property claims adjuster

MICHAELS WILDER, INC.

<div>A well-established, employee-focused company is currently seeking a Licensed Claims Adjuster to join our team in an on-site role based in the North Valley. This position involves handling low-complexity property claims from start to finish&mdash;no field work required. This is not a remote opportunity. Candidate must be located in the Phoenix area. 
What You&rsquo;ll Do
<ul>
<li>Investigate, evaluate, and resolve low-complexity property claims</li>
<li>Review submitted claims and documentation for accuracy and completeness</li>
<li>Determine appropriate settlements, denials, or payments</li>
<li>Answer claim-related phone calls professionally and empathetically</li>
<li>Prepare monthly reports for financial and risk analysis</li>
<li>Assist in onboarding clients to our proprietary claims platform</li>
<li>Support internal training initiatives as needed</li></ul> 


Requirements:
<ul>
<li>Active Arizona Adjuster License</li>
<li>1&ndash;3 years of experience handling property claims preferred</li>
<li>Excellent communication and customer service skills</li>
<li>Strong analytical and organizational abilities</li>
<li>Proficiency in Microsoft Excel, Word, Outlook, and Teams</li>
<li>Ability to work independently and in a fast-paced team environment</li></ul> 


What We Offer
<ul>
<li>Competitive base salary ($57,000&ndash;$60,000)</li>
<li>Generous PTO, paid sick leave, and holiday time</li>
<li>Comprehensive benefits package including medical, dental, vision, and ancillary coverage</li>
<li>401(k) with company match</li>
<li>Opportunities for professional growth and advancement</li>
<li>Supportive, team-oriented culture</li></ul> 


We are an Equal Opportunity Employer 
We prohibit discrimination and harassment of any kind. Our hiring decisions are guided by merit, qualifications, and business needs. 
We are not working with recruiters or staffing agencies for this role. Direct applicants only, please.</div>

Claims Adjuster

Great Bay Insurance Company

Job descriptionLocated in West Atlantic City, New Jersey, The Great Bay Insurance Group has been professionally involved in the coastal homeowners insurance business for over 100 years. Great Bay knows New Jersey, the coastal areas, and the insurance needs of coastal New Jersey residents.Great Bay is growing, and we&rsquo;re adding a full-time Claims Representative / Adjuster to our team to handle claims along the central to southern New Jersey coast. The Claims Representative provides quality claim handling throughout the claim life cycle (customer contacts, coverage, investigation, evaluation, reserving, negotiation, and resolution) and maintains full compliance with internal and external quality standards and state-specific regulations.We are seeking an adjuster with at least two (2) years of experience who is familiar with reviewing repair estimates, claims software programs such as Xactimate and has strong working knowledge of HO3 and HO5 policies.Responsibilities Include:<ul><li>Handle first party property claims, as well as some liability claims, from moderate in severity to more complex as assigned</li><li>Accurately scope damages for building and contents losses and utilize as a basis for written estimates and/or computer assisted estimates</li><li>Complete residential and commercial field property inspections utilizing Xactimate software</li><li>Investigate, evaluate, and analyze relevant documents that affect damages, business interruption calculations and liability of first party property claims</li><li>Review applicable coverage forms and endorsements and provide a thorough analysis of coverage including any potential issues</li><li>Write detailed coverage, denial, reservation of rights letters and other complex correspondence</li><li>Ensure claims are thoroughly and accurately investigated, including obtaining statements and interviews from relevant parties and obtaining/interpreting official reports. Work with independent adjusters as necessary</li><li>Provide excellent customer service to policyholders. Explain coverage and assist with damage itemization, emergency repairs and living arrangements</li><li>Coordinate vendor services such as contractors, emergency repair, cleaning &amp; replacement services</li><li>Evaluate and negotiate claim settlements within authority limits and convey to insureds and/or other parties</li><li>Request authority on claims by preparing a well-documented presentation of facts and damages</li><li>Ensure payments to policyholders are issued using internal claims system</li><li>Identify suspicious losses and fraud</li><li>Recognize and take steps to pursue subrogation and obtain subrogation recoveries</li><li>May be required to attend depositions, mediations, settlement conferences, arbitrations, pre-trial hearings, trials, and all other various legal proceedings</li></ul>Education and Qualifications:<ul><li>Bachelor&rsquo;s degree preferred but equivalent work experience will be considered</li><li>Minimum of two (2) years of first-party residential property adjusting experience</li><li>Valid driver&rsquo;s license required</li><li>State adjuster license where required/ability to obtain proper licensing and CE credits as required</li><li>Experience using estimating software (experience with Xactimate strongly preferred)</li><li>Proficient in Microsoft Office Suite</li><li>Strong written and verbal communication skills, including the ability to write full captioned reports</li><li>Effective negotiation skills</li><li>Exceptional customer service skills</li><li>Must be able to effectively and independently manage workload while exhibiting good judgement</li></ul>Physical &amp; Other Requirements:<ul><li>This position may require the individual to access and inspect all areas of a dwelling or structure, which may be physically demanding and require the ability to carry, set up and climb a ladder weighing approximately 35-48 lbs., walk on roofs, and enter tight spaces (attic staircases and entries, crawl spaces, etc.). While specific territory or day to day responsibilities may not require an individual to climb a ladder, candidates must be capable of safely climbing a ladder when deployed to a catastrophe which is a requirement of the position.</li><li>Occasional travel required</li><li>May be called upon for catastrophe duty</li></ul>We offer a comprehensive benefits package including life/health benefits, 401(k) with a match, and generous paid time off.The Great Bay Insurance Group is an equal opportunity employer. Great Bay does not discriminate on the basis of race, age, sex, class, disability, religion, sexual orientation, or national origin.Job Type: Full-timePay: $65,000.00 - $85,000.00 per yearBenefits:<ul><li>401(k)</li><li>401(k) matching</li><li>Dental insurance</li><li>Health insurance</li><li>Life insurance</li><li>Paid time off</li><li>Vision insurance</li></ul>Schedule:<ul><li>Monday to Friday</li></ul>Application Question(s):<ul><li>Do you have working knowledge of property insurance policies such as the HO3 and HO5?</li></ul>Education:<ul><li>High school or equivalent (Required)</li></ul>Experience:<ul><li>claims handling: 2 years (Required)</li><li>Claims: 2 years (Preferred)</li></ul>Work Location: In person## Qualifications - Proficiency in insurance terminology and understanding of claims handling procedures - Knowledge of insurance laws and regulations - Experience with insurance processes - Strong attention to detail and accuracy in data entry - Excellent communication skills for interacting with various internal and external customers - Ability to work efficiently in a fast-paced environmentIf you are looking to utilize your skills in insurance within a collaborative team setting, we encourage you to apply for the Claims Representative position.Job Type: Full-timePay: $60,000.00 - $80,000.00 per yearBenefits:<ul><li>Employee assistance program</li><li>Flexible spending account</li><li>Health savings account</li></ul>Ability to Commute:<ul><li>West Atlantic City, NJ 08232 (Preferred)</li></ul>Ability to Relocate:<ul><li>West Atlantic City, NJ 08232: Relocate before starting work (Preferred)</li></ul>Work Location: In person

