payments analyst

Xpendless Technology

About the Role We are seeking a Senior Business Analyst specialising in cross-border and alternative payments to support a major bank client in expanding into new countries and payment rails. This role is central to delivering compliant, scalable, and interoperable payment solutions across ACH, Instant Payments, Wallets, Cards, and local clearing systems.You will act as the bridge between product, technology, operations, compliance, and external partners &mdash; ensuring payments are built right the first time.Key ResponsibilitiesPayments &amp; Domain<ul><li>Lead business analysis for cross-border and local payments initiatives across ACH, Instant/RTP, wallet-based, and card-based payment rails.</li><li>Map end-to-end payment journeys across initiation, processing, clearing, settlement, and reconciliation.</li><li>Analyse and maintain payment payload specifications including mandatory vs optional fields, country-specific regulatory requirements, and scheme/rail-specific data constraints.</li><li>Translate regulatory, compliance, and scheme rules into clear business and functional requirements.</li></ul>Regulatory &amp; Compliance<ul><li>Ensure compliance with local central bank requirements, AML/CFT/Sanctions data needs, and data residency rules per country.</li><li>Collaborate with Compliance, Legal, and Financial Crime teams to embed requirements into payment designs.</li><li>Support regulatory submissions, audits, and scheme onboarding with accurate documentation and data mappings.</li></ul>Delivery &amp; Stakeholder Management<ul><li>Own Business Requirement Documents (BRDs), Functional Specs, and Data Mapping documents.</li><li>Act as the payments SME in delivery squads and cross-functional forums.</li><li>Support technology teams through API design and payload validation, scheme certification testing, and UAT through to go-live.</li><li>Coordinate with external stakeholders including schemes, correspondent banks, and PSPs.</li></ul>Documentation &amp; Governance<ul><li>Maintain payment rulebooks, data dictionaries, and scheme playbooks.</li><li>Ensure standardisation while accommodating country- or rail-specific deviations.</li><li>Identify gaps, risks, and dependencies early and escalate proactively.</li></ul>Required ExperienceEssential<ul><li>7&ndash;10+ years as a Business Analyst with a strong focus on payments.</li><li>Proven experience in cross-border payments and multi-rail payment environments.</li><li>Hands-on involvement with payment payloads, ISO formats, APIs, or message specifications.</li><li>Strong working knowledge of ACH, local clearing systems, Instant/RTP schemes, and wallet or alternative payment methods.</li><li>Experience working in or with banks, PSPs, FinTechs, or payment schemes/clearing houses.</li></ul>Strongly Preferred<ul><li>Experience in market expansion and new country onboarding.</li><li>Exposure to ISO 20022, legacy formats, or proprietary scheme specifications.</li><li>Background working closely with Compliance or Financial Crime teams.</li><li>Experience in regulated environments &mdash; Tier-1 bank background is a strong advantage.</li></ul>Key Skills<ul><li>Cross-border &amp; multi-rail payments</li><li>Payment lifecycle (initiation &rarr; settlement)</li><li>ISO 20022 &amp; payment message specifications</li><li>API specs &amp; data mapping</li><li>BRD &amp; functional specification writing</li><li>AML/CFT regulatory alignment</li><li>Stakeholder management across business, tech, and compliance</li><li>Scheme rules &amp; operating procedures</li><li>Exception handling &amp; payment failure analysis</li></ul>Job Type: Contract Contract length: 12 monthsPay: QAR20,000.00 - QAR22,000.00 per monthWork Location: In person

