retail director

Rawaj - Human Capital Management

<div><p>We are seeking a dedicated and meticulous <b>Financial Planning and Analysis (FP&amp;A) Director</b><b> </b>for a prominent and leading <b>retail</b> company in <b>Saudi Arabia</b>, renowned for its commitment to excellence and innovation.</p><h2 class="jobSectionHeader"><b>
Key Accountabilities</b></h2><ul><li>
Own and lead the enterprise-wide budgeting, forecasting, and long-range planning processes, ensuring full alignment with corporate strategy and growth objectives.</li><li>
Act as a strategic finance partner to executive leadership, providing forward-looking insights on business performance, risks, and opportunities.</li><li>
Oversee analysis of financial results, KPIs, sales trends, margins, and inventory performance to drive profitability and sustainable growth across retail operations.</li><li>
Lead the preparation and presentation of executive-level financial reports, dashboards, and recommendations to support decision-making at Board and C-suite level.</li><li>
Drive financial evaluation and governance of strategic initiatives, including new store openings, market expansion, and major capital investments through advanced financial modeling.</li><li>
Provide strategic oversight of operating expenses, identifying cost optimization opportunities while supporting business scalability.</li><li>
Lead, develop, and inspire a high-performing FP&amp;A organization, setting clear objectives, building talent pipelines, and promoting a culture of accountability and collaboration.</li><li>
Champion continuous improvement of FP&amp;A frameworks, processes, systems, and tools to enhance forecasting accuracy, efficiency, and business insight.</li><li>
Ensure strong financial controls, compliance with internal policies, and proactive risk management within the retail environment.</li></ul><h2 class="jobSectionHeader"><b>
Knowledge, Skills, and Experience</b></h2><p><b>
We are Looking for:</b></p><br>
<ul><li>
Bachelor&rsquo;s degree in Finance, Accounting, Economics, or a related field; Master&rsquo;s degree and/or professional certification (CFA, CPA, CIMA) strongly preferred.</li><li>
Minimum of <b>15 years of progressive FP&amp;A experience</b>, with significant exposure to large-scale retail or multi-site operations.</li><li>
Demonstrated experience partnering with senior executives and influencing strategic decisions at an enterprise level.</li><li>
Deep expertise in retail financial metrics, performance management, and value drivers.</li><li>
Advanced capability in financial modeling, forecasting, and planning systems (Excel, ERP, and performance management tools).</li><li>
Strong executive communication and storytelling skills, with the ability to translate complex financial analysis into clear strategic insights.</li><li>
Proven track record in building, leading, and scaling high-performing FP&amp;A teams.</li><li>
Strategic mindset combined with strong analytical rigor and problem-solving skills.</li><li>
Ability to operate effectively in a fast-paced, high-growth retail environment.</li></ul></div>

Financial Planning and Analysis (FP&A) Director - Retail | Saudi Arabia

<div><p><b>Leverage your abilities and join the dynamic team of a leading e-commerce company in Saudi Arabia, recognized for its strong market presence, innovation, and commitment to excellence. This is an exciting opportunity to be part of a high-performing and fast-growing organization within a dynamic professional environment.</b></p><p><b>
As the E-Commerce Director,</b> you will be responsible for leading the organization&rsquo;s e-commerce strategy, online sales growth, digital customer experience, and marketplace performance. You will play a pivotal role in driving revenue, optimizing digital channels, enhancing conversion, and ensuring operational excellence across the e-commerce ecosystem.</p><h2 class="jobSectionHeader"><b>
Key Accountabilities</b></h2><ul><li>
Develop and implement the organization&rsquo;s e-commerce strategy, ensuring alignment with business objectives, growth targets, and digital priorities.</li><li>
Lead and optimize all online sales channels, including website, mobile app, marketplaces, and omnichannel commerce platforms.</li><li>
Drive revenue growth through performance marketing, merchandising, pricing strategy, and conversion optimization initiatives.</li><li>
Oversee website performance, user experience, customer journey, and digital trading activities to maximize sales and retention.</li><li>
Manage e-commerce operations including order fulfillment coordination, inventory availability, returns processes, and customer service alignment.</li><li>
Monitor and analyze commercial KPIs, including traffic, conversion, average order value, customer acquisition cost, and lifetime value, providing actionable recommendations.</li><li>
Lead marketplace strategy and relationships with external platforms, partners, and digital vendors.</li><li>
Collaborate with technology, supply chain, marketing, and commercial teams to enhance platform capabilities and support scalable growth.</li><li>
Establish policies, standards, and processes that ensure operational efficiency, compliance, and continuous improvement.</li><li>
Build and lead a high-performing e-commerce team, fostering collaboration, innovation, and talent development.</li></ul><h2 class="jobSectionHeader"><b>
Knowledge, Skills, and Experience</b></h2><ul><li>
Bachelor&rsquo;s or master&rsquo;s degree in business, Marketing, E-Commerce, Digital Commerce, or related field.</li><li>
10+ years of experience in e-commerce, digital commerce, or online retail, including leadership experience.</li><li>
Proven track record in scaling online sales, managing digital channels, and driving profitable growth.</li><li>
Strong understanding of e-commerce platforms, marketplaces, omnichannel ecosystems, and digital customer experience.</li><li>
Experience with performance marketing, CRM, analytics tools, and e-commerce technologies.</li><li>
Strong commercial acumen with expertise in online merchandising, pricing, promotions, and conversion optimization.</li><li>
Strategic mindset with the ability to identify growth opportunities and drive digital innovation.</li><li>
Strong leadership and people management capabilities with experience building high-performing teams.</li><li>
Excellent analytical, communication, and stakeholder management skills.</li><li>
Ability to adapt in a fast-paced, high-growth environment and lead continuous improvement initiatives.</li></ul></div>

