residential mortgage underwriter

FAR Inspections

<div>Ad Ref: FAR-01636<div><div>
Do not fill out any form or use any other apply button on this page. Use the blue link below to submit your application.</div></div><h1 class="jobSectionHeader">
Apply HERE Only</h1>
FAR Inspections is actively seeking a reliable independent contractor to perform residential mortgage inspections in Madison County, Montana and surrounding communities. If you live in or near Big Sky or anywhere in Madison County, this is a great opportunity to earn supplemental or full-time income on your own schedule.
FAR Inspections is a leading provider of property data for mortgage lenders nationwide. Based in Reno, NV, we have a 12-year track record of excellence and stability in the mortgage field services industry. We partner with highly motivated independent contractors who prioritize accuracy, reliability, and professional autonomy.<h3 class="jobSectionHeader">
The Opportunity</h3>
Earn a predictable supplemental or full-time income on a flexible schedule that you control. As a Field Inspector covering Madison County, you will perform residential occupancy verifications. These are brief, exterior visits to confirm property status and report on general conditions.<ul><li>
Autonomy: You manage your own routing, schedule, and territory.</li><li>
Efficiency: Standard inspections are designed for speed, typically requiring only 5&ndash;6 minutes on-site.</li><li>
Consistency: Enjoy stable, month-to-month volume in your assigned county.</li></ul><h3 class="jobSectionHeader">
Workflow &amp; Responsibilities</h3><ul><li>
Determine property occupancy status based on industry-standard indicators.</li><li>
Capture 9+ photos and submit brief reports using industry-standard mobile applications.</li><li>
Maintain a high level of reliability regarding territory coverage and deadlines.</li></ul>
Note: This role requires spending extended periods of time driving and making numerous stops throughout the day in your assigned territory. This territory covers a spacious rural county with longer drives between stops. A fuel-efficient vehicle and comfort with country roads are especially valuable.<h3 class="jobSectionHeader">
Requirements</h3>
As an independent contractor, you are responsible for providing your own equipment, including:<ul><li>
Reliable, fuel-efficient vehicle.</li><li>
Smartphone (Android or iPhone) capable of running mobile reporting apps.</li><li>
Computer with an internet connection and a printer.</li><li>
Strong time-management skills to meet deadlines without direct supervision.</li><li>
Ability to pass a standard background check.</li></ul><h3 class="jobSectionHeader">
Earnings &amp; Volume</h3><ul><li>
Flat-Rate Pay: This is a 1099 position where you are paid a set fee for every inspection completed.</li><li>
Earning Potential: While pay is per-inspection, efficient contractors typically earn the equivalent of $25&ndash;$35 per hour.</li><li>
Volume: Rates and inspection volume vary by county. Lower volume counties typically feature higher per-inspection rates, while higher volume counties offer more consistent daily work.</li><li>
This Territory: Madison County averages approximately 5 inspections per month.</li></ul><h1 class="jobSectionHeader">
Apply HERE Only</h1><div><div>
Do not fill out any form or use any other apply button on this page. Use the blue link above to submit your application.</div></div>
E1bLLrxafi</div>

Regional Mortgage Occupancy Verifier

LBC Mortgage

<div>
 
 About LBC Mortgage
 
 
 
 At LBC Mortgage, we are committed to delivering exceptional lending solutions and personalized service to our clients. As we continue to grow, we are looking for an experienced and detail-oriented Commercial Mortgage Underwriter to join our team.
 
 
 
 Position Overview
 
 
 
 The Commercial Mortgage Underwriter will be responsible for analyzing and evaluating commercial loan applications, assessing financial risk, and ensuring compliance with company and investor guidelines. The ideal candidate has strong experience in commercial lending, excellent analytical skills, and the ability to work efficiently in a fast-paced environment.
 
