payments product manager

Raqami Islamic Digital Bank

<div>
 <p>
  <strong>
   Position:
  </strong>
  Assistant Manager &ndash; Product Owner (Cards)
 </p>
 <p>
  <strong>
   Grade:
  </strong>
  OG-I
 </p>
 <p>
  <strong>
   Department:
  </strong>
  Business
 </p>
 <p>
  <strong>
   Location:
  </strong>
  Karachi
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Job Summary
  </strong>
 </p>
 <p>
  The Assistant Manager &ndash; Product Owner (Cards) will support the development, enhancement, and performance management of Raqami&rsquo;s cards and digital payments portfolio. This role works closely with cross‑functional teams to execute product initiatives, improve customer journeys, and ensure compliance with SBP regulations and Islamic banking principles. The position plays a key role in driving digital adoption, customer experience excellence, and sustainable portfolio growth.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Key Responsibilities
  </strong>
 </p>
 <ul>
  <li>
   Support execution of the product roadmap for Debit, Prepaid, Virtual, and Credit Cards
  </li>
  <li>
   Assist in managing end‑to‑end card customer journeys including issuance, activation, usage controls, disputes, and payments
  </li>
  <li>
   Support enhancement of digital payments services such as mobile top‑ups, bill payments, and fee collections
  </li>
  <li>
   Coordinate with internal stakeholders including Digital Banking, IT, Operations, Risk, Compliance, Shariah, and Marketing teams
  </li>
  <li>
   Liaise with external partners such as card schemes (Visa, MasterCard, PayPak) and technology vendors for operational matters
  </li>
  <li>
   Monitor and report key performance indicators including activation rates, transaction volumes, and customer feedback
  </li>
  <li>
   Ensure ongoing compliance with SBP regulations, internal policies, and Islamic banking guidelines
  </li>
  <li>
   Maintain accurate documentation for audits, governance, and internal reporting
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Requirements
  </strong>
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s degree in Business Administration, Banking &amp; Finance, or a related discipline
  </li>
  <li>
   Master&rsquo;s degree preferred
  </li>
  <li>
   2&ndash;3 years of experience in product management, digital banking, cards, or payments-related roles
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Skills &amp; Competencies
  </strong>
 </p>
 <ul>
  <li>
   Understanding of card lifecycle management and digital payments ecosystem (e.g., bill payments, telco top‑ups, Raast)
  </li>
  <li>
   Familiarity with digital banking platforms and customer journeys
  </li>
  <li>
   Awareness of SBP regulations and Islamic banking concepts (preferred)
  </li>
  <li>
   Strong analytical, reporting, and Excel skills
  </li>
  <li>
   Good communication and stakeholder coordination abilities
  </li>
  <li>
   Detail-oriented with a results-driven mindset
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Why Join Raqami?
  </strong>
 </p>
 <ul>
  <li>
   Be part of a digital-first, Shariah-compliant bank shaping the future of banking in Pakistan
  </li>
  <li>
   Gain hands-on exposure to modern cards and digital payments products
  </li>
  <li>
   Work in a collaborative, growth-oriented environment with strong learning opportunities
  </li>
  <li>
   Contribute directly to innovation, customer experience, and financial inclusion
  </li>
  <li>
   Opportunity to grow within a dynamic and evolving digital banking ecosystem
  </li>
 </ul>
</div>


Assistant Manager – Product Owner (Cards)

