product manager financial services

Mobilink Bank

<div>
 
 
 Department:
 
 Business Banking
 
 
 
 Reports To:
 
 Head Product Development &amp; Research
 
 
 
 Job Grade:
 
 AVP
 
 
 
 Total Positions:
 
 01
 
 
 
 Job Location:
 
 Head Office, Islamabad
 
 
 
 
 
 
 What is Manager Product &ndash; Liability &amp; Bancassurance - MMBL?
 
 
 
 The Product Manager &ndash; Liability &amp; Bancassurance is responsible for developing &amp; managing deposit &amp; Bancassurance related products, ensuring competitive pricing &amp; driving product sales performance. The role involves strategic planning, product development, coordination with sales teams &amp; other stakeholders, marketing initiatives &amp; revenue optimization.
 
 
 
 
 
 
 What Manager Product &ndash; Liability &amp; Bancassurance does - MMBL?
 
 
 
 
 Product Development &amp; Management
 
 
 <ul>
 <li>
 Develop &amp; enhance liability &amp; Banca products (CASA, Term deposit) based on market research &amp; customer insight.
 </li>
 <li>
 Develop &amp; enhance Bancassurance products (life, health, general insurance) in collaboration with insurance partners.
 </li>
 <li>
 Ensure product offering aligns with business goals &amp; regulatory requirements.
 </li>
 <li>
 Improve customer experience by introducing innovative features and digital banking solutions.
 </li>
 <li>
 Introduce customized insurance solutions tailored to customer segments.
 </li>
 <li>
 Ensure seamless integration of insurance offering with banking products.
 </li>
 </ul>
 
 
 
 
 
 Pricing &amp; Budgeting
 
 
 <ul>
 <li>
 Develop competitive pricing strategies for liability &amp; Banca products to optimize revenue, product profitability and market share.
 </li>
 <li>
 Develop effective product strategies to enhance non-funded income.
 </li>
 <li>
 Monitor interest rate trends &amp; recommend adjustments to maintain a balanced cost of funds.
 </li>
 <li>
 Prepare &amp; maintain annual product budgets, forecasting revenue &amp; deposit growth.
 </li>
 </ul>
 
 
 
 
 
 Business Development &amp; Stakeholder Coordination
 
 
 <ul>
 <li>
 Work closely with the sales force &amp; other stakeholders to provide product training, product research, sales strategies and market insights.
 </li>
 <li>
 Monitor product performance in the market and develop key product performance metrics.
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 <li>
 Liaise with IT, risk management, finance &amp; operation teams to enhance product delivery.
 </li>
 <li>
 Strive for digital solutions &amp; digital transformation initiatives for liability &amp; Banca product offerings.
 </li>
 </ul>
 
 
 
 
 
 Marketing &amp; Campaign Management
 
 
 <ul>
 <li>
 Collaborate with the marketing team in promoting marketing campaigns for liability and Banca products.
 </li>
 <li>
 Leverage digital channels, branch networks &amp; partnerships for product visibility.
 </li>
 <li>
 Conduct competitor benchmarking to refine products marketing strategies.
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 </ul>
 
 
 
 
 
 Compliance &amp; Risk Management
 
 
 <ul>
 <li>
 Ensure all liability &amp; Banca products comply with regulatory guidelines.
 </li>
 <li>
 Assess risk associated with pricing, customer retention &amp; market fluctuations.
 </li>
 <li>
 Develop incentive structure to drive sales effectiveness.
 </li>
 <li>
 Manage risks related to claims handling, mis-selling and customer satisfaction.
 </li>
 </ul>
 
 Other tasks assigned by Line Manager
 
 
 
 
 
 
 What are we looking for and what does it require to be Manager Product &ndash; Liability &amp; Bancassurance?
 