IT Business Analyst – Cross-Border

Spokeo

<div>About Spokeo
Spokeo is a people intelligence platform that helps over 18 million monthly visitors reconnect with friends, reunite with families, and build trust in new relationships. Thousands of companies also trust Spokeo&rsquo;s 60 billion public records to improve customer research, help verify information, and prevent fraud.
Founded in 2006, Spokeo has built a dedicated, remote-first team with an average tenure of 6.9 years. It has earned recognition from Comparably as a Best Company for Compensation, Employee Happiness, Perks and Benefits, Support for Women, Work-Life Balance, and CEO Leadership.
About this Opportunity
Spokeo is seeking a highly analytical and business-minded Business Analyst, Payments &amp; Fraud to help drive performance, insight, and continuous improvement across our payments and fraud function.
This role is a critical addition to a lean and growing team and reports directly to the SVP of Operations. You will support the Payments &amp; Fraud organization by bringing deeper technical analytics expertise to strengthen performance monitoring, scalable reporting, and data-driven optimization initiatives.
What you&rsquo;ll do:
Payments &amp; Fraud Analytics<ul><li>
Support and enhance the development of payments and fraud KPIs, performance reporting, and post-launch analysis of new payment features and experiments</li><li>
Write and optimize SQL queries to uncover trends, anomalies and revenue opportunities</li><li>
Translate complex data into clear, actionable recommendations for business leaders</li><li>
Build and maintain dashboards to monitor fraud trends, payment declines, and overall payment health</li></ul>
Fraud Strategy &amp; Decisioning Support<ul><li>
Provide analytical support to improve fraud detection and decision workflows</li><li>
Evaluate fraud rule performance, monitor alerts, and recommend data-driven improvements</li><li>
Conduct fraud trend analysis and recommend mitigation strategies</li></ul>
Payment Optimization &amp; Revenue Protection<ul><li>
Analyze payment decline drivers and develop decline salvage and optimization opportunities</li><li>
Support initiatives related to account updater, retry strategies and processor performance</li><li>
Identify opportunities to reduce operational costs and losses while improving authorization rates</li></ul>
Team Support &amp; Collaboration<ul><li>
Communicate performance insights, root cause analysis, and mitigation strategies across teams</li><li>
Serve as the analytics and reporting extension of the Payments &amp; Fraud team, delivering timely insights that inform decision-making, performance optimization, and strategic initiatives</li></ul>
The skills you&rsquo;ll have:<ul><li>
Highly analytical, meticulous, and proactive, with strong attention to detail</li><li>
Excellent organizational and communication skills (written and verbal)</li><li>
Ability to work in a fast-moving, lean operational environment</li><li>
Bachelor&rsquo;s degree in Business, Finance, Economics, Data Analytics, or related field</li><li>
2+ years of experience in business analytics, preferably within payments and fraud</li><li>
Strong SQL expertise and experience working with large, complex datasets</li><li>
Proven ability to deliver business insights and performance-driven recommendations</li><li>
Experience building dashboards and reporting in Tableau</li><li>
Familiarity with card-not-present (CNP) subscription-based payments preferred</li><li>
Prior experience with Cybersource Decision Manager or similar fraud decisioning tools preferred</li></ul>
Working at Spokeo
Spokeo offers a bonus program, equity plans, and 401K. Once a year, we do a discretionary, merit-based salary increase. Additional benefits include 100% medical/dental/vision coverage and unlimited employee PTO.
Spokeo extends written offers to candidates who successfully complete their selection process. Spokeo&rsquo;s offers include a base salary, participation in a company bonus program, stock options, and comprehensive benefits. A final offer will depend on several factors, including, but not limited to, marketplace competition, job leveling, the candidate&rsquo;s experience, skills, etc.
All candidates must be authorized to work in the U.S. without the need for current or future sponsorship. Spokeo will not sponsor or take over sponsorship of employment visas at this time.
Privacy Notice for Candidates: https://www.spokeo.com/recruiting-policy
Spokeo is an equal opportunity employer. Applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or protected veteran status. Spokeo fosters a business culture where ideas and decisions from all people help us grow, innovate, create the best products, and be relevant in a rapidly changing world.
Recruiters or staffing agencies: Spokeo is not obligated to compensate any external recruiter or search firm who presents a candidate or their resume or profile to a Spokeo employee without 1) a current, fully executed agreement on file, and 2) being assigned to the open position (as a search) via our applicant tracking solution.
#LI-Remote</div>

Business Analyst, Payments and Fraud

Mastercard

<div>Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we&rsquo;re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Senior Customer Experience and Engagement Analyst
This Customer Experience and Egnagement role will be focused on supporting Brighterion's customers utilizing our Aquiring Fraud solutions. The role will primarily be focused on working with existing and potential external customers to drive adoption, engagement, and satisfaction with the Brighterion services provided through existing partners and direct deployments. The role will be primarily focused on supporting the MEA region. 
 
