product portfolio operations manager

JPMorganChase

<div>JOB DESCRIPTION 
Lead the planning engine that powers Marketing's product portfolio. Apply your financial acumen, analytical rigor, and strategic thinking to drive disciplined planning, governance, and efficacy measurement across a complex, fast-moving portfolio.
As a Product Portfolio Operations Manager in Marketing Product Portfolio Operations (PPO), you are a foundational member of a team responsible for implementing connectivity strategies across the product space, while being directly responsible for creating structures that enhance coordination in our product line. This role will support the Marketing Portfolio, owning the 6Q planning cadence, quarterly governance, and portfolio-wide efficacy measurement. You will partner closely with Finance, Business Management, Strategy, and product leaders to ensure investments align to Strategic Business Objectives, capacity matches demand, and every dollar delivers measurable value. Reporting to the Head of Product Portfolio Operations, you will operate in ambiguity, balance competing priorities, and drive continuous improvement in planning rigor and operational excellence. 
<div>Job responsibilities</div><div>
<ul><li>Own the 6Q planning cadence and portfolio roadmap, coordinating with Finance, Business Management, Strategy, and Planning leads to drive unified planning, alignment, and prioritization across the Marketing portfolio</li>
<li>Lead Quarterly Investment Planning (QIP) interlocks and deliverables, balancing capacity and funding while driving trade-offs and ensuring alignment to Strategic Business Objectives</li>
<li>Drive quarterly initiative governance and hygiene, conducting tollgate reviews, enforcing Jira Align standards, and providing monthly stakeholder materials to improve operational efficiency and predictability</li>
<li>Measure and report budget vs. actual performance on Investment Proposals (IPs) across LOBs and marketing entities, standardizing value measurement and ensuring consistency in reporting</li>
<li>Review and challenge business cases, publishing efficiencies, OKRs, and scorecards to articulate value delivered and enable informed funding decisions</li>
<li>Guide Area Product Owners (APOs) to improve planning and execution, seeking operational efficiency opportunities and reducing Strategic Portfolio Alignment (SPA) participation through scope clarity</li>
<li>Partner with CCB Product Operations, Finance, and Business Management to align governance processes, improve Jira Align hygiene, and drive continuous improvement in planning and reporting practices</li>
<li>Support Marketing Product Employee Experience by identifying capacity constraints, informing hiring and location strategy, and enabling data-driven resource planning decisions</li>
</ul></div><div>Required qualifications, capabilities, and skills</div><div>
<ul><li>5+ years of experience in program management, Product Portfolio Operations, or performance optimization within complex, multi-product environments</li>
<li>Strong financial background with proven ability to manage budgets, analyze variances, and partner with Finance and Business Management on planning and reporting</li>
<li>Demonstrated analytical expertise, including proficiency with advanced analytics tools and methodologies to deliver actionable insights and support strategic decision-making</li>
<li>Proven ability to operate in ambiguity with minimal direction, balancing competing priorities and driving clarity in complex, fast-moving environments</li>
<li>Experience managing governance processes, including quarterly planning cycles, business case reviews, and portfolio-level reporting</li>
<li>Proven ability to operate within the product development life cycle and agile methodologies, with strong understanding of dependency management and cross-functional coordination</li>
<li>Excellent communication and stakeholder management skills, with ability to influence senior leaders and drive alignment across multiple teams and functions</li>
</ul></div><div>Preferred qualifications, capabilities, and skills</div><ul>
<li>Experience in operations for complex portfolios (groups of products) within financial services or large enterprise environments, with familiarity in planning, location strategy, and capacity planning practices</li>
<li>Advanced knowledge of dependency management, cross-functional workstreams, and continuous improvement in reporting and analytics processes</li>
<li>Proficiency with Jira Align, Tableau, and other portfolio management and analytics tools</li>
<li>Agile or portfolio management certifications (e.g., SAFe, PMP, Certified Scrum Master)</li>
<li>Demonstrated success in delivering actionable insights and supporting strategic decision-making across multiple teams and functions</li></ul>
ABOUT US 
Chase is a leading financial services firm, helping nearly half of America&rsquo;s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants&rsquo; and employees&rsquo; religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans 
 
 
ABOUT THE TEAM 
<div>
Our Consumer &amp; Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We&rsquo;re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions &ndash; all while ranking first in customer satisfaction.</div><div> 
 
</div><div>The Digital team is dedicated to creating innovative, industry-leading products and experiences that help customers access, share and control their financial data so they can make smart decisions with their money. Teams enable innovation while adhering to the firm&rsquo;s data sharing principles of security, customer control and convenience, and privacy.</div></div>

603 - Product Portfolio Operations Manager - Planning & Efficacy

Valvoline Global Operations

<div>
 
 Why Valvoline Global Operations?
 
