payments product manager

Truist

<div>
 
 The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.
 
 
 
 Need Help?
 
 
 
 If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to
 
 
 Accessibility
 
 
 (accommodation requests only; other inquiries won't receive a response).
 
 
 
 
 Regular or Temporary:
 
 
 
 Regular
 
 
 
 Language Fluency:
 
 English (Required)
 
 
 
 Work Shift:
 
 
 
 1st shift (United States of America)
 
 
 
 Please review the following job description:
 
 
 
 Responsible for managing the strategic and tactical aspects of assigned product portfolio to meet the needs of our targeted commercial markets and the strategic goals of Treasury Solutions/Payments. A product manager is responsible for managing product lifecycle processes including ideation, strategy, development, management, marketing, communication, commercialization, profitability, sales support strategies and ongoing monitoring and risk management.
 
 
 Skills/Experience:
 
 
 <ul>
 <li>
 Treasury Management/Payments/Receivables Experience
 </li>
 <li>
 Payments industry knowledge (check processing, receivables solutions)
 </li>
 <li>
 High impact, transformation oriented
 </li>
 <li>
 Gets excited about risk and transformation, modernization and migration strategies
 </li>
 <li>
 Strong product management and strategic planning/roadmap development skills
 </li>
 <li>
 Financial and analytical capabilities including product profitability analysis
 </li>
 <li>
 Vendor Management experience
 </li>
 <li>
 Strong knowledge of payments technologies and digital receivables platforms
 </li>
 <li>
 Ability to manage cross-functional initiatives across operations and technology teams
 </li>
 <li>
 Executive level communication and presentation skills
 
 
 
 </li>
 </ul>
 
 Essential Duties And Responsibilities
 
 
 
 Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
 
 
 <ul>
 <li>
 Plan, promote, manage and coordinate activities for assigned product portfolio and ensure synergy with related product line managers to meet objectives.
 </li>
 <li>
 Document and socialize concepts for new products and/or line extensions to meet existing or anticipated market needs; present to management as appropriate.
 </li>
 <li>
 Support development of new products and/or lines extensions as required pursuant to pre-established product development processes.
 </li>
 <li>
 Manage product line direction through leading and participating in ongoing assessment of current products, pricing, and position; systematically develop and evaluate opportunities for new products and/or line extensions; and identify new target markets and related strategies.
 </li>
 <li>
 Lead the development, execution and maintenance of a product profit and loss and product family business plan that provides current market information, including sales and gross profit margin history, year to date actuals and projections, key market position, sales channels and competitive strategies, pricing, market share, and product lifecycle and evolution plans.
 </li>
 <li>
 Lead the development and presentation of monthly, quarterly and annual product line update reports, as directed.
 </li>
 <li>
 Initiate and encourage continuous process improvement by developing ways to assess and maximize opportunities for change.
 </li>
 <li>
 Establish, socialize and manage development of clear pricing strategies, discount structures, and guidelines for all sales channels and target markets; analyze market data, competitive data, segment data, revenue/cost/profitability data and product/product line strategy.
 </li>
 <li>
 Lead the development of volume forecasts based on historical trends, market environment, business plan and pricing strategy impacts.
 </li>
 <li>
 Initiate and participate in the prioritization of development and promotional projects for the product line and partnership with sales partners.
 </li>
 <li>
 Support sales through joint sales calls to key clients; trade show support and conference calls.
 </li>
 <li>
 Initiate and maintain awareness of the competition and other market forces affecting the product line, through effective networking and research.
 </li>
 <li>
 Act as a mentor and/or team lead to junior product managers, product associates and analysts.
 </li>
 <li>
 Adhere to and follows all applicable policies and procedures; proactively escalate issues and risks to senior leadership's attention.
 
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 
 
 Required Qualifications:
 
 
 
 
 <ul>
 <li>
 Bachelor's degree in related field or an equivalent combination of education and related work experience.
 </li>
 <li>
 10+ years of relevant financial services or consulting firm experience, working on teams with responsibility for strategic planning, product management, sales force effectiveness and industry analysis.
 </li>
 <li>
 Strong product management, design and development skills.
 </li>
 <li>
 In-depth and broad knowledge of Treasury Solutions applications and products.
 </li>
 <li>
 Strong leadership, management and marketing skills.
 </li>
 <li>
 Strong analytical and problem-solving skills.
 </li>
 <li>
 Excellent verbal and written communication, presentation, organization and time management skills.
 </li>
 <li>
 Superior influencing, negotiation and conflict management skills.
 </li>
 <li>
 Advanced knowledge of payments systems and practices.
 </li>
 <li>
 Superior financial and competitive analysis skills.
 </li>
 <li>
 Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.
 