 
 
 
 Required Qualification &amp; Experience
 
 
 <ul>
 <li>
 Minimum Bachelor degree in Business Finance or related field.
 </li>
 <li>
 Minimum 5 years&rsquo; experience in product development &amp; management.
 </li>
 <li>
 Experience in liability &amp; Bancassurance product development is preferable.
 </li>
 </ul>
 
 
 
 
 
 Essential Skills
 
 
 <ul>
 <li>
 Strong analytical skills.
 </li>
 <li>
 Pricing &amp; budgeting skills.
 </li>
 <li>
 Proficient in MS Office.
 </li>
 <li>
 Excellent leadership &amp; cross-functional coordination capabilities.
 </li>
 <li>
 Ready for mobility.
 </li>
 <li>
 Ability to work under pressure.
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. (MMBL) is a leading financial institution providing comprehensive banking services to over 42 million registered users, including more than 16 million monthly active customers across Pakistan. Leveraging a hybrid model that integrates traditional microfinance with cutting-edge mobile and digital banking technologies, MMBL operates with a robust network of over 100 branches and 200,000 branchless banking agents.
 
 
 
 
 
 The bank offers a wide array of financial services through a USSD (GSM) based digital platform, including savings accounts, microenterprise (MSME) loans, small housing loans, remittances, utility bill and loan installment collections, mobile wallets, insurance, G2P, B2B, and B2P payments. These services position MMBL as a key player in advancing financial inclusion across the country.
 
 
 
 
 
 At MMBL, fostering a positive, equal and productive workplace is a priority, underpinned by core values that emphasize innovation, entrepreneurship, teamwork, collaboration, and a steadfast commitment to a customer-centric approach in every aspect of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This position offers a unique opportunity for a self-driven, professional and passionate individual to create a meaningful impact and driving transformative change. As part of our team, you will contribute to empowering millions with the tools and resources needed to thrive in the digital age. We are seeking a talented individual eager to make a difference and play a pivotal role in our mission of innovation and progress.
 
 
 
</div>

Manager Product – Liability & Bancassurance

TAWANTECH

<div>
 
 
 Job Summary:
 
 
 
 
 As a Product Owner - Corporate Banking, you will be responsible for defining and driving the digital strategy and roadmap for corporate banking products. You will work closely with cross-functional teams including business stakeholders, technology, compliance, and operations to deliver best-in-class digital solutions tailored to corporate and institutional clients. Your focus will be on enhancing customer experience, improving operational efficiency, and ensuring product-market fit aligned with regulatory and strategic goals.
 
 
 
 
 Key Responsibilities:
 
 
 
 
 <ul>
 <li>
 Define and manage the product roadmap for corporate banking digital channels (e.g., cash management, trade finance, payments, liquidity solutions).
 </li>
 <li>
 Gather and prioritize business and customer requirements through market analysis, client feedback, and stakeholder engagement.
 </li>
 <li>
 Translate high-level product vision into detailed user stories and acceptance criteria.
 </li>
 <li>
 Work with Agile teams to deliver product features in sprints, acting as the voice of the customer and business.
 </li>
 <li>
 Collaborate with UX/UI designers to ensure intuitive and user-friendly interfaces.
 </li>
 <li>
 Partner with Compliance, Risk, and Legal to ensure adherence to regulatory requirements.
 </li>
 <li>
 Analyze and measure product performance using KPIs and client feedback; iterate accordingly.
 </li>
 <li>
 Stay updated with banking technology trends and regulatory changes impacting corporate banking.
 </li>
 <li>
 Champion a data-driven approach to product development and decision-making
 
 
 </li>
 </ul>
 
 Requirements
 
 
 
 
 
 Qualifications:
 
 
 
 
 <ul>
 <li>
 Bachelor's or Master's degree in Business, Finance, Computer Science, or a related field.
 </li>
 <li>
 4-8 years of experience in corporate banking, digital banking, or financial services.
 </li>
 <li>
 Proven experience as a Product Owner or Product Manager in Agile/Scrum environments.
 </li>
 <li>
 Strong understanding of corporate banking products and services (e.g., treasury, cash management, trade finance).
 </li>
 <li>
 Excellent analytical, problem-solving, and decision-making skills.
 </li>
 <li>
 Strong communication and stakeholder management abilities.
 </li>
 <li>
 Knowledge of banking regulations (e.g., AML, KYC, PSD2, SWIFT standards) is an advantage.
 </li>
 <li>
 Certifications like CSPO (Certified Scrum Product Owner) or SAFe Product Owner are a plus
 </li>
 </ul>
</div>