 
 
 At
 
 Valvoline Global Operations
 
 , we&rsquo;re proud to be
 
 The Original Motor Oil
 
 , but we&rsquo;ve never rested on being first. Founded in 1866, we introduced the world&rsquo;s first branded motor oil, staking our claim as a pioneer in the automotive and industrial solutions industry. Today, as an affiliate of
 
 Aramco
 
 , one of the world&rsquo;s largest integrated energy and chemicals companies, we are driven by innovation and committed to creating sustainable solutions for a better future.
 
 
 With a global presence, we develop
 
 future-ready products
 
 and provide
 
 best-in-class services
 
 for our partners around the world. For us, originality isn&rsquo;t just about where we began; it&rsquo;s about where we&rsquo;re headed and how we&rsquo;ll lead the way.
 
 We are originality in motion.
 
 
 
 Our Corporate Values&mdash;Care, Integrity, Passion, Unity, And Excellence&mdash;are At The Heart Of Everything We Do. These Values Define How We Operate, How We Treat One Another, And How We Engage With Our Partners, Customers, And The Communities We Serve. At Valvoline Global, We Are United In Our Commitment To
 
 
 <ul>
 <li>
 Treating everyone with care.
 </li>
 <li>
 Acting with unwavering integrity.
 </li>
 <li>
 Striving for excellence in all endeavors.
 </li>
 <li>
 Delivering on our commitments with passion.
 </li>
 <li>
 Collaborating as one unified team.
 
 
 </li>
 </ul>
 When you join
 
 Valvoline Global
 
 , you&rsquo;ll become part of a culture that celebrates creativity, innovation, and excellence. Together, we&rsquo;re shaping the future of automotive and industrial solutions.
 
 
 
 Job Purpose
 
 
 
 Role is responsible for Valvoline Global Operations product portfolio in Middle East Africa including Saudi Arabia. The Portfolio Manager has four main pillars of responsibility: 1. Product/Portfolio Costing, 2. Product Profitability Review &amp; Improvement, 3. Supply Chain Optimization and SMOG Inventory Management and 4. Product Lifecycle Data Management
 
 
 Role has ownership and analysis of all product costing along with key drivers of that costing. Continually seeks ways to optimize margin within the entire portfolio through either supply chain optimizations, procurement savings opportunities, and consolidation of the portfolio through product life-cycle management. Additionally, responsible for tracking changes month-to-month within the portfolio to identify outliers and develop course correction plans. Keeps all business units apprised of costing of products.
 
 
 
 How You Make An Impact (Job Accountabilities)
 
 
 
 <ul>
 <li>
 Product / Portfolio Costing: serve as the single point of contact for all business units relative to current costing of all portfolio items, cost changes based on supplier inputs, and cost implications of various supply chain shifts. Actively communicate changes to all teams and understand impacts of absorption on the portfolio via the LE process.
 </li>
 <li>
 High impact bid costing owner: as applicable, drive the high impact bid costing process for the region, ensuring all cross-functional inputs are considered and the documentation is completed on time and to standard. This enables sales to effectively bid on new business opportunities which have a material impact on overall Valvoline supply chain capabilities and profitability.
 </li>
 <li>
 Innovation network analysis: aid in costing of new materials coupled with the development of the most effective supply chain to deliver fill rate while keeping inventory and COGS low.
 </li>
 <li>
 Profit Improvement Opportunities: Actively and continually seek ways to optimize margin within the entire portfolio through supply chain optimizations, procurement savings opportunities, and consolidation of the portfolio through product life-cycle management.
 </li>
 <li>
 SKU Rationalization &amp; Product Lifecycle Management: Own, monitor, and recommend product life cycle for the Light Duty portfolio. This encompasses an annual SKU rationalization of the portfolio followed by Obsolete tracking and process completion. Additionally, determining which SKUs should be cured and provide a strategic path, leveraging data, to move the item into a healthy position. Works closely with
 </li>
 <li>
 Review and Manage SMOG inventory in coordination with Supply Chain, providing direction on excess inventory solutions and ensure execution by the organization
 </li>
 <li>
 Review, update, maintain and manage SAP data related to the Portfolio. Be the point of contact regarding all topics related to product hierarchy in our controls. Ensure that all data related to the Portfolio is accurately updated in a timely manner.
 