E-Commerce Director | Retail | Saudi Arabia

Qiddiya Investment Company

<div><p>Qiddiya Investment Company is seeking an accomplished Commercial Director for the RES-158 project within our residential development portfolio. This leadership role demands a strategic and commercially astute professional to oversee all commercial activities associated with the residential developments, ensuring projects are delivered efficiently, on budget, and meet quality standards.</p><p>
The Commercial Director will be responsible for managing contract negotiations, procurement, risk management, and financial performance, collaborating with internal teams and external stakeholders to drive successful project outcomes. This role requires a hands-on approach to managing commercial teams and fostering innovation and excellence within the commercial function.</p><br>
Key Responsibilities<ul>
<li>Develop and execute commercial strategies for the RES-158 residential project.</li>
<li>Manage all commercial aspects including procurement, contract administration, and commercial risk mitigation.</li>
<li>Lead negotiations with contractors, suppliers, and any third parties to ensure favorable terms.</li>
<li>Monitor project budgets, forecasts, and financial reporting to meet cost efficiency targets.</li>
<li>Ensure compliance with contractual terms, company policies, and regulatory requirements.</li>
<li>Collaborate with project management and other departments to align commercial objectives with project goals.</li>
<li>Oversee and develop the commercial team, enhancing their capabilities and performance.</li>
<li>Provide timely and accurate reports on commercial performance and project status to senior management.</li><br>
</ul><br>
<br>
<b>Requirements</b><br>
<ul><li>
Bachelor&rsquo;s degree in Quantity Surveying, Construction Management, Business Administration, or related field.</li><li>
At least 15 years of progressive experience in commercial management.</li><li>
Must have a minimum of 5 years of experience within the Middle East/GCC region.
</li><li>Must have at least 3 years of client-side experience.
</li><li>Must have at least 3 years of experience in residential development/projects, whether with developers, consultants, or contractors.</li><li>
Strong skills in contract negotiation, procurement, and commercial risk management.</li><li>
Excellent leadership and team management capabilities.</li><li>
Effective communication, negotiation, and stakeholder management skills.</li><li>
Professional qualifications such as MRICS or equivalent are preferred.</li></ul><br>
<b>
Benefits</b><p><br>
Offering a comprehensive compensation and benefits package.</p></div>