Claims Representative / Adjuster (property)

Firma de Reclutamiento en PR

<div>Responsibilities:
<ul><li>Evaluate, analyze and adjust claims according to policies.</li>
<li>Examine property claim forms and other records to determine insurance coverage.</li>
<li>Analyze and verify insurance claims for accuracy, completeness, and eligibility.</li>
<li>Investigate and assess damage to property and auto.</li>
<li>Analyze information gathered by investigation and report findings and recommendations.</li>
<li>Prepare report of findings of investigation accordingly.</li>
<li>Negotiates and transacts auto physical damage severity claims with policyholders and claimants.</li>
<li>Prepare the necessary documentation to process the payment and / or close the claim without payment.</li>
<li>Documents steps taken to request extensions of terms to the Office of the Insurance Commissioner</li></ul> 
 
Requirements:
<ul><li>Bachelor's degree from an accredited university, or a combination of equivalent education and experience as an insurance adjuster.</li>
<li>Must have a valid Insurance Adjuster License issued by the Puerto Rico Insurance Commissioner.</li>
<li>Proficient in Excel, Word, and Outlook.</li>
<li>Multitasking person with accuracy.</li>
<li>Decision making and problem-solving skills.</li>
<li>Bilingual (Spanish and English).</li>
<li>Excellent interpersonal skills, service and conflict resolution.</li>
</ul>
Employer with Equal Employment Opportunity.</div>

Auto Insurance Adjuster (Ponce & Mayagüez)