 
 </li>
 </ul>
 The Portfolio Manager will conduct regular meetings with senior leaders to align on recommendations and enhancements to drive increases in profitability across the portfolio. Additionally, the portfolio manager will be the subject matter expert on portfolio supply chain within Product Strategy &amp; Management.
 
 
 
 What You Bring to the Role (Job Qualifications / Education / Skills / Requirements / Capabilities)
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s Degree; Master of Business Administration (preferred)
 </li>
 <li>
 5-7 years of experience
 
 
 </li>
 </ul>
 
 Competencies Desired
 
 
 
 <ul>
 <li>
 Strong analytical thinking and business mindset. Possesses the ability to turn insights into action
 </li>
 <li>
 Ability to pull, assess, and conceptualize key data in a manner that makes it digestible for leadership
 </li>
 <li>
 An inquisitive thirst to learn more and seek the truth
 </li>
 <li>
 Team oriented, with strong communication abilities and willingness to share ideas for diverse input and perspective
 </li>
 <li>
 Passion for continually improving recommendations and optimizations to extract value from products and supply chains
 
 
 </li>
 </ul>
 
 Working Conditions / Physical Requirements / Travel Requirements
 
 
 
 <ul>
 <li>
 This role will be on-site in our Jeddah, Saudi Arabia office
 </li>
 <li>
 Up to 20% travel in the region
 
 
 </li>
 </ul>
 Valvoline Global is an
 
 equal opportunity employer
 
 . We are dedicated to fostering an environment where every individual feels valued, respected, and empowered to contribute their unique perspectives and skills. We strictly prohibit discrimination and harassment of any kind, regardless of race, color, religion, age, sex, national origin, disability, genetics, veteran status, sexual orientation, gender identity, or any other legally protected characteristic.
 
 
 We are committed to ensuring accessibility throughout our recruitment process. If you require a reasonable accommodation to participate in any stage of the recruitment or selection process, please contact us at:.
 
 
 <ul>
 <li>
 Email: Valvolineglobalcareers@valvolineglobal.com
 
 
 </li>
 </ul>
 This contact information is solely for accommodation requests. For inquiries about application status, please use the appropriate channels listed in your application materials.
 
 
 
 Are You Ready to Make an Impact?
 
 
 
 At Valvoline Global, we&rsquo;re looking for passionate and talented individuals to join our journey of innovation and excellence.
 
 Are you ready to shape the future with us? Apply today.
 
 
 