RES-158 - Commercial Director

HR Ways

<p><b>About Client</b></p><p>Hiring for a e-commerce and retail brand.</p><p><b>Key Responsibilities</b></p><ul><li><b>Operational Excellence</b>: Oversee all aspects of store operations, including inventory management, supply chain coordination, and facility maintenance to ensure a premium shopping environment.</li><li><b>Strategic Leadership: </b>Develop and implement business plans to expand the customer base and optimize profitability<b>.</b></li></ul><ul><li><b>Team Development</b>: Recruit, train, and mentor a diverse team. You will be responsible for succession planning and fostering a culture of accountability and professional growth.</li><li><b>Financial Management: </b>Manage the store budget, analyze sales figures, and forecast futureperformance. Monitor key performance indicators (KPIs) to drive continuous improvement.</li><li><b>Brand Integrity: </b>Ensure visual merchandising standards align with brand guidelines and that thestore reflects the brand's identity across all touchpoints.</li><li><b>Customer Engagement</b>: Monitor customer feedback and engagement trends (including</li></ul><p>digital/social presence) to enhance service levels and loyalty.﻿</p><p><b>Requirements:</b></p><p>﻿<b>Experience</b>: Minimum of 5+ years in retail management, with at least 2 years in a senior leadership or directorial role.</p><p><b>Education</b>: Bachelor's degree in Business Administration, Marketing, or a related field (O-Level/A- Level background preferred).</p><p><b>Skills</b>:<br/>﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿Proven track record of hitting sales targets and managing large-scale budgets.<br/>Strong understanding of retail tech, e-commerce integration, and inventory software.<br/>Excellent communication and interpersonal skills.<br/>﻿<br/><b>Attributes</b>: A proactive problem-solver with a &quot;brand-first&quot; mindset and the ability to thrive in a fast-paced environment.<br/>﻿</p><p><i>﻿﻿</i><i><b>Salary &amp; Benefits</b></i></p><ul><li>Competitive salary and performance-based bonuses.</li><li>Opportunities for career advancement within a growing lifestyle brand.</li></ul><ul><li>Employee discounts and health benefits.</li><li>A collaborative and creative work environment.﻿</li></ul><p><i>﻿﻿</i><i><b>Other Details</b></i><i>:﻿</i>﻿﻿</p><p><i>Work Type: Onsite</i><br/><i>﻿Working Days: Monday to Friday</i><br/><i>﻿Work Time: 10:00 am to 7:00 pm</i><br/><i>﻿Experience:</i>_ <b>5 Years</b>_<br/><i>﻿Employment Type: Full-time</i><br/><i>﻿Location: Karachi, Pakistan</i></p><p>Job Type: Full-time</p><p>Work Location: In person</p>

Retail General Manager

<p><b>About Client</b></p><p>Hiring for a e-commerce and retail brand.</p><p><b>Key Responsibilities</b></p><ul><li><b>Operational Excellence</b>: Oversee all aspects of store operations, including inventory management, supply chain coordination, and facility maintenance to ensure a premium shopping environment.</li><li><b>Strategic Leadership: </b>Develop and implement business plans to expand the customer base and optimize profitability<b>.</b></li></ul><ul><li><b>Team Development</b>: Recruit, train, and mentor a diverse team. You will be responsible for succession planning and fostering a culture of accountability and professional growth.</li><li><b>Financial Management: </b>Manage the store budget, analyze sales figures, and forecast futureperformance. Monitor key performance indicators (KPIs) to drive continuous improvement.</li><li><b>Brand Integrity: </b>Ensure visual merchandising standards align with brand guidelines and that thestore reflects the brand's identity across all touchpoints.</li><li><b>Customer Engagement</b>: Monitor customer feedback and engagement trends (including</li></ul><p>digital/social presence) to enhance service levels and loyalty.﻿</p><p><b>Requirements:</b></p><p>﻿<b>Experience</b>: Minimum of 5+ years in retail management, with at least 2 years in a senior leadership or directorial role.</p><p><b>Education</b>: Bachelor's degree in Business Administration, Marketing, or a related field (O-Level/A- Level background preferred).</p><p><b>Skills</b>:<br/>﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿Proven track record of hitting sales targets and managing large-scale budgets.<br/>Strong understanding of retail tech, e-commerce integration, and inventory software.<br/>Excellent communication and interpersonal skills.<br/>﻿<br/><b>Attributes</b>: A proactive problem-solver with a &quot;brand-first&quot; mindset and the ability to thrive in a fast-paced environment.<br/>﻿</p><p><i>﻿﻿</i><i><b>Salary &amp; Benefits</b></i></p><ul><li>Competitive salary and performance-based bonuses.</li><li>Opportunities for career advancement within a growing lifestyle brand.</li></ul><ul><li>Employee discounts and health benefits.</li><li>A collaborative and creative work environment.﻿</li></ul><p><i>﻿﻿</i><i><b>Other Details</b></i><i>:﻿</i>﻿﻿</p><p><i>Work Type: Onsite</i><br/><i>﻿Working Days: Monday to Friday</i><br/><i>﻿Work Time: 10:00 am to 7:00 pm</i><br/><i>﻿Experience:</i>_ <b>5 Years</b>_<br/><i>﻿Employment Type: Full-time</i><br/><i>﻿Location: Karachi, Pakistan</i></p><p>Work Location: In person</p>