RDCL Services

Job description:RDCL Services is seeking independent and detail-oriented 1099 Independent Field Adjuster to support our projects in Cleveland, OH and the surrounding area. This contract role involves conducting on-site surveys and photographing and documenting damage on residential homes with active roofing insurance claims on behalf of a nationwide roofing partner. The ideal contractor is comfortable working in diverse environments, has strong attention to detail, and can communicate effectively with clients.Responsibilities:<ul><li>Conduct on-site surveys to collect photographs and document damage related to residential insurance claims</li><li>Collaborate with project managers to provide survey results.</li><li>Utilize specialized tools and software for efficient data collection.</li><li>Adhere to safety protocols and project guidelines while on-site.</li><li>Maintain professional communication with clients, contractors, and internal teams.</li></ul>Requirements:<ul><li>Prior experience in property claims adjusting is required</li><li>Ability to work independently and travel to various job sites.</li><li>Ability and willingness to get on residential rooftops to document roof damage</li><li>Must have a minimum 24' ladder, smart phone, and reliable transportation</li><li>Strong problem-solving skills and keen attention to detail.</li><li>Valid driver&rsquo;s license and reliable transportation.</li><li>Ability to lift and carry necessary equipment.</li></ul>Contract Details:<ul><li>Compensation: $100 per assessment (plus travel if applicable)</li><li>Flexible Schedule: Work is project-based, allowing for control over your schedule.</li><li>Independent Work: Ideal for contractors who prefer autonomy in their work.</li><li>Opportunities for ongoing contract work with RDCL Services.</li></ul>Pay: From $100.00 per dayBenefits:<ul><li>Flexible schedule</li><li>Referral program</li></ul>Work Location: In person

1099 Field Adjuster - Residential Roof Inspections

Shelter Insurance

<div>A company built to serve you. It's your career, Shelter it!
Catastrophe Response Team- Traveling Storm Adjuster
$23.82-$29.54 minimum starting pay
Job Level: Individual Contributor
Shelter maintains broad salary ranges for its roles in order to account for variations in geographic location, education, training, skills, relevant work experience, business needs and market demands. Please remember that this is the minimum starting base pay only and does not consider other components that make up the total rewards package for the position.
This is a position where the adjuster works from home, living in and servicing the Collinsville, IL area. Some travel will be required to assist in our regional area as needs arise. Home office equipment and company vehicle provided.
What You Will Be Doing:
The Catastrophe Response Team Adjuster will investigate, analyze, evaluate, and settle insurance claims involving auto damage losses. Specialize in adjusting property claims requiring physical inspection and requires extensive travel to a variety of geographic locations. Determine value of a claim and negotiates settlements. Involved in handling of complex property losses requiring expertise in fraud detection and prevention.
Due to the duties and responsibilities of this position, a Credit Bureau Report, Motor Vehicle Report, and Criminal Background Check may be ordered on final candidates.
What We're Looking For:
<ul><li>Requires excellent analytical, organizational, and decision-making skills.</li><li>
Superior skills in investigation, organization, negotiation, communication, documentation, and customer service are required.</li><li>
Must be physically able to travel long distances and lift/move/climb ladders.</li><li>
Must be able to work outside in all temperatures and inspect property physically and visually.</li><li>
Must be able to travel overnight as job requires.</li><li>
Ability to maintain schedules and deadlines and work well with others.</li><li>
Must possess a valid driver's license supported by a good driving history.</li><li>
Requires minimal supervision and ability to work independently.</li><li>
Ability to perform the essential functions of the position, with or without reasonable accommodation.</li></ul>
Shelter's uncompromising commitment to excellence doesn't stop with our customers. We recognize our employees are what make us a premier organization in the insurance industry. Shelter Employees enjoy such benefits as:<ul><li>
Health, Dental, Voluntary Vision and Prescription Drug Insurance</li><li>
Savings and Profit Sharing 401(k)</li><li>
Paid Time Off for Sick and Personal Leave, Vacation and Holidays</li><li>
Vitality Wellness Program</li><li>
&quot;Dress for Your Day&quot; Dress Code</li><li>
Flexible Scheduling</li><li>
And much more!</li></ul>
#IND1#
If interested, please apply by:
04/22/2026</div>

Catastrophe Response Team-Traveling Storm Adjuster (Resident)

Sedgwick

<div>By joining Sedgwick, you'll be part of something truly meaningful. It&rsquo;s what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there&rsquo;s no limit to what you can achieve.
Newsweek Recognizes Sedgwick as America&rsquo;s Greatest Workplaces National Top Companies
Certified as a Great Place to Work&reg;
Fortune Best Workplaces in Financial Services &amp; Insurance
Contents Adjuster
PRIMARY PURPOSE : To investigate and adjust property and casualty claims, both residential and commercial, with little to no supervision.
ESSENTIAL FUNCTIONS and RESPONSIBILITIES
<ul><li>Inspects claims and contacts involved parties in a timely manner.
</li><li>Investigates circumstances of claim(s) as required for coverage determination, cause, and compensable damages/reserves.
</li><li>Examines insurance policies and other records to determine insurance coverage.
</li><li>Prepares estimates for cost of repair and/or replacement.
</li><li>Conducts interviews with claimant and witnesses regarding submitted claim(s).
</li><li>Negotiates and settles both 1st and 3rd party claims.
</li><li>Addresses salvage and subrogation as required by the client.
</li><li>Maintains client relationships to assure repeated business referrals.
</li></ul>ADDITIONAL FUNCTIONS and RESPONSIBILITIES
<ul><li>Performs other duties as assigned.
</li><li>Supports the organization's quality program(s).
</li><li>Travels as required.
</li></ul>QUALIFICATIONS
Education &amp; Licensing
 