 Requisition ID: 2033
</div>

Product Specialist - Middle East Africa, Kingdom of Saudi Arabia

Vistas Global

Job SummaryThe Assistant Manager &ndash; Card Product is responsible for managing and growing the bank&rsquo;s credit card, debit card, and prepaid card portfolio. The role focuses on product performance, portfolio profitability, customer engagement, and operational efficiency, while coordinating with internal teams and payment networks to ensure smooth product delivery and regulatory compliance.Key ResponsibilitiesCard Portfolio Management<ul><li>Manage and monitor the overall card portfolio performance including activation rates, spend volume, and customer retention.</li><li>Analyze portfolio profitability, transaction trends, and customer usage behavior.</li><li>Develop strategies to increase card acquisition, activation, and card usage.</li><li>Identify opportunities to improve portfolio growth and revenue generation.</li></ul>Product Development &amp; Enhancement<ul><li>Assist in the development and enhancement of card products, including credit, debit, and prepaid cards.</li><li>Work closely with payment networks such as Visa and Mastercard to implement new features and product updates.</li><li>Support product lifecycle management including product launch, upgrades, and discontinuation.</li><li>Coordinate with IT and operations teams for system implementation and enhancements.</li></ul>Business Strategy &amp; Market Analysis<ul><li>Conduct market research and competitor analysis to identify new opportunities in the cards market.</li><li>Support the development of pricing strategies, card benefits, and reward programs.</li><li>Evaluate customer feedback and propose product improvements.</li></ul>Campaign &amp; Customer Engagement<ul><li>Collaborate with marketing teams to design spend campaigns, cashback offers, and loyalty programs.</li><li>Monitor campaign performance and optimize customer engagement strategies.</li><li>Develop initiatives to improve card activation and transaction frequency.</li></ul>Risk, Compliance &amp; Fraud Management<ul><li>Ensure card products comply with regulatory requirements and internal policies.</li><li>Work with risk and fraud teams to monitor transaction fraud trends and portfolio risk exposure.</li><li>Ensure compliance with payment network rules and security standards.</li></ul>Reporting &amp; Performance Monitoring<ul><li>Prepare weekly and monthly portfolio performance reports for management.</li><li>Track key KPIs such as:</li><li>Card activation rate</li><li>Transaction volume</li><li>Average spend per card</li><li>Portfolio profitability</li><li>Provide insights and recommendations for business improvement.</li></ul>Qualifications<ul><li>Bachelor&rsquo;s degree in Business Administration, Finance, Banking, Marketing, or related field.</li><li>3&ndash;5 years of experience in card product management, payments, or banking portfolio management.</li><li>Experience in bank managing credit card or debit card portfolios.</li></ul>Key Skills<ul><li>Strong analytical and financial analysis skills</li><li>Knowledge of card payment systems and card lifecycle management</li><li>Experience with portfolio analytics and performance reporting</li><li>Strong communication and stakeholder management skills</li><li>Proficiency in MS Excel, PowerPoint, and data analysis tools</li><li>Ability to work in a fast-paced banking or fintech environment</li></ul>Preferred Experience<ul><li>Experience working with card processing platforms such as TSYS.</li><li>Knowledge of digital payments and card loyalty programs.</li><li>Experience managing card acquisition and spend campaigns.</li></ul>Job Type: Full-timePay: Up to QAR20,000.00 per monthWork Location: In person

Assistant Manager – Card Product Development (Card Portfolio Management)

Medichem Enterprises

Job Title: Product Manager &ndash; Aesthetics (Sales &amp; Operations)We are seeking a dynamic and experienced Product Manager &ndash; Aesthetics to join our team. The ideal candidate will have strong industry experience in the aesthetics or medical aesthetics field and will play a key role in driving both sales and operational efficiency.Key Responsibilities:<ul><li>Visit aesthetic clinics, dermatology centers, and related healthcare facilities to promote and sell products</li><li>Develop and maintain strong relationships with existing and potential clients</li><li>Achieve sales targets through effective product positioning and market engagement</li><li>Conduct product presentations and in-clinic training where required</li><li>Manage and monitor stock levels and inventory planning to ensure product availability</li><li>Coordinate with internal teams for order processing, logistics, and deliveries</li><li>Maintain accurate records of sales, inventory, and client interactions</li><li>Support basic administrative and reporting tasks related to sales and operations</li></ul>Requirements:<ul><li>Proven experience in aesthetics, medical aesthetics, or dermatology product sales</li><li>Strong understanding of clinic workflows and practitioner needs</li><li>Excellent communication and interpersonal skills</li><li>Ability to manage both field sales and backend operational tasks</li><li>Highly organized with attention to detail in inventory and reporting</li><li>Self-driven and capable of working independently</li></ul>What We Offer:<ul><li>Competitive salary with performance-based incentives</li><li>Opportunity to work in a growing aesthetics portfolio</li><li>Exposure to leading clinics and professionals in the industry</li></ul>Work Location: In person