Role 
<ul><li>Drive additional adoption of Brighterion services through existing and new channels</li><li>Manage new potential customers/relationships</li><li>Upsell additional services and opportunities to existing Brighterion customers</li><li>Participates in customer implementation and status meetings</li><li>Ensure continued satisfaction of existing customers, including proactive monitor of customers</li><li>Coordinate between Brighterion Implementation, Brighterion Product, and MPGS internal teams.</li></ul> 
All About You 
Essential Knowledge, Skills, and Experience: 
<ul><li>Bachelors in Computer Science or related field</li><li>Experience working in payments</li><li>Experience working with fraud and/or fraud solutions</li><li>Good communication skills</li><li>Must be detail oriented and have the ability to document all tasks</li><li>Ability to meet multiple deadlines in a dynamic work environment</li><li>Experience interacting with customers and asking effective, forward thinking questions</li></ul> 
Desired Knowledge, Skills, and Experience: 
<ul><li>General understanding of technical deployments and fraud software</li><li>Ability to support customers in their local dialect</li></ul>
Corporate Security Responsibility 
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>
Abide by Mastercard&rsquo;s security policies and practices;</li><li>
Ensure the confidentiality and integrity of the information being accessed;</li><li>
Report any suspected information security violation or breach, and</li><li>
Complete all periodic mandatory security trainings in accordance with Mastercard&rsquo;s guidelines.</li></ul></div>

Senior Customer Experience and Engagement Analyst

Mindstream

HIRING: Corporate Banking Business Analyst | QatarLocation: Qatar Client: Banking / Financial Services Experience: 5+ YearsRole Summary:We are looking for an experienced Corporate Banking Business Analyst to support key transformation initiatives in a leading banking environment, with exposure to fraud management systems or cyber recovery solutions.Key Responsibilities:<ul><li>Gather, analyze, and document business requirements for corporate banking systems</li><li>Prepare BRDs, FSDs, user stories, process maps, and UAT scenarios</li><li>Work across onboarding, payments, cash management, trade finance, and digital channels</li><li>Support fraud management implementation (alerts, workflows, reporting, audit)</li><li>Support cyber recovery solutions (runbooks, validation, recovery processes)</li><li>Conduct stakeholder workshops with business, IT, compliance, and risk teams</li><li>Support SIT/UAT, defect tracking, go-live, and post-go-live activities</li></ul>Requirements:<ul><li>5+ years of experience as a Business Analyst in banking/financial services</li><li>Strong corporate banking domain experience (mandatory)</li><li>Experience in fraud management or cyber recovery implementation</li><li>Expertise in requirements gathering, documentation, and UAT coordination</li><li>Good understanding of banking controls, compliance, and audit processes</li></ul>Preferred Skills:<ul><li>Tools: Jira, Confluence, MS Visio, Excel, PowerPoint</li><li>Exposure to core banking, payments, fraud monitoring, or cyber resilience platforms</li><li>Strong communication, analytical, and stakeholder management skills</li></ul>Application Question(s):<ul><li>Do you have experience as a Business Analyst in corporate banking?</li><li>How many years of experience do you have in banking or financial services as a Business Analyst?</li><li>Do you have experience in fraud management system implementation or cyber recovery solutions?</li><li>Do you have hands-on experience in BRD/FSD documentation and UAT coordination?</li><li>What is your current and expected salary? Notice period?</li></ul>Work Location: In person