 
 
 </li>
 </ul>
 
 
 
 Preferred Qualifications:
 
 
 
 
 <ul>
 <li>
 Master&rsquo;s degree in Business Administration
 </li>
 <li>
 Certified Treasury Professional (CTP) designation and/or Accredited Automated Clearing House (ACH) Professional (AAP) certifications
 </li>
 <li>
 Creative problem solver; demonstrated marketing and research skills
 </li>
 <li>
 Ability to create strong strategic plans and business cases for new opportunities
 </li>
 <li>
 Ability to synthesize complex information to communicate effectively with teammates at all levels
 
 
 
 </li>
 </ul>
 
 Other Job Requirements / Working Conditions
 
 
 
 Sitting/Standing/Walking/Bending/Lifting
 
 
 X Sitting (if checked, indicate frequency)
 
 
 Constantly (more than 50% of time)
 
 
 ☐ Standing (if checked, indicate frequency)
 
 
 not applicable
 
 
 ☐ Walking (if checked, indicate frequency)
 
 
 not applicable
 
 
 ☐ Bending (if checked, indicate frequency)
 
 
 not applicable
 
 
 ☐ Lifting (if checked, indicate pounds)
 
 
 not applicable
 
 
 x Visual / Audio / Speaking
 
 
 Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.
 
 
 x Manual Dexterity / Keyboarding
 
 
 Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.
 
 
 x Availability
 
 
 Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.
 
 
 &thorn; Travel
 
 (Must select one)
 
 
 
 Up to 25
 
 
 
 General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:
 
 All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist&rsquo;s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist&rsquo;s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
 
 
 
 
 Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
 
 
 
 
 EEO is the Law E-Verify IER Right to Work
</div>

Receivables Product Manager II

Al-Futtaim

<div>Job Requisition ID: 176721

Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United A&rdquo;rab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group&rsquo;s entrepreneurship and relentless customer focus enables the organisation to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate.

By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day. 


Overview of the role: 


The Cards &amp; Payments Unit has following group-wide objectives across all geographies:
<ul>
<li>Top Line Growth: Drive growth in digital (non-cash) spend across all Divisions and Brands</li>
<li>Cost Reduction: Reduce the cost of payment acceptance (Digital Payments) across the Group including supporting the Divisions and Brands reduce their cost of sale (non-payments related costs e.g. marketing etc)</li>
<li>Customer Centricity: Enhance customer engagement for the Divisions and Brands by leveraging digital payment solutions and technologies</li>
<li>Customer Knowledge: Enhance the collection of customer data (specifically associated with payment data)</li>
<li>Group-wide Digital Transformation: Support the digital transformation (on how we engage with our customers and suppliers) for the Group and improve ROI across existing and new customer-facing digital initiatives</li>
<li>Financially sustainable programs: Identifying, launching and managing financially sustainable digital payment programs for the group</li></ul> 


The Cards &amp; Payments Unit is responsible for the overall Product Lifecycle Management for all digital payment products and programs across the group (Note: The extent of the control over the product lifecycle of our products or the payment programs will vary based on agreement with the different business units). In certain cases, the team will be wholly responsible for the overall P&amp;L of the product and/or programme.

The Senior Product Manager would be responsible for managing the product lifecycle for specific products (issuing and / or acceptance) and support in management of existing/ new payment programs across the group. This role may require multi-product or multi-geography responsibilities. 