Aesthetics - Product Manager

Sandoz

<ul>
<li>Sales and Promotion:</li>
<li>Execute the comprehensive sales strategies to promote pharmaceutical products to doctors and pharmacists.</li>
<li>Build and maintain strong relationships with healthcare professionals, including physicians, specialists, and pharmacists, to drive product awareness and usage.</li>
<li>Conduct product presentations and educate healthcare professionals on the benefits and features of our pharmaceutical portfolio.</li>
<li>Collaborate with the marketing team to share the field insights needed for developing and adjusting the promotional materials and campaigns targeting doctors and pharmacists.</li>
<li>Stay updated on market trends, competitor activities, and emerging healthcare developments to identify new sales opportunities.</li>
<li>Key Account Management:</li>
<li>Manage and nurture relationships with key accounts, including hospitals, clinics, and pharmacies.</li>
<li>Collaborate with internal teams to ensure timely delivery of products, resolve logistical challenges, and optimize supply chain operations.</li>
<li>Conduct regular business reviews with key accounts, analyzing sales data, identifying growth opportunities, and developing action plans to achieve sales targets.</li>
<li>Portfolio Management:</li>
<li>Develop a deep understanding of the features, indications, and competitive advantages of all products in the portfolio.</li>
<li>Provide feedback to the brand teams regarding product positioning, differentiation, and selling strategies aligned with the market insights gathered.</li>
<li>Pricing and Contract Negotiation:</li>
<li>Together with the market access manager and product manager to develop pricing strategies and offers that are competitive, yet profitable, based on market dynamics, customer needs, and company objectives.</li>
<li>Ensure compliance with pricing policies, regulatory requirements, and industry guidelines.</li>
</ul>
What You’ll Bring To The Role
 
<ul>
<li>Residency in Sharkia.</li>
<li>Bachelor's degree in pharmaceutical sciences, or a related field.</li>
<li>5+ years of proven experience in pharmaceutical sales, key account management, preferably in specialty business (Growth Hormone, Oncology, immunology, Biosimilars, etc...)</li>
<li>Strong knowledge of the pharmaceutical industry, including key products, therapeutic areas, and healthcare trends.</li>
<li>Excellent communication, presentation, and negotiation skills.</li>
<li>Ability to build and maintain relationships with healthcare professionals and key accounts.</li>
<li>Strong negotiation skills and ability to articulate value based stories for SDZ brands</li>
<li>Analytical mindset with the ability to interpret sales data and market trends.</li>
<li>Strong organizational skills and the ability to manage multiple priorities..</li>
<li>Familiarity with pricing strategies, contract negotiation, and compliance regulations in the pharmaceutical industry.</li>
</ul>

Key Experts Specialist - Sharkia

Raqami Islamic Digital Bank

<div>
 
 
 Position:
 
 Assistant Manager &ndash; Product Owner (Cards)
 
 
 
 Grade:
 
 OG-I
 
 
 
 Department:
 
 Business
 
 
 
 Location:
 
 Karachi
 
 
 
 
 
 
 Job Summary
 
 
 
 The Assistant Manager &ndash; Product Owner (Cards) will support the development, enhancement, and performance management of Raqami&rsquo;s cards and digital payments portfolio. This role works closely with cross‑functional teams to execute product initiatives, improve customer journeys, and ensure compliance with SBP regulations and Islamic banking principles. The position plays a key role in driving digital adoption, customer experience excellence, and sustainable portfolio growth.
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 Support execution of the product roadmap for Debit, Prepaid, Virtual, and Credit Cards
 </li>
 <li>
 Assist in managing end‑to‑end card customer journeys including issuance, activation, usage controls, disputes, and payments
 </li>
 <li>
 Support enhancement of digital payments services such as mobile top‑ups, bill payments, and fee collections
 </li>
 <li>
 Coordinate with internal stakeholders including Digital Banking, IT, Operations, Risk, Compliance, Shariah, and Marketing teams
 </li>
 <li>
 Liaise with external partners such as card schemes (Visa, MasterCard, PayPak) and technology vendors for operational matters
 </li>
 <li>
 Monitor and report key performance indicators including activation rates, transaction volumes, and customer feedback
 </li>
 <li>
 Ensure ongoing compliance with SBP regulations, internal policies, and Islamic banking guidelines
 </li>
 <li>
 Maintain accurate documentation for audits, governance, and internal reporting
 </li>
 </ul>
 
 
 
 
 
