property damage adjuster

Reserv

<div>About Reserv
Reserv is an insurtech creating and incubating cutting-edge AI and automation technology to bring efficiency and simplicity to claims. Founded by insurtech veterans with deep experience in SaaS and digital claims, Reserv is venture-backed by Bain Capital and Altai Ventures and began operations in May 2022. We are focused on automating highly manual tasks to tackle long-standing problems in claims and set a new standard for TPAs, insurance technology providers, and adjusters alike. We have ambitious (but attainable!) goals and need people who can work in an evolving environment. If building a leading TPA and the prospect of tackling the long-standing challenges of the claims role sounds exciting, we can't wait to meet you.<h3 class="jobSectionHeader"> 
About the role</h3><ul><li>
Highly motivated and growth-oriented. You're excited by the prospect of building a tech-driven claims org.</li><li>
Passionate claims professional who cares about the customer and their experience.</li><li>
Sense of urgency - at all times. That does not mean working at all hours.</li><li>
Conflict-enjoyer. Conflict does not have to be adversarial, but it HAS to be conversational.</li><li>
Curious. You have to want to know the whole story so you can make the right decisions early and action them to a prompt resolution.</li><li>
Anti-status quo. You don&rsquo;t just wish things were done differently, you act on it.</li><li>
Provide prompt, courteous and high-quality customer service to all policyholders and claimants by answering customer calls and resolving customer requests</li><li>
Gather necessary information from customers to initiate the claim and determine the appropriate course of action</li><li>
Manage an inventory of claims, establish initial reserves for all potential exposures, and adjust as appropriate throughout the claim</li><li>
Coordinate the repair, if necessary, for the property damage</li><li>
Recognize requirements for potential escalation should the loss no longer meet criteria for your handling</li><li>
Communicate and coordinate with involved parties regarding negotiations and settlement</li><li>
Provide input for continuous development best practices, and process improvements</li></ul><h3 class="jobSectionHeader">
Who you are</h3><ul><li>
Highly motivated and growth-oriented. You're excited by the prospect of building a tech-driven claims org.</li><li>
Passionate claims professional who cares about the customer and their experience.</li><li>
Empathetic. You exercise empathy and patience towards everyone you interact with.</li><li>
Sense of urgency - at all times. That does not mean working at all hours.</li><li>
Conflict-enjoyer. Conflict does not have to be adversarial, but it HAS to be conversational.</li><li>
Curious. You have to want to know the whole story so you can make the right decisions early and action them to a prompt resolution.</li><li>
Anti-status quo. You don&rsquo;t just wish things were done differently, you act on it.</li></ul><h3 class="jobSectionHeader">
What we need</h3>
We need you to do all the things typical to the role:<ul><li>
Provide prompt, courteous and high-quality customer service to all policyholders and claimants by answering customer calls and resolving customer requests</li><li>
Gather necessary information from customers to initiate the claim and determine the appropriate course of action</li><li>
Manage an inventory of claims, establish initial reserves for all potential exposures, and adjust as appropriate throughout the claim</li><li>
Coordinate the repair, if necessary, for the property damage</li><li>
Recognize requirements for potential escalation should the loss no longer meet criteria for your handling</li><li>
Communicate and coordinate with involved parties regarding negotiations and settlement</li><li>
Provide input for continuous development best practices, and process improvements</li></ul><h3 class="jobSectionHeader">
Requirements</h3><ul><li>
Bachelor's degree (lack of one should not stop you from applying if you possess all the other qualifications)</li><li>
Experience with handling real property damage, this is not required but encouraged</li><li>
Minimum of 1 year experience with insurance claims and/or customer service</li><li>
Active adjuster license required: resident state license if available, otherwise a Designated Home State (DHS) license</li><li>
Bilingual (fluent in Spanish and English)</li></ul><h3 class="jobSectionHeader">
Benefits</h3><ul><li>
Generous health-insurance package with nationwide coverage, vision, &amp; dental</li><li>
401(k) retirement plan with employer matching</li><li>
Competitive PTO policy &ndash; we want our employees fresh, healthy, happy, and energized!</li><li>
Generous family leave policy after 8 months of continuous work</li><li>
Work from anywhere to facilitate your work life balance</li><li>
Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder!</li></ul> 
Additionally, we will<ul><li>
Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role</li><li>
Work toward reducing and eliminating all the administrative work from an adjuster role</li><li>
Foster a culture of empathy, transparency, and empowerment in a remote-first environment</li></ul> 
At Reserv, we value diversity in backgrounds, perspectives, and life experiences and believe that diversity in viewpoints and critical thinking drives innovation, first-principles thinking, and success. We welcome applicants from all backgrounds and encourage those from all walks of life to apply. If you believe you are a good fit for this role, we would love to hear from you!</div>