JPMorganChase

<div><b>JOB DESCRIPTION</b><p><br>
As an Executive Director, General Manager in Chase's Wires, International, and Blockchain Payments product, you will own the strategy and operational performance for one of Chase's most critical and complex payment rails. You will lead across strategy and planning, operations strategy, issue management, and controls&mdash;partnering with executives and cross-functional leaders to drive outcomes that matter for customers, the business, and the broader financial system. In this role, you will operate with urgency, command executive-level communications, and translate competitive, regulatory, and customer insights into a clear roadmap and measurable results.</p><p>
</p><p><b>Job Responsibilities</b></p><ul><li>
Own the wire strategy, multi-year roadmap, and OKRs/KPIs across customer experience, resiliency, operational performance, risk, delivery, and financial outcomes aligned to business objectives and customer needs</li><li>
Lead strategy and planning, supporting trade-off decisions with financial rigor, and partner with product development team to own the end-to-end wire product book of work across intake, prioritization, sequencing, and outcomes tracking</li><li>
Define and drive the operations strategy for wires, aligning product direction with operational capabilities and servicing models, and establishing governance rhythms with key partners across product, operations, risk, legal, compliance, and others to drive decisions, delivery, and servicing performance</li><li>
Lead Controls governance for the wire product, embedding risk and compliance rigor into product and operational changes&mdash;including change governance, monitoring, and escalation paths&mdash;while driving control uplift to reduce repeat incidents, complaints, and operational exceptions</li><li>
Handle executive wire escalations and provide leadership for P1/P2 incident support, including rapid cross-stakeholder coordination, high-quality customer and executive communications, and structured post-incident action tracking to prevent recurrence</li><li>
Maintain strong visibility and formal tracking of competitor performance and developments across FinTech and international payments competitors and translate insights into strategy, positioning, and roadmap</li><li>
Own Voice of Customer reporting and action plans, using complaint trends, servicing signals, and root cause analysis to prioritize operational and process improvements, and ensure measurable remediation outcomes are tracked and delivered</li></ul><p>
</p><p><b>Required qualifications, capabilities, and Skills</b></p><ul><li>
10+ years of product management or general management experience for a complex product or platform, with significant experience in payments, retail banking, or financial services</li><li>
Domain expertise in wire transfers or retail payments across, processing, servicing, investigations, corrections, and operational workflows</li><li>
Strong analytical capabilities with demonstrated ability to tie decisions to financial outcomes, P&amp;L performance, and customer metrics</li><li>
Proven ability to lead across strategy, execution, operations, issue management, and controls in a highly regulated environment, with demonstrated experience managing risk and compliance requirements across all workstreams</li><li>
Demonstrated empathetic and result-driven leadership and of high-performing team across a broader books of work across topics, including developing and mentoring junior team members</li><li>
Strong executive presence and communication skills, with proven experience producing and delivering senior-leadership materials including strategy narratives, product cabinet reviews, roadmap updates, performance dashboards, and investment proposals</li><li>
Experience supporting executive escalations, with demonstrated ability to operate with urgency, lead structured remediation programs, and drive preventative action tracking</li><li>
Exceptional verbal and written communication skills, with proven ability to build trusted cross-functional partnerships across business, technology, risk, compliance, legal, and operations at the most senior levels</li></ul><p>
</p><p>Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting. This role does not provide relocation assistance, so all candidates must be local to the work locations listed in the job posting or willing to relocate on their own immediately upon hire.</p>
<b>ABOUT US</b><p><br>
Chase is a leading financial services firm, helping nearly half of America&rsquo;s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
</p><p></p><p>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
</p><p></p><p>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants&rsquo; and employees&rsquo; religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.</p><p></p><p>
Equal Opportunity Employer/Disability/Veterans</p><br>
<br>
<br>
<b>ABOUT THE TEAM</b><br>
<div>
Our Consumer &amp; Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We&rsquo;re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions &ndash; all while ranking first in customer satisfaction.</div><div><br>
<br>
</div><div>We offer a broad array of credit cards to meet the needs of individuals and small businesses, including Chase-branded and co-branded cards in partnership with well-known companies and organizations. Merchant Services is a leading provider of payment, fraud and data security for companies, capable of authorizing transactions across global currencies.</div></div>