Bachelor's degree from an accredited college or university preferred. IIA-AIC designation required. Appropriate state adjuster license is required.
Experience
 
Two (2) years of related experience or equivalent combination of education and experience required.
Skills &amp; Knowledge
<ul><li>Strong oral and written communication, including presentation skills
</li><li>PC literate, including Microsoft Office products
</li><li>Demonstrated commitment to timely reporting
</li><li>Strong customer service skills
</li><li>Strong interpersonal skills
</li><li>Attention to detail and accuracy
</li><li>Good time management and organizational skills
</li><li>Ability to work independently or in a team environment
</li><li>Ability to meet or exceed Performance Competencies
</li></ul>WORK ENVIRONMENT
 
When applicable and appropriate, consideration will be given to reasonable accommodations.
Mental : Clear and conceptual thinking ability; excellent judgment and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines
Physical :
<ul><li>Must be able to stand and/or walk for long periods of time.
</li><li>Must be able to kneel, squat or bend.
</li><li>Must be able to work outdoors in hot and/or cold weather conditions.
</li><li>Have the ability to climb, crawl, stoop, kneel, reaching/working overhead
</li><li>Be able to lift/carry up to 50 pounds
</li><li>Be able to push/pull up to 100 pounds
</li><li>Be able to drive up to 4 hours per day.
</li><li>Must have continual use of manual dexterity.
</li></ul>Auditory/Visual : Hearing, vision and talking
The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.
Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.
<h2 class="jobSectionHeader">If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.</h2></div>

Contents Adjuster

Nationwide Mutual Insurance Company

<div>If you&rsquo;re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide&rsquo;s Property and Casualty team could be the place for you! At Nationwide&reg;, &ldquo;on your side&rdquo; goes beyond just words. Our customers and partners are at the center of everything we do and we&rsquo;re looking for associates who are passionate about delivering extraordinary care.<div>
Territory: We are seeking an experienced claims professional located in central/eastern Pennsylvania to support our assigned territory.</div><div>
What You Can Expect: This position will specialize in farm property and/or agribusiness property field claims. The role involves handling complex commercial agribusiness and farm claims, with average claim severity ranging from $200K to $1M+.</div><div>
Travel Requirements</div><div><ul><li>
Travel expectation: 25%&ndash;50%</li><li>
Primary travel will be within a 5‑hour driving radius of the employee&rsquo;s home base</li><li>
Overnight travel may be required, depending on claim location and complexity</li><li>
CAT duty assignments override standard travel parameters and may require extended travel or overnight stays as business needs dictate</li></ul></div><div>
The Ideal Candidate Will Have</div><div><ul><li>
5+ years of commercial and/or property field-based claims experience</li><li>
Farm and/or agribusiness claims handling experience (preferred)</li><li>
Xactimate estimating experience</li><li>
Strong estimating and damage assessment skills (beneficial)</li><li>
Demonstrated customer service expertise</li><li>
Proven ability to manage multiple competing priorities simultaneously</li><li>
Strong written and verbal communication skills</li></ul></div><div>
#LI-BC1</div>
Job Description Summary
Do you have a strong desire to resolve complicated insurance claims by providing prompt, courteous and fair service to customers? Are you a skilled investigator, negotiator and communicator? If you thrive in an environment where you can problem-solve claims resolution, while following processes that provide fair resolution, customer satisfaction and cost management, then we want to hear from you!
 