Bilingual Auto Property Damage Claims Adjuster

Elevate Claims Solutions

<div>
 
 About Us
 
 
 
 At Elevate Claims Solutions, we are dedicated to supporting the unique skill sets and career goals of our Independent Adjusters. Our commitment to continuous improvement and meaningful work ensures that you can make a real difference in the lives of those you serve.
 
 
 
 What We Offer
 
 
 
 <ul>
 <li>
 Career Development: We prioritize your growth by seeking your feedback on how we can support your professional journey.
 </li>
 <li>
 Diverse Opportunities: Work with a variety of carriers, allowing you to expand your skills and network.
 </li>
 <li>
 Clear Expectations: Benefit from guidelines that clearly outline carrier requirements, ensuring you know what to expect.
 </li>
 <li>
 Continuous Feedback: Engage in real-time Quality Assurance and formal quarterly coaching sessions to refine your skills and highlight strengths.
 </li>
 <li>
 Expert Guidance: Collaborate with a team of seasoned industry professionals who provide valuable insights and support.
 
 
 </li>
 </ul>
 
 Responsibilities
 
 
 
 
 Job Description
 
 
 
 <ul>
 <li>
 Evaluate exterior and minor interior property damage.
 </li>
 <li>
 Draft detailed damage descriptions, including measurements and materials used.
 </li>
 <li>
 Fill in basic scope sheets.
 </li>
 <li>
 Utilize Xactanalysis software effectively.
 
 
 </li>
 </ul>
 
 Requirements
 
 
 
 <ul>
 <li>
 Current, active Xactimate license with experience writing estimates for both residential and commercial damages.
 </li>
 <li>
 Flexibility to maintain a non-traditional work schedule to accommodate the needs of insureds and carriers.
 </li>
 <li>
 Strong written and verbal communication skills, with an emphasis on clear and timely communication.
 </li>
 <li>
 Proficient in various claims management systems and strong technological skills.
 </li>
 <li>
 Ability to manage workload independently and exercise good judgment.
 </li>
 <li>
 Openness to receiving and providing constructive feedback.
 </li>
 <li>
 Background screening eligibility and current active licenses as required.
 
 
 </li>
 </ul>
 
 Join Us
 
 
 
 If you&rsquo;re ready to elevate your career in a supportive and dynamic environment, we want to hear from you! Let&rsquo;s work together to make a meaningful impact.
</div>

Scope Only Adjusters

Firma de Reclutamiento en PR

<div>Responsibilities:
<ul><li>Evaluate, analyze and adjust claims according to policies.</li>
<li>Examine property claim forms and other records to determine insurance coverage.</li>
<li>Analyze and verify insurance claims for accuracy, completeness, and eligibility.</li>
<li>Investigate and assess damage to property and auto.</li>
<li>Analyze information gathered by investigation and report findings and recommendations.</li>
<li>Prepare report of findings of investigation accordingly.</li>
<li>Negotiates and transacts auto physical damage severity claims with policyholders and claimants.</li>
<li>Prepare the necessary documentation to process the payment and / or close the claim without payment.</li>
<li>Documents steps taken to request extensions of terms to the Office of the Insurance Commissioner</li></ul> 
 
