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head of product - fintech Jobs in Karachi Pakistan

head of product - fintech

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principal product manager

Creative Chaos

<div>
 <strong>
  Job Summary:
 </strong>
 Creative Chaos is actively seeking
 <strong>
  Head of Product
 </strong>
 for a leadership role combining
 <strong>
  product strategy, technical execution, and client engagement
 </strong>
 . This is not a purely technical role. You'll be equally focused on business and
 <strong>
  stakeholder success
 </strong>
 (understanding client needs, driving implementations, enabling revenue) and
 <strong>
  internal product leadership
 </strong>
 (shaping roadmaps, managing engineering alignment).
 <br/>
 <br/>
 <strong>
  Job Responsibilities:
  <br/>
  <br/>
 </strong>
 <strong>
  Product Strategy &amp; Execution
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Lead the full lifecycle of product development for:
  </li>
  <ul>
   <li>
    Mass Transit Tap-and-Pay systems (contactless, NFC, QR, card acquiring)
   </li>
   <li>
    Telco Credit Top-Up / Airtime Distribution systems (multi-operator, agent-based, real-time)
   </li>
   <li>
    Digital Wallet and Payment Integration (API orchestration, reconciliation, compliance)
   </li>
  </ul>
  <li>
   Define and evolve product vision, roadmap, and KPIs
  </li>
  <li>
   Translate market and client needs into clear technical specifications and execution plans
  </li>
  <li>
   Work closely with engineering and design to ship robust, scalable, user-friendly products
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Client Engagement &amp; Business Alignment
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Act as product partner to key clients &mdash; telcos, banks, transit authorities
  </li>
  <li>
   Lead the requirements gathering, solutioning, and implementation oversight with enterprise clients
  </li>
  <li>
   Serve as Engagement Manager: from onboarding through live operations
  </li>
  <li>
   Collaborate with sales to design client proposals and commercial packages
  </li>
  <li>
   Ensure product development aligns tightly with revenue, retention, and market expansion goals
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Technical Depth
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Own the product-technical interface &mdash; work closely with engineering leads on architecture trade-offs, scalability, API orchestration, and backend/platform roadmap
  </li>
  <li>
   Participate in design reviews, sprint planning, and QA cycles for mission-critical components
  </li>
  <li>
   Understand protocols across telco APIs, payment rails (EMV, ISO8583), SIM/USSD channels, and digital identity layers
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Requirements
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Strong technical background (CS degree or equivalent experience); able to engage in architectural and integration-level discussions
  </li>
  <li>
   8+ years in product, delivery, or solutions roles with a proven track record of client-facing leadership
  </li>
  <li>
   At least 3 years in fintech, payments, or telco-focused companies
  </li>
  <li>
   Experience in wallets, airtime/VAS systems, top-up distribution, and/or transit payment infrastructure
  </li>
  <li>
   Demonstrated ability to manage complex client engagements &mdash; including discovery, product design, delivery, and support
  </li>
  <li>
   Strong commercial acumen &mdash; understands product P&amp;L, pricing, GTM, and monetization mechanics
  </li>
  <li>
   Experience building or integrating:
  </li>
  <ul>
   <li>
    Digital Wallets
   </li>
   <li>
    Offline-first payment solutions
   </li>
   <li>
    Contactless NFC or EMV-based systems
   </li>
  </ul>
  <li>
   Prior leadership experience at a high-growth startup or in emerging markets
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Key Traits
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Polymath: blends product thinking, technical acumen, and business strategy
  </li>
  <li>
   Executive presence with the ability to lead multi-stakeholder conversations
  </li>
  <li>
   High agency, resourceful, and thrives in fast-moving environments
  </li>
  <li>
   Exceptional communication &mdash; equally effective with clients, devs, and partners
  </li>
  <li>
   Ownership mindset with a focus on outcomes over optics
  </li>
 </ul>
</div>