 Requirements
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Business Administration, Banking &amp; Finance, or a related discipline
 </li>
 <li>
 Master&rsquo;s degree preferred
 </li>
 <li>
 2&ndash;3 years of experience in product management, digital banking, cards, or payments-related roles
 </li>
 </ul>
 
 
 
 
 
 Skills &amp; Competencies
 
 
 <ul>
 <li>
 Understanding of card lifecycle management and digital payments ecosystem (e.g., bill payments, telco top‑ups, Raast)
 </li>
 <li>
 Familiarity with digital banking platforms and customer journeys
 </li>
 <li>
 Awareness of SBP regulations and Islamic banking concepts (preferred)
 </li>
 <li>
 Strong analytical, reporting, and Excel skills
 </li>
 <li>
 Good communication and stakeholder coordination abilities
 </li>
 <li>
 Detail-oriented with a results-driven mindset
 </li>
 </ul>
 
 
 
 
 
 Why Join Raqami?
 
 
 <ul>
 <li>
 Be part of a digital-first, Shariah-compliant bank shaping the future of banking in Pakistan
 </li>
 <li>
 Gain hands-on exposure to modern cards and digital payments products
 </li>
 <li>
 Work in a collaborative, growth-oriented environment with strong learning opportunities
 </li>
 <li>
 Contribute directly to innovation, customer experience, and financial inclusion
 </li>
 <li>
 Opportunity to grow within a dynamic and evolving digital banking ecosystem
 </li>
 </ul>
</div>

Assistant Manager – Product Owner (Cards)