Wires General Manager, Executive Director

<div><b>JOB DESCRIPTION</b><p><br>
The Payments organization is a motivated, forward-thinking team comprised of high talent product managers with a singular focus of delivering innovative payment services via the most important platforms of today and tomorrow. We seek to transform customer experiences, simplify the ways we do business, and tirelessly drive toward product excellence. We value controls, simplicity, and consistency in the capabilities and features we deliver.<br>
As a Product Manager on the Payments team, in Connected Commerce you will focus on delivering seamless customer experiences that enable and encourage customers to drive usage and awareness of Paze. You will manage critical priorities in the backlog, including platform and customer-facing solutions, and be the voice of product and the customer with engineering and other key partners. You must have strong experience in product management and Agile product delivery, with a passion for driving &ldquo;start-up&rdquo; efforts in large companies, and a desire to be on the forefront of technology and digital payments.</p><p>
</p><p><b>Job responsibilities</b></p><ul><li>
Define new features, leading product discovery, gathering requirements and defining user stories and acceptance criteria for both back-end and front-end services</li><li>
Manage product and team backlog, ensure strong agile metrics, and support ongoing production support, issue &amp; defect resolution and prioritization</li><li>
Conduct pre-release reviews which could include regression testing and quality assurance to certify the release as production ready</li><li>
Define and monitor metrics and benchmarks, identifying, scoping and finding implementation paths for needed enhancements, and creating remediation plans when needed</li><li>
Collaborate with a team of cross-functional partners (i.e. Risk, Control, Compliance, Legal) to ensure a strong risk and controls environment.</li><li>
Deliver communications to executives and leadership team on the strategy and progress.</li><li>
Publish regular executive reports summarizing the overall health of the product, industry and competitive trends and the voice of the customer.</li></ul><p>
</p><p><b>Required qualifications, capabilities, and skills</b></p><ul><li>
7+ years of experience in financial services, digital, product management and/or Agile software development.</li><li>
Experience in online payments including card, digital wallets, and e-commerce payments.</li><li>
Passion for understanding customer needs and demonstrated ability to build digital products.</li><li>
Ability to think strategically and to connect the dots to the bigger picture, while still comfortable diving into the details required to ensure successful execution.</li><li>
Proven success in collaborating, influencing and driving decisions with multiple stakeholders, including team members across product, technology and design.</li><li>
Proven track record of managing risk and controls.</li><li>
Bachelor's degree in Computer Science, Business Management or comparable field of study.</li></ul><p>
</p><p><b>Preferred qualifications, capabilities, and skills</b></p><ul><li>
Strong knowledge of Application Programming Interfaces (APIs), open Banking and engineering practices.</li><li>
Master's degree in Computer Science, Business Management or comparable field of study.</li></ul><p>
</p><p>Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.
</p><b>ABOUT US</b><p><br>
Chase is a leading financial services firm, helping nearly half of America&rsquo;s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
</p><p></p><p>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
</p><p></p><p>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants&rsquo; and employees&rsquo; religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.</p><p></p><p>
Equal Opportunity Employer/Disability/Veterans</p><br>
<br>
<br>
<b>ABOUT THE TEAM</b><br>
<div>
Our Consumer &amp; Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We&rsquo;re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions &ndash; all while ranking first in customer satisfaction.</div><div><br>
<br>
</div><div>We offer a broad array of credit cards to meet the needs of individuals and small businesses, including Chase-branded and co-branded cards in partnership with well-known companies and organizations. Merchant Services is a leading provider of payment, fraud and data security for companies, capable of authorizing transactions across global currencies.</div></div>

Paze - Product Manager - Vice President

<div><b>JOB DESCRIPTION</b><br>
<div>
You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.</div><div><br>
As a Product Manager in Concourse, you will help build frictionless payment experiences for our clients and serve as the voice of the customer. You will own a critical product area end-to-end&mdash;shaping strategy, defining what &ldquo;great&rdquo; looks like, and delivering capabilities that create measurable value for clients. This role is suited for an experienced product manager ready to lead, with the opportunity to launch new solutions from the ground up, scale and modernize existing capabilities, and drive rigorous measurement of product outcomes and client experience. You will join JPMorgan Payments, a global business that processes more than $10 trillion in payments every day, and partner closely with Engineering, UX, Controls, and Operations to deliver products that are scalable, resilient, stable, and high quality.</div><p>
</p><p><b>Job Responsibilities</b></p><ul><li>
Serve as the product lead for a cross-functional squad/pod by setting priorities, aligning stakeholders, and driving delivery against quarterly objectives.</li><li>
Own the strategy and multi-quarter roadmap, translating client problems into clear outcomes, epics, stories and release plans.</li><li>
Partner with Engineering, UX, Controls, and Operations to deliver complex, multi-release initiatives on time and within scope.</li><li>
Lead discovery and market research to identify client needs, validate solutions, and incorporate insights into the roadmap.</li><li>
Proactively surface risks and issues, propose mitigation options, drive decisions, and unblock execution.</li><li>
Act as a functional subject matter expert for the product: lead demos, support commercialization, and contribute to go-to-market planning and execution.</li></ul><p>
</p><p><b>Required Qualifications, Capabilities, and Skills</b></p><ul><li>
8+ years of product management experience or equivalent expertise in a relevant domain.</li><li>
Strong technical fluency, including APIs, modern engineering practices, and the Agile product development lifecycle.</li><li>
Demonstrated experience delivering digital products with a client-first mindset and a focus on product quality.</li><li>
Proven ability to lead the product lifecycle from discovery and ideation through strategic development, requirements definition, launch, and ongoing value management.</li><li>
Data-driven approach with comfort defining, interpreting, and using product metrics to guide decisions and trade-offs.</li><li>
Excellent written and verbal communication skills, including the ability to translate customer needs into clear requirements and explain technical capabilities as client-facing value.</li></ul><p>
</p><p><b>Preferred Qualifications</b></p><ul><li>
Demonstrated success building and scaling payments products, with a strong track record of execution and delivery.</li><li>
Strong awareness of fintech and payments industry trends, with the ability to evaluate relevance and translate insights into product strategy.</li><li>
Proven ability to engage directly with clients, quickly understand needs, and drive resolution of complex issues.</li></ul>
<b>ABOUT US</b><br>
<div>
<div>JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world&rsquo;s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
</div><p></p><div><p>We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
</p><div><p>We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants&rsquo; and employees&rsquo; religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.</p>
<p>JPMorgan Chase &amp; Co. is an Equal Opportunity Employer, including Disability/Veterans</p><br>
</div></div></div><br>
<br>
<b>ABOUT THE TEAM</b><br>
<div>
A part of the Commercial &amp; Investment Bank, J.P. Morgan Payments enables organizations of all sizes to execute transactions efficiently and securely, transforming the movement of information, money, and assets. The team of experts tackles complex challenges at every stage of the payment lifecycle. And their industry-leading solutions facilitate seamless transactions across borders, industries, and platforms.</div><div><br>
<br>
</div><div>Operating in over 160 countries and handling more than 120 currencies, J.P. Morgan Payments business is the largest processor of USD payments, with a daily transaction volume of $10 trillion.</div></div>

