payment processor

Vantage Card Services

<div>About Inhabit
Inhabit operates a unique collective of tech-forward companies serving the residential and short-term rental industries. Our team members deliver best-in-class software solutions and services while fostering innovation and collaboration with business leaders and industry experts. Inhabit believes that property managers are central to the success of the residential and short-term rental markets and delivers products built to empower them, their investors, and communities. Come help build the company you want to Inhabit. To learn more, visit inhabit.com.
About LenderPay
LenderPay is the trusted financial technology partner for hundreds of banks and credit unions nationwide handling billions in annual dollar volume. Our secure payment processing platform enables financial institutions to offer modern digital payment experiences while maintaining compliance with industry regulations.
Job Description
This pivotal role sits at the intersection of fintech innovation and enterprise banking infrastructure, directly impacting our clients' ability to serve their customers. As the Payments Engineer, you'll be the ultimate technical authority when standard solutions fall short, leading the implementation and support of critical integrations with financial institution core systems. You'll ensure our platform maintains near 100% uptime standard while navigating the complex regulatory landscape of financial transactions.
Beyond technical troubleshooting, you'll cultivate and strengthen relationships with our most valuable enterprise clients, becoming their trusted technical partner. This position requires a rare combination of deep technical expertise, financial domain knowledge, and exceptional communication skills.
What You&rsquo;ll Do (Functions &amp; Responsibilities)
<ul><li>Lead the troubleshooting and resolution of complex integration issues involving APIs, XML, NACHA files, and data synchronization across disparate systems when standard approaches have failed.</li><li>
Serve as final escalation point for unresolved technical issues passed from Tier I and Tier II support, often under time-critical conditions with significant business impact.</li><li>
Design, implement, and configure robust integrations with financial institution core systems that handle millions of transactions monthly without error.</li><li>
Act as technical liaison for strategic financial institution partnerships, providing consultative expertise on API capabilities, integration architecture, and implementation approaches that maintain compliance while meeting business objectives.</li><li>
Provide white-glove onboarding support for new enterprise partners, ensuring seamless technical integration that establishes a foundation for long-term partnership success.</li><li>
Architect and manage secure peer-to-peer VPN tunnels and network routing rules that satisfy the stringent security requirements of financial institutions while enabling reliable connectivity.</li><li>
Oversee critical inbound and outbound SFTP-based file transfers that facilitate daily ACH processing and settlement functions.</li><li>
Lead cross-functional investigations to identify, troubleshoot, and resolve complex payment reconciliation discrepancies and data mismatches that could impact settlement accuracy.</li><li>
Collaborate with external payment processors including TSYS, Global Payments, and First Data to address integration challenges, settlement issues, and processing anomalies.</li><li>
Architect and implement client-specific fee structures in coordination with payment processor platforms, ensuring accurate revenue attribution and compliance with agreements.</li><li>
Maintain unwavering compliance with SOC 2, PCI-DSS, and NACHA standards for payment processing and data exchange, ensuring our platform exceeds industry security benchmarks.</li><li>
Serve as the primary technical relationship owner for our most strategic enterprise clients and partners, building trust through proactive communication and swift issue resolution.</li><li>
Leverage comprehensive knowledge of banking and credit union terminology, workflows, and procedures to translate between technical concepts and business impacts when communicating with stakeholders.</li><li>
Contribute strategic insights to product roadmap discussions based on client feedback and market trends, helping shape the future of LenderPay's integration capabilities.</li><li>
Configure and troubleshoot merchant account setups for specialized business types, with particular focus on optimizing fee structures for financial institutions (MCC 6012) and real estate management companies (MCC 6513).</li><li>
Advise clients on card brand convenience fee compliance and regulations, ensuring their implementation strategies maintain adherence to Visa, Mastercard, American Express, and Discover network rules.</li></ul>
What We&rsquo;re Looking For (Minimum qualifications)<ul><li>
5+ years of experience in financial services payment processing, with demonstrated expertise in NACHA rules, SOC 2 requirements, PCI-DSS compliance, and related regulatory frameworks.</li><li>
Proven track record troubleshooting complex SaaS API and XML-based system integrations in high-volume, high-reliability environments where downtime is not an option.</li><li>
Extensive experience supporting enterprise clients through API onboarding, technical walkthroughs, and implementation processes that result in successful, long-term integrations.</li><li>
Advanced knowledge of secure network configurations, including VPN tunnel setup, network routing, and SFTP file transfer protocols specifically for financial data exchange.</li><li>
Exceptional account management and client relationship skills, with the ability to establish credibility with technical and business stakeholders at financial institutions.</li><li>
Comprehensive understanding of banking and credit union operations, terminology, and processes, including the nuances of accounts, loans, shares, and settlement procedures.</li><li>
Demonstrated success coordinating with external payment processors to diagnose and resolve complex integration challenges and fee structure implementations.</li><li>
Superior analytical and problem-solving capabilities with a methodical, detail-oriented approach to complex technical investigations.</li><li>
Excellent verbal and written communication skills, with the ability to translate technical concepts for diverse audiences and maintain composure in high-pressure situations.</li><li>
Advanced experience analyzing REST APIs, SAML integrations, and troubleshooting web service integrations in payment processing environments.</li><li>
Deep understanding of card interchange fee structures, particularly for specialized merchant categories such as financial institutions (MCC 6012) and real estate management companies (MCC 6513), with ability to optimize fee structures based on transaction types and volumes.</li><li>
Comprehensive knowledge of U.S. payment networks and funds flow mechanics, including settlement timing, availability schedules, and routing requirements across ACH, wire, RTP, and card networks.</li><li>
Experience with merchant processing configurations, including terminal setup, payment gateway integrations, tokenization services, and fraud prevention measures for specialized business types.</li><li>
Thorough knowledge of card brand (Visa, Mastercard, American Express, Discover) convenience fee rules, surcharge regulations, and compliance requirements, including jurisdictional variations and implementation guidelines for financial institutions.</li><li>
Extensive knowledge of ACH Rules, including Same Day ACH requirements, return code handling, exception processing, and the implementation of risk management frameworks for ACH origination and receipt</li></ul>
Education Requirements<ul><li>
Bachelor's Degree or equivalent relevant experience.</li></ul>
Type<ul><li>
Full-time, Salaried position
</li></ul>Location<ul><li><div>
Hybrid within proximity to a local office (4 days in office 1 day work from home)</div></li><li><div>
We have an in-office work style, with most team members working in the office from Monday to Thursday and remotely on Friday</div></li></ul>
Benefits Include<ul><li>
Competitive Pay</li><li>
Health Insurance: Medical, Dental, Vision and Prescription Plans</li><li>
Health Savings Accounts</li><li>
Flexible Spending Account</li><li>
Dependent Flexible Spending Account</li><li>
Critical Illness</li><li>
Accident</li><li>
401k Plan with discretionary company match</li><li>
Short- and Long-Term Disability</li><li>
Company Paid $25,000.00 life insurance</li><li>
Supplemental Life and AD&amp;D Insurance</li><li>
Employee Assistance Program</li><li>
Paid Holidays</li><li>
Paid Vacation</li><li>
Paid Volunteer Time</li><li>
Inhabit Employee Discount Programs</li></ul>
Our Company is an Equal Opportunity Employer and complies with all federal, state, and local laws, including providing reasonable accommodations to applicants.
#Inhabithires</div>