Retail Operations Manager

bankfab

<div><div>Job Description</div>
<div>
<p>Join the UAE&rsquo;s largest bank and one of the world&rsquo;s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting &amp; dynamic industry.
</p><p><b>Job Purpose:
</b></p><div>To manage and grow relationships with large and strategic clients within the assigned portfolio in the Retail &amp; Consumer Goods segment of Wholesale Banking. Drive new business origination while ensuring full compliance with Credit and Risk frameworks. Improve service quality levels and supervise the day‑to‑day activities and client interactions of subordinates to ensure the team consistently meets its objectives and achieves revenue targets, while maintaining strong client satisfaction and portfolio credit quality. Promote effective cross‑functional collaboration to deliver integrated financial solutions. High collaboration required internally and externally, with local and international client outreach (includes meetings in different time zones and tight deadline submissions). A highly engaged individual who can drive the business and internal processes to ensure approvals are sought in a short time span. Achieving financial targets and strategic objectives will be essential in driving sustainable growth and maintaining profitability.<br>
</div><div></div><div><b>Key Accountabilities:<br>
</b></div><div></div><p><b>Business Origination
</b></p><ul><li>Originate new business opportunities with target clients across banking products and in line with relevant policies.
</li><li>Achieve individual and team&rsquo;s financial performance targets
</li><li>Obtain support from relevant stakeholders and governance forums to execute deals (e.g., credit, products, GT).
</li><li>Draft Term Sheets, Information Memorandums, Mandate letters etc.
</li><li>Examine &amp; resolve credit, market and operational risk aspects of transactions in collaboration with products and enablement units.
</li><li>Leverage FAB&rsquo;s network expansion through cross border deals.
</li><li>Expand Products Penetration Through Sector-Focused Solutions.
</li><li>Ensure high returns with satisfactory yields and sufficient ancillary business.
</li><li>Maintain the credit quality of the client's relationships within the Portfolio to an acceptable level set by the
</li><li>Pitch, review, negotiate and conclude deals.
</li><li>Develop and maintain strong relationships with key decision makers in other banks to originate business.
</li><li><p>Up to date with the latest market, competitors, regulatory and industry and amend accordingly the account plans as when applicable.
</p></li><li><p>Ability to handle sophisticated transactions and engage assigned team members.
</p></li><li><p>Recommend policy amendments as when required to match with the latest business trends.<br>
</p></li></ul><p></p><p><b>Client Relationship Management
</b></p><ul><li>To achieve assigned financial and non-financial objectives by meeting all borrowing &amp; non borrowing needs of customers with target segments (E.g., borrowers, transactors, depositors).
</li><li><p>Prepare and Maintain Group Account Plans for all clients with support from relevant partners (e.g., products, international banking, Employee banking, Asset Management, etc.).
</p></li><li>Act as the main point of contact for clients, ensuring quality service and effective resolution of issues.
</li><li><p>Prepare briefing note memos ahead of senior management meetings with clients.
</p></li><li><p>Engage with internal stakeholders to obtain approvals for client RFPs in a timely manner.
</p></li><li><p>Increase wallet share with existing clients through strategic engagement and product penetration.
</p></li><li><p>Support on the conduct of annual/periodic credit facility reviews in the existing portfolio in a timely manner and support on the recommendation of appropriate credit facilities in line with the banks credit. policy to maximize earnings while containing risks to an acceptable level and identifying candidates for downgrades/ upgrades.
</p></li><li>Develop, Implement and maintain complete control aspects i.e., documentation, periodical client visits / call reports, stock inspections and formal credit checks / informal market feedback to monitor the assigned portfolio effectively.
</li><li>Organize client meetings with relevant partners/ seniority to deepen FAB relationship within the portfolio.
</li><li>Identify &amp; develop cross selling opportunities and increase cross-sell ratio and returns with clients.
</li><li>Support client on their day-to-day banking requirements with support from the team (as applicable).
</li><li>Ensure customer satisfaction remains high and meets the targeted NPS score.
</li><li>Be knowledgeable on market trends and manage a disciplined marketing process by identifying steps/strategies necessary to effectively initiate relationships with prospects.
</li><li><p>Onboard new clients as and when required.
</p></li></ul><p><b>Collaboration
</b></p><ul><li>Align with Retail &amp; Consumer Goods team as well as other partners to identify and convert opportunities.
</li><li>Collaborate with other business divisions to drive cross-BU collaboration. Develop proposition strategy, competition analysis, focused group approach, service delivery model, customer experience, internal &amp; external campaigns and alignment with other Products &amp; proposition including Risk policies, Payment &amp; Cash management, Trade products, collaboration with Retail banking including Private Banking, etc.
</li><li><p>Align with International banking to support client in FAB network locations.
</p></li><li><p>Support Unit/Divisional/Bank-wide initiatives (as required or assigned).
</p></li></ul><p><b>Operational