Concourse Product Manager - Payments - Vice President

Vistas Global

<p><b>Job Summary</b></p><p>The <b>Assistant Manager &ndash; Card Product</b> is responsible for managing and growing the bank&rsquo;s <b>credit card, debit card, and prepaid card portfolio</b>. The role focuses on <b>product performance, portfolio profitability, customer engagement, and operational efficiency</b>, while coordinating with internal teams and payment networks to ensure smooth product delivery and regulatory compliance.</p><p><b>Key Responsibilities</b></p><p><b>Card Portfolio Management</b></p><ul><li>Manage and monitor the overall <b>card portfolio performance</b> including activation rates, spend volume, and customer retention.</li><li>Analyze <b>portfolio profitability, transaction trends, and customer usage behavior</b>.</li><li>Develop strategies to increase <b>card acquisition, activation, and card usage</b>.</li><li>Identify opportunities to improve <b>portfolio growth and revenue generation</b>.</li></ul><p><b>Product Development &amp; Enhancement</b></p><ul><li>Assist in the <b>development and enhancement of card products</b>, including credit, debit, and prepaid cards.</li><li>Work closely with payment networks such as Visa and Mastercard to implement new features and product updates.</li><li>Support product lifecycle management including <b>product launch, upgrades, and discontinuation</b>.</li><li>Coordinate with IT and operations teams for <b>system implementation and enhancements</b>.</li></ul><p><b>Business Strategy &amp; Market Analysis</b></p><ul><li>Conduct <b>market research and competitor analysis</b> to identify new opportunities in the cards market.</li><li>Support the development of <b>pricing strategies, card benefits, and reward programs</b>.</li><li>Evaluate customer feedback and propose <b>product improvements</b>.</li></ul><p><b>Campaign &amp; Customer Engagement</b></p><ul><li>Collaborate with marketing teams to design <b>spend campaigns, cashback offers, and loyalty programs</b>.</li><li>Monitor campaign performance and optimize <b>customer engagement strategies</b>.</li><li>Develop initiatives to improve <b>card activation and transaction frequency</b>.</li></ul><p><b>Risk, Compliance &amp; Fraud Management</b></p><ul><li>Ensure card products comply with <b>regulatory requirements and internal policies</b>.</li><li>Work with risk and fraud teams to monitor <b>transaction fraud trends and portfolio risk exposure</b>.</li><li>Ensure compliance with payment network rules and security standards.</li></ul><p><b>Reporting &amp; Performance Monitoring</b></p><ul><li>Prepare <b>weekly and monthly portfolio performance reports</b> for management.</li><li>Track key KPIs such as:</li><li>Card activation rate</li><li>Transaction volume</li><li>Average spend per card</li><li>Portfolio profitability</li><li>Provide insights and recommendations for business improvement.</li></ul><p><b>Qualifications</b></p><ul><li>Bachelor&rsquo;s degree in <b>Business Administration, Finance, Banking, Marketing, or related field</b>.</li><li>3&ndash;5 years of experience in <b>card product management, payments, or banking portfolio management</b>.</li><li>Experience in bank managing <b>credit card or debit card portfolios</b>.</li></ul><p><b>Key Skills</b></p><ul><li>Strong <b>analytical and financial analysis skills</b></li><li>Knowledge of <b>card payment systems and card lifecycle management</b></li><li>Experience with <b>portfolio analytics and performance reporting</b></li><li>Strong <b>communication and stakeholder management skills</b></li><li>Proficiency in <b>MS Excel, PowerPoint, and data analysis tools</b></li><li>Ability to work in a <b>fast-paced banking or fintech environment</b></li></ul><p><b>Preferred Experience</b></p><ul><li>Experience working with <b>card processing platforms such as TSYS</b>.</li><li>Knowledge of <b>digital payments and card loyalty programs</b>.</li><li>Experience managing <b>card acquisition and spend campaigns</b>.</li></ul><p>Job Type: Full-time</p><p>Pay: Up to QAR20,000.00 per month</p><p>Work Location: In person</p>