Product Owner - Corporate Banking

Turk Telekom

<div>
 
 TT Payment and E-Money Services is T&uuml;rk Telekom Group&rsquo;s fintech arm and is licensed by the Central Bank of Turkey. By being at the intersection of finance, technology, and telecom we have an amazing potential to deliver high quality products and services that will become integral parts of our customers&rsquo; lives.
 
 
 
 
 
 We are on a fast growth track and planning to deploy several products in the next two years. Our products will bring safe, easy to use and innovative payment solutions to millions of consumers and companies.
 
 
 
 
 
 We believe that a great product is the most important and long lasting differentiator in a highly competitive area. We believe that in order to create a great product, we have to have an excellent understanding of our customers&rsquo; needs which can only be achieved by being in touch with them on a consistent basis.
 
 
 
 
 
 As a Product Management Specialist / Sr. Specialist you have the end-to-end responsibility from certain products and features.
 
 
 
 
 
 
 What will you do?
 
 
 <ul>
 <li>
 Assist Sr. Product Manager in defining product strategy and improve our customers&rsquo; experience using data and intuition
 </li>
 <li>
 Deeply understand customer needs through qualitative and quantitative research and by spending time with them
 </li>
 <li>
 Prioritize over hundreds of requests from customers, colleagues, and partners
 </li>
 <li>
 Collaborate with UX design, customer research, engineering, marketing, and analytics partners
 </li>
 <li>
 Identify new growth opportunities via quantitative research, UX studies, and reviews of industry-standard methodologies
 </li>
 <li>
 Proactively monitor key performance metrics to support and inform product decision making
 </li>
 <li>
 Take responsibility from day one in delivering high quality financial products
 </li>
 </ul>
 
 
 
 
 
 Requirements
 
 
 <ul>
 <li>
 Graduation from a top-tier university
 </li>
 <li>
 Minimum 1 years of experience, mostly within product management (5 years for Sr. Specialist)
 </li>
 <li>
 Strong empathetic skills and passion for learning
 </li>
 <li>
 Excellent organization and prioritization skills
 </li>
 <li>
 Humility
 </li>
 </ul>
 
 
 
 
 
 What would be a plus?
 
 
 <ul>
 <li>
 Knowledge of UX/UI design
 </li>
 <li>
 Experience in user flows and diagrams
 </li>
 <li>
 Understanding agile methodology
 </li>
 <li>
 Experience bridging between business and tech
 </li>
 </ul>
 
 
 
 
 
 Location:
 
 Istanbul - Ankara
 
 
 
 
 
 
 
 
 
 &Ccedil;al&inodot;&scedil;an aday ayd&inodot;nlatma metnimiz i&ccedil;in:
 
 
 
 
 
 https://www.turktelekomkariyer.com/aydinlatma-metni.aspx
 
 
 
</div>

Financial Technologies Product Management Specialist / Sr. Specialist

Lenovo

<div>
 We are Lenovo. We do what we say. We own what we do. We WOW our customers.
 
 
 Lenovo is a US$69 billion revenue global technology powerhouse, ranked #196 in the Fortune Global 500, and serving millions of customers every day in 180 markets. Focused on a bold vision to deliver Smarter Technology for All, Lenovo has built on its success as the world&rsquo;s largest PC company with a full-stack portfolio of AI-enabled, AI-ready, and AI-optimized devices (PCs, workstations, smartphones, tablets), infrastructure (server, storage, edge, high performance computing and software defined infrastructure), software, solutions, and services. Lenovo&rsquo;s continued investment in world-changing innovation is building a more equitable, trustworthy, and smarter future for everyone, everywhere. Lenovo is listed on the Hong Kong stock exchange under Lenovo Group Limited (HKSE: 992) (ADR: LNVGY).
 