Requirements:
<ul><li>Bachelor's degree from an accredited university, or a combination of equivalent education and experience as an insurance adjuster.</li>
<li>Must have a valid Insurance Adjuster License issued by the Puerto Rico Insurance Commissioner.</li>
<li>Proficient in Excel, Word, and Outlook.</li>
<li>Multitasking person with accuracy.</li>
<li>Decision making and problem-solving skills.</li>
<li>Bilingual (Spanish and English).</li>
<li>Excellent interpersonal skills, service and conflict resolution.</li>
</ul>
Employer with Equal Employment Opportunity.</div>

Auto Insurance Adjuster (Ponce & Mayagüez)

First Chicago Insurance Company

<div>Are you unhappy at your present job?
Are you going nowhere in your current position?
Is it time for a change? 
Are you an experienced Auto Claims Supervisor looking to join a growing company where you will be rewarded for your hard work, and have future upward career growth opportunities?
Or
Are you a seasoned Auto Claims Adjuster looking for that next step in your career to share your knowledge and lead a team of adjusters?
If you answered YES to the above, it's time to talk to First Chicago Insurance Company!
We offer:
<ul><li>Competitive Salaries</li><li>
Excellent benefits</li><li>
Growth opportunities!</li></ul>
Apply only if you consider yourself a career professional who loves to work, because we work hard here!
Position Description:
The Property Damage Supervisor is responsible for oversight of the overall productivity and personnel of the Property Damage Coverage Unit. Scope of the position includes ensuring compliance with State mandated claims handling guidelines, understanding of policy language and coverages, as well as assuring proper investigation and conclusions of claims. Position also includes, monitoring production, staff development and the quality of files assigned to the Unit. 
DUTIES &amp; RESPONSIBILITIES:
<ul><li>Lead, motivate, and provide direction to the unit adjusters</li><li>
Conduct file and diary reviews for the purpose of monitoring adjuster's work and to assure appropriate documentation is available, fair claim settlement practices are followed, and company quality standards are maintained</li><li>
Place appropriate authority level on claim files based upon determination of coverage, investigation of facts and approve settlement checks within authority</li><li>
Review reports and support the implementation of procedures which improve overall claim settlement process, customer service levels, and ensure that desired quality and quantity levels are maintained</li><li>
Oversee the implementation and monitoring of procedures to assure effectiveness and compliance</li><li>
Determine training needs of the department / unit, establish and participate in programs to ensure training needs of personnel and processes</li><li>
Identify Systems issues / concerns and make suggestions for enhancements</li><li>
Manage the administrative functions of the unit which include:
</li><li><div><ul><li>Review, provide direction and assign new losses</li><li>
Setting performance objectives and monitoring performance results</li><li>
Conduct performance appraisals</li><li>
Daily review of files for payment approvals over adjuster authority and the transfer of files to appropriate areas (SIU, Litigation, Total Loss, Subrogation, etc.)</li><li>
Conduct unit meetings</li><li>
Review and respond to Department of Insurance inquiries</li><li>
Review and direct claim activity on customer inquiries</li><li>
Assure all compliance and customer service regulations / initiatives are met</li></ul></div></li><li>Seeking local candidates to work in either our Bedford Park location, approximately one mile south of Chicago Midway Airport, or our Oak Brook location.
</li></ul>QUALIFICATIONS REQUIRED:<ul><li>
5+ years auto liability property damage claims handling experience</li><li>
Prior Supervisory experience over Auto Adjusters preferred</li><li>
Prior Non-Standard Auto Claims experience a plus, not required</li><li>
Strong technical and administrative background in auto claims handling</li><li>
Ability to work independently on technical and administrative matters in accordance with company policy and procedures</li><li>
Background in personnel selection, goal setting, monitoring and communicating performance</li><li>
Good leadership, training and development skills.
</li><li>Excellent communication, interpersonal and organizational skills</li><li>
Ability to pass written examinations where required by state statutes to become a licensed claim adjuster / supervisor</li><li>
On-Site position.</li></ul>
First Chicago Insurance Company provides a competitive benefits package to all full- time employees. Following are some of the perks First Chicago employees receive:<ul><li>
Competitive Salaries</li><li>
Commitment to your Training &amp; Development</li><li>
Medical and Dental and Vision Reimbursement</li><li>
Short Term Disability/Long Term Disability</li><li>
Life Insurance</li><li>
Flexible Spending Account</li><li>
Telemedicine Benefit</li><li>
401k with a generous company match</li><li>
Paid Time Off and Paid Holidays</li><li>
Tuition Reimbursement
</li><li>Wellness Program</li><li>
Fun company sponsored events</li><li>
And so much more!</li></ul> 
Estimated Compensation Range: $48,750k/year-$93,750k/year*<ul><li>Published ranges are estimates. Offered compensation will be based on experience, skills, education, certifications, and geographic location.</li></ul></div>

