pursue or progress with professional certifications (e.g., CISA, CISM) is desirable.</li></ul>

Assistant IT Auditor

Bostani

Job Title: Internal Auditor Company: Bostani Location: Ad Dammam, Saudi Arabia Employment Type: Full-time Job Overview Bostani is a premier provider of luxury chocolates, customised confectionery, and exquisite gifts. We pride ourselves on creating memorable experiences for our clients, from individual special occasions to large corporate events. To uphold our standards of excellence and ensure the integrity of our operations, we are seeking a meticulous and highly skilled Internal Auditor to join our team in Ad Dammam. The successful candidate will play a crucial role in evaluating and improving the effectiveness of our risk management, control, and governance processes, ensuring the company's financial and operational health as we continue to grow. Responsibilities • Plan, execute, and lead financial, operational, and compliance audits to assess the adequacy and effectiveness of internal controls. • Identify business risks and develop comprehensive audit plans to address them. • Examine financial records, accounting systems, and business processes to ensure accuracy, efficiency, and compliance with company policies and statutory regulations. • Review and evaluate procedures for key areas such as inventory management, procurement, sales, and cash handling. • Prepare clear, concise, and objective audit reports detailing findings and providing practical recommendations for improvement to senior management. • Monitor the implementation of agreed-upon audit recommendations and follow up on corrective actions. • Assist in the development and maintenance of a robust internal control framework. • Promote a culture of integrity and compliance throughout the organisation. Qualifications • Bachelor’s degree in Accounting, Finance, or a related discipline. • Proven experience working as an Internal Auditor or in a similar role, preferably within the retail, manufacturing, or FMCG sector. • Professional certification such as CIA, CPA, or ACCA is highly regarded. • In-depth knowledge of auditing standards, procedures, and best practices. • Strong analytical and problem-solving skills with exceptional attention to detail. • Excellent written and verbal communication skills in both English and Arabic. • High level of integrity, professionalism, and the ability to handle confidential information with discretion. • Proficient in Microsoft Office Suite and familiar with enterprise resource planning (ERP) systems. What We Offer • A competitive salary and benefits package. • The opportunity to be part of a prestigious and growing luxury brand. • A dynamic and supportive work environment. • Opportunities for professional development and career progression.

Internal auditor

General Manager (Agriculture &amp; Palm) Location: Riyadh, Saudi Arabia Employment Type: Full-tim Job Overview Our Group aspires to be a world-class, professional global company with deep-rooted business fundamentals. We achieve this by hiring and developing the most efficient and dynamic people and implementing advanced information systems. We are currently seeking an experienced and strategic General Manager to lead our Agriculture &amp; Palm division. This is a senior leadership role responsible for the overall strategic direction, operational management, and financial performance of our agricultural and palm cultivation operations. The successful candidate will drive growth, efficiency, and innovation, ensuring the division aligns with Our commitment to excellence and staying at the forefront of market developments. Responsibilities • Develop and execute long-term business strategies for the Agriculture &amp; Palm division to achieve growth targets and enhance market position. • Oversee all day-to-day operations, including crop management, harvesting, processing, logistics, and quality control, ensuring optimal productivity and efficiency. • Manage the division's P&amp;L, including budgeting, forecasting, and financial reporting, to ensure profitability and sustainable financial health. • Lead, mentor, and develop a high-performing team, fostering a culture of collaboration, accountability, and continuous improvement. • Analyse contemporary market trends and competitor activities to identify new business opportunities and mitigate potential risks. • Implement advanced agricultural technologies and sustainable farming practices to improve yield, reduce costs, and promote environmental stewardship. • Build and maintain strong relationships with key stakeholders, including government bodies, suppliers, customers, and industry partners. • Ensure all operations comply with local and international agricultural standards, regulations, and safety protocols. Qualifications • A Bachelor's degree in Agriculture, Agribusiness, Business Administration, or a related discipline. A Master's degree is highly preferred. • Extensive and proven experience in a senior management position within the large-scale agriculture sector, with specific expertise in palm cultivation and plantation management. • A strong track record of managing P&amp;L, driving business growth, and delivering on strategic objectives. • Demonstrable experience in operational management, supply chain logistics, and resource planning. • Exceptional leadership, communication, and interpersonal skills, with the ability to inspire and manage a diverse team. • In-depth knowledge of modern agricultural practices, market dynamics, and the latest industry technologies. • Strong analytical and problem-solving abilities with a strategic mindset. • Previous experience working in the Middle East is highly advantageous. • Fluency in English is essential; proficiency in Arabic would be a significant asset.

General Manager ( Agriculture & Palm)

Alisary Group

<h2>About the Role</h2>A growing real estate development group based in Muscat is seeking a highly driven and commercially minded Real Estate Operations &amp; Development Manager to act as a true success partner, not a traditional employee.This role requires a hands-on leader who manages the business as if it were their own — with full empowerment from the owners and full transparency under independent financial oversight.<h2>Objective</h2>To manage the full real estate development lifecycle, revive distressed or stalled assets, and achieve the highest possible financial efficiency within a transparent, externally audited operating environment.<h2>Key Responsibilities</h2><h3>Asset Management &amp; Business Development</h3>Review and assess the owners’ real estate portfolio, including vacant lands and projects halted since COVID.Develop urgent, practical plans to complete, restructure, or liquidate underperforming assets.Identify well-studied new investment opportunities and present concise feasibility studies to support acquisition decisions.<h3>Cost Engineering &amp; Supply Chain Management</h3>Build and manage a strong supplier and contractor network to achieve cost savings of no less than 20–30% without compromising visible quality.Lead sourcing strategies including local negotiations, bulk purchasing, or direct imports (e.g., from China) when commercially viable.<h3>Project &amp; Vendor Management</h3>Select, contract, and fully manage engineering offices, contractors, consultants, and marketing companies on behalf of the owners.Oversee on-site progress, timelines, and budgets, proactively resolving technical and operational obstacles.Exercise operational decision-making authority within approved budgets and governance frameworks.<h3>Government Relations &amp; Reporting</h3>Manage the government relations file and supervise the Omani PRO to secure licenses, approvals, and regulatory requirements.Submit regular, clear performance and financial reports to the owners.Operate in full cooperation and transparency with the independent external financial auditor, including complete disclosure of contracts, invoices, and transactions.<h2>Candidate Profile</h2>Proven hands-on experience in real estate operations, development, or asset turnaround.Strong commercial mindset with a focus on profitability, cost control, and execution.Solid understanding of supplier negotiations, construction costs, and project economics.High integrity, transparency, and comfort working under strict external financial audit.Leadership personality capable of operating under pressure and managing multiple stakeholders.Priority given to candidates currently based in Oman with deep knowledge of the local market, regulations, and suppliers (Omani or expatriate).<h2>&nbsp;</h2>

Real Estate Operations & Development Manager (Success Partner)

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