 
 
 Responsibilities
 
 
 
 <ul>
 <li>
 Review and analyze commercial mortgage loan applications and supporting documentation
 </li>
 <li>
 Assess borrower creditworthiness, financial statements, tax returns, cash flow, and collateral
 </li>
 <li>
 Perform risk analysis and make sound underwriting decisions
 </li>
 <li>
 Ensure loans meet internal policies, investor requirements, and regulatory guidelines
 </li>
 <li>
 Work closely with loan officers, processors, and management throughout the loan process
 </li>
 <li>
 Prepare clear and detailed underwriting summaries and recommendations
 </li>
 <li>
 Identify potential risks and propose mitigating solutions
 </li>
 <li>
 Maintain strong communication with all parties involved in the transaction
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 <ul>
 <li>
 Minimum 2+ years of commercial underwriting experience
 </li>
 <li>
 Strong understanding of commercial real estate lending and underwriting guidelines
 </li>
 <li>
 Ability to analyze complex financial documents and credit profiles
 </li>
 <li>
 Excellent attention to detail and organizational skills
 </li>
 <li>
 Strong communication and problem-solving abilities
 </li>
 <li>
 Ability to manage multiple files and deadlines simultaneously
 </li>
 <li>
 Experience with residential mortgage underwriting is a plus
 
 
 </li>
 </ul>
 
 What We Offer
 
 
 
 <ul>
 <li>
 Competitive compensation
 </li>
 <li>
 Career growth opportunities
 </li>
 <li>
 Supportive and professional work environment
 </li>
 <li>
 Opportunity to work with a growing and dynamic team
 
 
 </li>
 </ul>
 If you are a motivated professional with commercial underwriting experience and a passion for the mortgage industry, we would love to hear from you.
</div>

Underwriter

Guild Mortgage Company LLC

<div>Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

Position Summary

The Underwriter III plays an important role in the organization by performing a number of activities related to the company&rsquo;s retail operations functions. The role is primarily responsible, under intermittent to infrequent supervision, for underwriting specialty loans such as jumbo and renovation as well as conventional, FHA, VA, USDA, new construction, and condominium project loans according to company, secondary market investor, and government agency standards. This includes ensuring all tax, title, insurance, and closing documentation associated with the loan applications are accurate and complete, and approving or denying loan applications based on compliance with underwriting standards and risk management factors. The Underwriter III is considered the &ldquo;go to&rdquo; subject matter expert when the Lead/Supervisor/Manager is not available.

Essential Functions
<ul>
<li>Review and evaluate loan documents to ensure accuracy, completeness, and compliance with company standards, federal and agency standards and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.</li>
<li>Analyze customer&rsquo;s loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation.</li>
<li>Review appraisals to ensure that loans meet secondary market, investor, and company standards.</li>
<li>Work with Loan Processors and Loan Officers on collecting information and documentation necessary to finalize incomplete loan packages.</li>
<li>Determine if additional documentation or information would aid loan decision; request additional documentation or information accordingly.</li>
<li>Provide options and recommendations to borrowers regarding suitable loan programs.</li>
<li>Stay abreast of current regulations and industry trends that affect compliance and decision-making.</li>
<li>Verify that system input is accurate and that company systems match Automated Underwriting System (AUS).</li>
<li>Use expertise to answer questions and resolve escalated issues from junior-level teammates.</li>
<li>Perform other duties as assigned.</li>
</ul>
Qualifications
<ul>
<li>High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred</li>
<li>Total recent work experience that includes eight or more years as an underwriter preferably with three years of specialty experience such as jumbo and renovation loans.</li>
<li>Direct Endorsement (DE) certification required; must have current certification(s) for any assigned region with state-specific requirements to originate/supervise loans, along with endorsements including Direct, VA, Auto and SAR.</li>
<li>Expert-level knowledge of overall mortgage lending processes, including underwriting, funding, and loan processing.</li>
<li>Expert-level knowledge of valid documentation related to the processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.).</li>
<li>Expert-level knowledge of underwriting and regulatory requirements; detailed knowledge of federal, state, and regulatory requirements/guidelines related to consumer mortgage lending and internal processes and controls.</li>
<li>Ability to think critically, including the ability to evaluate facts and data to draw conclusions, and determine the downstream impact of decisions and associated risks.</li>
<li>Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness.</li>
<li>Intermediate math skills.</li>
<li>Strong verbal and written communication skills.</li>
<li>Strong detail orientation and highly organized.</li>
<li>Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.</li>
</ul>
Supervision
<ul>
<li>Intermittent to infrequent supervision required, depending on experience</li>
<li>Moderate to high levels of independent judgment and discretion required; resolves escalated issues of high complexity</li>
<li>May provide guidance to less experienced teammates</li>
</ul>
Requirements
<ul>
<li>Physical: Work is primarily sedentary; occasionally walks and/or stands.
</li>
<li>Manual Dexterity: Frequent use of computer keyboard and mouse.
</li>
<li>Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
</li>
<li>Environmental: Office environment &ndash; no substantial exposure to adverse environmental conditions.</li>
<li>Prior jumbo or Non-QM experience required.</li></ul> 


Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&amp;D, LTD and 401(k) with employer match.

Guild Mortgage Company is an Equal Opportunity Employer.

This position offers eligibility for incentive compensation.

Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant&rsquo;s geographical location.</div>

Underwriter III, Specialty Loans

Community Financial System, Inc.

<div>Overview:
<div>
At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.</div><div></div><div> 
Just as our employees are committed to helping our customers manage their finances, we&rsquo;re committed to our employees. After all, they make it happen for our customers every day.</div><div></div><div> 
To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.</div>
Responsibilities:
<div>
The Assistant Mortgage Loan Consultant (AMLC) assists the Mortgage Loan Consultant(s) (MLC) to produce mortgage loans efficiently and timely, with minimal errors, all while maintaining exceptional customer service. The AMLC performs a variety of administrative duties in support of, and in concert with the individual MLC quest in establishing and maintaining strong professional ties to area business generators, builders, centers of influence, as well as individual residential real estate customers.</div><ul><li>
Supports the Mortgage Loan Consultant in soliciting quality loan applicants through various methods and media.</li><li>
Assists MLCs to gather information related to residential real estate applications through interaction with parties involved in the transaction, while adhering to customer privacy guidelines.</li><li>
Schedules appointments on behalf of the MLC, or with the AMLC which fit the needs of the bank and customer, whether on company premises or at a mutually convenient location.</li><li>
In support of the originating MLC, may inform customers of the institution's loan programs, underwriting guidelines and applicable government regulations.</li><li>
Prepares and maintains applications and manages application documents.</li><li>
Prepares Loan Estimates in compliance with regulatory guidelines and bank policy.</li><li>
Answers incoming inquiries, written or otherwise, and satisfies those inquiries, or consults with the Mortgage Loan Consultant to satisfy the inquiry if applicable.</li><li>
Maintains and fosters relationships with realtors, attorneys, appraisers, applicants, and Mortgage Processing personnel.</li><li>
May attend loan closings on behalf of the MLC.</li><li>
Processes final documentation and loan tickets to initiate the booking process.</li><li>
Stays abreast of, and participates in, community outreach programs within the MLC's designated territory to ensure the bank remains a partner to groups of low to moderate income (LMI) and those in a protected class.</li><li>
Ensures exceptional customer service, both internal and external by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics and complying with all Federal and State compliance policies.</li><li>
Performs other related duties as assigned or directed.</li><li>
Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures and internal controls, and meet all job-specific requirements in a timely fashion</li></ul> 
<div></div>
Qualifications:
<div>
Education/Training:</div><ul><li>
An Associates degree or equivalent preferred.
</li><li>This position requires National Mortgage Licensing System (&ldquo;NMLS&rdquo;) registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act).</li><li>
All applicants must be 18 years of age or older.</li></ul><div>
Skills:
</div><ul><li>Proficient reading, writing, grammar, and mathematics skills; comfortability with various software programs and overall PC functions, proficient interpersonal relations and communication skills; ability to multitask and manage multiple duties effectively; and, the ability to learn and maintain a working knowledge of Bank operating policies and products.</li></ul><div>
Experience:</div><ul><li>
Previous banking and/or mortgage industry experience preferred.
</li><li>Experience in a high volume, multi-tasked professional administrative, sales, or customer service position.
</li><li>Experience in submitting loan file requests electronically (DU-Desktop Underwriter) and knowledge of FNMA guidelines a plus.</li></ul> 
<div></div>
Min: USD $22.60/Hr. Max: USD $33.93/Hr. Other Job Information:
<div>
Hours: 40 hours/week</div><div></div><div> 
Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision &amp; Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!</div><div> 
Physical Requirements:</div><div>
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.</div><div> 
The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law. 
 