Assistant Manager – Card Product Development (Card Portfolio Management)

Visa

<div><p><b>About Us</b><br>
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.</p><p></p><p>
At Visa, you'll have the opportunity to create impact at scale &mdash; tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.</p><p></p><p>
Join Visa and do work that matters &ndash; to you, to your community, and to the world. Progress starts with you.</p><p></p><p><b>
Job Description</b></p><p></p><p>
Reporting to the Head of Global Card Products, the role-holder will be responsible for initiatives across three broad areas of responsibility:</p><p></p><p>
Credit Expansion: working closely with Corporate Strategy, Regional Product partners and other key stakeholders across the business to build out Visa&rsquo;s &lsquo;Credit Expansion&rsquo; strategic imperative designed to expand Visa&rsquo;s share of carded credit volumes globally and to build new solutions that address non-carded credit opportunities, to meet our targeted credit volumes per annum by 2030.</p><p>
Strengthen Debit: again, partnering with Corporate Strategy and key Regional Product and functional stakeholders, develop and finalize Visa&rsquo;s approach to protecting and expanding our debit &amp; prepaid business within mature markets, and growing in other parts of the world, managing for competitive and regulatory threats to deliver net revenue targets by FY30</p><p>
New Solution development &amp; deployment: in line with these strategic initiatives and working closely with regional SMEs, technology teams and other key stakeholders, deliver new solutions and features to enhance Visa&rsquo;s market competitiveness and overall core product utility.</p><p></p><p>
The role-holder will lead a small global team of SMEs and will work closely with colleagues from across Visa&rsquo;s global regions as well as with Global stakeholders to develop end-to-end consumer experiences that drive client preference for Visa as a strategic partner and make us an enabler of superior value propositions for digitally-enabled consumers.</p><p></p><p>
The role-holder will be responsible for the identification, development, commercialization and launch of new ways to grow the consumer credit business as well as strengthening our debit franchise globally, as part of Visa&rsquo;s 2030 corporate strategy.</p><p></p><p>
You will need to be driven, highly collaborative and will be the key interface between the regional/in-market teams and Visa&rsquo;s global teams to ensure our platforms drive product differentiation, consumer activation and engagement to expand issuance and drive usage.</p><p></p><p>
As well as working with regional, client-facing teams, you will work closely with colleagues from different Product groups, along with Corporate Strategy, Marketing, Client Services, Finance, Pricing, Risk Legal and Compliance.</p><p>
This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.</p>
Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.<p></p><p><b>
Qualifications</b></p><p></p>
Basic Qualifications &bull; 12 or more years of work experience with a Bachelor&rsquo;s Degree or at least 10 years of work experience with an Advanced degree (e.g. Masters/MBA /JD/MD), or a minimum of 5 years of work experience with a PhD Preferred Qualifications &bull; 15 or more years of experience with a Bachelor&rsquo;s Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, or MD), PhD with 9+ years of experience &bull; 13 - 15+ years of experience and at least 8 &ndash; 10 years of experience in the payments industry, preferably in product development, product management &amp; strategy &bull; Experience in financial services, fintechs, retail and ecommerce will be an advantage &bull; Proven experience in P&amp;L ownership &amp; sharp understanding of macroeconomics, consumer behavior, product operations, business processes &bull; Established credentials in delivering product &amp; business solutions and keen interest in payment technology &amp; innovation &bull; Understanding of network product, rules, technology &amp; financial business models will be advantageous &bull; Strategic thought leadership coupled with execution bias to drive initiatives and meet key result areas &bull; Sound business acumen, analytical skills and keen understanding of new technology payments&rsquo; business models &amp; profitability drivers &bull; Understanding of Visa business and organization strongly preferred &bull; Excellent direct &amp; indirect team building &amp; leadership skills; managing local &amp; remote team members as well as &ldquo;dotted line&rdquo; / extended team members in global regions &bull; Master&rsquo;s degree in business, engineering or a related field<p></p><p><b>
U.S. Applicants Only</b></p>
The estimated salary range for this position is $229,000.00 to $ 400,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.<p></p><p><b>
Work Hours</b></p><p>
Varies upon the needs of the department.</p><p></p><p><b>
Travel Requirements</b></p><p>
This position requires travel 5-10% of the time.</p><p></p><p><b>
Mental/Physical Requirements</b></p><p>
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.</p><p></p><p><b>
Visa is an EEO Employer</b></p>
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.</div>