 
As a Claims Specialist III, you will work on commercial property damage claims of a serious and sometimes complex nature. We&rsquo;ll count on you to promote and provide outstanding customer service. You&rsquo;ll adjust serious exposure commercial property claims requiring investigation, property damage evaluation and negotiations. In addition, you&rsquo;ll handle lawsuit files to conclusion and oversee defense counsel activities. And you&rsquo;ll be responsible for the handling of claims according to prescribed authorization.
Job Description
Key Responsibilities:<ul><li>
Promptly and effectively handles assigned claims, with little to no direction and oversight, that may include complex and catastrophic casualty losses. Makes decisions within delegated authority and recommends settlement values in the disposition of serious and sometimes complex claims as outlined in company policies and procedures. Adheres to high standards of professional conduct consistent with the delivery of superior service.</li><li>
Uses various methods of settlement in those cases where warranted; assigns cases to outside vendors as warranted.</li><li>
Opens, closes and adjusts reserves in alignment with company practices designed to ensure reserve adequacy. Recommends Special Reserves where necessary, according to Corporate Reserving Guidelines. Adheres to file conferencing notification and authority procedures.</li><li>
Maintains current knowledge of: assigned insurance lines; court decisions that may affect the claims function; current guidelines in the claims function; and policy changes and modifications. This may require attendance at various seminars or training sessions.</li><li>
Mentors less experienced claims associates and assists with training/presentations as assigned by claims management.</li><li>
Partners with Special Investigative Unit (SIU) and Subrogation to identify fraud and subrogation opportunities. Assists or prepares files for suit, trial, or subrogation.</li><li>
Oversees defense counsel in all lawsuit activities from inception throughout the life of the claim.</li><li>
Delivers a positive customer service experience to internal, external, current and prospective Nationwide customers.</li></ul>
May perform other responsibilities as assigned.
Reporting Relationships: Reports to Claims Manager. Individual contributor role.
Typical Skills and Experiences:
Education: Undergraduate studies in business administration or related field preferred and/or relevant experience.
License/Certification/Designation: Successful completion of required claims certification schools/courses. Professional development such as IIA or CPCU preferred. State licensing where required. Obtain Xactimate Level 1 certification within a year of start date. Obtain Xactimate Level 2 certification within two years of employment.
Experience: Five years commercial property claims handling experience preferred.
Knowledge, Abilities and Skills: Extensive knowledge of medical, legal and/or commercial claims terminology, state regulations, claims processes, standard methodologies, and customer relationship management. Advanced knowledge of insurance theory and practices, insurance contracts and their application. Excellent customer service skills and validated ability to proactively meet customer needs. Analytical skills vital to making decisions and reaching resolution in application of coverage, laws of jurisdiction to investigation facts, policy exclusions and exceptions. Proven interpersonal skills to effectively prioritize increased and more complex workloads. Able to demonstrate strong but flexible standards which are balanced based on the conflicting demands of the position. Excellent written and verbal communication skills necessary to optimally communicate and/or influence various audiences. Demonstrated leadership capabilities to effectively train, coach, and provide feedback to less experienced associates. Knowledge of claims systems. Extensive knowledge of best claims methodologies used to resolve serious and/or high exposure/large loss commercial claims. Validated ability to meet customer needs and provide exemplary service by informing customers of the claims process and ensuring a positive customer experience. Analytical skills used to make independent decisions and resolve issues; proven ability to coordinate with defense counsel in the handling of cases involving serious and sometimes complex commercial property damage issues from inception through trial. Organizational skills to effectively establish work priorities according to best claims practices. Ability to operate personal computer and related software.
Other criteria, including leadership skills, competencies and experiences may take precedence.
Staffing exceptions to the above must be approved by the business unit executive and HR Business Partner.
Values: Regularly and consistently demonstrates the Nationwide Values.
Job Conditions:
Overtime Eligibility: Exempt (Not Eligible)
Working Conditions: Inside or field claims environment. May require ability to sit and use telephone and personal computer for extended periods. Able to make physical inspections of accident scenes and property loss sites. Able to climb ladders, balance at various heights, stoop, bend and/or crawl to inspect vehicles and structures. Able to work outside in all types of weather. Able and willing to work irregular hours and to travel with possible overnight requirements. May be on-call. Available to work catastrophes (CAT). Must have a valid driver&rsquo;s license with satisfactory driving record in accordance with Nationwide standards.
ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.
Credit/Background Check: Due to the fiduciary accountabilities within this job, a valid credit check and/or background check will be required as part of the selection process.
Benefits
We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. 
NOTE TO EMPLOYMENT AGENCIES:
We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.
Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.
The national salary range for Claims Specialist III, Commercial Property : $88,000.00-$164,000.00
The expected starting salary range for Claims Specialist III, Commercial Property : $88,000.00 - $132,000.00</div>
 <ul><li>Job Category Claims
</li><li>Position Type Full Time
</li><li>Posted 2026-04-10T17:08:01.245535+00:00
</li><li>Location(s) Pennsylvania
</li><li>Line of Business
</li><li>Entity
</li><li>Recruiter
</li><li>Hiring Manager
</li><li>Experience Level
</li><li>Req ID 097612</li></ul>

Claims Specialist III, Commercial Property (Farm & AG)

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