Payments Engineer

Binance

Overview Binance is a leading global blockchain ecosystem behind the world's largest cryptocurrency exchange by trading volume and registered users. We are trusted by over 280 million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world. Responsibilities <ul><li>Define the global business roadmap for payment products and lead the launch of payment programs</li><li>Deliver end-to-end program management, working with internal and external stakeholders to execute critical work streams in alignment with business objectives</li><li>Negotiate commercial contracts and manage relationships with payment business partners or vendors</li><li>Lead global account management and operational support for key payment and merchant partners to grow volumes and revenues and resolve account issues</li><li>Develop and execute go-to-market strategies and user lifecycle management to enhance user experience and product adoption</li><li>Deliver insights for product/program performance and industry trends, identify areas for improvement and execute solutions for enhancements</li></ul> Requirements <ul><li>Minimum 7 years of payments/fintech experience with strong knowledge of the card/payments industry</li><li>Experience in at least one or a combination of partnerships/BD, account management or project management roles</li><li>Self-starter, problem solver, results-oriented and able to execute fast in a dynamic setting</li><li>Solid team player with strong communication and interpersonal skills</li><li>Critical thinking and analytical skills to generate insights with data</li></ul> Why Binance <ul><li>Shape the future with the world's leading blockchain ecosystem</li><li>Collaborate with world-class talent in a user-centric global organization with a flat structure</li><li>Tackle unique, fast-paced projects with autonomy in an innovative environment</li><li>Thrive in a results-driven workplace with opportunities for career growth and continuous learning</li><li>Competitive salary and company benefits</li><li>Work-from-home arrangement (the arrangement may vary depending on the work nature of the business team)</li></ul>Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.By submitting a job application, you confirm that you have read and agree to our Candidate Privacy Notice.<img src="https://www.jobg8.com/Tracking.aspx?xFcAYD4BOV%2bE40PIVdUX6E%2fg%2fmgCb5iWw" width="0" height="0" />