ATA Banking Consulting

Company OverviewWe are a UAE-based company established in 2022, specializing in banking sales and financial product distribution. Through strategic partnerships and sales agreements with leading banks in the UAE, we have built a strong and successful business over the past four years.Our core focus is on personal finance and credit card sales, supported by structured sales teams and proven operational models. We currently maintain partnerships with some of the largest banks in the UAE, reflecting our strong market reputation and consistent performance.As part of our regional expansion, we are launching operations in Egypt. The selected candidate will initially manage 2&ndash;3 active banking contracts, with the opportunity to expand the portfolio as new agreements are added.Job SummaryWe are seeking a highly motivated and entrepreneurial Area Sales Manager to establish and lead our Egypt operations. This role requires building the business from the ground up, including setting up the sales structure, hiring teams, driving revenue, and managing full financial performance.The Area Sales Manager will act as a profit center head, responsible for revenue generation, cost control, and net profitability, while driving sales across multiple banking partners.Key Responsibilities1. Business Setup &amp; Expansion<ul><li>&ensp;&ensp;&ensp;&ensp;Establish and launch the Egypt office in alignment with UAE strategy.</li><li>&ensp;&ensp;&ensp;&ensp;Build operational processes, reporting structures, and workflows.</li><li>&ensp;&ensp;&ensp;&ensp;Ensure seamless coordination with UAE headquarters.</li></ul>2. Sales &amp; Financial Ownership<ul><li>&ensp;&ensp;&ensp;&ensp;Drive sales of personal finance and credit card products across multiple banks.</li><li>&ensp;&ensp;&ensp;&ensp;Manage relationships with a minimum of four banking partners (as portfolio expands).</li><li>&ensp;&ensp;&ensp;&ensp;Assign and manage targets per bank, project, and product line.</li><li>&ensp;&ensp;&ensp;&ensp;Take full ownership of financial performance, including:</li><li>&ensp;&ensp;&ensp;&ensp;Gross Revenue</li><li>&ensp;&ensp;&ensp;&ensp;Cost of Revenue</li><li>&ensp;&ensp;&ensp;&ensp;Gross Profit</li><li>&ensp;&ensp;&ensp;&ensp;Net Profit</li><li>&ensp;&ensp;&ensp;&ensp;Operate the Egypt business as a profitable sales channel.</li></ul>3. Team Structure &amp; Leadership<ul><li>&ensp;&ensp;&ensp;&ensp;Build and manage a structured sales organization:</li><li>&ensp;&ensp;&ensp;&ensp;2&ndash;3 Team Leaders</li><li>&ensp;&ensp;&ensp;&ensp;Each Team Leader managing approximately 10 Sales Staff</li><li>&ensp;&ensp;&ensp;&ensp;Lead recruitment, onboarding, and performance management.</li><li>&ensp;&ensp;&ensp;&ensp;Set KPIs and monitor team productivity and results.</li></ul>4. Training &amp; Development<ul><li>&ensp;&ensp;&ensp;&ensp;Develop and deliver full sales training programs.</li><li>&ensp;&ensp;&ensp;&ensp;Ensure team readiness in product knowledge, sales techniques, and compliance.</li><li>&ensp;&ensp;&ensp;&ensp;Utilize company-provided training materials, tools, and systems.</li><li>&ensp;&ensp;&ensp;&ensp;Travel to UAE when required for training, alignment, and business support.</li></ul>5. Financial &amp; Cost Management<ul><li>&ensp;&ensp;&ensp;&ensp;Manage full Profit &amp; Loss (P&amp;L) responsibility for Egypt operations.</li><li>&ensp;&ensp;&ensp;&ensp;Control budgets, operational costs, and resource allocation.</li><li>&ensp;&ensp;&ensp;&ensp;Ensure sustainable profitability and cost efficiency.</li></ul>6. Operations &amp; Reporting<ul><li>&ensp;&ensp;&ensp;&ensp;Oversee daily operations of the Egypt office.</li><li>&ensp;&ensp;&ensp;&ensp;Provide regular reports to the CEO covering:</li><li>&ensp;&ensp;&ensp;&ensp;Sales performance</li><li>&ensp;&ensp;&ensp;&ensp;Financial results</li><li>&ensp;&ensp;&ensp;&ensp;Market insights</li><li>&ensp;&ensp;&ensp;&ensp;Align local operations with UAE strategy and compliance requirements.</li></ul>Qualifications &amp; Requirements<ul><li>&ensp;&ensp;&ensp;&ensp;Bachelor&rsquo;s degree in Business Administration, Finance, or related field.</li><li>&ensp;&ensp;&ensp;&ensp;Minimum 5&ndash;8 years of experience in banking or financial services sales.</li><li>&ensp;&ensp;&ensp;&ensp;Strong experience in personal finance and credit card sales.</li><li>&ensp;&ensp;&ensp;&ensp;Proven track record in building and managing sales teams.</li><li>&ensp;&ensp;&ensp;&ensp;Experience handling multiple bank partnerships.</li><li>&ensp;&ensp;&ensp;&ensp;Strong financial acumen with experience managing profitability and costs.</li><li>&ensp;&ensp;&ensp;&ensp;Willingness to travel to UAE as required.</li></ul>Key Competencies<ul><li>&ensp;&ensp;&ensp;&ensp;Leadership and team development</li><li>&ensp;&ensp;&ensp;&ensp;Strong sales and negotiation skills</li><li>&ensp;&ensp;&ensp;&ensp;Strategic thinking and execution</li><li>&ensp;&ensp;&ensp;&ensp;Financial and commercial awareness</li><li>&ensp;&ensp;&ensp;&ensp;Ability to manage cross-border operations</li></ul>Performance Metrics (KPIs)<ul><li>&ensp;&ensp;&ensp;&ensp;Revenue and sales target achievement</li><li>&ensp;&ensp;&ensp;&ensp;Net profitability of Egypt operations</li><li>&ensp;&ensp;&ensp;&ensp;Team productivity and performance</li><li>&ensp;&ensp;&ensp;&ensp;Expansion of banking partnerships</li><li>&ensp;&ensp;&ensp;&ensp;Cost-to-revenue efficiency</li></ul>Additional Notes<ul><li>&ensp;&ensp;&ensp;&ensp;The Area Sales Manager will act as the Head of Egypt Operations.</li><li>&ensp;&ensp;&ensp;&ensp;Full training materials, systems, and support will be provided by the UAE headquarters.</li><li>&ensp;&ensp;&ensp;&ensp;The role includes periodic travel to UAE for training and strategic alignment.</li><li>&ensp;&ensp;&ensp;&ensp;Opportunity to expand the business and grow into a senior regional leadership role.</li></ul>Job Type: Full-timePay: E&pound;35,000.00 - E&pound;40,000.00 per monthWork Location: In person

Area Sales Manager – Egypt Operations

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