The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.</div></div>

Assistant Mortgage Loan Consultant (On-Site)

A Hiring Company

<div>
 Description:
 
 
 
 Job Summary
 
 
 We are seeking an experienced Senior Mortgage Loan Processor to join our team at our national headquarters in the South Jordan, Utah area. In this role, you will act as the primary performer of the tasks and workflow of the application while the loan is in process, managing a high-volume pipeline from initial submission through to closing. The ideal candidate has 5+ years of experience in processing FHA, VA, Conventional, and Jumbo loans, and is looking for a stable, fast-paced environment with a national presence.
 
 
 
 
 
 
 What We Offer:
 
 
 <ul>
 <li>
 Competitive salary commensurate with experience.
 </li>
 <li>
 Comprehensive benefits package (Health, Dental, Vision, 401k match, and more).
 </li>
 <li>
 Hybrid work environment - This role is based in our South Jordan, Utah headquarters, with flexibility for a hybrid schedule (combining in-office and remote work) after the initial onboarding period.
 </li>
 <li>
 A stable, national presence with opportunities for growth at our headquarters.
 </li>
 </ul>
 
 
 
 
 
 Key Responsibilities:
 
 
 <ul>
 <li>
 Pipeline Management: Manage a high-volume &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;pipeline of residential mortgage loans (FHA, VA, Conventional, Jumbo), &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ensuring files are accurate, complete, and move through the process &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;efficiently.
 </li>
 <li>
 Document Review &amp; Verification: Thoroughly review loan applications, income, assets, and &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;credit documentation to identify potential red flags and ensure accuracy.
 </li>
 <li>
 Underwriting Liaison: Act as the primary liaison &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;between Loan Officers, Underwriters, and borrowers, proactively clearing &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;conditions to obtain a "Clear to Close".
 </li>
 <li>
 AUS Familiarity: Proficiently run and &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;interpret desktop underwriting systems (DU/LPA).
 </li>
 <li>
 Documentation Ordering: Order and verify &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;third-party reports, including appraisals, title reports, flood &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;certifications, and VOEs.
 </li>
 <li>
 Compliance: Ensure all loan files comply with federal, &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;state, and company policies, including TRID regulations.
 </li>
 <li>
 Communication: Provide regular status updates to borrowers, &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;loan officers, and real estate agents to ensure a smooth, timely closing.
 </li>
 </ul>
 
 
 Requirements:
 
 
 
 Qualifications
 
 
 <ul>
 <li>
 Experience: Several years of active, hands-on experience in mortgage loan processing.
 </li>
 <li>
 Loan Types: Expert knowledge of FHA, VA, Conventional, and Jumbo loan guidelines.
 </li>
 <li>
 Systems: Proficiency in LendingPad LOS is preferred; experience with Encompass or similar LOS required.
 </li>
 <li>
 Technology: Strong proficiency in Desktop Underwriter (DU) / Loan Prospector (LPA).
 </li>
 <li>
 Skills: Excellent verbal and written communication skills, with a high degree of attention to detail and ability to work under tight deadlines.
 </li>
 </ul>
 
 
 Work Environment
 
 
 This position may be remote or in-office at CBCMA&rsquo;s onsite location in South Jordan, UT.
 