Business Development - Global Payments (Pay/Card)

Valleysoft

<div>Valleysoft is a premier IT solutions provider specializing in innovative technologies that drive business transformation and success. We are dedicated to helping our clients achieve their goals by leveraging our expertise in Oracle applications and systems.
We are currently seeking an ePayment Gateway/Oracle Application Developer with a focus on integrating and managing electronic payment solutions within Oracle applications. In this role, you will be responsible for the setup, configuration, and maintenance of ePayment gateways, ensuring secure and efficient transaction processes.
If you have solid experience with Oracle payment processing and a passion for delivering optimal transaction solutions, we would love to see your application!
Requirements
Responsibilities:<ul>
<li>Integrate and manage ePayment gateways within Oracle eBS systems, ensuring seamless transaction processing.</li>
<li>Configure payment processing functionalities and troubleshoot any integration issues.</li>
<li>Collaborate with business stakeholders to understand payment requirements and tailor solutions accordingly.</li>
<li>Implement security measures and compliance standards for handling electronic payments.</li>
<li>Monitor and troubleshoot payment transactions and gateway performance, addressing any anomalies.</li>
<li>Document configurations, integration points, and processes for ePayment gateways.</li>
<li>Provide technical support for payment-related queries and assist in training staff on the use of payment systems.</li>
<li>Stay updated on emerging payment technologies and best practices to enhance solution offerings.</li>
</ul>Requirements:<ul>
<li>Bachelor's degree in Computer Science, Information Technology, or a related field.</li>
<li>3-5 years of experience in Oracle applications with a focus on payment processing and ePayment gateways.</li>
<li>Strong understanding of payment processing protocols (e.g., PCI DSS compliance).</li>
<li>Hands-on experience with Oracle eBS, specifically in the finance and payments module.</li>
<li>Proficient in troubleshooting and resolving integration issues involving payment gateways.</li>
<li>Excellent analytical and problem-solving skills.</li>
<li>Strong communication skills for effective collaboration with technical and non-technical teams.</li>
<li>Experience with payment processing systems or gateways is a significant plus.</li>
</ul>Skills:<ul>
<li>Familiarity with different ePayment methods and technologies.</li>
<li>Ability to design and implement secure and efficient payment processing workflows.</li>
<li>Proven ability to deliver high-quality solutions in a deadline-driven environment.</li>
<li>Willingness to learn and adapt to new payment technologies and regulations.</li></ul></div>

ePayment Gateway/Oracle

COSMOS SPORTS WORLD LLP

Job Summary: Responsible for accurate and timely billing, payment handling, and maintaining customer satisfaction during checkout. Ensures adherence to billing protocols and supports smooth store operations.Key Responsibilities:<ul><li>Generate accurate invoices through the POS system and ensure all bills are handed over to customers.</li><li>Update accounting records with payments, balances, and customer information.</li><li>Collect customer details (contact, address, etc.) and update them in the system.</li><li>Obtain approvals for discounts, staff purchases, or credit bills as per company policy.</li><li>Maintain positive customer interactions and assist with billing-related queries.</li><li>Report daily billing summaries or discrepancies to the Store/Accounts Manager.</li><li>Receive payments through various methods (cash, online payments etc.) and check for credibility.</li><li>Send reminders for payments and contact customers when assigned.</li><li>Update accounting records with new payments, balances, customer information etc.</li></ul>Qualifications &amp; Skills:<ul><li>Bachelor&rsquo;s degree in Commerce or related field preferred.</li><li>1&ndash;2 years of experience in billing or cashiering.</li><li>Strong attention to detail and numerical accuracy.</li><li>Good communication and customer service skills.</li><li>Familiarity with POS and accounting systems.</li></ul>Job Type: Full-timePay: &#8377;13,000.00 - &#8377;15,000.00 per monthWork Location: In person