Head of Product - Fintech

Standard Chartered Bank

<div><div><div><div><div><div><div><div><p>Job ID: 42580
 </p><p>Location: Karachi, PK
 </p><p>Area of interest: Retail Banking
 </p><p>Job type: Regular Employee
 </p><p>Work style: Office Working
 </p><p>Opening date: 10 Nov 2025
</p></div>
</div></div></div></div></div></div><p></p><div><div><div><div><div><div><div><div><b>Job Summary</b></div>
</div><div><div>
This role involves leading the development of long-term Business Banking strategies, conducting market research, and innovating product offerings to drive growth and profitability. The individual will manage balance sheet growth with a balanced risk-reward approach, drive sales initiatives, and lead a team of Relationship Managers to achieve targets. Collaboration with stakeholders and clients is essential to ensure successful execution of strategies and business outcomes.</div></div></div><div><div><div><b>
Key Responsibilities</b></div>
</div><div><ul><li>Develop medium to long-term Business Banking strategy and support the General Manager in its implementation.</li>
<li>Identify market trends and target customer needs to review and recommend product/service offerings.</li>
<li>Periodically review Credit Policy to ensure alignment with Business Banking strategy and risk appetite.</li>
<li>Achieve balance sheet growth with a balanced risk-reward approach.</li>
<li>Address key issues and opportunities to enhance business performance.</li>
<li>Collaborate across business functions to maximize performance for Business Clients.</li>
<li>Determine customer, business, revenue, and profit targets for the Business Banking segment.</li>
<li>Launch appropriate marketing campaigns and initiatives to enhance sales efforts.</li>
<li>Rollout and develop a global suite of standardized products tailored to local needs.</li>
<li>Collaborate with key stakeholders to provide direction on market opportunities and execution.</li>
<li>Lead the Business Banking Product &amp; Segment team to achieve the Bank&rsquo;s Conduct Principles.</li>
<li>Identify, escalate, mitigate, and resolve risk, conduct, and compliance matters effectively.</li>
<li>Ensure effective governance on risks and controls within the team.</li>
<li>Build and leverage strong alliances and business partner networks to enhance brand propositions and optimize retail balance sheet returns.</li>
<li>Manage product design and delivery strategy, and develop relevant procedures and processes.</li>
<li>Oversee management of Business Banking marketing collateral and website.</li>
</ul></div></div><div><div><div><b>Skills and Experience</b></div>
</div><div><ul><li>Sales Acumen</li>
<li>Commercial Banking Expertise</li>
<li>Trade-Based Facilities</li>
<li>Commercial and Trade Lending</li>
<li>Leadership and People Management</li>
<li>Strategic Planning</li>
<li>Market Analysis and Product Innovation</li>
<li>Risk Management</li>
<li>Stakeholder Collaboration</li>
</ul></div></div><div><div><div><b>About Standard Chartered</b></div>
</div><div><div>
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.</div>
<div>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.</div>
<div>Together we:</div>
<ul><li><b>Do the right thing</b> and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</li>
<li><b>Never settle,</b> continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</li>
<li><b>Are better together,</b> we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</li>
</ul></div></div><div><div><div><b>What we offer</b></div>
</div><div><div><b>
In line with our Fair Pay Charter,</b> we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.</div>
<ul><li><b>Core bank funding for retirement savings, medical and life insurance,</b> with flexible and voluntary benefits available in some locations.</li>
<li><b>Time-off</b> including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li>
<li><b>Flexible working</b> options based around home and office locations, with flexible working patterns.</li>
<li><b>Proactive wellbeing support</b> through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li>
<li><b>A continuous learning culture</b> to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li>
<li><b>Being part of an inclusive and values driven organisation,</b> one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li>
</ul></div></div></div>
</div></div></div></div><div><div><p>www.sc.com/careers</p></div></div></div><div></div>