 
 
 
 
 
 Physical Requirements:&nbsp;
 
 
 <ul>
 <li>
 Prolonged periods of sitting at a desk.
 </li>
 <li>
 Must be able to lift up to 15 pounds at times.
 </li>
 <li>
 Prolonged hours working on a computer looking at screens and computer monitor
 </li>
 </ul>
 
 
 
 
 
 Position Type/Expected Hours of Work
 
 
 This is a full-time position, and hours of work and days are Monday through Friday, 8 a.m. to 5 p.m. with occasional evenings as job duties demand.
 
 
 
 
 
 
 Travel
 
 
 No travel is expected.
 
 
 
 
 
 
 Education and Experience
 
 
 <li>
 Minimum 5 years experience in an active, hands-on role in mortgage loan processing.
 </li>
 <li>
 Solid knowledge and understanding of FHA, VA, Conventional, and Jumbo loan guidelines.
 </li>
 <li>
 High School Degree/GED or higher.
 </li>
 
 
 
 
 
 Additional Eligibility Qualifications
 
 
 None.
 
 
 
 
 
 
 Work Authorization/Security Clearance
 
 
 Must be authorized to legally work within the United States of America.
 
 
 
 
 
 
 Other Duties
 
 
 Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.&nbsp;
 
 
 
 
 
 
 Compensation details:
 
 65000-75000 Yearly Salary
 
</div>

Senior Loan Processor

CrossCountry Mortgage, LLC

<div>CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You&rsquo;ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
About Valere Commercial:
Part of the CrossCountry family of companies, Valere Commercial is a private real estate lender built for the modern investor. We offer flexible, fast, and scalable lending solutions backed by strong capital and a commitment to long-term client success. Our platform is designed to support real estate entrepreneurs - not just for one deal, but across their entire investment journey. You&rsquo;ll be part of a company that&rsquo;s agile, well-capitalized, and built to scale. We move fast, think big, and empower our team to do the same.
Valere Commercial&rsquo;s core focus is on business purpose loans, including but not limited to the following products: investor bridge, fix-and-flip, ground-up construction (1-4 family and multi-family), multi-family term, cross-collateralized, and builder finance.
Position Overview:
The BPL Underwriter is an experienced mortgage professional specializing in complex transactions including fix and flip, multifamily, senior bridge, and construction loans. This role demonstrates skill in structuring deals, analyzing financial and property valuations, and ensuring compliance with company policies and regulatory standards. The BPL Underwriter collaborates cross-functionally with production, closing, and legal teams to deliver tailored lending solutions and drive successful loan execution.
Job Responsibilities:<ul><li>
Lead the underwriting process while managing deal timelines, developing credit recommendations, and ensuring compliance with company policies.</li><li>
Work directly with production teams to develop loan structures that will meet clients&rsquo; financial objectives; develop and maintain strong relationships with production and closing departments.</li><li>
Prepare underwriting narratives and independent cash flow estimates, focusing on large, complex transactions, including multifamily, senior bridge and construction loan deals.</li><li>
Evaluate the market competitiveness of the proposed collateral and determine the economic feasibility of transactions; conduct detailed economic and market research.</li><li>
Model and review cash flows, financial statements, and analyze property valuations.</li><li>
Review third party reports from vendors such as appraisers, surveyors, and engineers to ensure compliance with all requirements.</li><li>
Collaborate with loan officers, loan closers, and legal counsel to move loan requests through the approval and closing process.</li><li>
Conduct and participate in customer meetings and conference calls.</li><li>
Present recommendations to the appropriate levels, including all key documentation. (term sheets, applications, commitments, credit memos, etc.)</li><li>
Crosstrain across Valere&rsquo;s various products and exit strategies to cultivate ability to underwrite a variety of deal types.</li></ul>
Qualifications and Skills:<ul><li>
Bachelor&rsquo;s Degree in Statistics, Business, Finance, Accounting or Economics, preferred.</li><li>
5+ years of experience underwriting Single, Multifamily and Commercial Real Estate Loans; experience with building or utilizing cash flow model technologies, preferred.</li><li>
Completion of a formal commercial loan underwriting training program (Ex. Omega), preferred.</li><li>
Experienced in high-volume environments, efficiently managing assignments to consistently meet deadlines.</li><li>
Skilled in prioritizing tasks and avoiding distractions to meet deadlines without direct supervision in a remote work environment.</li><li>
Experience with Moody&rsquo;s Credit Lens, preferred.</li><li>
Advanced knowledge of commercial real estate underwriting, including the development of cash flow forecasts and pricing metrics.</li><li>
Excellent oral and written communication skills.</li><li>
Proficient in Microsoft Office Suite.</li><li>
Ability to travel as needed to execute the expectations of the role.</li></ul>
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
<ul><li>Hourly Rate: $48.08-$57.69</li><li>
Bonus: Eligible for discretionary bonus incentive.</li></ul>
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position<div>
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com 
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry&rsquo;s privacy statement for information about how CrossCountry collects and uses personal information about California applicants. 
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual&rsquo;s association with a member of a protected group or any other characteristic protected by federal, state, or local law (&ldquo;Protected Characteristics&rdquo;). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. 
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.</div></div>

