real estate loan underwriter

LBC Mortgage

<div>About LBC Mortgage
LBC Mortgage is a Los Angeles&ndash;based mortgage company with over 20 years of industry experience. Alongside our traditional mortgage business, we operate a fast-growing Private Money / Hard Money Lending Division, focused on funding real estate investment loans with speed, accuracy, and strong risk management.
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.
Responsibilities<ul><li>
Underwrite Hard Money / Private Money loans (Fix &amp; Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)
</li><li>Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)
</li><li>Analyze property details, exit strategies, deal structure, and overall risk
</li><li>Calculate and validate LTV, ARV, LTC, rehab budgets, and timelines
</li><li>Review appraisals, comps, and market data to confirm property value and feasibility
</li><li>Issue approvals and conditions, ensuring fast and clear communication with the team
</li><li>Work closely with Loan Officers, Processors, and Management to move loans efficiently
</li><li>Identify red flags early and provide clear recommendations
</li><li>Ensure adherence to internal guidelines and lending policies
</li></ul>Requirements<ul><li>
2+ years of underwriting experience in Hard Money / Private Lending (required)
</li><li>Strong understanding of Fix &amp; Flip and Bridge loan underwriting
</li><li>Ability to evaluate ARV-based deals, rehab scopes, and budgets
</li><li>Strong knowledge of appraisals, title reports, insurance, and entity structures
</li><li>Strong attention to detail and ability to work in a high-volume, fast-paced environment
</li><li>Excellent communication skills and ability to make confident decisions
</li></ul>Preferred Qualifications<ul><li>
Experience underwriting DSCR and rental investment loans
</li><li>Experience with Ground-Up Construction loans
</li><li>Familiarity with Encompass or other mortgage/loan CRM systems
</li><li>Strong knowledge of investor real estate lending across multiple states
</li></ul>Why Join LBC Mortgage<ul><li>
Established company with strong leadership and long-term stability
</li><li>Growing private lending division with strong pipeline
</li><li>Opportunity for career growth into Senior Underwriter / Underwriting Manager role
</li><li>Competitive compensation based on experience
</li><li>Remote flexibility and supportive team environment</li></ul></div>

Underwriter

Underwriting Specialist

Mortgage Underwriter

CrossCountry Mortgage, LLC

<div>CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You&rsquo;ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
About Valere Commercial:
Part of the CrossCountry family of companies, Valere Commercial is a private real estate lender built for the modern investor. We offer flexible, fast, and scalable lending solutions backed by strong capital and a commitment to long-term client success. Our platform is designed to support real estate entrepreneurs - not just for one deal, but across their entire investment journey. You&rsquo;ll be part of a company that&rsquo;s agile, well-capitalized, and built to scale. We move fast, think big, and empower our team to do the same.
Valere Commercial&rsquo;s core focus is on business purpose loans, including but not limited to the following products: investor bridge, fix-and-flip, ground-up construction (1-4 family and multi-family), multi-family term, cross-collateralized, and builder finance.
Position Overview:
The BPL Underwriter is an experienced mortgage professional specializing in complex transactions including fix and flip, multifamily, senior bridge, and construction loans. This role demonstrates skill in structuring deals, analyzing financial and property valuations, and ensuring compliance with company policies and regulatory standards. The BPL Underwriter collaborates cross-functionally with production, closing, and legal teams to deliver tailored lending solutions and drive successful loan execution.
Job Responsibilities:<ul><li>
Lead the underwriting process while managing deal timelines, developing credit recommendations, and ensuring compliance with company policies.</li><li>
Work directly with production teams to develop loan structures that will meet clients&rsquo; financial objectives; develop and maintain strong relationships with production and closing departments.</li><li>
Prepare underwriting narratives and independent cash flow estimates, focusing on large, complex transactions, including multifamily, senior bridge and construction loan deals.</li><li>
Evaluate the market competitiveness of the proposed collateral and determine the economic feasibility of transactions; conduct detailed economic and market research.</li><li>
Model and review cash flows, financial statements, and analyze property valuations.</li><li>
Review third party reports from vendors such as appraisers, surveyors, and engineers to ensure compliance with all requirements.</li><li>
Collaborate with loan officers, loan closers, and legal counsel to move loan requests through the approval and closing process.</li><li>
Conduct and participate in customer meetings and conference calls.</li><li>
Present recommendations to the appropriate levels, including all key documentation. (term sheets, applications, commitments, credit memos, etc.)</li><li>
Crosstrain across Valere&rsquo;s various products and exit strategies to cultivate ability to underwrite a variety of deal types.</li></ul>
Qualifications and Skills:<ul><li>
Bachelor&rsquo;s Degree in Statistics, Business, Finance, Accounting or Economics, preferred.</li><li>
5+ years of experience underwriting Single, Multifamily and Commercial Real Estate Loans; experience with building or utilizing cash flow model technologies, preferred.</li><li>
Completion of a formal commercial loan underwriting training program (Ex. Omega), preferred.</li><li>
Experienced in high-volume environments, efficiently managing assignments to consistently meet deadlines.</li><li>
Skilled in prioritizing tasks and avoiding distractions to meet deadlines without direct supervision in a remote work environment.</li><li>
Experience with Moody&rsquo;s Credit Lens, preferred.</li><li>
Advanced knowledge of commercial real estate underwriting, including the development of cash flow forecasts and pricing metrics.</li><li>
Excellent oral and written communication skills.</li><li>
Proficient in Microsoft Office Suite.</li><li>
Ability to travel as needed to execute the expectations of the role.</li></ul>
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
<ul><li>Hourly Rate: $48.08-$57.69</li><li>
Bonus: Eligible for discretionary bonus incentive.</li></ul>
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position<div>
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com 
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry&rsquo;s privacy statement for information about how CrossCountry collects and uses personal information about California applicants. 
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual&rsquo;s association with a member of a protected group or any other characteristic protected by federal, state, or local law (&ldquo;Protected Characteristics&rdquo;). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. 
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.</div></div>

BPL Underwriter - Valere Commercial

First Hawaiian Bank

<div>First Hawaiian Bank is currently seeking an experienced, customer-focused Commercial Real Estate Officer to join our Commercial Real Estate Team. 
Compensation
The annual salary range for this role is $70,000-$97,500/year; commensurate with experience.
The Commercial Real Estate Officer level and pay is at the discretion of the Manager and will be discussed at the time of the offer.
Work Schedule
 
Monday - Friday 8:00AM - 5:00PM (hours may vary)</div>
 <div>The ideal candidate will have:
<ul><li>Bachelor's degree in accounting, finance, economics, related field or equivalent experience.
</li><li>3+ years of experience in commercial real estate lending, risk management or equivalent.
</li><li>Personal Alignment with our Core values of Collaboration, Character, and Caring.</li></ul></div>
 <div>As a Commercial Real Estate Officer, you will assist with the underwriting and management of the Bank's commercial real estate loan activity throughout the State of Hawaii, Guam and Mainland U.S.</div>
 <div>As a Commercial Real Estate Officer, you will assist with the underwriting and management of the Bank's commercial real estate loan activity throughout the State of Hawaii, Guam and Mainland U.S.</div>

Commercial Real Estate Officer

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