Auto Claims Property Damage Supervisor

Merchants Mutual Insurance

<div>Auto Physical Damage Claim Adjuster
Hybrid Work Schedule

Buffalo, New York 

Merchants Insurance Group is a leading Property and Casualty Insurer in the Northeast and is looking for an Auto Physical Damage Claim Adjuster (APD) to join our Corporate Claims team located in Buffalo, New York.

The APD Claim Adjuster will become part of a dedicated claims team focusing on Auto Physical Damage claims. This position interacts extensively with internal colleagues as well as policyholders, agents, attorneys, appraisers, auto repair facilities and a multitude of claim-related service providers.

Merchants Insurance Group, rated A- (Excellent) with a stable outlook by the A.M. Best Company, is proud to be one of Buffalo Business First&rsquo;s Best Places to Work in Western New York (2023-2025), a Fast Track company (2019-2025), and a Top Private Company (2019-2025). Merchants was also granted the Ward&rsquo;s 50&reg; designation as a top-performing property-casualty insurance company for four consecutive years (2021-2024) and has been granted the Ivans Spark Award for innovation (2024-2025). In October 2024, Newsweek and Statista included Merchants Insurance Group on their first-ever America&rsquo;s Most Reliable Companies list, which highlights organizations that other companies can feel confident doing business with in 2025. Of 1,500 B2B companies evaluated, Merchants was one of only 300 companies to make the list.

Merchants offers its colleagues a Hybrid work schedule. The Hybrid work schedule requires 2 full days per week in the office, with the option to work the remaining days at home or in the office. This exciting Hybrid Work benefit offers colleagues a flexible work schedule with the ability to remain connected with their Merchants team and colleagues. 


Essential Duties and Responsibilities include, but are not limited to:
<ul>
<li>Cultivating relationships with claims and other internal staff, policyholders, attorneys, agents and a variety of service providers and experts all while working towards achieving the most optimal outcomes for Merchants and our policyholders.</li>
<li>Providing a high level of customer service while managing a portfolio of Auto Physical damage claims.</li>
<li>Conducting and directing timely and quality claim investigations, evaluations and equitable settlements of all assigned claims.</li>
<li>Ensuring timely and accurate reserves consistent with established reserving philosophy and practices.</li></ul> 


Qualifications &amp; Skills:
<ul>
<li>Qualified candidates will have a 4-year degree or equivalent work-related experience.</li>
<li>Minimum of 1 year of experience in handling coverage and liability investigations for auto physical damage claims.</li>
<li>Total Loss experience is a plus.</li>
<li>Exceptional organizational, verbal and written communication skills are required.</li>
<li>Computer experience including Microsoft office experience.</li>
<li>ImageRight knowledge is a plus.</li>
<li>Excellent customer service skills.</li>
<li>Professional designations or working towards industry specific designations are a plus.</li>
<li>Must obtain any required State licensing within 6 months of hire.</li></ul> 
Merchants Insurance Group Pay information:

Merchants Insurance Group offers a competitive pay scale. The estimated salary for this role ranges from $25.00 &ndash; $33.00 hourly based on leveling and geography, along with an equity component and a comprehensive benefits package. This range is merely an estimate; actual compensation may deviate from this range based on skills, experience and qualifications. 