What you will do: 


Product Management and Program Management
<ul>
<li> Lifecycle Management: Responsible for the product life-cycle management and/or operational management of payment programs</li>
<li>Planning and Budgeting: Support in the development of the strategy, operational plans and budgets for specific payment products / payment programmes</li>
<li>Operational Performance: Responsible for the operational performance across agreed KPIs for the specific product / programme.</li>
<li>Supplier and Partner Management: Responsible for the day-to-day management of the product / programme including management of any partners or suppliers</li>
<li>Innovation: Responsible for operationalising the introduction of new technologies and innovation across existing and new payment products / programmes</li></ul> 


Financial Management
<ul>
<li>P&amp;L: Responsible for financial KPIs which directly contribute towards the P&amp;L of the product and/or program</li>
<li>Business Case: Responsible for the development of any business case/ financial case for any investments/ expenditure for existing products/ programs</li>
<li>Cost Efficiency: Responsible to ensure all expenditures/ costs are incurred in the most effective manner.</li></ul> 


Project and Change Management
<ul>
<li>Project Management: Responsible for managing any launch of new payment products / programmes as per the agreed strategy, and accountable for the quality of service where required</li>
<li>Change Management: Responsible for managing the change lifecycle of any project/ initiative under the roles responsibilities (this would include engaging senior leadership across the organisation)</li>
<li>Subject Matter Expertise: Provide in-house payment expertise to existing and new 3rd party projects (i.e. wider group wide initiatives)</li></ul> 


Analysis &amp; Reporting
<ul>
<li>External analysis: Responsible for regular market, competitive, pricing, portfolio, profitability analysis for products and programmes, and formulating recommendations and action</li>
<li>Performance Reporting: Responsible for regular reporting / MIS on product / programme performance being managed by the role</li></ul> 


Team and People Management
<ul>
<li>People Management: Responsible for the performance of any direct resources under their management</li>
<li>Collaboration: Responsible to participate as a team member of the Cards &amp; Payments Unit across the span and remit of the unit.</li></ul> 


Required Skills to be successful: 

<ul>
<li>Experience working in either a bank or fintech in credit or prepaid cards</li>
<li>Arabic speaking</li>
<li>Strong partnership and marketing experience</li>
<li>P&amp;L experience</li></ul> 


About the Team: 


You will be reporting to GM - Cards and Payments 


What equips you for the role: 

<ul>
<li>Bachelor degree. Specialisation in either Product Management, Business Administration, Marketing or Economics.</li>
<li>7-10 years&rsquo; experience across payments (issuing and / or acceptance), banking / financial services and / or consulting (preferably payments or financial services-related)</li>
<li>Fluent written and spoken Arabic and English required</li>
<li>5+ years of product lifecycle management in financial services</li>
<li>Strategic Partnership Management</li>
<li>Understanding of the regulatory environment for payment products in Egypt</li>
<li>Management of teams.</li></ul> 
We&rsquo;re here to provide excellent service but a little help from you can ensure a five-star candidate experience from start to finish. 

Before you click &ldquo;apply&rdquo;: Please read the job description carefully to ensure you can confidently demonstrate why this opportunity is right for you and take the time to put together a well-crafted and personalised CV to further boost your visibility. Our global Talent Acquisition team members are all assigned to specific businesses to ensure that we make the best matches between talent and opportunities. We not only consider the requisite compatibility of skills and behaviours, but also how candidates align with our Values of Respect, Integrity, Collaboration, and Excellence. 

As part of our candidate experience promise, we also want to make ourselves available to you throughout the application process. We make every effort to review and respond to every application.</div>