 
 This transformation together with Lenovo&rsquo;s world-changing innovation is building a more inclusive, trustworthy, and smarter future for everyone, everywhere. To find out more visit www.lenovo.com, and read about the latest news via our StoryHub.
 
 
 Lenovo is proud to announce a strategic collaboration with Alat, a subsidiary of the Public Investment Fund (PIF). This partnership includes a significant agreement for over US$2 billion in zero coupon convertible bonds, representing a major milestone in our commitment to growth and innovation.
 
 
 Our Vision is to become the leading technology partner supporting Saudi Vision 2030, positioning Lenovo as the leading global technology powerhouse in KSA. This new facility underscores our dedication to sustainability and economic development.
 
 
 
 Role Overview
 
 
 
 We are now seeking a Client Manager Financial Services to lead our commercial strategy across the Kingdoms most influential financial institutions. You will own the end-to-end customer relationship, drive strategic growth, and deliver high-value, tailored solutions across banking, insurance, and digital financial ecosystems.
 
 
 
 What Will You Do
 
 
 
 <ul>
 <li>
 Drive Lenovos strategic positioning in Financial Services as atrusted technology and transformation partner
 </li>
 <li>
 Own and grow a portfolio of strategic accounts, deliveringrevenue, market share, and customer satisfaction targets
 </li>
 <li>
 Developexecutive-level relationshipswith CXOs, building long-term trusted partnerships
 </li>
 <li>
 Translate client needs into compelling multi-product and services-led solutions,leveragingLenovos full portfolio
 </li>
 <li>
 Lead complex deal cycles, contract negotiations, and account planning aligned to Lenovos commercial cadence
 </li>
 <li>
 Collaborate closely with internal stakeholders (BU, Services, Solutions, Alliances) to co-create industry-relevant offerings
 </li>
 <li>
 Track andanticipatemarket, competitive, and regulatory trendswithin KSAs Financial Services landscape
 </li>
 <li>
 Ensure customer success through lifecycle engagement and post-sales excellence
 
 
 </li>
 </ul>
 
 What Should You Have
 
 
 
 <ul>
 <li>
 8+ years in enterprise sales or client management, ideally withinFinancial Services or ICTin the KSA market
 </li>
 <li>
 Demonstrated ability toaccess and influence C-Level executivesin financial institutions
 </li>
 <li>
 Strongtrack recordofrevenue growth and strategic account development
 </li>
 <li>
 Solid understanding of enterprise IT, infrastructure, services, and digital transformation models
 </li>
 <li>
 Experience managing complex sales cycles, RFPs, and public-sector procurement standards
 </li>
 <li>
 Commercial savvy:PL awareness, deal structuring, and business case development
 </li>
 <li>
 Excellent communication, negotiation, and relationship-building skills
 </li>
 <li>
 Fluent in English; Arabic is highly desirable
 </li>
 <li>
 Willingness to travel within KSA and regionally
 
 
 </li>
 </ul>
 
 Whatdo We Offer
 
 
 
 <ul>
 <li>
 Medical Insurance
 </li>
 <li>
 Housing Allowance
 </li>
 <li>
 Employee Referral Bonus
 </li>
 <li>
 Children of Lenovo Employees Scholarship Program
 </li>
 <li>
 Internal E-learning Development Platform Available for Employees
 
 
 </li>
 </ul>
 
 We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, religion, sexual orientation, gender identity, national origin, status as a veteran, and basis of disability or any federal, state, or local protected class.
 