Merchants Insurance Group Benefits:
<ul>
<li>Welcoming and positive work environment.</li>
<li>Colleague Appreciation events.</li>
<li>Flexible work arrangements, including flex scheduling and summer hours.</li>
<li>Hybrid work schedule. The Hybrid work schedule will require 2 full days per week in the office, with the option to work the remaining days per month at home or in the office</li>
<li>Flexible work arrangements, including flex scheduling and summer hours.</li>
<li>Competitive pay scale.</li>
<li>Generous paid time off package.</li>
<li>Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars.</li>
<li>Outstanding company bonus program.</li>
<li>Tuition Reimbursement.</li></ul> 


And many more exciting company benefits!! 


Merchants Insurance Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. Merchants Insurance Group supports a safe workplace through pre-employment background screenings.</div>

Auto Physical Damage Claim Adjuster

Shelter Insurance

<div>A company built to serve you. It's your career, Shelter it!
Catastrophe Response Team- Traveling Storm Adjuster
$23.82-$29.54 minimum starting pay
Job Level: Individual Contributor
Shelter maintains broad salary ranges for its roles in order to account for variations in geographic location, education, training, skills, relevant work experience, business needs and market demands. Please remember that this is the minimum starting base pay only and does not consider other components that make up the total rewards package for the position.
This is a position where the adjuster works from home, living in and servicing the Collinsville, IL area. Some travel will be required to assist in our regional area as needs arise. Home office equipment and company vehicle provided.
What You Will Be Doing:
The Catastrophe Response Team Adjuster will investigate, analyze, evaluate, and settle insurance claims involving auto damage losses. Specialize in adjusting property claims requiring physical inspection and requires extensive travel to a variety of geographic locations. Determine value of a claim and negotiates settlements. Involved in handling of complex property losses requiring expertise in fraud detection and prevention.
Due to the duties and responsibilities of this position, a Credit Bureau Report, Motor Vehicle Report, and Criminal Background Check may be ordered on final candidates.
What We're Looking For:
<ul><li>Requires excellent analytical, organizational, and decision-making skills.</li><li>
Superior skills in investigation, organization, negotiation, communication, documentation, and customer service are required.</li><li>
Must be physically able to travel long distances and lift/move/climb ladders.</li><li>
Must be able to work outside in all temperatures and inspect property physically and visually.</li><li>
Must be able to travel overnight as job requires.</li><li>
Ability to maintain schedules and deadlines and work well with others.</li><li>
Must possess a valid driver's license supported by a good driving history.</li><li>
Requires minimal supervision and ability to work independently.</li><li>
Ability to perform the essential functions of the position, with or without reasonable accommodation.</li></ul>
Shelter's uncompromising commitment to excellence doesn't stop with our customers. We recognize our employees are what make us a premier organization in the insurance industry. Shelter Employees enjoy such benefits as:<ul><li>
Health, Dental, Voluntary Vision and Prescription Drug Insurance</li><li>
Savings and Profit Sharing 401(k)</li><li>
Paid Time Off for Sick and Personal Leave, Vacation and Holidays</li><li>
Vitality Wellness Program</li><li>
&quot;Dress for Your Day&quot; Dress Code</li><li>
Flexible Scheduling</li><li>
And much more!</li></ul>
#IND1#
If interested, please apply by:
04/22/2026</div>

Catastrophe Response Team-Traveling Storm Adjuster (Resident)