Senior Product Manager - Cards & Payments

Capital One

<div>Senior Associate, Product Management- Payments Platform
Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology.
We believe our portfolio of businesses and investments in growth and transformation will result in a company with the scale, brand, capabilities, talent, and values to succeed as the digital revolution transforms our society and our industry.
Do you dream of well-designed and intuitive products and customer experiences? Do you want to be the one who introduces change to help tens of millions of customers make smarter financial choices? Do you want to change the way people manage their money? If you answered yes to all of these questions, then product management at Capital One may be a fit for you
About the team
The Payments Platform team is responsible for supporting critical money movement features, including one-time payment and AutoPay, along with orchestrating posting of transactions to the ledger and clearing money using the appropriate rails (ACH, Debit, etc.). The platform is responsible for moving money annually, and services multiple tenants.
Looking for 
A Senior Associate Product Manager who is excited by the Payments industry and executes with attention to detail. This role involves owning platform intent for payment orchestration of loan origination use cases. We are looking for someone who is passionate about delivering a high quality tenant and customer experience through new money movement capabilities.<ul><li>
Obsess over a diverse set of internal customers that span varying role (engineers/analysts/operations), to ultimately build confidence in our platform health and decision accuracy.</li><li>
End to End Ownership: Drives delivery of features from ideation through launch with a strong bias towards execution and accountability. Translates product strategy into well defined requirements, user stores and acceptance criteria
</li><li>MVP Definition &amp; Delivery: Takes an MVP approach by balancing customer needs, technical constraints, business priorities; ensures an iterative delivery mindset</li><li>
Success Metrics and Outcomes: Identifies and tracks key success criteria and uses data to inform decisions</li><li>
Technical and architectural fluency: Understand and articulates system architecture, data flows and technical trade offs.; effectively collaborates with engineering on solution design</li><li>
Cross functional collaboration: Works closely with engineers, operations, risk and downstream consumers to ensure seamless integration across the payment lifecycle</li><li>
Own refinement of the product strategy, customer experience, and roadmap for advanced detection, triage, and recovery capabilities such as Anomaly Detection across the entire platform, with opportunities to influence broader application across other Decisioning Platforms and Card.</li><li>
Lead the rollout and delivery of critical systems observability capabilities that support the health, reliability, and integrity of the platform; with specific focus on building confidence in critical improvement initiatives for our platform.</li></ul> 
In this role, you&rsquo;ll learn the essentials of being a product manager, and we&rsquo;ll invest in you to grow in four key areas:<ul><li>
Human Centered<ul><li>
You&rsquo;ll collaborate with tech teams to build comprehensive acceptance criteria, identifying and elevating any need for additional research to define future feature design</li><li>
You'll breakdown business epics into features and further into user stories, driving your team towards lowest effort or Minimal Viable Product (MVP) for a valid feature test</li></ul></li></ul><ul><li>
Business Focused<ul><li>
Demonstrating a growth mindset, you&rsquo;ll effectively use hypothesis-driven assessment of data to ensure your product or feature delivers on real business needs</li><li>
You&rsquo;ll own and prioritize feature development roadmaps, ensuring all necessary processes and procedures are followed to manage risk</li></ul></li></ul><ul><li>
Technology Driven<ul><li>
You&rsquo;ll work autonomously in an agile environment, to conduct research and develop features that utilize new and evolving technology</li><li>
You&rsquo;ll collaborate with designers, technologists, data scientists and subject-matter experts to build cutting edge solutions to help customers</li><li>
You&rsquo;ll deliver well-managed product platforms for customers by seeking to understand technology trends and architecture strategy</li></ul></li></ul><ul><li>
Transformational Leadership<ul><li>
By actively participating in horizontal forums, you&rsquo;ll harness a network of trusted relationships among tech teams, designers, key internal stakeholders and partner teams</li><li>
You&rsquo;ll articulate a succinct product roadmap to deliver business value and share with with stakeholders, elevating your team&rsquo;s results and becoming a product matter expert</li></ul></li></ul>
We want you if you are:<ul><li>
Intellectually Curious. You ask why, you explore, you're not afraid to blurt out your crazy idea or follow an email chain for weeks to find someone with an answer. Comfortable with ambiguity, a hunger to learn and a seeker of new challenges</li><li>
Communicator &amp; Influencer. You can communicate complex ideas clearly regardless of your audience. Our team knows their priorities and why they&rsquo;re doing what they&rsquo;re doing. You always can rally associates to work with you</li><li>
Do-er. You&rsquo;re biased toward action, you try things and sometimes you fail. You can get around roadblocks and stay focused on your goals. You&rsquo;re well organized, able to multitask and able to prioritize your work</li><li>
Passionate &amp; Customer Focus. You care about growing others and bringing them together around what&rsquo;s possible. You get a thrill from the journey of building and shipping products, and you have a desire and ability to connect with our external or internal customers to fully understand their needs</li><li>
Learner. You have an appetite to learn new things or new technologies all while exhibiting humbleness when the time comes to ask for help</li><li>
Team Player. You enjoy working with diverse people and driving the team toward a common goal. You have the ability to put the team before yourself and establish long-lasting relationships</li></ul>
Basic Qualifications:<ul><li>
Bachelor&rsquo;s degree or military experience</li><li>
At least 1 year of product management experience or at least 1 year of experience in product design, agile delivery, business analysis, data science, or software engineering</li></ul>
Preferred Qualifications:<ul><li>
Bachelor&rsquo;s degree in computer science or engineering</li><li>
1+ years translating business strategy or analysis into consumer facing digital products</li><li>
1+ years of experience working on core product platforms powering digital experiences</li><li>
1+ years working with cross functional teams as a product owner in an agile development process</li></ul>
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $111,200 - $126,900 for Sr. Associate, Product Management 