</div>

Client Manager - Financial Services

DICETEK LLC

<div>Role: Proxy Product Owner &ndash; Open Finance (UAE &amp; Bahrain)
Location: UAE (with engagement across Bahrain market)
Overview
As a Proxy Product Owner for Open Finance focusing on UAE and Bahrain, you will lead the charge in conceptualizing, defining, and delivering Open Finance products that align with evolving regulatory frameworks and customer needs. You&rsquo;ll act as the bridge between business stakeholders, regulators, fintech partners, and internal delivery teams, ensuring user-centric and compliant products across both markets.
________________________________________
Key Responsibilities<ul><li>Translate regulatory mandates and market developments into a clear and actionable product roadmap for Open Finance offerings in UAE and Bahrain.</li><li>Lead the product lifecycle&mdash;from backlog creation and prioritization to delivery&mdash;ensuring alignment with strategic goals, regulatory timelines, and stakeholder needs.</li><li>Be the subject-matter expert: Stay current on the evolving Open Finance landscape in the region, including UAE&rsquo;s Open Finance platform, Trust Framework, API Hub, and Service Initiation initiatives
</li><li>Collaborate closely with compliance, legal, and security teams to embed regulatory requirements such as consent handling, API standards, sandbox testing, digital certificates, and dispute resolution mechanisms openbankproject.com.</li><li>Engage with banks, fintechs, insurers, and infrastructure providers to gather insights, define use cases (e.g., account aggregation, payments, embedded finance), and shape seamless user journeys.</li><li>Craft clear product documentation: user stories, epics, acceptance criteria, wireframes, and flow diagrams, adapted to market-specific needs.</li><li>Drive MVPs with a data-driven mindset; define KPIs, measure adoption, and iterate to optimize customer and partner experiences.</li><li>Act as a proxy for stakeholders&mdash;ensuring product decisions reflect both business priorities and ground-level realities.</li></ul> 
Required Qualifications<ul><li>Minimum of 10 years of product management experience within financial services, with specialization in Open Banking or Open Finance, especially in the GCC region (UAE and/or Bahrain).</li><li>Strong understanding of regulatory frameworks in the UAE and Bahrain:</li><li>UAE: Central Bank&rsquo;s Open Finance Regulation (issued June 2024), phased implementation via the Open Finance platform, consent management, API Hub, Trust Framework.</li><li>Bahrain: Central Bank&rsquo;s Open Banking Sandbox (since 2017), Open Banking Framework (2020), and platform pioneers like Tarabut
</li><li>Deep familiarity with technical APIs, developer portals, regulatory sandboxes, consent flows, and digital identity (e KYC, digital certificates).</li><li>Proven ability to lead multifunctional teams, working with technical engineers, compliance/legal advisors, UX designers, and external fintech partners.</li><li>Excellent communication and stakeholder management&mdash;able to align regulators, partner institutions, and internal teams.</li><li>Experience defining KPIs, gathering insights, and adapting roadmaps based on customer and market feedback.</li><li>Bachelor&rsquo;s degree in business, Finance, Computer Science, or related disciplines; MBA or Master&rsquo;s in Fintech/Innovation preferred.</li><li>Previous collaboration with or within UAE Open Finance, AlTareq, or similar regulatory bodies in the UAE.</li><li>Certifications in Agile (e.g., PSM I / CSPO) and UX design methods.</li><li>Strategic and technical rigor to navigate complex regulatory landscapes.</li><li>Strong product leadership skills, with a user-first mindset.</li><li>Drive Open Finance adoption across banking, insurance, and fintech ecosystems.</li><li>Contribute to shaping user-centric, secure, and interoperable financial services in the region.</li></ul></div>