</b></p><ul><li><div>Assist the Executive Director / Line Manager in the day-to-day administrative and transactional activities such as client calls, payment processing, documentation follow up, account openings, updating pipeline, and any other activities in the unit/team to ensure continuity of work and the delivery of effective and high-quality outputs.
</div></li><li><div>Manage and follow up on KYC and compliance requirements in order to ensure consistency with the Bank&rsquo;s KYC and AML policies and regulatory requirements.
</div></li><li>Follow all relevant policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.
</li><li>Present transactions/proposals to the Credit Allocation Committee (CAC) for approvals.
</li><li><p>Run deal RAROCs and draft CAC submissions, ensuring delivery on CAC promises to achieve target RAROC thresholds.
</p></li><li><p>Prepare Green Light Memos for deal screening and Client Credit Applications (CAs).
</p></li><li>Review CAs and draft relationship comments before submission to Credit Committees.
</li><li><p>Ensure all credit reviews are submitted on time and agreed conditions are met.
</p></li><li><p>Address Credit inquiries, liaise with CAD and Legal for documentation matters.
</p></li><li>Conduct periodic reviews of risks (credit, operational, compliance etc.) within the portfolio on a regular basis.
</li><li>Drive day-to-day administrative and transactional activities for the team such as client calls, documentation follow up, pipeline updates, and any other activities in the unit/team to ensure continuity of work and delivery of effective/high quality output.
</li><li>Ensure that internal processes for existing portfolio/ NTBs are in-line with the Bank's policies &amp; procedures.
</li><li>Manage and follow up on KYC and compliance requirements to ensure consistency with the Bank's KYC and AML policies and regulatory requirements.
</li><li>Ensure all clients' files [documents] are maintained.
</li><li>Maintain a satisfactory audit on the portfolio.
</li><li>Adhere to process KPl's and, ORM, BCP &amp; Internal Audit requirements.
</li><li>Prepare timely and accurate statements and reports to meet the unit's requirements, policies, and standards.
</li><li><div>Learning &amp; Development &ndash; Attend appropriate on and off-the-job training programs.
</div></li><li><div>Ensure that all internal processes for existing portfolio and NTBs are met in line with the Bank&rsquo;s policies &amp; procedures.
</div></li><li><div>Adhere to process KPI&rsquo;s and, ORM, BCP &amp; Internal Audit requirements<br>
</div></li></ul><div></div><p><b>Policies, Systems, Processes, and Procedures
</b></p><ul><li>Follow all relevant policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.
</li></ul><div><b>MIS and Reports
</b></div><ul><li>Assist in the preparation of timely and accurate statements and reports to meet the unit&rsquo;s requirements, policies, and standards.
</li></ul><p><b>Client and Market Analysis
</b></p><ul><li><div>Conduct financial analysis on clients and their respective geographies/ industries/ markets to identify potential opportunities and risks.<br>
</div></li></ul><div></div><p><b>Leadership
</b></p><ul><li><div>Act as Role Model for the entire Retail &amp; Consumer Goods group and Retails &amp; Wholesale team
</div></li><li><div>Lead, Mentor, Motivate, Develop and Coach team members to ensure career growth and short &amp; long term successors
</div></li><li><div>Establish high-performance culture and ensure high engagement levels.
</div></li><li><div>Encourage ownership through rightful assignments to team members.
</div></li><li><div>Achieve individual and team's financial performance targets.
</div></li><li><div>Learning &amp; Development Attend appropriate on and off-the-job training programs and ensure own development and upgrade skills of team members.
</div></li><li><p>Involvement in team members new hirings.
</p></li></ul><p><b>Qualifications &amp; Experience:
</b></p><p><b>Minimum Qualification:
</b></p><ul><li><div>Bachelor&rsquo;s degree in finance or related discipline.
</div></li><li><p>CFA, or master&rsquo;s degree in business administration is preferred.
</p></li></ul><p><b>Minimum Experience:
</b></p><ul><li><p>12+ years of experience in Banking with at least 8+ years in senior role of team management.
</p></li></ul><p><b>Knowledge, Skills, and Attributes:
</b></p><ul><li><div>Deep Knowledge of Wholesale Banking or Investment Banking with exposure to Retail &amp; Consumer Goods.
</div></li><li><div>Strong understanding of credit analysis, trade finance, and treasury products.
</div></li><li><div>Excellent relationship management, negotiation, and leadership skills.
</div></li><li><div>Ability to manage complex client structures and deliver on strategic objectives.
</div></li><li><div>Understanding of FAB's product offering and business strategy.
</div></li><li><div>Ability to collaborate with a wide range of stakeholders to drive business.
</div></li><li><div>Strong relationship management skills both internally and externally.
</div></li><li><div>Sound communication skills (written and verbal).
</div></li><li><div>Ability to analyze and research information.
</div></li><li><div>Deep Financial and credit analysis ability with an aptitude to identify opportunities and close business deals.
</div></li><li><div>Data analysis and financial modelling skills
</div></li><li><div>Ability to work under pressure and adjust quickly to changing priorities
</div></li><li>Proficient in MS Office (excel, word and Power-point).</li></ul></div></div>
<br><div><div>Responsibilities</div></div><div></div>
<br><div><div>Qualifications</div></div><div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