BPL Underwriter - Valere Commercial

Center for NYC Neighborhoods

<div>JOB TITLE: Residential Mortgage Closer, Program Manager 
 
DEPARTMENT: Lending 
 
REPORTS TO: Senior Program Manager of Loan Closing 
 
SALARY RANGE: $70,000 - 81,000 
 
FLSA: Exempt 
 
About the Center
The Center for New York City Neighborhoods, Inc. (the &ldquo;Center&rdquo;) is a not-for-profit that promotes and protects affordable homeownership so middle- and working-class families can build strong, thriving communities. We meet the diverse needs of homeowners by offering free, high-quality housing counseling and services, coordinating a network of service providers across the city, and providing free or low-cost loans for homeownership. 
Through its work, the Center supports and expands homeownership across New York by developing programs that focus on underserved communities. We have successfully delivered over $500 million to homeowners in several state-wide interventions, in response to physical, financial, and health crises, working with both the city and state to expand protections for New Yorkers. By helping homeowners individually and systematically, the Center achieves lasting change. To date, the Center, together with its partners, has helped more than 250,000 low- and moderate-income (LMI) families keep their homes and gain financial stability, preserving over $10 billion in neighborhood property value across New York. 
Position Summary 
The Center is hiring Residential Mortgage Closer, Program Manager to join a team dedicated to helping middle and working-class homeowners sustain affordable homeownership throughout New York State. The candidate we seek to fill this position will play an integral role in processing publicly and privately funded grant and residential mortgage closings, tracking the mortgage closing pipeline, ensuring that the required loan closing documents are prepared correctly, and adhering to the compliance and QC audits of the recently closed pipeline. 
In addition to facilitating the residential mortgage loan closing process, the ideal candidate will also be driven to support the mission of helping homeowners successfully navigate through a broad range of homeownership affordability issues including, but not limited to, foreclosure prevention, scam prevention, coastal recovery, and resiliency. 
This is a full-time, exempt position. We operate under a hybrid office model, requiring staff to work a minimum of two days per week on site to support collaboration, connection, and impact. Candidates must be able to meet these in-office expectations. 
Primary Functions<ul><li>
Prepares closing documents for all residential mortgage lending programs</li><li>
Review residential mortgage loan files for proper compliance, disclosures, signatures, and documentation</li><li>
Calculate figures on closing disclosure and QC prepared required documents for closing; resolve any errors with original documents</li><li>
Ensure compliance with all applicable regulatory requirements as outlined by the CFPB; verify accuracy and consistency of specifications on all documents</li><li>
Issues notice to borrowers as needed</li><li>
Handle all borrower complaints and concerns. Will be required to escalate to management as needed and all Issues to be documented.</li><li>
Attend regular meetings with finance, program delivery, &amp; lending teams to ensure that residential mortgage loan funding processes are progressing smoothly and provide weekly reports to the closing manager.</li><li>
Work closely with SPM of Loan Closing to correct files &amp; maintain pipeline accuracy</li><li>