Head Product, Segments & Relationship Management

Fossphorus Software House

<p><b>Department: Senior Product Owner &ndash; Ecommerce Product Enablement</b></p><p><b>Location: Karachi </b></p><p><b>About Us:</b></p><p>Fossphorus is a dynamic IT and digital solutions company, empowering businesses since 2018 with innovation across software development, web &amp; mobile apps, AI, cloud, cybersecurity, ERP, data analytics, IT consulting, and more. We blend creativity, technology, and strategic insight to deliver user-centric, scalable digital experiences that drive measurable business results. With global offices and a focus on growth through client partnerships, Fossphorus is poised to expand its reach further.</p><p><b>Role Summary:</b></p><p>We are seeking a Senior Product Owner to lead product enablement initiatives across our business and client operations. This is a hands-on leadership role requiring deep ecommerce expertise and the ability to influence senior stakeholders without formal authority. You will operate at the intersection of business operations and product development, ensuring our internal teams and clients maximize value from our proprietary platform and Shopify-based solutions.</p><p><b>Key Responsibilities:</b></p><p><b>Client Activation &amp; Onboarding</b></p><p>Lead technical onboarding of new clients onto our proprietary platform and Shopify Plus environments</p><p>Act as product expert during onboarding, configuring tools and integrations hands-on</p><p>Enable client teams for long-term success through training and clear documentation</p><p>Ensure seamless handover to operational teams</p><p><b>Tactical Product Enablement</b></p><p>Serve as the goto product expert for Traders, Ecommerce Managers, Content, Finance, and Engineering teams</p><p>Support and empower 4-5 senior stakeholders and their wider teams</p><p>Identify and remove blockers, promoting tool efficiency and optimization</p><p>Champion productivity improvements and best practices</p><p><b>Strategic Product Development</b></p><p>Collaborate closely with engineering on strategic tooling enhancements</p><p>Define requirements and lead product initiatives from conception through rollout.</p><p>Balance innovation with governance, maintaining quality within our SOC2 accredited framework</p><p>Use data and user feedback to inform product roadmap decisions</p><p><b>Leadership &amp; Influence</b></p><p>Lead and mentor remote, cross-functional teams without direct reporting lines</p><p>Facilitate cross-functional meetings to maintain alignment</p><p>Navigate competing priorities with diplomacy and sound judgment</p><p><b>Requirements:</b></p><p>7+ years in ecommerce product ownership/management with leadership experience</p><p>Strong knowledge of Shopify Plus, integrations, and third-party apps (Klaviyo, Algolia, Yotpo, etc.)</p><p>Experience working within agile frameworks and compliance standards (SOC2, ISO)</p><p>Excellent communication, problem-solving, and time management skills</p><p><b>Why Join Us?</b></p><p>Real opportunity for professional growth in a leadership capacity</p><p>Work in a dynamic, non-corporate, and innovative environment</p><p>Collaborate with high-profile international clients</p><p><b>How to apply: interested candidates can drop their resumes directly at talent@fossphorus.com and CC:rjaved@fossphorus.com</b></p><p>Job Type: Full-time</p><p>Pay: Rs250,000.00 - Rs400,000.00 per month</p><p>Work Location: In person</p>

Senior Product Owner - Ecommerce Product Enablement

XPO9TIAL

<p><b>We&rsquo;re Hiring: Amazon Brand Executive</b></p><p><b>Location:</b> Gulshan-e-Jamal, Karachi<br/><b>Job Type:</b> Full-Time (On-Site)<br/><b>Shift Timings:</b> 11:00 AM &ndash; 8:00 PM (Mon- Sat)</p><p><b>About the Role</b><br/>Xpo9tial LLP is seeking a motivated <b>Amazon Brand Executive</b> to manage and grow Private Label accounts. You will oversee day-to-day operations, optimize listings, coordinate campaigns, and drive brand growth on Amazon.</p><p><b>What You&rsquo;ll Do</b></p><ul><li><b>Manage multiple Amazon Private Label account</b>s and client relationships</li><li>Optimize product listings (SEO, A+ content, backend keywords)</li><li>Monitor account performance metrics, sales trends, and KPIs</li><li>Coordinate with PPC, creative, and operations teams to ensure results</li><li>Assist in product launches, promotions, and inventory management</li><li>Resolve Seller Central issues and track account health</li></ul><p><b>Requirements</b></p><ul><li>Minimum 2+ years of experience managing Amazon Private Label accounts</li><li>Strong knowledge of Seller Central, FBA, listings, and account operations</li><li>Hands-on experience with Helium10, Jungle Scout, or similar tools</li><li>Excellent English communication skills (written &amp; verbal)</li><li>Strong multitasking, organizational, and analytical abilities</li></ul><p><b>What We Offer</b></p><ul><li>Opportunity to work with international Private Label brands</li><li>Competitive salary and performance-based incentives</li><li>Growth-oriented, collaborative work environment</li><li>Exposure to advanced Amazon strategies and tools</li></ul><p><b>How to Apply</b></p><p>Interested candidates can apply directly on Indeed and become a part of Xpo9tial LLP.<br/><b>Only shortlisted applicants will be contacted.</b></p><p>Job Type: Full-time</p><p>Work Location: In person</p>