Billing Executive

ProgressSoft

<div>We are looking to hire a Trainer who will be responsible for delivering training to customers on ProgressSoft&rsquo;s Software Solutions. The Trainer will interact with clients&mdash;including end users, business teams, and technical teams&mdash;to conduct training programs on the software solutions. Additionally, the Trainer will work closely with internal teams to understand system specifications, business workflows, and functionalities of ProgressSoft&rsquo;s solutions in order to prepare accurate end-user documentation.
Responsibilities:<ul>
<li>
Communicate with customers and the project managers to determine training needs, and to conduct short-term and long-term training programs (whether in-person, or Virtual).</li>
<li>Conduct orientation sessions prior to the User Acceptance Test (UAT).</li>
</ul><ul><li>Conduct onsite hands-on training to the customer&rsquo;s business users in order to have a smooth roll-out and movement to production of ProgressSoft&rsquo;s projects.</li>
<li>Prepare educational material such as presentations and video tutorials when needed.</li>
<li>Conduct evaluations to measure learning outcomes and to identify areas of improvement.</li>
<li>Work closely with the development and technical teams to obtain an in-depth understanding to ProgressSoft&rsquo;s products requirements and workflows.</li>
<li>Stay updated with the Industry of Electronic Payment Solutions.</li></ul> 
Requirements<ul>
<li>
IT Graduate, with a minimum 2-3 year of experience.</li>
<li>Excellent communication and presentation skills.</li>
<li>Excellent English &amp; Arabic Language skills (spoken and written).</li>
<li>Good team player and committed to timelines.</li>
<li>Comfortable with eLearning Platforms (LMS) and Tools, like; Moodle, Google Classroom.</li>
<li>Familiar with MS Word, Excel, PowerPoint, and other authoring tools; such as: Articulate 360, Captivate, Canva, etc&hellip;</li>
<li>Strong writing skills with proven experience in a related field.</li>
<li>Adequate knowledge in Software Design and Software Requirements.</li></ul></div>

Payment Solutions Trainer

Deutsche Bank

<div>
 
 Position Overview
 
 
 
 
 
 Job Description
 
 
 
 
 Payments Processing is responsible for the accurate and timely processing of all types of payments including processing of physical cash/valuables, as well as the handling of cash related investigations. Work includes:
 
 
 <ul>
 <li>
 Processing time-critical transactions on behalf of the bank's internal and external clients.
 </li>
 <li>
 Ensuring that procedures are properly executed to reduce processing risk and identify potential areas for process improvement whether internally within the bank or for our clients.
 </li>
 <li>
 Managing relationships between front office and external parties.
 </li>
 <li>
 Ensuring that all payment-related information and relevant parties are processed according to established Service Level Agreement (SLAs) and industry guidelines.
 </li>
 <li>
 Handling and Sorting of Cash &amp; Ensure Strict Compliance on Clean Note Policy.
 </li>
 <li>
 Collect / deliver Cash from / to SBP as per requirement.
 </li>
 <li>
 Sorting of soiled cash notes and to deposit it in SBP.
 </li>
 <li>
 Receiving / Reporting of all Utility Bills at the Counter.
 </li>
 <li>
 Upload PTCL bills in web system.
 </li>
 <li>
 Maintain Proper record of all cash vouchers.
 </li>
 <li>
 Prepare AML/CTRs and post in GoAML Anti-Money Laundering Web System.
 </li>
 <li>
 Prepare monthly report of withholding tax deducted against cash withdrawals &amp; deposit WHT to FBR / SBP.
 </li>
 <li>
 Daily initiate DB Checklist.
 </li>
 <li>
 Downloading of Inward Clearing Data from NIFT Key &amp; Scrutinize Cheques and to Verify Clearing Cheques with Clearing sheet on daily Basis.
 </li>
 <li>
 Inputting of stop payment in Core-Banking software and maintain Stop Payment log register as per policy.
 </li>
 <li>
 Handling client cheque books request.
 </li>
 <li>
 Input voucher multipurpose posting in core-banking system.
 </li>
 <li>
 Maintain notice board
 </li>
 <li>
 Prepare Tax certificates and recover the charges from the clients.
 </li>
 <li>
 Maintain Main Stock of Pay orders / DDs / Corporate Cheques.
 </li>
 <li>
 WHT upload on FBR portal to generate the Tax PSID and payment through the 1LINK.
 </li>
 <li>
 Handle the banker&rsquo;s cheque and corporate cheque operations of request received from client through online and in physical manual request.
 </li>
 <li>
 Processing of remittance (inward/outward) through core-banking software.
 </li>
 <li>
 Submission of complete documents to SBP through RAS portal and maintaining the MIS as well
 </li>
 <li>
 Reviewing the documents with respective to the regulatory guideline through foreign exchange manual.
 