Corporate Banking Business Analyst

Education First Consulting

<div>Education First is seeking an early career professional Accounting &amp; Finance Analyst to join our Finance Team. The Accounting &amp; Finance Analyst will play a key role in managing the firm&rsquo;s day-to-day accounting operations, including accounts receivable, accounts payable, invoicing, payroll support, and maintaining accurate financial records. Reporting to the Finance Manager, the Accounting &amp; Finance Analyst will analyze past and present financial data and estimate the financial goals and obligations of the firm. Our ideal candidate is committed to serving the firm and its consultants as primary customers. The Accounting &amp; Finance Analyst will learn and execute our day-to-day financial management processes and provide direct service to our project teams.
What You&rsquo;ll Do<ul><li>
Core Accounting &amp; Financial Operations</li><li><ul><li>
Own end-to-end accounts receivable and payable processes, including creating and sending invoices, tracking payments, following up on past-due balances, and ensuring timely vendor payments</li><li>
Support corporate card management, employee expense, and payroll-related data, ensuring accuracy and policy compliance transactions in Sage Intacct and ensuring timely payments</li><li>
Maintain accurate and up-to-date financial records in Sage Intacct, including transaction entry, account coding, and data validation</li></ul></li><li>
General Ledger &amp; Close Support</li><li><ul><li>
Perform reconciliations for key accounts and support month-end close by preparing schedules and required documentation</li></ul></li><li>
Project Financial &amp; Systems Management</li><li><ul><li>
Update and maintain project financials in Salesforce and Sage Intacct, including budgets, timecodes, and data integrity</li><li>
Work closely with project managers and consulting teams to support project setup, ongoing financial tracking, and reporting accuracy</li></ul></li><li>
Contracts, Compliance &amp; Administrative Support</li><li><ul><li>
Help manage collaborator and vendor invoice workflows, contract administration, and grant reporting data collection</li><li>
Maintain organized documentation to support internal controls, audits, and compliance requirements</li></ul></li><li>
Financial Reporting &amp; Analysis Support</li><li><ul><li>
Support budgeting, forecasting, and financial planning processes through data preparation and analysis</li><li>
Help track budget-to-actuals, flag variances, and surface trends and risks for internal stakeholders across projects and operations</li></ul></li></ul> 

Requirements 
<ul><li>
You have experience in bookkeeping, accounting, or a similar finance role</li><li>
You are comfortable managing accounts receivable, accounts payable, invoicing, and reconciliations</li><li>
You are experienced with Enterprise Resource Planning systems and have a high degree of comfort with data collection, analysis, and reporting</li><li>
You have experience working in high-paced environments and managing competing priorities</li><li>
You like taking initiative and being a resourceful and solutions-based contributor</li><li>
You are detail-oriented and take ownership of your work</li><li>
You are proactive, organized, and comfortable working both independently and collaboratively</li><li>
You communicate clearly and professionally with both finance and non-finance team members</li></ul>
Compensation
The salary for this position is $73,600. Employees living in cities with higher cost of living may receive a location-based supplement equivalent to 1-5% of the base salary. 
Benefits 
<ul><li>
100% remote, U.S. based team</li><li>
Firmwide in-person engagements once a year</li><li>
Telework subsidy</li><li>
Professional development stipend</li><li>
Foundational Bonding and Parental Leave</li><li>
20 PTO days, 11 holidays and two firmwide shutdown weeks</li><li>
Medical, dental, vision and life insurance</li><li>
401(k) match</li></ul></div>

Accounting and Finance Analyst

The Pittsburgh Paints Company

<div>
 
 The
 
 Accounts Payable (AP) Analyst
 
 will play a critical role in supporting the accounts payable function by ensuring timely and accurate processing of invoices and payments. This position requires strong analytical skills, attention to detail, and a thorough understanding of accounts payable processes. The AP Analyst will work closely with the AP Manager and cross-functional teams to support the company&rsquo;s financial operations and maintain strong vendor relationships.
 
 
 
 
 
 The
 
 AP Analyst
 
 will report to the AP Manager in Cranberry Township, PA. This is a hybrid position.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 <ul>
 <li>
 Process and verify invoices, ensuring accuracy and compliance with company policies and procedures.
 </li>
 <li>
 Assist with vendor account set up and vendor account maintenance.
 </li>
 <li>
 Assist in the reconciliation of vendor statements and resolve discrepancies in a timely manner.
 </li>
 <li>
 Support the implementation and maintenance of efficient accounts payable processes and controls.
 </li>
 <li>
 Perform accruals and related analysis to support the posting of journal entries.
 </li>
 <li>
 Collaborate with procurement teams to facilitate timely payments to vendors.
 </li>
 <li>
 Process the payment runs for all payment methods.
 </li>
 <li>
 Assist in the preparation and analysis of accounts payable reports, providing insights on payment trends and cash flow.
 </li>
 <li>
 Ensure compliance with internal controls and accounting policies, as well as adherence to relevant regulations and standards.
 </li>
 <li>
 Identify opportunities for process improvements and automation within the accounts payable function.
 </li>
 <li>
 Stay updated on industry best practices and emerging trends in accounts payable management.
 </li>
 </ul>
 