Issue closing instructions to title settlement agents; order and review title work for residential mortgage loans</li><li>
Provide backup for submitting all invoice and billing submissions &amp; payments for the department across all vendors. Submission fees should be recorded on the related loan level.</li><li>
Reconcile recording rejections so all loan recordings can be processed properly.</li><li>
Escalate recording issues with the county to SPM of Loan Closing. These should be tracked on the recording log.</li><li>
Assist servicing team with research and onboarding new loans when applicable</li><li>
Updates loan pipeline trackers, loan operating system, &amp; loan servicing interface as needed</li><li>
Prepare funding requests for finance and require sign-off from finance and closing management.</li><li>
Send out loan checks on the official loan funding date.</li><li>
Assure adherence to federal and state regulatory requirements</li><li>
Verify that all HMDA is completed on the URLA post close</li></ul> 
Skills and Qualifications<ul><li>
Ability to communicate verbally, and in writing</li><li>
Has experienced knowledge in tolerance level requirements of the closing disclosure</li><li>
Has experienced knowledge of TRID regulations</li><li>
Ability to read, understand, and interpret residential mortgage loan documents</li><li>
Ability to work independently and also as part of a team</li><li>
Ability to understand real estate finance and mortgage terminology</li><li>
Moderate analytical skills</li><li>
Knowledge of residential mortgage loan closing policies, procedures, and documentation</li><li>
Strong technical skills, including Microsoft Office software</li><li>
Able to coordinate, organize, prioritize, and execute multiple responsibilities in a fast-paced setting</li><li>
Strong technical skills in mortgage lending operating software systems and/or Salesforce, Bytepro, The Mortgage Office is a plus</li></ul> 
Education and Training<ul><li>
A High School Diploma or higher</li><li>
Certified training in the areas of mortgage lending and closings</li></ul> 
Experience
At least 2 years of recent experience, within the last 4 years, working as a residential mortgage loan closer for a bank, credit union, or mortgage lender. 
Application
To apply for this position, please submit your cover letter with salary requirements, resume, and 3 professional references through our website, cnycn.org.
Only those candidates selected for an interview will be contacted. Applicant review will continue until the position is filled. We thank you for your interest in career opportunities with the Center for NYC Neighborhoods. No phone calls, please. Accepting resumes until the position is filled.
The Center strongly encourages Section 3 residents to participate in this hiring effort. Information to determine if you are a Section 3 resident can be obtained by contacting careers@cnycn.org.
Persons requiring reasonable accommodation to participate in this hiring effort are requested to email: careers@cnycn.org.
The Center for NYC Neighborhoods is an equal-opportunity employer. We recruit, hire, upgrade, train, and promote for all positions and job classifications without regard to race, color, religion, creed, gender, national origin, age, physical or mental disability, marital, veteran or disabled veteran status, sexual orientation, or any other status as a member of any other legally protected group or activity. 
To learn more, visit cnycn.org. 

a7hbkeOlbZ</div>

Residential Mortgage Closer, Program Manager

Search 2712+ Residential mortgage underwriter jobs near you this May. New roles added regularly across leading industries. Apply today.