Director, Retail & Wholesale

<div><p>We are seeking a dedicated and meticulous <b>Costing and Budgeting Section Head</b><b> </b>for a prominent and leading retail company in <b>Saudi Arabia</b>, renowned for its commitment to excellence and innovation.</p><h2 class="jobSectionHeader"><b>
Key Accountabilities</b></h2><ul><li>
Lead end-to-end costing for all stock-keeping units, including raw materials, packaging, logistics, warehousing, and import-related costs</li><li>
Analyze cost variances between actual and standard, providing root-cause analysis for margin changes</li><li>
Drive the annual budgeting process covering profit and loss, balance sheet, and cash flow across all sales channels</li><li>
Prepare monthly rolling forecasts incorporating seasonality, promotions, and new launch cycles</li><li>
Monitor category-wise gross margins and recommend pricing strategies</li><li>
Track promotional spending against budget and measure return on investment</li><li>
Analyze individual location profit and loss statements, including rent, staff, occupancy, and operating costs</li><li>
Oversee inventory valuation and provisioning for slow-moving or short-life items</li><li>
Partner with supply chain to optimize replenishment costs and reduce write-offs</li><li>
Lead periodic physical counts and reconcile costing discrepancies</li><li>
Present monthly budget versus actual reports to operations and senior management with variance explanations</li><li>
Support commercial teams in launch cost tracking including sampling and testers</li><li>
Lead and mentor a small team of cost analysts and budget coordinators</li><li>
Drive automation in budget consolidation and standard cost updates</li></ul><h2 class="jobSectionHeader"><b>
Knowledge, Skills, and Experience</b></h2><p><b>
We are Looking for:</b></p><ul><li><b><br>
8+ </b>years of experience in costing and budgeting or management accounting</li><li>
At least <b>2 to 3</b> years in a supervisory or section head role</li><li>
Bachelor&rsquo;s degree in accounting, finance, or business administration</li><li>
Professional Certifications including CMA, CIMA, CPA, FP&amp;A, or supply chain costing are a plus</li><li>
Experience across fast-moving consumer goods, food and beverage, cosmetics, or beauty retail sectors</li><li>
Proven experience with retail profit and loss components including location expenses and promotional accounting</li><li>
Experience with budgeting tools and business intelligence platforms</li><li>
Familiarity with enterprise resource planning systems in finance and controlling modules</li><li>
Resilience under month-end closing and budget season pressure</li></ul></div>

Costing and Budgeting Section Head - Retail | Saudi Arabia

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