 
 
 </li>
 </ul>
 
 Month end Regulatory Reporting
 
 
 
 <ul>
 <li>
 Prize Bonds / Fake currency notes / Soiled and Rejected Banknotes
 </li>
 <li>
 Month end cash balance sheet send to Cash Operations-Karachi
 </li>
 <li>
 Prepare monthly FX return in ITRS system and submitted to head office.
 </li>
 <li>
 Prepare cash internal account reconciliation and submit to filtration team.
 
 
 
 </li>
 </ul>
 
 Back up Activities
 
 
 
 <ul>
 <li>
 Control outward clearing cheques voucher in core-banking software system.
 </li>
 <li>
 Control / Printing of the payments in core-banking System for Banker&rsquo;s Cheque and Corporate cheques.
 </li>
 <li>
 Prepare Sales Tax recon for account used and submit to Finance at month end.
 </li>
 <li>
 Account maintenance (activation/deletion/updating of CNIC).
 </li>
 <li>
 Prepare OBCs &amp; Intercity clearings.
 </li>
 <li>
 Control I-Branch / DB-Cheque / IDMS vouchers.
 </li>
 <li>
 Processing of Local RTGS payments.
 </li>
 <li>
 Monitor clearing excess sheets and obtain approvals from RM or DBKA
 </li>
 <li>
 Daily reporting of SBP cash position to treasury and ensuring enough balance in SBP account.
 
 
 
 </li>
 </ul>
 Our values define the working environment we strive to create &ndash; diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
 
 
 We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.
</div>

Payments Processing Associate

American Express

<div>At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role?
Reporting to the Team Leader, this position is responsible for the day-to-day processing of remittance across various markets. You will be required to ensure the day-to-day processing of remittance is captured timely and processed in line with our compliance requirements, therefore ensuring a positive customer experience as well as ensuring the reconciliations associated to this function is completed in line with our key servicing metrics.
Responsibilities:
<ul><li>All incoming remittances to be accurately processed within SLA
</li><li>Re-educating customer payment behaviors
</li><li>Driving process enhancements, increasing efficiencies
</li><li>Reducing values of untraceable funds received, minimizing values in suspense accounts
</li><li>Identifying opportunities to improve current working practices
</li><li>Adhere to the strict compliance regulations and culture, ensuring controls completed daily
</li><li>Escalate any market impacts in a timely manner
</li><li>Payment queries and investigation to be completed within SLA&rsquo;s
</li></ul>The successful candidate needs to be an organized, energetic individual with well-developed communication skills. Attention to detail and the ability to maintain a high level of accuracy whilst working under pressure is essential, with an ability to work as part of a team ensuring team goals are achieved, a high level of numeracy and analytical skills is required. Including the below:
<ul><li>Ability to identify, gather and analyze complex information
</li><li>The ability to organize and manage to deadlines, adapting your time to changing priorities in order to meet the needs of the department
</li><li>Flexible and adaptable to ever changing environments, embracing change.
</li></ul>Minimum Qualifications
<ul><li>Good Communication Skills.
</li><li>Ability to research and analyze complex information.
</li><li>The ability to organize and manage deadlines, adapting your time to changing priorities to meet the needs of the department
</li><li>Flexible and adaptable to ever changing environments, embracing change
</li><li>Minimum rating G3 AND L3
</li></ul>Preferred Qualifications:
System/Application knowledge &ndash; GSP, CLIC , I-CARE , GDM , GRIFFIN , GRIP , TRIUMPH
Shift Timings:
<ul><li>7AM to 11PM from Monday to Saturday depending on markets serviced.
</li></ul>We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
<ul><li>Competitive base salaries
</li><li>Bonus incentives
</li><li>Support for financial-well-being and retirement
</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
</li><li>Generous paid parental leave policies (depending on your location)
</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
</li><li>Free and confidential counseling support through our Healthy Minds program
</li><li>Career development and training opportunities
</li></ul>American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.</div>

Customer Service Analyst T3-I

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