Product Owner – Open Finance

Target

<div>About us: 
As a Fortune 50 company with more than 400,000 team members worldwide, Target is an iconic brand and one of America's leading retailers. Joining Target means promoting a culture of mutual care and respect and striving to make the most meaningful and positive impact. Becoming a Target team member means joining a community that values different voices and lifts each other up. Here, we believe your unique perspective is
important, and you'll build relationships by being authentic and respectful.
Team overview:
A role in Finance Capabilities means partnering with Finance, Technology, data and analytics leaders to co-create solutions that maximize business value and enable key strategies that are critical to the enterprise and for the experiences we create for our guests. Truly, an owner and expert of your payment platform solutions and underlying processes, you will set the vision, align on the roadmap and mobilize your team and partner teams to deliver needed outcomes. Given most strategies have a Finance impact, you will also serve as a trusted resource to guide other enterprise partners in their solutions to ensure the success and integrity of end-to-end deliverables.
Product Teams at Target are accountable for the delivery of business outcomes enabled through technology and analytic products that are easy to use, easily maintained and highly reliable. Product teams have one shared backlog that is inclusive of all product, technology, discovery and design work.
The Payment Platform is a Core Commerce product group that facilitates the Authorization, Settlement and Data &amp; Services for Payments in Stores and Target.com. As part of this team, you will be a product leader for the Payment Settlement Product. Payment Settlement is responsible for the Financial Settlement and Reconciliation of Tender Level Sales and Returns Transactions across Target Stores, Target.com and Target+ channels. You will also be a product leader for the Payment Data Services Product. Payment Data Services provides comprehensive visibility of guest-facing payment transactions data and offers a centralized solution for unified experience across channels, while empowering teams with actionable insights and UI.
Role overview:
As a Product Manager, you will work in the product model and will partner to develop a comprehensive product strategy, related roadmap, and set key business objectives (OKRs) for your respective product. You will need to leverage the knowledge of your product, accounting and controls standards, as well as business user feedback and establish other relevant data points to assess value, develop business cases, and prioritize the direction and desired outcomes for your product. You will lead a product and work in unison with engineers, UX designers, data scientists and business partners to deliver a product.
 You will be the &ldquo;voice of the product&rdquo; to key stakeholders to ensure their needs are met, and the product team is getting the direction and support that it needs to be successful. You will develop and actively understand the market, maintain a product roadmap and backlog outlining the customer themes, epics, and stories while prioritizing the backlog to focus on the highest impact work for your team and stakeholders.
 You will encourage the open exchange of information and viewpoints, as well as inspire others to achieve challenging goals and high standards of performance while committing to the organization's direction. You will foster a sense of urgency to achieve goals and leverage resources to overcome unexpected obstacles, and partner with product teams across the organization to help them achieve their goals while pursuing and completing yours.
 Core responsibilities of this job are described within this job description. Job duties may change at any time due to business needs.
About you:
<ul><li>Four-year college degree or equivalent experience</li><li>
4+ years of Product management experience or equivalent experience</li><li>
Experience working with Products supporting payment authorization and settlement preferred</li><li>
Ability to facilitate communication between business and technology teams</li><li>
Experience working in an agile environment (e.g., user stories, iterative development, scrum teams, sprints, personas)</li><li>
Ability to lead a body of work with cross-functional partners</li><li>
Strong communication skills with ability to strategically communicate milestones and roadmaps</li><li>
Curious and driven to understand end-to-end processes and business impact</li><li>
Superior problem-solving skills with ability to break down ambiguous, complex problems to root causes allowing incremental value delivery</li></ul>
Useful Links:<ul><li>
Life at Target- https://india.target.com/</li><li>
Benefits- https://india.target.com/life-at-target/workplace/benefits</li><li>
Culture- https://india.target.com/life-at-target/diversity-and-inclusion</li></ul></div>

Product Manager - Payment Platform

مصرف ابوظبي الاسلامي

<div>Role : Associate Product Manager - Business Liabilities
 
Location : Dubai
 
 
Role Purpose:
 