 
 
 
 
 Qualifications
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Accounting, Finance, or a related field preferred
 </li>
 <li>
 Proficiency in Microsoft Office Products, including Excel and familiarity with AP software systems.
 </li>
 <li>
 Familiarity with large-scale ERP systems such as SAP
 </li>
 <li>
 Strong analytical, problem-solving, and decision-making skills.
 </li>
 <li>
 Excellent communication and interpersonal skills, with the ability to work collaboratively across departments.
 </li>
 <li>
 Experience in the manufacturing or consumer goods industry is a plus.
 </li>
 </ul>
 
 
 
 
 Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
 
 
 
 
 
 This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
 
</div>

Accounts Payable Analyst

Synechron

<div>
 
 Synechron is a leading digital transformation consulting firm focused on the financial services industry. We are on the lookout for a Product Architect to join our dynamic team in Riyadh, KSA. If you are passionate about creating cutting-edge software and thrive in fast-paced environments, we would love to meet you!
 
 
 
 
 
 
 About the Role
 
 
 
 We are looking for Business Analyst in Payments
 
 
 
 Job Location:
 
 Riyadh, KSA (Onsite)
 
 
 
 Experience:
 
 8+ Years of experience as a Business Analyst in banking, payments, or financial technology domains.
 
 
 
 Notice Period:
 
 Immediate to 30 Days
 
 
 
 
 
 
 Key Responsibilities:
 
 
 <ol>
 <li>
 Elicit, analyze, and document business requirements for banking and payment ecosystems, ensuring clear communication between stakeholders and technical teams.
 </li>
 <li>
 Develop Innovative solution, functional specifications, process flows, and use cases, with expertise in QR code payment acceptance, multicurrency transactions, and Dynamic Currency Conversion (DCC).
 </li>
 <li>
 Provide industry insights, best practices, and support the design and implementation of payment integration and aggregation solutions.
 </li>
 <li>
 Stay informed about emerging trends, standards, and regulations in digital payments and banking technologies.
 </li>
 </ol>
 
 
 
 
 
 Domain Knowledge:
 
 
 <ul>
 <li>
 Extensive understanding of bank ecosystems and payment processing within acquiring businesses.
 </li>
 <li>
 Hands-on experience with QR code payment solutions and acceptance standards.
 
 (Priority skills)
 
 </li>
 <li>
 Experience with Dynamic Currency Conversion (DCC) processes.
 
 (Priority skills)
 
 </li>
 <li>
 Strong knowledge of multicurrency transaction processing and rules.
 </li>
 <li>
 Familiarity with transaction aggregation, reconciliation, and reporting.
 </li>
 </ul>
 
 
 
 
 
 Technical Skills:
 
 
 <ul>
 <li>
 Ability to translate business requirements into technical specifications.
 </li>
 <li>
 Experience working with APIs, payment gateways, and integration platforms.
 </li>
 </ul>
 
 
 
 
 
 Other Skills:
 
 
 <ul>
 <li>
 Excellent analytical, problem-solving, and communication skills.
 </li>
 <li>
 Ability to work effectively with cross-functional teams and stakeholders.
 </li>
 </ul>
 
 
 
 
 
 Communication &amp; Ownership
 
 
 <ul>
 <li>
 Clear communication skills
 </li>
 <li>
 Ability to take ownership and drive discussions with stakeholders
 </li>
 </ul>
 
 
 
 
 
 What We Offer:
 
 
 <ul>
 <li>
 An exciting and diverse team of professionals.
 </li>
 <li>
 A creative and collaborative work environment.
 </li>
 <li>
 Opportunities for personal and professional growth.
 </li>
 <li>
 Competitive compensation and benefits.
 </li>
 </ul>
 
 
 
 
 If interested and ready to relocate Riyadh, KSA if selected, please share your updated Resume and details to vimal.misra@synechron.com
 
 
 
</div>

Business Analyst in Payments

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