Sr. Director, Consumer Card Products

<div><b>JOB DESCRIPTION</b><div><p><br>
Are you passionate about bringing innovative payment products to market through hands-on execution? Join our team and make a direct impact by ensuring products are launched on time, meet customer needs, and operate reliably at scale.</p></div><div><p>
As a Vice President, Product Manager within the Payments team, you will play a pivotal role in delivering high-quality payment solutions by guiding cross-functional teams through the full product lifecycle. You will conceptualize the next generation of payment platforms, drive innovative thinking, and build seamless customer journeys that are the foundation of Chase digital payment experiences. We are looking for product owners who lead with product thinking and aren&rsquo;t afraid to dive into technical detail, who can take responsibility for driving development, monitoring performance and scaling to millions of customers while fostering a culture of innovation, learning and collaboration.</p></div><div><p><b>
Job Responsibilities:</b></p></div><div><ul><li>
Collaborate with Product, Technology, Design and Analytics partners to develop and deliver product and platform strategies from 0-1</li></ul></div><div><ul><li>
Own and manage the product delivery lifecycle from ideation to production.</li></ul></div><div><ul><li>
Define product goals, with clear requirements and KPIs that can be converted into user stories and process flows for the development team and other stakeholders</li></ul></div><div><ul><li>
Work closely with developers and testers to ensure the team correctly translates requirements into working technical designs, test plans and scripts to serve customer needs</li></ul></div><div><ul><li>
Conduct pre-release reviews which could include regression testing and quality assurance to certify the release as production ready</li></ul></div><div><ul><li>
Manage product backlog creation and grooming, support agile product delivery, launch and go to market for product, production support, issue &amp; defect resolution and prioritization</li></ul></div><div><ul><li>
Monitor performance against goals, identify and scope implementation paths for needed enhancements, and create remediation plans when needed</li></ul></div><div><ul><li>
Collaborate with a team of cross-functional partners to ensure a strong risk and controls environment (e.g., Risk, Controls, Legal, Compliance)</li></ul></div><p></p><div><p><b><br>
Required qualifications, capabilities, and skills:</b></p></div><div><ul><li>
7+ years of experience in financial services and/or product management</li></ul></div><div><ul><li>
Experience enabling change within large, highly matrixed organizations and managing stakeholders across multiple functions, especially engineering, architecture, design and other product peers</li></ul></div><div><ul><li>
Passion for understanding customer needs and demonstrated ability to build scalable platforms</li></ul></div><div><ul><li>
Ability to think strategically while maintaining relentless attention to the details required to ensure successful execution</li></ul></div><div><ul><li>
Outstanding verbal and written communication</li></ul></div><div><ul><li>
Strong knowledge of APIs, engineering practices, and the product development lifecycle using Agile methodologies</li></ul></div><div><ul><li>
Proven track record of managing risk and controls</li></ul></div><div><ul><li>
Bachelors or Masters in Computer Science, Engineering, Business Administration or comparable field of study</li></ul></div><p></p><div><p><b><br>
Preferred qualifications, capabilities, and skills:</b></p></div><div><ul><li>
Strong preference for experience in online payments including but not limited to digital wallets, payment processing, money movement, and adjacent products.</li></ul></div></div><div></div>

Vice President, Product Manager - Payments

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