Amazon Brand Executive

Avanza Solutions

<p><b>Job Title:</b> Principal Software Engineer (.NET + React)<br/><b>Location:</b> Karachi</p><p><b>Experience:</b> 6+ years of hands-on experience in software development</p><p><b>Key Responsibilities:</b></p><ul><li>Lead the design, development, and deployment of complex software applications using <b>.NET</b> and <b>React</b>.</li><li>Collaborate with cross-functional teams to define technical solutions and ensure high-quality deliverables.</li><li>Mentor and guide junior developers, promoting best coding practices and technical excellence.</li><li>Participate in architectural discussions and ensure alignment with product and business goals.</li><li>Troubleshoot, optimize, and maintain performance across applications.</li></ul><p><b>Required Skills:</b></p><ul><li>Strong expertise in <b>.NET Core / ASP.NET MVC / C#</b></li><li>Hands-on experience with <b>React.js</b>, REST APIs, and modern JavaScript frameworks</li><li>Experience with <b>SQL Server</b>, <b>Entity Framework</b>, and cloud platforms (Azure or AWS preferred)</li><li>Excellent problem-solving and leadership skills</li></ul><p><b>Qualification:</b></p><ul><li>Bachelor&rsquo;s or Master&rsquo;s degree in Computer Science, Software Engineering, or a related field</li></ul><p><b>To Apply:</b><br/>Interested candidates can share their resumes at <b>cecilia.dsouza@avanzasolutions.com</b> with the subject line <b>&ldquo;Principal Software Engineer (.NET + React) &ndash; Karachi&rdquo;</b>.</p><p>Job Type: Full-time</p><p>Pay: Up to Rs350,000.00 per month</p><p>Work Location: In person</p>

Principal Software Engineer .NET

NextGenI

<p></p><div><div><div><div><div><div><div><ul><div>Karachi</div>
<div>Full-Time</div><div><br>
</div></ul></div></div></div></div></div></div><p></p><div><div><div><p><b>Job Details</b>:</p>
<div><ul><li><b>Role:</b> Senior and Principal Node Engineers</li></ul>
<ul><li><b>Location:</b> Karachi (Onsite initially, hybrid after 2-3 months)</li></ul>
<ul><li><b>Positions: </b>Multiple</li></ul>
<ul><li><b>Experience Range:</b> 7+ years</li></ul>
</div>
<p><b>About NextGENi</b>:<br>
<br>
NextGENi (Next Generation Innovations) is transforming how regional startups build their technology teams. We help ambitious founders build and manage their offshore technology teams at twice the speed and fraction of the cost. We have built tech teams for some of the leading startups in the region including Careem, Dubizzle, and Kavak. Our mission is to create exceptional tech teams while maintaining an unparalleled culture and the highest regard for professional principles.</p>
<p><b>About the Role</b>:<br>
<br>
We are looking for a highly experienced Backend Engineer (Node.js/NestJS) with 7+ years of expertise in building and scaling production-grade systems. The ideal candidate will lead backend architecture, design, and development of robust RESTful APIs and services while ensuring performance, maintainability, and best practices. You will work closely with cross-functional teams, mentor junior developers, and drive backend excellence through technical leadership. Experience with MySQL, observability tools, and modern development practices is essential, while knowledge of CI/CD, cloud platforms, and microservices is a strong plus.</p>
<p><b>Key </b><b>Requirements</b>:</p>
<div><ul><li>7+ years of backend development experience with a proven track record of delivering scalable, production-grade systems</li></ul>
<ul><li>Expert in Node.js, with at least one large-scale project shipped using the NestJS framework in a lead or principal capacity</li></ul>
<ul><li>Architect and own the design and implementation of RESTful APIs and backend services, ensuring robustness, maintainability, and performance</li></ul>
<ul><li>Deep hands-on experience integrating relational databases such as MySQL, including schema design, optimization, and ORM usage (preferably Prisma)</li></ul>
<ul><li>Lead technical reviews, enforce best practices, and set coding and architectural standards for the backend team</li></ul>
<ul><li>Proactive in observability &mdash; leveraging tools like Sentry, Datadog, or New Relic to monitor application health, identify performance bottlenecks, and guide resolution efforts</li></ul>
<ul><li>Comfortable with AI-driven development tools such as Cursor, GitHub Copilot, or similar IDEs to enhance productivity and code quality</li></ul>
<ul><li>Strong communicator capable of collaborating cross-functionally with frontend, DevOps, and product teams to align technical direction with business goals</li></ul>
<ul><li>Mentor and coach backend developers to elevate team capabilities and technical maturity</li></ul>
</div>
<p><b>Nice to Have</b>:</p>
<div><ul><li>Familiarity with testing frameworks (e.g., Jest, PlayWright, Cypress) and enforcing test-driven or behavior-driven development practices</li></ul>
<ul><li>Exposure to modern deployment practices (CI/CD pipelines, containerization, AWS/GCP/Azure environments).</li></ul>
<ul><li>Experience designing event-driven or microservices architectures is a plus.</li></ul>
</div>
<div><div><p><b>Instructions to Apply</b></p>
<p>To Apply, send your resumes to talent@nextgeni.com with subject mentioning &ldquo;NGI-Node-003&rsquo;&rsquo;</p><br>
<p><b>Download a blank applicant form</b></p>
<div><div>Download Form</div></div>
<div><b>Disclaimer</b><br>
Kindly refrain from renaming this file or altering the form&rsquo;s format, as it may result in rejection by the ATS. member at NextGENi, and you have cleared the assignment.</div>
</div></div>
</div></div></div><p></p><div><div><div><div><p>Benefits</p>
<p>If you give your employees the best, they will give you their best!<br>
We offer the best compensation package to our employees in the industry within Pakistan, second only to none. Take a look at our comprehensive list of benefits that comes with working for us, regardless of your title and position.</p></div></div></div></div></div><p></p>