New York, NY: $121,300 - $138,400 for Sr. Associate, Product Management 

Richmond, VA: $101,100 - $115,400 for Sr. Associate, Product Management 
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate&rsquo;s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City&rsquo;s Fair Chance Act; Philadelphia&rsquo;s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).</div>

Senior Associate, Product Management- Payments Platform

Information Technology Senior Management Forum

BILL

<div><div>Innovate with purpose

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses&mdash;from startups to established brands&mdash;make smarter decisions and gain control of their operations. And we don't stop there: we're creating the future of financial automation so businesses can spend more time on what matters.

Working here means you become part of a vision-driven team that's ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity&mdash;and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or in a remote-eligible role, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person's unique skills and experiences. We'd love to hear from you&mdash;you might be just what we're looking for, whether in this role or another.

✨ Let's give businesses more time for what matters.</div>
Make your impact within a rapidly growing Fintech Company

The Product Management &ndash; Growth team at BILL builds the experiences and platforms that power how our customers adopt, expand, and realize value from our solutions. As the Senior Lead Product Manager, Billing, you will own the vision, strategy, and execution for BILL's billing platform and capabilities, ensuring they are robust, flexible, and tightly aligned to our growth and monetization objectives. This is a high-impact expert individual contributor role where you'll partner closely with Engineering, Finance, GTM, and Operations to shape how BILL prices, packages, and bills customers at scale. You'll translate complex business needs into simple, reliable billing experiences that unlock revenue growth and make it easier for customers to do business with BILL. 

Responsibilities:
<ul>
<li>Own and articulate the product vision, strategy, and roadmap for BILL's billing platform and core billing capabilities, aligned to company growth and monetization priorities.</li>
<li>Lead end-to-end delivery of billing features and platform enhancements using both bespoke and third-party capabilities&mdash;from problem discovery and requirements definition through launch, migration, and ongoing optimization.</li>
<li>Partner with Engineering and Architecture to design scalable, resilient billing systems and data models that support diverse pricing, packaging, discounts, and invoicing scenarios.</li>
<li>Collaborate with Finance, Accounting, RevOps, and GTM to ensure billing changes are operationally sound, compliant, and accurately reflected across downstream systems and processes.</li>
<li>Use data and customer insights to define success metrics, diagnose issues (e.g., revenue leakage, billing disputes), and prioritize improvements that drive revenue, reliability, and customer trust.</li>
<li>Champion a growth mindset by running structured experiments (e.g., billing experiences, plan constructs, self-serve changes) and translating learnings into scalable product decisions.</li>
<li>Mentor other product managers and cross-functional partners on best practices in platform thinking, experimentation, and billing domain expertise, raising the bar for the broader team.</li>
</ul>
We'd love to chat if you have:
<ul>
<li>Demonstrated experience owning a complex platform area (ideally billing, payments, pricing, or monetization) as a senior/expert IC product manager.</li>
<li>Strong technical acumen, with the ability to work closely with engineers on systems design, data models, APIs, and integrations across internal and third-party platforms.</li>
<li>Proven ability to influence senior stakeholders across Finance, Accounting, GTM, and Operations, balancing customer experience, risk, and business outcomes.</li>
<li>A data-driven approach to decision-making, including definingKPIs, analyzing product performance, running experiments, and translating insights into clear product bets.</li>
<li>Exceptional communication and storytelling skills, with a track record of aligning cross-functional teams around a roadmap and driving execution in an ambiguous, fast-paced environment.</li></ul> 

Visa Sponsorship: Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future. 
 
#LI<div>
What's in it for you?

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn't only experienced by our customers, but by our employees as well.

Here is a preview of some of the amazing benefits here at BILL: 
 
 
<ul><li>100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)</li>
<li>HSA &amp; FSA accounts</li>
<li>Life Insurance, Long &amp; Short-term disability coverage</li>
<li>Employee Assistance Program (EAP)</li>
<li>11+ Observed holidays and wellness days and flexible time off</li>
<li>Employee Stock Purchase Program with employee discounts</li>
<li>Wellness &amp; Fitness initiatives</li>
<li>Employee recognition and referral programs</li>
<li>And much more</li>
</ul>
Don't believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.

BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com. To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification.

Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.</div></div>

Senior Lead Product Manager - Billing System

JPMorganChase

<div>JOB DESCRIPTION 
The Commerce Payments organization is a motivated, forward-thinking team comprised of high talent product managers with a singular focus of delivering innovative payment services via the most important platforms of today and tomorrow. We seek to transform customer experiences, simplify the ways we do business, and tirelessly drive toward product excellence. We value controls, simplicity, and consistency in the capabilities and features we deliver. 
As a Provisioning &amp; Stored Cards, Vice President, in Connected Commerce on the Payments product team, you will lead merchant card-on-file (CoF) capabilities across the lifecycle&mdash;from merchant onboarding and provisioning to customer-facing spend controls. This role will own the roadmap, drive cross-functional execution, and deliver secure, compliant, and scalable solutions that improve customer experience and merchant outcomes.
Job responsibilities<ul><li>
Define and own the end-to-end product strategy and roadmap for card-on-file capabilities, including merchant provisioning, tokenization, credential updates, and lifecycle management, ensuring scalability and reliability across channels and use cases.</li><li>
Lead the thinking and development of customer spend management features, including stop payment, while aligning with regulatory requirements and network rules.</li><li>
Partner with engineering, design, risk/compliance, operations, and data teams to deliver high-quality releases (including conducting pre-release reviews, regression testing and QA to certify releases are production ready); create detailed product requirements, user stories, and acceptance criteria; manage trade-offs and dependencies.</li><li>
Partner across firm to define analytics to measure product performance, customer outcomes, and identifying, scoping and finding implementation paths for needed enhancements, and creating remediation plans when needed</li><li>
Drive customer experience excellence: partner with UX to design intuitive controls for managing merchant-specific spend, clearly communicate the implications of stop payment and spend limits, and minimize friction.</li><li>
Ensure compliance with applicable regulations and internal policies (e.g., consumer protection, fair lending where relevant, data security/privacy, dispute and chargeback management).</li><li>
Conduct market and competitive analysis; identify emerging trends (e.g., network tokenization, wallet integrations, subscription management) and translate insights into product opportunities.</li><li>
Deliver communications to executives and leadership team on the strategy and progress.</li><li>
Publish regular executive reports summarizing the overall health of the product, industry and competitive trends and the voice of the customer.</li></ul>
Required qualifications, capabilities, and skills<ul><li>
7+ years of experience in financial services, digital, product management and/or Agile software development.</li><li>
Experience in online payments including card, digital wallets, and e-commerce payments.</li><li>
Passion for understanding customer needs and demonstrated ability to build digital products.</li><li>
Ability to think strategically and to connect the dots to the bigger picture, while still comfortable diving into the details required to ensure successful execution.</li><li>
Proven success in collaborating, influencing and driving decisions with multiple stakeholders, including team members across product, technology and design.</li><li>
Proven track record of managing risk and controls.</li><li>
Bachelor's degree in Computer Science, Business Management or comparable field of study.</li></ul>
Preferred qualifications, capabilities, and skills<ul><li>
Strong knowledge of Application Programming Interfaces (APIs), open Banking and engineering practices.</li><li>
Master's degree in Computer Science, Business Management or comparable field of study.</li></ul>
Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.
ABOUT US 
Chase is a leading financial services firm, helping nearly half of America&rsquo;s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants&rsquo; and employees&rsquo; religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans 
 
 
ABOUT THE TEAM 
<div>
Our Consumer &amp; Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We&rsquo;re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions &ndash; all while ranking first in customer satisfaction.</div><div> 
 
</div><div>We offer a broad array of credit cards to meet the needs of individuals and small businesses, including Chase-branded and co-branded cards in partnership with well-known companies and organizations. Merchant Services is a leading provider of payment, fraud and data security for companies, capable of authorizing transactions across global currencies.</div></div>

Provisioning & Stored Cards Product Manager, Vice President

QualityKiosk Technologies

<div>
 
 
 Senior Test Engineer &ndash; Saudi Payments (Cortex Platform)
 
 
 
 
 Position Title:
 
 Senior Test Engineer
 
 
 
 Location:
 
 Riyadh
 
 
 