 
The role supports the Business Banking Division (BBD) in executing product development initiatives for liabilities, cash management &amp; other BBD products. The incumbent plays a strategic role in managing the lifecycle of Business Liabilities products including documentation, pricing, reporting, and stakeholder coordination. Working under the supervision of the Product Manager &ndash; Business Liabilities, the role contributes to commercialization, process optimization, and product enhancement aligned with BBD&rsquo;s strategic goals.
The incumbent supports the management of Liabilities product programs (PPG) and assists in maintaining updated product and procedure manuals. This includes product plan, design, and end-to-end ownership of all aspects of the product performance. This also includes planning for business liabilities, fees, and revenue growth through assessment of potential risks involved in the BBD segment, pricing strategy, and profitability targets.
This will require complete integrity of the process with proactive identification and closure of process gaps. Contributes to product planning, design, and performance tracking in coordination with the Liabilities Product Manager.
KEY METRICS: 
<ul><li>Revenue: BBD revenues generated from Liabilities and cash management products.
</li><li>Commercialization: Define business opportunities and provide support on products deliverables.
</li><li>Product knowledge: Lead strategic planning and execution of Business Liabilities product initiatives. 
</li></ul>Key Accountabilities of the role 
 
Product Management &amp; Commercialization
<ul><li>Drive product development, Fees strategies, and market segmentation.
</li><li>Support in defining product programs, pricing policies, and process enhancements.
</li><li>Identify any revenue leakages and escalate for immediate rectification.
</li><li>Manage cross-functional coordination with Legal, Sharia, Compliance, Operations, and Marketing.
</li><li>Oversee product documentation, training materials, and stakeholder communication.
</li><li>Generate and analyze MIS reports on product performance, customer behavior, and fee income.
</li><li>Lead product commercialization efforts and ensure regulatory compliance.
</li><li>Ensure compliance with internal controls and regulatory requirements.
</li><li>Support training and enablement initiatives for front-line teams.
</li><li>Contribute to market research and competitor benchmarking to identify product improvement opportunities.
</li><li>Provide operational support for the product team and customer service units.
</li><li>Perform market scan for competitive pricing policies and tariff structure to maximize product profitability.
</li><li>Developing, reviewing and keeping up-to-date with marketing, collateral and transaction documentation.
</li><li>Promotion of liabilities products in coordination with the Marketing team to create internal and external marketing materials.
</li><li>Support the development and execution of campaigns in collaboration with the Product Manager.
</li><li>Liaise with stakeholders to sign off official documents of assigned products and services.
</li><li>Support the development of new policies, procedures and process flow with the coordination of Sharia, Legal, ITD, ICD, CRM, etc.
</li><li>Monitor portfolio performance and key KPIs for BBD.
</li></ul>Market research and competitor intelligence
<ul><li>Analyze markets and products to identify business opportunities and generate new business ideas within the cash and digital domain in SME banking.
</li><li>Performing data analysis to generate business insights to support decisions on products cross-sell and value proposition enhancement.
</li></ul>Training and sales support
<ul><li>Create training materials of BBD products to equip front-liners with required knowledge.
</li><li>Address any sales enquiries/complaints generated from front-liners.
</li><li>Enhance internal and external forms for account opening &amp; service.
</li></ul>Qualifications &amp; Skills
<ul><li>Bachelor&rsquo;s degree in Business Administration, Finance, or related field.
</li><li>Good understanding of product development, cash management, and delivery channels.
</li><li>Deep understanding of SME banking practices, regulations and risks and industry standards.
</li><li>Strong communication, analytical, interaction and organizational skills.
</li><li>Ability to work under pressure and manage multiple tasks.
</li><li>Capable of preparing reports, business correspondence, and manuals.
</li>Analyze and understand business risks, benefits, and outcomes with clear documentation of the same. 
<li>
 
</li></ul>Specialist Skills / Technical Knowledge Required for this role:
<ul><li>8&ndash;10 years of banking experience with strong domain knowledge in product management.
</li><li>Comprehensive knowledge in business liabilities and cash management solutions for SME.
</li><li>Proven track record in strategic planning, product development, and commercialization.
</li><li>Understand the business liabilities dynamics and ability to transform processes.
</li><li>Understand Business Banking segments in terms of customer&rsquo;s persona and journey.
</li><li>Experience in digital banking platforms and product innovation.
</li><li>Strong analytical and communication skills.</li></ul></div>

Associate Product Manager- Business Liabilities

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