AlphaStaffHCM

<div><div>A client of AlphaStaffHCM&trade; is searching for an Inside Senior Property Adjuster. This organization provides stability, strong operational support, and the opportunity to handle meaningful, real-world claims where your judgment directly impacts outcomes..</div><div></div><div> 
Job Description</div><div>
As a dedicated Senior Property Adjuster, you will work within defined guidelines and framework, investigate, evaluate, negotiate and settle complex property insurance claims presented by or against policyholders. You will confirm/analyze coverage, recognize liability exposure and negotiate equitable settlement in compliance with all state regulatory requirements. Adjusters recognize and empathize with customers&rsquo; life events, as appropriate. The Inside Senior Property Adjuster role is a telephone concentrated environment without physical inspection of loss.</div><div></div><div> 
Key Responsibilities:</div><ul>
<li>Proactively manages assigned claims caseload comprised of claims with moderate complexity damages that require commensurate knowledge and understanding of claims coverage.</li>
<li>Partners with vendors and internal business partners to facilitate moderate complexity claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.</li>
<li>Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.</li>
<li>Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing investigation information involving moderate complexity policy terms and contingencies.</li>
<li>Determines and negotiates moderate complexity claims settlement. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes.</li>
<li>Maintains accurate, thorough, and current claim file documentation throughout the claims process.</li>
<li>Applies proficient knowledge of estimating technology platforms and virtual inspection tools; Utilizes platforms and tools to prepare claims estimates to manage moderate complexity property insurance claims.</li>
<li>Applies working knowledge of industry standards of inspection, damage mitigation and restoration techniques.</li>
<li>Serves as an informal resource for team members.</li>
<li>Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations.</li>
<li>Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.</li>
<li>May be assigned CAT deployment travel with minimal notice during designated CATs.</li>
<li>Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.</li>
<li>Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.</li></ul><div> 
</div><div>Must Have Qualifications:</div><ul>
<li>High School Diploma or General Equivalency Diploma.</li>
<li>2 years relevant property adjusting and/or claims adjusting experience handling moderately complex claims or construction related industry/insurance experience.</li>
<li>Developing knowledge of residential construction.</li>
<li>Working knowledge of estimating losses using Xactimate.</li>
<li>Demonstrated negotiation, investigation, communication, and conflict resolution skills.</li>
<li>Working knowledge of property claims contracts and interpretation of case law and state laws and regulations.</li>
<li>Proficient in prioritizing and multi-tasking, including navigating through multiple business applications.</li>
<li>May need to travel up to 50% of the year (local &amp; non-local) and/or work catastrophe duty when needed.</li>
<li>Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.</li></ul><div> 
</div><div>Nice to Have Qualifications
</div><ul><li>Experience handling water loss claims including water mitigation, water loss estimating and reconciliation</li>
<li>Experience desk adjusting property claims involving Dwelling, Other Structures, Loss of Use, and Contents using virtual technologies (Hosta, Hover, Xactimate, ClaimsX)</li>
<li>Experience handling large loss complex claims (i.e., water, vandalism, malicious mischief, foreclosures, earth movement, appraisal, collapse, etc.)</li>
<li>Experience with full file ownership handling claims from start to finish (FNOL, estimating, reviewing policy, making coverage decisions, settlement)</li>
<li>Insurance industry designations such as AINS, CPCU, AIC, SCLA (or actively pursuing)</li>
<li>Proficiency in Xactimate (Level 1 and/or Level 2 certification)</li>
<li>Experience in a call center environment</li>
<li>Currently hold an active Adjuster License</li>
<li>Bachelor&rsquo;s degree</li>
<li>US military experience through military service or a military spouse/domestic partner</li></ul><div> 
</div><div>Compensation and Perks</div><ul>
<li>Salary range: $63,590 - $114,450</li>
<li>Hybrid schedule: Mandatory 3 days in office</li>
<li>Best-in-class benefits to support their physical, financial, and emotional wellness</li>
<li>Comprehensive medical, dental and vision plans, 401(k), pension, and life insurance</li>
<li>Parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs</li>
<li>Career path planning and continuing education to assist employees with their professional goals</li></ul><div> 
</div><div>﻿Disclaimers: AlphaStaff, Inc. and the Client are equal employment opportunity employers and do not discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender identity, religion, national origin, age, past or present military service, disability, genetic information, or any other basis protected by applicable federal, state, or local laws.</div></div><div></div>

Senior Property Adjuster

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