 
 
 
 Role Overview:
 
 
 
 
 
 
 We are seeking an experienced
 
 Senior Test Engineer
 
 with strong expertise in
 
 Saudi Payments systems
 
 and hands-on experience working on the
 
 Cortex platform (Emcredit/Emcrey product)
 
 . The ideal candidate will possess deep functional knowledge of
 
 SADAD, SARIE, MADA, IPI, SWIFT, and Bill Payment
 
 domains. This role requires a detail-oriented professional who can lead test cycles, ensure adherence to quality standards, manage documentation, and provide structured reporting to stakeholders.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 
 
 
 1. Testing &amp; Quality Assurance
 
 
 <ul>
 <li>
 Develop, execute, and maintain
 
 functional, integration, and regression test cases
 
 for Saudi Payments modules (SADAD, SARIE, MADA, IPI, SWIFT, Bill Payments).
 </li>
 <li>
 Ensure
 
 successful test case execution
 
 following the organization&rsquo;s quality standards and procedures.
 </li>
 <li>
 Identify, log, and track defects through resolution using industry‑standard tools.
 </li>
 <li>
 Perform
 
 end-to-end testing
 
 on the Cortex platform ensuring compliant behavior across all payment channels.
 </li>
 <li>
 Validate system enhancements, configuration changes, and production fixes.
 </li>
 </ul>
 
 
 
 
 
 2. Domain Expertise:
 
 
 <ul>
 <li>
 Apply deep hands-on knowledge of
 
 Saudi Payments ecosystems
 
 , including:
 </li>
 <li>
 SADAD (Bill Payments)
 </li>
 <li>
 SARIE (RTGS)
 </li>
 <li>
 MADA (Card Payments Switch)
 </li>
 <li>
 IPI (Instant Payments)
 </li>
 <li>
 SWIFT (cross-border payments)
 </li>
 <li>
 Collaborate with business and technical teams to interpret payment rules, data formats, and regulatory guidelines.
 </li>
 </ul>
 
 
 
 
 
 3. Documentation &amp; Repository Management:
 
 
 <ul>
 <li>
 Maintain a structured
 
 document repository
 
 containing:
 </li>
 <li>
 Test plans
 </li>
 <li>
 Test cases and scenarios
 </li>
 <li>
 Test results and evidence
 </li>
 <li>
 Change logs and project updates
 </li>
 <li>
 Ensure traceability from requirements to test artifacts.
 </li>
 </ul>
 
 
 
 
 
 4. Work Allocation &amp; Process Adherence
 
 
 <ul>
 <li>
 Manage daily work allocation across assigned test activities.
 </li>
 <li>
 Ensure the team follows organizational
 
 testing processes, compliance requirements, and workplace discipline
 
 .
 </li>
 <li>
 Support continuous improvement initiatives within the QA team.
 </li>
 </ul>
 
 
 
 
 
 5. Stakeholder Communication &amp; Reporting
 
 
 <ul>
 <li>
 Provide
 
 daily, weekly, and monthly status reports
 
 to the Test Manager and Project Manager.
 </li>
 <li>
 Highlight risks, delays, and quality concerns proactively.
 </li>
 <li>
 Participate in project meetings, walkthroughs, and defect triage discussions.
 </li>
 </ul>
 
 
 
 
 
 Required Skills &amp; Qualifications
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Computer Science, Engineering, or related field.
 </li>
 <li>
 
 5&ndash;8+ years
 
 of experience in software testing, preferably in financial services or payments domain.
 </li>
 <li>
 Strong hands-on experience with the
 
 Cortex platform
 
 (Emcrey).
 </li>
 <li>
 Proven expertise in
 
 Saudi Payments systems
 
 (SADAD, SARIE, MADA, IPI, SWIFT, Bill Payments).
 </li>
 <li>
 Solid understanding of transaction flows, clearing &amp; settlement processes, and ISO messaging formats.
 </li>
 <li>
 Strong analytical, problem-solving, and documentation skills.
 </li>
 <li>
 Experience with test management and defect tracking tools (e.g., JIRA, ALM, Zephyr).
 </li>
 <li>
 Ability to work independently and in cross-functional teams.
 </li>
 <li>
 Excellent communication and reporting skills.
 </li>
 </ul>
 
 
</div>

Senior Test Engineer

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