Senior Engineers – Node

The Citizens Foundation -Region South

<p><b>Position 1: Secondary Principal</b></p><p><b>Position 2: Primary Principal</b></p><p><b>Job description</b></p><p><b>Location :</b></p><ul><li>Malir Khokrapar</li></ul><p><b>Description</b></p><p>The following key result areas will become part of your job description:</p><ul><li>Promoting high standards of evidence based learning and teaching, by monitoring school progress across key performance indicators, remaining focused on improvement of the school and of every single student leaving no child behind.</li><li>Responsible for recruiting, developing, empowering, supporting, encouraging and retaining the best teachers in the school.</li><li>Responsible for developing a culture of mutual and continuous learning, respect, collaboration, and coordination; in which every member of the school community-be they teachers, students, staff members or parents-is valued, every child is motivated to learn, grow and prosper and every teacher is motivated to improve her knowledge and skills.</li></ul><p><b>Academic Responsibilities:</b></p><ul><li>Recruit quality teachers by ensuring implementation of Teacher Selection process.</li><li>Develop school improvement plan based on need analysis and ensure its implementation within the school</li><li>Monitor class room quality through lesson planners and formal/ informal classroom observations.</li><li>Work on teacher quality through demo sessions and constant feedback</li><li>Monitor student performance by re-checking of student copies and test papers as per policy.</li><li>Organize, manage and monitor co-curricular activities, timetable, assembly, periods, displays, library and laboratories, use of Academic resources, performance of weak students.</li><li>Attend training sessions &amp;conduct on-the-job training for faculty within the school.</li><li>Conduct term tests and examinations in a transparent and timely manner.</li><li>Build team spirit and motivate teachers; Focus on teacher retention.</li></ul><p><b>Administrative Responsibilities:</b></p><ul><li>Develop strong relationship with the community and create awareness regarding education for both male and female children and encourage them to join TCF schools.</li><li>Ensure required students&rsquo; strength is maintained within the school through effective implementation of enrolment strategies.</li><li>Carry out effective outreach of teachers and actively maintain the CV bank at any given point in time.</li><li>Coordinate with Area and Regional HR team for staff hiring, retaining, performance management &amp; other HR related matters.</li><li>Maintain school discipline and encourage positive character building of students &amp; staff.</li><li>Manage staff leaves and attendance ensuring minimal empty classroom days.</li><li>Supervise the admin assistant in accounts &amp; other matters.</li><li>Maintain school accounts and ensure they are accurately managed, documented and up to date.</li><li>Ensure maintenance of building and premises.</li><li>Supply and manage utility services in a timely manner.</li><li>Coordinate with the supervisor for board related matters.</li><li>Understand TCF policies and ensure implementation of school activities as per policy.</li><li>Timely submission of reports and other documents</li></ul><p><b>Required Skills</b></p><p>Demonstrated achievement and leadership skills through academic, co-curricular, volunteer or professional activities. Ability to persevere in the face of obstacles, motivate self and others, communicate effectively, build real &amp;meaningful relationships, and take ownership of self-growth and of others. Passionate to serve as a positive change agent.</p><p><b>Education</b></p><ul><li>At least Graduate</li><li>Professional Qualification: B.Ed. and M.Ed. would be preferred.</li></ul><p><b>Experience</b></p><p>At least 2 years of teaching experience and 6 Months of experience as a Senior teacher, vice principal, principal and administration</p><p><b>Job Type: Full-time</b></p><p>Job Type: Full-time</p><p>Pay: Rs36,000.00 - Rs43,000.00 per month</p><p>Application Question(s):</p><ul><li>Do you live in the locations mentioned in the Job Post ?</li></ul><p>Work Location: In person</p>

Female Principal TCF - Malir Khokrapar

Explore 921+ Principal product manager in Karachi Pakistan this November. Find roles across top companies and apply now to boost your career.